d9486183-3dd4-4ad6-aebe-a4c1008455d5 214c7500-a10b-429f-a02d-aea60067b25e 5ab1aed8-8fbd-4fcd-b195-abdb0017cbcd 17f01b29-a6d7-411c-b323-abdb0017cbcf en-US https://www.omnycontent.com/d/playlist/d9486183-3dd4-4ad6-aebe-a4c1008455d5/5ab1aed8-8fbd-4fcd-b195-abdb0017cbcd/17f01b29-a6d7-411c-b323-abdb0017cbcf/podcast.rss BT Money Hacks http://bt.sg/moneyhacks Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.

Produced by BT Podcasts, The Business Times, SPH Media.

]]> episodic Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim. Produced by BT Podcasts, The Business Times, SPH Media. BT Podcasts btpodcasts@sph.com.sg The Business Times 2026 The Business Times clean https://www.omnycontent.com/d/playlist/d9486183-3dd4-4ad6-aebe-a4c1008455d5/5ab1aed8-8fbd-4fcd-b195-abdb0017cbcd/17f01b29-a6d7-411c-b323-abdb0017cbcf/image.jpg?t=1725584929&size=Large BT Money Hacks http://bt.sg/moneyhacks S1E258: Passive paycheck: Structuring your SME for predictable dividends Passive paycheck: Structuring your SME for predictable dividends The SME dream is built on hustle, but what if your retirement plan hinges on a highly speculative sale? Stop gambling on perfect timing. Howie Lim speaks to Grace Tay of finexis to uncover the true surplus after "oxygen" and "risk," dissecting the firewall between business and personal wealth. Learn how to structure your enterprise for a passive paycheck—because succession isn't selling, it's surviving gracefully.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:34 The true surplus: free cash flow after 'oxygen,' risk, and growth budgets

06:12 Wealth preservation vs. high returns: sacrificing liquidity for stability

11:09 Succession is not a sale

15:22 The price of pride: enforcing a hard cap on personal injections

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Grace Tay, associate director, finexis advisory

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> The SME dream is built on hustle, but what if your retirement plan hinges on a highly speculative sale? Stop gambling on perfect timing. Howie Lim speaks to Grace Tay of finexis to uncover the true surplus after "oxygen" and "risk," dissecting the firewall between business and personal wealth. Learn how to structure your enterprise for a passive paycheck—because succession isn't selling, it's surviving gracefully.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:34 The true surplus: free cash flow after 'oxygen,' risk, and growth budgets

06:12 Wealth preservation vs. high returns: sacrificing liquidity for stability

11:09 Succession is not a sale

15:22 The price of pride: enforcing a hard cap on personal injections

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Grace Tay, associate director, finexis advisory

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 258 The Business Times 2d653f2f-fe8f-406b-98bf-b3fd002aa9b5 2d653f2f-fe8f-406b-98bf-b3fd002aa9b5 Sun, 01 Mar 2026 16:00:00 +0000 1197 https://omny.fm/shows/money-hacks-1/passive-paycheck-structuring-your-sme-for-predictable-dividends S1E257: Cash, courage and collateral: The share financing debate Cash, courage and collateral: The share financing debate Be wary of the seductive danger of leverage investing. The competitive reality is, most lose everything but there are things you can do - like the portfolio pyramid - which can help you navigate this high risk move. Howie Lim gets advice from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

This episode is sponsored by OCBC Securities.

Highlights:

01:30 Broker custody & choosing a brokerage

03:46 Misconceptions, margin rules & consolidating assets

06:00 Leverage ratios & cash buffers

08:40 Market timing & holding too much cash?

11:23 Rates, income stocks & tech tools

More about:

OCBC Securities

Get up to S$1,200 cash rewards and more when you transfer your shares and hold them with us. T&Cs apply.

Enjoy share financing rates from as low as 4.00% p.a. Plus, access lower online commission rates across 5 main markets with the enhanced Quality Priced Loan scheme, QPL+. T&Cs apply.

The Business Times is not licensed to provide financial advice.

Important notes

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Trading in capital markets products and borrowing to finance transactions can be very risky, and you may lose all or more than the amount invested or deposited. Please seek advice from an independent financial adviser before committing to a trade or purchase. Regardless, you should always carefully consider the suitability of the product and any trading decision. The information provided does not consider your investment objectives, financial situation, and particular needs. For any graph, chart, formula or device, there may be limitations and difficulties in its use. Any reference to a company, financial product, asset class or figures is for illustration purposes only. For any historical information, past performance is not necessarily indicative of future performance. OCBC Securities Private Limited (“OCBC Securities”) makes no representations or warranties (including as to the accuracy, timeliness or adequacy) in respect of any information provided herein and it should not be relied upon as such. Any information provided should not be construed as personal trading recommendations or financial advisory from OCBC Securities. OCBC Securities is not responsible for any loss howsoever arising, directly or indirectly, as a result of any person acting on any information provided.

All views or information expressed or provided by the speakers during or in relation to the event belong to and are that of the speakers and are for information purposes only. They do not take into account the specific objectives, financial situation or particular needs of any particular person. You should not make any decisions without independently verifying or assessing the contents.

Risk warning for Share Financing

Borrowing to finance the trading of securities (leveraging/gearing) carries a high degree of risk. If the value of the collaterals declines substantially, falling below the maintenance margin requirement, you may be called upon to deposit substantial additional funds on short notice in order to maintain your position. If you fail to comply with a request for additional funds or reduce your loan within the specified time, your position may be liquidated at a loss and you will be liable for any resulting deficit in your account.

For the full disclaimer, visit iocbc.com/disclaimer.

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ben Paul, senior correspondent, The Business Times and David Kuo, co-founder, The Smart Investor

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Be wary of the seductive danger of leverage investing. The competitive reality is, most lose everything but there are things you can do - like the portfolio pyramid - which can help you navigate this high risk move. Howie Lim gets advice from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

This episode is sponsored by OCBC Securities.

Highlights:

01:30 Broker custody & choosing a brokerage

03:46 Misconceptions, margin rules & consolidating assets

06:00 Leverage ratios & cash buffers

08:40 Market timing & holding too much cash?

11:23 Rates, income stocks & tech tools

More about:

OCBC Securities

Get up to S$1,200 cash rewards and more when you transfer your shares and hold them with us. T&Cs apply.

Enjoy share financing rates from as low as 4.00% p.a. Plus, access lower online commission rates across 5 main markets with the enhanced Quality Priced Loan scheme, QPL+. T&Cs apply.

The Business Times is not licensed to provide financial advice.

Important notes

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Trading in capital markets products and borrowing to finance transactions can be very risky, and you may lose all or more than the amount invested or deposited. Please seek advice from an independent financial adviser before committing to a trade or purchase. Regardless, you should always carefully consider the suitability of the product and any trading decision. The information provided does not consider your investment objectives, financial situation, and particular needs. For any graph, chart, formula or device, there may be limitations and difficulties in its use. Any reference to a company, financial product, asset class or figures is for illustration purposes only. For any historical information, past performance is not necessarily indicative of future performance. OCBC Securities Private Limited (“OCBC Securities”) makes no representations or warranties (including as to the accuracy, timeliness or adequacy) in respect of any information provided herein and it should not be relied upon as such. Any information provided should not be construed as personal trading recommendations or financial advisory from OCBC Securities. OCBC Securities is not responsible for any loss howsoever arising, directly or indirectly, as a result of any person acting on any information provided.

All views or information expressed or provided by the speakers during or in relation to the event belong to and are that of the speakers and are for information purposes only. They do not take into account the specific objectives, financial situation or particular needs of any particular person. You should not make any decisions without independently verifying or assessing the contents.

Risk warning for Share Financing

Borrowing to finance the trading of securities (leveraging/gearing) carries a high degree of risk. If the value of the collaterals declines substantially, falling below the maintenance margin requirement, you may be called upon to deposit substantial additional funds on short notice in order to maintain your position. If you fail to comply with a request for additional funds or reduce your loan within the specified time, your position may be liquidated at a loss and you will be liable for any resulting deficit in your account.

For the full disclaimer, visit iocbc.com/disclaimer.

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ben Paul, senior correspondent, The Business Times and David Kuo, co-founder, The Smart Investor

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 257 The Business Times 7bd53dff-b2e7-4a66-bcb9-b3f6009f8d58 7bd53dff-b2e7-4a66-bcb9-b3f6009f8d58 Sun, 22 Feb 2026 16:00:00 +0000 910 https://omny.fm/shows/money-hacks-1/cash-courage-and-collateral-the-share-financing-debate S1E256: The bond riddle: Finding yield in volatile fixed income The bond riddle: Finding yield in volatile fixed income Is the "fixed" in fixed income now a fallacy? As the Year of the Horse trots in, we’re hunting for genuine yield. Forget outdated Singapore Savings Bonds (SSBs) and duration fears. Howie Lim dissects credit risk, the AI capex bubble, and the one thing retail bond investors miss with Goh Rong Ren from Eastsping Investments.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:53 AI capex boom: tailwinds for growth

04:31 Warning signal: credit spreads are rich

07:22 Evolving role of SSBs

09:35 Fixed income misconceptions 

11:17 Why 'junk bonds' should not be ignored

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Goh Rong Ren, portfolio manager, Eastspring Investments

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Is the "fixed" in fixed income now a fallacy? As the Year of the Horse trots in, we’re hunting for genuine yield. Forget outdated Singapore Savings Bonds (SSBs) and duration fears. Howie Lim dissects credit risk, the AI capex bubble, and the one thing retail bond investors miss with Goh Rong Ren from Eastsping Investments.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:53 AI capex boom: tailwinds for growth

04:31 Warning signal: credit spreads are rich

07:22 Evolving role of SSBs

09:35 Fixed income misconceptions 

11:17 Why 'junk bonds' should not be ignored

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Goh Rong Ren, portfolio manager, Eastspring Investments

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 256 The Business Times a5726aca-8aa3-4147-97a2-b3ed008bfdf5 a5726aca-8aa3-4147-97a2-b3ed008bfdf5 Sun, 15 Feb 2026 16:00:00 +0000 1013 https://omny.fm/shows/money-hacks-1/the-bond-riddle-finding-yield-in-volatile-fixed-income S1E255: Investing discipline in the age of algorithms Investing discipline in the age of algorithms Artificial intelligence (AI) promises market nirvana, but is it a silver bullet or just another risk factor? Does AI really democratise knowledge and accelerate trading? How come it fails to conquer the ultimate portfolio killer: human indiscipline? Join Howie Lim and OANDA's Philip Waters as they attempt to cut through the hallucinations.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 The 'silver bullet' fallacy of AI

07:19 The alpha vanishing act

11:38 The Q4 2025 AI surge

14:22 The 2026 checklist: how and where to invest?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Philip Waters, head of Asia-Pacific and emerging markets, OANDA

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Artificial intelligence (AI) promises market nirvana, but is it a silver bullet or just another risk factor? Does AI really democratise knowledge and accelerate trading? How come it fails to conquer the ultimate portfolio killer: human indiscipline? Join Howie Lim and OANDA's Philip Waters as they attempt to cut through the hallucinations.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 The 'silver bullet' fallacy of AI

07:19 The alpha vanishing act

11:38 The Q4 2025 AI surge

14:22 The 2026 checklist: how and where to invest?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Philip Waters, head of Asia-Pacific and emerging markets, OANDA

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 255 The Business Times ff274bf7-23f4-4727-a323-b3e200361dac ff274bf7-23f4-4727-a323-b3e200361dac Sun, 01 Feb 2026 16:00:00 +0000 1075 https://omny.fm/shows/money-hacks-1/investing-discipline-in-the-age-of-algorithms S1E254: More than romance: The conversation that outlasts Valentine’s Day More than romance: The conversation that outlasts Valentine’s Day If you think Valentine's Day is the ultimate commitment, think again. Forget flowers and chocolates; money is the real love language. What else is there beyond joint accounts? What’s the 'financial foreplay' for testing compatibility and why is equities-investing your relationship's final exam? Howie Lim gets insights from Jeremy Tan, CEO of Tiger Fund Management.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:55 Financial compatibility more enduring than Valentine's Day 

03:17 Maintain individual accounts and document large shared financial arrangements

08:43 The fine line of financial transparency

09:46 Equities as the "ultimate test" of compatibility

11:47 Sending "test balloons" early in a relationship

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jeremy Tan, CEO, Tiger Fund Management

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> If you think Valentine's Day is the ultimate commitment, think again. Forget flowers and chocolates; money is the real love language. What else is there beyond joint accounts? What’s the 'financial foreplay' for testing compatibility and why is equities-investing your relationship's final exam? Howie Lim gets insights from Jeremy Tan, CEO of Tiger Fund Management.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:55 Financial compatibility more enduring than Valentine's Day 

03:17 Maintain individual accounts and document large shared financial arrangements

08:43 The fine line of financial transparency

09:46 Equities as the "ultimate test" of compatibility

11:47 Sending "test balloons" early in a relationship

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jeremy Tan, CEO, Tiger Fund Management

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 254 The Business Times 8a230989-b6e8-4a27-aea8-b3db00aa86ee 8a230989-b6e8-4a27-aea8-b3db00aa86ee Sun, 25 Jan 2026 16:00:00 +0000 904 https://omny.fm/shows/money-hacks-1/more-than-romance-the-conversation-that-outlasts-valentine-s-day S1E253: Stop chasing, start securing: The cashflow strategy for volatile times Stop chasing, start securing: The cashflow strategy for volatile times If 2025 left your portfolio feeling like a runaway train and before you chase the next shiny AI stock or panic-sell everything, take heed. How can you cut through the noise, the greed, and the well-meaning, inflation-averse relatives? Howie Lim finds out why systematic rebalancing beats FOMO, how to generate cashflow now, and where to find safety and growth in a chaotic 2026.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Systematic, habitual rebalancing trumps timing

04:52 Importance of holding additional equity or 'dry powder'

10:01 Three behavioural traps

12:57 FOMO vs. risk management

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Winshern Ho, wealth manager, PhillipCapital and Oriano Lizza, sales trader, CMC Markets

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> If 2025 left your portfolio feeling like a runaway train and before you chase the next shiny AI stock or panic-sell everything, take heed. How can you cut through the noise, the greed, and the well-meaning, inflation-averse relatives? Howie Lim finds out why systematic rebalancing beats FOMO, how to generate cashflow now, and where to find safety and growth in a chaotic 2026.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Systematic, habitual rebalancing trumps timing

04:52 Importance of holding additional equity or 'dry powder'

10:01 Three behavioural traps

12:57 FOMO vs. risk management

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Winshern Ho, wealth manager, PhillipCapital and Oriano Lizza, sales trader, CMC Markets

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 253 The Business Times d346e76a-f68f-4724-a4f3-b3d400aa7c50 d346e76a-f68f-4724-a4f3-b3d400aa7c50 Sun, 18 Jan 2026 16:00:00 +0000 913 https://omny.fm/shows/money-hacks-1/stop-chasing-start-securing-the-cashflow-strategy-for-volatile-times S1E252: Don’t confuse a great company with a great investment Don’t confuse a great company with a great investment Bull markets breed bad habits. You might be confusing a great company with a great investment! Jose Mayora of Divita Value-Growth Fund reveals to Howie Lim the crucial and simple valuation metric retail investors must focus on when the hype runs high. Which overlooked sectors offer real compounding potential and why might the most boring investment strategy might be your best?

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:09 Cash flow compounding

04:28 The biggest pitfall

11:17 Overlooked sectors

16:08 Stock-pick or save?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jose Mayora, author and founder of the Divita Value-Growth Fund

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Bull markets breed bad habits. You might be confusing a great company with a great investment! Jose Mayora of Divita Value-Growth Fund reveals to Howie Lim the crucial and simple valuation metric retail investors must focus on when the hype runs high. Which overlooked sectors offer real compounding potential and why might the most boring investment strategy might be your best?

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:09 Cash flow compounding

04:28 The biggest pitfall

11:17 Overlooked sectors

16:08 Stock-pick or save?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jose Mayora, author and founder of the Divita Value-Growth Fund

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 252 The Business Times 84e303d9-cf0f-4abe-9233-b3cc00a39163 84e303d9-cf0f-4abe-9233-b3cc00a39163 Sun, 11 Jan 2026 16:00:00 +0000 1162 https://omny.fm/shows/money-hacks-1/don-t-confuse-a-great-company-with-a-great-investment S1E251: How to reset your finances for the New Year How to reset your finances for the New Year New year, clean slate. But does your money reset have to feel stressful? 

In this episode of Money Hacks, Emily Liu explores a softer way to plan for the year ahead. Financial consultant Patrine Choo and Gen Z money author Lillian Zhang share how they reflect on the past year, manage emotional money habits, and turn big goals into small, doable steps. 

From automating savings to letting go of guilt, this episode reminds us that progress compounds, and a reset can start quietly.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:50 How to review your 2025 finances

03:37 It’s ok to feel scared 

06:42 How to stop overspending

08:57 Start with small steps

10:40 Know your monthly expenses

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Emily Liu (emilyliu@sph.com.sg)

With Patrine Choo, financial consultant, Great Eastern and content creator, and Lillian Zhang, product marketing manager at Google and author, The New Money Rules: The Gen Z Guide to Personal Finance

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> New year, clean slate. But does your money reset have to feel stressful? 

In this episode of Money Hacks, Emily Liu explores a softer way to plan for the year ahead. Financial consultant Patrine Choo and Gen Z money author Lillian Zhang share how they reflect on the past year, manage emotional money habits, and turn big goals into small, doable steps. 

From automating savings to letting go of guilt, this episode reminds us that progress compounds, and a reset can start quietly.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:50 How to review your 2025 finances

03:37 It’s ok to feel scared 

06:42 How to stop overspending

08:57 Start with small steps

10:40 Know your monthly expenses

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Emily Liu (emilyliu@sph.com.sg)

With Patrine Choo, financial consultant, Great Eastern and content creator, and Lillian Zhang, product marketing manager at Google and author, The New Money Rules: The Gen Z Guide to Personal Finance

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 251 The Business Times 9ba86b8c-ef90-4bc8-a933-b3c4002cf9a0 9ba86b8c-ef90-4bc8-a933-b3c4002cf9a0 Sun, 04 Jan 2026 16:00:00 +0000 790 https://omny.fm/shows/money-hacks-1/how-to-reset-your-finances-for-the-new-year S1E250: Forget free money: 2026’s inflation-fighting playbook Forget free money: 2026’s inflation-fighting playbook This episode is your financial ‘crystal ball’! Did 2025 leave your portfolio feeling... something? As cash yields drop, find out where the real returns hide. Ditch nominal gains as Howie Lim gets the expert-led playbook for a more resilient 2026.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:45 2025 review

04:57 Private market warning

08:52 AI concentration risk

11:49 Policy-backed trends

12:50 Global diversification the key

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, chief investment strategist, Saxo; Hugh Chung, chief investment officer, Endowus; and Jeremy Hall, head of international for Brookfield’s private wealth business, Brookfield Oaktree Wealth Solutions

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> This episode is your financial ‘crystal ball’! Did 2025 leave your portfolio feeling... something? As cash yields drop, find out where the real returns hide. Ditch nominal gains as Howie Lim gets the expert-led playbook for a more resilient 2026.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:45 2025 review

04:57 Private market warning

08:52 AI concentration risk

11:49 Policy-backed trends

12:50 Global diversification the key

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, chief investment strategist, Saxo; Hugh Chung, chief investment officer, Endowus; and Jeremy Hall, head of international for Brookfield’s private wealth business, Brookfield Oaktree Wealth Solutions

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 250 The Business Times f562e03b-2b74-452d-b373-b3b7008f5145 f562e03b-2b74-452d-b373-b3b7008f5145 Sun, 21 Dec 2025 16:00:00 +0000 1135 https://omny.fm/shows/money-hacks-1/forget-free-money-2026-s-inflation-fighting-playbook S1E249: Liquidity vs Legacy: Retirement planning for SME owners Liquidity vs Legacy: Retirement planning for SME owners Your business is your biggest asset—but is it your smartest retirement plan? SME owners often risk starving personal wealth by betting everything on a future sale. Howie Lim learns the essential strategies for valuing your business, achieving tax-smart profit extraction, and building a separate, resilient retirement portfolio from Grace Tay, associate director, finexis advisory. Stop risking your future for the business's growth.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:05 Methods to value an SME for sale

03:28 The business is the engine that fuels retirement

09:32 Four factors that make a business attractive to buyers

12:11 Common pitfalls for SME owners

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Grace Tay, associate director, finexis advisory

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Your business is your biggest asset—but is it your smartest retirement plan? SME owners often risk starving personal wealth by betting everything on a future sale. Howie Lim learns the essential strategies for valuing your business, achieving tax-smart profit extraction, and building a separate, resilient retirement portfolio from Grace Tay, associate director, finexis advisory. Stop risking your future for the business's growth.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:05 Methods to value an SME for sale

03:28 The business is the engine that fuels retirement

09:32 Four factors that make a business attractive to buyers

12:11 Common pitfalls for SME owners

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Grace Tay, associate director, finexis advisory

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 249 The Business Times 329ceffa-2953-42a7-b245-b3b1005a07e1 329ceffa-2953-42a7-b245-b3b1005a07e1 Sun, 14 Dec 2025 16:00:00 +0000 1156 https://omny.fm/shows/money-hacks-1/liquidity-vs-legacy-retirement-planning-for-sme-owners S1E248: The 'Anti' Advisor: Why Everything You Know About Saving is Wrong The 'Anti' Advisor: Why Everything You Know About Saving is Wrong Future-proof your finances? That's what your advisor wants you to believe. Chris Miles, the anti-financial advisor, rips up the rulebook on saving for the "long haul," the myth of "money making money," and why high-risk is just high nonsense. Howie Lim gets the real cheat code from him. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:42 The 'long haul' lie: why saving for retirement can fail

02:36 Creating wealth without capital

06:17 The Cashflow Index

10:16 High risk does not mean high return

14:39 The 'cheat code': Why financial advisors hate it

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Chris Miles, CEO, Money Ripples

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim 

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Future-proof your finances? That's what your advisor wants you to believe. Chris Miles, the anti-financial advisor, rips up the rulebook on saving for the "long haul," the myth of "money making money," and why high-risk is just high nonsense. Howie Lim gets the real cheat code from him. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:42 The 'long haul' lie: why saving for retirement can fail

02:36 Creating wealth without capital

06:17 The Cashflow Index

10:16 High risk does not mean high return

14:39 The 'cheat code': Why financial advisors hate it

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Chris Miles, CEO, Money Ripples

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim 

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 248 The Business Times 17110ef8-9f02-4ede-98b3-b3a7007008a1 17110ef8-9f02-4ede-98b3-b3a7007008a1 Sun, 07 Dec 2025 16:00:00 +0000 1202 https://omny.fm/shows/money-hacks-1/mh248-final S1E247: How to Master Risk and Find Value in Mid-Caps How to Master Risk and Find Value in Mid-Caps Forget the blue chips. Singapore’s iEdge Next 50 indices are outperforming the STI by significant margins, signalling a seismic shift in market focus. Are mid-caps the new sweet spot for growth, offering higher potential with less small-cap volatility? Experts dissect the fundamentals, risk management strategies, and macro indicators essential for navigating this exciting segment.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:55 Assessing mid-cap fundamentals

04:44 Impact of analyst coverage

07:27 Portfolio integration

13:06 Macro outlook - key economic indicators

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Chong Yik Ban, equity research analyst, Phillip Securities Research and Daphne Tan, head of business development, CMC Markets Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim 

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Forget the blue chips. Singapore’s iEdge Next 50 indices are outperforming the STI by significant margins, signalling a seismic shift in market focus. Are mid-caps the new sweet spot for growth, offering higher potential with less small-cap volatility? Experts dissect the fundamentals, risk management strategies, and macro indicators essential for navigating this exciting segment.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:55 Assessing mid-cap fundamentals

04:44 Impact of analyst coverage

07:27 Portfolio integration

13:06 Macro outlook - key economic indicators

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Chong Yik Ban, equity research analyst, Phillip Securities Research and Daphne Tan, head of business development, CMC Markets Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim 

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 247 The Business Times aeb17259-819b-4ea5-9f5f-b3a20021b80a aeb17259-819b-4ea5-9f5f-b3a20021b80a Sun, 30 Nov 2025 16:00:00 +0000 937 https://omny.fm/shows/money-hacks-1/how-to-master-risk-and-find-value-in-mid-caps S1E246: Why a wealth manager started a portfolio for his 6-month-old Why a wealth manager started a portfolio for his 6-month-old Feeling squeezed by school fees, ageing parents, and volatile markets? You’re not alone. 

Howie Lim chats with OCBC’s Timothy Liew, a wealth-management pro and fellow parent, about investing wisely when life gets expensive. Timothy opens up about his disastrous first trade, how he builds his core-and-satellite portfolio, and why diversification beats get-rich-quick dreams every time. 

Plus, Timothy has a surprising answer for what he thinks could outshine AI in the long run.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:23 Don’t take bad advice from friends

04:55 Timothy’s core and risk portfolio

07:54 Investing for his son’s future

11:40 Advice for surviving volatile markets

14:20 There’s no shortcut to wealth

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Timothy Liew, head of investments, wealth management, OCBC

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Feeling squeezed by school fees, ageing parents, and volatile markets? You’re not alone. 

Howie Lim chats with OCBC’s Timothy Liew, a wealth-management pro and fellow parent, about investing wisely when life gets expensive. Timothy opens up about his disastrous first trade, how he builds his core-and-satellite portfolio, and why diversification beats get-rich-quick dreams every time. 

Plus, Timothy has a surprising answer for what he thinks could outshine AI in the long run.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:23 Don’t take bad advice from friends

04:55 Timothy’s core and risk portfolio

07:54 Investing for his son’s future

11:40 Advice for surviving volatile markets

14:20 There’s no shortcut to wealth

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Timothy Liew, head of investments, wealth management, OCBC

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 246 The Business Times 4944c4af-2fc9-43b5-832e-b39c007be97d 4944c4af-2fc9-43b5-832e-b39c007be97d Sun, 23 Nov 2025 16:00:00 +0000 1013 https://omny.fm/shows/money-hacks-1/why-a-wealth-manager-started-a-portfolio-for-his-6-month-old S1E245: Prudent planning, protected pockets Prudent planning, protected pockets If you’re worried about inflation eating into your savings, discover the art of "right-siting" your insurance. We're not just cutting premiums; we're freeing up capital for smarter investments. Learn how to identify over-insurance, maximise value, and even use tech tools to ensure your coverage fits your evolving life. Howie Lim speaks to Chan Wai Kit from Life Insurance Association (LIA) for help.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:12 Growing trend of "right-siting" amidst inflation

03:29 Maximising insurance value

09:55 Making money from your insurance portfolio

13:34 Tools to help

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Chan Wai Kit, executive director, Life Insurance Association (LIA)

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> If you’re worried about inflation eating into your savings, discover the art of "right-siting" your insurance. We're not just cutting premiums; we're freeing up capital for smarter investments. Learn how to identify over-insurance, maximise value, and even use tech tools to ensure your coverage fits your evolving life. Howie Lim speaks to Chan Wai Kit from Life Insurance Association (LIA) for help.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:12 Growing trend of "right-siting" amidst inflation

03:29 Maximising insurance value

09:55 Making money from your insurance portfolio

13:34 Tools to help

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Chan Wai Kit, executive director, Life Insurance Association (LIA)

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 245 The Business Times 8901074d-f4b6-47bd-8b21-b395009cc1b2 8901074d-f4b6-47bd-8b21-b395009cc1b2 Sun, 16 Nov 2025 16:00:00 +0000 939 https://omny.fm/shows/money-hacks-1/prudent-planning-protected-pockets S1E244: Project You: How to fund your mini-retirement Project You: How to fund your mini-retirement Forget slogging until 65 before retiring or taking a break. Discover the rising trend of mini-retirements – a "Project You" career pause that's surprisingly achievable. Howie Lim gets experts to reveal how to plan, fund, and navigate these strategic breaks, turning your financial fears into a roadmap for investing in yourself.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:00 Three-bucket system for mini-retirement

04:54 Framing mini-retirement as an investment

08:28 Re-entry into the workforce and career changes

11:03 Building alternative income streams

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ishan Sarkar, head of wealth & premier solutions, HSBC Singapore; Nick Tong, head of intermediary distribution, Southeast Asia, T. Rowe Price; and Jason Ang, senior wealth advisory lead, Syfe

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Forget slogging until 65 before retiring or taking a break. Discover the rising trend of mini-retirements – a "Project You" career pause that's surprisingly achievable. Howie Lim gets experts to reveal how to plan, fund, and navigate these strategic breaks, turning your financial fears into a roadmap for investing in yourself.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:00 Three-bucket system for mini-retirement

04:54 Framing mini-retirement as an investment

08:28 Re-entry into the workforce and career changes

11:03 Building alternative income streams

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ishan Sarkar, head of wealth & premier solutions, HSBC Singapore; Nick Tong, head of intermediary distribution, Southeast Asia, T. Rowe Price; and Jason Ang, senior wealth advisory lead, Syfe

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 244 The Business Times c8923e19-6c87-4db1-a001-b38d002d9388 c8923e19-6c87-4db1-a001-b38d002d9388 Sun, 09 Nov 2025 16:00:00 +0000 864 https://omny.fm/shows/money-hacks-1/project-you-how-to-fund-your-mini-retirement S1E243: Breaking the paycheck-to-paycheck cycle Breaking the paycheck-to-paycheck cycle Is a strong work ethic enough to escape the paycheck-to-paycheck cycle? Many Singaporeans prioritise immediate gratification over long-term financial security. We need to challenge the old ideas of saving and explore automated strategies with Benjamin Tan from Chocolate Finance.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:57 Automating savings: $5 a day = $90,000 in 30 years

03:44 The paradox: strong work ethic, yet paycheck to paycheck

05:06 The 40-30-20-10 framework for conscious spending

12:15 Ethical considerations: balancing present enjoyment with future security

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Benjamin Tan, chief investment officer, Chocolate Finance

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Is a strong work ethic enough to escape the paycheck-to-paycheck cycle? Many Singaporeans prioritise immediate gratification over long-term financial security. We need to challenge the old ideas of saving and explore automated strategies with Benjamin Tan from Chocolate Finance.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:57 Automating savings: $5 a day = $90,000 in 30 years

03:44 The paradox: strong work ethic, yet paycheck to paycheck

05:06 The 40-30-20-10 framework for conscious spending

12:15 Ethical considerations: balancing present enjoyment with future security

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Benjamin Tan, chief investment officer, Chocolate Finance

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 243 The Business Times be3305e3-ff33-4412-b911-b38600a146cd be3305e3-ff33-4412-b911-b38600a146cd Sun, 02 Nov 2025 16:00:00 +0000 977 https://omny.fm/shows/money-hacks-1/breaking-the-paycheck-to-paycheck-cycle S1E242: Why even CEOs stick to dollar-cost averaging Why even CEOs stick to dollar-cost averaging Forget what you think you know about investing. Even the CEO of an online brokerage embraces "basic" strategies. Howie Lim discovers from Ian Leong of Tiger Brokers Singapore why dollar-cost averaging (DCA) isn't just for beginners, how emotions sabotage your portfolio, and what's truly in a seasoned expert's investment mix. Uncover the secret sauce that separates speculation from sound strategy.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:40 From a Hong Kong drama to the trading pit

02:55 How greed and fear sabotage portfolios

06:03 Sambal chili for business

08:28 When boring works and when it doesn't

10:30 How DCA helps mitigate recent market dips

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ian Leong, CEO, Tiger Brokers Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Forget what you think you know about investing. Even the CEO of an online brokerage embraces "basic" strategies. Howie Lim discovers from Ian Leong of Tiger Brokers Singapore why dollar-cost averaging (DCA) isn't just for beginners, how emotions sabotage your portfolio, and what's truly in a seasoned expert's investment mix. Uncover the secret sauce that separates speculation from sound strategy.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:40 From a Hong Kong drama to the trading pit

02:55 How greed and fear sabotage portfolios

06:03 Sambal chili for business

08:28 When boring works and when it doesn't

10:30 How DCA helps mitigate recent market dips

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ian Leong, CEO, Tiger Brokers Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 242 The Business Times 314cfd1b-6029-40db-a931-b3800094fcbf 314cfd1b-6029-40db-a931-b3800094fcbf Sun, 26 Oct 2025 16:00:00 +0000 983 https://omny.fm/shows/money-hacks-1/why-even-ceos-stick-to-dollar-cost-averaging S1E241: Unlock your SRS: Invest smart, retire rich Unlock your SRS: Invest smart, retire rich Think of it as a tax-shielded account that's also a financial snooze-button! Discover how to invest smartly and save on taxes with your SRS funds. Don’t let your money sit there! Howie Lim finds out more from Jeremy Foo from StashAway and Hugh Chung from Endowus.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:01 Why leaving SRS funds in cash is detrimental

03:17 SRS investment strategies

09:07 Wide range of investment options available for SRS compared to CPF

11:32 The tangible benefits: a mathematical example

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jeremy Foo, Singapore country manager, StashAway; and Hugh Chung, chief investment officer, Endowus

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Think of it as a tax-shielded account that's also a financial snooze-button! Discover how to invest smartly and save on taxes with your SRS funds. Don’t let your money sit there! Howie Lim finds out more from Jeremy Foo from StashAway and Hugh Chung from Endowus.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:01 Why leaving SRS funds in cash is detrimental

03:17 SRS investment strategies

09:07 Wide range of investment options available for SRS compared to CPF

11:32 The tangible benefits: a mathematical example

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jeremy Foo, Singapore country manager, StashAway; and Hugh Chung, chief investment officer, Endowus

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 241 The Business Times a8714692-a10a-447c-a6a2-b37700a07167 a8714692-a10a-447c-a6a2-b37700a07167 Sun, 19 Oct 2025 16:00:00 +0000 801 https://omny.fm/shows/money-hacks-1/unlock-your-srs-invest-smart-retire-rich S1E240: The truth about TikTok money: Avoiding pitfalls and building long-term wealth The truth about TikTok money: Avoiding pitfalls and building long-term wealth Think your "girl math" makes that coffee purchase free? Or that an $800 credit card spend for airport lunch is a "side hustle"? Join Howie Lim and Seth Wee as they hilariously debunk TikTok finance trends. Discover how to build real wealth, enjoy life's splurges guilt-free, and distinguish between savvy tips and absolute nonsense.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:04 The myth of easy side hustles

03:20 The dangers of oversimplified finance

04:28 Viral nonsense and financial absurdity

06:07 Useful FinTok advice

11:03 The boring stuff works; investment wisdom

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Seth Wee, content creator, sethisfy.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Think your "girl math" makes that coffee purchase free? Or that an $800 credit card spend for airport lunch is a "side hustle"? Join Howie Lim and Seth Wee as they hilariously debunk TikTok finance trends. Discover how to build real wealth, enjoy life's splurges guilt-free, and distinguish between savvy tips and absolute nonsense.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:04 The myth of easy side hustles

03:20 The dangers of oversimplified finance

04:28 Viral nonsense and financial absurdity

06:07 Useful FinTok advice

11:03 The boring stuff works; investment wisdom

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Seth Wee, content creator, sethisfy.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 240 The Business Times 4229c5eb-5073-467f-96f9-b372009b8fda 4229c5eb-5073-467f-96f9-b372009b8fda Sun, 12 Oct 2025 16:00:00 +0000 866 https://omny.fm/shows/money-hacks-1/the-truth-about-tiktok-money-avoiding-pitfalls-and-building-long-term-wealth S1E239: Retire rich, spend smarter - Beat the "guilt of spending" Retire rich, spend smarter - Beat the "guilt of spending" Many build financial fortresses only to feel guilty spending a penny. But you don't just want to be rich, you want to live richly as well. How can you get over the psychological hurdle of spending in retirement? Learn to redefine wealth beyond numbers, embrace "Ikigai goals," and create a spending plan that frees you to live fully and leave a lasting legacy with Loh Yong Cheng from Providend.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:49 Overcoming spending guilt

04:37 Translating assets into a perceived income flow

09:00 Your Ikigai goals

10:49 Taking care of you and your legacy

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Loh Yong Cheng, deputy head of advisory at Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Many build financial fortresses only to feel guilty spending a penny. But you don't just want to be rich, you want to live richly as well. How can you get over the psychological hurdle of spending in retirement? Learn to redefine wealth beyond numbers, embrace "Ikigai goals," and create a spending plan that frees you to live fully and leave a lasting legacy with Loh Yong Cheng from Providend.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:49 Overcoming spending guilt

04:37 Translating assets into a perceived income flow

09:00 Your Ikigai goals

10:49 Taking care of you and your legacy

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Loh Yong Cheng, deputy head of advisory at Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 239 The Business Times 42d626ea-2f81-44c1-8808-b36a00950ba9 42d626ea-2f81-44c1-8808-b36a00950ba9 Sun, 05 Oct 2025 16:00:00 +0000 810 https://omny.fm/shows/money-hacks-1/retire-rich-spend-smarter-beat-the-guilt-of-spending S1E238: Can dividend investing be your ticket out of a 9-5? Can dividend investing be your ticket out of a 9-5? If you’re ready to ditch the 9-to-5, David Kuo, co-founder of The Smart Investor, reveals if dividend investing is your golden ticket to financial freedom.

Discover how he transformed his wealth, navigated market volatility, and even found peace through income generation. Howie Lim has a candid chat with David about how to live life on your own terms – no Scrooge McDuck vault required.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:13 Building portfolios is like cooking

04:39 Don’t make these mistakes

11:12 Ingredients for a successful portfolio

14:18 Embracing volatility as opportunity

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With David Kuo, co-founder of The Smart Investor

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> If you’re ready to ditch the 9-to-5, David Kuo, co-founder of The Smart Investor, reveals if dividend investing is your golden ticket to financial freedom.

