Smart Retirement Strategies with Mike Riedmiller

Why One-Size-Fits-All Retirement Advice Falls Apart

Tue, 03 Mar 2026 09:00:00 +0000

Markets are swinging, headlines are loud, and retirement feels anything but simple. On this episode, Mike Riedmiller breaks down how volatility, interest rates, and “one-size-fits-all” advice can collide with real-life retirement planning. The conversation centers on building dependable income when paychecks stop, why diversification goes far beyond stocks and bonds, and how personalized planning matters more than predictions. Using plain-language analogies—from chili recipes to championship defenses—Mike explains why a written income plan and risk awareness are essential in uncertain markets.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

What Your Tax Refund Might Be Telling You About Retirement

Tue, 24 Feb 2026 09:00:00 +0000

A surprise tax refund might be more than extra spending money—it could change how you think about retirement. In this episode, Mike Riedmiller breaks down how recent tax law changes, market volatility, and shifting economic signals are colliding with real-life retirement decisions. From using refunds strategically, to balancing risk when markets feel unpredictable, to avoiding future tax traps hidden inside traditional IRAs, the conversation focuses on practical planning choices many retirees and pre-retirees overlook. It’s a wide-ranging look at how taxes, investments, and long-term planning intersect in today’s uncertain financial landscape.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Your Money Isn’t the Problem—Your Retirement Income Plan Is

Tue, 17 Feb 2026 09:00:00 +0000

How much can you really spend in retirement without second‑guessing every dollar? On this episode Mike Riedmiller challenges the familiar 4% rule and explains why income planning matters more than any single percentage. The conversation explores how Social Security timing, taxes, market downturns, and overlooked strategies like Roth planning can dramatically change retirement outcomes. Through real‑world examples and relatable analogies, Mike breaks down why retirement planning isn’t cookie‑cutter—and why confidence comes from having a plan designed around your life, not just your portfolio.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Gold at Record Highs — Should It Change Your Retirement Plan?

Tue, 10 Feb 2026 09:00:00 +0000

Gold prices are soaring — but does that mean it belongs in your retirement plan? On this episode, Mike Riedmiller breaks down the buzz around gold IRAs, market volatility, and why balanced investment planning matters now more than ever. Mike also tackles common misconceptions about retirement income, Social Security timing, inflation’s lingering bite, and how to prepare for economic shifts heading into 2026. It’s a clear, practical conversation designed to help listeners think smarter about long‑term financial strategy.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Your 401(k) Isn’t All Yours: The Retirement Truth Few Talk About

Tue, 27 Jan 2026 09:00:00 +0000

What if your 401(k) balance isn’t the number you think it is? In this episode, Mike Riedmiller breaks down the often‑overlooked impact of taxes on retirement accounts and shares practical ways retirees can create reliable income for life. From Roth strategies to income planning, real client stories, and the truth behind the long‑standing “4% rule,” Mike explains how to approach retirement with clarity and confidence. Whether you're nearing retirement or already there, this conversation sheds light on smarter, more intentional planning for the years ahead.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The Retirement Expense No One Warns You About

Tue, 20 Jan 2026 09:00:00 +0000

Taxes may be the biggest financial surprise waiting for you in retirement. On this episode, Mike Riedmiller breaks down why being proactive—especially with Roth strategies, RMD timing, and coordinated planning—can make all the difference. Mike explores how couples can work together on money decisions, why organization is essential, and how to build income confidence through Social Security, pensions, annuities, and more. Whether you're nearing retirement or already there, this conversation helps you think differently about protecting what you’ve built.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Are You Missing the Red Flags in Your Retirement Plan?

Tue, 13 Jan 2026 09:00:00 +0000

Millions of Americans are heading into retirement unsure of who to trust with their financial future — and the risks are bigger than they realize. In this episode, Mike Riedmiller breaks down the red flags to watch for, the hidden fees most people overlook, and why proper licensing matters when choosing an advisor. He also shares real stories of retirees navigating market uncertainty, income planning, and the rising cost of longevity. From portfolio X‑rays to creating diverse income streams, this episode highlights what it takes to build confidence and clarity heading into retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Are You Planning for Retirement All Wrong?

Tue, 06 Jan 2026 17:10:00 +0000

A surprising truth about retirement spending could change how you plan your future. On this episode, Mike Riedmiller dives into the realities of spending volatility, rising inflation, outdated financial strategies, and why income planning—not guesswork—is the anchor of a stable retirement. From market risks to over‑concentration in trend stocks, they break down what today’s retirees must understand to stay protected and confident. Practical insights, relatable stories, and clear guidance make this a must‑listen for anyone nearing retirement or reassessing their financial footing.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Stop Letting Headlines Drive Your Retirement

Wed, 31 Dec 2025 09:00:00 +0000

Is your portfolio’s biggest risk the clock, not the market? The conversation covers de‑risking after 50, building buffers with safer assets, and a methodical approach to fear‑and‑greed cycles. It examines evolving plans amid AI hype, longevity advances, inflation and stagflation worries, and why headlines shouldn’t steer decisions. Practical considerations span allocation, income, taxes, healthcare, and legacy—eschewing one‑size‑fits‑all thinking—so strategies evolve with real‑world change.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Gen X on the Brink: Turning Retirement Anxiety into Confidence

Tue, 16 Dec 2025 09:00:00 +0000

Are Gen Xers heading for a retirement crisis, or can smart planning turn anxiety into confidence? This episode dives into the fears and realities facing those nearing retirement—insufficient savings, market volatility, and the looming tax trap. Certified Financial Fiduciary Mike Riedmiller shares actionable strategies for building a solid financial blueprint, managing risk, and maximizing income sources. Discover why having a plan is essential, how annuities and tax planning can offer peace of mind, and what steps you can take today to secure your future.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

RMD Season: Are You Taking Too Little—or Too Late?

Tue, 09 Dec 2025 09:00:00 +0000

RMD season is here—are you ready for the tax trap hiding in your 401(k) and IRA? Mike Riedmiller unpacks choices around taking only the minimum vs. more, Roth conversions, and the penalties for getting RMDs wrong. Plus: planning for unexpected early retirement, balancing risk in a frothy market, and why working a bit longer can strengthen your income plan.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Retirement Myths That Could Cost You: Are You Making These Mistakes?

