Countdown to Retirement with Gregg MacInnis

Set the Right Pace in Your First Year of Retirement

Tue, 21 Jul 2026 08:00:00 +0000

Set the Right Pace in Your First Year of Retirement

Marathon runners know the start of the race matters. Go out too fast and you burn out. Fall too far behind and you're playing catch-up. It’s the same with retirement. On this episode of Countdown to Retirement, Gregg MacInnis explains how a coordinated income plan, a clear withdrawal strategy and a well-funded emergency reserve can help set the tone for a successful first year of retirement.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Do You Have the Right Income Mix for Retirement?

Tue, 07 Jul 2026 08:00:00 +0000

Do You Have the Right Income Mix for Retirement?

When you retire, income can come from a variety of sources: Social Security, pensions, investments, annuities and even life insurance. But how do you put those pieces together in a way that can support a retirement lasting 30 or 40 years? On this episode of Countdown to Retirement, Gregg MacInnis explains how a coordinated income plan can help protect against obstacles like market volatility and tax risk.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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How Planning Can Help Restore Retirement Confidence

Tue, 23 Jun 2026 08:00:00 +0000

How Planning Can Help Restore Retirement Confidence

Sometimes retirement looks great—until it's time to make the transition. That's when anxiety can creep in. The paycheck stops, expenses can be higher than expected and income gaps begin to appear. In this episode of Countdown to Retirement, Gregg MacInnis explains how a flexible retirement plan can adapt to life's changes, freeing people to focus on the fun part of retirement.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Unleash the Power of Indexing

Tue, 09 Jun 2026 08:00:00 +0000

Unleash the Power of Indexing

There’s more to the stock market than staying invested or moving to cash. You can track the S&P 500 without buying individual stocks. In this episode of Countdown to Retirement, Gregg MacInnis introduces us to indexing—strategies that aim to capture market gains while helping protect against losses.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Is There Another Way to Plan for Long-Term Care?

Tue, 19 May 2026 08:00:00 +0000

Is There Another Way to Plan for Long-Term Care?

About 70% of Americans turning 65 will need some form of long-term care. But as traditional LTC insurance becomes harder to find, many are looking for alternatives. On this episode of Countdown to Retirement, Gregg MacInnis explains how hybrid life policies with LTC options can help eliminate that ‘use it or lose it’ dilemma.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Ready to Play the ‘Retirement Prediction Board?’

Tue, 05 May 2026 08:00:00 +0000

Ready to Play the ‘Retirement Prediction Board?’

Major League Baseball is entering the world of prediction markets—where everything hinges on assumptions and odds. Retirement planning can be just as risky. In this episode of Countdown to Retirement, Gregg MacInnis explains why betting on timing, inflation, markets, and taxes without a written plan can backfire.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Watch Out for the ‘Myths’ of Retirement

Tue, 21 Apr 2026 08:00:00 +0000

Watch Out for the ‘Myths’ of Retirement

For years, space aliens were dismissed as a myth—until recent evidence raised questions. But in retirement planning, plenty of myths still linger. On this episode of Countdown to Retirement, Gregg MacInnis clears up common misconceptions about Social Security, working longer, and spending—and explains why putting it all into a written plan matters.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Too Much Income in Retirement Can Cost You

Tue, 07 Apr 2026 08:00:00 +0000

Too Much Income in Retirement Can Cost You

Taxes don’t stop in retirement. Income thresholds can trigger taxes on Social Security, higher Medicare premiums and lost deductions. On this episode of Countdown to Retirement, Gregg MacInnis explains how strategies like Roth conversions can help coordinate income and withdrawals—so there are no surprises down the road.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Could ‘Dirty Sponges’ in Your Retirement Plan Be Setting You Up for a Future Tax Hit?

Tue, 24 Mar 2026 08:00:00 +0000

Could ‘Dirty Sponges’ in Your Retirement Plan Be Setting You Up for a Future Tax Hit?

Filthy sponges spread bacteria in the kitchen because small problems get ignored. In retirement planning, “dirty sponges” are the overlooked details that quietly grow into bigger tax surprises later on. In this episode of Countdown to Retirement, Gregg MacInnis explains how proactive planning can identify and clean up those issues early - before they turn into costly tax problems down the road.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Prevent Fees from Polluting Your Retirement Plan

Tue, 10 Mar 2026 08:00:00 +0000

We protect our homes from harmful odors and gases—but what about hidden fees in your retirement portfolio? In this episode of Countdown to Retirement, Gregg MacInnis reveals how just a 1% fee can quietly drain thousands of dollars from your future—and how he can help spot the problem before the financial ‘pollution’ sets in.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Do You Have the Right ‘Recipe’ for Retirement?