Discover how he transformed his wealth, navigated market volatility, and even found peace through income generation. Howie Lim has a candid chat with David about how to live life on your own terms – no Scrooge McDuck vault required.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:13 Building portfolios is like cooking

04:39 Don’t make these mistakes

11:12 Ingredients for a successful portfolio

14:18 Embracing volatility as opportunity

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With David Kuo, co-founder of The Smart Investor

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 238 The Business Times 1df66836-c3e6-4582-ab40-b363006ac51b 1df66836-c3e6-4582-ab40-b363006ac51b Sun, 28 Sep 2025 16:00:00 +0000 1286 https://omny.fm/shows/money-hacks-1/can-dividend-investing-be-your-ticket-out-of-a-9-5 S1E237: Turning market volatility into reliable income Turning market volatility into reliable income Unlock reliable income amidst market madness. Singapore's dividend stocks shine but don’t be chasing flashy returns. Howie Lim speaks to the experts to find out how quality, consistency, and clever diversification can turn economic uncertainty into dividend gold.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:09 Factors contributing to Singapore’s safe haven status

03:58 Sustainable dividend-paying companies beyond headline yield

07:29 Dividend sectors contribute to a wholesome portfolio

10:33 Look beyond local markets for better regional diversification

11:23 Strategies for navigating monetary policy shifts

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, chief investment strategist, Saxo Bank and Andrew Goh, portfolio manager, Phillip Securities

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Unlock reliable income amidst market madness. Singapore's dividend stocks shine but don’t be chasing flashy returns. Howie Lim speaks to the experts to find out how quality, consistency, and clever diversification can turn economic uncertainty into dividend gold.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:09 Factors contributing to Singapore’s safe haven status

03:58 Sustainable dividend-paying companies beyond headline yield

07:29 Dividend sectors contribute to a wholesome portfolio

10:33 Look beyond local markets for better regional diversification

11:23 Strategies for navigating monetary policy shifts

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, chief investment strategist, Saxo Bank and Andrew Goh, portfolio manager, Phillip Securities

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 237 The Business Times e19e86f4-1101-4bb0-a8bf-b35d009d73f6 e19e86f4-1101-4bb0-a8bf-b35d009d73f6 Sun, 21 Sep 2025 16:00:00 +0000 819 https://omny.fm/shows/money-hacks-1/turning-market-volatility-into-reliable-income S1E236: From busy to rich: Your guide to effortless investing From busy to rich: Your guide to effortless investing Investing can feel like a second job, but what if your money could work harder than you do? Find out how clarity, sound strategy, and a long-term view transform market noise into financial freedom. Simplify your wealth journey with systematic reviews, automation, and expert guidance. Howie Lim gets the skinny from Grace Tay from finexis advisory.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:00 The 3 ingredients of successful investing

04:34 The danger of playing someone else’s game

07:29 Simplified strategies for busy professionals

12:32 Alternatives worth looking into

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Grace Tay, associate director, finexis advisory

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Investing can feel like a second job, but what if your money could work harder than you do? Find out how clarity, sound strategy, and a long-term view transform market noise into financial freedom. Simplify your wealth journey with systematic reviews, automation, and expert guidance. Howie Lim gets the skinny from Grace Tay from finexis advisory.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:00 The 3 ingredients of successful investing

04:34 The danger of playing someone else’s game

07:29 Simplified strategies for busy professionals

12:32 Alternatives worth looking into

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Grace Tay, associate director, finexis advisory

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 236 The Business Times 25faa82e-dca4-4c33-af8d-b356009d1b80 25faa82e-dca4-4c33-af8d-b356009d1b80 Sun, 14 Sep 2025 16:00:00 +0000 902 https://omny.fm/shows/money-hacks-1/from-busy-to-rich-your-guide-to-effortless-investing S1E235: Are employee benefits the new pay rise? Are employee benefits the new pay rise? If you’re sick of your salary shrinking faster than your social life, discover if employee benefits are the secret handshake to a richer life. How can you go about trading pay for perks? And how can you negotiate your way to a benefits package that's anything but basic? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:53 The hidden value of non-monetary benefits

03:25 When and how to discuss benefits

08:13 Monetising benefits

10:27 Flexibility as a dealbreaker

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Marina Sukhikh, industry practice leader, Aon Global Benefits (Asia Pacific) and Lim Chai Leng, general manager, Randstad Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> If you’re sick of your salary shrinking faster than your social life, discover if employee benefits are the secret handshake to a richer life. How can you go about trading pay for perks? And how can you negotiate your way to a benefits package that's anything but basic? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:53 The hidden value of non-monetary benefits

03:25 When and how to discuss benefits

08:13 Monetising benefits

10:27 Flexibility as a dealbreaker

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Marina Sukhikh, industry practice leader, Aon Global Benefits (Asia Pacific) and Lim Chai Leng, general manager, Randstad Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 235 The Business Times 9ff46bf9-fbe1-437b-bf84-b34f004f9933 9ff46bf9-fbe1-437b-bf84-b34f004f9933 Sun, 07 Sep 2025 16:00:00 +0000 819 https://omny.fm/shows/money-hacks-1/are-employee-benefits-the-new-pay-rise S2E234: Volatility-proof your portfolio Volatility-proof your portfolio If your stomach has been in freefall, don't panic! Let’s cut through market madness with the experts to uncover Asia's resilient sectors, navigate geopolitical shifts, and explore alternative investments. Gold may be pricey, but smart moves in tech, infrastructure, and private markets await.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:52 Global trends feeding into Asia

03:49 Resilient and growth sectors in Asia

11:25 US dollar's status and impact on investment

12:38 Alternative investment avenues: private markets?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Laura Cooper, head of macro credit and global investment strategist, Nuveen; and Cheng Chye Hsern, head of investment, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> If your stomach has been in freefall, don't panic! Let’s cut through market madness with the experts to uncover Asia's resilient sectors, navigate geopolitical shifts, and explore alternative investments. Gold may be pricey, but smart moves in tech, infrastructure, and private markets await.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:52 Global trends feeding into Asia

03:49 Resilient and growth sectors in Asia

11:25 US dollar's status and impact on investment

12:38 Alternative investment avenues: private markets?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Laura Cooper, head of macro credit and global investment strategist, Nuveen; and Cheng Chye Hsern, head of investment, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 2 234 The Business Times a3c3909c-efaa-44c6-b39f-b3460094e812 a3c3909c-efaa-44c6-b39f-b3460094e812 Sun, 31 Aug 2025 16:00:00 +0000 981 https://omny.fm/shows/money-hacks-1/volatility-proof-your-portfolio S1E233: Investing with soul - where profits meet purpose Investing with soul - where profits meet purpose While it might seem altruistic to engage in values-driven investing, let’s face it: we still want to profit from sinking in hard-earned money into something. Does values-investing really come at the expense of performance? Is there a way to incorporate our values into our wealth growing journey?

Howie Lim speaks to Patrick Hong from Bill Morrisons Capital and Steward Thum from Phillip Securities for insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:56 Does values-investing make sense?

03:03 How to navigate the hype

06:29 Be wary of FOMO and greed

08:09 Overcoming behavioural biases

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Patrick Hong, managing partner, Bill Morrisons Capital; and Steward Thum, financial services associate director, Phillip Securities

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> While it might seem altruistic to engage in values-driven investing, let’s face it: we still want to profit from sinking in hard-earned money into something. Does values-investing really come at the expense of performance? Is there a way to incorporate our values into our wealth growing journey?

Howie Lim speaks to Patrick Hong from Bill Morrisons Capital and Steward Thum from Phillip Securities for insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:56 Does values-investing make sense?

03:03 How to navigate the hype

06:29 Be wary of FOMO and greed

08:09 Overcoming behavioural biases

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Patrick Hong, managing partner, Bill Morrisons Capital; and Steward Thum, financial services associate director, Phillip Securities

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 233 The Business Times 5382d567-cbf6-4c6c-8b70-b3410096dc62 5382d567-cbf6-4c6c-8b70-b3410096dc62 Sun, 24 Aug 2025 16:00:00 +0000 739 https://omny.fm/shows/money-hacks-1/investing-with-soul-where-profits-meet-purpose S1E232: Smart property moves: Time in, not timing Smart property moves: Time in, not timing Buying property is a bit like dating: timing the market is hard, but "time in" it, understanding its "master plan," and ditching the HDB for an EC, can lead to a long-term, profitable relationship. Howie Lim gets insights from Eugene Lim, key executive officer of ERA.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:06 Timing vs time in

04:34 Understanding the master plan

07:11 Up and coming locations to consider

11:38 Tips of HDB upgraders

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Eugene Lim, key executive officer, ERA

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Buying property is a bit like dating: timing the market is hard, but "time in" it, understanding its "master plan," and ditching the HDB for an EC, can lead to a long-term, profitable relationship. Howie Lim gets insights from Eugene Lim, key executive officer of ERA.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:06 Timing vs time in

04:34 Understanding the master plan

07:11 Up and coming locations to consider

11:38 Tips of HDB upgraders

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Eugene Lim, key executive officer, ERA

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 232 The Business Times 31398914-9a7d-4535-9c95-b33a0096895c 31398914-9a7d-4535-9c95-b33a0096895c Sun, 17 Aug 2025 16:00:00 +0000 982 https://omny.fm/shows/money-hacks-1/smart-property-moves-time-in-not-timing S1E231: Is US’ reign overpriced or overhyped? Is US’ reign overpriced or overhyped? Is US exceptionalism a myth, or simply a premium price for unparalleled performance? Is it time to diversify your portfolio beyond Uncle Sam's shadow? Howie Lim finds out from experts if the future of investing lies elsewhere.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:20 Why US exceptionalism is being questioned

03:51 US tech dominance

06:57 Why diversification now

10:06 Alternatives to US assets

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Mahesh Sethuraman, CEO, Saxo Singapore and Rahul Ghosh, portfolio specialist for global equity, T. Rowe Price

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Is US exceptionalism a myth, or simply a premium price for unparalleled performance? Is it time to diversify your portfolio beyond Uncle Sam's shadow? Howie Lim finds out from experts if the future of investing lies elsewhere.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:20 Why US exceptionalism is being questioned

03:51 US tech dominance

06:57 Why diversification now

10:06 Alternatives to US assets

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Mahesh Sethuraman, CEO, Saxo Singapore and Rahul Ghosh, portfolio specialist for global equity, T. Rowe Price

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 231 The Business Times 6400cce8-943e-4841-a3b2-b33300604654 6400cce8-943e-4841-a3b2-b33300604654 Sun, 10 Aug 2025 16:00:00 +0000 779 https://omny.fm/shows/money-hacks-1/is-us-reign-overpriced-or-overhyped S1E230: Invest smarter - core, satellites, and not your friend's cafe Invest smarter - core, satellites, and not your friend's cafe Unlock smarter investing with core-satellite strategies! Learn how to build a stable foundation and seize opportunities with tactical bets. Howie Lim speaks to Amanda Ong from Arta Finance and Samuel Rhee from Endowus for all the tricks.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:47 Only for institutional investors?

03:01 Understanding core and satellite strategies

06:10 Practical tips for retail investors

09:24 Balancing and rebalancing

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Amanda Ong, CEO, Arta Finance Singapore and Samuel Rhee, co-founder, chairman and chief investment officer of Endowus

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Unlock smarter investing with core-satellite strategies! Learn how to build a stable foundation and seize opportunities with tactical bets. Howie Lim speaks to Amanda Ong from Arta Finance and Samuel Rhee from Endowus for all the tricks.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:47 Only for institutional investors?

03:01 Understanding core and satellite strategies

06:10 Practical tips for retail investors

09:24 Balancing and rebalancing

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Amanda Ong, CEO, Arta Finance Singapore and Samuel Rhee, co-founder, chairman and chief investment officer of Endowus

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 230 The Business Times 79bc2cee-979f-42f1-bc09-b32c00884751 79bc2cee-979f-42f1-bc09-b32c00884751 Sun, 03 Aug 2025 16:00:00 +0000 771 https://omny.fm/shows/money-hacks-1/invest-smarter-core-satellites-and-not-your-friends-cafe S1E229: Data centres aren’t sexy but essential and increasingly lucrative Data centres aren’t sexy but essential and increasingly lucrative Are data centres worth investing in? They seem such a large concept but are, apparently, quite a steady return on investment! And the APAC market is blowing up. Howie Lim finds out from the experts where the opportunities are.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:01 How retail investors can participate

04:59 The risks and rewards

08:36 The hidden risks and rewards

09:54 Criteria for successful operators

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development, CMC Markets and Shun Endo, head of data centre, capital markets, Asia Pacific, CBRE

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Are data centres worth investing in? They seem such a large concept but are, apparently, quite a steady return on investment! And the APAC market is blowing up. Howie Lim finds out from the experts where the opportunities are.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:01 How retail investors can participate

04:59 The risks and rewards

08:36 The hidden risks and rewards

09:54 Criteria for successful operators

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development, CMC Markets and Shun Endo, head of data centre, capital markets, Asia Pacific, CBRE

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 229 The Business Times 93c3c7a0-8934-4e26-93b8-b3250094c209 93c3c7a0-8934-4e26-93b8-b3250094c209 Sun, 27 Jul 2025 16:00:00 +0000 776 https://omny.fm/shows/money-hacks-1/data-centres-aren-t-sexy-but-essential-and-increasingly-lucrative S1E228: When kids think credit cards are magic When kids think credit cards are magic Early financial education can empower children to avoid debt and parental mistakes, fostering financial independence. But how early is early and how do you rectify the mistakes you've made and ensure your kids don't pick that up? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 Good habits are better than good intentions

03:20 Kids don't learn from lectures

05:30 Can kids grasp compounding?

09:00 Financially reset yourself?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dawn Cher, author & founder of SG Budget Babe; and Janice See, financial literacy educator with Junior Achievement Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Early financial education can empower children to avoid debt and parental mistakes, fostering financial independence. But how early is early and how do you rectify the mistakes you've made and ensure your kids don't pick that up? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 Good habits are better than good intentions

03:20 Kids don't learn from lectures

05:30 Can kids grasp compounding?

09:00 Financially reset yourself?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dawn Cher, author & founder of SG Budget Babe; and Janice See, financial literacy educator with Junior Achievement Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 228 The Business Times 6a8d2629-31a1-4c6a-b5df-b31e00976c96 6a8d2629-31a1-4c6a-b5df-b31e00976c96 Sun, 20 Jul 2025 16:00:00 +0000 977 https://omny.fm/shows/money-hacks-1/when-kids-think-credit-cards-are-magic S1E227: Are stablecoins a smarter way to hold your cash? Are stablecoins a smarter way to hold your cash? Stablecoins promise fast, cheap, borderless money transfers—but can they also be part of your investment strategy? With Singapore and Hong Kong rolling out new regulations, interest is heating up. 

In this episode of Money Hacks, Howie Lim talks to Amy Zhang from Fireblocks and Koen Hoorelbeke from Saxo to unpack what stablecoins are, how they're used today, and why regulation is key. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:06 Stablecoins = US dollar?

04:10 Regulatory risks of stablecoins

07:22 Easiest way to move money?

10:09 Stablecoins' role in a portfolio

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Amy Zhang, head of APAC at Fireblocks and Koen Hoorelbeke, investment strategist at Saxo

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim 

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Stablecoins promise fast, cheap, borderless money transfers—but can they also be part of your investment strategy? With Singapore and Hong Kong rolling out new regulations, interest is heating up. 

In this episode of Money Hacks, Howie Lim talks to Amy Zhang from Fireblocks and Koen Hoorelbeke from Saxo to unpack what stablecoins are, how they're used today, and why regulation is key. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:06 Stablecoins = US dollar?

04:10 Regulatory risks of stablecoins

07:22 Easiest way to move money?

10:09 Stablecoins' role in a portfolio

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Amy Zhang, head of APAC at Fireblocks and Koen Hoorelbeke, investment strategist at Saxo

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim 

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 227 The Business Times 69ff8f26-dd57-4bc9-8c48-b317004caa3f 69ff8f26-dd57-4bc9-8c48-b317004caa3f Sun, 13 Jul 2025 16:00:00 +0000 851 https://omny.fm/shows/money-hacks-1/are-stablecoins-a-smarter-way-to-hold-your-cash S1E226: Is private equity finally opening up to regular investors? Is private equity finally opening up to regular investors? Investing in private markets can help reduce overall portfolio volatility, as they tend to have a lower correlation with public markets. Sure sounds good but what are the hidden complexities to look out for before you take the plunge? Howie Lim finds out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Are private assets available to retail investors?

04:36 More governance and transparency for the private market

08:10 Hidden complexities revealed

12:01 Democratising the private market

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ritesh Ganeriwal, managing director and head of investments and advisory at Syfe

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Investing in private markets can help reduce overall portfolio volatility, as they tend to have a lower correlation with public markets. Sure sounds good but what are the hidden complexities to look out for before you take the plunge? Howie Lim finds out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Are private assets available to retail investors?

04:36 More governance and transparency for the private market

08:10 Hidden complexities revealed

12:01 Democratising the private market

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ritesh Ganeriwal, managing director and head of investments and advisory at Syfe

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 226 The Business Times 881907a6-c297-4619-969c-b3100085aa39 881907a6-c297-4619-969c-b3100085aa39 Sun, 06 Jul 2025 16:00:00 +0000 1098 https://omny.fm/shows/money-hacks-1/mh226-fullmix-final S1E225: Why gold is glimmering again in an uncertain world: BT Money Hacks Why gold is glimmering again in an uncertain world: BT Money Hacks Why the sudden Midas touch? Blame it on global uncertainty. But gold, it's not just for pirates and pharaohs anymore! This lustrous metal has been having a moment, shining brighter than a supernova in 2024 but at about $3300 an ounce, have retail investors missed the boat? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Why gold has gained ground

04:26 Have you missed the boat?

08:16 Are there gold alternatives?

11:43 Gold investing strategies

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Stephanie Leung, chief investment officer, StashAway; Robin Tsui, APAC gold strategist, State Street Global Advisors; and Fan Shaokai, head of Asia-Pacific (ex-China) & global head of Central Banks, World Gold Council

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Why the sudden Midas touch? Blame it on global uncertainty. But gold, it's not just for pirates and pharaohs anymore! This lustrous metal has been having a moment, shining brighter than a supernova in 2024 but at about $3300 an ounce, have retail investors missed the boat? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Why gold has gained ground

04:26 Have you missed the boat?

08:16 Are there gold alternatives?

11:43 Gold investing strategies

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Stephanie Leung, chief investment officer, StashAway; Robin Tsui, APAC gold strategist, State Street Global Advisors; and Fan Shaokai, head of Asia-Pacific (ex-China) & global head of Central Banks, World Gold Council

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 225 The Business Times 85752948-b0f6-4f6a-a8c3-b30900a04550 85752948-b0f6-4f6a-a8c3-b30900a04550 Sun, 29 Jun 2025 16:00:00 +0000 882 https://omny.fm/shows/money-hacks-1/why-gold-is-glimmering-again-in-an-uncertain-world-bt-money-hacks S1E224: Long-term investing - Still a safe bet or a risky hold? BT Money Hacks Long-term investing - Still a safe bet or a risky hold? BT Money Hacks "Keep calm and stay invested”, they say. That’s easier said than done. In fact, long-term investing is suddenly under fire because of the uncertainty surrounding markets these days. So should we cut and run or stay the course? Howe Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:04 The viability of long-term investing

04:15 Misconceptions of long-term investing

08:16 What to invest in the long term

11:57 Should we rethink time horizon or rebalance?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Yee Shen Hao, financial services manager, Phillip Securities; and Tan Chin Yu, lead of Advisory Team, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> "Keep calm and stay invested”, they say. That’s easier said than done. In fact, long-term investing is suddenly under fire because of the uncertainty surrounding markets these days. So should we cut and run or stay the course? Howe Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:04 The viability of long-term investing

04:15 Misconceptions of long-term investing

08:16 What to invest in the long term

11:57 Should we rethink time horizon or rebalance?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Yee Shen Hao, financial services manager, Phillip Securities; and Tan Chin Yu, lead of Advisory Team, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 224 The Business Times 145ae5f6-2dbb-4eb8-8654-b302006dd2b0 145ae5f6-2dbb-4eb8-8654-b302006dd2b0 Sun, 22 Jun 2025 16:00:00 +0000 878 https://omny.fm/shows/money-hacks-1/long-term-investing-still-a-safe-bet-or-a-risky-hold-bt-money-hacks S1E223: Is it time to diversify into crypto? BT Money Hacks Is it time to diversify into crypto? BT Money Hacks Think crypto’s just for tech bros and meme coin gamblers? Think again. 

In this episode of Money Hacks, Howie Lim digs into the surprisingly high crypto adoption rates in Singapore with Coinbase’s Hassan Ahmed and crypto communications professional Deborah Tan-Pink. 

From common misconceptions and beginner mistakes to why stablecoins might just be the sneaky MVPs, we break down what new investors need to know.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

03:23 Top crypto assets in Singapore

05:22 How much crypto in a portfolio

09:18 Crypto’s volatility

11:16 How global uncertainty will affect crypto

15:17 Outlook for the year

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Hassan Ahmed, Singapore country director, Coinbase; and Deborah Tan-Pink, crypto communications professional

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Think crypto’s just for tech bros and meme coin gamblers? Think again. 

In this episode of Money Hacks, Howie Lim digs into the surprisingly high crypto adoption rates in Singapore with Coinbase’s Hassan Ahmed and crypto communications professional Deborah Tan-Pink. 

From common misconceptions and beginner mistakes to why stablecoins might just be the sneaky MVPs, we break down what new investors need to know.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

03:23 Top crypto assets in Singapore

05:22 How much crypto in a portfolio

09:18 Crypto’s volatility

11:16 How global uncertainty will affect crypto

15:17 Outlook for the year

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Hassan Ahmed, Singapore country director, Coinbase; and Deborah Tan-Pink, crypto communications professional

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 223 The Business Times 3478e484-99d3-46bb-9073-b2fb007333bd 3478e484-99d3-46bb-9073-b2fb007333bd Sun, 15 Jun 2025 16:00:00 +0000 1095 https://omny.fm/shows/money-hacks-1/is-it-time-to-diversify-into-crypto-bt-money-hacks S1E222: The travel hacks edition 2025: BT Money Hacks The travel hacks edition 2025: BT Money Hacks June is upon us and it’s time to get out! But can you still find bargains during travel peak time? Have you considered an alternative destination and how else can you maximise your travel budget? Howie Lim speaks to Cyndi Hui from Skyscanner to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:15 The value maximisation continues

05:25 If flexibility isn’t on the table

08:39 Luxe for less

12:31 Year-end travel trends

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Cyndi Hui, travel trends and destination expert, Skyscanner

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> June is upon us and it’s time to get out! But can you still find bargains during travel peak time? Have you considered an alternative destination and how else can you maximise your travel budget? Howie Lim speaks to Cyndi Hui from Skyscanner to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:15 The value maximisation continues

05:25 If flexibility isn’t on the table

08:39 Luxe for less

12:31 Year-end travel trends

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Cyndi Hui, travel trends and destination expert, Skyscanner

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 222 The Business Times 48e77870-dbbb-44f7-909b-b2f4006de736 48e77870-dbbb-44f7-909b-b2f4006de736 Sun, 08 Jun 2025 16:00:00 +0000 916 https://omny.fm/shows/money-hacks-1/the-travel-hacks-edition-2025-bt-money-hacks S1E221: Is now the time for ETFs? BT Money Hacks Is now the time for ETFs? BT Money Hacks Exchange-traded funds are an excellent entry point into the stock market for new investors. They’re cheap and typically carry lower risk than individual stocks since a single fund holds a diversified collection of investments. How’ve they been doing so far with all this market volatility? Howie Lim finds out from Dina Ting of Franklin Templeton.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:57 Shifting investor appetite

04:38 Favourable market conditions

08:34 Portfolio repositioning

13:53 How to navigate uncertainty

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dina Ting, senior vice president, head of Global Index Portfolio Management, Franklin Templeton

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Exchange-traded funds are an excellent entry point into the stock market for new investors. They’re cheap and typically carry lower risk than individual stocks since a single fund holds a diversified collection of investments. How’ve they been doing so far with all this market volatility? Howie Lim finds out from Dina Ting of Franklin Templeton.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:57 Shifting investor appetite

04:38 Favourable market conditions

08:34 Portfolio repositioning

13:53 How to navigate uncertainty

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dina Ting, senior vice president, head of Global Index Portfolio Management, Franklin Templeton

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 221 The Business Times 50ce10e5-324b-42a2-9c17-b2ed00672ff3 50ce10e5-324b-42a2-9c17-b2ed00672ff3 Sun, 01 Jun 2025 16:00:00 +0000 977 https://omny.fm/shows/money-hacks-1/is-now-the-time-for-etfs-bt-money-hacks S1E220: Reits and the power of diversification: BT Money Hacks Reits and the power of diversification: BT Money Hacks Given the potential for Reits to outperform in a muted Singaporean economy due to their attractive dividend yields, the question arises: should investors consider shifting their investments from banks to Reits? Howie Lim finds out from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 The current landscape

03:26 Reits vs. banks vs. STI?

06:42 Outlook for the rest of 2025

09:25 Strategic portfolio approach

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development, CMC Markets Singapore; and Ritesh Ganeriwal, managing director and head of investment and advisory, Syfe

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Given the potential for Reits to outperform in a muted Singaporean economy due to their attractive dividend yields, the question arises: should investors consider shifting their investments from banks to Reits? Howie Lim finds out from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 The current landscape

03:26 Reits vs. banks vs. STI?

06:42 Outlook for the rest of 2025

09:25 Strategic portfolio approach

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development, CMC Markets Singapore; and Ritesh Ganeriwal, managing director and head of investment and advisory, Syfe

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 220 The Business Times 001fe4ff-6df2-4b36-91d3-b2e6009a7d48 001fe4ff-6df2-4b36-91d3-b2e6009a7d48 Sun, 25 May 2025 16:00:00 +0000 782 https://omny.fm/shows/money-hacks-1/reits-and-the-power-of-diversification-bt-money-hacks S1E219: Is China's economic resilience an investment opportunity? BT Money Hacks Is China's economic resilience an investment opportunity? BT Money Hacks In the middle of May, the US said they would lower tariffs from 145 per cent to 30 per cent, while China's retaliatory tariffs on US goods will drop to 10 per cent from 125 per cent. This is promising but doesn’t take away from the fact that the tariffs may have dealt a blow to Chinese markets already.

Is China still worth investing in, then? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:25 Tariff impact on China

04:53 Chinese investment opportunities

09:00 Navigating uncertainty

10:20 Why China is still worth it

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Raisah Rasid, global market strategist at J.P. Morgan Asset Management and Sean Teo, trader at Saxo

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> In the middle of May, the US said they would lower tariffs from 145 per cent to 30 per cent, while China's retaliatory tariffs on US goods will drop to 10 per cent from 125 per cent. This is promising but doesn’t take away from the fact that the tariffs may have dealt a blow to Chinese markets already.

Is China still worth investing in, then? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:25 Tariff impact on China

04:53 Chinese investment opportunities

09:00 Navigating uncertainty

10:20 Why China is still worth it

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Raisah Rasid, global market strategist at J.P. Morgan Asset Management and Sean Teo, trader at Saxo

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 219 The Business Times 4e0c8ec4-ecf6-4b7b-8d4d-b2de0067bd35 4e0c8ec4-ecf6-4b7b-8d4d-b2de0067bd35 Sun, 18 May 2025 16:00:00 +0000 968 https://omny.fm/shows/money-hacks-1/is-chinas-economic-resilience-an-investment-opportunity-bt-money-hacks S1E218: Renovation loans - Maximise savings and minimise stress: BT Money Hacks Renovation loans - Maximise savings and minimise stress: BT Money Hacks You’d like a marble counter top, zebra wood for your floors and designer fixtures. But before all that, shouldn’t you figure the budget out and if you have the money? If not, maybe there are loans out there to tap on. For more insights on how to ‘hack’ your home renovations, Howie Lim speaks to Jenn Ong, managing director of GXS Bank.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:43 Home renovations - exciting or overwhelming

03:26 Setting realistic budgets

05:04 Flexibility in loan payments

09:08 The best financial solutions

11:36 Must dos

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jenn Ong, managing director, GXS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> You’d like a marble counter top, zebra wood for your floors and designer fixtures. But before all that, shouldn’t you figure the budget out and if you have the money? If not, maybe there are loans out there to tap on. For more insights on how to ‘hack’ your home renovations, Howie Lim speaks to Jenn Ong, managing director of GXS Bank.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:43 Home renovations - exciting or overwhelming

03:26 Setting realistic budgets

05:04 Flexibility in loan payments

09:08 The best financial solutions

11:36 Must dos

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jenn Ong, managing director, GXS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 218 The Business Times 935da4d2-5702-41a3-96c4-b2d800361e09 935da4d2-5702-41a3-96c4-b2d800361e09 Sun, 11 May 2025 16:00:00 +0000 865 https://omny.fm/shows/money-hacks-1/renovation-loans-maximise-savings-and-minimise-stress-bt-money-hacks S1E217: Million dollar retirement - Enough or good start? BT Money Hacks Million dollar retirement - Enough or good start? BT Money Hacks Rising costs and uncertainty have knocked the long heralded $1 million off its pedestal. Or has it? Is $1 million enough to retire on? If not, how much is enough? And how quickly can one get to their magic number? Howie Lim speaks to The Weeblings, content creators who are a quarter way there for insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:57 The Weeblings’ magic number

08:09 Steps to take to obtain magic number

12:26 Why we should follow The Weeblings

16:55 Advice for the risk adverse

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Sara and Aaron Wee, content creators

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Rising costs and uncertainty have knocked the long heralded $1 million off its pedestal. Or has it? Is $1 million enough to retire on? If not, how much is enough? And how quickly can one get to their magic number? Howie Lim speaks to The Weeblings, content creators who are a quarter way there for insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:57 The Weeblings’ magic number

08:09 Steps to take to obtain magic number

12:26 Why we should follow The Weeblings

16:55 Advice for the risk adverse

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Sara and Aaron Wee, content creators

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 217 The Business Times 9cc8c70a-27da-45de-91a3-b2d100a078e3 9cc8c70a-27da-45de-91a3-b2d100a078e3 Sun, 04 May 2025 16:00:00 +0000 1183 https://omny.fm/shows/money-hacks-1/million-dollar-retirement-enough-or-good-start-bt-money-hacks S1E216: Financial freedom with 5 simple money management lanes: BT Money Hacks Financial freedom with 5 simple money management lanes: BT Money Hacks Can personal finance be as simple as ‘staying in your lane’ and not ‘speeding’? Surely it’s more complex than that. Or is it? Howie Lim speaks to financial advisor and author George Stefanou about his ‘5 lanes of personal finance’ theory. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:28 How to classify needs, wants and wishes

05:31 The 5 lanes of personal finance management

07:34 The 5 lanes of personal finance management - con’t

12:26 How to stay the course, if not in your lane

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With George Stefanou, financial advisor and author

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Can personal finance be as simple as ‘staying in your lane’ and not ‘speeding’? Surely it’s more complex than that. Or is it? Howie Lim speaks to financial advisor and author George Stefanou about his ‘5 lanes of personal finance’ theory. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:28 How to classify needs, wants and wishes

05:31 The 5 lanes of personal finance management

07:34 The 5 lanes of personal finance management - con’t

12:26 How to stay the course, if not in your lane

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With George Stefanou, financial advisor and author

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 216 The Business Times 5aa412cd-39a7-40cf-81a3-b2ca0030faeb 5aa412cd-39a7-40cf-81a3-b2ca0030faeb Sun, 27 Apr 2025 16:00:00 +0000 1013 https://omny.fm/shows/money-hacks-1/financial-freedom-with-5-simple-money-management-lanes-bt-money-hacks S1E215: Balanced investing in volatile times: BT Money Hacks Balanced investing in volatile times: BT Money Hacks The Trump tariffs have released market mayhem. How is your 60/40 portfolio doing? Should you rejig this classic investment strategy and how can you balance your defensive positioning with the growth potential of your investments? Howie Lim speaks to Audrey Goh from Standard Chartered Bank and Pete Tan from PhillipCapital for insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:06 The 60/40 portfolio assessed

03:58 How investors have been reacting

07:45 How 60/40 manages volatility

09:36 Investment opportunities in uncertainty

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Audrey Goh, head of asset allocation at Standard Chartered Bank’s wealth solutions division and Pete Tan, portfolio manager at PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> The Trump tariffs have released market mayhem. How is your 60/40 portfolio doing? Should you rejig this classic investment strategy and how can you balance your defensive positioning with the growth potential of your investments? Howie Lim speaks to Audrey Goh from Standard Chartered Bank and Pete Tan from PhillipCapital for insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:06 The 60/40 portfolio assessed

03:58 How investors have been reacting

07:45 How 60/40 manages volatility

09:36 Investment opportunities in uncertainty

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Audrey Goh, head of asset allocation at Standard Chartered Bank’s wealth solutions division and Pete Tan, portfolio manager at PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 215 The Business Times 9e73f83c-f7e0-4e97-aaaa-b2c2006a2b23 9e73f83c-f7e0-4e97-aaaa-b2c2006a2b23 Sun, 20 Apr 2025 16:00:00 +0000 822 https://omny.fm/shows/money-hacks-1/balanced-investing-in-volatile-times-bt-money-hacks S1E214: Smart cash moves for money mastery: BT Money Hacks Smart cash moves for money mastery: BT Money Hacks As it becomes more challenging to earn a decent interest rate on our savings, it’s time to look beyond fixed deposits and T-Bills, for that matter.

Are there instruments which afford the same returns as fixed deposits but greater flexibility? Howie Lim speaks to Michele Ferrario of StashAway and Willie Keng from dividendtitan.com to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 Money Market Funds

04:48 Money Market Funds vs. Short-term Bonds

09:19 What is the safest bet?

11:17 The myth surrounding fixed income

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Michele Ferrario, co-founder and CEO of StashAway and Willie Keng, founder of dividendtitan.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> As it becomes more challenging to earn a decent interest rate on our savings, it’s time to look beyond fixed deposits and T-Bills, for that matter.

Are there instruments which afford the same returns as fixed deposits but greater flexibility? Howie Lim speaks to Michele Ferrario of StashAway and Willie Keng from dividendtitan.com to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 Money Market Funds

04:48 Money Market Funds vs. Short-term Bonds

09:19 What is the safest bet?

11:17 The myth surrounding fixed income

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Michele Ferrario, co-founder and CEO of StashAway and Willie Keng, founder of dividendtitan.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 214 The Business Times 682c9e40-cbe2-4c10-a16a-b2bc006e0c63 682c9e40-cbe2-4c10-a16a-b2bc006e0c63 Sun, 13 Apr 2025 16:00:00 +0000 881 https://omny.fm/shows/money-hacks-1/smart-cash-moves-for-money-mastery-bt-money-hacks S1E213: Flipping the script on your Q1 investment missteps: BT Money Hacks Flipping the script on your Q1 investment missteps: BT Money Hacks How do you turn your flailing portfolio around if it had an abysmal time in Q1? What were the mistakes you made and what can you do about them to have a fruitful rest of the year? Howie Lim speaks to David Kuo from The Smart Investor and Hugh Chung from Endowus for advice.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:13 Do not do this anymore

07:04 Noise vs economic data

11:17 Turn things around

13:21 Outlook for the rest of 2025

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With David Kuo, founder, The Smart Investor and Hugh Chung, chief investment officer, Endowus

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> How do you turn your flailing portfolio around if it had an abysmal time in Q1? What were the mistakes you made and what can you do about them to have a fruitful rest of the year? Howie Lim speaks to David Kuo from The Smart Investor and Hugh Chung from Endowus for advice.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:13 Do not do this anymore

07:04 Noise vs economic data

11:17 Turn things around

13:21 Outlook for the rest of 2025

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With David Kuo, founder, The Smart Investor and Hugh Chung, chief investment officer, Endowus

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 213 The Business Times 5d31ed11-2a89-472d-b361-b2b5006824fe 5d31ed11-2a89-472d-b361-b2b5006824fe Sun, 06 Apr 2025 16:00:00 +0000 1193 https://omny.fm/shows/money-hacks-1/flipping-the-script-on-your-q1-investment-missteps-bt-money-hacks S1E212: Smart money moves - Key considerations before switching jobs: BT Money Hacks Smart money moves - Key considerations before switching jobs: BT Money Hacks About two in three Singaporeans are considering a job change within the next 12 months. Are you one of them? Do you know what it entails financially to switch roles? Have you considered all the angles? Howie Lim speaks to Susan Fanning from Aon to get the answers.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:57 The great resignation and the war for talent

04:12 Most important considerations

08:35 Less common but equally important

12:30 Consider these before switching roles

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Susan Fanning, head of wellbeing solutions, Aon

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> About two in three Singaporeans are considering a job change within the next 12 months. Are you one of them? Do you know what it entails financially to switch roles? Have you considered all the angles? Howie Lim speaks to Susan Fanning from Aon to get the answers.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:57 The great resignation and the war for talent

04:12 Most important considerations

08:35 Less common but equally important

12:30 Consider these before switching roles

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Susan Fanning, head of wellbeing solutions, Aon

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 212 The Business Times 283518f9-fdd3-425a-8b7b-b2ae0074ba64 283518f9-fdd3-425a-8b7b-b2ae0074ba64 Sun, 30 Mar 2025 16:00:00 +0000 983 https://omny.fm/shows/money-hacks-1/smart-money-moves-key-considerations-before-switch S1E211: APAC real estate masterclass for profitable investments: BT Money Hacks APAC real estate masterclass for profitable investments: BT Money Hacks Singapore’s real estate investments are increasing, despite a slow down in the 2nd half of 2024. But it’s not just the residential segment. Plus, what are the opportunities in the region? Howie Lim speaks to Greg Hyland, head of capital markets, APAC at CBRE to find out how trends and opportunities are shaping up in the region.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:11 Understanding market trends

03:12 The future of office, retail and industrial spaces

07:59 Other regional trends

10:41 Diversification opportunities

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Greg Hyland, head of capital markets APAC, CBRE

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Singapore’s real estate investments are increasing, despite a slow down in the 2nd half of 2024. But it’s not just the residential segment. Plus, what are the opportunities in the region? Howie Lim speaks to Greg Hyland, head of capital markets, APAC at CBRE to find out how trends and opportunities are shaping up in the region.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:11 Understanding market trends

03:12 The future of office, retail and industrial spaces

07:59 Other regional trends

10:41 Diversification opportunities

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Greg Hyland, head of capital markets APAC, CBRE

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 211 The Business Times c0278768-2fc2-4b07-9022-b2a7007760c9 c0278768-2fc2-4b07-9022-b2a7007760c9 Sun, 23 Mar 2025 16:00:00 +0000 843 https://omny.fm/shows/money-hacks-1/apac-real-estate-masterclass-for-profitable-invest S1E210: How geopolitical events impact your investments: BT Money Hacks How geopolitical events impact your investments: BT Money Hacks With some much uncertainty these days - economic, financial and geopolitical even - how can we make sure our money, portfolios and funds stay healthy and protected? Correspondent Howie Lim finds out from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:12 Geopolitical drivers explained

03:41 Sectors affected and sectors to consider

06:15 Singapore’s investment appeal

09:24 Long-term vs. short-term investing

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, chief investment strategist, Saxo; Glenn Thum, equity research analyst, PhillipCapital; and Angelina Lai, CIO, St. James’s Place Asia and Middle East.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> With some much uncertainty these days - economic, financial and geopolitical even - how can we make sure our money, portfolios and funds stay healthy and protected? Correspondent Howie Lim finds out from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:12 Geopolitical drivers explained

03:41 Sectors affected and sectors to consider

06:15 Singapore’s investment appeal

09:24 Long-term vs. short-term investing

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, chief investment strategist, Saxo; Glenn Thum, equity research analyst, PhillipCapital; and Angelina Lai, CIO, St. James’s Place Asia and Middle East.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 210 The Business Times e085dfa9-2cb2-43ad-8238-b2a000697fd6 e085dfa9-2cb2-43ad-8238-b2a000697fd6 Sun, 16 Mar 2025 16:00:00 +0000 754 https://omny.fm/shows/money-hacks-1/how-geopolitical-events-impact-your-investments-bt S1E209: Unpacking Budget 2025: What's in it for you and your business? BT Money Hacks Unpacking Budget 2025: What's in it for you and your business? BT Money Hacks Is your business ready to capitalise on the opportunities presented by Budget 2025? 

In our latest episode of Money Hacks, host Howie Lim dives into the details of Budget 2025 with Christopher Gee, deputy director at the Institute of Policy Studies, and Yong Jiahao, corporate tax partner at KPMG.

From corporate tax rebates to AI readiness and talent development, they unpack how this year’s government budget is set to shake things up for Singaporean businesses.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:54 Corporate tax rebate

04:03 Revitalising Singapore's stock market

07:00 Funding AI adoption

10:00 Improvements to SkillsFuture

12:14 Sustainability in progress

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Christopher Gee, deputy director at the Institute of Policy Studies at NUS and Yong Jiahao, partner, corporate tax, KPMG in Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Is your business ready to capitalise on the opportunities presented by Budget 2025? 

In our latest episode of Money Hacks, host Howie Lim dives into the details of Budget 2025 with Christopher Gee, deputy director at the Institute of Policy Studies, and Yong Jiahao, corporate tax partner at KPMG.