Wed, 26 Nov 2025 09:00:00 +0000

What if your retirement plan is built on myths that could cost you more than you think? Discover how everyday misconceptions—like spending less in retirement or relying solely on Social Security—can derail your future. Host Mike Riedmiller break down the real mistakes people make, from underestimating healthcare costs to choosing cookie-cutter portfolios. Learn why personalized strategies, candid conversations, and a balanced approach are essential for lasting confidence. Tune in for practical insights and a fresh perspective on retiring smarter—plus, a few cookies and laughs along the way.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Why Playing It Safe After 50 Could Save Your Nest Egg

Tue, 18 Nov 2025 09:00:00 +0000

Is your retirement plan evolving as fast as the world around you? This episode of Smart Retirement Strategies dives into why taking your foot off the risk pedal after 50 is crucial, how technology and market volatility demand smarter planning, and why a “cookie-cutter” approach could put your nest egg at risk. Discover practical ways to de-risk your portfolio, the real impact of inflation, and how to cut through financial noise for a confident retirement. Don’t let uncertainty derail your future—get insights that help you invest smarter and live better.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is Your Retirement Plan Built to Survive Market Volatility?

Tue, 11 Nov 2025 09:00:00 +0000

Is your retirement plan hiding risks that could derail your future? This episode dives into the realities behind Social Security, Cost of Living Adjustment or COLA increases, the gold rush frenzy, and the importance of diversified income streams. Host Mike Riedmiller breaks down why relying on a single source isn’t enough and how personalized planning can help you weather market volatility. Discover practical insights on pensions, annuities, and the critical difference between having an account and having a plan. Tune in for strategies to safeguard your retirement and make informed decisions for lasting financial health.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Would You Board a Plane with a Self-Taught Pilot? Don’t Wing Your Retirement!

Tue, 04 Nov 2025 09:00:00 +0000

Would you trust a self-taught pilot to fly your retirement? This episode unpacks why “winging it” with your financial future can be risky, using vivid analogies and real-life stories. Discover the importance of having a written retirement blueprint, the pitfalls of DIY planning, and how professional guidance can help you navigate investments, income, and long-term care. Tune in for practical insights that challenge common excuses and highlight what truly matters for a secure, stress-free retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The Year-End Retirement Checklist: Don’t Miss Your Window!

Tue, 28 Oct 2025 08:00:00 +0000

Are you ready for the year-end financial rush? Discover why timing is everything when it comes to retirement planning, tax strategies, and maximizing your income. Mike Riedmiller breaks down essential steps to take before the holidays, reveals how unexpected life events can impact your retirement date, and explains why intentional planning beats luck every time. Tune in for practical advice on making your money last, avoiding costly mistakes, and building a flexible retirement plan that works for you.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is Your Retirement Plan Worn Out? Time for an Upgrade!

Tue, 21 Oct 2025 08:00:00 +0000

Is your retirement plan as outdated as your old frying pan? Discover why “one-size-fits-all” strategies could leave your future vulnerable and how inflation, market volatility, and hidden fees threaten your nest egg. Mike Riedmiller breaks down smarter ways to lock in income, adapt to spending volatility, and defend your wealth—so you can retire with confidence, not uncertainty. Tune in for practical insights and real-world stories that challenge conventional wisdom.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Beyond Cookie Cutter: How to Customize Your Financial Future

Tue, 14 Oct 2025 08:00:00 +0000

Are you flying blind with your retirement plan? Discover why a blueprint—not guesswork—is essential for securing your financial future. Mike Riedmiller breaks down Roth conversions, the new 50-30-20 portfolio, and the pitfalls of DIY investing. Learn how to balance risk, avoid hidden fees, and create a customized strategy for less stress and more fun in retirement. Tune in for practical insights and real stories that help you invest smarter and live better.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Why Your Plan Matters More Than Market News

Tue, 07 Oct 2025 08:00:00 +0000

Are you letting headlines dictate your retirement strategy? Discover why reacting to financial news—especially about the Fed and interest rates—can sabotage your future. Host Mike Riedmiller breaks down common retirement myths, explains why a proactive, customized plan beats one-size-fits-all rules, and shares actionable insights on taxes, income, and investment choices. Tune in for practical wisdom to help you invest smarter and live better—no matter what the market says.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Why Your Retirement Plan Needs More Than Just Social Security

Tue, 30 Sep 2025 08:00:00 +0000

Are you making the most of your retirement plan, or missing hidden risks that could derail your future? In this episode, Mike Riedmiller reveals why “one-size-fits-all” strategies fall short and how proactive planning—especially with Roth conversions and guaranteed income—can help you retire with confidence. Discover the real mistakes people make, why spending in retirement may surprise you, and how to build a plan that fits your unique goals. Whether you’re just starting or already retired, get practical tips to help you enjoy a more comfortable, secure retirement—without the guesswork.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is Timing the Market Sabotaging Your Retirement?

Tue, 23 Sep 2025 08:00:00 +0000

Is timing the market a myth or a must for retirement success? In this episode, Mike Riedmiller reveals why long-term planning—not market predictions—protects your nest egg through every market season. Discover the “go-go, slow-go, and no-go” phases of retirement, why income and spending plans matter, and how to adjust your strategy as rules and life change. Whether you’re nearing retirement or already there, learn how to build resilience and confidence for your financial future.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is Your Retirement Plan Missing the Buffett Factor?

