Tulsa Money Matters with Terrilyn Brownfield

The Hidden Retirement Risks

Fri, 03 Apr 2026 21:10:00 +0000

Terrilyn explains how we need to be aware of how emotions could potentially derail our retirement. She also covers critical retirement risks. Discover how to protect your savings from taxes, market volatility, healthcare costs, and longevity challenges through sound strategies and personalized planning.

Reach Terrilyn at 800-874-8380.

Integrity Financial Services

See omnystudio.com/listener for privacy information.

Be In Control of Your Retirement

Fri, 27 Mar 2026 22:10:00 +0000

Terrilyn stresses the vital importance of having a strong retirement plan that, of course, will do well in fair weather times but can also be shielded from economic downturns and even geopolitical events like we are experiencing now. She emphasizes the value of utilizing a bucket strategy in your retirement plan to properly proportion your assets and your risks.

Reach Terrilyn at 800-874-8380.

Integrity Financial Services

See omnystudio.com/listener for privacy information.

Mastering Retirement: Buffett's Simple Rules for Success

Mon, 23 Mar 2026 19:20:00 +0000

In this episode of Tulsa Money Matters, Terrilyn Brownfield, CEO of Integrity Financial Services, shares expert insights on retirement planning, Warren Buffett's investment principles, and strategies to manage market volatility, inflation, and estate planning. Discover practical tips to build a secure retirement and how personalized planning can ease financial fears.

Reach Terrilyn at 800-874-8380.

Integrity Financial Services

See omnystudio.com/listener for privacy information.

Navigate the Change That Comes With Retirement

Sun, 15 Mar 2026 11:05:00 +0000

Retirement is often seen as the ultimate reward for years of hard work. It promises freedom from the daily grind, the ability to travel, and the luxury of time. However, alongside these benefits, many retirees face unexpected losses that can significantly impact their lifestyle. In this podcast, Terrilyn explores what you gain and lose in retirement, and how to navigate these changes effectively.

Reach Terrilyn at 800-874-8380.

Integrity Financial Services

See omnystudio.com/listener for privacy information.

The Necessary Replacement Paycheck in Retirement

Fri, 06 Mar 2026 22:20:00 +0000

Terrilyn discusses the need to replace that paycheck when you retire. You’ve saved for years but do you have a plan to build that personal pension? She goes over the strategies and points out that a good, sound retirement plan with built in income and help to ease that common fear retirees have of running out of money. The conversation then moves to options for those who invest in real estate in their retirement.

Reach Terrilyn at 800-874-8380.

Integrity Financial Services

See omnystudio.com/listener for privacy information.

Retirement Isn’t What It Used to Be — The New Rules Most People Still Don’t Know

Sat, 28 Feb 2026 05:00:00 +0000

Terrilyn takes time to break down why old-school retirement advice can quietly wreck your future when people are living longer and healthcare keeps getting more expensive. She digs into what’s changing right now — including the buzz around “Trump accounts” — and why guessing your way through retirement is a bad strategy. If you want a clear plan for income, taxes, and long-term care instead of crossing your fingers, this episode is the wake-up call.

See omnystudio.com/listener for privacy information.

Stop Hoarding Your Retirement — The “Saver-to-Spender” Shift That’s Quietly Wrecking People

Sat, 21 Feb 2026 05:00:00 +0000

Terrilyn Brownfield gets brutally honest about the hardest part of retirement: your paycheck stops, the market swings, and suddenly spending feels like you’re breaking the rules. She unpacks why “saving isn’t just a habit, it’s an identity,” and how the “sequence of returns” can crush a retirement if you’re pulling money out when the market is down. Don't miss Terrilyn laying out her “bumper car plan” guardrails—what’s safe money vs. market money—so you can spend with confidence instead of fear!

See omnystudio.com/listener for privacy information.