From corporate tax rebates to AI readiness and talent development, they unpack how this year’s government budget is set to shake things up for Singaporean businesses.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:54 Corporate tax rebate

04:03 Revitalising Singapore's stock market

07:00 Funding AI adoption

10:00 Improvements to SkillsFuture

12:14 Sustainability in progress

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Christopher Gee, deputy director at the Institute of Policy Studies at NUS and Yong Jiahao, partner, corporate tax, KPMG in Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 209 The Business Times b39dee3c-4c90-4bc1-a2e4-b2990079d6f6 b39dee3c-4c90-4bc1-a2e4-b2990079d6f6 Sun, 09 Mar 2025 16:00:00 +0000 907 https://omny.fm/shows/money-hacks-1/unpacking-budget-2025-whats-in-it-for-you-and-your S1E208: Retrenchment survival guide financial tips: BT Money Hacks Retrenchment survival guide financial tips: BT Money Hacks If you’re financially prepared, being laid off may not be so daunting. But that’s key: being prepared. How long does it take to do that and what are the steps to take? Howie Lim speaks to Daphne Tan from CMC Markets Singapore and Zac Ng from PhillipCapital.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Drivers of current retrenchment wave

03:55 How much the emergency fund should be

07:26 Don’t doubt yourself

09:31 What should be cut

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development CMC Markets Singapore and Zac Ng, senior director of financial services, PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> If you’re financially prepared, being laid off may not be so daunting. But that’s key: being prepared. How long does it take to do that and what are the steps to take? Howie Lim speaks to Daphne Tan from CMC Markets Singapore and Zac Ng from PhillipCapital.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Drivers of current retrenchment wave

03:55 How much the emergency fund should be

07:26 Don’t doubt yourself

09:31 What should be cut

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development CMC Markets Singapore and Zac Ng, senior director of financial services, PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 208 The Business Times 3a5938b6-a316-49f2-a1d8-b292005ea4df 3a5938b6-a316-49f2-a1d8-b292005ea4df Sun, 02 Mar 2025 16:00:00 +0000 798 https://omny.fm/shows/money-hacks-1/retrenchment-survival-guide-financial-tips-bt-mone S1E207: Robo-advisors or Human advisors? What's right for you? BT Money Hacks Robo-advisors or Human advisors? What's right for you? BT Money Hacks Managing personal finances can feel overwhelming, especially when traditional tools focus more on restrictive budgeting than on holistic, fulfilling financial planning. Can we do it ourselves or should we get help? Howie Lim speaks to content creator Tim Phillips and Isaac Ong from Providend to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:08 Why the question matters

04:02 Considerations to ponder

08:48 AI game changer or not

11:18 The importance of balance

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Isaac Ong, client adviser at Providend; and Tim Philips, content creator from timtalksmoney.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Managing personal finances can feel overwhelming, especially when traditional tools focus more on restrictive budgeting than on holistic, fulfilling financial planning. Can we do it ourselves or should we get help? Howie Lim speaks to content creator Tim Phillips and Isaac Ong from Providend to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:08 Why the question matters

04:02 Considerations to ponder

08:48 AI game changer or not

11:18 The importance of balance

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Isaac Ong, client adviser at Providend; and Tim Philips, content creator from timtalksmoney.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 207 The Business Times ef5379dd-e9a6-4a85-bc5d-b28b00689e15 ef5379dd-e9a6-4a85-bc5d-b28b00689e15 Sun, 23 Feb 2025 16:00:00 +0000 909 https://omny.fm/shows/money-hacks-1/robo-advisors-or-human-advisors-whats-right-for-yo S1E206: Effective budgeting vs income growth insights: BT Money Hacks Effective budgeting vs income growth insights: BT Money Hacks As economic uncertainty increases, personal finance management becomes that much more complex. Or does it have to be? How can we preserve and grow our wealth even during volatile times? Howie Lim speaks to Shang Saavedra, author and financial educator to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:57 Cut your budget or grow your income

04:13 Is one better than the other?

07:04 Stop doing this!

08:41 How much tech would help

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Shang Saavedra, author and financial educator

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> As economic uncertainty increases, personal finance management becomes that much more complex. Or does it have to be? How can we preserve and grow our wealth even during volatile times? Howie Lim speaks to Shang Saavedra, author and financial educator to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:57 Cut your budget or grow your income

04:13 Is one better than the other?

07:04 Stop doing this!

08:41 How much tech would help

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Shang Saavedra, author and financial educator

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 206 The Business Times c77d3f1c-51db-40a1-9c8d-b284003eafc4 c77d3f1c-51db-40a1-9c8d-b284003eafc4 Sun, 16 Feb 2025 16:00:00 +0000 728 https://omny.fm/shows/money-hacks-1/effective-budgeting-vs-income-growth-insights-bt-m S1E205: Navigating cross-border payments with WorldFirst: BT Money Hacks Navigating cross-border payments with WorldFirst: BT Money Hacks How did a home baker and former banker build herself a successful business hawking her delicious macarons and other baked gems? Howie Lim speaks to the founder of Annabella Patisserie to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

This episode is brought to you by WorldFirst.

Highlights:

01:34 The biggest challenges with cross-border payments

02:46 How challenges can be tackled

04:47 Navigating the current volatile environment

07:22 Solutions can be bespoke

08:21 Annabella Patisserie’s story

10:31 The road ahead with WorldFirst

More about:

WorldFirst's competitive pricing

How to Source and Pay to China with ease through WorldFirst's solutions

Getting first dibs on WorldFirst's happenings round the clock

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Annabella Sonwelly, founder, Annabella Patisserie

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> How did a home baker and former banker build herself a successful business hawking her delicious macarons and other baked gems? Howie Lim speaks to the founder of Annabella Patisserie to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

This episode is brought to you by WorldFirst.

Highlights:

01:34 The biggest challenges with cross-border payments

02:46 How challenges can be tackled

04:47 Navigating the current volatile environment

07:22 Solutions can be bespoke

08:21 Annabella Patisserie’s story

10:31 The road ahead with WorldFirst

More about:

WorldFirst's competitive pricing

How to Source and Pay to China with ease through WorldFirst's solutions

Getting first dibs on WorldFirst's happenings round the clock

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Annabella Sonwelly, founder, Annabella Patisserie

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 205 The Business Times 36a5e362-3560-4819-99c0-b27c006e0bfd 36a5e362-3560-4819-99c0-b27c006e0bfd Sun, 09 Feb 2025 16:00:00 +0000 761 https://omny.fm/shows/money-hacks-1/navigating-cross-border-payments-with-worldfirst-b S1E204: Cracking the credit card code: BT Money Hacks Cracking the credit card code: BT Money Hacks It’s time to make your spending work harder for you. It’s a step up from making your money work for you. Credit cards can offer astounding rewards and cashback but you have to put in some effort. Howie Lim gets expert help from Audrey Yap, a content creator with lobangsis.com

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:05 Choosing the right card/s

04:07 Cards’ overall value

06:29 Avoiding the debt trap

08:55 Discipline is all you need

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Audrey Yap, a content creator with lobangsis.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> It’s time to make your spending work harder for you. It’s a step up from making your money work for you. Credit cards can offer astounding rewards and cashback but you have to put in some effort. Howie Lim gets expert help from Audrey Yap, a content creator with lobangsis.com

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:05 Choosing the right card/s

04:07 Cards’ overall value

06:29 Avoiding the debt trap

08:55 Discipline is all you need

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Audrey Yap, a content creator with lobangsis.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 204 The Business Times b3748892-f204-4240-a2d1-b27600738a64 b3748892-f204-4240-a2d1-b27600738a64 Sun, 02 Feb 2025 16:00:00 +0000 688 https://omny.fm/shows/money-hacks-1/cracking-the-credit-card-code-bt-money-hacks S1E203: Unlock financial bliss for an extravagant Lunar New Year: BT Money Hacks Unlock financial bliss for an extravagant Lunar New Year: BT Money Hacks How do we safeguard our wallets during the festive season without taking the joy out of the celebrations? And should we use our bonuses to fund the merriment? Howie Lim speaks to Seth Wee, content creator and finfluencer from sethisfy.com and Dhanesh Sharma, financial services manager at PhillipCapital to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:24 Budget, budget, budget

02:23 Pitfalls to look out for

05:45 You come first

07:56 What about your bonus?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Seth Wee, content creator and finfluencer from sethisfy.com and Dhanesh Sharma, financial services manager at PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> How do we safeguard our wallets during the festive season without taking the joy out of the celebrations? And should we use our bonuses to fund the merriment? Howie Lim speaks to Seth Wee, content creator and finfluencer from sethisfy.com and Dhanesh Sharma, financial services manager at PhillipCapital to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:24 Budget, budget, budget

02:23 Pitfalls to look out for

05:45 You come first

07:56 What about your bonus?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Seth Wee, content creator and finfluencer from sethisfy.com and Dhanesh Sharma, financial services manager at PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 203 The Business Times f83dd8dc-648e-4718-bce0-b26f00746ee7 f83dd8dc-648e-4718-bce0-b26f00746ee7 Sun, 26 Jan 2025 16:00:00 +0000 577 https://omny.fm/shows/money-hacks-1/unlock-financial-bliss-for-an-extravagant-lunar-ne S1E202: Is Gold a glittering investment in 2025? BT Money Hacks Is Gold a glittering investment in 2025? BT Money Hacks How will gold fare in 2025 now that it’s had rather a stellar 2024 and, let’s face it, decade? Should we be shoring up on this safe haven asset or letting some of it go? What headwinds or tailwinds will gold face moving forward?

Correspondent Howie Lim speaks to Albert Cheng, CEO, Singapore Bullion Market Association and Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:23 Gold in 2024

04:09 Investors’ allocation into gold

07:50 Head and tailwinds for gold

10:20 Will demand for gold rise for CNY?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Albert Cheng, CEO, Singapore Bullion Market Association and Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> How will gold fare in 2025 now that it’s had rather a stellar 2024 and, let’s face it, decade? Should we be shoring up on this safe haven asset or letting some of it go? What headwinds or tailwinds will gold face moving forward?

Correspondent Howie Lim speaks to Albert Cheng, CEO, Singapore Bullion Market Association and Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:23 Gold in 2024

04:09 Investors’ allocation into gold

07:50 Head and tailwinds for gold

10:20 Will demand for gold rise for CNY?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Albert Cheng, CEO, Singapore Bullion Market Association and Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 202 The Business Times 80e4e061-41ab-4aac-9aec-b26800763da5 80e4e061-41ab-4aac-9aec-b26800763da5 Sun, 19 Jan 2025 16:00:00 +0000 888 https://omny.fm/shows/money-hacks-1/is-gold-a-glittering-investment-in-2025-bt-money-h S1E201: Navigating online trading platforms - Key tips for retail investors in 2025: BT Money Hacks Navigating online trading platforms - Key tips for retail investors in 2025: BT Money Hacks Digital trading platforms have transformed investing. And with the online brokerages and share trading platforms sector heating up, how will we know we’re picking the right one and not just falling for anything?

Correspondent Howie Lim speaks to Philip Waters, head of Asia Pacific and Emerging Markets at OANDA to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 How 2024 played out and what to expect in 2025

04:02 The election which impacts all

09:04 Navigating the crowded online space

12:05 The advice people just won’t take!

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Philip Waters, head of Asia Pacific and Emerging Markets, OANDA

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Digital trading platforms have transformed investing. And with the online brokerages and share trading platforms sector heating up, how will we know we’re picking the right one and not just falling for anything?

Correspondent Howie Lim speaks to Philip Waters, head of Asia Pacific and Emerging Markets at OANDA to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 How 2024 played out and what to expect in 2025

04:02 The election which impacts all

09:04 Navigating the crowded online space

12:05 The advice people just won’t take!

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Philip Waters, head of Asia Pacific and Emerging Markets, OANDA

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 201 The Business Times 92b95c94-8bb8-411e-a63b-b261008bea2c 92b95c94-8bb8-411e-a63b-b261008bea2c Sun, 12 Jan 2025 16:00:00 +0000 930 https://omny.fm/shows/money-hacks-1/navigating-online-trading-platforms-key-tips-for-r S1E200: The XYZs of money - three generations share hang ups and hacks | Money Hacks The XYZs of money - three generations share hang ups and hacks | Money Hacks As costs of living continue to rise, everyone is grappling with how to manage their money. But do the different generations see personal finance differently and can they come together to learn from each other? Howie Lim speaks to a mum of two young kids and a recent graduate to get insights.

 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dawn Cher, SG Budget Babe, finance influencer and Ge Jiabao, financial advisor and content creator.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Emily Liu

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

 

See omnystudio.com/listener for privacy information.

]]> As costs of living continue to rise, everyone is grappling with how to manage their money. But do the different generations see personal finance differently and can they come together to learn from each other? Howie Lim speaks to a mum of two young kids and a recent graduate to get insights.

 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dawn Cher, SG Budget Babe, finance influencer and Ge Jiabao, financial advisor and content creator.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Emily Liu

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

 

See omnystudio.com/listener for privacy information.

]]> full 1 200 The Business Times 99990862-c7f0-4cb4-9325-b259001197b2 99990862-c7f0-4cb4-9325-b259001197b2 Sun, 05 Jan 2025 16:00:00 +0000 908 https://omny.fm/shows/money-hacks-1/the-xyzs-of-money-three-generations-share-hang-ups S1E199: What the experts are thinking for 2025: BT Money Hacks What the experts are thinking for 2025: BT Money Hacks With familiar challenges persisting into 2025, perhaps the outlook for 2025 needn’t be so pessimistic with another Trump-era looming. But how much will Trump’s America-first policies affect the global economy and your investments? Howie Lim speaks to the experts to get their take.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:27 The year 2024 was

02:57 2024 sets the stage for 2025

07:59 Dealing with market volatility

11:10 Which sectors will benefit and how to reposition

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Samuel Rhee, chief investment officer of Endowus, Kelvin Wong, senior market analyst at Oanda and Rohith Murthy, CEO of the MoneyHero Group

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> With familiar challenges persisting into 2025, perhaps the outlook for 2025 needn’t be so pessimistic with another Trump-era looming. But how much will Trump’s America-first policies affect the global economy and your investments? Howie Lim speaks to the experts to get their take.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:27 The year 2024 was

02:57 2024 sets the stage for 2025

07:59 Dealing with market volatility

11:10 Which sectors will benefit and how to reposition

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Samuel Rhee, chief investment officer of Endowus, Kelvin Wong, senior market analyst at Oanda and Rohith Murthy, CEO of the MoneyHero Group

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 199 The Business Times 8a8daa69-8ab9-4bf1-a145-b252004af1e5 8a8daa69-8ab9-4bf1-a145-b252004af1e5 Sun, 29 Dec 2024 15:00:00 +0000 902 https://omny.fm/shows/money-hacks-1/what-the-experts-are-thinking-for-2025-bt-money-ha S1E198: SRS secrets to grow your retirement fund and save on taxes: BT Money Hacks SRS secrets to grow your retirement fund and save on taxes: BT Money Hacks Planning for retirement is a crucial part of financial planning and one of the many tools designed to help is the Supplementary Retirement Scheme or SRS. And why is it that we tend to talk about the SRS at the end of the year and can it really help power-up our retirement savings?

Howie Lim speaks to Shawn Lee, assistant vice president, financial planning literacy, DBS Bank to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:14 Why year-end is SRS season

03:30 The downside to the SRS

05:57 Do not leave the SRS idle

08:06 Will changes to the CPF Act have an impact?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Shawn Lee, assistant vice president, financial planning literacy, DBS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Planning for retirement is a crucial part of financial planning and one of the many tools designed to help is the Supplementary Retirement Scheme or SRS. And why is it that we tend to talk about the SRS at the end of the year and can it really help power-up our retirement savings?

Howie Lim speaks to Shawn Lee, assistant vice president, financial planning literacy, DBS Bank to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:14 Why year-end is SRS season

03:30 The downside to the SRS

05:57 Do not leave the SRS idle

08:06 Will changes to the CPF Act have an impact?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Shawn Lee, assistant vice president, financial planning literacy, DBS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 198 The Business Times f2b8278e-107b-4070-b349-b24c00268e19 f2b8278e-107b-4070-b349-b24c00268e19 Sun, 22 Dec 2024 16:00:00 +0000 657 https://omny.fm/shows/money-hacks-1/srs-secrets-to-grow-your-retirement-fund-and-save S1E197: Fractional jobs: The modern day side hustle? BT Money Hacks Fractional jobs: The modern day side hustle? BT Money Hacks How can gig workers better plan their finances and access financial services? Are fractional jobs the perfect fit for modern hustlers? Is it a world where relying on just a traditional 9-to-5 job is no longer enough? Howie Lim speaks to Daphne Tan, head of business development at CMC Markets Singapore and Jenn Ong, managing director, head of retail, GXS Bank to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:36 The different alternative to full time employment

04:13 Disadvantages to this kind of working

07:43 Covid’s impact on employment

10:26 How to manage your money

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development at CMC Markets Singapore; and Jenn Ong, managing director, head of retail, GXS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> How can gig workers better plan their finances and access financial services? Are fractional jobs the perfect fit for modern hustlers? Is it a world where relying on just a traditional 9-to-5 job is no longer enough? Howie Lim speaks to Daphne Tan, head of business development at CMC Markets Singapore and Jenn Ong, managing director, head of retail, GXS Bank to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:36 The different alternative to full time employment

04:13 Disadvantages to this kind of working

07:43 Covid’s impact on employment

10:26 How to manage your money

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development at CMC Markets Singapore; and Jenn Ong, managing director, head of retail, GXS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 197 The Business Times d5e239f4-a107-440d-8349-b2450089b73e d5e239f4-a107-440d-8349-b2450089b73e Sun, 15 Dec 2024 16:00:00 +0000 767 https://omny.fm/shows/money-hacks-1/fractional-jobs-the-modern-day-side-hustle-bt-mone S1E196: The ultimate guide to personal finance: BT Money Hacks The ultimate guide to personal finance: BT Money Hacks Why does personal finance management always have to be so complicated and daunting? Actually, it isn’t and professor Steve Foerster from Ivey Business School has 3 simple steps. Correspondent Howie Lim gets the skinny from the professor.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:09 Success hangs on a sound investment philosophy

03:46 The 3 levers to financial success

07:16 The trade-offs

09:35 Obstacles to look out for

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Steve Foerster, professor of finance, Ivey Business School, Canada

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Why does personal finance management always have to be so complicated and daunting? Actually, it isn’t and professor Steve Foerster from Ivey Business School has 3 simple steps. Correspondent Howie Lim gets the skinny from the professor.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:09 Success hangs on a sound investment philosophy

03:46 The 3 levers to financial success

07:16 The trade-offs

09:35 Obstacles to look out for

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Steve Foerster, professor of finance, Ivey Business School, Canada

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 196 The Business Times 5e5076ee-07de-4d51-86f0-b23e003fe39c 5e5076ee-07de-4d51-86f0-b23e003fe39c Sun, 08 Dec 2024 16:00:00 +0000 824 https://omny.fm/shows/money-hacks-1/the-ultimate-guide-to-personal-finance-bt-money-ha Listen and watch useful financial tips: BT Money Hacks Listen and watch useful financial tips: BT Money Hacks Money Hacks by The Business Times delivers useful financial tips every Monday. Subscribe to the playlist in Spotify, Apple Podcasts, or wherever you listen to podcasts.

But if watching is your thing, we've got you covered.

Subscribe to the Money Hacks playlist in the podcasts tab of The Business Times YouTube channel and watch as Howie Lim gets the inside scoop on the best money hacks.

Website: bt.sg/moneyhacks

YouTube: The Business Times

See omnystudio.com/listener for privacy information.

]]> Money Hacks by The Business Times delivers useful financial tips every Monday. Subscribe to the playlist in Spotify, Apple Podcasts, or wherever you listen to podcasts.

But if watching is your thing, we've got you covered.

Subscribe to the Money Hacks playlist in the podcasts tab of The Business Times YouTube channel and watch as Howie Lim gets the inside scoop on the best money hacks.

Website: bt.sg/moneyhacks

YouTube: The Business Times

See omnystudio.com/listener for privacy information.

]]> trailer The Business Times f08328c3-020b-4062-8a5e-b23c00339371 f08328c3-020b-4062-8a5e-b23c00339371 Wed, 04 Dec 2024 03:30:00 +0000 32 https://omny.fm/shows/money-hacks-1/listen-and-watch-useful-financial-tips-bt-money-ha S1E195: Future-proof your money from dementia: BT Money Hacks Future-proof your money from dementia: BT Money Hacks Worried about dementia's financial toll? Planning for dementia-related financial care isn't easy. Correspondent Howie Lim speaks to Helen Shen, group head of products at Singlife to explore effective ways to safeguard your finances from dementia's impact.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:40 Financial assets of loved one with dementia

05:08 The cost of dementia

07:50 How to broach the subject

12:39 Resources to help navigate

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Helen Shen, group head of products, Singlife

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Worried about dementia's financial toll? Planning for dementia-related financial care isn't easy. Correspondent Howie Lim speaks to Helen Shen, group head of products at Singlife to explore effective ways to safeguard your finances from dementia's impact.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:40 Financial assets of loved one with dementia

05:08 The cost of dementia

07:50 How to broach the subject

12:39 Resources to help navigate

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Helen Shen, group head of products, Singlife

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 195 The Business Times b0c635ce-ddf7-469a-8749-b237007f48c2 b0c635ce-ddf7-469a-8749-b237007f48c2 Sun, 01 Dec 2024 16:00:00 +0000 910 https://omny.fm/shows/money-hacks-1/future-proof-your-money-from-dementia-bt-money-hac S1E194: Are 'finfluencers' revolutionising finance? BT Money Hacks Are 'finfluencers' revolutionising finance? BT Money Hacks How much are finance influencers impacting financial decision-making? These individuals offer advice and information on everything from bonds, equities, and crypto to traditional savings accounts and travel miles. But are they replacing traditional financial advisors?

Howie Lim speaks to Dawn Cher, SG Budget Babe, a leading personal finance influencer based in Singapore and Brian Seetoh, financial services manager, PhillipCapital to find out. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

03:54 Can finance influencers and financial advisors co-exist?

08:03 Whether regulation will protect consumers better

11:11 The battle between finance influencers and lifestyle influencers

13:44 Spotting the legit finance influencers

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dawn Cher, SG Budget Babe, a leading personal finance influencer based in Singapore and Brian Seetoh, financial services manager, PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> How much are finance influencers impacting financial decision-making? These individuals offer advice and information on everything from bonds, equities, and crypto to traditional savings accounts and travel miles. But are they replacing traditional financial advisors?

Howie Lim speaks to Dawn Cher, SG Budget Babe, a leading personal finance influencer based in Singapore and Brian Seetoh, financial services manager, PhillipCapital to find out. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

03:54 Can finance influencers and financial advisors co-exist?

08:03 Whether regulation will protect consumers better

11:11 The battle between finance influencers and lifestyle influencers

13:44 Spotting the legit finance influencers

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dawn Cher, SG Budget Babe, a leading personal finance influencer based in Singapore and Brian Seetoh, financial services manager, PhillipCapital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 194 The Business Times b4bb50df-dc6d-4a33-89a6-b2300033b0d5 b4bb50df-dc6d-4a33-89a6-b2300033b0d5 Sun, 24 Nov 2024 16:00:00 +0000 967 https://omny.fm/shows/money-hacks-1/are-finfluencers-revolutionising-finance-bt-money S1E193: How changes to CPF Act impact your retirement savings: BT Money Hacks How changes to CPF Act impact your retirement savings: BT Money Hacks From 2025, CPF members above age 55 will no longer keep funds in their Special Accounts (SA). Balances in the SA will be transferred to the Ordinary Account (OA), reducing the interest rate from at least 4 per cent in SA to 2.5 per cent in OA. What does this mean for your retirement?

Howie Lim speaks to Christopher Tan, CEO of Providend to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:05 Key changes to CPF from 2025

06:54 Why the changes and what to do now

11:23 Advice for the confused

16:05 More tips to navigate the changes

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Christopher Tan, CEO, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> From 2025, CPF members above age 55 will no longer keep funds in their Special Accounts (SA). Balances in the SA will be transferred to the Ordinary Account (OA), reducing the interest rate from at least 4 per cent in SA to 2.5 per cent in OA. What does this mean for your retirement?

Howie Lim speaks to Christopher Tan, CEO of Providend to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:05 Key changes to CPF from 2025

06:54 Why the changes and what to do now

11:23 Advice for the confused

16:05 More tips to navigate the changes

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Christopher Tan, CEO, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 193 The Business Times 72e07b33-7851-449b-9805-b22900934ed5 72e07b33-7851-449b-9805-b22900934ed5 Sun, 17 Nov 2024 16:00:00 +0000 1196 https://omny.fm/shows/money-hacks-1/how-changes-to-cpf-act-impact-your-retirement-savi S1E192: Fed cuts rates again - what’s next for investors? BT Money Hacks Fed cuts rates again - what’s next for investors? BT Money Hacks In today's fast-paced financial world, staying updated with the latest economic trends and rate cuts can feel like a full-time job. Howie Lim guides you through the maze of financial information and strategies this week with Vuk Vukovic, CEO and CIO of Oraclum Capital.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Vuk Vuković, CEO and CIO, Oraclum Capital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> In today's fast-paced financial world, staying updated with the latest economic trends and rate cuts can feel like a full-time job. Howie Lim guides you through the maze of financial information and strategies this week with Vuk Vukovic, CEO and CIO of Oraclum Capital.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Vuk Vuković, CEO and CIO, Oraclum Capital

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 192 The Business Times d125eb9d-b084-4996-8c91-b22200a38788 d125eb9d-b084-4996-8c91-b22200a38788 Sun, 10 Nov 2024 16:00:00 +0000 694 https://omny.fm/shows/money-hacks-1/fed-cuts-rates-again-what-s-next-for-investors-bt S1E191: Smart investment tips for the Asian fixed income market: BT Money Hacks Smart investment tips for the Asian fixed income market: BT Money Hacks Asian fixed income shows strong performance and potential, despite global market fluctuations and economic uncertainties. It might be time to get onboard but how? Howie Lim finds out from Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:14 Asian market outperformance

03:54 Uncorrelated growth patterns

06:32 Anticipated risks

10:18 Long-term outlook

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Asian fixed income shows strong performance and potential, despite global market fluctuations and economic uncertainties. It might be time to get onboard but how? Howie Lim finds out from Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:14 Asian market outperformance

03:54 Uncorrelated growth patterns

06:32 Anticipated risks

10:18 Long-term outlook

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 191 The Business Times 6a3003df-f2a3-4bac-9b6f-b21b00a4a3ea 6a3003df-f2a3-4bac-9b6f-b21b00a4a3ea Mon, 04 Nov 2024 00:10:00 +0000 727 https://omny.fm/shows/money-hacks-1/smart-investment-tips-for-the-asian-fixed-income-m S1E190: Mastering money - from FOMO to financial freedom: BT Money Hacks Mastering money - from FOMO to financial freedom: BT Money Hacks With the cost of living continuing to rise, investors are eager to discover ways to elevate their financial standing. Correspondent Howie Lim gets some actionable strategies for enhancing your income from Candy Valentino, author and financial analyst.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:31 Diversifying your income streams

04:06 Capitalising on assets

07:11 The reality of passive income

10:27 Embracing long-term strategies

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Candy Valentino, author, business growth expert, and financial analyst

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> With the cost of living continuing to rise, investors are eager to discover ways to elevate their financial standing. Correspondent Howie Lim gets some actionable strategies for enhancing your income from Candy Valentino, author and financial analyst.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:31 Diversifying your income streams

04:06 Capitalising on assets

07:11 The reality of passive income

10:27 Embracing long-term strategies

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Candy Valentino, author, business growth expert, and financial analyst

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 190 The Business Times 38eeacfd-9e16-4899-9db9-b214004fe311 38eeacfd-9e16-4899-9db9-b214004fe311 Sun, 27 Oct 2024 16:00:00 +0000 878 https://omny.fm/shows/money-hacks-1/mastering-money-from-fomo-to-financial-freedom-bt S1E189: From groceries to getaways - your guide to air miles: BT Money Hacks From groceries to getaways - your guide to air miles: BT Money Hacks An intriguing aspect of personal financial management is the strategic accumulation of air miles. This can transform your travel experience and save you significant amounts of money. Correspondent Howie Lim speaks to the experts to find out you can ‘fly free’.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:59 Strategies to hack air miles

02:49 The search for appropriate credit cards

06:39 Why budget travel hasn’t dampened air miles accumulation

09:20 Stay the course and then ‘fly free’

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Tim Philip from timtalksmoney.com; and Mark Tan, head of commercial, MoneySmart

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> An intriguing aspect of personal financial management is the strategic accumulation of air miles. This can transform your travel experience and save you significant amounts of money. Correspondent Howie Lim speaks to the experts to find out you can ‘fly free’.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:59 Strategies to hack air miles

02:49 The search for appropriate credit cards

06:39 Why budget travel hasn’t dampened air miles accumulation

09:20 Stay the course and then ‘fly free’

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Tim Philip from timtalksmoney.com; and Mark Tan, head of commercial, MoneySmart

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 189 The Business Times b39b10c9-2804-4e37-83f5-b20c007268c8 b39b10c9-2804-4e37-83f5-b20c007268c8 Sun, 20 Oct 2024 16:00:00 +0000 680 https://omny.fm/shows/money-hacks-1/from-groceries-to-getaways-your-guide-to-air-miles S1E188: Are digital assets really digital gold? BT Money Hacks Are digital assets really digital gold? BT Money Hacks What is the current state of digital assets and crypto? What are the dynamics at play and now that institutional investors seem to be excited about the space again, what would this mean for retail investors? Howie Lim speaks to Kunal Chowdhry, CEO of Apollo Singapore Investments for more insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:04 Rise and fall of digital assets

04:51 Why cryptocurrencies are top of mind again

10:47 Which digital assets are worth the risk?

14:20 The future of digital assets

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Kunal Chowdhry, CEO, Apollo Singapore Investments

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> What is the current state of digital assets and crypto? What are the dynamics at play and now that institutional investors seem to be excited about the space again, what would this mean for retail investors? Howie Lim speaks to Kunal Chowdhry, CEO of Apollo Singapore Investments for more insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:04 Rise and fall of digital assets

04:51 Why cryptocurrencies are top of mind again

10:47 Which digital assets are worth the risk?

14:20 The future of digital assets

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Kunal Chowdhry, CEO, Apollo Singapore Investments

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 188 The Business Times 73ad85fd-fad5-4c08-b4ca-b206007a5cdd 73ad85fd-fad5-4c08-b4ca-b206007a5cdd Sun, 13 Oct 2024 16:00:00 +0000 1043 https://omny.fm/shows/money-hacks-1/moneyhacks-ep188-final S1E187: Will AI and Fed-cuts continue to power tech stocks? BT Money Hacks Will AI and Fed-cuts continue to power tech stocks? BT Money Hacks Analysts are saying that tech stocks will move higher to end the year and through 2025 but others have turned bearish. So what do we do? And is there a way to navigate the space safely? Howie Lim speaks to Dom Rizzo, portfolio manager, global technology equity strategy at T. Rowe Price to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:56 What the deal with tech stocks is

02:54 Understanding the sector

04:26 Outlook for the tech sector

07:39 Tips for retail investors

10:47 The questions around AI

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dom Rizzo, portfolio manager, global technology equity strategy, T. Rowe Price

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Analysts are saying that tech stocks will move higher to end the year and through 2025 but others have turned bearish. So what do we do? And is there a way to navigate the space safely? Howie Lim speaks to Dom Rizzo, portfolio manager, global technology equity strategy at T. Rowe Price to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:56 What the deal with tech stocks is

02:54 Understanding the sector

04:26 Outlook for the tech sector

07:39 Tips for retail investors

10:47 The questions around AI

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dom Rizzo, portfolio manager, global technology equity strategy, T. Rowe Price

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 187 The Business Times 4e6a4b00-c652-430e-879e-b1ff006b8b44 4e6a4b00-c652-430e-879e-b1ff006b8b44 Sun, 06 Oct 2024 16:00:00 +0000 976 https://omny.fm/shows/money-hacks-1/will-ai-and-fed-cuts-continue-to-power-tech-stocks S1E186: ‘T-bills and chill no more’ - investors brace for Fed's rate cuts: BT Money Hacks ‘T-bills and chill no more’ - investors brace for Fed's rate cuts: BT Money Hacks While the debate continues as to whether the Fed’s jumbo rate cut was anticipated, we’re more concerned as to what will happen to our investments and money. Experts and market watchers weigh in with tips on where to put our money now. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:49 Why understanding Fed decisions is important

04:29 What the divided decision means

06:02 Where the investment opportunities are

12:10 More information may become available

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, head of FX strategy and global market strategist, Daphne Tan, director of business development, CMC Markets Singapore and Daryl Ho, senior investment strategist, chief investment office, DBS Bank. 

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> While the debate continues as to whether the Fed’s jumbo rate cut was anticipated, we’re more concerned as to what will happen to our investments and money. Experts and market watchers weigh in with tips on where to put our money now. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:49 Why understanding Fed decisions is important

04:29 What the divided decision means

06:02 Where the investment opportunities are

12:10 More information may become available

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, head of FX strategy and global market strategist, Daphne Tan, director of business development, CMC Markets Singapore and Daryl Ho, senior investment strategist, chief investment office, DBS Bank. 

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 186 The Business Times a0b59cca-b7d2-4c90-b9a6-b1fa003d9f59 a0b59cca-b7d2-4c90-b9a6-b1fa003d9f59 Sun, 29 Sep 2024 16:00:00 +0000 899 https://omny.fm/shows/money-hacks-1/t-bills-and-chill-no-more-investors-brace-for-feds S1E185: Barrels of whisky = barrels of returns? BT Money Hacks Barrels of whisky = barrels of returns? BT Money Hacks Returns on whisky cask investments can be attractive over time but investing through cask ownership has become a minefield, breeding scammers out to profit from the relatively opaque market. Good thing Howie Lim speaks to experts to help us navigate.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:37 Why whisky cask and not whisky investing

04:43 How to be sure whisky cask is for you

07:42 Whisky cask investing is safer than most asset classes

10:05 Should whisky drinkers get involved?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Alexander Knight, CEO, Whisky Cask Club

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Returns on whisky cask investments can be attractive over time but investing through cask ownership has become a minefield, breeding scammers out to profit from the relatively opaque market. Good thing Howie Lim speaks to experts to help us navigate.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:37 Why whisky cask and not whisky investing

04:43 How to be sure whisky cask is for you

07:42 Whisky cask investing is safer than most asset classes

10:05 Should whisky drinkers get involved?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Alexander Knight, CEO, Whisky Cask Club

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 185 The Business Times cac12796-981f-4493-9f65-b1f100660d39 cac12796-981f-4493-9f65-b1f100660d39 Sun, 22 Sep 2024 16:00:00 +0000 741 https://omny.fm/shows/money-hacks-1/barrels-of-whisky-barrels-of-returns-bt-money-hack S1E184: Hacks to help you fly the coop: BT Money Hacks Hacks to help you fly the coop: BT Money Hacks More young people crave independence and are moving out of their parents’ before getting married? How do you know when it’s time and if you have the means to do so? Howie Lim speaks to Tim Phillips from timtalksmoney.com and Seth Wee from Providend to find out when and how they did it.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:14 Budget considerations

03:51 How investing will help

07:09 Unforeseen expenses

09:28 Should you buy or rent?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Tim Phillips, timtalksmoney.com; and Seth Wee, client advisor, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> More young people crave independence and are moving out of their parents’ before getting married? How do you know when it’s time and if you have the means to do so? Howie Lim speaks to Tim Phillips from timtalksmoney.com and Seth Wee from Providend to find out when and how they did it.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:14 Budget considerations

03:51 How investing will help

07:09 Unforeseen expenses

09:28 Should you buy or rent?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Tim Phillips, timtalksmoney.com; and Seth Wee, client advisor, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 184 The Business Times e54797b0-7574-4c51-ae37-b1ea00705927 e54797b0-7574-4c51-ae37-b1ea00705927 Sun, 15 Sep 2024 16:00:00 +0000 881 https://omny.fm/shows/money-hacks-1/hacks-to-help-you-fly-the-coop-bt-money-hacks S1E183: Was the Asian stock sell-off a one-off? BT Money Hacks (Ep 183) Was the Asian stock sell-off a one-off? BT Money Hacks (Ep 183) Investors fled from risk assets when the Asian stock sell-off deepened in August. It was speculated that interest rates would need to be cut rapidly to stimulate growth. Was this a one-off or a signal of things to come? Howie Lim finds out from Paul Chew head of research, Phillip Securities Research.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:46 Investors should not focus on one data point

05:50 Precedents in history to draw parallels

09:26 How market interconnectedness plays a role

11:08 All times are uncertain and volatile

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Paul Chew, head of research, Phillip Securities Research

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Investors fled from risk assets when the Asian stock sell-off deepened in August. It was speculated that interest rates would need to be cut rapidly to stimulate growth. Was this a one-off or a signal of things to come? Howie Lim finds out from Paul Chew head of research, Phillip Securities Research.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:46 Investors should not focus on one data point

05:50 Precedents in history to draw parallels

09:26 How market interconnectedness plays a role

11:08 All times are uncertain and volatile

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Paul Chew, head of research, Phillip Securities Research

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 183 The Business Times a3e604ac-2212-4832-9e58-b1e30046d29d a3e604ac-2212-4832-9e58-b1e30046d29d Sun, 08 Sep 2024 16:01:00 +0000 870 https://omny.fm/shows/money-hacks-1/was-the-asian-stock-sell-off-a-one-off-bt-money-ha S1E182: Employee financial well-being can impact business outcomes: BT Money Hacks (Ep 182) Employee financial well-being can impact business outcomes: BT Money Hacks (Ep 182) Companies should start placing a higher priority on both employee mental and financial well-being because the better your workers are, the better your company will be as well. How true is that and when did it become an employer’s responsibility to care for its employees’ finances? Howie Lim speaks to So Sin Ting from Endowus, Theodoric Chew from Intellect and Paul Gordon from Aon to find out.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation: 

01:48 Relationship between financial preparedness and self

03:40 Financial well-being is about more than financial health

06:18 Is it really an organisation’s responsibility?

10:34 Take care of your people, and they’ll take care of business

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Theodoric Chew, co-founder & CEO, Intellect; So Sin Ting, chief client officer, Endowus; and Paul Gordon, head of financial wellbeing, APAC, Aon

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Companies should start placing a higher priority on both employee mental and financial well-being because the better your workers are, the better your company will be as well. How true is that and when did it become an employer’s responsibility to care for its employees’ finances? Howie Lim speaks to So Sin Ting from Endowus, Theodoric Chew from Intellect and Paul Gordon from Aon to find out.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation: 

01:48 Relationship between financial preparedness and self

03:40 Financial well-being is about more than financial health

06:18 Is it really an organisation’s responsibility?

10:34 Take care of your people, and they’ll take care of business

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Theodoric Chew, co-founder & CEO, Intellect; So Sin Ting, chief client officer, Endowus; and Paul Gordon, head of financial wellbeing, APAC, Aon

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 182 The Business Times 0090cf9e-99d2-4c4b-b33e-b1d900885ee7 0090cf9e-99d2-4c4b-b33e-b1d900885ee7 Sun, 01 Sep 2024 16:00:00 +0000 755 https://omny.fm/shows/money-hacks-1/employee-financial-well-being-can-impact-business S1E181: Is a soft or hard landing for the US economy better for your investments? BT Money Hacks (Ep 181) Is a soft or hard landing for the US economy better for your investments? BT Money Hacks (Ep 181) With the US economy giving everyone whiplash in recent times and the Fed poised to cut interest rates, what does this all mean for your investments? Howie Lim speaks to Charu Chanana, head of FX Strategy and global market strategist at Saxo to find out.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation: 

01:43 How the US economy is doing so far

04:30 Which scenario will be better for you?