Tue, 17 Feb 2026 09:00:00 +0000

Do You Have the Right ‘Recipe’ for Retirement?

Some home cooks skip the recipe—with mixed results. Retirement planning works much the same way. Without a written plan, you’re essentially winging it. In this episode of Countdown to Retirement, Gregg MacInnis walks through the key ingredients of a solid retirement plan, from guaranteed income and tax strategies to risk management and creating a clear vision for retirement.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Is It Time to ‘Look Forward’ with Complete Tax Planning?

Tue, 03 Feb 2026 09:00:00 +0000

Is It Time to ‘Look Forward’ with Complete Tax Planning?

Tax season often feels like an exercise in looking backward—collecting documents and filing last year’s return. But comprehensive tax planning is about what’s next. In this episode of Countdown to Retirement, Gregg MacInnis shares forward‑thinking strategies designed to help maximize tax benefits in future years.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Add a ‘Gimme’ Putt to Your Retirement Plan

Tue, 20 Jan 2026 09:00:00 +0000

Add a ‘Gimme’ Putt to Your Retirement Plan

Golfers commonly award ‘gimme’ putts to players whose ball comes within inches of the cup. That can also be accomplished in your retirement plan with reliable income sources. In this episode of Countdown to Retirement, Gregg MacInnis explains how they work - from annuities, pensions and Social Security to fixed income.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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So This is the Year You’ve Resolved to Get a Financial Advisor – Now What?

Tue, 06 Jan 2026 09:00:00 +0000

So This is the Year You’ve Resolved to Get a Financial Advisor – Now What?

Thousands of Americans make New Year’s Resolutions. One of the most popular is finally hiring a financial advisor. In this episode of Countdown to Retirement, Gregg MacInnis reminds us that a ‘holistic’ advisor looks at more than accumulating income. They also deal with market risk, tax and estate planning and long-term care. Gregg also talks about the importance of that first meeting.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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What It Means to Be a ‘Kingdom’ Financial Advisor

Tue, 16 Dec 2025 09:00:00 +0000

What It Means to Be a ‘Kingdom’ Financial Advisor

In past Countdown to Retirement shows, Gregg MacInnis mentioned that he’s a ‘Kingdom Advisor.’ In today’s episode, he explains what the faith-based organization, how it aligns with the teachings of the Bible when it comes to faith and how it integrates with saving for and spending in retirement. Gregg even says being tax efficient isn’t a sin!

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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What Does Holistic Retirement Planning Mean?

Tue, 02 Dec 2025 09:00:00 +0000

What Does Holistic Retirement Planning Mean?

If you’re looking for a financial advisor who can design a well-rounded retirement plan, then consider one who offers holistic planning. In this episode of Countdown to Retirement, Gregg MacInnis explains more about his approach, which encompasses income, tax and estate planning, as well as investment management and healthcare and long-term care planning.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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What is the ‘Bucket Strategy’ in Retirement?

Tue, 18 Nov 2025 09:00:00 +0000

What is the ‘Bucket Strategy’ in Retirement?

One of the biggest challenges in retirement is figuring out how to spend your hard-earned savings. In this episode of Countdown to Retirement, Greg MacInnis explains what’s called the ‘Bucket Strategy.’ He uses it with his own clients so they can have a tailored combination of safe money, growth money and the ever-important ‘fun’ money.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Time is Running Out to Book Your End-of-Year Financial Review

Tue, 04 Nov 2025 09:00:00 +0000

Time is Running Out to Book Your End-of-Year Financial Review

Have you made an appointment for an end-of-year check of your retirement finances? Time is running out! On this episode of Countdown to Retirement, Greg MacInnis talks about the five things he likes to focus on during a review, including a check of 401(k)/IRA contributions, harvesting stock losses, RMD calculations, Roth conversions and charitable giving.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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When Should You Start Estate Planning?

Tue, 21 Oct 2025 08:00:00 +0000

When Should You Start Estate Planning?

Studies have shown that most Americans don’t have a will nor have taken the steps to protect the money they intend to leave for heirs. If you don’t make an estate plan yourself, the state in which you live may make it for you – and you may not like it. On this episode of Countdown to Retirement, Gregg MacInnis explains the importance of estate planning and what to expect when you sit down for a visit.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Turn Your Portfolio Into a ‘Juicy’ Retirement Paycheck

Tue, 07 Oct 2025 08:00:00 +0000

Turn Your Portfolio Into a ‘Juicy’ Retirement Paycheck

Income drives retirement. When you’re no longer drawing a paycheck from work, you miss it. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help you create your own personal pension to take care of basic needs and use other financial accounts to promote withdrawals that also allow you to have a ‘playcheck.’