Tue, 16 Sep 2025 08:00:00 +0000

Are you ready for the real cost of retirement? In this episode of Smart Retirement Strategies Podcast, Mike Riedmiller reveals why following Warren Buffett’s lead on de-risking and focusing on lifetime tax planning could be crucial for your financial future. Discover how inflation, healthcare, and underestimated expenses can impact your retirement—and learn proactive strategies to grow tax-free wealth and bridge the gap between expectation and reality, all with relatable stories and expert insights from the Smart Retirement Strategies team.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Why Timing the Market Could Be Your Worst Move

Tue, 09 Sep 2025 08:00:00 +0000

Confused by Broadway? You’re not alone—and retirement planning can feel just as overwhelming. On this episode, Mike Riedmiller draws a clever parallel between deciphering musicals and navigating your financial future. From misinformation online to market timing mistakes, Mike breaks down the essentials of smart retirement strategies with clarity and humor. Learn why now is the best time to plan, how to avoid reactive investing, and what it means to retire with purpose—even if you’re not ready to stop working.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Test-Drive Your Retirement: Planning Beyond the Paycheck

Tue, 02 Sep 2025 08:00:00 +0000

What if you could test-drive retirement before leaving the workforce? In this episode of Smart Retirement Strategies Podcast, Mike Riedmiller explores how past financial crises like 2008 still shape retirement planning today. From portfolio X-rays to IRA rollovers, Mike shares practical insights on building a resilient, customized retirement plan that accounts for market volatility, taxes, and lifestyle goals—all in a casual, approachable way.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is Your Retirement Plan Too Risky for Reality?

Tue, 26 Aug 2025 08:00:00 +0000

What if your retirement plan is built on assumptions that no longer fit your life? In this episode of Smart Retirement Strategies Podcast, Mike Riedmiller breaks down how to truly assess your risk tolerance, why legacy planning matters more than ever, and what the new “Trump Accounts” could mean for your children’s financial future. From inherited IRAs to interest rate shifts, Mike offers grounded insights for navigating retirement with clarity—not guesswork.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Annuities, Recessions, and Reality Checks

Tue, 19 Aug 2025 08:00:00 +0000

What if your retirement plan is built on hope instead of strategy? In this episode of Smart Retirement Strategies Podcast, Mike Riedmiller breaks down the risks of relying on market trends, misinformation, and one-size-fits-all advice. From annuities and interest rates to recession-proofing and portfolio x-rays, Mike shares how to build a retirement plan rooted in clarity, protection, and confidence—without falling for financial myths.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Test Drive Your Retirement: Are You Really Ready?

Tue, 12 Aug 2025 08:00:00 +0000

What if you could test drive your retirement before leaving the workforce? In this episode of Smart Retirement Strategies Podcast, Mike Riedmiller explores how past financial crises like 2008 still shape retirement planning today. From market volatility and hidden 401(k) fees to the emotional side of spending in retirement, Mike shares practical insights on building a resilient, customized plan. Whether you are years away or already retired, this conversation helps you rethink how to invest smarter and live better.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is the Market a Cliff in Disguise?

Tue, 05 Aug 2025 08:00:00 +0000

Is today’s booming market just the calm before the financial storm? In this episode of Smart Retirement Strategies Podcast, Mike Riedmiller uses vivid analogies—from cartoon cliff dives to party hangovers—to explore the risks of chasing market highs without a plan. He shares insights on Marketguard’s unemotional investment approach, the importance of emergency funds, and how misinformation can derail retirement. Whether you're nearing retirement or already there, this episode helps you rethink your strategy and build a smarter, safer financial future.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Inflation Is Real—Is Your Retirement Plan Ready?

Tue, 29 Jul 2025 08:00:00 +0000

Sticker shock at the grocery store? You're not alone—and it's a wake-up call for your retirement plan. In this episode, Mike Riedmiller tackles the real impact of inflation on everyday expenses and why relying on government numbers might leave you short. He breaks down the importance of an inflation-adjusted income plan, the pitfalls of DIY retirement strategies, and why having a written blueprint is essential. With relatable analogies and candid insights, this episode is a must-listen for anyone serious about securing their financial future.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Understanding Market Trends in Retirement Planning

Tue, 15 Jul 2025 08:00:00 +0000

On this episode of Smart Retirement Strategies Podcast, Mike discusses the current state of the market, the impact of past financial crises on retirement planning, and the importance of personalized financial strategies. He emphasizes the need for clients to understand their retirement accounts, the significance of planning for inflation and expenses, and the value of having a customized retirement plan. The conversation also touches on consumer spending trends and the resilience of the economy, encouraging listeners to take proactive steps in their retirement planning.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Tax Strategies: Keeping Uncle Sam at Bay

Tue, 08 Jul 2025 08:00:00 +0000

In this episode of Smart Retirement Strategies, Mike discusses the importance of tax strategies in retirement planning, the impact of market fluctuations on investment strategies, and the necessity of having a comprehensive financial plan. He emphasizes the need for early planning to avoid significant tax burdens and to ensure a secure retirement. The conversation also touches on the current market trends and the importance of being prepared for potential downturns.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Retirement plans for the self-employed; psychics as financial planners

Tue, 01 Jul 2025 08:00:00 +0000

Mike Riedmiller of Riedmiller Wealth Management discusses the differences and difficulties of people who are self-employed and need to make retirement plans. Mike shares what they can do to make retirement accounts and why they should pay attention to themselves and what they cannot count on happening. Mike also comments on people who decide to consult fortune tellers in retirement and even shares a story of one person’s ill-fated attempt. And Mike talks about where different Omaha residents can take short summer getaways.

Schedule a complimentary call for a portfolio x-ray and to craft a specialized retirement plan with Mike and the Riedmiller Wealth Strategy team at 402-524-5554 or here.

Check out “Smart Retirement Strategies with Mike Riedmiller” Sundays at 5:30 a.m. on News Radio 1110 KFAB in Omaha and on https://kfab.iheart.com/ . Watch Mike each Saturday at 10 a.m. KMTV 3 News Now Omaha.

Follow Riedmiller Wealth Management:

Facebook

YouTube

See omnystudio.com/listener for privacy information.

Market reactions to rate cuts and when annuities are right for someone

Tue, 24 Jun 2025 08:00:00 +0000

Mike Riedmiller of Riedmiller Wealth Management talks about the prospect of Fed rate cuts and how predicting what the market will do is tough. So, Mike prescribes building a retirement plan that is not dependent on one outcome. Mike also discusses the pros and cons of annuities, why re-financing for better rates in annuities is a good option, and how not everyone is the best candidate for an annuity. Mike also discusses Omaha’s College World Series and his time at one of the games.

Schedule a complimentary call for a portfolio x-ray and to craft a specialized retirement plan with Mike and the Riedmiller Wealth Strategy team at 402-524-5554 or here.

Follow Riedmiller Wealth Management:

Facebook

YouTube

See omnystudio.com/listener for privacy information.