Trump Just Dropped “Trump Accounts” — Here’s the $1,000 Money Move Parents Can’t Ignore

Sat, 14 Feb 2026 05:00:00 +0000

Terrilyn Brownfield breaks down the brand-new Trump accounts and why the $1,000 government “seed money” has families paying attention fast. She walk through who qualifies, how to stack contributions the smart way, and the practical do’s and don’ts so you don’t leave free money on the table. Don't miss this look at the bigger picture of retirement planning today—why purpose matters, and how to stay proactive when the rules keep changing!

See omnystudio.com/listener for privacy information.

Money, Love, and Awkward Conversations: What Every Couple Gets Wrong About Finances

Sat, 31 Jan 2026 05:00:00 +0000

Money and relationships can be a messy mix—and Terrilyn Brownfield dives right into it on this fun, real-talk episode of Tulsa Money Matters. From discussing who handles the money to how finances quietly shape emotions, she breaks down why couples need honest check-ins before small money issues turn into big relationship problems. With Valentine’s Day as the perfect backdrop, this episode is a must-listen for couples who want fewer financial fights, more gratitude, and a stronger plan for their future together.

See omnystudio.com/listener for privacy information.

The Tax Break Everyone Thought Was Dead — And the Retirement Moves Most People Still Miss

Sat, 24 Jan 2026 05:00:00 +0000

On this episode of Tulsa Money Matters, Terrilyn zeroes in on a tax surprise that caught a lot of retirees off guard — the extension of the Tax Cuts and Jobs Act — and why this creates a rare planning window for pre-retirees. She breaks down smart, proactive tax strategies and explains how tools like Charitable Remainder Trusts can turn taxes into legacy-building opportunities. If you want to know how today’s tax rules can shape your retirement income tomorrow, this is one episode you don’t want to miss.

See omnystudio.com/listener for privacy information.

The 2027 Wake-Up Call: Are You Ready for What’s Coming?

Sat, 17 Jan 2026 05:00:00 +0000

Terrilyn Brownfield breaks down what today’s market signals could mean for 2026, 2027, and your retirement timeline...with help from a surprisingly relevant Will Rogers quote! She cuts through confusion around savings, debt, and investment myths while explaining real-world tools like high-yield savings, annuities, and tax-loss harvesting. If you’re getting closer to retirement and wondering whether your plan can survive the next market turn, this episode hits it head-on.

See omnystudio.com/listener for privacy information.

The Most Dangerous Year of Retirement—Are You Ready for It?

Sat, 10 Jan 2026 05:00:00 +0000

Terrilyn takes this episode to zero in on the most critical—and often overlooked—year of retirement: year one. She breaks down common mistakes retirees make, how Social Security fits into the bigger picture, and why a shaky start can ripple through your entire retirement. If you want confidence, clarity, and real peace of mind in retirement, this episode lays out why a written income plan isn’t optional—it’s essential.

See omnystudio.com/listener for privacy information.

Retirement Isn’t Slowing Down — It’s a Lifestyle Upgrade (If You Plan It Right)

Sat, 27 Dec 2025 05:00:00 +0000

Terrilyn Brownfield flips the script on retirement, explaining why it’s not about pumping the brakes, but about shifting gears and living with intention. She breaks down how to balance enjoying life now with saving smart, tackles the emotional roadblocks that stop people from spending their own money, and connects the wisdom of Warren Buffett with the laid-back priorities of Jimmy Buffett. This episode drives home why a written retirement plan and a clear roadmap are the difference between stressing about money and actually enjoying the life you worked for.

See omnystudio.com/listener for privacy information.

The Panic Tax: How Fear, Headlines, and Bad Timing Can Hijack Your Retirement

Sat, 20 Dec 2025 05:00:00 +0000

Terrilyn Brownfield breaks down why emotional investing can quietly drain your retirement through what she calls the “panic tax,” when fear leads to costly snap decisions. She explains how the sequence of returns really works, why the nonstop news cycle messes with investor behavior, and how smart planning keeps emotions from driving the bus. This episode is all about staying calm, staying strategic, and building a retirement plan that holds up no matter what the market throws at you.