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Do You Need a ‘Bigger Retirement Boat?’

Tue, 16 Sep 2025 08:00:00 +0000

Do You Need a ‘Bigger Retirement Boat?’

The 50th anniversary of the movie ‘Jaws’ brings memories of one of its famous lines, “We’re going to need a bigger boat.” The same can be true in retirement planning. In this episode of Countdown to Retirement, Gregg MacInnis talks about the symptoms that can lead to leakage in your retirement boat and the lifelines that can help repair them.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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How Can You ‘Weatherproof’ Your Retirement Plan?

Tue, 02 Sep 2025 08:00:00 +0000

How Can You ‘Weatherproof’ Your Retirement Plan?

Hurricane season reminds us that if you don’t take precautions until there are warnings, it could be too late. This same can be true in retirement planning. In this episode of Countdown to Retirement, Gregg MacInnis talks about ways to ‘weatherproof’ your savings, including safeguarding income sources, reviewing risk tolerance and addressing outstanding debt.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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The ‘One Big Beautiful Bill’ – Part 2

Tue, 19 Aug 2025 08:00:00 +0000

The ‘One Big Beautiful Bill’ – Part 2

We continue our conversation on President Trump’s ‘One Big Beautiful Bill.’ In this episode of Countdown to Retirement, Gregg MacInnis explains what has changed with charitable donations, auto loan interest deductions and covers the introduction of the new ‘Trump Accounts.’ Gregg also explains his view of tax planning for retirement – the ‘Macro’ view vs. the ‘Micro’ view.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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How Does the ‘Big Beautiful Bill’ Affect Your Retirement?

Tue, 05 Aug 2025 08:00:00 +0000

How Does the ‘Big Beautiful Bill’ Affect Your Retirement?

Congress recently signed off on President Trump’s ‘Big Beautiful Bill.’ So what does that mean for your retirement? In this episode of Countdown to Retirement, Gregg MacInnis tells us what hasn’t changed – including lower tax brackets and a higher standard deduction – and what is different. He also discusses how a Roth conversion is still an important consideration as you approach RMD age.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Timing is Everything When It Comes to Claiming Social Security

Tue, 22 Jul 2025 08:00:00 +0000

Timing is Everything When It Comes to Claiming Social Security

There has been a surge of people claiming Social Security at the earliest age of 62. Why? They’re afraid the “government is going to run out of money.” But in this episode of Countdown to Retirement, Gregg MacInnis debunks that perception and explains what careful timing your benefits means for your monthly check, your spouse’s and your taxes.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Signs You Might Want to Switch Your Financial Advisor

Tue, 08 Jul 2025 08:00:00 +0000

Signs You Might Want to Switch Your Financial Advisor

Is your financial advisor not returning your calls or doing maintenance on your portfolio? Are they not providing your other needs like tax and estate planning? In this episode of Countdown to Retirement, Gregg MacInnis offers the reasons you might want to change advisors and why it’s okay to seek a second opinion about your retirement future.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

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Are You Prepared for Longevity Risk in Retirement?

Tue, 24 Jun 2025 08:00:00 +0000

Are You Prepared for Longevity Risk in Retirement?

It’s a fact – people are living longer. And many can underestimate how much money they’ll need to make their retirement last their entire lifespan. In this episode of Countdown to Retirement, Gregg Macinnis talks about what’s in his longevity ‘toolbox,’ including guaranteed income, ‘safe’ money outside the market, tax planning and long-term care considerations.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Can I Retire This Year?

Tue, 10 Jun 2025 08:00:00 +0000

Can I Retire This Year?

It’s one of the biggest questions that people ask when they hit their 60s – can I retire this year? But answering takes a thorough examination of your assets. In this episode of Countdown to Retirement, Gregg MacInnis explains what boxes he checks off to determine whether it’s possible and touches on how he helps the transition from a saving mindset to spending comfortably in retirement.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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When It Comes to Social Security, Don’t Panic – Plan It

Tue, 27 May 2025 08:00:00 +0000

When It Comes to Social Security, Don't Panic - Plan It

Within ten years, Social Security's Trust Fund is expected to run dry. If Congress does nothing, benefits could be cut as much as 20 percent. No wonder so many are claiming Social Security early at age 62 even though that leads to lower monthly checks. In this episode of Countdown to Retirement, Gregg MacInnis explains strategies you can use to help off a possible shortfall and maximize benefits.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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When Should You Make the Move to a Roth Conversion?

Tue, 13 May 2025 08:00:00 +0000

When Should You Make the Move to a Roth Conversion?