The College World Series, tornado season, and the need for an advisor to help “weatherproof” a plan

Tue, 17 Jun 2025 08:00:00 +0000

Mike Riedmiller of Riedmiller Wealth Management talks about the College World Series taking over Omaha and relates that to “keeping your eye on the ball” in retirement. Then Mike discusses tornado and storm season and the idea of weatherproofing one’s retirement plan with the right tools and the right eyes looking at it. Mike stresses the idea of someone hiring specialized in retirement planning instead of doing that on their own.

Schedule a complimentary call for a portfolio x-ray and to craft a specialized retirement plan with Mike and the Riedmiller Wealth Strategy team at 402-524-5554 or here.

Follow Riedmiller Wealth Management:

Facebook

YouTube

See omnystudio.com/listener for privacy information.

Planning Around the Noise: Don't Rely on History

Tue, 10 Jun 2025 08:00:00 +0000

Mike Riedmiller discusses the contradictory precedence of market behavior after positive years. Mike explains how a balanced and diverse plan can help ward off the unpredictability in the market and how a good plan is not solely reliant on the market’s whims. Mike walks through Riedmiller Wealth Management’s strategies in finding out what clients want and need and why having a second look at a plan is a good thing. Mike also talks about how busy the firm is staying this summer and the excitement in Omaha over the College World Series.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Airport delays and big speed bumps in retirement plans and advisors

Tue, 27 May 2025 08:00:00 +0000

Mike Riedmiller discusses the major Newark Airport delays and he compares what led to those to what can lead to gridlock in one’s retirement planning. Mike shares how a plan is the first step in stability and how the lack of contingency plan for when problems arise can then cause greater problems. Mike also lays out characteristics in advisors to look for that can be hindrances to proper retirement plans.

Schedule a complimentary call for a portfolio review and to craft a specialized retirement plan with Mike and the Riedmiller Wealth Strategy team at 402-524-5554 or here.

Follow Riedmiller Wealth Management:

Facebook

YouTube

See omnystudio.com/listener for privacy information.

Reflecting on Warren Buffett

Tue, 20 May 2025 08:00:00 +0000

In this conversation, the speakers discuss the legacy of Warren Buffett, his recent comments on market volatility, and the importance of emotional control in investing. They emphasize the need for a solid financial plan that includes diversification and proactive strategies to navigate market fluctuations effectively.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Good VS Bad Debt AND Another Look at Changes to Social Security

Tue, 13 May 2025 08:00:00 +0000

In this conversation, Mike discusses the complexities of managing debt as one approaches retirement. He explores the distinction between good and bad debt, the importance of financial planning, and strategies for ensuring a stable income during retirement. The discussion emphasizes the need for a comprehensive plan to navigate financial challenges and the significance of having multiple income sources to support a comfortable retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is There a Perfect Time for Roth Conversions

Tue, 06 May 2025 08:00:00 +0000

In this conversation, the hosts discuss the parallels between the excitement of the Kentucky Derby and the journey towards retirement. They delve into the complexities of Roth conversions, the implications of taxes on retirement savings, and the importance of professional guidance in navigating these financial decisions. The discussion highlights the significance of timing and strategy in retirement planning, especially for baby boomers approaching retirement age.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The Balance Between Too Conservative and Too Much Risk

Tue, 22 Apr 2025 08:00:00 +0000

Mike Riedmiller explores the current state of the stock market, investment strategies, and the importance of planning for retirement. He highlights the unpredictability of the market, the necessity of having a tailored investment plan, and the reality of retirement savings in relation to social security.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Planning for an Extended Retirement

Tue, 15 Apr 2025 08:00:00 +0000

Mike Riedmiller explores the unexpected challenges of retirement planning, drawing parallels between astronauts' extended missions in space and the potential longevity of retirees. He emphasizes the importance of financial planning, particularly regarding taxes and long-term care, which are often overlooked but can significantly impact retirement finances.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Are You Truly Ready for Retirement? Find Out Now

Tue, 08 Apr 2025 08:00:00 +0000

Retirement planning can transform your later years into a fulfilling experience. Mike from Riedmiller Wealth Management explains how customizing a plan based on personal goals and values can lead to a more satisfying retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Here's Your Pre-Retirement Checklist

Tue, 01 Apr 2025 08:00:00 +0000

In this conversation, Mike discusses the essential considerations for retirement planning, emphasizing the importance of financial readiness, emotional preparedness, and the timing of retirement discussions. He highlights the need for a comprehensive review of investment accounts, savings, and income sources, including the role of annuities in creating a stable income stream during retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How to Mitigate Fees in Retirement

Tue, 25 Mar 2025 08:00:00 +0000

Mike Riedmiller digs into the importance of understanding hidden fees in investments, particularly in retirement accounts like 401ks. He also covers the complexities of annuities and the potential for early exits from these financial products.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Too Much Cash vs Too Much in the Market

Tue, 18 Mar 2025 08:00:00 +0000

Mike Riedmiller explores the current financial landscape, focusing on Warren Buffett's significant cash reserves and the implications for individual investors.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Breaking Down Roth Conversions

Tue, 11 Mar 2025 08:00:00 +0000

Mike Riedmiller talks about the importance of taking advantage of current low tax rates, particularly through strategies like Roth conversions. He emphasizes the need for proactive financial planning to avoid common pitfalls in retirement, such as neglecting customized financial plans and underestimating future medical costs.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Can You Inflation Proof Your Retirement?

Thu, 27 Feb 2025 16:05:00 +0000

Mike Riedmiller explores the implications of tariffs on inflation, the importance of retirement savings planning in the face of inflation, the evolution and challenges of the 401k system, and the critical need for financial literacy in retirement planning.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Why Mike Uses a Specific Retirement Tool

Tue, 25 Feb 2025 09:00:00 +0000

Mike Riedmiller focuses on retirement planning, emphasizing the importance of a strategic approach to investments and income sources. He highlights the significance of understanding personal spending, income needs, and the impact of inflation on retirement finances.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Figuring Out What You'll Need Each Month in Retirement

Tue, 18 Feb 2025 09:00:00 +0000

It can be overwhelming to figure out what you will need each month in retirement. Mike Riedmiller explains the process he uses with his clients to help them figure out all of their expenses and variables.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Should a New Administration Change Your Retirement Plans?

