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    <title>America’s 401k — Start Here</title>
    <itunes:subtitle>Start Here conversations with Coach Pete from America’s 401k.</itunes:subtitle>
    <link>https://www.americas401kshow.com/</link>
    <description><![CDATA[<p>New to America’s 401k? Start with these full conversations with Coach Pete.</p><p>Episodes retain their archive dates; some recordings are replays.</p><p>For the complete weekly show, follow <a href="https://omny.fm/shows/americas-401k-show-with-coach-pete/playlists/podcast">America&#x27;s 401k Show with Coach Pete</a>.</p>]]></description>
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    <itunes:summary>New to America’s 401k? Start with these full conversations with Coach Pete.

Episodes retain their archive dates; some recordings are replays.

For the complete weekly show, follow America's 401k Show with Coach Pete.</itunes:summary>
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    <itunes:author>Coach Pete D'Arruda</itunes:author>
    <copyright>2026 Broadcasting Experts</copyright>
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      <title>America’s 401k — Start Here</title>
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      <title>A 401(k) Account, an Income Plan, and Life Insurance Details</title>
      <itunes:title>A 401(k) Account, an Income Plan, and Life Insurance Details</itunes:title>
      <description><![CDATA[<p>Coach Pete and the team discuss the difference between holding a 401(k) account and developing a retirement income plan. The conversation considers market swings and the decisions involved in drawing on savings.</p> <p>The episode also explores life insurance policy details and reviewing the values shown in an illustration. The team discusses the questions that can arise when a contract's costs or benefits differ from what was expected.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the team discuss the difference between holding a 401(k) account and developing a retirement income plan. The conversation considers market swings and the decisions involved in drawing on savings.</p> <p>The episode also explores life insurance policy details and reviewing the values shown in an illustration. The team discusses the questions that can arise when a contract's costs or benefits differ from what was expected.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the team discuss the difference between holding a 401(k) account and developing a retirement income plan. The conversation considers market swings and the decisions involved in drawing on savings.</itunes:summary>
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      <pubDate>Fri, 16 Jun 2023 10:00:00 +0000</pubDate>
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      <title>Retirement Income, Roth Accounts and Organizing Financial Records</title>
      <itunes:title>Retirement Income, Roth Accounts and Organizing Financial Records</itunes:title>
      <description><![CDATA[<p>Coach Pete and the America’s 401k team discuss reviewing a retirement plan and organizing account information. The conversation considers future income, flexibility and the questions that help clarify a household’s financial position.</p> <p>The episode also explores Roth accounts and family legacy goals. Financial education and understanding the resources available for retirement are recurring themes.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the America’s 401k team discuss reviewing a retirement plan and organizing account information. The conversation considers future income, flexibility and the questions that help clarify a household’s financial position.</p> <p>The episode also explores Roth accounts and family legacy goals. Financial education and understanding the resources available for retirement are recurring themes.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the America’s 401k team discuss reviewing a retirement plan and organizing account information. The conversation considers future income, flexibility and the questions that help clarify a household’s financial position.</itunes:summary>
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      <pubDate>Fri, 26 May 2023 10:00:00 +0000</pubDate>
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      <title>401k Decisions, Vesting Schedules and Retirement Tax Questions</title>
      <itunes:title>401k Decisions, Vesting Schedules and Retirement Tax Questions</itunes:title>
      <description><![CDATA[<p>Coach Pete and the America’s 401k team discuss employer retirement plans, vesting schedules and profit sharing. The conversation examines emotional responses to market movements and questions about account decisions.</p> <p>The episode also considers tax deferral and future retirement income. Discussions of financial resources and broker misconduct emphasize understanding account details and asking questions before taking action.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the America’s 401k team discuss employer retirement plans, vesting schedules and profit sharing. The conversation examines emotional responses to market movements and questions about account decisions.</p> <p>The episode also considers tax deferral and future retirement income. Discussions of financial resources and broker misconduct emphasize understanding account details and asking questions before taking action.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the America’s 401k team discuss employer retirement plans, vesting schedules and profit sharing. The conversation examines emotional responses to market movements and questions about account decisions.</itunes:summary>
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      <pubDate>Fri, 05 May 2023 10:00:00 +0000</pubDate>
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      <title>Financial Education, Retirement Income and Roth Legacy Goals</title>
      <itunes:title>Financial Education, Retirement Income and Roth Legacy Goals</itunes:title>
      <description><![CDATA[<p>Coach Pete and the America’s 401k team discuss reviewing retirement resources and understanding future income. The conversation considers flexibility and the balance between risk, safety and income needs.</p> <p>The episode also explores Roth accounts and family legacy goals. Financial education, asking questions and clarifying personal plans are recurring themes.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the America’s 401k team discuss reviewing retirement resources and understanding future income. The conversation considers flexibility and the balance between risk, safety and income needs.</p> <p>The episode also explores Roth accounts and family legacy goals. Financial education, asking questions and clarifying personal plans are recurring themes.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the America’s 401k team discuss reviewing retirement resources and understanding future income. The conversation considers flexibility and the balance between risk, safety and income needs.</itunes:summary>
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      <pubDate>Fri, 07 Apr 2023 10:00:00 +0000</pubDate>
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      <title>Social Security, Income Gaps and Retirement Readiness</title>
      <itunes:title>Social Security, Income Gaps and Retirement Readiness</itunes:title>
      <description><![CDATA[<p>Coach Pete and the America’s 401k team discuss retirement readiness and Social Security claiming questions. The conversation considers income gaps, spending plans and how debt affects the resources available for later life.</p> <p>The episode also includes a discussion of pandemic-era employee retention credits for business owners. Questions about financial information and getting a personal plan reviewed connect the different topics.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the America’s 401k team discuss retirement readiness and Social Security claiming questions. The conversation considers income gaps, spending plans and how debt affects the resources available for later life.</p> <p>The episode also includes a discussion of pandemic-era employee retention credits for business owners. Questions about financial information and getting a personal plan reviewed connect the different topics.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the America’s 401k team discuss retirement readiness and Social Security claiming questions. The conversation considers income gaps, spending plans and how debt affects the resources available for later life.</itunes:summary>
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