The most thrilling part of a horse race is the homestretch when you need to make your move before the finish line. It’s like taxes in retirement. In this episode of Countdown to Retirement, Gregg MacInnis talks about the advantages of a Roth conversion in which you pay taxes now and withdraw the money tax-free later. And even more important, when to make that move.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Legacy Planning Take Aways from the Deaths of Gene Hackman and His Caregiver Wife

Tue, 29 Apr 2025 08:00:00 +0000

Legacy Planning Take Aways from the Deaths of Gene Hackman and His Caregiver Wife

We all were saddened by the shocking deaths of actor Gene Hackman and his caregiver wife Betsy. In this episode of Countdown to Retirement, Gregg MacInnis talks about the legacy planning strategies we can learn from the tragedy. Caregivers who look after loved ones can also suffer when it comes to their own retirement planning. And Gregg talks about the importance of wills to keep things out of probate.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Listen to This Before You Attend a Steakhouse Retirement Seminar

Tue, 15 Apr 2025 08:00:00 +0000

Listen to This Before You Attend a Steakhouse Retirement Seminar

Those who reach retirement age are often flooded with invites to retirement seminars at a restaurant. But not all seminars are created equal. In this episode of Countdown to Retirement, Gregg MacInnis tells us what warning signs to watch out for and how his seminars are intended to educate, not sell any investment products.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Retirement is Complicated – Why Not Hire a Financial Advisor?

Tue, 18 Mar 2025 08:00:00 +0000

Retirement is Complicated – Why Not Hire a Financial Advisor?

There are so many complexities about retirement – how to stack your 401(k), when to claim Social Security and what investments to make in the market. It can be overwhelming! In this episode of Countdown to Retirement, Gregg MacInnis explains how choosing the right financial advisor can not only help make things simpler but also take into account options you may not have considered.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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How the Three Stages of Your Financial Life Can Drive Your Retirement

Tue, 04 Mar 2025 09:00:00 +0000

How the Three Stages of Your Financial Life Can Drive Your Retirement

Did you know there are three stages to your financial life? They are called accumulation, preservation and distribution. The first two – saving and safeguarding money – feed into the third, which funds your retirement. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help you stay on track throughout all three stages so there’s a better chance you won’t run out of money.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Don’t Hire the Wrong Financial Advisor

Tue, 18 Feb 2025 09:00:00 +0000

Don’t Hire the Wrong Financial Advisor

Hiring a financial advisor is one of the most important decisions you will make in the years leading up to retirement. And sometimes the person you find doesn’t work out in the long run. In this episode of Countdown to Retirement, Gregg MacInnis runs down possible red flags that you may have hired the wrong person and what to consider when seeking a second opinion.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Creating a Clear Retirement Roadmap

Tue, 04 Feb 2025 09:00:00 +0000

Creating a Clear Retirement Roadmap

Do you get irritated when another driver doesn’t use their turn signal? The same can be true in your retirement planning. In this case, your turn signal begins with a retirement vision with many details to follow. In this episode of Countdown to Retirement, Gregg MacInnis brings up four important points to reach that goal.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Are You Prepared for Longevity Risk in Retirement?

Tue, 21 Jan 2025 09:00:00 +0000

Are You Prepared for Longevity Risk in Retirement?

The number one fear in retirement is running out of money. It’s called longevity risk. You could roll the dice and see what happens with your savings. Or you could prepare. In this episode of Countdown to Retirement, Gregg MacInnis explains strategies including when you claim Social Security benefits, taking advantage of annuities and preparing for the cost of long-term care.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Annuities Mean Retirement Income

Tue, 07 Jan 2025 09:00:00 +0000

Annuities Mean Retirement Income

Once upon a time, companies took the responsibility of planning their employees’ retirements with pensions. But when those became too troublesome to manage, they pivoted to 401(k) savings plans, leaving retirement strategies to workers. In this episode of Countdown to Retirement, Gregg MacInnis explains how annuities can fill the guaranteed income gap left by the absence of pensions.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Consider a Roth Conversion Whether the Trump Tax Cuts Are Renewed or Not

Tue, 17 Dec 2024 09:00:00 +0000

Consider a Roth Conversion Whether the Trump Tax Cuts Are Renewed or Not

With Donald Trump winning the election, he’s pledged to extend the tax cuts he helped usher in back in 2017. They are scheduled to sunset at the end of 2025. In this episode of Countdown to Retirement, Gregg MacInnis explains how a Roth Conversion is still the smartest move in your long-term financial plan to generate tax-free income.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis, call 972-475-2461 or visit gmacfamilyfinancial.com

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Plan for the Risks in Retirement So You Can Enjoy the Rewards

