Insurance Tomorrow

Insuring self-driving cars & who pays when AI crashes?

Thu, 16 Jul 2026 01:00:00 +0000

Autonomous vehicles are moving from science fiction to reality as legislation develops, driverless technology advances and on-the-road testing accelerates. But what happens to insurance when driverless cars start making decisions for themselves? New UK self-driving vehicle laws are expected to reshape liability and claims, as insurers, brokers and businesses prepare for the biggest change to motor insurance in decades.

Our host, financial broadcaster and journalist Georgie Frost, is joined by Alexandra Wyard, Director of Product and Proposition for Personal Lines at Allianz UK, and Dominic Tough, Senior Research Engineer at Thatcham Research.

In this episode, we discuss:

How autonomous vehicles, self-driving cars and ADAS technology are changing the insurance landscape
Autonomous vehicle liability, regulation and who pays when AI is ‘behind the wheel’?
The role of vehicle data and risk assessment in a driverless future
Robotaxis, autonomous fleets and the impact on commercial and personal insurance
The importance of safety testing and human oversight as self-driving cars mix on crowded roads.

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn | https://www.linkedin.com/showcase/allianzukbroker/ for broker insights and explore the Allianz Knowledge Centre | https://www.allianz.co.uk/broker/knowledge-centre.html for webinars, articles and resources on business risks and other key topics.

A podcast series by Allianz Insurance, produced by Fresh Air Production.

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Cybersecurity: managing threats & breaches

Thu, 11 Jun 2026 01:00:00 +0000

How can businesses best defend their networks and day-to-day operations as cyber threats evolve and hackers make greater use of AI? Cybersecurity concerns topped the 15th annual Allianz Risk Barometer in 2026, making this an increasingly urgent issue for businesses everywhere.

Our host, financial broadcaster and journalist Georgie Frost, is joined by Jack Wright, Head of Cyber Resilience at Allianz UK, and Jon Choi, Director of Insurance Risk Consulting at CyberCube, a global provider of cyber risk analytics software.

In this episode, we discuss:

· How the digital threat landscape is changing and what it means for brokers

· Data breach incident response, vulnerability detection and network security

· Cyber risk assessment, access management and AI-powered threats facing the insurance industry

· Protecting a business’s digital ‘crown jewels’

· How much of a security danger is quantum cloud computing?

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn | https://www.linkedin.com/showcase/allianzukbroker for broker insights and explore the Allianz Knowledge Centre | https://www.allianz.co.uk/broker/knowledge-centre.html for webinars, articles and resources on business risks and other key topics.

A podcast series by Allianz Insurance, produced by Fresh Air Production.

See omnystudio.com/listener for privacy information.

BIBA 2026: Time to connect

Thu, 07 May 2026 01:00:00 +0000

What should brokers be focusing on as the insurance market faces another year of uncertainty and BIBA prepares for its annual conference?

Our host, financial broadcaster and journalist Georgie Frost, is joined by Phuong Ly, Commercial Managing Director at Allianz UK and Julie Comer, BIBA’s Head of Compliance.

In this episode, we discuss:

The insurance industry’s direction of travel in uncertain times and what this means for brokers
BIBA’s latest market insights and the emerging risks shaping client conversations
Economic resilience, data management and the evolving role of regulatory reporting
How digital change and rising expectations are influencing customer behaviour
The key themes and priorities shaping the agenda at BIBA 2026

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn | https://www.linkedin.com/showcase/allianzukbroker/

For broker insights and explore the Allianz Knowledge Centre for webinars, articles and resources on business risks and other key topics | https://www.allianz.co.uk/broker/knowledge-centre.html

A podcast series by Allianz Insurance, produced by Fresh Air Production.

See omnystudio.com/listener for privacy information.

AI: Future risks & opportunities

Thu, 16 Apr 2026 01:00:00 +0000

We explore the artificial intelligence trends and innovations that could define the insurance industry in the years ahead, and what they mean in practice for businesses and brokers.