Tue, 11 Feb 2025 09:00:00 +0000

Mike Riedmiller explores the potential impact of President Trump's return to the White House on the stock market, emphasizing the importance of strategic planning for investments and retirement. He highlights the need for proactive financial management, particularly in the context of Social Security benefits and retirement readiness.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How Could Higher Interest Rates Help Your Retirement Plan?

Tue, 04 Feb 2025 09:00:00 +0000

Mike Riedmiller highlights the challenges investors face due to mixed messages in the media and emphasizes the importance of a structured planning process to navigate financial uncertainties.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How to Handle the Financial Media Noise

Tue, 28 Jan 2025 09:00:00 +0000

Mike Riedmiller explains the unpredictability of the stock market, highlighting past inaccuracies in predictions and the importance of a methodical investment strategy. He talks about the need for investors to tune out financial noise and focus on their goals.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What is the Average Return Rate We Need in Retirement?

Tue, 21 Jan 2025 09:00:00 +0000

Mike Riedmiller shares insights on the variability of returns based on individual circumstances and the significance of a tailored investment strategy.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How Your Retirement Plan Should Evolve

Tue, 14 Jan 2025 09:00:00 +0000

Mike Riedmiller discusses the importance of adapting financial plans to meet clients' changing needs. He emphasizes the necessity of ongoing communication and engagement with clients to ensure their financial strategies remain relevant and effective.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What Kind of Volatility Can We Expect in 2025?

Tue, 07 Jan 2025 09:00:00 +0000

Mark Riedmiller discusses the impact of market volatility on retirement planning, particularly in light of recent economic events and the Trump administration's policies. He emphasizes the importance of having a solid investment strategy, especially for those nearing retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Testing Your Financial Strength

Tue, 31 Dec 2024 09:00:00 +0000

Mike Riedmiller explores the relationship between physical health and aging, the importance of financial planning for retirement, and the potential changes to Social Security that could impact retirement strategies.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Having Retirement Income Through Your 90s

Tue, 24 Dec 2024 09:00:00 +0000

Mike Riedmiller breaks down longevity and retirement planning, focusing on the importance of income sources, financial security, and personalized planning based on individual goals and values.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Can Your Portfolio Handle a Volatile Market?

Tue, 17 Dec 2024 09:00:00 +0000

Mike Riedmiller explores the current stock market predictions for 2025, highlighting the conflicting viewpoints from major financial institutions. He emphasizes the importance of personalized investment planning, especially for those nearing retirement, and discusses strategies to prepare for potential market downturns.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Your Retirement and The Post-Election Market

Tue, 10 Dec 2024 09:00:00 +0000

Mike Riedmiller explores the dynamics of the stock market following Donald Trump's election, highlighting the impact of interest rates and economic policies on market performance. It emphasizes the importance of long-term financial planning, especially for those nearing retirement, and discusses strategies for maximizing retirement income while ensuring financial security.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

If Your Financial Plan was Thanksgiving Dinner What is the Main Dish?

Tue, 03 Dec 2024 09:00:00 +0000

Mike Riedmiller creatively likens financial planning to preparing a feast, underscoring the various components necessary for a successful retirement strategy.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Bad Habits You Could Make During Retirement

Tue, 26 Nov 2024 09:00:00 +0000

Mike Riedmiller highlights the importance of having a financial plan, understanding investment risks, and preparing for healthcare costs and taxes in retirement. He emphasizes the need for a strategic approach to retirement planning, considering market fluctuations and future expenses.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Taxes Could Have a Major Impact on Your Retirement

Tue, 19 Nov 2024 09:00:00 +0000

Mike Riedmiller gets into the complexities of retirement planning, particularly focusing on the often-overlooked tax implications that can arise when individuals begin to withdraw from their retirement accounts.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The Three to Five Years Before Retirement are Crucial

Tue, 12 Nov 2024 09:00:00 +0000

Mike Riedmiller explores the current state of retirement savings among Americans, highlighting the significant challenges many face due to financial pressures. He emphasizes the importance of proactive planning for retirement, particularly in the three to five years leading up to retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Post Election Retirement Advice

Tue, 05 Nov 2024 09:00:00 +0000

Mike Riedmiller discusses the upcoming Election Day and its potential impact on the stock market, emphasizing historical trends of market performance post-elections.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Financial Independence vs Retirement

Tue, 29 Oct 2024 08:00:00 +0000

Mike Riedmiller explains the need for proactive financial strategies, such as Roth conversions, to mitigate future tax liabilities and ensure a comfortable retirement. He highlights that financial independence allows individuals to pursue their passions and support their loved ones without financial stress, contrasting it with the limitations often faced in traditional retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Retirement: How to Secure Your Financial Future

Tue, 22 Oct 2024 08:00:00 +0000

Mike Riedmiller focuses on the importance of retirement planning, highlighting the risks associated with retiring at 65, the benefits of planning ahead, and the necessity of having a comprehensive financial and estate plan.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Avoiding Common RMD Mistakes

Tue, 01 Oct 2024 08:00:00 +0000

Mike Riedmiller talks about the evolving landscape of retirement planning, emphasizing the importance of diversifying income streams beyond 401Ks and Social Security. He highlights the critical role of understanding required minimum distributions (RMDs) and the common mistakes retirees make regarding them.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The Future of the Stock Market: A Melt Up?