Tue, 03 Dec 2024 09:00:00 +0000

Plan for the Risks in Retirement So You Can Enjoy the Rewards

You may think you have a retirement plan, but does it take into account all the risks that could derail it? In this episode of Countdown to Retirement, Gregg MacInnis offers strategies that can mitigate the most common risks in retirement, including inflation, healthcare costs, market and longevity risk, so you are not burdened with the fear of running out of money.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Make an Appointment Now to Review Your End-of-Year Checklist

Fri, 15 Nov 2024 18:18:41 +0000

Make an Appointment Now to Review Your End-of-Year Checklist

Fall football and the upcoming holidays serve as reminders that the end of the year is quickly approaching. So, when are you going to have time to review your year-end financial checklist? In this episode of Countdown to Retirement, Gregg MacInnis explains how he makes it easy. But you need to make the first move and make an appointment now before time runs out.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Retirement Planning Should Include Estate Planning

Tue, 05 Nov 2024 09:00:00 +0000

Retirement Planning Should Include Estate Planning

Studies indicate that about 60% of older Americans don’t have a will or estate plan. That can often lead to family infighting and a prolonged and expensive probate court battle once someone passes. In this episode of Countdown to Retirement, Gregg MacInnis explains how this can be prevented so that assets go to beneficiaries as intended.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Fantasy Football and Retirement

Tue, 22 Oct 2024 08:00:00 +0000

Fantasy Football & Retirement

It’s estimated that 30 million Americans enjoy playing fantasy football each year. But some may not realize that managing a fantasy team draws parallels to retirement saving. In this episode of Countdown to Retirement, Gregg MacInnis explains the similarities, including the importance of a good retirement offense and defense so you won’t run out of money.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Why Retirement Savers Miss Pensions

Tue, 08 Oct 2024 08:00:00 +0000

Why Retirement Savers Miss Pensions

The 401(k) was never meant to be a retirement plan. It was intended to be a savings plan for retirement. But when companies reverted to 401(k)s from traditional pensions, they left the concept of guaranteed income behind. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help restore the guaranteed income component in your retirement future.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Why Timing of Income is Important When It Comes to Taxes in Retirement

Tue, 24 Sep 2024 08:00:00 +0000

Why Timing of Income is Important When It Comes to Taxes in Retirement

NFL rookies are getting sizeable signing bonuses that are taxed heavily without spacing out the payments. That’s just one example of how the timing of various income streams in retirement can make a big difference in the amount of taxes you pay. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help your find the gold mines of the tax code instead of the land mines.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Is Your Retirement Prepared for Long-Term Care?

Tue, 10 Sep 2024 08:00:00 +0000

Is Your Retirement Prepared for Long-Term Care?

It’s estimated about 70% of Americans ages 65 and older will need some type of long-term care during their lifetime. The financial cost can be significant for families, yet most people don’t plan for it, thinking it won’t happen to them. In this episode of Countdown to Retirement, Gregg MacInnis explains how ‘hybrid’ life insurance can help prevent this burden from eating up your retirement savings.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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How to Protect Yourself if the Social Security ‘Titanic’ Heads Toward the Iceberg

Tue, 20 Aug 2024 08:00:00 +0000

The latest numbers show that if Congress fails to act, Social Security benefits could face up to a 25% cut in 2035. So, while the government’s Social Security Titanic heads for an iceberg, what can you do to fill a possible big income gap? In this episode of Countdown to Retirement, Gregg MacInnis explains how he can design a plan that can safely steer your retirement ship away from a big shortfall.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Don’t Be a Retirement Worry Wart!

Tue, 06 Aug 2024 08:00:00 +0000

Don’t Be a Retirement Worry Wart!

There’s plenty going on in the world right now to make us worry. Politics, market volatility, inflation, interest rates and of course, running out of money in retirement. Each “worry” requires a different response. In this episode of Countdown to Retirement, Gregg MacInnis gives examples of solutions he’s implemented to help meet the challenges.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Is the 4% Withdrawal Rule in Retirement Still Relevant?

Tue, 23 Jul 2024 08:00:00 +0000

Is the 4% Withdrawal Rule in Retirement Still Relevant?

The so-called “4% Rule” on how much to take out of retirement accounts has been around for decades. But does it still hold true in this day and age of inflation, market volatility and life longevity uncertainty? In this episode of Countdown to Retirement, Gregg MacInnis explains how guaranteed income can help make sure your basic expenses in retirement are covered.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

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Taking the Emotion Out of a Retirement Portfolio That’s Invested in the Stock Market

Tue, 09 Jul 2024 08:00:00 +0000

Taking the Emotion Out of a Retirement Portfolio That’s Invested in the Stock Market

Do-it-yourself investing can be rewarding. But sooner or later, it can fall prey to market volatility, speculation and emotion. At GMac Family Financial, Greg MacInnis and his team aim to take out those factors out of the equation and lower your risk. Joining Gregg on this episode of Countdown to Retirement is Tom Fincher, Director of Operations for WhiteStone Wealth Advisors.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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What’s This Thing Called an ‘RMD?’ How Do I Keep More of My Retirement Money?