Our new host, financial broadcaster and journalist Georgie Frost, is joined by Akhil Lalwani, Chief Data Officer at Allianz UK and Mary Bowie, Managing Regional Counsel UK at Verisk, a global insurance, data analytics and software solutions provider.

In this episode, we discuss:

How AI is changing insurance today and what that means for brokers

New exposures, accountability and the importance of data stewardship and governance

Evolving customer behaviour, regulation and how to ensure AI-driven decisions are fair, explainable and accountable

What the future of insurance could look like as AI matures, and the role brokers and human judgement will continue to play

Follow the series for notifications about future episodes. You can watch the podcast on Spotify and YouTube | https://www.youtube.com/playlist?list=PLoLD_-KfE3a3mR38xel2jA58gVo3J6-Gs

Want to help shape our future episodes? Share your ideas, thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Connect with us on LinkedIn [https://www.linkedin.com/showcase/allianzukbroker] for broker insights and explore the Allianz Knowledge Centre [https://www.allianz.co.uk/broker/knowledge-centre.html] for webinars, articles and resources on business risks and other key topics.

A podcast series by Allianz Insurance, produced by Fresh Air Production.

See omnystudio.com/listener for privacy information.

Insurance Tomorrow returns soon…

Thu, 09 Apr 2026 01:00:00 +0000

We’re back for a new series, and we’re excited to welcome business and finance journalist Georgie Frost as our new host.

Each month she’ll be joined by an expert panel to unpack the global trends shaping business and what they mean for the insurance industry. 

Tell us what topics you’d like to hear on Insurance Tomorrow this year. You can share your thoughts and comments here | https://info.allianz.co.uk/insurance-tomorrow-podcast-survey.html

Watch Insurance Tomorrow on Spotify and YouTube | https://www.youtube.com/user/AllianzUK

Follow Allianz on:

LinkedIn | https://www.linkedin.com/company/allianz-insurance-plc/

YouTube  | https://www.youtube.com/user/AllianzUK

Instagram | https://www.instagram.com/allianz_uk/

Facebook  | https://www.facebook.com/allianzinsuranceuk

A podcast series by Allianz Insurance produced by Fresh Air Production. Find out more at https://www.allianz.co.uk/broker

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2025 Roundup: Top trends, risks & industry challenges

Thu, 11 Dec 2025 02:00:00 +0000

We’re bringing you the highlights from our 2025 episodes, covering a range of topics from underinsurance and cyber risks to climate challenges and skills shortages, and much more.

Join Vanessa as she takes us through the key discussions with our guests from this year, emphasising the most impactful insights from our episodes on:

BIBA 2025
Cyber risks
Climate change
Underinsurance
Skills shortages
Top business risks
Fraud

Want to help shape our future episodes? We’d love to hear your thoughts. Leave us a review and share your feedback to help others find the Insurance Tomorrow podcast. And, if you haven’t subscribed yet, tap the follow button to keep up with the latest episodes.

Did you know, you can also watch this episode on YouTube?

Connect with us on LinkedIn and explore our LinkedIn broker page for more industry updates. For resources, articles, and webinars on business risks and other key topics, visit the Allianz Knowledge Centre.

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Fraud: Detecting deception in the digital age

Wed, 19 Nov 2025 02:00:00 +0000

We’re delving into the complexities of the UK’s fraud environment, exploring its impact on businesses and the insurance sector.

Vanessa is joined by Matt Crabtree, Head of Financial Crime Intelligence & Investigation Strategy at Allianz UK, and Craig Kennedy, Partner and Head of Cyber Consulting at HF.

We discuss:

The current fraud landscape, including ghost broking
The effects of fraud on businesses and consumers
How brokers can enhance client resilience against fraud
The critical role of incident documentation amidst the surge in ‘crash for cash’ schemes

Did you know, you can also watch this episode on YouTube?

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Skills Shortage: bridging the talent gap

Wed, 29 Oct 2025 02:00:00 +0000

Nicky Johnson, Head of Workforce Change and Productivity at Allianz UK, and Shazia Ejaz, Director of Research at the Recruitment and Employment Confederation join Vanessa to navigate the skills shortage in the UK, what this means for businesses, and the insurance implications.