09:02 Where exactly the US economy is headed

13:13 Is ‘timing’ rebalancing your portfolio bad too?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, head of FX Strategy and global market strategist, Saxo

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> With the US economy giving everyone whiplash in recent times and the Fed poised to cut interest rates, what does this all mean for your investments? Howie Lim speaks to Charu Chanana, head of FX Strategy and global market strategist at Saxo to find out.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation: 

01:43 How the US economy is doing so far

04:30 Which scenario will be better for you?

09:02 Where exactly the US economy is headed

13:13 Is ‘timing’ rebalancing your portfolio bad too?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, head of FX Strategy and global market strategist, Saxo

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 181 The Business Times dfc3e3fd-7304-4b36-b0ba-b1d5007d3397 dfc3e3fd-7304-4b36-b0ba-b1d5007d3397 Sun, 25 Aug 2024 16:01:00 +0000 985 https://omny.fm/shows/money-hacks-1/is-a-soft-or-hard-landing-for-the-us-economy-bette S1E180: Do ILPs have a place in your portfolio? BT Money Hacks (Ep 180) Do ILPs have a place in your portfolio? BT Money Hacks (Ep 180) After first gaining popularity in the early 1990s, investment-linked insurance policies have been a mainstay in the offerings of insurers. But how much has changed since then and do they have a place in your portfolio today? Howie Lim talks to CEO of Providend Christopher Tan and chief agency officer of Income Insurance Tan Chuan How to find out.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation: 

01:33 How ILPs are like ‘cooking’ or ‘football’

05:15 The skinny on wealth-accumulation ILPs

09:38 Reasons to be cautious

11:12 Benefits of ILPs

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Hosted by: Howie Lim (howielim@sph.com.sg)

With Christopher Tan, CEO, Providend and Tan Chuan How, chief agency officer, Income Insurance

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> After first gaining popularity in the early 1990s, investment-linked insurance policies have been a mainstay in the offerings of insurers. But how much has changed since then and do they have a place in your portfolio today? Howie Lim talks to CEO of Providend Christopher Tan and chief agency officer of Income Insurance Tan Chuan How to find out.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation: 

01:33 How ILPs are like ‘cooking’ or ‘football’

05:15 The skinny on wealth-accumulation ILPs

09:38 Reasons to be cautious

11:12 Benefits of ILPs

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Hosted by: Howie Lim (howielim@sph.com.sg)

With Christopher Tan, CEO, Providend and Tan Chuan How, chief agency officer, Income Insurance

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 180 The Business Times 54d38ed6-5094-4fd5-a191-b1cd00c3fc1c 54d38ed6-5094-4fd5-a191-b1cd00c3fc1c Sun, 18 Aug 2024 16:00:00 +0000 895 https://omny.fm/shows/money-hacks-1/do-ilps-have-a-place-in-your-portfolio-bt-money-ha S1E179: Ways to get out of debt: BT Money Hacks (Ep 179) Ways to get out of debt: BT Money Hacks (Ep 179) Debt can be scary but you’re not alone. There is help available and paths you can take. Howie Lim finds out what they are from Tan Huey Min of Credit Counselling Singapore and Seth Wee of Providend.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

03:48 Cheapest ways to get out of debt

05:14 Are you ready to seek help?

08:50 Things you can do

11:58 Not as difficult as it may seem

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Seth Wee, client adviser, Providend and Tan Huey Min, general manager, Credit Counselling Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Debt can be scary but you’re not alone. There is help available and paths you can take. Howie Lim finds out what they are from Tan Huey Min of Credit Counselling Singapore and Seth Wee of Providend.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

03:48 Cheapest ways to get out of debt

05:14 Are you ready to seek help?

08:50 Things you can do

11:58 Not as difficult as it may seem

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Seth Wee, client adviser, Providend and Tan Huey Min, general manager, Credit Counselling Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 179 The Business Times b629d905-dca4-4b1a-b652-b1c9002835b6 b629d905-dca4-4b1a-b652-b1c9002835b6 Sun, 11 Aug 2024 16:01:00 +0000 823 https://omny.fm/shows/money-hacks-1/ways-to-get-out-of-debt-bt-money-hacks-ep-179 S1E178: Combatting costs in the world’s costliest city: BT Money Hacks (Ep 178) Combatting costs in the world’s costliest city: BT Money Hacks (Ep 178) Singapore as a global financial hub attracts expatriates from around the world. This drives prices and costs up. Additionally, Singapore has been crowned the costliest city for expats by several surveys. How is everyone dealing with this accolade and those pesky costs? Howie Lim finds out from Christopher Forbes from CMC Invest and Bryan Tay from Lendela.

Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Highlights of the conversation: 

01:10 Where do extra costs for expatriates come from?

04:55 Increasing compensation package; a self-fulfilling cycle

07:47 How citizens are coping

12:09 Could the high cost of living force expats out?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Bryan Tay, country manager, Lendela and Christopher Forbes, head of Singapore, CMC Invest.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Singapore as a global financial hub attracts expatriates from around the world. This drives prices and costs up. Additionally, Singapore has been crowned the costliest city for expats by several surveys. How is everyone dealing with this accolade and those pesky costs? Howie Lim finds out from Christopher Forbes from CMC Invest and Bryan Tay from Lendela.

Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Highlights of the conversation: 

01:10 Where do extra costs for expatriates come from?

04:55 Increasing compensation package; a self-fulfilling cycle

07:47 How citizens are coping

12:09 Could the high cost of living force expats out?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Bryan Tay, country manager, Lendela and Christopher Forbes, head of Singapore, CMC Invest.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 178 The Business Times ed97ab62-2767-4160-a977-b1c000abe779 ed97ab62-2767-4160-a977-b1c000abe779 Sun, 04 Aug 2024 16:00:00 +0000 854 https://omny.fm/shows/money-hacks-1/combatting-costs-in-the-world-s-costliest-city-bt S1E177: Gen-Z money trends unearthed and reviewed: BT Money Hacks (Ep 177) Gen-Z money trends unearthed and reviewed: BT Money Hacks (Ep 177) What is ‘money dysmorphia’, ‘soft life’ and ‘loud budgeting’? Your guess is as good as any! Howie Lim finds out from Christopher Forbes of CMC Invest and Seth Wee from Providend whether these Gen-Z money trends are worth looking into.

Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Highlights of the conversation: 

00:58 Gen-Z money trends are really boomer financial fads?

02:54 Doom spending can’t be good

05:52 Tackling money dysmorphia

08:26 The generations aren’t that different

13:45 Advice which stands the test of time

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Christopher Forbes, head of Singapore, CMC Invest and Seth Wee, client adviser, Providend.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> What is ‘money dysmorphia’, ‘soft life’ and ‘loud budgeting’? Your guess is as good as any! Howie Lim finds out from Christopher Forbes of CMC Invest and Seth Wee from Providend whether these Gen-Z money trends are worth looking into.

Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Highlights of the conversation: 

00:58 Gen-Z money trends are really boomer financial fads?

02:54 Doom spending can’t be good

05:52 Tackling money dysmorphia

08:26 The generations aren’t that different

13:45 Advice which stands the test of time

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Christopher Forbes, head of Singapore, CMC Invest and Seth Wee, client adviser, Providend.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 177 The Business Times da2fba0c-085a-412b-aee5-b1b9001da52d da2fba0c-085a-412b-aee5-b1b9001da52d Sun, 28 Jul 2024 16:00:00 +0000 950 https://omny.fm/shows/money-hacks-1/gen-z-money-trends-unearthed-and-reviewed-bt-money S1E176: ETFs or Unit Trusts for your SRS? BT Money Hacks (Ep 176) ETFs or Unit Trusts for your SRS? BT Money Hacks (Ep 176) The Supplementary Retirement Scheme or SRS is a tax efficient account but heavily underutilised in Singapore. How can we best utilise this account to help pad up our retirement savings and what should we be investing in?

Howie Lim speaks to Hugh Chung from Endowus and Jermyn Wong from State Street Global Advisors to find out.

Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Highlights of the conversation:

01:03 Supplementary Retirement Scheme (SRS) adoption and statistics

02:50 Investment strategies for SRS

04:07 Tax benefits and withdrawal considerations

06:50 ETFs vs Unit Trusts (for SRS)?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Hugh Chung, chief investment advisory officer, Endowus and Jermyn Wong, head of intermediary South East Asia, State Street Global Advisors

Edited by: Howie Lim & Lee Kim Siang

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> The Supplementary Retirement Scheme or SRS is a tax efficient account but heavily underutilised in Singapore. How can we best utilise this account to help pad up our retirement savings and what should we be investing in?

Howie Lim speaks to Hugh Chung from Endowus and Jermyn Wong from State Street Global Advisors to find out.

Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.

Highlights of the conversation:

01:03 Supplementary Retirement Scheme (SRS) adoption and statistics

02:50 Investment strategies for SRS

04:07 Tax benefits and withdrawal considerations

06:50 ETFs vs Unit Trusts (for SRS)?

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. 

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Hugh Chung, chief investment advisory officer, Endowus and Jermyn Wong, head of intermediary South East Asia, State Street Global Advisors

Edited by: Howie Lim & Lee Kim Siang

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 176 The Business Times b7094d90-0b4b-4965-b7e2-b1b20028ca3e b7094d90-0b4b-4965-b7e2-b1b20028ca3e Sun, 21 Jul 2024 16:00:00 +0000 851 https://omny.fm/shows/money-hacks-1/etfs-or-unit-trusts-for-your-srs-bt-money-hacks-ep S1E174: India’s investability after the elections: BT Money Hacks (Ep 174) India’s investability after the elections: BT Money Hacks (Ep 174) Arguably, the world’s largest democracy’s election was a one-man show: Prime Minister Narendra Modi and his BJP. But now that that’s done and dusted, how did the economy and the markets react to the results and where are the investment opportunities?

Howie Lim speaks to Radhika Rao, senior economist & executive director, DBS Bank for more insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation:

00:59 Indian market reactions and investor sentiments

02:56 Indian coalition government and market stability

04:23 Post-election Indian stock markets analysis

07:05 Risks and opportunities in Indian markets

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Radhika Rao, senior economist & executive director, DBS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Arguably, the world’s largest democracy’s election was a one-man show: Prime Minister Narendra Modi and his BJP. But now that that’s done and dusted, how did the economy and the markets react to the results and where are the investment opportunities?

Howie Lim speaks to Radhika Rao, senior economist & executive director, DBS Bank for more insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation:

00:59 Indian market reactions and investor sentiments

02:56 Indian coalition government and market stability

04:23 Post-election Indian stock markets analysis

07:05 Risks and opportunities in Indian markets

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Radhika Rao, senior economist & executive director, DBS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 174 The Business Times 4b0469b4-7837-41a0-827f-b1a30059662c 4b0469b4-7837-41a0-827f-b1a30059662c Sun, 07 Jul 2024 16:01:00 +0000 698 https://omny.fm/shows/money-hacks-1/india-s-investability-after-the-elections-bt-money S1E173: S-Reits’ outlook for the rest of the year: BT Money Hacks (Ep 173) S-Reits’ outlook for the rest of the year: BT Money Hacks (Ep 173) S-Reits are supposed to be the net outperformers for 2024. But that doesn’t seem to be the case so far. Is it looking on the up and up for them for 2H 2024, though? Howie Lim finds out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:58 Analysts' perspectives on current S-Reits’ performance

03:25 Diversification in S-Reits

05:25 Benefits of S-Reits vs other Reits

07:42 Impact of upcoming trends on S-Reits

10:55 Analysts' S-Reits winners

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Geoff Howie, market strategist at Singapore Exchange and Lock Mun Yee, deputy head of research at CGS International

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> S-Reits are supposed to be the net outperformers for 2024. But that doesn’t seem to be the case so far. Is it looking on the up and up for them for 2H 2024, though? Howie Lim finds out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:58 Analysts' perspectives on current S-Reits’ performance

03:25 Diversification in S-Reits

05:25 Benefits of S-Reits vs other Reits

07:42 Impact of upcoming trends on S-Reits

10:55 Analysts' S-Reits winners

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Geoff Howie, market strategist at Singapore Exchange and Lock Mun Yee, deputy head of research at CGS International

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 173 The Business Times 07102318-a971-4302-89e7-b19d007b5937 07102318-a971-4302-89e7-b19d007b5937 Sun, 30 Jun 2024 16:00:00 +0000 839 https://omny.fm/shows/money-hacks-1/s-reits-outlook-for-the-rest-of-the-year-bt-money S1E172: Money saving tips when travelling: BT Money Hacks (Ep 172) Money saving tips when travelling: BT Money Hacks (Ep 172) Holiday season is upon us but if you haven’t booked or planned, have no fear. There are still some ways you can save money without breaking the bank on those peak-period-marked-up prices. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

01:07 Top travel hack trend for 2024

04:48 Tips for cheaper accommodation

08:50 Tips for cheaper transportation

11:39 Free accommodation!

12:27 Utilising tech

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Hosted by: Howie Lim (howielim@sph.com.sg)

With Diane Chang, executive director of the Consumer Banking Group at DBS Bank; Isabel Leong, blogger of Bel Around the World; and Jaclynn Seah, blogger of The Occasional Traveller.

Edited by: Howie Lim & Lee Kim Siang

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Holiday season is upon us but if you haven’t booked or planned, have no fear. There are still some ways you can save money without breaking the bank on those peak-period-marked-up prices. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

01:07 Top travel hack trend for 2024

04:48 Tips for cheaper accommodation

08:50 Tips for cheaper transportation

11:39 Free accommodation!

12:27 Utilising tech

---

Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Hosted by: Howie Lim (howielim@sph.com.sg)

With Diane Chang, executive director of the Consumer Banking Group at DBS Bank; Isabel Leong, blogger of Bel Around the World; and Jaclynn Seah, blogger of The Occasional Traveller.

Edited by: Howie Lim & Lee Kim Siang

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 172 The Business Times dc487c5f-505d-4b74-a812-b1860083eb34 dc487c5f-505d-4b74-a812-b1860083eb34 Sun, 16 Jun 2024 16:00:00 +0000 869 https://omny.fm/shows/money-hacks-1/money-saving-tips-when-travelling-bt-money-hacks-e S1E171: Untapped potential in islamic investing: BT Money Hacks (Ep 171) Untapped potential in islamic investing: BT Money Hacks (Ep 171) What makes Islamic investing different from conventional investing and can people not of the faith get in on the action? Also, what is the outlook for Islamic investing and the trends to keep an eye on? 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:03 Difference in Islamic investing

04:28 Competitive returns for everyone

06:19 Why Sukuks are the most popular investment product

07:40 Singapore as an Islamic finance hub

10:02 Trends investors should look out for

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Howie Lim (howielim@sph.com.sg)

With Syed Muhammad Alsagoff, associate director, Shariah Services, CGS International Securities Singapore and Muhammad Ridhwaan Radzi, managing director, IFSG and RizqX.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> What makes Islamic investing different from conventional investing and can people not of the faith get in on the action? Also, what is the outlook for Islamic investing and the trends to keep an eye on? 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:03 Difference in Islamic investing

04:28 Competitive returns for everyone

06:19 Why Sukuks are the most popular investment product

07:40 Singapore as an Islamic finance hub

10:02 Trends investors should look out for

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Howie Lim (howielim@sph.com.sg)

With Syed Muhammad Alsagoff, associate director, Shariah Services, CGS International Securities Singapore and Muhammad Ridhwaan Radzi, managing director, IFSG and RizqX.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 171 The Business Times 9b01fe28-caf2-40d3-8d35-b17e008afa12 9b01fe28-caf2-40d3-8d35-b17e008afa12 Sun, 02 Jun 2024 16:00:00 +0000 719 https://omny.fm/shows/money-hacks-1/untapped-potential-in-islamic-investing-bt-money-h S1E170: Are you repeating your parents’ bad money habits? BT Money Hacks (Ep 170) Are you repeating your parents’ bad money habits? BT Money Hacks (Ep 170) How much do our parents' money habits shape our own financial behaviour? Turns out, quite a lot. In this episode, host Lee Kim Siang sits down with Audrey Tan, co-founder of PlayMoolah, a financial education company, to talk about how the money narratives we inherit hold us back from achieving our financial goals. Plus, we hear from Edwin Ooi, senior financial advisory specialist at MoneySmart, about the shocking results from their recent survey. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:59 What are money narratives?

03:55 How our parents influence our financial habits

07:18 Breaking the intergenerational cycle

09:49 How to teach our kids about money

Find out more:  https://www.moneysmart.sg/credit-cards/how-parents-influence-our-financial-habits-ms

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Edwin Ooi, senior financial advisory specialist, MoneySmart; and Audrey Tan, co-founder, PlayMoolah

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> How much do our parents' money habits shape our own financial behaviour? Turns out, quite a lot. In this episode, host Lee Kim Siang sits down with Audrey Tan, co-founder of PlayMoolah, a financial education company, to talk about how the money narratives we inherit hold us back from achieving our financial goals. Plus, we hear from Edwin Ooi, senior financial advisory specialist at MoneySmart, about the shocking results from their recent survey. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:59 What are money narratives?

03:55 How our parents influence our financial habits

07:18 Breaking the intergenerational cycle

09:49 How to teach our kids about money

Find out more:  https://www.moneysmart.sg/credit-cards/how-parents-influence-our-financial-habits-ms

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Edwin Ooi, senior financial advisory specialist, MoneySmart; and Audrey Tan, co-founder, PlayMoolah

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 170 The Business Times 5ba2eb01-8d66-469c-a901-b173007ce678 5ba2eb01-8d66-469c-a901-b173007ce678 Sun, 19 May 2024 16:00:00 +0000 785 https://omny.fm/shows/money-hacks-1/are-you-repeating-your-parents-bad-money-habits-bt S1E169: How to start investing in forex: BT Money Hacks (Ep 169) How to start investing in forex: BT Money Hacks (Ep 169) Ready to dive into the exhilarating world of forex, but not sure where to start? In this episode, Lee Kim Siang speaks to Charu Chanana, head of FX strategy at Saxo to answer all your questions, from understanding currency pairs to managing risk effectively. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation:

02:40 Pros and cons of forex vs equities

04:17 Understanding leverage in forex trading

06:51 Forex trading strategies for beginners

10:57 Major currency pairs outlook

15:05 Impact of interest rates on currency value

17:10 Common forex trading mistakes

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Charu Chanana, head of FX strategy, Saxo

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Ready to dive into the exhilarating world of forex, but not sure where to start? In this episode, Lee Kim Siang speaks to Charu Chanana, head of FX strategy at Saxo to answer all your questions, from understanding currency pairs to managing risk effectively. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation:

02:40 Pros and cons of forex vs equities

04:17 Understanding leverage in forex trading

06:51 Forex trading strategies for beginners

10:57 Major currency pairs outlook

15:05 Impact of interest rates on currency value

17:10 Common forex trading mistakes

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Charu Chanana, head of FX strategy, Saxo

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 169 The Business Times 9589e8ee-548c-4c93-bc9f-b1650066e946 9589e8ee-548c-4c93-bc9f-b1650066e946 Sun, 05 May 2024 16:00:00 +0000 1115 https://omny.fm/shows/money-hacks-1/how-to-start-investing-in-forex-bt-money-hacks-ep S1E168: Is it time to invest in Japan again? BT Money Hacks (Ep 168) Is it time to invest in Japan again? BT Money Hacks (Ep 168) Japan’s stock market has made a big comeback this year. Could the country finally be leaving the lost decades behind? Lee Kim Siang speaks to Naomi Fink, global strategist at Nikko Asset Management, to break it all down.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:51 The driving forces behind Japan's economic rally

03:39 Is Japan finally overcoming deflation?

04:57 The impact of Abenomics on corporate governance

10:55 How yen weakness impacts investors

13:16 What to watch in the upcoming earnings season

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Naomi Fink, global strategist, Nikko Asset Management

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Japan’s stock market has made a big comeback this year. Could the country finally be leaving the lost decades behind? Lee Kim Siang speaks to Naomi Fink, global strategist at Nikko Asset Management, to break it all down.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:51 The driving forces behind Japan's economic rally

03:39 Is Japan finally overcoming deflation?

04:57 The impact of Abenomics on corporate governance

10:55 How yen weakness impacts investors

13:16 What to watch in the upcoming earnings season

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Naomi Fink, global strategist, Nikko Asset Management

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 168 The Business Times 1a271ad2-0989-402e-8a5f-b15e0038357c 1a271ad2-0989-402e-8a5f-b15e0038357c Sun, 28 Apr 2024 16:00:00 +0000 946 https://omny.fm/shows/money-hacks-1/is-it-time-to-invest-in-japan-again-bt-money-hacks S1E167: Planning for the worst with an LPA: BT Money Hacks (Ep 167) Planning for the worst with an LPA: BT Money Hacks (Ep 167) Who will make decisions about your personal welfare or finances if you lose mental capacity? On this episode, host Lee Kim Siang talks to lawyer Stefanie Yuen Thio about the vital importance of setting up a Lasting Power of Attorney.

Highlights of the conversation: 

01:41 What is a Lasting Power of Attorney (LPA)?

02:34 Why LPA is important for everyone

07:16 How LPA fits into estate planning

10:19 LPA Disputes within the family

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Stefanie Yuen Thio, joint managing partner, TSMP Law Corporation

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Who will make decisions about your personal welfare or finances if you lose mental capacity? On this episode, host Lee Kim Siang talks to lawyer Stefanie Yuen Thio about the vital importance of setting up a Lasting Power of Attorney.

Highlights of the conversation: 

01:41 What is a Lasting Power of Attorney (LPA)?

02:34 Why LPA is important for everyone

07:16 How LPA fits into estate planning

10:19 LPA Disputes within the family

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Stefanie Yuen Thio, joint managing partner, TSMP Law Corporation

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 167 The Business Times 4c082aec-6dec-44a7-bfe3-b1500088c1e7 4c082aec-6dec-44a7-bfe3-b1500088c1e7 Sun, 14 Apr 2024 16:00:00 +0000 843 https://omny.fm/shows/money-hacks-1/planning-for-the-worst-with-an-lpa-bt-money-hacks S1E166: Is this another Bitcoin bubble? BT Money Hacks (Ep 166) Is this another Bitcoin bubble? BT Money Hacks (Ep 166) Bitcoin is having a major comeback this year. Not only have prices more than doubled, there are now funds tracking the cryptocurrency in the US stock exchanges. But some are worried this could be the beginning of another bubble.

Are we looking at another Bitcoin bubble, or is the cryptocurrency here to stay? Lee Kim Siang sits down with Coinhako’s Kelvin See for insights. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:37 Bitcoin’s recent surge

03:51 What are Bitcoin ETFs?

07:02 What is Bitcoin halving?

10:16 Pros and cons of investing in bitcoin

13:59 Is it a good time to invest in bitcoin?

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Kelvin See, head of trading, Coinhako

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Bitcoin is having a major comeback this year. Not only have prices more than doubled, there are now funds tracking the cryptocurrency in the US stock exchanges. But some are worried this could be the beginning of another bubble.

Are we looking at another Bitcoin bubble, or is the cryptocurrency here to stay? Lee Kim Siang sits down with Coinhako’s Kelvin See for insights. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:37 Bitcoin’s recent surge

03:51 What are Bitcoin ETFs?

07:02 What is Bitcoin halving?

10:16 Pros and cons of investing in bitcoin

13:59 Is it a good time to invest in bitcoin?

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Kelvin See, head of trading, Coinhako

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 166 The Business Times 5a580e4a-2167-4395-b7e2-b141008560e2 5a580e4a-2167-4395-b7e2-b141008560e2 Sun, 31 Mar 2024 16:00:00 +0000 1016 https://omny.fm/shows/money-hacks-1/is-this-another-bitcoin-bubble-bt-money-hacks-ep-1 S1E165: Are luxury watches a viable investment? BT Money Hacks (Ep 165) Are luxury watches a viable investment? BT Money Hacks (Ep 165) Watches are one of the most popular buys for wealthy Singaporeans. If you’ve seen one up close, you can see why they’re such beloved works of art. But can they pull their weight as investments?

BT’s Lee Kim Siang sits down with Nick Lim, director of second-hand dealer Chuan Watch to get to the bottom of this. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:37 Pros and cons of watches as investment

02:58 How to evaluate a watch

05:59 Factors that influence the price of a watch

06:35 The Covid luxury watch boom and bust

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Nick Lim, director, Chuan Watch

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Watches are one of the most popular buys for wealthy Singaporeans. If you’ve seen one up close, you can see why they’re such beloved works of art. But can they pull their weight as investments?

BT’s Lee Kim Siang sits down with Nick Lim, director of second-hand dealer Chuan Watch to get to the bottom of this. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:37 Pros and cons of watches as investment

02:58 How to evaluate a watch

05:59 Factors that influence the price of a watch

06:35 The Covid luxury watch boom and bust

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Nick Lim, director, Chuan Watch

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 165 The Business Times 08c2fa36-a97c-49c0-84b9-b1340077e8ed 08c2fa36-a97c-49c0-84b9-b1340077e8ed Sun, 17 Mar 2024 16:00:00 +0000 657 https://omny.fm/shows/money-hacks-1/are-luxury-watches-a-viable-investment-bt-money-ha S1E164: How to stop fighting about money: BT Money Hacks (Ep 164) How to stop fighting about money: BT Money Hacks (Ep 164) You know how it goes: It’s been a long, stressful week. On a whim, you decide to treat yourself to a massage. Your partner gets salty. A fight ensues. How do you avoid this? Lee Kim Siang hears from one couple who’s figured it out.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:22 Planning for big ticket purchases

04:09 Balance financial, emotional and physical responsibilities

07:24 Financial support for your in-laws

08:58 Budgeting as a couple

13:37 Treat your partner like a boss

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Angela Teng, editorial director of The Simple Sum; and her husband Isaac Tan

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> You know how it goes: It’s been a long, stressful week. On a whim, you decide to treat yourself to a massage. Your partner gets salty. A fight ensues. How do you avoid this? Lee Kim Siang hears from one couple who’s figured it out.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:22 Planning for big ticket purchases

04:09 Balance financial, emotional and physical responsibilities

07:24 Financial support for your in-laws

08:58 Budgeting as a couple

13:37 Treat your partner like a boss

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Angela Teng, editorial director of The Simple Sum; and her husband Isaac Tan

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 164 The Business Times 171159c7-5a8a-4a1f-88ab-b12400746269 171159c7-5a8a-4a1f-88ab-b12400746269 Sun, 03 Mar 2024 16:00:00 +0000 989 https://omny.fm/shows/money-hacks-1/how-to-stop-fighting-about-money-bt-money-hacks-ep S1E163: I’ve been laid off. What now? BT Money Hacks (Ep 163) I’ve been laid off. What now? BT Money Hacks (Ep 163) Layoffs seem to be happening left and right. What rights do Singaporean employees have in the face of retrenchment? How can you dispute your severance package? Lee Kim Siang finds out.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:13 Singapore’s employment law provides limited protections for retrenchment

07:51 How Lazada fumbled their latest round of layoffs

12:01 How to negotiate your exit package

15:45 How to dispute your retrenchment

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Amarjit Kaur, head of employment law, Withers KhattarWong; and Wong Siqi, content creator

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Layoffs seem to be happening left and right. What rights do Singaporean employees have in the face of retrenchment? How can you dispute your severance package? Lee Kim Siang finds out.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:13 Singapore’s employment law provides limited protections for retrenchment

07:51 How Lazada fumbled their latest round of layoffs

12:01 How to negotiate your exit package

15:45 How to dispute your retrenchment

Hosted by: Lee Kim Siang (kimsiang@sph.com.sg)

With Amarjit Kaur, head of employment law, Withers KhattarWong; and Wong Siqi, content creator

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 163 The Business Times eaa09bf2-2fad-4ee1-ae7b-b11800972096 eaa09bf2-2fad-4ee1-ae7b-b11800972096 Sun, 18 Feb 2024 16:00:00 +0000 1117 https://omny.fm/shows/money-hacks-1/i-ve-been-laid-off-what-now-bt-money-hacks-ep-163 S1E162: Cashing in on Lunar New Year: BT Money Hacks (Ep 162) Cashing in on Lunar New Year: BT Money Hacks (Ep 162) It’s that time of the year again, where time-honoured tradition lines our red packets (and pockets) with cash. What’s the best way to make the most of our ang-bao money? Howie Lim finds out. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

03:08 Importance of planning your finances

04:16 Saving is not sufficient

05:37 Understanding your needs versus wants

06:49 Step-by-Step guide to using your ang-bao money

07:46 Saving, spending and investing have to coexist

09:41 Where to start investing for a beginner

Hosted by: Howie Lim (howielim@sph.com.sg)

With Mey Wong, head of client experience at StashAway

Edited by: Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> It’s that time of the year again, where time-honoured tradition lines our red packets (and pockets) with cash. What’s the best way to make the most of our ang-bao money? Howie Lim finds out. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

03:08 Importance of planning your finances

04:16 Saving is not sufficient

05:37 Understanding your needs versus wants

06:49 Step-by-Step guide to using your ang-bao money

07:46 Saving, spending and investing have to coexist

09:41 Where to start investing for a beginner

Hosted by: Howie Lim (howielim@sph.com.sg)

With Mey Wong, head of client experience at StashAway

Edited by: Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 162 The Business Times 48d48aa9-d057-411d-8cfe-b10a003880df 48d48aa9-d057-411d-8cfe-b10a003880df Sun, 04 Feb 2024 16:00:00 +0000 802 https://omny.fm/shows/money-hacks-1/cashing-in-on-lunar-new-year-bt-money-hacks-ep-162 S1E161: What should Budget 2024 bring to the table? BT Money Hacks (Ep 161) What should Budget 2024 bring to the table? BT Money Hacks (Ep 161) These are trying times and all eyes are on Budget 2024, especially since rumours abound that it could be an ‘election Budget’. Howie Lim finds out what various industry experts think.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:26 New tax incentives for corporates

05:31 To boost sustainability efforts

06:16 GE and elevated cost of living

08:12 Have Budgets done enough already?

10:31 What if wish lists don’t materialise?

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Tan Wen Wei, analyst, Asia at EIU; Gene Kwee, partner, head of tax APAC at Mazars; and Yong Jiahao, partner, IGH & manufacturing, tax, KPMG in Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> These are trying times and all eyes are on Budget 2024, especially since rumours abound that it could be an ‘election Budget’. Howie Lim finds out what various industry experts think.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:26 New tax incentives for corporates

05:31 To boost sustainability efforts

06:16 GE and elevated cost of living

08:12 Have Budgets done enough already?

10:31 What if wish lists don’t materialise?

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Tan Wen Wei, analyst, Asia at EIU; Gene Kwee, partner, head of tax APAC at Mazars; and Yong Jiahao, partner, IGH & manufacturing, tax, KPMG in Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 161 The Business Times f6da5b27-f1c3-45cf-b135-b101003307e2 f6da5b27-f1c3-45cf-b135-b101003307e2 Sun, 28 Jan 2024 16:00:00 +0000 800 https://omny.fm/shows/money-hacks-1/what-should-budget-2024-bring-to-the-table-bt-mone S1E160: Stablecoins to balance volatile crypto market? BT Money Hacks (Ep 160) Stablecoins to balance volatile crypto market? BT Money Hacks (Ep 160) A trend in 2024 could be institutional players showing a keen interest in issuing their own stablecoins. And it’s a move that has been welcomed by the digital asset sector.

Howie Lim gets insights from Gerald Goh, co-founder and CEO Singapore of Sygnum

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:06 What exactly is a stablecoin

03:20 Stablecoins’ role in the larger ecosystem

06:37 Stablecoin market expanding

09:19 The growing need for regulation

12:43 Should investors look into stablecoins?

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Gerald Goh, co-founder and CEO Singapore of Sygnum

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> A trend in 2024 could be institutional players showing a keen interest in issuing their own stablecoins. And it’s a move that has been welcomed by the digital asset sector.

Howie Lim gets insights from Gerald Goh, co-founder and CEO Singapore of Sygnum

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:06 What exactly is a stablecoin

03:20 Stablecoins’ role in the larger ecosystem

06:37 Stablecoin market expanding

09:19 The growing need for regulation

12:43 Should investors look into stablecoins?

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Gerald Goh, co-founder and CEO Singapore of Sygnum

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 160 The Business Times 975fdd1c-6bb3-4b29-989c-b0e4009ac050 975fdd1c-6bb3-4b29-989c-b0e4009ac050 Sun, 14 Jan 2024 16:00:00 +0000 1164 https://omny.fm/shows/money-hacks-1/stablecoins-to-balance-volatile-crypto-market-bt-m S1E159: How profitable will 2024 be? BT Money Hacks (Ep 159) How profitable will 2024 be? BT Money Hacks (Ep 159) How will the markets be in 2024 and where should we park our money in order for the markets to treat us well?

Howie Lim gets insights from Hugh Chung from Endowus, Phil Waters from OANDA and Daniel Peris from Federated Hermes.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:03 Implications of the Fed's recent pause in rate hikes

07:12 How retail investors should position themselves

09:32 Outlook for US markets

11:11 Outlook for global markets

13:52 Sectors to look out for

Written, hosted and produced by: Howie Lim (howielim@sph.com.sg)

With Hugh Chung, chief investment advisory officer from Endowus, Phil Waters, CEO, APAC & Emerging Markets from OANDA and Daniel Peris, senior portfolio manager at Federated Hermes. 

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> How will the markets be in 2024 and where should we park our money in order for the markets to treat us well?

Howie Lim gets insights from Hugh Chung from Endowus, Phil Waters from OANDA and Daniel Peris from Federated Hermes.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:03 Implications of the Fed's recent pause in rate hikes

07:12 How retail investors should position themselves

09:32 Outlook for US markets

11:11 Outlook for global markets

13:52 Sectors to look out for

Written, hosted and produced by: Howie Lim (howielim@sph.com.sg)

With Hugh Chung, chief investment advisory officer from Endowus, Phil Waters, CEO, APAC & Emerging Markets from OANDA and Daniel Peris, senior portfolio manager at Federated Hermes. 

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 159 The Business Times a86c052c-8c4c-467c-aafe-b0e4008bf7bb a86c052c-8c4c-467c-aafe-b0e4008bf7bb Sun, 31 Dec 2023 16:00:00 +0000 1103 https://omny.fm/shows/money-hacks-1/how-profitable-will-2024-be-money-hacks-ep-159 S1E158: Gold - the ultimate safe haven investment: BT Money Hacks (Ep 158) Gold - the ultimate safe haven investment: BT Money Hacks (Ep 158) The liquidity of gold is arguably on par with some of the major global currency debt and equity markets, such as the S&P 500. Does this mean in 2024 we should put our money in gold jewellery or gold ETFs? Howie Lim gets advice from Robin Tsui of State Street Global Advisors SPDR.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:56 Gold’s performance in 2023

02:16 Gold continues testing record highs

06:15 The ultimate diversifier

07:44 High liquidity not compromised

10:48 Outlook for 2024

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> The liquidity of gold is arguably on par with some of the major global currency debt and equity markets, such as the S&P 500. Does this mean in 2024 we should put our money in gold jewellery or gold ETFs? Howie Lim gets advice from Robin Tsui of State Street Global Advisors SPDR.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:56 Gold’s performance in 2023

02:16 Gold continues testing record highs

06:15 The ultimate diversifier

07:44 High liquidity not compromised

10:48 Outlook for 2024

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 158 The Business Times c2a7d3cf-a65e-4a87-bc70-b0d500b71642 c2a7d3cf-a65e-4a87-bc70-b0d500b71642 Sun, 17 Dec 2023 16:00:00 +0000 814 https://omny.fm/shows/money-hacks-1/gold-the-ultimate-safe-haven-investment-bt-money-h S1E157: Portfolio in 2024 should still include property: BT Money Hacks (Ep 157) Portfolio in 2024 should still include property: BT Money Hacks (Ep 157) Is there still a place in your portfolio for real estate and property investments? Can real estate investing still help you build wealth in 20204? Howie Lim gets insights from Paul Tostevin and Alan Cheong from Savills, Lee Nai JIa from PropertyGuru Group and Benny Ong from I Quadrant. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:12 Outlook for property investment in 2024

05:00 Real estate market presents wealth building opportunities

09:56 Property still has a place in portfolio

13:15 Where the opportunities are

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Lee Nai Jia, head of real estate intelligence, data and software solutions, PropertyGuru Group, Paul Tostevin, head of Savills world research, Alan Cheong, head of research Singapore at Savills and Benny Ong, co-founder, I Quadrant. 

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Howie Lim

A podcast BT Podcasts, The Business Times, SPH Media

—

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Is there still a place in your portfolio for real estate and property investments? Can real estate investing still help you build wealth in 20204? Howie Lim gets insights from Paul Tostevin and Alan Cheong from Savills, Lee Nai JIa from PropertyGuru Group and Benny Ong from I Quadrant. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:12 Outlook for property investment in 2024

05:00 Real estate market presents wealth building opportunities

09:56 Property still has a place in portfolio

13:15 Where the opportunities are

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Lee Nai Jia, head of real estate intelligence, data and software solutions, PropertyGuru Group, Paul Tostevin, head of Savills world research, Alan Cheong, head of research Singapore at Savills and Benny Ong, co-founder, I Quadrant. 

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Howie Lim

A podcast BT Podcasts, The Business Times, SPH Media

—

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 157 The Business Times bad000e7-c5c3-49fc-92e1-b0c9001e10d3 bad000e7-c5c3-49fc-92e1-b0c9001e10d3 Sun, 03 Dec 2023 16:00:00 +0000 1097 https://omny.fm/shows/money-hacks-1/portfolio-in-2024-should-still-include-property-bt S1E156: Have no fear, wealth is here! BT Money Hacks (Ep 156) Have no fear, wealth is here! BT Money Hacks (Ep 156) Why let fear stop you from retiring early, from being financially free or salary independent? Fear of investing is something you can overcome. 

Howie Lim gets insights from Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:22 Fear of losing money

06:12 Fear of picking stocks

08:59 Fear of trust

13:00 Fear of not having enough to invest

15:48 Fear of not enough time

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Why let fear stop you from retiring early, from being financially free or salary independent? Fear of investing is something you can overcome. 

Howie Lim gets insights from Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:22 Fear of losing money

06:12 Fear of picking stocks

08:59 Fear of trust

13:00 Fear of not having enough to invest

15:48 Fear of not enough time

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 156 The Business Times e67ecd85-6cb4-4b22-b292-b0b500357380 e67ecd85-6cb4-4b22-b292-b0b500357380 Sun, 19 Nov 2023 16:00:00 +0000 1125 https://omny.fm/shows/money-hacks-1/have-no-fear-wealth-is-here-bt-money-hacks-ep-156 S1E155: Dividend investing - compelling income opportunity: BT Money Hacks (Ep 155) Dividend investing - compelling income opportunity: BT Money Hacks (Ep 155) The world economy is expected to grow by 3.0% in 2023, before slowing down to 2.7% in 2024. But that doesn’t mean your investments should slow too.

Howie Lim finds out how dividend investing could help from David Kuo, The Smart Investor, Josh Duitz, abrdn and Howard Silverblatt, S&P Dow Jones Indices.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:20 Dividend investing’s continued growth

06:57 Why these companies can increase dividends

10:07 How to choose the right company

14:14 Dividends will continue to make records

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With David Kuo, co-founder, The Smart Investor, Josh Duitz, head of global income, abrdn and Howard Silverblatt, senior index analyst, S&P Dow Jones Indices

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us at:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> The world economy is expected to grow by 3.0% in 2023, before slowing down to 2.7% in 2024. But that doesn’t mean your investments should slow too.