Tue, 18 Jun 2024 08:00:00 +0000

What’s This Thing Called an ‘RMD?’ How Do I Keep More of My Retirement Money?

Many who are just starting out in their retirement planning are shocked to discover that – beginning in their 70s – they will have to fork over a portion of their savings in pretax accounts to Uncle Sam. It’s because the government wants its money! In this episode of Countdown to Retirement, Gregg MacInnis explains how to lessen that hit and why the next year is very critical.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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A Social Security Hurricane is Coming – What Can I Do Before Retirement?

Tue, 04 Jun 2024 08:00:00 +0000

A Social Security Hurricane is Coming – What Can I Do Before Retirement?

It’s a safe bet that neither presidential candidate this year will address the ‘Social Security Problem.’ Its trust fund is projected to go dry as early as 2035. If Congress does nothing to fix it, benefits could be slashed up to 25%. In this episode of Countdown to Retirement, Gregg MacInnis offers ways to protect your income in case that happens.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

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How Do You Create Your Own ‘Personal Pension’ in Retirement?

Tue, 21 May 2024 08:00:00 +0000

How Do You Create Your Own ‘Personal Pension’ in Retirement?

Pensions used to feed retirement incomes with a guaranteed monthly paycheck for life. While many government employees still have pensions, they have nearly vanished for the rest of us. Yet, retirement savers are expressing a desire to replace that check from their jobs. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help you create your own “personal pension.”

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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What’s This About a Social Security Bonus in Retirement?

Tue, 07 May 2024 08:00:00 +0000

What’s This About a Social Security Bonus in Retirement?

Maybe you’ve noticed ads on some financial websites and magazines asking whether you’ve taken advantage of the $16,728 Social Security “bonus.” Before you suffer the fear of “missing out,” Gregg MacInnis sets the record straight in this episode of Countdown to Retirement. And he offers ways to maximize your Social Security benefits in ways you may not have thought about.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Do You Know Your Retirement Tax Bill?

Tue, 23 Apr 2024 08:00:00 +0000

Do You Know Your Retirement Tax Bill?

You probably just filed your tax return and feel you can rest easy, right? Maybe not. Did you realize that true tax planning looks at the long-term, not just on an annual basis? On today’s Countdown to Retirement, Gregg MacInnis explains the ramifications of taxes in retirement and talks about tools he has to help keep more of your hard-earned money.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Can I Take My Retirement Plan for a ‘Test Spin?’

Tue, 09 Apr 2024 08:00:00 +0000

Can I Take My Retirement Plan for a ‘Test Spin?’

Designing a retirement plan requires a careful analysis of numbers. Among the most important is longevity, figuring out how long you’re expected to live. After that’s reached, how can you “stress test” the plan to ensure you won’t run out of money? On today’s Countdown to Retirement, Gregg MacInnis explains how he can help so that you won’t have to worry.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Can I Take a Mulligan on My Social Security Benefits?

Tue, 19 Mar 2024 08:00:00 +0000

Can I Take a Mulligan on My Social Security Benefits?

You don’t have to be a golfer to know that the word ‘mulligan’ means “do over.” When it comes to claiming Social Security benefits, we’re often told that our first choice on when to take it cements that benefit level for the rest of your life. But as Gregg MacInnis explains on today’s Countdown to Retirement, there is such a thing as taking a mulligan, even after starting your benefits.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

If the Trump Tax Cuts Expire, How Will That Impact Your Retirement?

Tue, 05 Mar 2024 09:00:00 +0000

If the Trump Tax Cuts Expire, How Will That Impact Your Retirement?

In January 2026, the tax cuts that were put in place by the Tax Cuts and Jobs Act in 2017 will “sunset.” Also called the “Trump Tax Cuts,” Americans will see big changes (for the worse) in tax brackets, standard deductions and estate taxes if Congress doesn’t act. On today’s Countdown to Retirement, Gregg MacInnis explains how he can help mitigate the effects.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Achieving Financial Independence Before Retirement

Tue, 20 Feb 2024 09:00:00 +0000

The largest growing group of workers today are those in their 60s and 70s. Why? Because they have to work, not because they want to. On today’s Countdown to Retirement, Gregg MacInnis explains how the difference is achieving financial independence. He spells it out in a multi-strategy approach so that the only reason you must work in retirement is because you enjoy it.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Retirement: It’s a Matter of Perspective

Tue, 06 Feb 2024 09:00:00 +0000

Can you really retire now? Or are you listening to naysayers who try to convince you otherwise? On today’s Countdown to Retirement, Gregg MacInnis urges you to seek out a financial professional who can give you straight answers based on facts. And if you encounter obstacles, how to work around them with proven strategies.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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What’s the first step if you made a New Year’s Resolution to make a retirement plan?