We dive into:

How the skills shortage impacts SMEs

The implications for insurance costs, including claims costs

How workforce planning can help businesses stay resilient

The benefits of risk assessments to prevent claims

How apprenticeships can help SMEs bring skills into their business

Enjoyed this episode? Don't forget to rate and review to help others discover the Insurance Tomorrow podcast. And, if you're not subscribed yet, tap the follow button so you don't miss out on the latest insights.

For more resources, articles, and webinars on business risks and other key topics, visit the Allianz Knowledge Centre.

See omnystudio.com/listener for privacy information.

Climate change: Building resilience and integrating sustainability

Wed, 10 Sep 2025 01:00:00 +0000

Bethany Thomas, Head of Sustainability at Allianz UK, and Tim Maiden, founder of Green Small Business, join Vanessa to explore how climate risks are impacting businesses, how they can adopt sustainable practices and the key role brokers play.

We dive into:

How climate change is altering the risk landscape.

What risks are becoming more prevalent.

Sustainability best practices.

How brokers can add value to their clients.
Climate events and how brokers can help their clients stay resilient.

For more resources, articles, and webinars on business risks and other key topics, visit the Allianz Knowledge Centre.

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Cyber: Navigating the evolving risk landscape

Thu, 24 Jul 2025 01:00:00 +0000

Delvin Tillett, Head of Cyber at Allianz Commercial, and Jake Moore, Global Cybersecurity Advisor at ESET join Vanessa to unravel the cyber risk landscape in the wake of the recent cyber-attacks on leading UK retailers.

We delve into:

The current cyber risk landscape and how this is impacting SMEs.
The role of insurance in tackling these risks.
How businesses can address vulnerabilities in their IT systems.
What brokers should consider when advising their clients.
Emerging cyber risks and how brokers can prepare their clients.

For more resources, articles, and webinars on business risks and other key topics, visit the Allianz Knowledge Centre.

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BIBA 2025: A New Era

Mon, 12 May 2025 01:00:00 +0000

Hanna Kam, our chief risk officer, and Graeme Trudgill, chief executive of BIBA, explore the 2025 BIBA conference theme 'A New Era'.

Looking ahead to the next 25 years, we discuss:

What 'A New Era' means for brokers, insurers and the industry
How AI could impact the future of insurance
How the role of the regulator might adapt to the changing needs of the industry
The risks that should be on every broker’s radar
The steps brokers and insurers can take to future-proof their businesses

For more resources, articles, and webinars on business risks and other key topics, visit the Allianz Knowledge Centre.

See omnystudio.com/listener for privacy information.

Top business risks for 2025

Wed, 19 Mar 2025 02:00:00 +0000

Luke Baker, our own head of large corp and specialty, and Dr. Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute, explore the top business risks for 2025.

We cover:

The key findings of the 2025 Allianz Risk Barometer globally and in the UK.
The most pressing risks for SMEs and mid-sized businesses, including cyber incidents, legislative changes and business interruption.
How the top business risks are interlinked and what brokers need to know about their interdependencies.
The evolving role of brokers and how they can help their clients to build resilience.
How the top risks might evolve and how brokers can prepare for these changes.

Enjoyed this episode? Don’t forget to rate and review to help others discover the Insurance Tomorrow podcast. And, if you’re not yet subscribed, tap the follow button so you don’t miss out on the latest insights.

For more resources, articles, and webinars on business risks and other key topics, visit the Allianz Knowledge Centre.

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Underinsurance: The risks and realities for SMEs

Thu, 20 Feb 2025 02:00:00 +0000

Alastair Blundell, head of general insurance at BIBA, and Alex Ktenidis ACII, director of digital trading and legal protection at Allianz UK delve into the pressing issue of underinsurance among small to medium enterprises (SMEs).

We cover:

What underinsurance really means and the risks it poses to SMEs.
The economic pressures facing SMEs, and how these impact underinsurance.
How brokers and insurers can play a pivotal role in supporting clients.
How emerging technologies can help combat underinsurance.