See omnystudio.com/listener for privacy information.

Holiday Cash Hacks & Retirement Reality: Don’t Let Your Money Ghost You!

Sat, 13 Dec 2025 05:00:00 +0000

Terrilyn Brownfield brings the sparkle to retirement readiness, showing how to match your lifestyle with your nest egg so future you stays comfy, not cramped. She shares holiday spending tips that actually work, plus real talk on sudden wealth and generational wealth so big money doesn’t slip through your fingers. Then it’s smart tax moves and simple investment plays to keep your retirement secure, steady, and totally Tulsa.

See omnystudio.com/listener for privacy information.

Rich in Blue Jeans: The Secret Sauce of Smart Retirees

Sat, 06 Dec 2025 05:00:00 +0000

Terrilyn Brownfield spills why the savviest retirees drive modest cars, rock Costco jeans, and still win the money game. From post-holiday pie talk to juicy steak metaphors, Terrilyn turns Oklahoma values into a simple plan: live below your means, tune out the neighbor’s advice, and build a retirement that fits you—perfectly. Plus, free no-pressure reviews and real talk on the “mental game” of money so you can start the new year right.

See omnystudio.com/listener for privacy information.

Don’t Slow-Cook Your 401(k): Stop “Set It and Forget It” Before It Burns

Sat, 15 Nov 2025 05:00:00 +0000

Terrilyn Brownfield sounds the alarm: your retirement plan isn’t a crockpot—you can’t dump it in and walk away. She shows how active, regular checkups on your 401(k)—from fund selection to risk tweaks—can prevent silent losses and keep growth on track. If you’re unsure, get help, because this is your whole life on the line; manage it like it matters.

See omnystudio.com/listener for privacy information.

Stop Hoarding, Start Living: The New Rules of Retirement Spending!

Sat, 08 Nov 2025 05:00:00 +0000

Terrilyn Brownfield ditches dusty formulas and shows you dynamic spending rules that flex with markets—and your emotions—so you can actually enjoy the money you saved. She walks through smart “essential upgrades” to your plan, from better withdrawal sequencing to a foundation that won’t crack when life happens. If you’ve ever felt guilty tapping your nest egg, this episode hands you the mindset and moves to spend with confidence.

See omnystudio.com/listener for privacy information.

The 5-Pillar Fix: Build a Retirement That Actually Works

Sat, 01 Nov 2025 04:00:00 +0000

Terrilyn unveils the five essentials—income, taxes, investments, healthcare, estate—and shows how intentional planning turns them from guesswork into a rock-solid game plan. You’ll learn when to claim Social Security, how to keep more after taxes, why your portfolio needs a real strategy, and where hidden healthcare costs ambush retirees. Finish with an estate plan that matches your values so your money does exactly what you want—now and later.

See omnystudio.com/listener for privacy information.

From Buckets to Beneficiaries: The Tax-Smart Playbook You’re Not Using (Yet)

Sat, 25 Oct 2025 04:00:00 +0000

Terrilyn Brownfield turns financial education into rocket fuel on this episode, sharing her surprising path into finance and how hands-on workshops spark real change in the community. She breaks down purpose-driven planning and the three-bucket strategy, then exposes the costly traps in inherited accounts and sloppy beneficiary designations. Add in market-proof tactics and tax-smart moves, and you’ll leave with a sharper plan...and the confidence to use it!

See omnystudio.com/listener for privacy information.

Your Money Habits Are Making—or Breaking—Your Retirement (Here’s the Fix)

Sat, 18 Oct 2025 04:00:00 +0000

Terrilyn Brownfield pulls back the curtain on the sneaky habits that derail retirements and shows you how to retrain your wallet for long-term wins. She spotlights tax-smart moves—especially for couples—and teaches you how to spot senior scams before they spot you. Tune in for a fast, practical blueprint to turn good intentions into a safer, richer retirement.

