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    <title>Rock on Retirement — Start Here</title>
    <itunes:subtitle>Start Here conversations with Coach Pete from Rock on Retirement.</itunes:subtitle>
    <link>https://www.rockonretirement.com/</link>
    <description><![CDATA[<p>New to Rock on Retirement? Start with these full conversations with Coach Pete.</p><p>Episodes retain their archive dates; some recordings are replays.</p><p>For the complete weekly show, follow <a href="https://omny.fm/shows/rock-on-retirement/playlists/podcast">Rock on Retirement with Coach Pete</a>.</p>]]></description>
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    <itunes:summary>New to Rock on Retirement? Start with these full conversations with Coach Pete.

Episodes retain their archive dates; some recordings are replays.

For the complete weekly show, follow Rock on Retirement with Coach Pete.</itunes:summary>
    <itunes:owner>
      <itunes:name>Pete D'Arruda</itunes:name>
      <itunes:email>podcasts@broadcastingexperts.com</itunes:email>
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    <itunes:author>Coach Pete D'Arruda</itunes:author>
    <copyright>2026 Rock on Retirement</copyright>
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      <title>Rock on Retirement — Start Here</title>
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      <title>Roth and Traditional Accounts, Asset Allocation, and Retirement Fees</title>
      <itunes:title>Roth and Traditional Accounts, Asset Allocation, and Retirement Fees</itunes:title>
      <description><![CDATA[<p>Coach Pete and the Rock On Retirement team discuss workplace savings and the choice between Roth and traditional accounts. The conversation considers taxes and retirement income objectives.</p> <p>The episode also explores asset allocation, risk tolerance, and the financial-termite analogy. The team discusses fees, investment timing, and reviewing a financial strategy.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the Rock On Retirement team discuss workplace savings and the choice between Roth and traditional accounts. The conversation considers taxes and retirement income objectives.</p> <p>The episode also explores asset allocation, risk tolerance, and the financial-termite analogy. The team discusses fees, investment timing, and reviewing a financial strategy.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the Rock On Retirement team discuss workplace savings and the choice between Roth and traditional accounts. The conversation considers taxes and retirement income objectives.</itunes:summary>
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      <pubDate>Fri, 13 Feb 2026 11:00:00 +0000</pubDate>
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      <title>The Financial Red Zone, Rebalancing, and Estate Planning Questions</title>
      <itunes:title>The Financial Red Zone, Rebalancing, and Estate Planning Questions</itunes:title>
      <description><![CDATA[<p>Coach Pete and Russ Hackmann discuss year-end financial reviews and rebalancing. The conversation considers planning decisions around retirement.</p> <p>The episode also explores wills and trusts. Artificial intelligence and changing investments provide further topics in the discussion.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and Russ Hackmann discuss year-end financial reviews and rebalancing. The conversation considers planning decisions around retirement.</p> <p>The episode also explores wills and trusts. Artificial intelligence and changing investments provide further topics in the discussion.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and Russ Hackmann discuss year-end financial reviews and rebalancing. The conversation considers planning decisions around retirement.</itunes:summary>
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      <pubDate>Fri, 16 Jan 2026 11:00:00 +0000</pubDate>
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      <title>Workplace Savings, Roth Questions, and Financial Termites</title>
      <itunes:title>Workplace Savings, Roth Questions, and Financial Termites</itunes:title>
      <description><![CDATA[<p>Coach Pete and the team discuss workplace retirement accounts. The conversation considers Roth versus traditional contributions and arranging resources for retirement income.</p> <p>The episode also explores the financial-termite analogy. The team discusses fees and reviewing the details of an existing savings strategy.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the team discuss workplace retirement accounts. The conversation considers Roth versus traditional contributions and arranging resources for retirement income.</p> <p>The episode also explores the financial-termite analogy. The team discusses fees and reviewing the details of an existing savings strategy.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the team discuss workplace retirement accounts. The conversation considers Roth versus traditional contributions and arranging resources for retirement income.</itunes:summary>
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      <pubDate>Fri, 09 Jan 2026 11:00:00 +0000</pubDate>
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      <title>Market Volatility, Tax Planning, and Retirement Income Objectives</title>
      <itunes:title>Market Volatility, Tax Planning, and Retirement Income Objectives</itunes:title>
      <description><![CDATA[<p>Coach Pete and the Rock On Retirement team discuss market volatility. The conversation considers the traditional stock-and-bond portfolio and the different priorities facing retirees.</p> <p>The episode also explores tax planning and financial media. The team discusses income objectives and reviewing risk within a retirement strategy.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the Rock On Retirement team discuss market volatility. The conversation considers the traditional stock-and-bond portfolio and the different priorities facing retirees.</p> <p>The episode also explores tax planning and financial media. The team discusses income objectives and reviewing risk within a retirement strategy.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the Rock On Retirement team discuss market volatility. The conversation considers the traditional stock-and-bond portfolio and the different priorities facing retirees.</itunes:summary>
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      <pubDate>Fri, 02 Jan 2026 11:00:00 +0000</pubDate>
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      <title>Retirement Age, Social Security Timing, and Required Withdrawals</title>
      <itunes:title>Retirement Age, Social Security Timing, and Required Withdrawals</itunes:title>
      <description><![CDATA[<p>Coach Pete and the team discuss assumptions about retirement age. The conversation considers personal independence and deciding when to stop working.</p> <p>The episode also explores Social Security claiming and required minimum distributions. The team discusses account rules and the tax questions behind retirement decisions.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>Coach Pete and the team discuss assumptions about retirement age. The conversation considers personal independence and deciding when to stop working.</p> <p>The episode also explores Social Security claiming and required minimum distributions. The team discusses account rules and the tax questions behind retirement decisions.</p> <p>Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>Coach Pete and the team discuss assumptions about retirement age. The conversation considers personal independence and deciding when to stop working.</itunes:summary>
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