Enjoyed this episode? Don’t forget to rate and review to help others find the Insurance Tomorrow podcast. And, if you’re not yet subscribed, tap the follow button so you don’t miss the latest episode.

For more insights, articles and webinars on underinsurance and other key topics, head to the Allianz Knowledge Centre.

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Back for 2025 with an exciting announcement

Thu, 13 Feb 2025 14:00:00 +0000

Welcome back to Insurance Tomorrow!

We're kicking off 2025 with a new series and a brand new host, British journalist Vanessa Baffoe. Join Vanessa as she meets with industry experts to explore global business trends and developments, and their impact on the insurance sector.

This season, we'll delve into pressing topics such as underinsurance, cyber security, and the key risks affecting businesses of all sizes.

Ready to dive in? Hit the follow button so you never miss an episode.

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Insurance Tomorrow: Best of 2024

Thu, 19 Dec 2024 08:03:07 +0000

We look back at some of the most significant issues and global trends that we’ve discussed over the past year. We explore how these topics might affect the insurance industry now and in the future.

Our host – Steph McGovern – covered everything from autonomous vehicles, the motivation parallels between sport and business, to the risks of lithium-ion batteries for businesses.

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Helping businesses understand the risks of lithium-ion batteries

Tue, 03 Dec 2024 02:00:00 +0000

Lithium-on batteries have become increasingly common in business and our everyday lives. Although fires caused by these batteries are relatively rare, they can be catastrophic.

In this episode, we discover what lithium-ion batteries are, what the risks are, and what happens when lithium-ion batteries catch fire.

Discussing how to handle these batteries and what the insurance implications are, our host - Steph McGovern - is joined by:

Madeleine Cavanagh, Loss Control Engineering Technical Property Lead, Allianz UK
Matt Humby, Senior Technical Consultant, Firechief Global

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eCommerce and the implications for the insurance industry

Mon, 30 Sep 2024 10:04:14 +0000

With the rapid development of eCommerce in the last five years, our latest episode looks at how businesses can keep up with new technology, supply chain disruption, and increasingly demanding customers and how insurers can help businesses stay secure as they evolve.
We discuss the future of eCommerce and the next challenges this sector faces with our host - Steph McGovern - who is joined by:
Sarah Murrow, CEO, Allianz Trade UK & Ireland
Huw Evans, Head of Insurance at KPMG

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How marginal gains can lead to Olympic Gold and business success

Wed, 28 Aug 2024 01:00:00 +0000

In another special episode of Insurance Tomorrow, we look at how preparation and how marginal gains can lead to success, inside and outside of the sporting arena. As the proud partners of Team GB and ParalympicsGB, we thoroughly enjoyed talking to Jonny Riall, Head of Performance Services, ParalympicsGB and Helena Rowlands, Olympic and English rugby union player about the relationship between performance and results.

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Working towards winning with Jody Cundy

Tue, 02 Jul 2024 09:00:00 +0000

With the Olympic and Paralympic Games just a few weeks away, in this special episode of Insurance Tomorrow, we look at the parallels between sport and business life, and how resilience, marginal gains and thorough preparation can benefit a range of situations, from the trackside to the workplace.

As the proud partners of Team GB and ParalympicsGB, we were delighted to welcome ParalympicsGB para cyclist Jody Cundy CBE to chat to our host, Steph McGovern, about his achievements. Jody has represented Great Britain at seven Summer Paralympics winning eight Gold, one Silver and three Bronze medals across swimming and cycling events.

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Evolution of Products, Digitalisation and Customer Behaviours

Wed, 05 Jun 2024 12:15:15 +0000

What do brokers need to know?

What is it going to take to bring the insurance industry into a new era of trust, climate risk and changing customer behaviours? How can the industry make its products better, and provide cover the that people and companies need?

We discuss the future of insurance products and how they will evolve in the next ten years and beyond with our host - Steph McGovern - who is joined by:
Nick Hobbs, Chief Distribution Office, Allianz Commercial
Huw Evans, Head of Insurance, KPMG

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BIBA: What’s Next for Insurance?