See omnystudio.com/listener for privacy information.

Retire Rich, Not Lonely: The Wake-Up Call You Need Now

Sat, 11 Oct 2025 04:00:00 +0000

Terrilyn Brownfield turns the messy transition to retirement into a playbook: build a rock-solid foundation, tame healthcare costs, and trade “more stuff” for more connection. She exposes lifestyle inflation as the silent budget killer and gives you simple, smart moves for both the accumulation years and the freedom years. Plus, you’ll learn the latest scam-proofing tricks so you keep your cash—and your peace of mind—right where they belong.

See omnystudio.com/listener for privacy information.

Retirement Curveballs: The Flex-Plan That Beats Market Mayhem!

Sat, 04 Oct 2025 04:00:00 +0000

Terrilyn Brownfield takes this episode to show why rigid retirement plans crack when life and markets throw heat—and how to build one that bends, not breaks. She tackles downturn risk, healthcare sticker shock, and long-term care planning while coaching you through the emotional side of the transition. Walk away with a flex-ready roadmap and the right advisor playbook so you can face surprises with confidence!

See omnystudio.com/listener for privacy information.

The Widow’s Tax Trap: Don’t Let Loss Become a Financial Freefall!

Sat, 27 Sep 2025 04:00:00 +0000

Terrilyn takes this episode to tackle the hard truth behind losing a spouse—how income can drop, taxes can spike, and what to do now so grief doesn’t turn into a financial gut punch. You’ll get no-jargon fixes for avoiding the Widow’s Tax Trap, from cleaning up outdated beneficiary designations to building a smarter, more resilient portfolio beyond the old 60/40 split. Listen in for a clear, compassionate game plan you can act on today!

See omnystudio.com/listener for privacy information.

The 401k Myth: Why a Big Balance Won’t Save Your Retirement!

Sat, 20 Sep 2025 04:00:00 +0000

Terrilyn Brownfield takes you inside the real rules of retirement, breaking down income replacement ratios, smarter investing, and the surprising role of AI in your financial future. Forget cookie-cutter plans—this episode reveals why personalization, diversification, and yes, annuities might be your secret weapons. Tune in for a high-energy reality check that could change how you see your savings forever!

See omnystudio.com/listener for privacy information.

Love, Divorce, and Dollars: Can Your Retirement Survive?

Sat, 13 Sep 2025 04:00:00 +0000

Terrilyn Brownfield dives into the surprising ways love and money collide for older couples on this episode. From the growing wave of gray divorce to the challenges of remarriage and the power of prenups, she reveals why planning ahead is more crucial than ever. With smart strategies like the retirement bucket plan, she'll show you how to protect your heart and your financial future in your golden years!

See omnystudio.com/listener for privacy information.

Gen X on the Brink: The Retirement Wake-Up Call You Can’t Ignore

Sat, 06 Sep 2025 04:00:00 +0000

Gen X is caught between raising kids, helping aging parents, and trying to save enough for themselves—so how do they avoid financial disaster? In this episode of Tulsa Money Matters, Terrilyn Brownfield tackles the unique challenges Gen Xers face, from the twists of backdoor Roth IRAs to the pitfalls of Social Security missteps. With integrity at the center of the conversation, they reveal how this generation can flip the script on retirement—choosing fulfillment and freedom over fear and guesswork.

See omnystudio.com/listener for privacy information.

Why the 4% Rule Could Fail You in Retirement

Sat, 30 Aug 2025 04:00:00 +0000

Think the 4% rule is still your golden ticket? Think again! In this episode of Tulsa Money Matters, Terrilyn Brownfield reveals why retirees need bold, flexible income strategies to thrive. She also unpacks the truth about IRAs and 401(k)s, and shows how holistic planning can protect your future in today’s unpredictable economy. This is the retirement wake-up call you didn’t know you needed!