Howie Lim finds out how dividend investing could help from David Kuo, The Smart Investor, Josh Duitz, abrdn and Howard Silverblatt, S&P Dow Jones Indices.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:20 Dividend investing’s continued growth

06:57 Why these companies can increase dividends

10:07 How to choose the right company

14:14 Dividends will continue to make records

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With David Kuo, co-founder, The Smart Investor, Josh Duitz, head of global income, abrdn and Howard Silverblatt, senior index analyst, S&P Dow Jones Indices

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us at:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 155 The Business Times 3db4c722-b6c2-4bb2-bad6-b0aa00c4c19b 3db4c722-b6c2-4bb2-bad6-b0aa00c4c19b Sun, 05 Nov 2023 16:00:00 +0000 1127 https://omny.fm/shows/money-hacks-1/dividend-investing-compelling-income-opportunity-b S1E154: Not all loans are bad? BT Money Hacks (Ep 154) Not all loans are bad? BT Money Hacks (Ep 154) With stigma still surrounding personal loans, is it ever a good idea to take out a loan? Did you know just applying for a loan will hurt your credit score and how can you tell if a loan offer is legitimate? Howie Lim gets insights from Bryan Chan of Providend and Nima Karimi from Lendela. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:52 Is taking a loan ever financially wise?

03:10 Challenges getting a loan

05:30 Steering clear of debt traps

09:22 Legitimate loan offers vs. scams and predatory lenders

10:24 Safeguarding your credit score

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Bryan Chan, client advisor, Providend and Nima Karimi, CEO of Lendela

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> With stigma still surrounding personal loans, is it ever a good idea to take out a loan? Did you know just applying for a loan will hurt your credit score and how can you tell if a loan offer is legitimate? Howie Lim gets insights from Bryan Chan of Providend and Nima Karimi from Lendela. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:52 Is taking a loan ever financially wise?

03:10 Challenges getting a loan

05:30 Steering clear of debt traps

09:22 Legitimate loan offers vs. scams and predatory lenders

10:24 Safeguarding your credit score

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Bryan Chan, client advisor, Providend and Nima Karimi, CEO of Lendela

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 154 The Business Times 26c15106-c275-433c-9256-b0a600aa4a29 26c15106-c275-433c-9256-b0a600aa4a29 Sun, 29 Oct 2023 16:00:00 +0000 855 https://omny.fm/shows/money-hacks-1/not-all-loans-are-bad-bt-money-hacks-ep-154 S1E153: Whiskey investing ageing nicely: BT Money Hacks (Ep 153) Whiskey investing ageing nicely: BT Money Hacks (Ep 153) Are whiskey investments worth looking into in volatile times? Are they a lucrative alternative investment? What’s the difference between bottle and cask/barrel investing?

Howie Lim gets insights from Anthony Zhang, co-founder and CEO of Vinovest and Maxwell Nee, Managing Partner of the OENO Wine & Whisky Investment Fund.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:25 Inflection point in whiskey investing

04:27 Cask/barrel vs. bottle investing

08:10 Should whiskey drinkers invest?

11:19 Is whiskey worth investing in?

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Anthony Zhang, co-founder and CEO of Vinovest and Maxwell Nee, Managing Partner of the OENO Wine & Whisky Investment Fund.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Are whiskey investments worth looking into in volatile times? Are they a lucrative alternative investment? What’s the difference between bottle and cask/barrel investing?

Howie Lim gets insights from Anthony Zhang, co-founder and CEO of Vinovest and Maxwell Nee, Managing Partner of the OENO Wine & Whisky Investment Fund.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:25 Inflection point in whiskey investing

04:27 Cask/barrel vs. bottle investing

08:10 Should whiskey drinkers invest?

11:19 Is whiskey worth investing in?

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Anthony Zhang, co-founder and CEO of Vinovest and Maxwell Nee, Managing Partner of the OENO Wine & Whisky Investment Fund.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 153 The Business Times 64d6031f-734c-40eb-88ba-b090018aecf8 64d6031f-734c-40eb-88ba-b090018aecf8 Sun, 15 Oct 2023 16:00:00 +0000 1055 https://omny.fm/shows/money-hacks-1/whiskey-investing-ageing-nicely-bt-money-hacks-ep S1E152: Investing during recession can be rewarding: BT Money Hacks (Ep 152) Investing during recession can be rewarding: BT Money Hacks (Ep 152) Is investing during a recession a good idea? Can it be rewarding? How do we fight natural instincts to become more conservative because the best investments may not be what we expect?

Howie Lim gets insights from Francis Tan, investment strategist at UOB Private Bank’s chief investment office.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation:

01:02 Market developments to watch

03:36 What approach to take in uncertainty

05:10 The balance between risk and returns

06:58 Assets and products to consider

08:38 Passive or active investing?

11:10 Discretionary investing

13:33 Markets are always uncertain, what to do? 

More about:

UOB’s Risk-First Approach

https://str.sg/iwaU

UOB SimpleInvest

https://str.sg/iwaw

Rethink Your Wealth, UOB’s personal finance series

https://str.sg/iwai

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Francis Tan, investment strategist at UOB Private Bank’s chief investment office.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

—

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Is investing during a recession a good idea? Can it be rewarding? How do we fight natural instincts to become more conservative because the best investments may not be what we expect?

Howie Lim gets insights from Francis Tan, investment strategist at UOB Private Bank’s chief investment office.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation:

01:02 Market developments to watch

03:36 What approach to take in uncertainty

05:10 The balance between risk and returns

06:58 Assets and products to consider

08:38 Passive or active investing?

11:10 Discretionary investing

13:33 Markets are always uncertain, what to do? 

More about:

UOB’s Risk-First Approach

https://str.sg/iwaU

UOB SimpleInvest

https://str.sg/iwaw

Rethink Your Wealth, UOB’s personal finance series

https://str.sg/iwai

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Francis Tan, investment strategist at UOB Private Bank’s chief investment office.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

—

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 152 The Business Times dcb44c97-e11c-4ec9-b28c-b08b000df962 dcb44c97-e11c-4ec9-b28c-b08b000df962 Sun, 01 Oct 2023 16:00:00 +0000 1012 https://omny.fm/shows/money-hacks-1/investing-during-recession-can-be-rewarding-bt-mon S1E151: The not so bumpy path to financial freedom: BT Money Hacks (Ep 151) The not so bumpy path to financial freedom: BT Money Hacks (Ep 151) Financial stability, financial independence, financial abundance, financial freedom! The terms just get more complicated or is it just semantics?

Does one mean the other and how can we get there?

Howie Lim gets insights from Stephanie Chiaw, financial services associate director, PhillipCapital and Adriana Chia, senior vice president, CX and research at Singlife.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:20 Differences and similarities between financial freedom and abundance

05:01 Concerning findings from the Financial Freedom index

12:07 Opportunities and bright sparks during market volatility

15:12 Protect your wealth!

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Stephanie Chiaw, financial services associate director, PhillipCapital and Adriana Chia, senior vice president, CX and research, product, proposition at Singlife.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Financial stability, financial independence, financial abundance, financial freedom! The terms just get more complicated or is it just semantics?

Does one mean the other and how can we get there?

Howie Lim gets insights from Stephanie Chiaw, financial services associate director, PhillipCapital and Adriana Chia, senior vice president, CX and research at Singlife.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:20 Differences and similarities between financial freedom and abundance

05:01 Concerning findings from the Financial Freedom index

12:07 Opportunities and bright sparks during market volatility

15:12 Protect your wealth!

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Stephanie Chiaw, financial services associate director, PhillipCapital and Adriana Chia, senior vice president, CX and research, product, proposition at Singlife.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 151 The Business Times cb3102b7-01fa-41ef-9c82-b07d00cf91a1 cb3102b7-01fa-41ef-9c82-b07d00cf91a1 Sun, 17 Sep 2023 16:00:00 +0000 1006 https://omny.fm/shows/money-hacks-1/bt-money-hacks-the-not-so-bumpy-path-to-financial S1E150: Stay invested or be a loser: BT Money Hacks (Ep 150) Stay invested or be a loser: BT Money Hacks (Ep 150) With inflation seemingly persistent and global economic conditions looking like they could worsen, how do we steel ourselves to stay invested? Stay invested we must because who wants to be a loser? Howie Lim gets insights from Samuel Rhee, Chairman and CIO at Endowus.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:13 In or out in this current climate?

03:38 In, even when markets dive

08:11 Beating inflation is possible

12:07 Inflation and recession beating strategies

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Samuel Rhee, Chairman and CIO at Endowus

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> With inflation seemingly persistent and global economic conditions looking like they could worsen, how do we steel ourselves to stay invested? Stay invested we must because who wants to be a loser? Howie Lim gets insights from Samuel Rhee, Chairman and CIO at Endowus.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:13 In or out in this current climate?

03:38 In, even when markets dive

08:11 Beating inflation is possible

12:07 Inflation and recession beating strategies

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Samuel Rhee, Chairman and CIO at Endowus

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 150 The Business Times 241a2e02-b8f5-476e-928e-b05100c5248f 241a2e02-b8f5-476e-928e-b05100c5248f Sun, 03 Sep 2023 16:00:00 +0000 1160 https://omny.fm/shows/money-hacks-1/stay-invested-or-be-a-loser-bt-money-hacks-ep-150 S1E149: Active investing equals financial independence? BT Money Hacks (Ep 149) Active investing equals financial independence? BT Money Hacks (Ep 149) Salary independence, active investing, FIRE. How can we be sure any of them work to get us to financial independence? Howie Lim gets the skinny from Sabrina Gan, Fidelity International’s Head of Southeast Asia and Country Head of Singapore.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:48 Passive vs. active investing debate moot?

03:02 Is active investing required to retire well?

05:06 How active investing better enables financial security

08:03 Goals determine mix of assets and strategies

10:37 More wealth building hacks 

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Sabrina Gan, Fidelity International’s head of Southeast Asia and country head of Singapore

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Salary independence, active investing, FIRE. How can we be sure any of them work to get us to financial independence? Howie Lim gets the skinny from Sabrina Gan, Fidelity International’s Head of Southeast Asia and Country Head of Singapore.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:48 Passive vs. active investing debate moot?

03:02 Is active investing required to retire well?

05:06 How active investing better enables financial security

08:03 Goals determine mix of assets and strategies

10:37 More wealth building hacks 

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Sabrina Gan, Fidelity International’s head of Southeast Asia and country head of Singapore

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 149 The Business Times 4eff36dc-2b9e-4dc3-ae34-b05100c38d3f 4eff36dc-2b9e-4dc3-ae34-b05100c38d3f Sun, 20 Aug 2023 16:00:00 +0000 853 https://omny.fm/shows/money-hacks-1/does-active-investing-really-equal-financial-indep S1E148: Savings vs. investing and wealth building hacks: BT Money Hacks (Ep 148) Savings vs. investing and wealth building hacks: BT Money Hacks (Ep 148) In the debate between savings and investing, which is a better choice to grow our wealth? What are some factors to consider? Karl Franks, the Chief Operating Officer of Hugosave and Christopher Tan, founder and CEO of Providend share their insights and tips with Howie Lim.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:02 Chris Tan and Karl Franks’ take on savings vs. investing

02:56 Investing IS simple, just not easy

05:52 Productive and unproductive debt

08:12 Investing helps you STAY rich

12:25 Not rocket science but many simple things working together

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Karl Franks, the Chief Operating Officer of Hugosave and Christopher Tan, founder and CEO of Providend.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> In the debate between savings and investing, which is a better choice to grow our wealth? What are some factors to consider? Karl Franks, the Chief Operating Officer of Hugosave and Christopher Tan, founder and CEO of Providend share their insights and tips with Howie Lim.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:02 Chris Tan and Karl Franks’ take on savings vs. investing

02:56 Investing IS simple, just not easy

05:52 Productive and unproductive debt

08:12 Investing helps you STAY rich

12:25 Not rocket science but many simple things working together

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Karl Franks, the Chief Operating Officer of Hugosave and Christopher Tan, founder and CEO of Providend.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 148 The Business Times 4a005b50-6c08-466e-b0de-b04c003a9ab6 4a005b50-6c08-466e-b0de-b04c003a9ab6 Sun, 06 Aug 2023 16:00:00 +0000 938 https://omny.fm/shows/money-hacks-1/savings-vs-investing-and-wealth-building-hacks-bt S1E147: Access to best performing asset class - privates: BT Money Hacks (Ep 147) Access to best performing asset class - privates: BT Money Hacks (Ep 147) Private equities, real estate, digital assets, collectibles are some of the alternative assets that are missing in our investment portfolio. How can we achieve a balanced portfolio, including alternatives in the current environment? Howie Lim gets insights from Kelvin Lee, Co-founder and CEO of Alta.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:08 Alternative assets as hedge against inflation

05:44 Effect of current environment on alternatives

09:24 Portfolio diversification and allocation of alternatives

12:10 Potential opportunities in alternatives

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Kelvin Lee, Co-founder and CEO, Alta

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg 

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

BT Lens On: http://bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> Private equities, real estate, digital assets, collectibles are some of the alternative assets that are missing in our investment portfolio. How can we achieve a balanced portfolio, including alternatives in the current environment? Howie Lim gets insights from Kelvin Lee, Co-founder and CEO of Alta.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:08 Alternative assets as hedge against inflation

05:44 Effect of current environment on alternatives

09:24 Portfolio diversification and allocation of alternatives

12:10 Potential opportunities in alternatives

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Kelvin Lee, Co-founder and CEO, Alta

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg 

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

BT Lens On: http://bt.sg/btlenson

See omnystudio.com/listener for privacy information.

]]> full 1 147 The Business Times 42799c45-e900-481d-8963-b03d00422b64 42799c45-e900-481d-8963-b03d00422b64 Sun, 16 Jul 2023 16:00:00 +0000 890 https://omny.fm/shows/money-hacks-1/access-to-best-performing-asset-class-privates-bt S1E146: How to achieve salary independence: BT Money Hacks (Ep 146) How to achieve salary independence: BT Money Hacks (Ep 146) Winning the lottery may feel like a pipe dream. But the salary independence it gives is more attainable than you think. Imagine not requiring a paycheck from your boss. Howie Lim uncovers the possibilities with David Kuo, co-founder of The Smart Investor.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:42 What is salary independence?

02:38 Savings vs investing

06:15 Path to salary independence

11:22 Stock picking to achieve investment growth

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With David Kuo, co-founder, The Smart Investor

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> Winning the lottery may feel like a pipe dream. But the salary independence it gives is more attainable than you think. Imagine not requiring a paycheck from your boss. Howie Lim uncovers the possibilities with David Kuo, co-founder of The Smart Investor.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:42 What is salary independence?

02:38 Savings vs investing

06:15 Path to salary independence

11:22 Stock picking to achieve investment growth

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With David Kuo, co-founder, The Smart Investor

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 146 The Business Times e0faa362-a45f-47b1-bfac-b02f007a0827 e0faa362-a45f-47b1-bfac-b02f007a0827 Sun, 02 Jul 2023 16:00:00 +0000 1042 https://omny.fm/shows/money-hacks-1/how-to-achieve-salary-independence-bt-money-hacks S1E145: China or India - which is a better bet? BT Money Hacks (Ep 145) China or India - which is a better bet? BT Money Hacks (Ep 145) One has been an economic force for some time, and one is poised to be one of the fastest growing major economies over the next decade. But where should you put your money? Howie Lim finds out from Daryl Ho, senior investment strategist at DBS’ chief investment office.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:53 IMF GDP forecast for the two giants

03:03 Long term drivers of the two economies

08:44 Other factors to consider before investing

13:16 Timelines & expectations on investment return

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daryl Ho, senior investment strategist, DBS chief investment office

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> One has been an economic force for some time, and one is poised to be one of the fastest growing major economies over the next decade. But where should you put your money? Howie Lim finds out from Daryl Ho, senior investment strategist at DBS’ chief investment office.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:53 IMF GDP forecast for the two giants

03:03 Long term drivers of the two economies

08:44 Other factors to consider before investing

13:16 Timelines & expectations on investment return

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daryl Ho, senior investment strategist, DBS chief investment office

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 145 The Business Times 1eacecbe-8154-4af5-ae9c-b02200268479 1eacecbe-8154-4af5-ae9c-b02200268479 Sun, 18 Jun 2023 16:00:00 +0000 1104 https://omny.fm/shows/money-hacks-1/china-or-india-which-is-a-better-bet-bt-money-hack S1E144: Tackling your peskier inflation worries: BT Money Hacks (Ep 144) Tackling your peskier inflation worries: BT Money Hacks (Ep 144) Retirement inadequacies? Bonds not keeping pace with inflation? That yield curve staying below 5 percent? Howie Lim finds the answers to these questions with financial experts in this episode. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:04 Retirement inadequacy worry

04:27 Tighter rein on budgets

08:40 Can the yield curve come up to 5%?

12:07 Bonds outpaced by inflation worry

14:34 What experts worry about

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Mahin Gupta, co-founder of Liminal, Hugh Chung, chief investment advisory officer at Endowus and the regional head of digital sales at Saxo APAC, Chris Lum.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> Retirement inadequacies? Bonds not keeping pace with inflation? That yield curve staying below 5 percent? Howie Lim finds the answers to these questions with financial experts in this episode. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:04 Retirement inadequacy worry

04:27 Tighter rein on budgets

08:40 Can the yield curve come up to 5%?

12:07 Bonds outpaced by inflation worry

14:34 What experts worry about

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Mahin Gupta, co-founder of Liminal, Hugh Chung, chief investment advisory officer at Endowus and the regional head of digital sales at Saxo APAC, Chris Lum.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 144 The Business Times 2cfb33cd-e66d-41be-a960-b015001d9688 2cfb33cd-e66d-41be-a960-b015001d9688 Sun, 04 Jun 2023 16:00:00 +0000 1016 https://omny.fm/shows/money-hacks-1/tackling-your-peskier-inflation-worries-bt-money-h S1E143: Get ready for digital assets' bull market: BT Money Hacks (Ep 143) Get ready for digital assets' bull market: BT Money Hacks (Ep 143) Is now the time to go back into digital asset investing? But is regulation going to ramp up so the space is less volatile? And just because the arguably most stable digital asset is regaining ground, does it mean the winter is over? Howie Lim speaks to Justin Lim, Director of Business Development, Liminal for more insights.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

01:36 What caused stable coins’ rally?

03:36 Singapore and Hong Kong driving interest in global digital assets

06:01 What kind of boom could be imminent?

10:10 Will regulation dampen sentiment?

12:19 How to poise for growth

Written and hosted by: Howie Lim

With Justin Lim, Director of Business Development, Liminal

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> Is now the time to go back into digital asset investing? But is regulation going to ramp up so the space is less volatile? And just because the arguably most stable digital asset is regaining ground, does it mean the winter is over? Howie Lim speaks to Justin Lim, Director of Business Development, Liminal for more insights.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

01:36 What caused stable coins’ rally?

03:36 Singapore and Hong Kong driving interest in global digital assets

06:01 What kind of boom could be imminent?

10:10 Will regulation dampen sentiment?

12:19 How to poise for growth

Written and hosted by: Howie Lim

With Justin Lim, Director of Business Development, Liminal

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 143 The Business Times dde9dc59-d519-464e-abdc-affe0016a655 dde9dc59-d519-464e-abdc-affe0016a655 Sun, 14 May 2023 16:00:00 +0000 987 https://omny.fm/shows/money-hacks-1/get-ready-for-digital-assets-bull-market-bt-money S1E142: Still prevalent money myths: BT Money Hacks (Ep 142) Still prevalent money myths: BT Money Hacks (Ep 142) Don’t be fooled by some of these money myths. And what can you do if you have been?

Howie Lim, correspondent at the Business Times gets insights from David Kuo from The Smart Investor, Adam Reynolds, APAC CEO from Saxo, Christopher Tan from Providend and David Fergusson of Hugosave.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

00:52 Myth #1 - Timing the market

03:50 What you should be doing

06:56 Myth #2 - I have a budget, I know what I’m doing

09:12 Myth #3 - Property prices always go up

12:20 Myth #4 - The lousy investment will recover…eventually

Written and hosted by: Howie Lim

With David Kuo, co-founder, The Smart Investor, Adam Reynolds, APAC CEO, Saxo, Christopher Tan, CEO, Providend and David Fergusson, CEO and co-founder, Hugosave. 

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> Don’t be fooled by some of these money myths. And what can you do if you have been?

Howie Lim, correspondent at the Business Times gets insights from David Kuo from The Smart Investor, Adam Reynolds, APAC CEO from Saxo, Christopher Tan from Providend and David Fergusson of Hugosave.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

00:52 Myth #1 - Timing the market

03:50 What you should be doing

06:56 Myth #2 - I have a budget, I know what I’m doing

09:12 Myth #3 - Property prices always go up

12:20 Myth #4 - The lousy investment will recover…eventually

Written and hosted by: Howie Lim

With David Kuo, co-founder, The Smart Investor, Adam Reynolds, APAC CEO, Saxo, Christopher Tan, CEO, Providend and David Fergusson, CEO and co-founder, Hugosave. 

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 142 The Business Times 8276124b-f4cb-4a37-8802-aff0007f7837 8276124b-f4cb-4a37-8802-aff0007f7837 Sun, 30 Apr 2023 16:00:00 +0000 1012 https://omny.fm/shows/money-hacks-1/still-prevalent-money-myths-bt-money-hacks-ep-142 S1E141: 'Second-hand' policies could help your portfolio: BT Money Hacks (Ep 141) 'Second-hand' policies could help your portfolio: BT Money Hacks (Ep 141) Analysts feel 2022’s turmoil may lead to potential opportunities in alternatives over the coming 12 to 24 months and beyond. But which alternatives, exactly? Correspondent Howie Lim speaks to Trevor Xie, CEO of Conservation Capital for more insights.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:20 Rising demand for ‘2nd-hand’ policies

03:11 Not the same as ILPs

08:36 The pros and cons

10:50 Market trends and outlook for the sector

Written and hosted by: Howie Lim

With Trevor Xie, CEO, Conservation Capital

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> Analysts feel 2022’s turmoil may lead to potential opportunities in alternatives over the coming 12 to 24 months and beyond. But which alternatives, exactly? Correspondent Howie Lim speaks to Trevor Xie, CEO of Conservation Capital for more insights.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:20 Rising demand for ‘2nd-hand’ policies

03:11 Not the same as ILPs

08:36 The pros and cons

10:50 Market trends and outlook for the sector

Written and hosted by: Howie Lim

With Trevor Xie, CEO, Conservation Capital

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 141 The Business Times 1690fd30-baa6-4e4a-a21a-afe300b987c2 1690fd30-baa6-4e4a-a21a-afe300b987c2 Sun, 16 Apr 2023 16:00:00 +0000 791 https://omny.fm/shows/money-hacks-1/second-hand-endowment-life-insurance-plans-could-h S1E140: Don't let emotions hurt your investments: BT Money Hacks (Ep 140) Don't let emotions hurt your investments: BT Money Hacks (Ep 140) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How do we keep emotions out of investment decisions, especially during uncertain times? And is having emotions when investing really so bad? Correspondent Howie Lim speaks to Stephanie Leung, chief investment officer of StashAway for more insights.

Highlights of the conversation: 

00:55 How to keep emotions in check

02:52 Distinguishing between noise and information

05:29 Don’t look!

10:39 Beware biased information

13:35 High growth areas to consider

Written and hosted by: Howie Lim

With Stephanie Leung, chief investment officer of StashAway

Produced by: Howie Lim & Claressa Monteiro

Engineered by: Howie Lim & Joann Chai Peh Chieh

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How do we keep emotions out of investment decisions, especially during uncertain times? And is having emotions when investing really so bad? Correspondent Howie Lim speaks to Stephanie Leung, chief investment officer of StashAway for more insights.

Highlights of the conversation: 

00:55 How to keep emotions in check

02:52 Distinguishing between noise and information

05:29 Don’t look!

10:39 Beware biased information

13:35 High growth areas to consider

Written and hosted by: Howie Lim

With Stephanie Leung, chief investment officer of StashAway

Produced by: Howie Lim & Claressa Monteiro

Engineered by: Howie Lim & Joann Chai Peh Chieh

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 140 The Business Times 925a863c-ee6d-4a07-989c-afd4009b15cd 925a863c-ee6d-4a07-989c-afd4009b15cd Sun, 02 Apr 2023 16:00:00 +0000 1092 https://omny.fm/shows/money-hacks-1/dont-let-emotions-hurt-your-investments-bt-money-h S1E139: Building a solid financial plan: BT Money Hacks (Ep 139) Building a solid financial plan: BT Money Hacks (Ep 139) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What’s good debt? And could what happened to Silicon Valley Bank happen to you? And building a solid financial plan isn’t so daunting these days. Howie Lim speaks to Laurent Bertrand, CEO and co-founder of BetterTradeOff for his insights.

Highlights of the conversation: 

01:19 Misconceptions about financial freedom

04:10 How to factor in volatile times

06:14 Why people still don’t invest

09:10 How to avoid what happened to SVB

13:21 Good debt 

Written and hosted by: Howie Lim

With Laurent Bertrand, CEO and co-founder, BetterTradeOff

Produced by: Howie Lim & Claressa Monteiro

Engineered by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What’s good debt? And could what happened to Silicon Valley Bank happen to you? And building a solid financial plan isn’t so daunting these days. Howie Lim speaks to Laurent Bertrand, CEO and co-founder of BetterTradeOff for his insights.

Highlights of the conversation: 

01:19 Misconceptions about financial freedom

04:10 How to factor in volatile times

06:14 Why people still don’t invest

09:10 How to avoid what happened to SVB

13:21 Good debt 

Written and hosted by: Howie Lim

With Laurent Bertrand, CEO and co-founder, BetterTradeOff

Produced by: Howie Lim & Claressa Monteiro

Engineered by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 139 The Business Times 28e3bab8-c4f6-44f1-9629-afc900c30528 28e3bab8-c4f6-44f1-9629-afc900c30528 Sun, 19 Mar 2023 16:00:00 +0000 1048 https://omny.fm/shows/money-hacks-1/building-a-solid-financial-plan-bt-money-hacks-ep S1E138: In or out? Investing in China: BT Money Hacks (Ep 138) In or out? Investing in China: BT Money Hacks (Ep 138) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How can we capitalise on China’s recovery? Its manufacturing activity expanded at the fastest pace in more than a decade in February but its all-or-nothing stock market seems to be losing momentum. So in or out? Correspondent Howie Lim speaks to Samuel Rhee, Chairman and Chief Investment Officer of Endowus to find out.

Highlights of the conversation: 

01:13 State of Chinese economic recovery

02:53 China not a free market

04:43 Reversal of fortunes

07:07 Risks to look out for

09:40 Opportunities still exist

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How can we capitalise on China’s recovery? Its manufacturing activity expanded at the fastest pace in more than a decade in February but its all-or-nothing stock market seems to be losing momentum. So in or out? Correspondent Howie Lim speaks to Samuel Rhee, Chairman and Chief Investment Officer of Endowus to find out.

Highlights of the conversation: 

01:13 State of Chinese economic recovery

02:53 China not a free market

04:43 Reversal of fortunes

07:07 Risks to look out for

09:40 Opportunities still exist

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: btpodcasts@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 138 The Business Times 350c27d2-4f5a-4b29-91f7-afbb0024e2ab 350c27d2-4f5a-4b29-91f7-afbb0024e2ab Sun, 05 Mar 2023 16:00:00 +0000 812 https://omny.fm/shows/money-hacks-1/in-or-out-investing-in-china-bt-money-hacks-ep-138 S1E137: Optimise your finances with Budget 2023: BT Money Hacks (Ep 137) Optimise your finances with Budget 2023: BT Money Hacks (Ep 137) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Has Budget 2023 provided enough to blunt the impact of rising prices? And shouldn’t we not rely too much on hand outs anyway? Correspondent Howie Lim speaks to David Fergusson, CEO and co-founder of Hugosave for more insights

Highlights of the conversation: 

00:50 How much Budget 2023 helps optimise financials

02:39 Budget and the ‘coping’ class

04:08 Beyond economising

08:14 What the risk averse can do 

10:56 Bête noire; what to avoid

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Has Budget 2023 provided enough to blunt the impact of rising prices? And shouldn’t we not rely too much on hand outs anyway? Correspondent Howie Lim speaks to David Fergusson, CEO and co-founder of Hugosave for more insights

Highlights of the conversation: 

00:50 How much Budget 2023 helps optimise financials

02:39 Budget and the ‘coping’ class

04:08 Beyond economising

08:14 What the risk averse can do 

10:56 Bête noire; what to avoid

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 137 The Business Times 7b6f8806-d57b-4723-a6cd-afae005017a6 7b6f8806-d57b-4723-a6cd-afae005017a6 Sun, 19 Feb 2023 16:00:00 +0000 839 https://omny.fm/shows/money-hacks-1/optimise-your-finances-with-budget-2023-bt-money-h S1E136: Secret to recession-proofing portfolio: BT Money Hacks (Ep 136) Secret to recession-proofing portfolio: BT Money Hacks (Ep 136) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

So we’ve had to first tighten our belts, then hedge against inflation and now recession-proof. Shouldn’t be too hard, right? Correspondent Howie Lim finds out from David Kuo, co-founder of the Smart Investor.

Highlights of the conversation: 

00:57 Remember these rules about money

04:57 The secret to investing

07:09 ‘Good’ companies will help safeguard portfolio

10:08 Your pyramid of ‘good’ companies

11:30 Sectors to invest in

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

So we’ve had to first tighten our belts, then hedge against inflation and now recession-proof. Shouldn’t be too hard, right? Correspondent Howie Lim finds out from David Kuo, co-founder of the Smart Investor.

Highlights of the conversation: 

00:57 Remember these rules about money

04:57 The secret to investing

07:09 ‘Good’ companies will help safeguard portfolio

10:08 Your pyramid of ‘good’ companies

11:30 Sectors to invest in

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 136 The Business Times 27e9aec5-0f32-4911-a3ea-af9f0027580e 27e9aec5-0f32-4911-a3ea-af9f0027580e Sun, 05 Feb 2023 16:00:00 +0000 909 https://omny.fm/shows/money-hacks-1/secret-to-recession-proofing-portfolio-bt-money-ha S1E135: Uptick in value investing extends to ETFs: BT Money Hacks (Ep 135) Uptick in value investing extends to ETFs: BT Money Hacks (Ep 135) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Who isn’t looking for earnings resiliency in the face of an uncertain economic environment? And what’s happened in the fixed income market and as well as the diversified nature of ETFs could now offer better income generation! Correspondent Howie Lim gets more insights from Salim Ramji, global head of iShares and index investments at BlackRock.

Highlights of the conversation: 

03:54 Digitalisation has upped ETFs’ game

05:59 Be sure to look for lowered fees

08:31 Most important metric when choosing ETFs

09:48 Which ETFs might do well in 2023?

13:19 Value investing, not growth for 2023

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM 

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Who isn’t looking for earnings resiliency in the face of an uncertain economic environment? And what’s happened in the fixed income market and as well as the diversified nature of ETFs could now offer better income generation! Correspondent Howie Lim gets more insights from Salim Ramji, global head of iShares and index investments at BlackRock.

Highlights of the conversation: 

03:54 Digitalisation has upped ETFs’ game

05:59 Be sure to look for lowered fees

08:31 Most important metric when choosing ETFs

09:48 Which ETFs might do well in 2023?

13:19 Value investing, not growth for 2023

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM 

See omnystudio.com/listener for privacy information.

]]> full 1 135 The Business Times 0936f8c2-9a02-4a0f-884e-af87007a203f 0936f8c2-9a02-4a0f-884e-af87007a203f Sun, 15 Jan 2023 16:00:00 +0000 948 https://omny.fm/shows/money-hacks-1/uptick-in-value-investing-extends-to-etfs-bt-money S1E134: Fractional property investing for the win: BT Money Hacks (Ep 134) Fractional property investing for the win: BT Money Hacks (Ep 134) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips as correspondent Howie Lim interviews experts in their fields. 

As property prices remain high in 2023, according to some experts, real estate investors will be left looking for alternative investing outside of traditional property ownership, like fractional property investing. Find out which sectors are now within your reach as Howie Lim speaks with Keith Ong, CEO and co-founder of RealVantage. 

Highlights of the conversation: 

01:10 How property market fared in 2022

02:54 Difference between fractional investing and tokenisation

04:41 Benefits of fractional investing vs REITS

08:56 Pitfalls to avoid in fractional property investing

13:00 Sectors to look into in 2023

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

BT Branded Podcasts: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips as correspondent Howie Lim interviews experts in their fields. 

As property prices remain high in 2023, according to some experts, real estate investors will be left looking for alternative investing outside of traditional property ownership, like fractional property investing. Find out which sectors are now within your reach as Howie Lim speaks with Keith Ong, CEO and co-founder of RealVantage. 

Highlights of the conversation: 

01:10 How property market fared in 2022

02:54 Difference between fractional investing and tokenisation

04:41 Benefits of fractional investing vs REITS

08:56 Pitfalls to avoid in fractional property investing

13:00 Sectors to look into in 2023

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

BT Branded Podcasts: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

]]> full 1 134 The Business Times e192bf82-8a1b-4270-8a83-af7a00201a29 e192bf82-8a1b-4270-8a83-af7a00201a29 Sun, 01 Jan 2023 16:00:00 +0000 949 https://omny.fm/shows/money-hacks-1/fractional-property-investing-for-the-win-bt-money S1E133: Asset class comeback kids of 2023: BT Money Hacks (Ep 133) Asset class comeback kids of 2023: BT Money Hacks (Ep 133) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Many asset classes took a beating in 2022 but look poised to make a comeback. Which ones will help you fortify your portfolio against possible recessionary pressures in 2023? Correspondent Howie Lim speaks to Daryl Ho, Senior Investment Strategist at DBS’ chief investment office to find out. 

Highlights of the conversation: 

01:11 Will market trends of 2022 reverse themselves?

02:11 Asset classes which suffered in 2022

04:31 The one thing to focus on in 2023

06:17 Flexibility in your portfolio

09:20 What to back in 2023

11:30 Value tech and Chinese equities

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM 

BT Branded Podcasts at: http://bt.sg/brpod

 ---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Many asset classes took a beating in 2022 but look poised to make a comeback. Which ones will help you fortify your portfolio against possible recessionary pressures in 2023? Correspondent Howie Lim speaks to Daryl Ho, Senior Investment Strategist at DBS’ chief investment office to find out. 

Highlights of the conversation: 

01:11 Will market trends of 2022 reverse themselves?

02:11 Asset classes which suffered in 2022

04:31 The one thing to focus on in 2023

06:17 Flexibility in your portfolio

09:20 What to back in 2023

11:30 Value tech and Chinese equities

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM 

BT Branded Podcasts at: http://bt.sg/brpod

 ---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 133 The Business Times f608ab41-3b6c-4af3-b731-af6d005c15fb f608ab41-3b6c-4af3-b731-af6d005c15fb Sun, 18 Dec 2022 16:00:00 +0000 973 https://omny.fm/shows/money-hacks-1/asset-class-comeback-kids-of-2023-bt-money-hacks-e S1E132: Is crypto still a viable investment option? BT Money Hacks (Ep 132) Is crypto still a viable investment option? BT Money Hacks (Ep 132) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What is wrong with cryptocurrency? Or is it the players and ecosystem? How affected were you by the collapse of FTX and is there recourse for your loss? Correspondent Howie Lim speaks to Wayne Huang, co-founder and CEO of XREX to find out. 

Highlights of the conversation: 

01:07 Cryptocurrency in 2022

03:37 The main issue with FTX’s collapse

08:33 How much will regulation help?

10:46 Balancing decentralisation and safety of customer assets

12:30 Recourse for customers hurt by FTX collapse

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: http://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: http://bt.sg/pcOM 

BT Branded Podcasts:  http://bt.sg/brpod   

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What is wrong with cryptocurrency? Or is it the players and ecosystem? How affected were you by the collapse of FTX and is there recourse for your loss? Correspondent Howie Lim speaks to Wayne Huang, co-founder and CEO of XREX to find out. 

Highlights of the conversation: 

01:07 Cryptocurrency in 2022

03:37 The main issue with FTX’s collapse

08:33 How much will regulation help?

10:46 Balancing decentralisation and safety of customer assets

12:30 Recourse for customers hurt by FTX collapse

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: http://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: http://bt.sg/pcOM 

BT Branded Podcasts:  http://bt.sg/brpod   

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 132 The Business Times 99955c64-44d1-49fa-9619-af5e01873ff0 99955c64-44d1-49fa-9619-af5e01873ff0 Sun, 04 Dec 2022 16:00:00 +0000 1007 https://omny.fm/shows/money-hacks-1/what-is-going-on-with-crypto-bt-money-hacks-ep-132 S1E131: Lessons learnt from 2022: BT Money Hacks (Ep 131) Lessons learnt from 2022: BT Money Hacks (Ep 131) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What are the hot investment trends for 2023 and how were they shaped by one of the most punishing years for investors: 2022? Correspondent Howie Lim chats with Kelvin Tay, UBS global wealth management's regional CIO and adjunct associate professor at the Wealth Management Institute, NTU.

Highlights of the conversation: 

01:23 No surprises: few sectors did well

02:25 Growth vs Value investing

04:58 Loss making tech stocks bore the brunt

07:00 Do investors abandon ‘the plan’?

09:05 The ONE piece of advice for 2023

10:53 Bright spots for 2023

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What are the hot investment trends for 2023 and how were they shaped by one of the most punishing years for investors: 2022? Correspondent Howie Lim chats with Kelvin Tay, UBS global wealth management's regional CIO and adjunct associate professor at the Wealth Management Institute, NTU.

Highlights of the conversation: 

01:23 No surprises: few sectors did well

02:25 Growth vs Value investing

04:58 Loss making tech stocks bore the brunt

07:00 Do investors abandon ‘the plan’?

09:05 The ONE piece of advice for 2023

10:53 Bright spots for 2023

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 131 The Business Times 10c3f9ed-29d0-464e-affb-af51006c7bed 10c3f9ed-29d0-464e-affb-af51006c7bed Sun, 20 Nov 2022 16:00:00 +0000 891 https://omny.fm/shows/money-hacks-1/lessons-learnt-from-2022-bt-money-hacks-ep-131 S1E130: Investing to outperform inflation: BT Money Hacks (Ep 130) Investing to outperform inflation: BT Money Hacks (Ep 130) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

With everyone staring down the barrel of inflation these days, how can we protect our portfolio returns? What should we be investing in to beat inflation? Correspondent Howie Lim speaks to co-founder of the Smart Investor, David Kuo to find out.

Highlights of the conversation: 

01:18 Who benefits from inflation?

05:05 Focus on stock market and companies which can increase prices

06:53 Continue to invest

09:01 Inflation and recession should NOT change your strategy

13:05 How to outperform inflation

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

With everyone staring down the barrel of inflation these days, how can we protect our portfolio returns? What should we be investing in to beat inflation? Correspondent Howie Lim speaks to co-founder of the Smart Investor, David Kuo to find out.

Highlights of the conversation: 

01:18 Who benefits from inflation?

05:05 Focus on stock market and companies which can increase prices

06:53 Continue to invest

09:01 Inflation and recession should NOT change your strategy

13:05 How to outperform inflation

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 130 The Business Times f5c33129-49d0-4d38-bd10-af420053c51b f5c33129-49d0-4d38-bd10-af420053c51b Sun, 06 Nov 2022 16:00:00 +0000 974 https://omny.fm/shows/money-hacks-1/investing-to-outperform-inflation-bt-money-hacks-e S1E129: Critical illness coverage: Insurance for your income - BT Money Hacks (Ep 129) Critical illness coverage: Insurance for your income - BT Money Hacks (Ep 129) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How can you make sure you don’t suffer ‘lost earnings’ from having to take time off work to recover from an illness? And how affordable is critical illness coverage in this inflation-riddled environment?

For more insights, correspondent Howie Lim speaks to Colin Chan, managing director for group marketing at Great Eastern.

This episode is brought to you by Great Eastern.