Fri, 10 May 2024 01:00:00 +0000

The BIBA conference has a well-earned reputation for showcasing the most influential and inspiring trends for our industry. In our BIBA special episode we discuss the future of customer experience, how brokers drive the insurance sector, and how things could change over the next decade.
From personalisation of products to the digital journey our host - Steph McGovern - is joined by:

Nadia Cote, MD, Allianz Commercial
David Perry, CEO of FSB Insurance Service

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Insuring self-driving cars

Thu, 01 Feb 2024 02:00:00 +0000

Autonomous vehicles or self-driving cars are supposed to be just round the corner, but we’ve been saying this ever since the first episode of Insurance Tomorrow.

They may seem like something from science fiction, but a few specialised examples could hit the roads in a few years time. The benefits and implication the technology could bring are huge, but so are the challenges for the insurance industry..

Our host - Steph McGovern - seeks to establish where are we and what are the issues with experts:

Alexandra Wyard, Underwriting Director, Allianz Personal

Tom Leggett, Vehicle Technology Manager at Thatcham Research

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Insurance Tomorrow: Best of 2023

Wed, 20 Dec 2023 02:00:00 +0000

In the last episode of Insurance Tomorrow for 2023, we look back at some of the most significant issues we have discussed over the past year, as we examine some of the most important global trends in the months and years to come and explore how they might affect the insurance industry.

Our host - Steph McGovern - discussed the cost of living crisis, the skills shortage, artificial intelligence, and even recorded an episode live at the BIBA conference.

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Delivering Net Zero and Sustainable Business

Mon, 27 Nov 2023 02:00:00 +0000

In this episode we look at how the insurance industry can drive the transition to Net Zero, and the importance of ESG for Business.

Net Zero is now a well-known phrase, but we ask how we can translate into it with urgency. It’s something Governments can push but business and the insurance industry can help change mindsets and processes.

While the transition to net zero can appear like a huge long term task for firms just starting on their net zero journey, our host - Steph McGovern asks what practical things can insurance companies do now to have a positive impact on climate change.

She is joined by: Jon Dudenay, Allianz Head of Mid Market Portfolio StearingAnna Valero is a Senior Policy Fellow at the LSE’s Centre for Economic PerformanceJo Goddard, Director, Green & Good Consulting

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The Financial Literacy Gap For Insurance

Mon, 23 Oct 2023 01:00:00 +0000

It seems we have a big problem with financial literacy in the UK. More young people struggle with simple calculations, and a recent survey for Allianz said even adding up basic change was an issue many struggle with. We explore what this means when it comes to buying insurance, why people are so bad at calculating risk, and whether it would help if financial education is changed in schools.

To find out why there is a higher concentration of high financial literacy amongst the older generations, and more so for men, our host - Steph McGovern - is joined by:
Patricia Pelayo Romero, an economist with Allianz John Jerrin, a Professor of Education and Social Statistics at UCL

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AI in Insurance: Getting The Balance Right

Thu, 28 Sep 2023 01:00:00 +0000

Over the past few months we've heard a lot about AI, or Artificial Intelligence. In this podcast we explain how AI can analyse data from various sources such as customer information, accident reports, and policy details.

Discussing how AI can help the insurance industry by assessing the validity of claims, calculate payouts, and even detect fraudulent activities, our host - Steph McGovern - is joined by: Dave Carey, Managing Director, Mid-Market, Allianz
Ben Gower, an Elixirr Partner

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BIBA: How The Industry Looks Forward

Thu, 18 May 2023 15:22:41 +0000

Recorded live in front of a studio audience from the 2023 BIBA Conference in Manchester.

Hear some of the most influential speakers in the industry discuss the key issues facing brokers today, from how the cost of living crisis may cause more under insurance to how AI can help the industry fight fraud.

