<?xml version="1.0" encoding="utf-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:media="http://search.yahoo.com/mrss/" xmlns:psc="http://podlove.org/simple-chapters" xmlns:omny="https://omny.fm/rss-extensions" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:acast="https://schema.acast.com/1.0/" xmlns:podcast="https://podcastindex.org/namespace/1.0" version="2.0">
  <channel>
    <omny:organizationId>d9486183-3dd4-4ad6-aebe-a4c1008455d5</omny:organizationId>
    <omny:networkId>fbff1091-3e3b-48c4-9354-aaed005170dc</omny:networkId>
    <omny:programId>2abca19b-6817-43a7-b98c-b4b0007a3616</omny:programId>
    <omny:playlistId>b2650da8-851e-4e1d-9fe6-b4b0007a3984</omny:playlistId>
    <omny:programCustomField key="tags" value="理财talk" />
    <language>zh-Hans</language>
    <atom:link rel="self" type="application/rss+xml" href="https://www.omnycontent.com/d/playlist/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/b2650da8-851e-4e1d-9fe6-b4b0007a3984/podcast.rss" />
    <atom:link rel="first" type="application/rss+xml" href="https://www.omnycontent.com/d/playlist/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/b2650da8-851e-4e1d-9fe6-b4b0007a3984/podcast.rss?page=1" />
    <atom:link rel="last" type="application/rss+xml" href="https://www.omnycontent.com/d/playlist/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/b2650da8-851e-4e1d-9fe6-b4b0007a3984/podcast.rss?page=1" />
    <title>理财Talk！ | Talk Money</title>
    <itunes:subtitle>《理财Talk!》是《联合早报》全新推出的月度财经视频访谈节目。本节目聚焦每月最受关注的理财话题。</itunes:subtitle>
    <link>https://www.zaobao.com.sg/podcast</link>
    <description><![CDATA[<p>《理财Talk!》是《联合早报》全新推出的月度财经视频访谈节目。本节目聚焦每月最受关注的理财话题&mdash;&mdash;</p>
<p>从裁员应对、投资风险到退休规划，邀请理财规划师、经济学者及业界专家，用轻松直白的方式拆解复杂的财经议题。</p>
<p>主持团队由由UFM100.3 DJ詹靖禾与财经新闻记者搭档，深入浅出，让每一位观众都能"听得懂、用得上"。</p>]]></description>
    <itunes:type>episodic</itunes:type>
    <itunes:summary>《理财Talk!》是《联合早报》全新推出的月度财经视频访谈节目。本节目聚焦每月最受关注的理财话题——

从裁员应对、投资风险到退休规划，邀请理财规划师、经济学者及业界专家，用轻松直白的方式拆解复杂的财经议题。

主持团队由由UFM100.3 DJ詹靖禾与财经新闻记者搭档，深入浅出，让每一位观众都能"听得懂、用得上"。</itunes:summary>
    <itunes:owner>
      <itunes:name>CMG Audio Studio</itunes:name>
      <itunes:email>kenlow@sph.com.sg</itunes:email>
    </itunes:owner>
    <itunes:author>zaobao.sg 早报</itunes:author>
    <copyright>2026 412993</copyright>
    <itunes:explicit>no</itunes:explicit>
    <itunes:category text="Business">
      <itunes:category text="Investing" />
      <itunes:category text="Entrepreneurship" />
      <itunes:category text="Careers" />
    </itunes:category>
    <itunes:image href="https://www.omnycontent.com/d/playlist/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/b2650da8-851e-4e1d-9fe6-b4b0007a3984/image.jpg?t=1787727036&amp;size=Large" />
    <image>
      <url>https://www.omnycontent.com/d/playlist/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/b2650da8-851e-4e1d-9fe6-b4b0007a3984/image.jpg?t=1787727036&amp;size=Large</url>
      <title>理财Talk！ | Talk Money</title>
      <link>https://www.zaobao.com.sg/podcast</link>
    </image>
    <item>
      <title>【理财Talk!】如果被裁 你的存款撑得住吗？| If you get retrenched, can your savings survive?</title>
      <itunes:title>【理财Talk!】如果被裁 你的存款撑得住吗？| If you get retrenched, can your savings survive?</itunes:title>
      <description><![CDATA[<p>高学历、有经验，在新加坡就真的安全？现实刚好相反。最新数据显示，裁员率最高的竟是专业人士、经理等资深员工，连&ldquo;铁饭碗&rdquo;也不保了。</p> <p>今年7月，新加坡<a href="https://www.zaobao.com.sg/keywords/zheng-fu-ke-ji-ju">政府科技局</a>宣布展开工作队伍转型，两年内将分阶段<a href="https://www.zaobao.com.sg/news/singapore/story20260715-9368154">裁退7%至9%的科技局人员</a>。</p> <p>此外，电商平台<a href="https://www.zaobao.com.sg/finance/singapore/story20260623-9250397">Lazada在今年6月宣布将展开新一轮裁员</a>，涉及东南亚区域5%的员工，包括新加坡的相关岗位员工也受影响。</p> <p>被裁员的那一刻该怎么办？应急基金要存多少个月才够？AI浪潮下，哪些技能不容易被取代？</p> <p>这一期的联合早报播客《理财Talk!》，主持人詹靖禾和《联合早报》财经新闻记者<a href="https://www.zaobao.com.sg/byline/xiao-zi-hui">萧梓卉</a>邀请新加坡国立大学商学院策略与政策系讲师徐乐博士与Havend保险顾问罗正弘为你解析。</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></description>