Tue, 23 Jan 2024 09:00:00 +0000

What’s the first step if you made a New Year’s Resolution to make a retirement plan?

Most resolutions made at the beginning of the year vanish within weeks. One of the most common is to plan for retirement. On today’s Countdown to Retirement, Gregg MacInnis explains how he can help you keep that resolution beginning with a complimentary meeting. The result is a blueprint that you can start following within days.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Will you be ready if Social Security benefits are cut during your retirement?

Tue, 09 Jan 2024 09:00:00 +0000

It’s no secret – if Congress doesn’t act, Social Security benefits could be cut as soon as 2033. That could add up to be a big chunk of money! So, what can you do now? On today’s Countdown to Retirement, Gregg MacInnis explains how he can run a Social Security assessment and devise a strategy to replace that guaranteed income if necessary.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Are you afraid to spend your hard-earned retirement money?

Tue, 19 Dec 2023 15:11:49 +0000

During our working years, we concentrate on saving for retirement. Once we leave the workforce, we’re supposed to enjoy that money. But the fact is many retirees are afraid to spend because they fear they will run out of money, even if that’s not the case. On today’s Countdown to Retirement, Gregg MacInnis talks about how he’s persuaded clients that it’s okay to spend!

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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How much do you really know about the “A” word in retirement?

Tue, 19 Dec 2023 09:00:00 +0000

How much do you really know about the “A” word in retirement?

It’s estimated that only 18% of financial advisors introduce annuities to clients as a way to set up guaranteed income in retirement. Why is this so? On today’s Countdown to Retirement, Gregg MacInnis talks about how the word “annuity” is so misunderstood. He explains how the products have evolved over the years to include customizable features that make them very retirement friendly.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Have you included estate planning with your retirement?

Tue, 21 Nov 2023 09:00:00 +0000

We spend our working life saving up for retirement and now it’s here. But have you thought about your legacy after you’re gone? The subject isn’t an easy one. On today’s Countdown to Retirement, Gregg MacInnis offers some helpful tips on not only leaving a will but also making sure that your assets are passed onto loved ones according to your wishes.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Have you left any retirement money on the table?

Tue, 07 Nov 2023 09:00:00 +0000

Have you left any retirement money on the table?

The average person these days has held up to 12 jobs before retiring. That can add up to a lot of retirement and/or pension accounts! Do you remember what you did with the money? It’s estimated there are nearly 30 million lost accounts with more than $1.5 trillion in assets! On today’s Countdown to Retirement, Gregg MacInnis explains how he can help track that money down.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Did you know that you’re taxed on more than you think in retirement?

Tue, 24 Oct 2023 08:00:00 +0000

Many retirees underestimate the impact of taxes on their financial plan. Uncle Sam is out to get his mitts on just about every aspect of income. And if you wait, it could be too late. On today’s Countdown to Retirement with Gregg MacInnis, he explains why you need a trusted advisor to show it’s not what you make, it’s what you keep when it comes to taxes.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

What are you “Retiring To?”

Tue, 10 Oct 2023 08:00:00 +0000

So, you’ve finally retired. And after the feeling that ‘every day is now Saturday’ come the realities. You suddenly have a lot more time on your hands, maybe more than you expected. Maybe retirement isn’t everything it’s cracked up to be. On today’s Countdown to Retirement, Gregg MacInnis explains how he helps coach clients as to what they should expect and prepare for after leaving the workforce.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

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Are you ready for the Three Stages of Retirement?

Tue, 26 Sep 2023 08:00:00 +0000

A new book called, “Retirement Heaven or Hell: Which Will You Choose?” describes the three stages of retirement. The first is fun. The other two, not so much. On today’s episode of Countdown to Retirement with Gregg MacInnis, he talks about what to expect not only in the ‘honeymoon’ stage, but also how to survive the other two stages that often deal a blow to retirees.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Have you overlooked long-term care in your retirement planning?

Tue, 12 Sep 2023 08:00:00 +0000

Long-term care is considered a “gotcha” expense in retirement. Many fail to plan for it when coverage is more affordable. And they often end up paying the price down the road when the expense can drain their savings. On today’s episode of Countdown to Retirement with Gregg MacInnis, he explains the available options that can prevent this from happening. And some are cost-effective.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

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How do you fill the income gap in retirement?