Our host - Steph McGovern - is joined by: Colm Holmes, Allianz, Graeme Trudgill, BIBA, Mervyn Skeet, ABI

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Fighting Fraud: how the insurance industry fights back

Tue, 25 Apr 2023 01:00:00 +0000

Allianz Commercial detected £70 million worth of insurance fraud in 2022, an increase of over ten percent on the previous year. This is similar to other fraud upticks, when with each economic downturn, insurers usually see fraud escalate. In this episode we drill into the reasons why, and what can be done to combat the fraudsters.

Our guests explain that even though we are in the midst of a cost-of-living crisis, we don't want our honest customers to bear any additional costs from fraudsters.

To find out what brokers should be aware of in the insurance fraud space and what can they do to help prevent it, our host - Steph McGovern - is joined by:

James Burge, Head of Counter Fraud, Allianz

Ursula Jallow, Director of the IFB

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The Skills Shortage: Getting Staff Back to the Workplace

Mon, 27 Feb 2023 10:44:16 +0000

Many small businesses have struggled to recruit people in the last year, partly because fewer people are in employment than before the pandemic. It looks like one of the biggest risks for small businesses is that they will find it difficult to grow if they can’t find enough staff.

The government is encouraging older workers back to the office, after many took early retirement but are there are skilled workers, particularly those who want to work part time, who could also help?

Making sense of this conundrum, our host - Steph McGovern - is joined by:

Emma Saunders, a senior HR manager at Allianz

Clare Kelliher, a professor of work and organisation at Cranfield School of Management

Ann Francke, chief executive of the Chartered Management Institute

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Making Your Business Strong and Resilient

Fri, 27 Jan 2023 02:00:00 +0000

It’s not been an easy time for business owners over the last few years. In this episode we talk about how to ensure your business remains resilient in challenging times.

Over two thirds of SMEs in the UK are concerned about the ongoing cost-of-living crisis, inflation and energy prices. The economic outlook is uncertain, with increasing inflation, and a downturn in consumer confidence. So what should businesses do?

Providing some advice to ensure businesses remain business resilient during such unpredictable times our host - Steph McGovern - is joined by:

Stuart Daws, Head of Loss Control Engineering at Allianz

External contributors: Tina McKenzie, Chair of UK Policy, Federation of Small Businesses

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Insurance Tomorrow: The Best of 2022

Fri, 16 Dec 2022 02:00:00 +0000

In the last episode of Insurance Tomorrow, we look back at some of the most significant issues we have discussed over the past year, as we examine some of the most important global trends in the months and years to come and explore how they might affect the insurance industry.

Our host - Steph McGovern - discussed the future of claims, cybersecurity, underinsurance, electric vehicles, ESG, and flexible working, plus much more besides.

See omnystudio.com/listener for privacy information.

Making Flexible Working Work For Your Business

Mon, 28 Nov 2022 02:00:00 +0000

In this episode we talk about the new ways of working in a post pandemic world, and what can be done to help businesses, customers, and employees thrive in this environment.

Flexible working has been shown to provide employees with more control, transmits trust, allows for a better work-life balance and can even have a positive effect on the environment. But how do we make it work without undermining team building and a collaborative culture?

Our host - Steph McGovern - is joined by:

Julie Harrison, Chief HR Officer at Allianz, and Professor Sir Cary Cooper, CBE, Manchester Business School

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Environmental, Social and Governance Insurance

Thu, 27 Oct 2022 01:00:00 +0000

Just how does ESG impact on insurance? Sustainable insurance is a strategic approach where all activities in the insurance value chain, including interactions with stakeholders, are done in a responsible and forward-looking way by identifying, assessing, managing and monitoring opportunities associated with environmental, social and governance issues.

Discussing all matters ESG our host - Steph McGovern - is joined by:

Glen Clarke, Head of Strategy and Transformational Propositions, Allianz

Jo Goddard, Founder of Green & Good Consulting

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E-mobility

Fri, 23 Sep 2022 01:00:00 +0000

Are you thinking of going electric - with your car that is? From 2030, there won't be a choice: new conventional petrol or diesel cars and vans won't be sold in the UK.