Tue, 24 Sep 2024 08:00:00 +0000

Mike Riedmiller explains a 'melt up' and delves into market dynamics, and the psychological factors influencing investor behavior. He emphasizes the importance of personalized financial planning, especially for the upcoming wave of baby boomer retirees, and addresses the challenges of maintaining income in retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Year-End Financial Planning Essentials

Tue, 17 Sep 2024 08:00:00 +0000

Mike Riedmiller discusses the volatility in the market and emphasizes the importance of customized financial planning to protect clients' investments and savings. He also touches on the need for year-end financial reviews and planning, especially as the holiday season approaches.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Managing Retirement Funds: Options for 401k

Tue, 10 Sep 2024 08:00:00 +0000

Mike Riedmiller discusses the potential impact of interest rate cuts on fixed income investments and the importance of financial planning. He also explores the options for managing a 401k after retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Planning for Market Volatility: Individual Goals Matter

Tue, 03 Sep 2024 08:00:00 +0000

Mike Riedmiller talks about how planning based on individual goals and situations is important in navigating market volatility. Mike explains that getting a second opinion is common when other advisors are hard to reach or don't listen to input.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The Election: Avoiding Emotional Decision-Making

Tue, 27 Aug 2024 08:00:00 +0000

Mike Riedmiller discusses the potential impact of the upcoming election on finances and retirement planning. He speaks on the importance of not getting caught up in the emotion and uncertainty surrounding the election and instead focusing on long-term financial planning.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Encouraging Clients to Spend in Retirement

Tue, 20 Aug 2024 08:00:00 +0000

Mike Riedmiller explains the number one fear in retirement is running out of money, but proper income planning can alleviate this fear. Mike says some retirees are a little more nervous and need encouragement to spend their savings.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Social Security and Avoiding Financial Mistakes in Retirement

Tue, 13 Aug 2024 08:00:00 +0000

Mike Riedmiller focuses on how to prepare for potential cuts in Social Security benefits and the importance of income planning for retirement. Plus, he touches on the stock market and the possibility of a market correction before the election.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The First Step in Retirement Planning

Tue, 06 Aug 2024 08:00:00 +0000

Mike Riedmiller talks about the importance of planning for retirement and what the first step should be.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The Process of Choosing a New Advisor for Retirement

Tue, 30 Jul 2024 08:00:00 +0000

When considering switching financial advisors, some common reasons include retirement, high fees, underperforming portfolios, and the desire for comprehensive guidance. Mike Riedmiller explains that it is important to objectively evaluate the need for a change and consider the advisor's experience and alignment with your goals.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Exploring Goals and Choices in Retirement

Tue, 23 Jul 2024 08:00:00 +0000

Mike Riedmiller explains the importance of financial security in retirement and the freedom it provides. He also explains different goals and choices people have in retirement, such as traveling, volunteering, and spoiling grandchildren and how to put a retirement plan together to support specific goals.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What to Consider Before Retiring Due to Job Changes

Tue, 16 Jul 2024 08:00:00 +0000

Mike Riedmiller discusses factors you should consider when someone considers retiring due to changes in their job situation, factors to review include their current financial situation, including accounts, expenses, income, and debt. It's important to have a plan in place to cover expenses and income sources like Social Security, pensions, and investments.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Taxes: Factors to Consider Before Retiring

Tue, 09 Jul 2024 08:00:00 +0000

Mike Riedmiller discusses the potential impact of changes in tax policies on retirement planning and the importance of tax planning in managing retirement funds. He also touches on the retirement decision-making process and factors to consider before retiring.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Strategies for Withdrawing Money from a Roth IRA

Tue, 02 Jul 2024 04:00:00 +0000

Mike Riedmiller discusses the potential expiration of the Trump tax cuts and the impact on Roth IRAs. Mike shares his strategy for withdrawing money from a Roth IRA if necessary and talks about the importance of tax planning in retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

When Should a Retirement Plan Start Producing Results?

Tue, 25 Jun 2024 08:00:00 +0000

Mike Riedmiller explains inflation and its impact on retirement planning. Mike explores the need for a long-term perspective and regular review meetings with your financial advisor.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Issues You Could Face in Retirement

Tue, 18 Jun 2024 08:00:00 +0000

Mike Riedmiller discusses the potential wrong calls people can make when it comes to retirement planning. Some of the issues people run into Mike says are, avoiding the stock market, not claiming social security at the right time, neglecting long-term care planning, estate planning, and tax planning.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Options for Funding Long-Term Care

Tue, 11 Jun 2024 04:00:00 +0000

Mike Riedmiller discusses the importance of long-term care planning in retirement and the costs associated with it.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Diversifying Income Streams for Added Security

Tue, 04 Jun 2024 08:00:00 +0000

Mike Riedmiller discusses the uncertain future of Social Security, with estimates that the trust fund will go dry as early as 2034, potentially leading to a 25% cut in benefits. Mike explains how this could impact retirees and emphasizes the need for income planning.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Cryptocurrency in Retirement Portfolios

Tue, 28 May 2024 08:00:00 +0000

Comedian Bill Murray shares a humorous anecdote about encountering a Bitcoin ATM machine. Mike Riedmiller explains cryptocurrency's place in retirement portfolios and the importance of a non-emotional, methodical approach to investing in digital assets.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How can we remain calm during volatiles times while planning for retirement?

Tue, 21 May 2024 08:00:00 +0000

Volatility is not something you want to deal with a few years out from retirement, but we can't control that. Mike Riedmiller explains how he helps his clients create retirement plans that they can remain comfortable in despite what's going on in the market.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What is the break even point with Social Security?

Tue, 14 May 2024 08:00:00 +0000

If you're unsure when to take Social Security, Mike Riedmiller explains how he helps his clients make that decision and explains your breakeven point.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Retirement and gold have a lot in common

Tue, 07 May 2024 08:00:00 +0000

Mike Riedmiller explains how he approaches retirement planning for his clients like the game of golf.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Can you stay in the market and reduce your risk?

Tue, 30 Apr 2024 08:00:00 +0000

As you get closer to retirement, you might want to consider reducing your risk. Mike Riedmiller explains how he helps his clients find the happy medium that works for them specifically at Riedmiller Wealth Management.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How does rising gold prices affect your retirement?

Tue, 23 Apr 2024 08:00:00 +0000

Gold prices have been going up recently. Mike Riedmiller explains what this means for the economy, and how it could affect your Retirment.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Reframe your mind to think of money as a tool in retirement

Tue, 16 Apr 2024 08:00:00 +0000

We all get emotional about retirement, but it might be better to view money as a tool. Mike Riedmiller explains how he helps his clients reframe their mindset.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is retirement a thing of the past?

Tue, 09 Apr 2024 08:00:00 +0000

There have been so many changes over the last few decades when it comes to retirement. Mike Riedmiller explains why retirement might be outdated for some, and not for others.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What is going on with interest rates?