Highlights of the conversation: 

01:53 The concerning critical illness insurance gap

04:44 The lingering misconceptions debunked

08:31 Affordability of C.I. plans

09:56 C.I. coverage continues to evolve

12:19 How to reframe the message

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

More about:

Great Eastern

https://www.greateasternlife.com/sg/en/about-us.html

Critical Illness Coverage

https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-critical-cover.html

How to donate

www.giving.sg/campaigns/SCS_Return_to_Role_Programme

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

#BTPodcast

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How can you make sure you don’t suffer ‘lost earnings’ from having to take time off work to recover from an illness? And how affordable is critical illness coverage in this inflation-riddled environment?

For more insights, correspondent Howie Lim speaks to Colin Chan, managing director for group marketing at Great Eastern.

This episode is brought to you by Great Eastern.

Highlights of the conversation: 

01:53 The concerning critical illness insurance gap

04:44 The lingering misconceptions debunked

08:31 Affordability of C.I. plans

09:56 C.I. coverage continues to evolve

12:19 How to reframe the message

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

More about:

Great Eastern

https://www.greateasternlife.com/sg/en/about-us.html

Critical Illness Coverage

https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-critical-cover.html

How to donate

www.giving.sg/campaigns/SCS_Return_to_Role_Programme

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

#BTPodcast

See omnystudio.com/listener for privacy information.

]]> full 1 129 The Business Times 6037349d-6825-42ac-b77b-af2d002266df 6037349d-6825-42ac-b77b-af2d002266df Sun, 16 Oct 2022 16:00:00 +0000 932 https://omny.fm/shows/money-hacks-1/critical-illness-coverage-insurance-for-your-incom S1E128: Toasting fine wine's resilience: BT Money Hacks (Ep 128) Toasting fine wine's resilience: BT Money Hacks (Ep 128) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Wines’ clear capital preservation across the pandemic and its outperformance in 2021 may mean wine could very well be your hedge against inflation. But how’s it been doing so far in 2022 and will these volatile times have an adverse effect? 

Correspondent Howie Lim speaks to Anthony Zhang, co-founder and CEO of Vinovest to find out.

Highlights of the conversation: 

01:53 Collectible, age-worthy and investment grade wines

06:20 A ‘wasting’ asset?

08:08 Collecting for passion vs. profits

09:09 Wine prices outpacing inflation

12:12 Outlook for wine investing is good

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Wines’ clear capital preservation across the pandemic and its outperformance in 2021 may mean wine could very well be your hedge against inflation. But how’s it been doing so far in 2022 and will these volatile times have an adverse effect? 

Correspondent Howie Lim speaks to Anthony Zhang, co-founder and CEO of Vinovest to find out.

Highlights of the conversation: 

01:53 Collectible, age-worthy and investment grade wines

06:20 A ‘wasting’ asset?

08:08 Collecting for passion vs. profits

09:09 Wine prices outpacing inflation

12:12 Outlook for wine investing is good

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 128 The Business Times ed51ef79-77be-404e-83b1-af200079669b ed51ef79-77be-404e-83b1-af200079669b Sun, 02 Oct 2022 16:05:00 +0000 927 https://omny.fm/shows/money-hacks-1/toasting-fine-wines-resilience-bt-money-hacks-ep-1 S1E127: Certain collectibles may beat inflation: BT Money Hacks (Ep 127) Certain collectibles may beat inflation: BT Money Hacks (Ep 127) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Which collectibles don’t suffer in higher-inflation regimes? Many have become lucrative in recent years but only some are good hedges against inflation.

For more insights, correspondent Howie Lim speaks to Nannette Hechler-Fayd’herbe, Chief Investment Officer for the EMEA region and Global Head Economics & Research of Credit Suisse.

Highlights of the conversation:

02:04 Collectibles not just for the wealthy

03:30 Impact of inflation on collectibles

06:35 Importance of categorisation; some categories don’t respond to inflation

11:23 Invest for passion or profits? 

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Which collectibles don’t suffer in higher-inflation regimes? Many have become lucrative in recent years but only some are good hedges against inflation.

For more insights, correspondent Howie Lim speaks to Nannette Hechler-Fayd’herbe, Chief Investment Officer for the EMEA region and Global Head Economics & Research of Credit Suisse.

Highlights of the conversation:

02:04 Collectibles not just for the wealthy

03:30 Impact of inflation on collectibles

06:35 Importance of categorisation; some categories don’t respond to inflation

11:23 Invest for passion or profits? 

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 127 The Business Times a15fb9c7-a910-45c3-9087-af1101818a70 a15fb9c7-a910-45c3-9087-af1101818a70 Sun, 18 Sep 2022 16:00:00 +0000 893 https://omny.fm/shows/money-hacks-1/certain-collectibles-may-beat-inflation-bt-money-h S1E126: Investing in cars: worth it or lemons from the start? BT Money Hacks (Ep 126) Investing in cars: worth it or lemons from the start? BT Money Hacks (Ep 126) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Rare and collectible cars are growing in value, with indices in an all-time high territory. But can you actually make money off of your ‘old jalopy’ and are cars good hedges against inflation?

For more insights, correspondent Howie Lim speaks to Julian Kho, editor at Sgcarmart.

Highlights: 

01:38 Investing in cars a double edged sword

04:40 Trends in the space: modern classics taking off

06:39 What investors can do to maintain value of car

09:57 Do NOT drive your investment; mint condition is key

12:06 What exactly to invest in

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim and Claressa Monteiro

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/mktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Rare and collectible cars are growing in value, with indices in an all-time high territory. But can you actually make money off of your ‘old jalopy’ and are cars good hedges against inflation?

For more insights, correspondent Howie Lim speaks to Julian Kho, editor at Sgcarmart.

Highlights: 

01:38 Investing in cars a double edged sword

04:40 Trends in the space: modern classics taking off

06:39 What investors can do to maintain value of car

09:57 Do NOT drive your investment; mint condition is key

12:06 What exactly to invest in

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim and Claressa Monteiro

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/mktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 126 The Business Times 2bfb327d-ea30-4cb3-a477-af04003a4c4b 2bfb327d-ea30-4cb3-a477-af04003a4c4b Sun, 04 Sep 2022 16:00:00 +0000 1041 https://omny.fm/shows/money-hacks-1/investing-in-cars-worth-it-or-lemons-from-the-star S1E125: How to combat obsolete wealth management models: BT Money Hacks (Ep 125) How to combat obsolete wealth management models: BT Money Hacks (Ep 125) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Which wealth management models are outdated and how can the mass affluent ‘move with the times’ and get the proper advice we deserve? Correspondent Howie Lim speaks to Adam Reynolds, CEO, Saxo Markets Singapore to find out.

Highlights of the conversation: 

01:29 Which wealth management models are obsolete?

04:21 Why an individualised plan is important

05:16 How feasible the ‘individualised’ model is

08:08 Drawbacks of robo advisors

09:55 Outlook for 2H 2022

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Which wealth management models are outdated and how can the mass affluent ‘move with the times’ and get the proper advice we deserve? Correspondent Howie Lim speaks to Adam Reynolds, CEO, Saxo Markets Singapore to find out.

Highlights of the conversation: 

01:29 Which wealth management models are obsolete?

04:21 Why an individualised plan is important

05:16 How feasible the ‘individualised’ model is

08:08 Drawbacks of robo advisors

09:55 Outlook for 2H 2022

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 125 The Business Times e1d8d5eb-cf2b-4267-890b-aeef0078f8fa e1d8d5eb-cf2b-4267-890b-aeef0078f8fa Sun, 14 Aug 2022 16:00:00 +0000 715 https://omny.fm/shows/money-hacks-1/how-to-combat-obsolete-wealth-management-models-bt S1E124: Art investments outperformed S&P 500 over last 25 years: BT Money Hacks (Ep 124) Art investments outperformed S&P 500 over last 25 years: BT Money Hacks (Ep 124) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

The art market consistently returns 7.6% to investors and contemporary art investments have outperformed the S&P 500 over the last 25 years. But investing in fine art carries big risks. Artwork does not generate any ongoing cash flows, like interest payments or dividends. So is art investing now a good hedge against inflation?

For more insights, correspondent Howie Lim speaks to Wendy Fang and Yi Ziwei, specialists, 20th & 21st Century Art Department, Christie’s Asia Pacific 

Highlights of the conversation: 

01:51 Why art investing is challenging

02:51 Major trends in art investing

07:44 Blue chip art and artists

09:24 Fractional art investing

11:48 NFTs the most lucrative?

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

The art market consistently returns 7.6% to investors and contemporary art investments have outperformed the S&P 500 over the last 25 years. But investing in fine art carries big risks. Artwork does not generate any ongoing cash flows, like interest payments or dividends. So is art investing now a good hedge against inflation?

For more insights, correspondent Howie Lim speaks to Wendy Fang and Yi Ziwei, specialists, 20th & 21st Century Art Department, Christie’s Asia Pacific 

Highlights of the conversation: 

01:51 Why art investing is challenging

02:51 Major trends in art investing

07:44 Blue chip art and artists

09:24 Fractional art investing

11:48 NFTs the most lucrative?

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 124 The Business Times 48d7c7f8-3ba4-48b6-a79b-aee000b858b2 48d7c7f8-3ba4-48b6-a79b-aee000b858b2 Sun, 31 Jul 2022 16:00:00 +0000 986 https://omny.fm/shows/money-hacks-1/investing-in-art-on-the-rise-due-to-stable-returns S1E123: ETFs or unit trusts as inflation hedges? BT Money Hacks Ep 123 ETFs or unit trusts as inflation hedges? BT Money Hacks Ep 123 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Studies have shown over and over again that actively managed funds almost always underperform passive investments in the long run. In this episode, we’ll try to settle the long debated argument of ETFs vs Mutual Funds, although we’re well aware there’s no straightforward solution to this and joining us with his insights: Samuel Rhee, Chairman and Chief Investment Officer of Endowus.

Highlights of the conversation: 

01:38 Important differences between ETFs and mutual funds

05:36 Why accessibility and income generation the most important factors

08:00 Have macro factors changed the game?

10:29 Not a zero sum game between competing products

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM

BT Market Focus: http://bt.sg/btmktfocus

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Studies have shown over and over again that actively managed funds almost always underperform passive investments in the long run. In this episode, we’ll try to settle the long debated argument of ETFs vs Mutual Funds, although we’re well aware there’s no straightforward solution to this and joining us with his insights: Samuel Rhee, Chairman and Chief Investment Officer of Endowus.

Highlights of the conversation: 

01:38 Important differences between ETFs and mutual funds

05:36 Why accessibility and income generation the most important factors

08:00 Have macro factors changed the game?

10:29 Not a zero sum game between competing products

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM

BT Market Focus: http://bt.sg/btmktfocus

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 123 The Business Times 6432debc-c0e4-4301-a715-aec900a9805b 6432debc-c0e4-4301-a715-aec900a9805b Sun, 17 Jul 2022 16:00:00 +0000 869 https://omny.fm/shows/money-hacks-1/etfs-or-unit-trusts-as-inflation-hedges-bt-money-h S1E122: Are currencies the way to hedge against inflation? BT Money Hacks Ep 122 Are currencies the way to hedge against inflation? BT Money Hacks Ep 122 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

For more insights, correspondent Howie Lim speaks to Ashli Koe and Raphael Ng, fund managers, Salzworth Asset Management.

Highlights of the conversation: 

02:15 Misconceptions about FX trading

04:13 Tips for newbie forex traders

09:30 Past performance doesn’t guarantee future returns

11:29 Tips for experienced forex traders

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM

BT Market Focus: http://bt.sg/btmktfocus 

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

For more insights, correspondent Howie Lim speaks to Ashli Koe and Raphael Ng, fund managers, Salzworth Asset Management.

Highlights of the conversation: 

02:15 Misconceptions about FX trading

04:13 Tips for newbie forex traders

09:30 Past performance doesn’t guarantee future returns

11:29 Tips for experienced forex traders

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM

BT Market Focus: http://bt.sg/btmktfocus 

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 122 The Business Times 14e905e8-d67a-45bd-9bf0-aebb0059fde3 14e905e8-d67a-45bd-9bf0-aebb0059fde3 Sun, 03 Jul 2022 16:00:00 +0000 842 https://omny.fm/shows/money-hacks-1/currencies-emerging-as-investors-weapon-of-choice S1E121: How the sandwich generation can get back on track: BT Money Hacks Ep 121 How the sandwich generation can get back on track: BT Money Hacks Ep 121 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

The pandemic, current market conditions of sky high inflation, geopolitical tensions and supply chain issues have decimated many people's savings and a demographic particularly affected is the sandwich class: adults who have to care for dependent children and ageing parents, usually at the expense of their own financial health. How can they revitalise their retirement savings?

For more insights, correspondent Howie Lim speaks to Elson Goh, head of Asia portfolio management, St James Place. 

Highlights of the conversation: 

02:15 Financial achievements of Gen S affected by supporting parents

05:45 Factors affecting value of money and savings

07:40 How to hedge against inflation: beware cash drag

09:00 Know your risk appetite and diversify

11:00 Equities a key driver to long term growth

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

The pandemic, current market conditions of sky high inflation, geopolitical tensions and supply chain issues have decimated many people's savings and a demographic particularly affected is the sandwich class: adults who have to care for dependent children and ageing parents, usually at the expense of their own financial health. How can they revitalise their retirement savings?

For more insights, correspondent Howie Lim speaks to Elson Goh, head of Asia portfolio management, St James Place. 

Highlights of the conversation: 

02:15 Financial achievements of Gen S affected by supporting parents

05:45 Factors affecting value of money and savings

07:40 How to hedge against inflation: beware cash drag

09:00 Know your risk appetite and diversify

11:00 Equities a key driver to long term growth

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 121 The Business Times 09b5e76c-566d-49d3-a92f-aeb300a394e5 09b5e76c-566d-49d3-a92f-aeb300a394e5 Sun, 19 Jun 2022 16:00:00 +0000 864 https://omny.fm/shows/money-hacks-1/how-the-sandwich-generation-can-get-back-on-track S1E120: Cryptocurrency: yes, no or not yet? BT Money Hacks Ep 120 Cryptocurrency: yes, no or not yet? BT Money Hacks Ep 120 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

After a very rocky May 2022 of trading, the cryptocurrency market ended on a high note. But, the crypto market environment will likely remain challenging in June 2022.

Cryptocurrency prices have been under major pressure since the beginning of 2022. So how can you navigate this environment and should you even go in now?

For more insights, correspondent Howie Lim gets comments from Wayne Huang, CEO and co-founder of XREX and Sten Ivan, Head of Growth, Hodlnaut.

Highlights of the conversation: 

03:59 Why institutional investors are pressing on with crypto

05:24 The impact on retail investors and what to do

10:00 Crypto still a viable investment, if you know what you’re doing

11:27 How much to put in and why

12:52 Regulation is on its way 

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

After a very rocky May 2022 of trading, the cryptocurrency market ended on a high note. But, the crypto market environment will likely remain challenging in June 2022.

Cryptocurrency prices have been under major pressure since the beginning of 2022. So how can you navigate this environment and should you even go in now?

For more insights, correspondent Howie Lim gets comments from Wayne Huang, CEO and co-founder of XREX and Sten Ivan, Head of Growth, Hodlnaut.

Highlights of the conversation: 

03:59 Why institutional investors are pressing on with crypto

05:24 The impact on retail investors and what to do

10:00 Crypto still a viable investment, if you know what you’re doing

11:27 How much to put in and why

12:52 Regulation is on its way 

Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 120 The Business Times b86f3633-f0cb-4350-91f3-aea80062c261 b86f3633-f0cb-4350-91f3-aea80062c261 Sun, 05 Jun 2022 16:00:00 +0000 1090 https://omny.fm/shows/money-hacks-1/cryptocurrency-yes-no-or-not-yet-bt-money-hacks-ep S1E119: DeFi - next-level investing not for the faint-hearted: BT Money Hacks Ep 119 DeFi - next-level investing not for the faint-hearted: BT Money Hacks Ep 119 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Decentralized finance or DeFi can be thought of as open source finance which is truly owned by no one. And it has been known to give returns of up to 20-30%! But to truly understand what you’re investing in and make big money requires effort at this nascent stage.

For more insights correspondent Howie Lim speaks to Kenneth Lou, co-founder and CEO of Seedly.

Highlights of the conversation: 

02:42 Basic premise of DeFi and DeFi vs TradFi

03:38 How to get ahead in DeFi’s current nascent early stage

06:37 How to identify lucrative DeFi projects to invest in

08:25 Is DeFi underpriced or overpriced?

09:25 The volatile nature of decentralised applications

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Decentralized finance or DeFi can be thought of as open source finance which is truly owned by no one. And it has been known to give returns of up to 20-30%! But to truly understand what you’re investing in and make big money requires effort at this nascent stage.

For more insights correspondent Howie Lim speaks to Kenneth Lou, co-founder and CEO of Seedly.

Highlights of the conversation: 

02:42 Basic premise of DeFi and DeFi vs TradFi

03:38 How to get ahead in DeFi’s current nascent early stage

06:37 How to identify lucrative DeFi projects to invest in

08:25 Is DeFi underpriced or overpriced?

09:25 The volatile nature of decentralised applications

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 119 The Business Times d5f75e1e-ed48-4535-9daa-ae94003db404 d5f75e1e-ed48-4535-9daa-ae94003db404 Sun, 15 May 2022 16:00:00 +0000 881 https://omny.fm/shows/money-hacks-1/defi-big-returns-but-not-for-the-faint-hearted-bt S1E118: How millennials can boost their retirement savings: BT Money Hacks Ep 118 How millennials can boost their retirement savings: BT Money Hacks Ep 118 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Thanks to the current environment, millennial and Gen-Z investors - projected to inherit US$48 trillion of wealth over the next 25 years, are facing the daunting challenge of securing their own retirements. So what can this generation do and how would understanding their behaviour make institutions better able to cater to their needs?

For more insights, correspondent Howie Lim speaks to Carol Fong, Group CEO of CGS-CIMB Securities.

Highlights of the conversation: 

01:12 Why millennials are behind other generations in retirement savings

04:17 Why millennials eschew ‘traditional’ advisors

06:30 Top 5 tips for millennials to jumpstart their retirement savings

09:45 Why just relying on advice from social media is risky

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Thanks to the current environment, millennial and Gen-Z investors - projected to inherit US$48 trillion of wealth over the next 25 years, are facing the daunting challenge of securing their own retirements. So what can this generation do and how would understanding their behaviour make institutions better able to cater to their needs?

For more insights, correspondent Howie Lim speaks to Carol Fong, Group CEO of CGS-CIMB Securities.

Highlights of the conversation: 

01:12 Why millennials are behind other generations in retirement savings

04:17 Why millennials eschew ‘traditional’ advisors

06:30 Top 5 tips for millennials to jumpstart their retirement savings

09:45 Why just relying on advice from social media is risky

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 118 The Business Times ffadf0cd-6e10-459b-b82c-ae85001c0579 ffadf0cd-6e10-459b-b82c-ae85001c0579 Sun, 01 May 2022 16:00:00 +0000 868 https://omny.fm/shows/money-hacks-1/how-millennials-can-boost-their-retirement-savings S1E117: How to find lucrative opportunities in Web3 investing: BT Money Hacks Ep 117 How to find lucrative opportunities in Web3 investing: BT Money Hacks Ep 117 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Cryptocurrency, DAO, DeFi, NFT, blockchain, metaverse: these terms have been bandied about for some time but do they all fit under the Web3 umbrella? 

So what are these strange new investment opportunities and should we maybe get some? 

For more insights, correspondent Howie Lim speaks to Ryan McNamara, Web3 and crypto editor of Benzinga.

Highlights of the conversation: 

01:30 True data and digital ownership

04:20 Invest in Web3 now or later when it’s mainstream?

08:40 What investing in Web3 really means

10:40 Beware the reflection fee

15:50 Why investing in Web3 is worth it

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Cryptocurrency, DAO, DeFi, NFT, blockchain, metaverse: these terms have been bandied about for some time but do they all fit under the Web3 umbrella? 

So what are these strange new investment opportunities and should we maybe get some? 

For more insights, correspondent Howie Lim speaks to Ryan McNamara, Web3 and crypto editor of Benzinga.

Highlights of the conversation: 

01:30 True data and digital ownership

04:20 Invest in Web3 now or later when it’s mainstream?

08:40 What investing in Web3 really means

10:40 Beware the reflection fee

15:50 Why investing in Web3 is worth it

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 117 The Business Times fce5b1e4-b496-40fe-87a0-ae76007b8e74 fce5b1e4-b496-40fe-87a0-ae76007b8e74 Sun, 17 Apr 2022 16:00:00 +0000 1169 https://omny.fm/shows/money-hacks-1/how-to-find-lucrative-opportunities-in-web3-invest S1E116: One drunken party away from poverty - alternative investments: BT Money Hacks Ep 116 One drunken party away from poverty - alternative investments: BT Money Hacks Ep 116 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

From private equity to whiskey, real estate to haute couture, how important is the definition of alternative investments since it’s increasingly becoming grayer? And how is their value holding up in this inflation riddled environment? Correspondent Howie Lim speaks to Daryl Ho, senior investment strategist, chief investment office, DBS to find out.  

Highlights of the conversation: 

01:00 Define alternative investments as what they’re NOT

02:20 Rising interest in alternatives

04:50 HNWIs allocating more, should regular investors too?

06:15 Biggest risks of alternatives

11:15 Do we really need alternatives?

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/ 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

From private equity to whiskey, real estate to haute couture, how important is the definition of alternative investments since it’s increasingly becoming grayer? And how is their value holding up in this inflation riddled environment? Correspondent Howie Lim speaks to Daryl Ho, senior investment strategist, chief investment office, DBS to find out.  

Highlights of the conversation: 

01:00 Define alternative investments as what they’re NOT

02:20 Rising interest in alternatives

04:50 HNWIs allocating more, should regular investors too?

06:15 Biggest risks of alternatives

11:15 Do we really need alternatives?

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/ 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 116 The Business Times a805f74d-ce32-4a12-8d91-ae690058f413 a805f74d-ce32-4a12-8d91-ae690058f413 Sun, 03 Apr 2022 16:00:00 +0000 867 https://omny.fm/shows/money-hacks-1/one-drunken-party-away-from-poverty-alternative-in S1E115: Taxes are set to go up, what can high-income earners do about it? BT Money Hacks Ep 115 Taxes are set to go up, what can high-income earners do about it? BT Money Hacks Ep 115 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What can high-income earners do in coming tax seasons and can we expect further tax hikes in the near future? In this episode of Money Hacks, correspondent Howie Lim speaks to Tan Ching Ne, partner specialising in tax, PWC Singapore to find out.

Highlights of the conversation: 

01:10 Taxes and spending are two sides of the same coin

03:00 Higher property taxes as principle means of taxing wealth

04:00 What high income earners can do

07:30 Singapore tax regime still competitive

11:25 Taxes WILL rise more in the near future

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN 

SPH Awedio app: https://www.awedio.sg/

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What can high-income earners do in coming tax seasons and can we expect further tax hikes in the near future? In this episode of Money Hacks, correspondent Howie Lim speaks to Tan Ching Ne, partner specialising in tax, PWC Singapore to find out.

Highlights of the conversation: 

01:10 Taxes and spending are two sides of the same coin

03:00 Higher property taxes as principle means of taxing wealth

04:00 What high income earners can do

07:30 Singapore tax regime still competitive

11:25 Taxes WILL rise more in the near future

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN 

SPH Awedio app: https://www.awedio.sg/

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 115 The Business Times 6d5d8ea0-ed0b-48f8-86d3-ae5b00c0070b 6d5d8ea0-ed0b-48f8-86d3-ae5b00c0070b Sun, 20 Mar 2022 16:00:00 +0000 932 https://omny.fm/shows/money-hacks-1/what-high-income-earners-can-do-in-coming-tax-seas S1E114: Gold - hedge, investment or drag? BT Money Hacks Ep 114 Gold - hedge, investment or drag? BT Money Hacks Ep 114 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this episode of Money Hacks, correspondent Howie Lim speaks with Robin Lee, CEO and co-founder of HelloGold who gives his rather unconventional take on gold.

Highlights (click/tap above): 

01:10 Why Warren Buffet is wrong about gold

02:45 ‘Safe haven’ an Anglo Saxon concept?

04:50 Gold’s inherent attraction: it goes through cycles

06:50 Beware the short lived ‘flight to safety'

07:40 Type of gold products to get into

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast: http://bt.sg/btmark2mkt

WealthBT Podcast: http://bt.sg/btwealthbt

PropertyBT Podcast: https://bt.sg/btpropertybt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this episode of Money Hacks, correspondent Howie Lim speaks with Robin Lee, CEO and co-founder of HelloGold who gives his rather unconventional take on gold.

Highlights (click/tap above): 

01:10 Why Warren Buffet is wrong about gold

02:45 ‘Safe haven’ an Anglo Saxon concept?

04:50 Gold’s inherent attraction: it goes through cycles

06:50 Beware the short lived ‘flight to safety'

07:40 Type of gold products to get into

Produced by: Howie Lim (howielim@sph.com.sg) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast: http://bt.sg/btmark2mkt

WealthBT Podcast: http://bt.sg/btwealthbt

PropertyBT Podcast: https://bt.sg/btpropertybt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 114 The Business Times 7555a5e2-506e-4f8d-9d6e-ae4d00a027a1 7555a5e2-506e-4f8d-9d6e-ae4d00a027a1 Sun, 06 Mar 2022 16:00:00 +0000 789 https://omny.fm/shows/money-hacks-1/gold-as-your-portfolios-insurance-bt-money-hacks S1E113: Why the time for NFTs is now: BT Money Hacks Ep 113 Why the time for NFTs is now: BT Money Hacks Ep 113 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 113th episode of Money Hacks, correspondent Howie Lim speaks to Ethan McMahon, an economist from Chainalysis, on whether non-fungible tokens (NFTs) are a viable investment instrument.

Highlights (click/tap above)

01:15 Are NFTs speculative?

03:55 Can the NFT market get any hotter?

05:25 Yet explored NFT-use cases

07:45 How to navigate this volatile market

08:30 What regulation to expect in 2022

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 113th episode of Money Hacks, correspondent Howie Lim speaks to Ethan McMahon, an economist from Chainalysis, on whether non-fungible tokens (NFTs) are a viable investment instrument.

Highlights (click/tap above)

01:15 Are NFTs speculative?

03:55 Can the NFT market get any hotter?

05:25 Yet explored NFT-use cases

07:45 How to navigate this volatile market

08:30 What regulation to expect in 2022

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 113 The Business Times d805b465-9892-4241-aaa3-ae3f0048ea04 d805b465-9892-4241-aaa3-ae3f0048ea04 Sun, 20 Feb 2022 16:00:00 +0000 736 https://omny.fm/shows/money-hacks-1/why-the-time-for-nfts-is-now-bt-money-hacks-ep-113 S1E112: Make money even through a bumpy 2022: BT Money Hacks Ep 112 Make money even through a bumpy 2022: BT Money Hacks Ep 112 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 112th episode of Money Hacks, correspondent Howie Lim speaks to Daryl Ho, senior investment strategist, chief investment office, DBS, about the investment outlook for 2022 and how a robust portfolio can weather uncertainty.

Highlights (click/tap above): 

01:22 Top issue of concern when investing in 2022

02:27 Time IN the market is still your best bet

05:08 Difference in speed of policy tightening across the globe

07:22 Is a transitional global economy the perfect opportunity?

11:27 Deploy cash and build resilient portfolios

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 112th episode of Money Hacks, correspondent Howie Lim speaks to Daryl Ho, senior investment strategist, chief investment office, DBS, about the investment outlook for 2022 and how a robust portfolio can weather uncertainty.

Highlights (click/tap above): 

01:22 Top issue of concern when investing in 2022

02:27 Time IN the market is still your best bet

05:08 Difference in speed of policy tightening across the globe

07:22 Is a transitional global economy the perfect opportunity?

11:27 Deploy cash and build resilient portfolios

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 112 The Business Times a187fb4a-fe0c-41f5-92e6-ae310092f0a2 a187fb4a-fe0c-41f5-92e6-ae310092f0a2 Sun, 06 Feb 2022 16:00:00 +0000 955 https://omny.fm/shows/money-hacks-1/earn-money-even-through-a-bumpy-2022-bt-money-hack S1E111: Lucrative real deals in the metaverse: BT Money Hacks Ep 111 Lucrative real deals in the metaverse: BT Money Hacks Ep 111 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 111th episode of Money Hacks, BT correspondent Howie Lim speaks to Cathy Hackl, chief metaverse officer of the Futures Intelligence Group about lucrative investment opportunities in the metaverse and how to navigate this growing space. 

Highlights (click/tap above):

03:20 Why invest in the metaverse

05:12 Is the metaverse for the risk averse?

10:27 Whether one’s location makes a difference when investing in the metaverse

14:23 Metaverse investment outlook for 2022

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 111th episode of Money Hacks, BT correspondent Howie Lim speaks to Cathy Hackl, chief metaverse officer of the Futures Intelligence Group about lucrative investment opportunities in the metaverse and how to navigate this growing space. 

Highlights (click/tap above):

03:20 Why invest in the metaverse

05:12 Is the metaverse for the risk averse?

10:27 Whether one’s location makes a difference when investing in the metaverse

14:23 Metaverse investment outlook for 2022

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 111 The Business Times 81412226-06df-478e-a552-ae1c007f70a2 81412226-06df-478e-a552-ae1c007f70a2 Sun, 16 Jan 2022 16:00:00 +0000 1029 https://omny.fm/shows/money-hacks-1/lucrative-real-deals-in-the-metaverse-bt-money-hac S1E110: A step by step guide to estate planning: BT Money Hacks Ep 110 A step by step guide to estate planning: BT Money Hacks Ep 110 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 110th episode of Money Hacks, correspondent Howie Lim speaks to Christopher Tan, founder and CEO of Providend about whether you can DIY estate planning and the common mistakes to avoid.

Highlights of the conversation: (click/tap above)

02:16 Common deterrents to estate planning

04:30 The step by step to estate planning: Create, preserve and distribute your wealth

07:55 Only some parts of estate planning should be done yourself

10:39 New digital trust for CPF savings which addresses members’ concerns

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 110th episode of Money Hacks, correspondent Howie Lim speaks to Christopher Tan, founder and CEO of Providend about whether you can DIY estate planning and the common mistakes to avoid.

Highlights of the conversation: (click/tap above)

02:16 Common deterrents to estate planning

04:30 The step by step to estate planning: Create, preserve and distribute your wealth

07:55 Only some parts of estate planning should be done yourself

10:39 New digital trust for CPF savings which addresses members’ concerns

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 110 The Business Times 23d01613-1f90-40a3-b531-ae0d002dcfba 23d01613-1f90-40a3-b531-ae0d002dcfba Sun, 02 Jan 2022 16:00:00 +0000 971 https://omny.fm/shows/money-hacks-1/can-you-draw-up-an-estate-plan-yourself-bt-money-h S1E109: Women better at investing than men but fewer do: BT Money Hacks Ep 109 Women better at investing than men but fewer do: BT Money Hacks Ep 109 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 109th episode of Money Hacks, correspondent Howie Lim speaks to co-founder of Sophia and gender lens investor, Tanya Rolfe about closing the gender investing gap through education, especially since women investors thrash their male counterparts. 

Highlights (click/tap above) 

02:20 Why women fear investing (including comments from Leanne Robers, co-founder of She Loves Tech on the wealth gap)

07:30 Although financial education is not gender-based, why education efforts need to be women-centric

10:33 Why women investors do better than men, but why fewer women invest

12:50 What female founders can do to close the gender investing gap (including comments from Ee Ling Lim, head of Apac business development, 500 Global) 

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 109th episode of Money Hacks, correspondent Howie Lim speaks to co-founder of Sophia and gender lens investor, Tanya Rolfe about closing the gender investing gap through education, especially since women investors thrash their male counterparts. 

Highlights (click/tap above) 

02:20 Why women fear investing (including comments from Leanne Robers, co-founder of She Loves Tech on the wealth gap)

07:30 Although financial education is not gender-based, why education efforts need to be women-centric

10:33 Why women investors do better than men, but why fewer women invest

12:50 What female founders can do to close the gender investing gap (including comments from Ee Ling Lim, head of Apac business development, 500 Global) 

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 109 The Business Times faae61a0-bb2a-45d1-984e-ae0000922650 faae61a0-bb2a-45d1-984e-ae0000922650 Sun, 19 Dec 2021 16:00:00 +0000 1061 https://omny.fm/shows/money-hacks-1/women-better-at-investing-than-men-but-fewer-inves S1E108: Bullish outlook for cryptocurrency in 2022 and beyond: BT Money Hacks (Ep 108) Bullish outlook for cryptocurrency in 2022 and beyond: BT Money Hacks (Ep 108) Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 108th episode of Money Hacks, correspondent Howie Lim speaks to Evie Zhang, co-founder and CEO of Coinomo about cryptocurrency’s outlook for 2022 and beyond, and also whether non-fungible tokens should factor in your portfolio as well.

Highlights of the conversation (click/tap above): 

01:29 Outlook for cryptocurrencies in 2022 (including comments from Simon Guidecoq, CEO of Asia Pacific, Singapore HQ, Healy Consultants)

08:30 Top pros and cons of investing in cryptocurrencies

11:25 Are cryptocurrencies even ‘green’?

12:36 How to safeguard your digital assets

15:36 The case for non-fungible tokens

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: http://bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 108th episode of Money Hacks, correspondent Howie Lim speaks to Evie Zhang, co-founder and CEO of Coinomo about cryptocurrency’s outlook for 2022 and beyond, and also whether non-fungible tokens should factor in your portfolio as well.

Highlights of the conversation (click/tap above): 

01:29 Outlook for cryptocurrencies in 2022 (including comments from Simon Guidecoq, CEO of Asia Pacific, Singapore HQ, Healy Consultants)

08:30 Top pros and cons of investing in cryptocurrencies

11:25 Are cryptocurrencies even ‘green’?

12:36 How to safeguard your digital assets

15:36 The case for non-fungible tokens

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: http://bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 108 The Business Times fdeae1a0-817b-4886-a9c1-adf200a40738 fdeae1a0-817b-4886-a9c1-adf200a40738 Sun, 05 Dec 2021 16:00:00 +0000 1035 https://omny.fm/shows/money-hacks-1/outlook-for-cryptocurrency-in-2022-and-beyond-bt-m S1E107: ESG investing can make you money but beware greenwashing: BT Money Hacks Ep 107 ESG investing can make you money but beware greenwashing: BT Money Hacks Ep 107 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 107th episode of Money Hacks, BT correspondent Howie Lim speaks to Victor Wong, senior director, head of UOBAM Sustainability Office, UOB Asset Management about how ESG investing can make money but greenwashing needs to be top of mind. This episode is brought to you by UOBAM: https://www.uobam.com.sg/index.page 

Highlights of conversation (click/tap above):

1:23 Are Singapore investors more ‘woke’ now?

3:27 Responsible investing and ESG still hard to define

6:34 The benefits of including ESG in investors’ portfolios

9:06 How investors can be assured they’ll always reap those benefits

10:36 The importance of understanding the motivations behind ESG investing and how to measure its success

12:19 Tracking developments in other regions with regard to finance greenwashing and how to combat it

14:18 How to make sure your investments are really helping the planet as espoused

More about: 

The APAC Green Reit ETF:

https://www.uobam.com.sg/sustainability/solutions/uob-apac-green-reit-etf.page

Sustainability Insights:

https://www.uobam.com.sg/insights/thinking-sustainably.page

UOBAM’s sustainability commitment: https://www.uobam.com.sg/sustainability/index.page

---

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

#BTPodcast

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 107th episode of Money Hacks, BT correspondent Howie Lim speaks to Victor Wong, senior director, head of UOBAM Sustainability Office, UOB Asset Management about how ESG investing can make money but greenwashing needs to be top of mind. This episode is brought to you by UOBAM: https://www.uobam.com.sg/index.page 

Highlights of conversation (click/tap above):

1:23 Are Singapore investors more ‘woke’ now?

3:27 Responsible investing and ESG still hard to define

6:34 The benefits of including ESG in investors’ portfolios

9:06 How investors can be assured they’ll always reap those benefits

10:36 The importance of understanding the motivations behind ESG investing and how to measure its success

12:19 Tracking developments in other regions with regard to finance greenwashing and how to combat it

14:18 How to make sure your investments are really helping the planet as espoused

More about: 

The APAC Green Reit ETF:

https://www.uobam.com.sg/sustainability/solutions/uob-apac-green-reit-etf.page

Sustainability Insights:

https://www.uobam.com.sg/insights/thinking-sustainably.page

UOBAM’s sustainability commitment: https://www.uobam.com.sg/sustainability/index.page

---

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

#BTPodcast

See omnystudio.com/listener for privacy information.

]]> full 1 107 The Business Times 4d093c3c-46f1-4741-a597-adde003c4fed 4d093c3c-46f1-4741-a597-adde003c4fed Sun, 14 Nov 2021 16:00:00 +0000 1042 https://omny.fm/shows/money-hacks-1/esg-investing-can-make-you-money-but-beware-greenw S1E106: Regulation will see wider buy-now-pay-later adoption: BT Money Hacks Ep 106 Regulation will see wider buy-now-pay-later adoption: BT Money Hacks Ep 106 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's 106th episode takes a deeper look into Buy Now Pay Later platforms. How risky are they for consumers and will regulation really help? Correspondent Howie Lim speaks with Lim Kell Jay, Head of Grab Financial Group Singapore. 

Highlights of the conversation:

  1. Concerns raised with regard to BNPL platforms (1.23)
  2. How the sector is dealing with negativity surrounding BNPL platforms (3.40)
  3. How possible regulation will affect the BNPL sector here (7.35)
  4. Advice for consumers when using BNPL platforms (8.36)

Produced by: Howie Lim, Ernest Luis and Lee Kim Siang

Edited by: Howie Lim & Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's 106th episode takes a deeper look into Buy Now Pay Later platforms. How risky are they for consumers and will regulation really help? Correspondent Howie Lim speaks with Lim Kell Jay, Head of Grab Financial Group Singapore. 