We look at the implications as we move to e-mobility for the insurance industry. From where liability lies if there is an issue with charging vehicles, and the infrastructure behind plugging in your car and van, to what happens in the event of a claim.

Discussing electric vehicles and the implications, our host - Steph McGovern - is joined by:

Nick Kelsall, Head of Motor Claims, Allianz

Gill Nowell, Head of Electric Vehicle Communications, ElectriX

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Underinsurance

Tue, 12 Jul 2022 01:00:00 +0000

One of the worst mistakes a firm can make happens before a loss occurs, is to be underinsured. With inflation increasing over the next few years, many small firms may accidentally be in a position where their insurance doesn’t cover the full value that could be lost.

The pandemic has resulted in many businesses operating in ways they didn't expect, and for which they may not have full cover. We examine a key part brokers have in ensuring that companies are adequately insured, for example by reviewing the sum insured both at renewal time and when changes happen to the business.

Discussing underinsurance and its implications, our host - Steph McGovern - is joined by:

Helen Bryant, Director, Digital Trading, Allianz

Alastair Blundell, Head of General Insurance, BIBA (British Insurance Brokers' Association)

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Cybersecurity and Insurance

Thu, 16 Jun 2022 01:00:00 +0000

Allianz’s 2022 Risk Barometer ranked cyber-security the number one threat to businesses in the near future. Attack can vary from bringing down entire computer networks to large data breaches. However, cyber crime doesn’t discriminate depending on the size of the company - it can impact all sizes, from one person operators to large companies.

There are a number of measures that brokers and companies can take to protect themselves. We examine how cyber-attacks effect the insurance industry and how can companies protect themselves.

Discussing Cyber Crime and its implications , our host - Steph McGovern - is joined by:

Hayley Eastman Dale, Head Of Information Security, Allianz

Tonia Dudley, Director, Strategic Advisor, Cofense

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The Evolution of Claims: What do brokers need to know?

Thu, 12 May 2022 01:00:00 +0000

How can the insurance industry make the process of making a claim less stressful for policy holders? The podcast looks at how to make the claims process easier and simpler, how some subtle changes to the claims process are better for the environment, and what increasing inflation means. Listen to find out what this means for brokers and the broader insurance industry.

Discussing the evolution of claims, our host - Steph McGovern - is joined by:

Graham Gibson, Chief Claims Officer, Allianz

Dr Matthew Connell, Director of policy and public affairs at the Chartered Insurance Institute

David Perry, Managing Director at the Federation of Small Businesses, Insurance Service

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The Transition to Renewable Energy

Mon, 21 Feb 2022 13:42:30 +0000

Steph McGovern chats with Steve Kelly from Allianz, Daniel Grosvenor from Deloitte and Kris Timmermans, European Renewables Lead from Accenture, to discuss the opportunities that the transition to renewable energy may bring and what is currently holding it back. How is the insurance industry helping and how is it likely to be affected?

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Supply Chains

Tue, 11 Jan 2022 00:03:00 +0000

Over the last 18 months, the pandemic has made uncertainty a shared theme amongst businesses. Not to mention other external factors such as Brexit, economic downturns and natural disasters.

And there’s no doubt that the ingenuity, resilience and flexibility of supply chains have been tested, as they have sought to maintain essential operations. Businesses must now build in sufficient flexibility to protect against future disruptions.

In this episode, Steph McGovern explores Supply Chains with:

Oleh Melnyk - Head of procurement and property management, Allianz Insurance
Jamie Chalmers – Supplier Relationship Manager, Allianz Insurance
Ben Howarth – Director General Business Manager, ABI

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Modern Methods of Construction

Mon, 08 Nov 2021 13:26:00 +0000

The way our buildings are constructed has come a long way in recent years, and is still changing and improving. New methods significantly reduce the impact of construction on the environment and also cost less – but being so new, how do they compare with the methods that have been around for hundreds of years? And what impact could this have on the insurance industry?