See omnystudio.com/listener for privacy information.

Retirement Time Bombs You’re Ignoring (Until It’s Too Late!)

Sat, 23 Aug 2025 04:00:00 +0000

Could hidden financial traps blow up your retirement dreams? Terrilyn Brownfield exposes the RMD rules, Secure Act surprises, and annuity truths that could make—or break—your golden years. Tune in to discover the tax hacks and personalized strategies every retiree needs before the clock runs out!

See omnystudio.com/listener for privacy information.

ax-Free, Drama-Free, and Future-Proof: The Retirement Blueprint You Didn’t Know You Needed

Sat, 16 Aug 2025 04:00:00 +0000

What if your retirement income could be tax-free and bulletproof against life’s curveballs? In this lively episode of Tulsa Money Matters, Terrilyn Brownfield shares jaw-dropping real-life stories of financial missteps—and how smart, holistic planning turned them into success stories. From trusts that keep blended families from warring over inheritances to estate strategies that protect every penny, this is your fast track to a richer, calmer retirement.

See omnystudio.com/listener for privacy information.

Grandparents Gone Wild… With Their Wallets!

Sat, 09 Aug 2025 04:00:00 +0000

Is your love for the grandkids draining your retirement fund? Terrilyn Brownfield dives into the tug-of-war between spoiling the little ones and safeguarding your financial future in this episode—covering smart strategies like 529 plans, Roth IRAs, and the truth about downsizing. With myths busted and real-world tips for navigating RMDs, you’ll learn how to be the generous grandparent and the savvy retiree all at once.

See omnystudio.com/listener for privacy information.

Retirement Game-Changers: How Ordinary Oklahomans Are Outsmarting Inflation and Winning Big!

Sat, 02 Aug 2025 04:00:00 +0000

Get ready for a dose of inspiration on Tulsa Money Matters as Terrilyn Brownfield reveals the new rules for building bulletproof retirement plans! From decoding Social Security to battling rising prices, she shares real-life stories of everyday people who turned the tables on tough odds and came out on top. Tune in to discover the powerful strategies and proactive mindset that could help you secure the retirement of your dreams—no matter what challenges come your way!

See omnystudio.com/listener for privacy information.

Divorce, Dollars & Danger: The Untold Secrets of Retirement Planning You Can’t Afford to Miss!

Sat, 26 Jul 2025 04:00:00 +0000

Ready to unlock the real rules of retirement? This episode dives into why planning with purpose is your best defense against hidden threats like divorce, taxes, and unexpected financial pitfalls—while sharing clever asset protection moves and game-changing mindset shifts. Listen in as Terrilyn decodes the toughest retirement challenges and reveals how the right guidance can save your future (and your fortune).

See omnystudio.com/listener for privacy information.

Retirement Reboot: Why Saving Isn’t Enough—Unlocking the Secret Sauce for Lasting Wealth!

Sat, 19 Jul 2025 04:00:00 +0000

Ready to outsmart retirement pitfalls? Terrilyn Brownfield breaks down why simply saving money won’t cut it, revealing the game-changing strategies behind smart investing, phased retirements, and building a real legacy. Don’t miss this episode packed with insider tips, powerful insurance moves, and the secrets to making your money work as hard as you do—your financial future will thank you!

See omnystudio.com/listener for privacy information.

The Tulsa Truth Bomb: How Integrity Changes Everything in Money

Sat, 12 Jul 2025 04:00:00 +0000

Ready to ditch the tired financial clichés? In this electrifying episode, Terrilyn Brownfield pulls back the curtain on Tulsa's most persistent money myths, revealing why truth, transparency, and a dash of Oklahoma grit are your real secret weapons for wealth. Tune in for local success stories, candid conversations, and the confidence you need to take control of your financial destiny—no matter what Main Street or Wall Street says!

See omnystudio.com/listener for privacy information.