Highlights of the conversation:

  1. Concerns raised with regard to BNPL platforms (1.23)
  2. How the sector is dealing with negativity surrounding BNPL platforms (3.40)
  3. How possible regulation will affect the BNPL sector here (7.35)
  4. Advice for consumers when using BNPL platforms (8.36)

Produced by: Howie Lim, Ernest Luis and Lee Kim Siang

Edited by: Howie Lim & Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 106 The Business Times b5bfe321-db3f-4b65-8184-adcf00a15364 b5bfe321-db3f-4b65-8184-adcf00a15364 Sun, 31 Oct 2021 16:00:00 +0000 704 https://omny.fm/shows/money-hacks-1/regulation-will-see-wider-buy-now-pay-later-adopti S1E105: Make money while doing good with ESG investing: BT Money Hacks Ep 105 Make money while doing good with ESG investing: BT Money Hacks Ep 105 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 105th episode of Money Hacks, BT correspondent Howie Lim speaks to Koh Hwee Joo, senior director, Sustainability Office at UOB Asset Management, about how doing good doesn’t mean sacrificing returns these days with ESG investing. This episode is brought to you by UOBAM - https://www.uobam.com.sg/index.page

Highlights of the conversation: 

  1. Why investors should consider ‘profit with purpose’ portfolios (1:10)

  2. What makes it sustainable investing and how to get started (3:09)

  3. Combating naysayers’ claims that financial concerns are a secondary consideration after investors’ moral values (5:43)

  4. Singapore's ESG fund scene and how accessible it is to investors now (7:42)

  5. Call for greater transparent measurement and disclosure of sustainability performance (9:34)

  6. Recognising greenwashing and metrics used to assess ESG factors (10:42)

  7. Getting the sceptical and unaware to be more involved in ‘profit with purpose’ investing: the proof in the pudding (11:58)


More about: 

United Smart Sustainable Singapore Bond Fund - https://www.uobam.com.sg/sustainability/solutions/united-smart-sustainable-singapore-bond-fund.page

Sustainability Insights

https://www.uobam.com.sg/insights/thinking-sustainably.page

UOBAM's sustainability commitment

https://www.uobam.com.sg/sustainability/index.page

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

#BTPodcast

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 105th episode of Money Hacks, BT correspondent Howie Lim speaks to Koh Hwee Joo, senior director, Sustainability Office at UOB Asset Management, about how doing good doesn’t mean sacrificing returns these days with ESG investing. This episode is brought to you by UOBAM - https://www.uobam.com.sg/index.page

Highlights of the conversation: 

  1. Why investors should consider ‘profit with purpose’ portfolios (1:10)

  2. What makes it sustainable investing and how to get started (3:09)

  3. Combating naysayers’ claims that financial concerns are a secondary consideration after investors’ moral values (5:43)

  4. Singapore's ESG fund scene and how accessible it is to investors now (7:42)

  5. Call for greater transparent measurement and disclosure of sustainability performance (9:34)

  6. Recognising greenwashing and metrics used to assess ESG factors (10:42)

  7. Getting the sceptical and unaware to be more involved in ‘profit with purpose’ investing: the proof in the pudding (11:58)


More about: 

United Smart Sustainable Singapore Bond Fund - https://www.uobam.com.sg/sustainability/solutions/united-smart-sustainable-singapore-bond-fund.page

Sustainability Insights

https://www.uobam.com.sg/insights/thinking-sustainably.page

UOBAM's sustainability commitment

https://www.uobam.com.sg/sustainability/index.page

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang

Edited by: Howie Lim and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

#BTPodcast

See omnystudio.com/listener for privacy information.

]]> full 1 105 The Business Times f3e628b0-cb01-46d1-8179-adc1006df88f f3e628b0-cb01-46d1-8179-adc1006df88f Sun, 17 Oct 2021 16:00:00 +0000 864 https://omny.fm/shows/money-hacks-1/make-money-while-doing-good-with-esg-investing-bt S1E104: Reducing SMEs' indebtedness and mitigating bankruptcy risk: BT Money Hacks Ep 104 Reducing SMEs' indebtedness and mitigating bankruptcy risk: BT Money Hacks Ep 104 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 104th episode of Money Hacks, correspondent Howie Lim speaks to Morgan Terigi, CEO and co-founder of Incomlend about how cash-strapped SMEs can access diversified sources of working capital, especially during these challenging times.

Highlights of the conversation:

  1. SMEs’ lack of access to working capital as Government support schemes ease (1:15)
  2. Why SMEs should consider non-recourse financing options, though it’s riskier for lenders (4:00)
  3. Other alternative and suitable financing options for SMEs (7:26)
  4. How ESG can be an accelerator for an SME’s growth (11:27)

Produced by: Howie Lim, Ernest Luis and Lee Kim Siang

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

In this 104th episode of Money Hacks, correspondent Howie Lim speaks to Morgan Terigi, CEO and co-founder of Incomlend about how cash-strapped SMEs can access diversified sources of working capital, especially during these challenging times.

Highlights of the conversation:

  1. SMEs’ lack of access to working capital as Government support schemes ease (1:15)
  2. Why SMEs should consider non-recourse financing options, though it’s riskier for lenders (4:00)
  3. Other alternative and suitable financing options for SMEs (7:26)
  4. How ESG can be an accelerator for an SME’s growth (11:27)

Produced by: Howie Lim, Ernest Luis and Lee Kim Siang

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 104 The Business Times df5375b8-b4c3-4482-9a87-adb30061f593 df5375b8-b4c3-4482-9a87-adb30061f593 Sun, 03 Oct 2021 16:00:00 +0000 786 https://omny.fm/shows/money-hacks-1/reducing-smes-indebtedness-and-reducing-the-risk-o S1E103: Is it ever too late to plan for retirement? BT Money Hacks Ep 103 Is it ever too late to plan for retirement? BT Money Hacks Ep 103 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's 103rd episode explores whether it’s ever too late to start planning for retirement and what you can do if you’re 60 and haven’t.

Correspondent Howie Lim speaks with Jay Phua, Financial Services Director at Great Eastern.

Highlights of the conversation:

  1. The common misconceptions surrounding retirement planning (1:49)
  2. Is it too late for a 60-year old to start planning for retirement? (4:55)
  3. Is reducing equity exposure when nearing retirement a good idea? (8:05)
  4. Unique hurdles to financial planning women face (9:51)
  5. Survey results: Biggest regrets when retirement planning according to respondents (11:43)

Produced by: Howie Lim and Ernest Luis

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's 103rd episode explores whether it’s ever too late to start planning for retirement and what you can do if you’re 60 and haven’t.

Correspondent Howie Lim speaks with Jay Phua, Financial Services Director at Great Eastern.

Highlights of the conversation:

  1. The common misconceptions surrounding retirement planning (1:49)
  2. Is it too late for a 60-year old to start planning for retirement? (4:55)
  3. Is reducing equity exposure when nearing retirement a good idea? (8:05)
  4. Unique hurdles to financial planning women face (9:51)
  5. Survey results: Biggest regrets when retirement planning according to respondents (11:43)

Produced by: Howie Lim and Ernest Luis

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 103 The Business Times f06c1c0b-225a-4021-85f4-ada50081be5f f06c1c0b-225a-4021-85f4-ada50081be5f Sun, 19 Sep 2021 16:00:00 +0000 856 https://omny.fm/shows/money-hacks-1/is-it-ever-too-late-to-plan-for-retirement-bt-mone S1E102: Invest safely and easily in Chinese securities from Singapore: BT Money Hacks Ep 102 Invest safely and easily in Chinese securities from Singapore: BT Money Hacks Ep 102 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode helps you understand the reasons behind the changing regulatory climate in China and how to act on them while taking fewer risks, brought to you by OCBC Securities: www.iocbc.com

BT's digital editor Chris Lim hosts Lim Yuin, chief investment strategist from Lion Global Investors, and Darren Tan, head of fixed income, Structured Products and ETFs at OCBC Securities.

They explain the following:

  1. Why the Chinese market could surpass the US by 2026; Alibaba v Amazon an example of Chinese growth potential (1:00)
  2. Sectors to monitor for long-term potential despite Chinese regulatory tweaks (3:02)

  3. Know common key barriers for Singapore-based investors when it comes to Chinese investments; overcome them safely and easily (3:52)

  4. How investors can avoid common pitfalls with easy-to-use basket options such as the Lion-OCBC Securities China Leaders ETF (5:58)

  5. Main pros and cons of DIY investing at one extreme vs simply buying an ETF at the other extreme? (8:24)

  6. How geographic diversification can strengthen a Singapore-based investor's portfolio (9:52) 

Lion-OCBC Securities China Leaders ETF: www.iocbc.com/chinaleaders

OCBC Securities: www.iocbc.com

Lion Global Investors: https://www.lionglobalinvestors.com/en/index.html

Produced by: Chris Lim & Ernest Luis

Edited by: Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. An investor should read the prospectus that can be attained from www.iocbc.com before deciding whether to subscribe for or purchase units in the ETF. This advertisement has not been reviewed by the Monetary Authority of Singapore.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT Podcast at: http://bt.sg/btwealthbt

BT Podcasts at: https://bt.sg/pcOM

---

For more on personal finance, go to: https://bt.sg/moneyplaybook

#BTPodcast

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode helps you understand the reasons behind the changing regulatory climate in China and how to act on them while taking fewer risks, brought to you by OCBC Securities: www.iocbc.com

BT's digital editor Chris Lim hosts Lim Yuin, chief investment strategist from Lion Global Investors, and Darren Tan, head of fixed income, Structured Products and ETFs at OCBC Securities.

They explain the following:

  1. Why the Chinese market could surpass the US by 2026; Alibaba v Amazon an example of Chinese growth potential (1:00)
  2. Sectors to monitor for long-term potential despite Chinese regulatory tweaks (3:02)

  3. Know common key barriers for Singapore-based investors when it comes to Chinese investments; overcome them safely and easily (3:52)

  4. How investors can avoid common pitfalls with easy-to-use basket options such as the Lion-OCBC Securities China Leaders ETF (5:58)

  5. Main pros and cons of DIY investing at one extreme vs simply buying an ETF at the other extreme? (8:24)

  6. How geographic diversification can strengthen a Singapore-based investor's portfolio (9:52) 

Lion-OCBC Securities China Leaders ETF: www.iocbc.com/chinaleaders

OCBC Securities: www.iocbc.com

Lion Global Investors: https://www.lionglobalinvestors.com/en/index.html

Produced by: Chris Lim & Ernest Luis

Edited by: Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. An investor should read the prospectus that can be attained from www.iocbc.com before deciding whether to subscribe for or purchase units in the ETF. This advertisement has not been reviewed by the Monetary Authority of Singapore.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT Podcast at: http://bt.sg/btwealthbt

BT Podcasts at: https://bt.sg/pcOM

---

For more on personal finance, go to: https://bt.sg/moneyplaybook

#BTPodcast

See omnystudio.com/listener for privacy information.

]]> full 1 102 The Business Times 9ebb4385-76e8-4bd2-bfce-ad8f006936d1 9ebb4385-76e8-4bd2-bfce-ad8f006936d1 Sun, 05 Sep 2021 16:00:00 +0000 810 https://omny.fm/shows/money-hacks-1/invest-safely-and-easily-in-chinese-securities-thr S1E101: Are there too many financial advisers and do you really need one? BT Money Hacks Ep101 Are there too many financial advisers and do you really need one? BT Money Hacks Ep101 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's 101st episode explores whether there are too many financial advisers in Singapore and if we actually need them. Is it possible to take care of your own financial planning? 

Correspondent Howie Lim speaks with Wayne Chen, founder and CEO of GoalsMapper, a financial planning software that combines technology with the experience of financial consultants.

Highlights of the conversation:

  1. The implications of too many financial advisers (2:30)
  2. If it’s possible to do your own financial planning (3:35)
  3. What a DIY plan looks like (6:30)
  4. The need for more ethical, upstanding and trustworthy financial advisers (8:36)
  5. How technology can aid the financial planning process (10:55)

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis & Fa'izah Sani

Edited by: Hadyu Rahim and Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's 101st episode explores whether there are too many financial advisers in Singapore and if we actually need them. Is it possible to take care of your own financial planning? 

Correspondent Howie Lim speaks with Wayne Chen, founder and CEO of GoalsMapper, a financial planning software that combines technology with the experience of financial consultants.

Highlights of the conversation:

  1. The implications of too many financial advisers (2:30)
  2. If it’s possible to do your own financial planning (3:35)
  3. What a DIY plan looks like (6:30)
  4. The need for more ethical, upstanding and trustworthy financial advisers (8:36)
  5. How technology can aid the financial planning process (10:55)

Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis & Fa'izah Sani

Edited by: Hadyu Rahim and Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 101 The Business Times ca536ff8-2ddf-4bff-a4df-ad82006b8f79 ca536ff8-2ddf-4bff-a4df-ad82006b8f79 Sun, 15 Aug 2021 16:00:00 +0000 764 https://omny.fm/shows/money-hacks-1/are-there-too-many-financial-advisors-and-do-you-r S1E100: The perils of holding on to too much cash: BT Money Hacks Ep 100 The perils of holding on to too much cash: BT Money Hacks Ep 100 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's monumental 100th episode looks at the importance of investing the extra cash you have, instead of saving too much. You could actually lose money if you just allow it to do nothing.

BT's digital editor Chris Lim and his new co-host - correspondent Howie Lim - speak with David Kuo, co-founder of The Smart Investor. Chris and some listeners also tell us what they learnt from crucial episodes along the way to this 100th episode of Money Hacks.

Highlights of the conversation:

  1. Chris talks about his favourite Money Hacks episodes (1:58)
  2. Start investing now! Lose money if you do nothing and leave your cash idle (4:47)
  3. The Rule of 100 and the Rule of 72 in relation to risk aversion (7:42)
  4. Low interest rate environment is another reason you should invest (9:25)
  5. Your age - more than how much you earn - should dictate how much you invest (11:20)
  6. Establish your goal in a proper investing plan and not treat it as a hobby (13:37)

Produced by: Chris Lim (limchris@sph.com.sg), Howie Lim (howielim@sph.com.sg) & Ernest Luis

Edited by: Hadyu Rahim and Howie Lim

Read: Saving too much for rainy day can dampen retirement:  https://www.businesstimes.com.sg/banking-finance/money-playbook/saving-too-much-for-rainy-day-can-dampen-retirement

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's monumental 100th episode looks at the importance of investing the extra cash you have, instead of saving too much. You could actually lose money if you just allow it to do nothing.

BT's digital editor Chris Lim and his new co-host - correspondent Howie Lim - speak with David Kuo, co-founder of The Smart Investor. Chris and some listeners also tell us what they learnt from crucial episodes along the way to this 100th episode of Money Hacks.

Highlights of the conversation:

  1. Chris talks about his favourite Money Hacks episodes (1:58)
  2. Start investing now! Lose money if you do nothing and leave your cash idle (4:47)
  3. The Rule of 100 and the Rule of 72 in relation to risk aversion (7:42)
  4. Low interest rate environment is another reason you should invest (9:25)
  5. Your age - more than how much you earn - should dictate how much you invest (11:20)
  6. Establish your goal in a proper investing plan and not treat it as a hobby (13:37)

Produced by: Chris Lim (limchris@sph.com.sg), Howie Lim (howielim@sph.com.sg) & Ernest Luis

Edited by: Hadyu Rahim and Howie Lim

Read: Saving too much for rainy day can dampen retirement:  https://www.businesstimes.com.sg/banking-finance/money-playbook/saving-too-much-for-rainy-day-can-dampen-retirement

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

---

For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

]]> full 1 100 The Business Times d4a32d7b-3588-4a84-93b9-ad75007f4f57 d4a32d7b-3588-4a84-93b9-ad75007f4f57 Sun, 01 Aug 2021 16:00:00 +0000 1118 https://omny.fm/shows/money-hacks-1/the-perils-of-holding-on-to-too-much-cash S1E99: How to turn your passion project or side hustle into an ESG business: BT Money Hacks Ep 99 How to turn your passion project or side hustle into an ESG business: BT Money Hacks Ep 99 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode looks at how many people have set up a part-time business, or side-hustle, especially amid the disruption and uncertainty caused by the Covid-19 pandemic. Understand how to turn your side hustle into a money-making ESG (Environmental, Social, and Governance) business in this episode, brought to you by Withers KhattarWong: https://www.withersworldwide.com/en-gb/

BT's digital editor Chris Lim hosts Helga Angelina, entrepreneur and founder of Burgreens and Green Rebel, in Indonesia.

She explains the following:

  1. How her health issues gave her an idea to start her businesses after graduating from college (1:40)
  2. Challenges to start a healthy food business in Indonesia as there was initially no mainstream society understanding of plant-based diets there (3:12)
  3. Why market education on healthy eating lifestyle, collaborations and invitations by key opinion leaders to public talks, makes a difference (5:00)
  4. Step-by-step guide to convert your passion project or beliefs into a real business idea and ESG-driven model (7:40)
  5. Find a co-founder who shares the same mission and values (9:17)
  6. Advice for budding ESG women entrepreneurs (10:17)

Withers Worldwide: https://bit.ly/3xiTFo0

Produced by: Chris Lim & Ernest Luis

Edited by: Adam Azlee and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode looks at how many people have set up a part-time business, or side-hustle, especially amid the disruption and uncertainty caused by the Covid-19 pandemic. Understand how to turn your side hustle into a money-making ESG (Environmental, Social, and Governance) business in this episode, brought to you by Withers KhattarWong: https://www.withersworldwide.com/en-gb/

BT's digital editor Chris Lim hosts Helga Angelina, entrepreneur and founder of Burgreens and Green Rebel, in Indonesia.

She explains the following:

  1. How her health issues gave her an idea to start her businesses after graduating from college (1:40)
  2. Challenges to start a healthy food business in Indonesia as there was initially no mainstream society understanding of plant-based diets there (3:12)
  3. Why market education on healthy eating lifestyle, collaborations and invitations by key opinion leaders to public talks, makes a difference (5:00)
  4. Step-by-step guide to convert your passion project or beliefs into a real business idea and ESG-driven model (7:40)
  5. Find a co-founder who shares the same mission and values (9:17)
  6. Advice for budding ESG women entrepreneurs (10:17)

Withers Worldwide: https://bit.ly/3xiTFo0

Produced by: Chris Lim & Ernest Luis

Edited by: Adam Azlee and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

See omnystudio.com/listener for privacy information.

]]> full 1 99 The Business Times 862da369-53c2-4257-b20d-ad6700b2d88a 862da369-53c2-4257-b20d-ad6700b2d88a Sun, 18 Jul 2021 16:00:00 +0000 763 https://omny.fm/shows/money-hacks-1/how-to-turn-your-side-hustle-into-an-esg-business S1E98: How to start a crypto or blockchain-based business: BT Money Hacks Ep 98 How to start a crypto or blockchain-based business: BT Money Hacks Ep 98 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode looks at what it takes to start a crypto or blockchain-based business. Understand the foundational technology of crypto in this episode, which is brought to you by Withers KhattarWong: https://www.withersworldwide.com/en-gb/

BT's digital editor Chris Lim hosts Pang Xue Kai, co-founder of Tokocrypto, a cryptocurrency exchange based in Indonesia.

He explains the following:

  1. What were the key challenges when starting a cryptocurrency exchange? (1:12)

  2. Key challenges faced when starting Tokocrypto in Indonesia, and common challenges overseas (2:10)

  3. Being compliant or even overly compliant, to legitimise a crypto exchange and make it mainstream with formative legal regulations (2:42)
  4. Key factors you need to know to start a crypto or blockchain-based business in emerging markets (5:05)
  5. Relating better to the local people of that market: In Indonesia, how showing that cryptocurrencies has characteristics similar to "digital gold" worked (5:38) 
  6. Six steps of advice for listeners looking to start a cryptocurrency exchange or crypto-based business (7:35)

Withers Worldwide: https://bit.ly/3xiTFo0

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode looks at what it takes to start a crypto or blockchain-based business. Understand the foundational technology of crypto in this episode, which is brought to you by Withers KhattarWong: https://www.withersworldwide.com/en-gb/

BT's digital editor Chris Lim hosts Pang Xue Kai, co-founder of Tokocrypto, a cryptocurrency exchange based in Indonesia.

He explains the following:

  1. What were the key challenges when starting a cryptocurrency exchange? (1:12)

  2. Key challenges faced when starting Tokocrypto in Indonesia, and common challenges overseas (2:10)

  3. Being compliant or even overly compliant, to legitimise a crypto exchange and make it mainstream with formative legal regulations (2:42)
  4. Key factors you need to know to start a crypto or blockchain-based business in emerging markets (5:05)
  5. Relating better to the local people of that market: In Indonesia, how showing that cryptocurrencies has characteristics similar to "digital gold" worked (5:38) 
  6. Six steps of advice for listeners looking to start a cryptocurrency exchange or crypto-based business (7:35)

Withers Worldwide: https://bit.ly/3xiTFo0

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee and Hadyu Rahim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

See omnystudio.com/listener for privacy information.

]]> full 1 98 The Business Times 5d2b40ec-d262-4bbc-83b7-ad5900731200 5d2b40ec-d262-4bbc-83b7-ad5900731200 Sun, 04 Jul 2021 16:00:00 +0000 614 https://omny.fm/shows/money-hacks-1/how-to-start-a-crypto-or-blockchain-based-business S1E97: How multi-currency wallets can save your business money: BT Money Hacks Ep 97 How multi-currency wallets can save your business money: BT Money Hacks Ep 97 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode looks at how fees can quickly multiply and hurt the bottom-line when businesses deal in multiple currencies via traditional payment rails. Find out why and how multi-currency wallets - for businesses - are one way around it, in this episode brought to you by HSBC: https://www.business.hsbc.com.sg/

BT's digital editor Chris Lim hosts Winnie Yap, managing director and head of Global Liquidity and Cash Management Singapore at HSBC. She explains the following:

  1. What are the costs that SMEs face when making cross-border payments by transacting in multiple currencies through traditional payment rails? (1:00)
  2. What is a multi-currency wallet for businesses, such as the HSBC Global Wallet, and how can it save time and money? (1:29)
  3. Addressing SMEs' concerns about foreign exchange rates (3:05)
  4. Does the HSBC Global Wallet work like virtual consumer wallets such as GrabPay? (3:52)
  5. What are the risks to businesses that don't embrace new payment options such as multi-currency wallets? (5:52) 
  6. A step-by-step guide for SME businesses to get started with multi-currency wallets if they want to save time and money (9:05)

HSBC Global Wallet: https://www.business.hsbc.com.sg/globalwallet

HSBC Business Banking for SMEs: https://www.business.hsbc.com.sg/hsbc-sme-business-banking

HSBC Commercial Banking for Singapore: https://www.business.hsbc.com.sg

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

See omnystudio.com/listener for privacy information.

]]> Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode looks at how fees can quickly multiply and hurt the bottom-line when businesses deal in multiple currencies via traditional payment rails. Find out why and how multi-currency wallets - for businesses - are one way around it, in this episode brought to you by HSBC: https://www.business.hsbc.com.sg/

BT's digital editor Chris Lim hosts Winnie Yap, managing director and head of Global Liquidity and Cash Management Singapore at HSBC. She explains the following:

  1. What are the costs that SMEs face when making cross-border payments by transacting in multiple currencies through traditional payment rails? (1:00)
  2. What is a multi-currency wallet for businesses, such as the HSBC Global Wallet, and how can it save time and money? (1:29)
  3. Addressing SMEs' concerns about foreign exchange rates (3:05)
  4. Does the HSBC Global Wallet work like virtual consumer wallets such as GrabPay? (3:52)
  5. What are the risks to businesses that don't embrace new payment options such as multi-currency wallets? (5:52) 
  6. A step-by-step guide for SME businesses to get started with multi-currency wallets if they want to save time and money (9:05)

HSBC Global Wallet: https://www.business.hsbc.com.sg/globalwallet

HSBC Business Banking for SMEs: https://www.business.hsbc.com.sg/hsbc-sme-business-banking

HSBC Commercial Banking for Singapore: https://www.business.hsbc.com.sg

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

---

Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/pcOM

See omnystudio.com/listener for privacy information.

]]> full 1 97 The Business Times 1c83c875-b981-40c2-bfa2-ad4b003d5c06 1c83c875-b981-40c2-bfa2-ad4b003d5c06 Sun, 20 Jun 2021 16:00:00 +0000 671 https://omny.fm/shows/money-hacks-1/how-multi-currency-wallets-can-save-your-business S1E96: The ABCs of disability insurance plans: BT Money Hacks Ep 96 The ABCs of disability insurance plans: BT Money Hacks Ep 96 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

This week's episode looks at how disability insurance and long-term care aren’t on the radar of many. Find out why this should be on your must-do list during this pandemic, in this episode brought to you by Great Eastern: https://www.greateasternlife.com/sg/en/index.html

BT's digital editor Chris Lim hosts Colin Chan, managing director of Group Marketing at Great Eastern, who explains the following:

  1. Can you ever be too young to worry about disability insurance (1:48)

  2. What is a "living" benefit, and why this is key if you have a longer runway of potential needs (2:52)
  3. Many young people suffer disabilities caused by accidents and unforeseen circumstances (3:15)
  4. Calculating long-term care costs in Singapore (5:50) 
  5. How a 30-year-old can use CPF Medisave to pay for premiums up to $600 a year, including a yearly cash top-up for higher monthly payout benefits (6:47)

    Great Eastern: https://www.greateasternlife.com/sg/en/personal-insurance/thelifecompany.html

    Great Eastern’s Live Lifeproof with GREAT CareShield: https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-careshield/disability-support.html

    Great Eastern’s Disability Coverage Calculator: https://www.greateasternlife.com/sg/en/personal-insurance/understand-insurance/financial-tools-to-know-what-you-need/disability-income.html

    Produced by: Chris Lim and Ernest Luis

    Edited by: Adam Azlee

    Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

    Channel: http://bt.sg/btmoneyhacks

    Apple Podcasts: http://bt.sg/oeXe

    Spotify: http://bt.sg/oeGN

    Google podcasts: http://bt.sg/oeGP

    Website: http://bt.sg/moneyhacks

    Feedback to: podcast@sph.com.sg

    Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

    ---

    Discover more BT podcast series:

    BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

    WealthBT Podcast on: http://bt.sg/btwealthbt

    BT Podcasts on: http://bt.sg/podcasts

    Follow our shows then, if you like short, practical podcasts!

    See omnystudio.com/listener for privacy information.

    ]]>     Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

    This week's episode looks at how disability insurance and long-term care aren’t on the radar of many. Find out why this should be on your must-do list during this pandemic, in this episode brought to you by Great Eastern: https://www.greateasternlife.com/sg/en/index.html

    BT's digital editor Chris Lim hosts Colin Chan, managing director of Group Marketing at Great Eastern, who explains the following:

    1. Can you ever be too young to worry about disability insurance (1:48)

    2. What is a "living" benefit, and why this is key if you have a longer runway of potential needs (2:52)
    3. Many young people suffer disabilities caused by accidents and unforeseen circumstances (3:15)
    4. Calculating long-term care costs in Singapore (5:50) 
    5. How a 30-year-old can use CPF Medisave to pay for premiums up to $600 a year, including a yearly cash top-up for higher monthly payout benefits (6:47)

      Great Eastern: https://www.greateasternlife.com/sg/en/personal-insurance/thelifecompany.html

      Great Eastern’s Live Lifeproof with GREAT CareShield: https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-careshield/disability-support.html

      Great Eastern’s Disability Coverage Calculator: https://www.greateasternlife.com/sg/en/personal-insurance/understand-insurance/financial-tools-to-know-what-you-need/disability-income.html

      Produced by: Chris Lim and Ernest Luis

      Edited by: Adam Azlee

      Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

      Channel: http://bt.sg/btmoneyhacks

      Apple Podcasts: http://bt.sg/oeXe

      Spotify: http://bt.sg/oeGN

      Google podcasts: http://bt.sg/oeGP

      Website: http://bt.sg/moneyhacks

      Feedback to: podcast@sph.com.sg

      Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

      ---

      Discover more BT podcast series:

      BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

      WealthBT Podcast on: http://bt.sg/btwealthbt

      BT Podcasts on: http://bt.sg/podcasts

      Follow our shows then, if you like short, practical podcasts!

      See omnystudio.com/listener for privacy information.

      ]]>       full 1 96 The Business Times 2aedd036-5c20-465f-a657-ad2e0056ab75 2aedd036-5c20-465f-a657-ad2e0056ab75 Sun, 23 May 2021 16:00:00 +0000 653 https://omny.fm/shows/money-hacks-1/the-abcs-of-disability-insurance-plans-bt-money-ha       S1E95: Critical illness insurance more crucial than ever: BT Money Hacks Ep 95 Critical illness insurance more crucial than ever: BT Money Hacks Ep 95 Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

      This week's episode covers insurance, a risk management fundamental you need to sort out before considering more advanced money hacks. Find out why critical illness insurance is more crucial than ever during this pandemic, in this episode brought to you by Great Eastern: https://www.greateasternlife.com/sg/en/index.html

      BT's digital editor Chris Lim hosts Colin Chan, managing director of Group Marketing at Great Eastern, who explains the following:

      1. What is critical illness insurance and where it sits in your insurance portfolio (0:44)
      2. Understanding the latest multi-pay critical illness plan (3:12)
      3. How such a plan can continue to cover you even after you suffer from your first critical illness (4:50)
      4. Ensuring continued critical coverage given that illnesses are happening at a younger age (8:30)
      5. The percentage top-up premium needed to ensure continued multi-pay critical illness coverage (9:35)

        Great Eastern’s Live #Lifeproof: https://www.greateasternlife.com/sg/en/personal-insurance/thelifecompany.html

        Great Eastern’s Great Life Advantage with add-on critical illness coverage: https://www.greateasternlife.com/sg/en/personal-insurance/our-products/life-insurance/great-life-advantage.html

        Great Eastern’s Critical Illness Cover calculator: https://www.greateasternlife.com/sg/en/personal-insurance/understand-insurance/financial-tools-to-know-what-you-need/critical-illness-cover.html

        Produced by: Chris Lim and Ernest Luis

        Edited by: Adam Azlee

        Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

        Channel: http://bt.sg/btmoneyhacks

        Apple Podcasts: http://bt.sg/oeXe

        Spotify: http://bt.sg/oeGN

        Google podcasts: http://bt.sg/oeGP

        Website: http://bt.sg/moneyhacks

        Feedback to: podcast@sph.com.sg

        Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

        ---

        Discover more BT podcast series:

        BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

        WealthBT Podcast on: http://bt.sg/btwealthbt

        BT Podcasts on: http://bt.sg/podcasts

        See omnystudio.com/listener for privacy information.

        ]]>         Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

        This week's episode covers insurance, a risk management fundamental you need to sort out before considering more advanced money hacks. Find out why critical illness insurance is more crucial than ever during this pandemic, in this episode brought to you by Great Eastern: https://www.greateasternlife.com/sg/en/index.html

        BT's digital editor Chris Lim hosts Colin Chan, managing director of Group Marketing at Great Eastern, who explains the following:

        1. What is critical illness insurance and where it sits in your insurance portfolio (0:44)
        2. Understanding the latest multi-pay critical illness plan (3:12)
        3. How such a plan can continue to cover you even after you suffer from your first critical illness (4:50)
        4. Ensuring continued critical coverage given that illnesses are happening at a younger age (8:30)
        5. The percentage top-up premium needed to ensure continued multi-pay critical illness coverage (9:35)

          Great Eastern’s Live #Lifeproof: https://www.greateasternlife.com/sg/en/personal-insurance/thelifecompany.html

          Great Eastern’s Great Life Advantage with add-on critical illness coverage: https://www.greateasternlife.com/sg/en/personal-insurance/our-products/life-insurance/great-life-advantage.html

          Great Eastern’s Critical Illness Cover calculator: https://www.greateasternlife.com/sg/en/personal-insurance/understand-insurance/financial-tools-to-know-what-you-need/critical-illness-cover.html

          Produced by: Chris Lim and Ernest Luis

          Edited by: Adam Azlee

          Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

          Channel: http://bt.sg/btmoneyhacks

          Apple Podcasts: http://bt.sg/oeXe

          Spotify: http://bt.sg/oeGN

          Google podcasts: http://bt.sg/oeGP

          Website: http://bt.sg/moneyhacks

          Feedback to: podcast@sph.com.sg

          Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

          ---

          Discover more BT podcast series:

          BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

          WealthBT Podcast on: http://bt.sg/btwealthbt

          BT Podcasts on: http://bt.sg/podcasts

          See omnystudio.com/listener for privacy information.

          ]]>           full 1 95 The Business Times cbb65af5-f144-4d17-86b4-ad2000874d67 cbb65af5-f144-4d17-86b4-ad2000874d67 Sun, 09 May 2021 16:00:00 +0000 721 https://omny.fm/shows/money-hacks-1/bt-money-hacks-ep-95           S1E94: Why young working adults need to start a financial plan now: Money Hacks Ep 94 Why young working adults need to start a financial plan now: Money Hacks Ep 94 Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

          This week's episode is aimed at young working adults, on the importance of having some kind of financial plan sooner rather than later, instead of waiting till they have a sizeable sum to invest. It is brought to you by HSBC: https://www.hsbc.com.sg/

          BT's digital editor Chris Lim hosts Deepak Khanna, head of wealth products and journeys at HSBC, who explains the following:

          1. Why HBSC’s FinFit survey shows that young working adults in Singapore aged 24-39 are weakest in their retirement planning (1:34)
          2. How is portfolio rebalancing connected to retirement planning (2:45)
          3. Are there tailor-made, personalised portfolios you can stress test against various market scenarios? (4:46)
          4. Why a "small" portfolio size should not stop you from reviewing your portfolio annually (6:50)
          5. Step-by-step guide for young adults to start meeting their future retirement needs early (8:15)
          6. Those who scored high on HSBC's FinFit survey review their finances yearly (12:25)

            Find out how FinFit you are from HSBC: https://www.hsbc.com.sg/finfit/

            HSBC's financial planning tools: https://www.hsbc.com.sg/financial-planning/

            HSBC's Wealth Portfolio Plus, a relationship manager-guided journey: https://www.hsbc.com.sg/wealth/investments/wealth-portfolio-plus/

            Produced by: Chris Lim and Ernest Luis

            Edited by: Adam Azlee

            Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

            Channel: http://bt.sg/btmoneyhacks

            Apple Podcasts: http://bt.sg/oeXe

            Spotify: http://bt.sg/oeGN

            Google podcasts: http://bt.sg/oeGP

            Website: http://bt.sg/moneyhacks

            Feedback to: podcast@sph.com.sg

            Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

            ---

            Discover more BT podcast series:

            BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

            WealthBT Podcast on: http://bt.sg/btwealthbt

            BT Podcasts on: http://bt.sg/podcasts

            See omnystudio.com/listener for privacy information.

            ]]>             Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

            This week's episode is aimed at young working adults, on the importance of having some kind of financial plan sooner rather than later, instead of waiting till they have a sizeable sum to invest. It is brought to you by HSBC: https://www.hsbc.com.sg/

            BT's digital editor Chris Lim hosts Deepak Khanna, head of wealth products and journeys at HSBC, who explains the following:

            1. Why HBSC’s FinFit survey shows that young working adults in Singapore aged 24-39 are weakest in their retirement planning (1:34)
            2. How is portfolio rebalancing connected to retirement planning (2:45)
            3. Are there tailor-made, personalised portfolios you can stress test against various market scenarios? (4:46)
            4. Why a "small" portfolio size should not stop you from reviewing your portfolio annually (6:50)
            5. Step-by-step guide for young adults to start meeting their future retirement needs early (8:15)
            6. Those who scored high on HSBC's FinFit survey review their finances yearly (12:25)

              Find out how FinFit you are from HSBC: https://www.hsbc.com.sg/finfit/

              HSBC's financial planning tools: https://www.hsbc.com.sg/financial-planning/

              HSBC's Wealth Portfolio Plus, a relationship manager-guided journey: https://www.hsbc.com.sg/wealth/investments/wealth-portfolio-plus/

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 94 The Business Times 66457e15-f6ef-438f-8e49-ad13008d1e94 66457e15-f6ef-438f-8e49-ad13008d1e94 Sun, 25 Apr 2021 16:00:00 +0000 889 https://omny.fm/shows/money-hacks-1/why-young-working-adults-need-to-start-a-financial               S1E93: How to plug financial knowledge gaps: BT Money Hacks Ep 93 How to plug financial knowledge gaps: BT Money Hacks Ep 93 Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode plugs the top financial knowledge gaps that some experienced investors may not even know too. It is brought to you by HSBC: https://www.hsbc.com.sg/

              BT's digital editor Chris Lim hosts Deepak Khanna, head of wealth products and journeys at HSBC, who explains the following:

              1. What are the top 3 financial knowledge gaps and how HSBC's new FinFit online index shows how to close these gaps (0:45)
              2. Correcting mismatches between financial product maturity and your own goals, such as university education for your children (2:12)
              3. Why not enough people assess their risk tolerance regularly (3:39)
              4. Many experienced investors with portfolios larger than S$200,000 are still invested mostly, or even entirely, in equities and bonds. Is that good enough? (6:00)
              5. Three steps for investors to build a multi-asset portfolio - with an emphasis on not just broad asset classes but even sub-asset classes (7:50)
              6. Fourth step to further diversify your portfolio: How to understand the sustainable investment sector better in 2021 (11:20)

              Find out more about:

              HSBC's FinFit index and financial coaching tools: https://www.hsbc.com.sg/finfit/

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              See omnystudio.com/listener for privacy information.