Steph McGovern explores Modern Methods of Construction, also known as 'Modern Methods' with:

Steve Kelly, Head of Insurance, Engineering, Construction and Power at Allianz Insurance

Jonathan Purvis, Policy Advisor, General Insurance Team at the ABI

Trudi Sully, Impact Director at the Construction Innovation Hub

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2021 Biba Special

Mon, 10 May 2021 16:00:00 +0000

Our 2021 ‘BIBA Special’ episode of the series, with the virtual conference taking place on the 12th and 13th May. Steph is joined by four of our Allianz senior board members to discuss some of the key topics which are to be covered at the BIBA 2021 conference, with a focus on building resilience, together. The topics include the future of insurance broking, mental health, the regulatory impact of Covid-19 and diversity and inclusion in the insurance industry.

Our guests are:

Simon McGinn, General Manager

Neil Clutterbuck, Chief Underwriting Officer

Stephanie Smith, Chief Operating Officer

Graham Gibson, Chief Claims Officer.

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Underinsurance and the Insurance Industry

Mon, 12 Apr 2021 23:02:00 +0000

Underinsurance isn’t a new concept and has always been an issue for insurers, brokers and businesses of all sizes. But given the events of the last year – namely the pandemic and Brexit - businesses might be facing more underinsurance than ever before.

Businesses have had to adapt their businesses; with their employees working from home or changing how they provide their products. But as a result of these changes, businesses may have new requirements for their insurance coverage which hasn’t been considered.

Steph McGovern explores underinsurance and its impact on the insurance industry with:

Simon Parrish, Head of SME Underwriting at Allianz UK

Graeme Trudgill, British Insurance Brokers Association - Main Board Director

David Perry, Managing Director at the Federation of Small Businesses, Insurance Service

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Open Finance and the Insurance Industry

Tue, 30 Mar 2021 01:00:00 +0000

Recently, open banking has enabled authorised third parties to access the financial data of individuals and businesses, to provide recommendations on products and services. The FCA is now looking at how this data sharing could help sell other financial products such as insurance. This is known as open finance.

But what impact could this have on the insurance industry?

Steph McGovern explores Open Finance and its impact on the insurance industry with:

Glen Clarke, Head of Transformational Propositions at Allianz UK

John Hallsworth, UK Management Consulting Executive from KPMG

Ben Howarth, Manager for Climate Change and Open Data Policy at ABI

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Emobility and the Insurance Industry

Thu, 18 Mar 2021 02:00:00 +0000

‘Emobility’ is a concept referring to electrified power in all types of vehicles – from electric cars, to scooters and e-bikes. Emobility already exists today in many forms and is continuing to grow, and it’s predicted that electric vehicles will become common transport on our roads across UK by 2030.

But what will be the impact of this for brokers, businesses and insurers?

Steph McGovern explores Emobility and its impact on the insurance industry with:

Michael Maicher, Global Partner & Director at Allianz Partners

Richard Billyeald, Thatcham – Chief Technical Officer, leading on electrical research

Patrick Hertzke, Partner at Mckinsey and Company

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Business Resilience and the Insurance Industry

Tue, 02 Mar 2021 02:00:00 +0000

In the last year, ‘resilience’ has become a buzzword, as businesses are faced with the uncertainty caused by external factors more than ever; the pandemic, economic downturn, natural disasters or the potential of other threats like cybercrime.

Steph McGovern explores business resilience and its impact on the insurance industry with:

Stephanie Smith – Chief Operating Officer at Allianz

Claire Walker – Co-Executive Director of the British Chambers of Commerce

Maria Albonico – Partner at McKinsey and Company, who led their research on SME resilience through COVID-19

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Smart Industry and the Insurance Industry

Mon, 26 Oct 2020 02:00:00 +0000

We use smart technology every day without really thinking about it – from watches to speakers, mobile phones to doorbells. Technology like this on a much larger scale is having a significant impact on industry, representing the fourth revolution in manufacturing. Steph McGovern explores smart industry and its impact in the insurance industry with: Glen Clarke, Head of Transformational Propositions at Allianz, Thorsten Schröer – Director for Automotive & Electronics Industry for IBM in Germany Natasha Stern - Partner at McKinsey and Company