Tue, 02 Apr 2024 08:00:00 +0000

We keep hearing interest rates will go down at some point, but when? While we don't have a crystal ball, Mike Riedmiller explains the strategies he is using with clients to navigate this time.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

When should you roll your 401k into an IRA for retirement?

Tue, 26 Mar 2024 08:00:00 +0000

After contributing into your 401k for your entire career, when is the best time to roll it over into an IRA? Mike Riedmiller explains how he helps his clients decide the best next step for themselves.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Why DIY investors should switch to a financial advisor in retirement

Tue, 12 Mar 2024 08:00:00 +0000

DIY investors tend to seek out professional help once they get close to retirement. Mike Riedmiller explains the holes in DIY investors' portfolios.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

There is no magic number for retirement

Tue, 05 Mar 2024 09:00:00 +0000

Shark Tank's Kevin O'Leary made headlines lately when he said you need $5 million for retirement. Mike Riedmiller explains why that's an extreme number and what your retirement plan should truly be based on.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Don't overlook these strategies for your retirement plan

Tue, 27 Feb 2024 09:00:00 +0000

There are some great strategies for retirement that we don't implement simply because we don't know about them. Mike Riedmiller explains how he helps his clients devlope a plan that's going to work best for them.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What could hold you back from retirement?

Tue, 20 Feb 2024 09:00:00 +0000

We work so hard to have a successful retirement, but there are a lot of things that could get in the way. Mike Riedmiller explains what obstacles you should keep an eye out for.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

New ideas surrounding Social Security

Tue, 13 Feb 2024 09:00:00 +0000

There are some new ideas regarding Social Security and the insolvency issue we could see down the line. Mike Riedmiller explains how he sees these working out for his clients.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Should you bounce your last check or pass down an inheritance?

Tue, 06 Feb 2024 09:00:00 +0000

Everyone is different, but whether you want to pass down an inheritance to your children or spend every last penny, you need to do it right. Mike Riedmiller has a few strategies to help you stay efficient with your legacy planning.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How financial advisors can build trust

Tue, 30 Jan 2024 09:00:00 +0000

It can be difficult for people to feel confident in the financial industry. Mike Riedmiller explains how he builds trust to help his clients see the full picture.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Why trial and error isn't a great retirement plan

Tue, 23 Jan 2024 09:00:00 +0000

Nobody wants to make a mistake in retirement. That's why Mike Riedmiller uses his experience to help his clients with their strategies instead of trial and error.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How will 2024's interest rates affect your retirement?

Tue, 16 Jan 2024 09:00:00 +0000

2024 interest rates could affect your retirement, but Mike Riedmiller has strategies and ideas to get ahead of any issues.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Don't run out of money in retirement

Tue, 09 Jan 2024 09:00:00 +0000

Nobody wants to run out of money in retirement. Mike Riedmiller explains strategies he implements with his clients to help them stay financially stable.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The looming issues regarding Social Security

Tue, 02 Jan 2024 09:00:00 +0000

You've heard rumblings that changes will be coming to Social Security. Mike Riedmiller has a few ideas on how to prepare for the future.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Transitioning from the working world to retirement

Tue, 26 Dec 2023 09:00:00 +0000

Transitioning into retirement is such a massive change, it takes a while to get your head around it. Mike Riedmiller breaks down how he helps his clients make the change as easy as possible.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What's the difference between 'luck' and 'risk' in retirement?

Tue, 19 Dec 2023 09:00:00 +0000

Could 'luck' be another word for 'risk' in retirement? Mike Riedmiller breaks down how to frame risk when it comes to retirement and strategies to set you up for success.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Make sure to carve out fun in retirement

Tue, 12 Dec 2023 09:00:00 +0000

It's important to make sure you plan for fun in retirement. Mike Riedmiller explains how he implements a 'fun fund' for his clients.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is retirement possible if you didn't prepare?

Tue, 05 Dec 2023 09:00:00 +0000

The retirement puzzle is a bit more complex if you haven't prepared appropriately, but Mike Riedmiller explains how he helps clients navigate solutions.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Upgrade your annuity

Tue, 21 Nov 2023 09:00:00 +0000

If you bought an annuity a few years ago, there could be a way to get an upgrade. Mike Riedmiller explains the benefits of getting an annuity review.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

There are concerns with Social Security

Tue, 14 Nov 2023 09:00:00 +0000

Should you be concerned about Social Security? Mike Riedmiller explains how he's helping his clients be proactive for changes that could come down the line.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Creating different streams of income in retirement

Tue, 07 Nov 2023 09:00:00 +0000

There are several options for different streams of income in retirement, but which is right for you? Mike Riedmiller explains how he helps his clients map out their income strategy.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Are hidden fees taking a bite out of your retirement?

Tue, 31 Oct 2023 08:00:00 +0000

Sneaky hidden fees are something that are easy to miss in your retirement portfolio. Mike Riedmiller explains how he can spot them, and help your plan become more efficient.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Optimistic views on the market

Tue, 24 Oct 2023 08:00:00 +0000

Some opinions have positive views on the market for the future. Mike Riedmiller explains his thoughts and what he believes is the most efficient plan for his clients in the future.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Accounting for inflation in retirement

Tue, 17 Oct 2023 08:00:00 +0000

The dollar today doesn't spend as well as it did 20 years ago. The same could be true in the future, so how do you account for that in retirement? Mike Riedmiller has strategies to help you out.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Common 401k mistakes

Tue, 10 Oct 2023 08:00:00 +0000

What are some common 401k mistakes we need to avoid? Through Mike Riedmiller's years of experience, he has a few ideas to list off.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How can Market Guard impact your portfolio?

Tue, 03 Oct 2023 08:00:00 +0000

You've heard over and over again not to try to time the market. Mike Riedmiller breaks down Market Guard and how it could help you navigate a volatile market.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Why you should prioritize tax planning in retirement

Tue, 26 Sep 2023 08:00:00 +0000

Taxes could be your biggest expense in retirement. Having a strategy in place can help you stay as efficient as possible and Mike Riedmiller has ideas on how to accomplish just that.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What is more important than wealth in retirement?