      <content:encoded><![CDATA[<p>高学历、有经验，在新加坡就真的安全？现实刚好相反。最新数据显示，裁员率最高的竟是专业人士、经理等资深员工，连&ldquo;铁饭碗&rdquo;也不保了。</p> <p>今年7月，新加坡<a href="https://www.zaobao.com.sg/keywords/zheng-fu-ke-ji-ju">政府科技局</a>宣布展开工作队伍转型，两年内将分阶段<a href="https://www.zaobao.com.sg/news/singapore/story20260715-9368154">裁退7%至9%的科技局人员</a>。</p> <p>此外，电商平台<a href="https://www.zaobao.com.sg/finance/singapore/story20260623-9250397">Lazada在今年6月宣布将展开新一轮裁员</a>，涉及东南亚区域5%的员工，包括新加坡的相关岗位员工也受影响。</p> <p>被裁员的那一刻该怎么办？应急基金要存多少个月才够？AI浪潮下，哪些技能不容易被取代？</p> <p>这一期的联合早报播客《理财Talk!》，主持人詹靖禾和《联合早报》财经新闻记者<a href="https://www.zaobao.com.sg/byline/xiao-zi-hui">萧梓卉</a>邀请新加坡国立大学商学院策略与政策系讲师徐乐博士与Havend保险顾问罗正弘为你解析。</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]></content:encoded>
      <itunes:summary>【播客】入职7个月，就被裁？2026年的今天，存多少钱才算“安全”？</itunes:summary>
      <category>news</category>
      <category>auto</category>
      <category>理财Talk</category>
      <category>裁员</category>
      <category>理财</category>
      <category>存款</category>
      <category>铁饭碗</category>
      <category>retrenchment</category>
      <itunes:keywords>news, auto, 理财Talk, 裁员, 理财, 存款, 铁饭碗, retrenchment</itunes:keywords>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>1</itunes:episode>
      <itunes:author>zaobao.sg 早报</itunes:author>
      <itunes:image href="https://www.omnycontent.com/d/clips/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/e0e028ac-ff59-48e5-975c-b4be008ca6ea/image.jpg?t=1788771768&amp;size=Large" />
      <media:content url="https://traffic.omny.fm/d/clips/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/e0e028ac-ff59-48e5-975c-b4be008ca6ea/audio.mp3?utm_source=Podcast&amp;in_playlist=b2650da8-851e-4e1d-9fe6-b4b0007a3984" type="audio/mpeg">
        <media:player url="https://omny.fm/shows/talk-money/retrenchment/embed?media=Audio" />
      </media:content>
      <media:content url="https://www.omnycontent.com/d/clips/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/e0e028ac-ff59-48e5-975c-b4be008ca6ea/image.jpg?t=1788771768&amp;size=Large" type="image/jpeg" />
      <guid isPermaLink="false">e0e028ac-ff59-48e5-975c-b4be008ca6ea</guid>
      <omny:clipId>e0e028ac-ff59-48e5-975c-b4be008ca6ea</omny:clipId>
      <pubDate>Mon, 07 Sep 2026 09:04:08 +0000</pubDate>
      <itunes:duration>1233</itunes:duration>
      <enclosure url="https://traffic.omny.fm/d/clips/d9486183-3dd4-4ad6-aebe-a4c1008455d5/2abca19b-6817-43a7-b98c-b4b0007a3616/e0e028ac-ff59-48e5-975c-b4be008ca6ea/audio.mp3?utm_source=Podcast&amp;in_playlist=b2650da8-851e-4e1d-9fe6-b4b0007a3984" length="19756005" type="audio/mpeg" />
      <link>https://omny.fm/shows/talk-money/retrenchment</link>
      <psc:chapters>
        <psc:chapter start="00:00:00" title="【理财Talk!】如果被裁 你的存款撑得住吗？| If you get retrenched, can your savings survive?" />
        <psc:chapter start="00:00:47" title="被裁后该如何调整财务？" />
        <psc:chapter start="00:06:55" title="被裁者该有的赔偿" />
        <psc:chapter start="00:08:34" title="被裁者该如何找到理想工作？" />
        <psc:chapter start="00:10:50" title="现在还有铁饭碗吗？" />
        <psc:chapter start="00:13:06" title="裁员是结构性或周期性的改变？" />
        <psc:chapter start="00:15:58" title="给被裁者的建议" />
      </psc:chapters>
      <omny:clipCustomField key="tags" value="理财talk!" />
    </item>
  </channel>
</rss>