Mon, 21 Aug 2023 09:00:00 +0000

When you retire, Social Security sends a check. Your pension might send a check. But the checks from your job are no more. However, as Gregg MacInnis explains on today’s Countdown to Retirement podcast, there are ways to develop a guaranteed stream of income that can replace that paycheck, take care of your basic living needs and even provide a “playcheck” to enjoy the rest of your life.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Are you taking tax planning steps now to protect your nest egg?

Mon, 07 Aug 2023 09:00:00 +0000

Did you know that some big tax cuts are set to expire at the end of 2025? If your retirement money is in a tax-deferred account like a traditional 401(k), you could end up owing Uncle Sam big time. On today's Countdown to Retirement podcast, Greg MacInnis talks about ways to mitigate that tax hit.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Do you have an income plan for when you retire?

Mon, 24 Jul 2023 09:00:00 +0000

When you leave the workforce, the paychecks stop. Now you’re relying on savings to fund your retirement. But as Gregg MacInnis explains on today’s Countdown to Retirement podcast, it doesn’t have to be that way if you devise an income plan that takes care of basic needs and whatever life throws at you.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

Want more insights? Connect with Gregg and his team on Facebook, Instagram, YouTube and LinkedIn

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What can a retirement portfolio review do for you?

Tue, 11 Jul 2023 08:00:00 +0000

It’s often tough NOT to look at your portfolio when the stock market goes crazy. But as Gregg MacInnis explains on today’s Countdown to Retirement podcast, a periodic review can help assess your risk tolerance for volatility. The result is diversification of your assets, so you don’t have too much stashed in one bucket.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

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How much experience does your financial advisor have?

Mon, 19 Jun 2023 09:00:00 +0000

It’s not every day that you come across a financial professional who has decades of experience. On today’s Countdown to Retirement with Gregg MacInnis, he offers more on his backstory and what inspired him to go into the industry. Gregg explains how he applies his experience to the table and the responsibility he feels when sitting down with new clients.

For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Have you made a tax plan for retirement?

Mon, 05 Jun 2023 09:00:00 +0000

Saving up for retirement is one thing. Dealing with the repercussions of taxes is another. On today’s Countdown to Retirement with Gregg MacInnis, he explains how it’s not what you make, it’s what you keep when it comes to taxes. He offers ways to establish a solid tax plan that complements a retirement plan so that you’re not unpleasantly surprised.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Are you planning for a fulfilling retirement?

Mon, 15 May 2023 09:00:00 +0000

You’ve worked hard to save up enough money for retirement. But are you planning to enjoy it once you leave the workforce? On today’s Countdown to Retirement with Gregg MacInnis, he explains why it’s important to establish a solid financial plan. And then, when the time comes, plan to spend it wisely so that you have a fulfilling retirement.

For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

See omnystudio.com/listener for privacy information.

What is your risk tolerance?

Mon, 01 May 2023 09:00:00 +0000

What is your risk tolerance? Do you know how to figure it out? Gregg MacInnis walks you through the process and explains how it ties to your exposure to the market.

For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Are you maximizing Social Security benefits?

Mon, 17 Apr 2023 09:00:00 +0000

At what age should you take your Social Security benefits? You can select anywhere from 62 to 70. But it's an important decision because in most cases, it's a lifetime decision. Gregg MacInnis of GMac Family Financial explains how he can make the process easier so you can maximize your benefits.

For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Why is a good advisor hard to find?

Mon, 03 Apr 2023 09:00:00 +0000

Over 90% of financial advisors do not last three years! On today’s, Countdown to Retirement with Gregg MacInnis he explains why his peers seem to leave the financial industry so often. Plus, why has Gmac Family Financial withstood the test of time? Gregg explains his philosophies behind his practice and why he enjoys helping his clients retire.

For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

How do we tackle long term care?

Mon, 20 Mar 2023 09:00:00 +0000

Long term care could take a major bite out of your retirement savings if you’re not prepared and it’s definitely hard to picture needing it when you’re young and healthy. On today’s episode of Countdown to Retirement with Gregg MacInnis, he breaks down the costs of long-term care insurance, what not having a LTC plan could look like, and some other options that might be more cost effective.

For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit https://gmacfamilyfinancial.com/

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What could a recession mean for pre-retirees?

Mon, 06 Mar 2023 10:00:00 +0000

If there is a recession, when will it hit and what will it mean? For those nearing retirement these answers are extremely important. On this episode of Countown to Retirement, Gregg covers how the recession could affect pre-retirees, whether you should change your retirement plans or not, and is there a way to strategize around recession layoffs.

For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.