Tue, 19 Sep 2023 08:00:00 +0000

There's one thing you should prioritize before wealth in retirement: your happiness. Mike Riedmiller explains ways to help your retirement years be as fulfilling as you'd like them to be.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How to keep your retirement on track

Tue, 12 Sep 2023 08:00:00 +0000

With so many variables going into retirement, Mike Riedmiller has ideas and strategies on how to keep your plan on track.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How the future of Social Security can affect you

Tue, 05 Sep 2023 08:00:00 +0000

If Social Security has to make changes in a few years, how will that affect your retirement plan? Mike Riedmiller has a few ideas to be proactive about possible changes down the line.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is indexed investing good or bad?

Tue, 29 Aug 2023 08:00:00 +0000

Mike explains whether he believees indexed investing is a good idea or a bad idea for your retirement porfolio.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Choosing your retirement date

Mon, 21 Aug 2023 09:00:00 +0000

Can you plan for retirement too far out? Mike Riedmiller believes it could actually work to your advantage.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Making retirement plans flexible

Mon, 14 Aug 2023 09:00:00 +0000

Things change and your retirement plan should be adaptable! Mike Riedmiller explains how he accomplishes this with his clients at Riedmiller Wealth Management.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Too many people are cashing out their 401k plans before retirement!

Mon, 07 Aug 2023 09:00:00 +0000

If you're switching jobs, should you cash out your 401k? Probably not, but many people seem to be doing this! Mike Riedmiller has multiple other strategies that would be more efficient for your retirement plan.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Market Guard: Avoiding a head fake

Mon, 31 Jul 2023 09:00:00 +0000

It seems like the market is getting back on track, but how can we be sure? Mike Riedmiller explains how he uses Market Guard to help protect his client's retirement savings.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Social Security changes could affect your retirement

Mon, 24 Jul 2023 09:00:00 +0000

We’ve all heard stories about how Social Security may not be able to pay what the government promised. Mike Riedmiller explains how this could change retirement planning for his clients.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What you need to know about legacy planning

Mon, 17 Jul 2023 09:30:00 +0000

One of the key parts of retirement planning. Mike Riedmiller gives his opinion on the importance of legacy planning and strategies to get yours in place.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

The Importance of Estate Planning

Mon, 10 Jul 2023 09:00:00 +0000

Estate planning is one of the essential pieces of your retirement plan that many tend to put on the back burner. Mike Riedmiller explains why you must bring this into focus if you want to take care of those you love.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How to manage risk in retirement

Mon, 03 Jul 2023 09:00:00 +0000

Nobody wants to make a mistake in retirement, but how do you manage your risk? Mike Riedmiller has a few strategies that could help your retirement portfolio down the line.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Top reasons you might retire early

Mon, 26 Jun 2023 09:00:00 +0000

There are multiple reasons someone might retire early. Several of them aren't made by the retiree. How can you be prepared and make retirement your choice? Mike Riedmiller has some strategies to share.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Don't DIY your retirement

Mon, 19 Jun 2023 09:00:00 +0000

There could be complications when you DIY your retirement. Mike Riedmiller explains some of the issues he has seen over the years and how he has helped clients get back on track.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Should older retirement rules be reevaluated?

Mon, 12 Jun 2023 09:00:00 +0000

Things change over time and old advice you've received about retirement might be different today. Mike Riedmiller breaks down what strategies can stay and what should go in 2023.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Tax planning and strategies for retirement

Mon, 05 Jun 2023 09:00:00 +0000

One of the biggest expenses in retirement could be your taxes. Mike Riedmiller explains why tax planning could be a game changer for your retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

How did Mike become a financial advisor?

Mon, 29 May 2023 09:00:00 +0000

Each week we talk about the strategies that Mike Riedmiller uses and how he's been helping clients for years. When did Mike decide he could be a financial advisor and help peopl navigate retirement? Hear how a paper route turned into a financial career.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Market Guard: The Power of Knowing

Mon, 22 May 2023 09:00:00 +0000

Mike Riedmiller explains what Market Guard is and how it could benefit your retirment plan, especially during volatile times.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Does your plan need an upgrade?

Mon, 15 May 2023 09:00:00 +0000

What do we do if our retirement plan needs an upgrade? Mike Riedmiller has a few tips and strategies for you.

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Avoid metaphorical icebergs in retirement!

Mon, 08 May 2023 16:00:00 +0000

What are some things we need to watch out for in retirement? Mike Riedmiller explains a few metaphorical icebergs we should keep an eye on!

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Is the 4% rule sustainable?

Mon, 01 May 2023 09:00:00 +0000

The creator of the 4% rule, William Bengen, isn't sure his withdrawal rate is appropriate moving forward. What should we do instead? Mike Riedmiller has a few strategies for you to think about.

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Preparing Women for Retirement

Mon, 24 Apr 2023 09:00:00 +0000

It's common for women to let their husbands take the reigns on finances, but what about their retirement? Mike Riedmiller explains how he helps women prepare for retirement and makes sure they're in the know when it comes to their financial future as well.

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

If you could go back to 2008, what would you do differently?

Mon, 17 Apr 2023 09:00:00 +0000

If you could go back to 2008, what would you do differently? Mike Riedmiller breaks down what we can do now and how often we should be checking our retirement accounts.

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What is a safe risk vs high risk?

Mon, 10 Apr 2023 09:00:00 +0000

The economy has been having a tough time. Should we start moving towards more safe options with our retirement savings? Mike Riedmiller breaks down your options.

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

What is a first meeting like with a financial advisor?

Mon, 03 Apr 2023 09:00:00 +0000

It can be intimidating to meet with a financial advisor the first time. Mike Riedmiller takes you behind the scenes on what to expect when you walk through the doors of Riedmiller Wealth Management for the first time.

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Clients inspiring Financial Advisors

Mon, 27 Mar 2023 09:00:00 +0000

Financial Advisors get to retire vicariously through their clients. Mike Riedmiller talks about a few clients that have inspired him through out his career.

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.

Envisioning retirement before you get there

Mon, 20 Mar 2023 09:00:00 +0000

Before you crunch the numbers for retirement it's important to envision what this next chapter will look like. Mike Riedmiller breaks down a few things to think about prior to getting your retirement plan on paper.

To schedule your complimentary portfolio review with Riedmiller Wealth Management call 402-524-5554 or visit www.smartretirementradio.com

See omnystudio.com/listener for privacy information.