              ]]>               Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode plugs the top financial knowledge gaps that some experienced investors may not even know too. It is brought to you by HSBC: https://www.hsbc.com.sg/

              BT's digital editor Chris Lim hosts Deepak Khanna, head of wealth products and journeys at HSBC, who explains the following:

              1. What are the top 3 financial knowledge gaps and how HSBC's new FinFit online index shows how to close these gaps (0:45)
              2. Correcting mismatches between financial product maturity and your own goals, such as university education for your children (2:12)
              3. Why not enough people assess their risk tolerance regularly (3:39)
              4. Many experienced investors with portfolios larger than S$200,000 are still invested mostly, or even entirely, in equities and bonds. Is that good enough? (6:00)
              5. Three steps for investors to build a multi-asset portfolio - with an emphasis on not just broad asset classes but even sub-asset classes (7:50)
              6. Fourth step to further diversify your portfolio: How to understand the sustainable investment sector better in 2021 (11:20)

              Find out more about:

              HSBC's FinFit index and financial coaching tools: https://www.hsbc.com.sg/finfit/

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 93 The Business Times e5b417b4-e758-4949-aca0-ad0500ade3f6 e5b417b4-e758-4949-aca0-ad0500ade3f6 Sun, 11 Apr 2021 16:00:00 +0000 840 https://omny.fm/shows/money-hacks-1/how-to-plug-top-financial-knowledge-gaps-even-seas               S1E92: Asia's ESG investing outlook in 2021 and beyond: BT Money Hacks Ep 92 Asia's ESG investing outlook in 2021 and beyond: BT Money Hacks Ep 92 BT Money Hacks Ep 92: Trends for Asia's ESG investing outlook in 2021 and beyond

              12:12 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at Environmental, Social, and Governance (ESG) - a growing area of interest for retail investors especially in Asia - and the outlook for ESG investing in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

              BT's digital editor Chris Lim hosts Victoria Mio, director for Asian equities at Fidelity International, who explains the following:

              1. Fidelity’s annual global Analyst Survey 2021 shows how Asia (including China) is not far behind the West when it comes to sustainability awareness (1:00)

              2. Net-zero carbon emissions: What it means for investors and what factors and values in companies they should look for (3:26)
              3. More carbon neutrality progress in utilities and telecom sector companies than within energy sector (6:12)
              4. Percentage estimates of companies that will achieve carbon neutrality in coming decades (7:20)
              5. How sustainable investors have a role to play in forcing positive change in companies (8:03)
              6. Will there be more emphasis on social issues versus the 'E' and 'G' in ESG? (9:10)

              Find out more about:

              Fidelity International: https://www.fidelity.com.sg/news-and-insights/outlook

              Download Fidelity International Analyst Survey 2021 report: https://www.fidelity.com.sg/static/singapore/pdf/article/analyst-survey-2021/fidelity_analyst_survey_2021.pdf

              Fidelity International Analyst Survey 2021 site: https://www.fidelity.com.sg/news-and-insights/analyst-survey-2021

              Listen to Ep 89 - Key investment themes to act on in 2021: https://str.sg/Jj9K

              Ep 90 - Investing in China's market - the case for retail investors: https://omny.fm/shows/money-hacks-1/investing-in-chinas-market-the-case-for-retail-inv

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 92: Trends for Asia's ESG investing outlook in 2021 and beyond

              12:12 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at Environmental, Social, and Governance (ESG) - a growing area of interest for retail investors especially in Asia - and the outlook for ESG investing in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

              BT's digital editor Chris Lim hosts Victoria Mio, director for Asian equities at Fidelity International, who explains the following:

              1. Fidelity’s annual global Analyst Survey 2021 shows how Asia (including China) is not far behind the West when it comes to sustainability awareness (1:00)

              2. Net-zero carbon emissions: What it means for investors and what factors and values in companies they should look for (3:26)
              3. More carbon neutrality progress in utilities and telecom sector companies than within energy sector (6:12)
              4. Percentage estimates of companies that will achieve carbon neutrality in coming decades (7:20)
              5. How sustainable investors have a role to play in forcing positive change in companies (8:03)
              6. Will there be more emphasis on social issues versus the 'E' and 'G' in ESG? (9:10)

              Find out more about:

              Fidelity International: https://www.fidelity.com.sg/news-and-insights/outlook

              Download Fidelity International Analyst Survey 2021 report: https://www.fidelity.com.sg/static/singapore/pdf/article/analyst-survey-2021/fidelity_analyst_survey_2021.pdf

              Fidelity International Analyst Survey 2021 site: https://www.fidelity.com.sg/news-and-insights/analyst-survey-2021

              Listen to Ep 89 - Key investment themes to act on in 2021: https://str.sg/Jj9K

              Ep 90 - Investing in China's market - the case for retail investors: https://omny.fm/shows/money-hacks-1/investing-in-chinas-market-the-case-for-retail-inv

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 92 The Business Times d2bf1352-6282-457d-bdac-acf700b66a04 d2bf1352-6282-457d-bdac-acf700b66a04 Sat, 27 Mar 2021 16:00:00 +0000 733 https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and               S1E91: Investing in China's market - the case for retail investors: BT Money Hacks Ep 91 Investing in China's market - the case for retail investors: BT Money Hacks Ep 91 Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at the case for investing in China in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

              BT's digital editor Chris Lim hosts Catherine Yeung, Fidelity International's investment director, who explains the following:

              1. China's household consumption, GDP, and pent-up demand (0:42)
              2. How retail investors can take advantage of China's domestic demand story (2:12)
              3. What China’s tremendous data advantage means (3:15)
              4. Investing opportunities: looking outside China’s big-name equities (6:10)
              5. Income opportunities: yield from Chinese state-owned enterprises (8:26)
              6. Assessing risk in Chinese markets (9:30)

              Find out more about:

              Fidelity International: https://www.fidelity.com.sg/news-and-insights/outlook

              Fidelity's Case For Investing in China: https://www.fidelity.com.sg/Pages/2021-01-06-consumption-continues-grow-importance-outlook-2021-1609903367527

              Listen to Ep 89 - Key investment themes to act on in 2021: https://omny.fm/shows/money-hacks-1/2021s-outlook-and-key-investment-themes-to-act-on

              Ep 92 - Asia's ESG investing outlook in 2021 and beyond: https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at the case for investing in China in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

              BT's digital editor Chris Lim hosts Catherine Yeung, Fidelity International's investment director, who explains the following:

              1. China's household consumption, GDP, and pent-up demand (0:42)
              2. How retail investors can take advantage of China's domestic demand story (2:12)
              3. What China’s tremendous data advantage means (3:15)
              4. Investing opportunities: looking outside China’s big-name equities (6:10)
              5. Income opportunities: yield from Chinese state-owned enterprises (8:26)
              6. Assessing risk in Chinese markets (9:30)

              Find out more about:

              Fidelity International: https://www.fidelity.com.sg/news-and-insights/outlook

              Fidelity's Case For Investing in China: https://www.fidelity.com.sg/Pages/2021-01-06-consumption-continues-grow-importance-outlook-2021-1609903367527

              Listen to Ep 89 - Key investment themes to act on in 2021: https://omny.fm/shows/money-hacks-1/2021s-outlook-and-key-investment-themes-to-act-on

              Ep 92 - Asia's ESG investing outlook in 2021 and beyond: https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 91 The Business Times 2a5a0e10-3ed1-42c9-8d5f-acdb00b23c87 2a5a0e10-3ed1-42c9-8d5f-acdb00b23c87 Sun, 28 Feb 2021 16:00:00 +0000 704 https://omny.fm/shows/money-hacks-1/investing-in-chinas-market-the-case-for-retail-inv               S1E90: Achieving passive income and wealth growth amid Covid-19: BT Money Hacks Ep 90 Achieving passive income and wealth growth amid Covid-19: BT Money Hacks Ep 90 BT Money Hacks Ep 90: Achieving passive income and wealth growth amid Covid-19

              9:36 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              In this week's episode, we look at strategies for achieving passive income and wealth growth amid Covid-19 and the post-pandemic recovery.

              BT's digital editor Chris Lim hosts Luke Lim, managing director at Phillip Securities, brokerage and wealth management arm of PhillipCapital. They discuss the following:

              1. Concrete steps to rebuild passive income amid the pandemic and post-pandemic recovery: Which sectors performed? (1:55)
              2. Diversify when faced with financial vulnerability, in asset classes, geographical regions and sectors (2:41)
              3. What is the "barbell" approach in diversification? Why it is still worth working with a remisier who acts as a trading coach (4:35)
              4. Views on single stocks, ETFs and index funds (6:25)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 90: Achieving passive income and wealth growth amid Covid-19

              9:36 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              In this week's episode, we look at strategies for achieving passive income and wealth growth amid Covid-19 and the post-pandemic recovery.

              BT's digital editor Chris Lim hosts Luke Lim, managing director at Phillip Securities, brokerage and wealth management arm of PhillipCapital. They discuss the following:

              1. Concrete steps to rebuild passive income amid the pandemic and post-pandemic recovery: Which sectors performed? (1:55)
              2. Diversify when faced with financial vulnerability, in asset classes, geographical regions and sectors (2:41)
              3. What is the "barbell" approach in diversification? Why it is still worth working with a remisier who acts as a trading coach (4:35)
              4. Views on single stocks, ETFs and index funds (6:25)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 90 The Business Times 827ece73-cccd-40ec-9638-accb0046fdf3 827ece73-cccd-40ec-9638-accb0046fdf3 Sun, 14 Feb 2021 16:00:00 +0000 576 https://omny.fm/shows/money-hacks-1/achieving-passive-income-and-wealth-growth-amid-co               S1E89: Key investment themes to act on in 2021: BT Money Hacks Ep 89 Key investment themes to act on in 2021: BT Money Hacks Ep 89 BT Money Hacks Ep 89: Key investment themes to act on in 2021

              10:36 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at investment themes retail investors can act on in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

              BT's digital editor Chris Lim hosts Paras Anand, Fidelity’s Asia-Pacific chief investment officer, who explains the following:

              1. Differences in Asian economic strategy when compared with countries in the West (1:00)

              2. What concrete steps can retail investors take to act on this outlook? (1:51)

              3. With relatively low yields, and arguably overpriced equities especially in the US, should retail investors wait for the market to cool or avoid timing the market and risk missing out on a recovery year? (5:23) 

              4. What are three key investment considerations for retail investors in this 'new normal' Covid-19 era? (7:30)

              5. Beware of false diversification (8:59)

              Find out more about:

              Fidelity International: https://www.fidelity.com.sg/beginners/learn-about-investing

              Fidelity's Global Market Outlook 2021: https://www.fidelity.com.sg/news-and-insights/outlook

              Fidelity's Learn About Investing: https://www.fidelity.com.sg/beginners/learn-about-investing

              Listen to Ep 91 - Investing in China's market - the case for retail investors: https://omny.fm/shows/money-hacks-1/investing-in-chinas-market-the-case-for-retail-inv

              Ep 92 - Asia's ESG investing outlook in 2021 and beyond: https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 89: Key investment themes to act on in 2021

              10:36 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at investment themes retail investors can act on in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

              BT's digital editor Chris Lim hosts Paras Anand, Fidelity’s Asia-Pacific chief investment officer, who explains the following:

              1. Differences in Asian economic strategy when compared with countries in the West (1:00)

              2. What concrete steps can retail investors take to act on this outlook? (1:51)

              3. With relatively low yields, and arguably overpriced equities especially in the US, should retail investors wait for the market to cool or avoid timing the market and risk missing out on a recovery year? (5:23) 

              4. What are three key investment considerations for retail investors in this 'new normal' Covid-19 era? (7:30)

              5. Beware of false diversification (8:59)

              Find out more about:

              Fidelity International: https://www.fidelity.com.sg/beginners/learn-about-investing

              Fidelity's Global Market Outlook 2021: https://www.fidelity.com.sg/news-and-insights/outlook

              Fidelity's Learn About Investing: https://www.fidelity.com.sg/beginners/learn-about-investing

              Listen to Ep 91 - Investing in China's market - the case for retail investors: https://omny.fm/shows/money-hacks-1/investing-in-chinas-market-the-case-for-retail-inv

              Ep 92 - Asia's ESG investing outlook in 2021 and beyond: https://omny.fm/shows/money-hacks-1/trends-for-asias-esg-investing-outlook-in-2021-and

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 89 The Business Times a3d35d56-2422-4b89-a675-acbd01125e1c a3d35d56-2422-4b89-a675-acbd01125e1c Sun, 31 Jan 2021 16:00:00 +0000 637 https://omny.fm/shows/money-hacks-1/2021s-outlook-and-key-investment-themes-to-act-on               S1E88: Protect digital financial assets and even large amounts such as 1 bitcoin: BT Money Hacks Ep 88 Protect digital financial assets and even large amounts such as 1 bitcoin: BT Money Hacks Ep 88 BT Money Hacks Ep 88: Protect digital financial assets and even large amounts such as 1 bitcoin

              11:43 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              In this week's episode we look at how you can make the most out of your digital assets while making sure they stay safe and sound.

              BT's digital editor Chris Lim hosts Michael Shaulov, CEO and co-founder of digital asset security platform Fireblocks. They discuss the following:

              1. Advantages and disadvantages of dealing with digital financial assets and transfers (0:34)
              2. How mistakes in basic digital money transfers can be catastrophic (3:20)
              3. How retail customers or consumers can ensure safe crypto or digital wallet transactions (5:53)
              4. Secure technical steps to protecting digital transactions, even for large amounts such as 1 bitcoin (worth more than S$40,000 as of January 2021) (9:01)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 88: Protect digital financial assets and even large amounts such as 1 bitcoin

              11:43 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              In this week's episode we look at how you can make the most out of your digital assets while making sure they stay safe and sound.

              BT's digital editor Chris Lim hosts Michael Shaulov, CEO and co-founder of digital asset security platform Fireblocks. They discuss the following:

              1. Advantages and disadvantages of dealing with digital financial assets and transfers (0:34)
              2. How mistakes in basic digital money transfers can be catastrophic (3:20)
              3. How retail customers or consumers can ensure safe crypto or digital wallet transactions (5:53)
              4. Secure technical steps to protecting digital transactions, even for large amounts such as 1 bitcoin (worth more than S$40,000 as of January 2021) (9:01)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 88 The Business Times f1f93fb6-1751-4512-aa93-acb000cade92 f1f93fb6-1751-4512-aa93-acb000cade92 Sat, 16 Jan 2021 16:00:00 +0000 704 https://omny.fm/shows/money-hacks-1/protecting-your-digital-financial-assets-bt-money               S1E87: New digital banking opportunities for consumers, SMEs and micro enterprises: BT Money Hacks Ep 87 New digital banking opportunities for consumers, SMEs and micro enterprises: BT Money Hacks Ep 87 BT Money Hacks Ep 87: New digital banking opportunities for consumers, SMEs and micro enterprises

              10:58 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              In this week's episode we look at how Singaporean consumers, as well as SMEs and micro enterprises, can benefit from digital banking services.  

              BT's digital editor Chris Lim hosts Hari Sivan, chief executive and founder of SOCASH, a fintech that allows cash withdrawals from shops instead of ATMs. They discuss the following:

              1. What is digital banking? (0:45)
              2. How digital banking helps the average consumer when it comes to more choices, as well as lower and transparent costs (1:30)
              3. Steps a Singaporean consumer can take to benefit from digital banking services in 2021 and beyond (4:03)
              4. Steps small- and medium-sized enterprises (SMEs) or micro enterprises can take, to benefit from, and prepare for, digital banking services in 2021 and beyond (6:33)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 87: New digital banking opportunities for consumers, SMEs and micro enterprises

              10:58 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              In this week's episode we look at how Singaporean consumers, as well as SMEs and micro enterprises, can benefit from digital banking services.  

              BT's digital editor Chris Lim hosts Hari Sivan, chief executive and founder of SOCASH, a fintech that allows cash withdrawals from shops instead of ATMs. They discuss the following:

              1. What is digital banking? (0:45)
              2. How digital banking helps the average consumer when it comes to more choices, as well as lower and transparent costs (1:30)
              3. Steps a Singaporean consumer can take to benefit from digital banking services in 2021 and beyond (4:03)
              4. Steps small- and medium-sized enterprises (SMEs) or micro enterprises can take, to benefit from, and prepare for, digital banking services in 2021 and beyond (6:33)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 87 The Business Times 95909726-5824-490c-9b52-aca200447fab 95909726-5824-490c-9b52-aca200447fab Mon, 04 Jan 2021 10:00:00 +0000 659 https://omny.fm/shows/money-hacks-1/new-digital-banking-opportunities-for-consumers-sm               S1E86: Reasons to avoid investment-linked insurance policies: BT Money Hacks Ep 86 Reasons to avoid investment-linked insurance policies: BT Money Hacks Ep 86 BT Money Hacks Ep 86: Reasons to avoid ILPs or investment-linked insurance policies

              10:53 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              In this week's episode we look at why you might want to avoid an investment-linked insurance policy, or ILP for short.   

              BT's digital editor Chris Lim hosts Christopher Tan, chief executive of Providend - a financial advisory firm -  as they discuss the following:

              1. What is an ILP? Understand mortality charges too (0:36)
              2. Where does an ILP fit in a person's portfolio, and why shouldn’t someone buy an ILP? (1:34)
              3. As you get older, especially from the age of 50, more of your premium goes into paying the mortality charge instead of investments (4:42)
              4. If ILPs aren’t the answer for many financial goals, what is a step-by-step approach towards both insurance and investment (7:35)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 86: Reasons to avoid ILPs or investment-linked insurance policies

              10:53 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              In this week's episode we look at why you might want to avoid an investment-linked insurance policy, or ILP for short.   

              BT's digital editor Chris Lim hosts Christopher Tan, chief executive of Providend - a financial advisory firm -  as they discuss the following:

              1. What is an ILP? Understand mortality charges too (0:36)
              2. Where does an ILP fit in a person's portfolio, and why shouldn’t someone buy an ILP? (1:34)
              3. As you get older, especially from the age of 50, more of your premium goes into paying the mortality charge instead of investments (4:42)
              4. If ILPs aren’t the answer for many financial goals, what is a step-by-step approach towards both insurance and investment (7:35)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 86 The Business Times 1f7038fb-303c-4196-baa4-ac9400ce1d73 1f7038fb-303c-4196-baa4-ac9400ce1d73 Sun, 20 Dec 2020 16:00:00 +0000 654 https://omny.fm/shows/money-hacks-1/reasons-to-avoid-ilps-or-investment-linked-insuran               S1E85: Common financial mistakes of the sandwich generation: BT Money Hacks Ep 85 Common financial mistakes of the sandwich generation: BT Money Hacks Ep 85 BT Money Hacks Ep 85: How to fix money mistakes of the sandwich generation

              12:00 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at how to fix the top financial planning mistakes made by the sandwich generation, typically Gen X-ers and Millennials in their 30s and 40s, and who are responsible not only for bringing up their children, but also caring for ageing parents.

              BT's digital editor Chris Lim hosts Aviva’s product and marketing director Daniel Lum as they discuss the following:

              1. What are the top two financial mistakes being made by the current sandwich generation (2:30) 
              2. Why people do not take enough risk beyond fixed deposits and bank accounts (4:45)
              3. Step-by-step plan to fix these financial mistakes (5:55)
              4. How to help your parents with their medical cover, and assess funds that deliver income rather than long-term growth (7:13)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 85: How to fix money mistakes of the sandwich generation

              12:00 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at how to fix the top financial planning mistakes made by the sandwich generation, typically Gen X-ers and Millennials in their 30s and 40s, and who are responsible not only for bringing up their children, but also caring for ageing parents.

              BT's digital editor Chris Lim hosts Aviva’s product and marketing director Daniel Lum as they discuss the following:

              1. What are the top two financial mistakes being made by the current sandwich generation (2:30) 
              2. Why people do not take enough risk beyond fixed deposits and bank accounts (4:45)
              3. Step-by-step plan to fix these financial mistakes (5:55)
              4. How to help your parents with their medical cover, and assess funds that deliver income rather than long-term growth (7:13)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 85 The Business Times a98b6719-75d4-4524-a9f5-ac8900db796a a98b6719-75d4-4524-a9f5-ac8900db796a Sun, 06 Dec 2020 16:00:00 +0000 720 https://omny.fm/shows/money-hacks-1/how-to-fix-money-mistakes-of-the-sandwiched-genera               S1E84: Making sense of the current market with BT's new podcast series: BT Money Hacks Ep 84 Making sense of the current market with BT's new podcast series: BT Money Hacks Ep 84 BT Money Hacks Ep 84: Making sense of the current market with BT's new podcast series

              13:53 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode sees podcast editor Ernest Luis hosting The Business Times' digital editor Chris Lim and senior correspondent Ben Paul. They talk about BT's latest initiatives to help readers make better sense of their money, and make better sense of the market during this Covid-19 era.

              They discuss the following:

              1. More on The Business Times News Tablet Edition, where subscribers will get the Samsung Galaxy Tab S6 Lite (LTE) tablet with S Pen stylus included for S$39.90 a month over 30 months (1:35)
              2. Why a password-free experience resonates with BT's readers and why 10-inch tablets are the best way to "read print the new way" (3:20)
              3. BT's newly launched Mark To Market Podcast gets off to a good start (8:00)
              4. What companies and investors want to know about the market (8:35)
              5. What does the term Mark To Market actually mean? (11:30)

              Black Friday and Cyber Monday promotion for BT News Tablet edition: http://btsub.sg/moneyhacks

              Subscribe to BT Mark To Market Podcast for free here: http://bt.sg/btmark2mkt

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 84: Making sense of the current market with BT's new podcast series

              13:53 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode sees podcast editor Ernest Luis hosting The Business Times' digital editor Chris Lim and senior correspondent Ben Paul. They talk about BT's latest initiatives to help readers make better sense of their money, and make better sense of the market during this Covid-19 era.

              They discuss the following:

              1. More on The Business Times News Tablet Edition, where subscribers will get the Samsung Galaxy Tab S6 Lite (LTE) tablet with S Pen stylus included for S$39.90 a month over 30 months (1:35)
              2. Why a password-free experience resonates with BT's readers and why 10-inch tablets are the best way to "read print the new way" (3:20)
              3. BT's newly launched Mark To Market Podcast gets off to a good start (8:00)
              4. What companies and investors want to know about the market (8:35)
              5. What does the term Mark To Market actually mean? (11:30)

              Black Friday and Cyber Monday promotion for BT News Tablet edition: http://btsub.sg/moneyhacks

              Subscribe to BT Mark To Market Podcast for free here: http://bt.sg/btmark2mkt

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 84 The Business Times 09b07d6e-d08a-4ddd-8a0c-ac790090d3b6 09b07d6e-d08a-4ddd-8a0c-ac790090d3b6 Sun, 22 Nov 2020 16:00:00 +0000 833 https://omny.fm/shows/money-hacks-1/make-better-sense-of-money-with-bts-news-tablet-an               S1E83: Demystifying ESG and sustainable investing: BT Money Hacks Ep 83 Demystifying ESG and sustainable investing: BT Money Hacks Ep 83 BT Money Hacks Ep 83: Demystifying ESG and sustainable investing

              12:31 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at ESG (Environmental, Social, and Governance) investing: what is it and how do you get started? It is brought to you by UOB Asset Management (UOBAM).

              BT's digital editor Chris Lim hosts Victor Wong, senior director and head of ESG Investments at UOBAM, as he tells us more:

              1. ESG and sustainable investment is becoming the buzzword, but can investors really do well by doing good? Can ESG and sustainable investments really make you money? (2:10) 
              2. Why ESG investing is seen as "woke" and appeals to more socially-conscious millennials or Gen Z, especially those aged 25-40 (3:57)
              3. What is the scene in Asia like, including Singapore? Is there growth potential for this sector? (5:30)
              4. Three steps on how to find out more about developments in ESG and sustainable investing, and choose funds and fund managers (6:40)
              5. How UOBAM uses its proprietary news-gathering data and technology to enhance its ESG investment processes, and works with regional partners to cover the Asian scene properly (8:07)
              6. UOBAM launched Singapore's first sustainable bond fund with international asset manager Robeco earlier this year: Is this a mega-trend investors should consider? (9:40)

              More on UOBAM's ESG and sustainable investments: https://www.uobam.com.sg/sustainability/index.page

              Listen to Ep 82 (Evolving your investment portfolio for risk and liquidity): https://str.sg/Jj9t

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 83: Demystifying ESG and sustainable investing

              12:31 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This week's episode looks at ESG (Environmental, Social, and Governance) investing: what is it and how do you get started? It is brought to you by UOB Asset Management (UOBAM).

              BT's digital editor Chris Lim hosts Victor Wong, senior director and head of ESG Investments at UOBAM, as he tells us more:

              1. ESG and sustainable investment is becoming the buzzword, but can investors really do well by doing good? Can ESG and sustainable investments really make you money? (2:10) 
              2. Why ESG investing is seen as "woke" and appeals to more socially-conscious millennials or Gen Z, especially those aged 25-40 (3:57)
              3. What is the scene in Asia like, including Singapore? Is there growth potential for this sector? (5:30)
              4. Three steps on how to find out more about developments in ESG and sustainable investing, and choose funds and fund managers (6:40)
              5. How UOBAM uses its proprietary news-gathering data and technology to enhance its ESG investment processes, and works with regional partners to cover the Asian scene properly (8:07)
              6. UOBAM launched Singapore's first sustainable bond fund with international asset manager Robeco earlier this year: Is this a mega-trend investors should consider? (9:40)

              More on UOBAM's ESG and sustainable investments: https://www.uobam.com.sg/sustainability/index.page

              Listen to Ep 82 (Evolving your investment portfolio for risk and liquidity): https://str.sg/Jj9t

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 83 The Business Times 44b8e062-e348-44f3-b05f-ac6a0064cbf9 44b8e062-e348-44f3-b05f-ac6a0064cbf9 Sun, 08 Nov 2020 16:05:00 +0000 751 https://omny.fm/shows/money-hacks-1/money-hacks-ep-83               S1E82: Evolving your investment portfolio for risk and liquidity: BT Money Hacks Ep 82 Evolving your investment portfolio for risk and liquidity: BT Money Hacks Ep 82 BT Money Hacks Ep 82: Evolving your investment portfolio for risk and liquidity

              9:38 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode is about how to evolve your investment portfolio as you move through life on your path to retirement. It is brought to you by UOB Asset Management (UOBAM).

              BT's digital editor Chris Lim hosts Dharmo Soejanto, head of the investment partnerships & solutions unit at UOBAM and chief investment strategist for UOBAM Invest, as he tells us more.

              1. Five steps to manually changing your portfolio to match changing risk appetites and liquidity needs (1:47)

              2. How UOBAM Invest can help you automatically and easily adjust portfolios to optimise risk exposure and liquidity throughout life with its feature called Glide-path (3:35) 

              3. How UOBAM Invest's Glide-path solution sets it apart from other robo-advisors in the market and helps investors adjust their portfolios throughout their life stages (4:35)
              4. How the regular rebalancing feature in UOBAM Invest's Glide-path solution is helpful during the ongoing Covid-19 crisis over time (5:44)
              5. Market indices tend to include winners over time and drop off "losing" companies or industries, and why it's important to stay invested and have a systematic robo advisor these days (6:38)

              More on UOBAM Invest Digital Adviser & its Glide-path solution: https://www.uobam.com.sg/uobaminvest/individual/index.html

              Listen to Ep 83 (Demystifying ESG and sustainable investing): https://str.sg/Jj9F

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 82: Evolving your investment portfolio for risk and liquidity

              9:38 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode is about how to evolve your investment portfolio as you move through life on your path to retirement. It is brought to you by UOB Asset Management (UOBAM).

              BT's digital editor Chris Lim hosts Dharmo Soejanto, head of the investment partnerships & solutions unit at UOBAM and chief investment strategist for UOBAM Invest, as he tells us more.

              1. Five steps to manually changing your portfolio to match changing risk appetites and liquidity needs (1:47)

              2. How UOBAM Invest can help you automatically and easily adjust portfolios to optimise risk exposure and liquidity throughout life with its feature called Glide-path (3:35) 

              3. How UOBAM Invest's Glide-path solution sets it apart from other robo-advisors in the market and helps investors adjust their portfolios throughout their life stages (4:35)
              4. How the regular rebalancing feature in UOBAM Invest's Glide-path solution is helpful during the ongoing Covid-19 crisis over time (5:44)
              5. Market indices tend to include winners over time and drop off "losing" companies or industries, and why it's important to stay invested and have a systematic robo advisor these days (6:38)

              More on UOBAM Invest Digital Adviser & its Glide-path solution: https://www.uobam.com.sg/uobaminvest/individual/index.html

              Listen to Ep 83 (Demystifying ESG and sustainable investing): https://str.sg/Jj9F

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 82 The Business Times ae36c3a3-996f-44be-a445-ac5d0076ff9c ae36c3a3-996f-44be-a445-ac5d0076ff9c Sun, 25 Oct 2020 22:00:00 +0000 578 https://omny.fm/shows/money-hacks-1/evolving-your-investment-portfolio-for-risk-and-li               S1E81: How Gen Z youth can save and invest smartly earlier: BT Money Hacks Ep 81 How Gen Z youth can save and invest smartly earlier: BT Money Hacks Ep 81 BT Money Hacks Ep 81: How Gen Z youth can save and invest smartly earlier

              12:14 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode looks at how and why Generation Z youth approach savings and investments.

              SingSaver conducted a survey over August and September this year, and found that when it comes to saving habits, Singaporean Gen Z youth (aged 18 - 23) are savvier than their millennial counterparts (aged 24 - 39).

              • 85% of Gen Z respondents started saving before the age of 22, more than twice the number of millennials, at just 41%.

              • 65% of Gen Zs stick to their budget “often” and “very often” as compared to 56% of millennials.

              Chris Lim hosts SingSaver’s interim country manager Prashant Aggarwal.

              They discuss the following points:

              1. Three reasons why Gen Z youth are already saving for retirement and starting investment journeys earlier than older generations (1:55)

              2. Why it is easier to start investing now in this age of robo advisers, Internet banking, app-based stock trading and easy access to global markets (3:35)

              3. Which are the top five asset classes that Gen Z youth focus on? (6:15)

              4. Understand the key principle: Higher return, higher risk, higher effort and inversely, lower return, lower risk, and lower effort (7:00)

              5. Steps on how Gen Z youth can start small with $50 targets and gradually generate a passive income of $1,000 a month (8:00)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover BT Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               BT Money Hacks Ep 81: How Gen Z youth can save and invest smartly earlier

              12:14 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode looks at how and why Generation Z youth approach savings and investments.

              SingSaver conducted a survey over August and September this year, and found that when it comes to saving habits, Singaporean Gen Z youth (aged 18 - 23) are savvier than their millennial counterparts (aged 24 - 39).

              • 85% of Gen Z respondents started saving before the age of 22, more than twice the number of millennials, at just 41%.

              • 65% of Gen Zs stick to their budget “often” and “very often” as compared to 56% of millennials.

              Chris Lim hosts SingSaver’s interim country manager Prashant Aggarwal.

              They discuss the following points:

              1. Three reasons why Gen Z youth are already saving for retirement and starting investment journeys earlier than older generations (1:55)

              2. Why it is easier to start investing now in this age of robo advisers, Internet banking, app-based stock trading and easy access to global markets (3:35)

              3. Which are the top five asset classes that Gen Z youth focus on? (6:15)

              4. Understand the key principle: Higher return, higher risk, higher effort and inversely, lower return, lower risk, and lower effort (7:00)

              5. Steps on how Gen Z youth can start small with $50 targets and gradually generate a passive income of $1,000 a month (8:00)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover BT Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 81 The Business Times c519cd36-b709-42f1-b85a-ac4e00cf9b48 c519cd36-b709-42f1-b85a-ac4e00cf9b48 Sun, 11 Oct 2020 22:00:00 +0000 734 https://omny.fm/shows/money-hacks-1/how-gen-z-youth-can-save-money-better-and-invest-e               S1E80: Controlling your fund fees is key to investment success: Money Hacks Ep 80 Controlling your fund fees is key to investment success: Money Hacks Ep 80 Money Hacks Ep 80: Controlling your fund fees is key to investment success

              10:32 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles the importance of understanding and controlling your investment costs or fees, so you can let the power of compounding interest work for you.

              Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option.

              They discuss the following points:

              1. Are Singapore's investment fees higher than average sales and fund level fees globally? (1:08)

              2. What is the little-known "trailer" fee in this industry? How that is practised here and why the investor does not see this (1:50)

              3. The trailer fee raises the question: Are you working in the best interests of the client? (3:02)

              4. Is there a way around this? Should your fund managers rebate that trailer fee to you here when they receive it? (4:48)

              5. Why just a 1% fee difference over many years can result in compounding costs eating into your returns (7:20)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 80: Controlling your fund fees is key to investment success

              10:32 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles the importance of understanding and controlling your investment costs or fees, so you can let the power of compounding interest work for you.

              Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option.

              They discuss the following points:

              1. Are Singapore's investment fees higher than average sales and fund level fees globally? (1:08)

              2. What is the little-known "trailer" fee in this industry? How that is practised here and why the investor does not see this (1:50)

              3. The trailer fee raises the question: Are you working in the best interests of the client? (3:02)

              4. Is there a way around this? Should your fund managers rebate that trailer fee to you here when they receive it? (4:48)

              5. Why just a 1% fee difference over many years can result in compounding costs eating into your returns (7:20)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 80 The Business Times cf9f5f35-785d-4eae-a0b2-ac250026ccc4 cf9f5f35-785d-4eae-a0b2-ac250026ccc4 Sun, 27 Sep 2020 22:00:00 +0000 633 https://omny.fm/shows/money-hacks-1/why-controlling-and-lowering-your-fund-fees-is-key               S1E79: ETFs and unit trusts, what are the differences and misconceptions?: Money Hacks Ep 79 ETFs and unit trusts, what are the differences and misconceptions?: Money Hacks Ep 79 Money Hacks Ep 79: Differences and misconceptions over ETFs and unit trusts

              9:22 mins

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles the importance of knowing the pros and cons of ETFs and unit trusts.

              Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option.

              They discuss the following points:

              1. What are ETFs and unit trusts and are there big differences between them? (0:45)

              2. Are unit trusts and mutual funds the same product? (2:32)

              3. Why are ETFs essentially a wrapper for products like funds, Reits or bonds, so they can be traded on exchanges? How does that impact the net asset value? (3:15)

              4. Unit trusts are more convenient for investors who do not need intra-day liquidity (4:55)

              5. What are the differences between ETFs on SGX as compared with the US or the UK? (5:40)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

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              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 79: Differences and misconceptions over ETFs and unit trusts

              9:22 mins

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles the importance of knowing the pros and cons of ETFs and unit trusts.

              Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option.

              They discuss the following points:

              1. What are ETFs and unit trusts and are there big differences between them? (0:45)

              2. Are unit trusts and mutual funds the same product? (2:32)

              3. Why are ETFs essentially a wrapper for products like funds, Reits or bonds, so they can be traded on exchanges? How does that impact the net asset value? (3:15)

              4. Unit trusts are more convenient for investors who do not need intra-day liquidity (4:55)

              5. What are the differences between ETFs on SGX as compared with the US or the UK? (5:40)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

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              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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              Follow our shows then, if you like short, practical podcasts!

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              ]]>               full 1 79 The Business Times e66827e9-2d8a-4e71-87c0-ac2500250cfd e66827e9-2d8a-4e71-87c0-ac2500250cfd Sun, 30 Aug 2020 22:00:00 +0000 563 https://omny.fm/shows/money-hacks-1/differences-and-misconceptions-over-etfs-and-unit               S1E78: How to manage your wealth and plan your legacy: Money Hacks Ep 78 How to manage your wealth and plan your legacy: Money Hacks Ep 78 Money Hacks Ep 78: How to manage your wealth and plan your legacy

              12:01 mins

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles the importance of managing your wealth and planning your legacy. It is brought to you by Opus by Prudential, which is Prudential's unique approach to wealth management and legacy planning for high net worth individuals.

              Chris Lim hosts Angeline Alexander, head of high net worth and affluent segments at Prudential Singapore, on the following points:

              1. What exactly is wealth management, wealth preservation and wealth transfer? (1:25)
              2. Three tips for high net worth individuals to get started (3:35)
              3. What is legacy planning? The new trend of high net worth clients using philanthropic pursuits to give back to the community (6:35)
              4. Depending on complexity and number of heirs, Opus by Prudential brings in specialist expert panels on trusts, tax and business advisory (7:20) 
              5. Plan, insure, give back: A 3-step guide to planning your legacy (9:15)

              More at Opus by Prudential - https://www.prudential.com.sg/opus#!about_us

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 78: How to manage your wealth and plan your legacy

              12:01 mins

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles the importance of managing your wealth and planning your legacy. It is brought to you by Opus by Prudential, which is Prudential's unique approach to wealth management and legacy planning for high net worth individuals.

              Chris Lim hosts Angeline Alexander, head of high net worth and affluent segments at Prudential Singapore, on the following points:

              1. What exactly is wealth management, wealth preservation and wealth transfer? (1:25)
              2. Three tips for high net worth individuals to get started (3:35)
              3. What is legacy planning? The new trend of high net worth clients using philanthropic pursuits to give back to the community (6:35)
              4. Depending on complexity and number of heirs, Opus by Prudential brings in specialist expert panels on trusts, tax and business advisory (7:20) 
              5. Plan, insure, give back: A 3-step guide to planning your legacy (9:15)

              More at Opus by Prudential - https://www.prudential.com.sg/opus#!about_us

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

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              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 78 The Business Times d8276467-7f9f-4d8f-8929-ac0c00899810 d8276467-7f9f-4d8f-8929-ac0c00899810 Sun, 09 Aug 2020 22:00:00 +0000 721 https://omny.fm/shows/money-hacks-1/how-to-manage-your-wealth-and-plan-your-legacy-mon               S1E77: Why sticking to an asset allocation framework is key in volatile times: Money Hacks Ep 77 Why sticking to an asset allocation framework is key in volatile times: Money Hacks Ep 77 Money Hacks Ep 77: Why sticking to an asset allocation framework is key in volatile times

              12:57 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles good starter tips and discipline for asset classes and portfolio construction during this Covid-19 era.

              Chris Lim hosts Asheesh Chanda, founder and chief executive of Kristal.AI, that specialises in digital-first private wealth.

              1. The four pillars for asset classes and allocation during these volatile pandemic times (2:00)

              2. Building a discipline of following an asset allocation framework is key to success during periods of uncertainty. What are the general rules? (3:19)

              3. You can improvise after following rules of investment, but not deviate and fall into the trap of "emotional investing" (5:20) 

              4. Passive and active investment approaches: What should beginner investors know and why they should avoid active approaches? (9:00)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 77: Why sticking to an asset allocation framework is key in volatile times

              12:57 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles good starter tips and discipline for asset classes and portfolio construction during this Covid-19 era.

              Chris Lim hosts Asheesh Chanda, founder and chief executive of Kristal.AI, that specialises in digital-first private wealth.

              1. The four pillars for asset classes and allocation during these volatile pandemic times (2:00)

              2. Building a discipline of following an asset allocation framework is key to success during periods of uncertainty. What are the general rules? (3:19)

              3. You can improvise after following rules of investment, but not deviate and fall into the trap of "emotional investing" (5:20) 

              4. Passive and active investment approaches: What should beginner investors know and why they should avoid active approaches? (9:00)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 77 The Business Times bac7d87e-5c87-4be2-972e-ac08007d5f24 bac7d87e-5c87-4be2-972e-ac08007d5f24 Sun, 02 Aug 2020 22:00:00 +0000 940 https://omny.fm/shows/money-hacks-1/why-sticking-to-an-asset-allocation-framework-is-k               S1E76: Understand what products and risk profile suit you as an investor: Money Hacks Ep 76 Understand what products and risk profile suit you as an investor: Money Hacks Ep 76 Money Hacks Ep 76: Understand what products and risk profile suit you as an investor

              12:57 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles portfolio diversification and what products fit different profiles.

              Chris Lim hosts Dhruv Arora, founder and chief executive of robo investment advisory Syfe, who explains some basic starter tips:

              1. How to build a diversified e-portfolio and manage risks for products with an easy click of a cursor (1:15)

              2. Why the majority of people here prefer lower-risk portfolios, useful in this Covid-19 pandemic (4:12)

              3. Reits: Which kind of investor do they suit? (6:10)

              4. How do you get into low-cost property investment with $50 for example, in your 20s (9:45)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 76: Understand what products and risk profile suit you as an investor

              12:57 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode tackles portfolio diversification and what products fit different profiles.

              Chris Lim hosts Dhruv Arora, founder and chief executive of robo investment advisory Syfe, who explains some basic starter tips:

              1. How to build a diversified e-portfolio and manage risks for products with an easy click of a cursor (1:15)

              2. Why the majority of people here prefer lower-risk portfolios, useful in this Covid-19 pandemic (4:12)

              3. Reits: Which kind of investor do they suit? (6:10)

              4. How do you get into low-cost property investment with $50 for example, in your 20s (9:45)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks podcasts fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 76 The Business Times 166589c6-a478-4520-a99a-abe6004249c4 166589c6-a478-4520-a99a-abe6004249c4 Thu, 23 Jul 2020 04:06:00 +0000 777 https://omny.fm/shows/money-hacks-1/money-hacks-ep-76               S1E75: Insurance: Term vs whole life, what makes sense amid Covid-19? - Money Hacks Ep 75 Insurance: Term vs whole life, what makes sense amid Covid-19? - Money Hacks Ep 75 Money Hacks Ep 75: Insurance - term vs whole life, what makes sense amid Covid-19?

              10:53 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode is aimed at how investors can manage risk and insurance during the Covid-19 pandemic.

              Host Chris Lim speaks remotely with bionic financial adviser MoneyOwl's chief executive and chief investment officer Chuin Ting Weber.

              She explains the following points:

              1. Why the role of insurance is protection (2:40)

              2. Why our most important financial asset is our income (3:45)

              3. What does it mean to be comprehensively insured? (5:45)

              4. Why term insurance is more affordable and preferable till your planned retirement age and you no longer have dependents (7:00)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks Podcast series and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 75: Insurance - term vs whole life, what makes sense amid Covid-19?

              10:53 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode is aimed at how investors can manage risk and insurance during the Covid-19 pandemic.

              Host Chris Lim speaks remotely with bionic financial adviser MoneyOwl's chief executive and chief investment officer Chuin Ting Weber.

              She explains the following points:

              1. Why the role of insurance is protection (2:40)

              2. Why our most important financial asset is our income (3:45)

              3. What does it mean to be comprehensively insured? (5:45)

              4. Why term insurance is more affordable and preferable till your planned retirement age and you no longer have dependents (7:00)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks Podcast series and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 75 The Business Times 8166bb7d-d56d-4a82-918e-abe5008ccea4 8166bb7d-d56d-4a82-918e-abe5008ccea4 Sun, 05 Jul 2020 22:00:00 +0000 653 https://omny.fm/shows/money-hacks-1/insurance-term-vs-whole-life-what-makes-sense-amid               S1E74: Why insurance is good risk management during uncertain times: Money Hacks Ep 74 Why insurance is good risk management during uncertain times: Money Hacks Ep 74 Money Hacks Ep 74: Why insurance is good risk management during uncertain times

              10:42 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode is aimed at how to understand basic personal risk management amid the market turmoil this year.

              Host Chris Lim speaks remotely with SingSaver's founder and country manager Rohith Murthy.

              They tackle the following points:

              1. Accept the reality that Covid-19 is a serious threat to income and jobs, and how to assess your finances (3:20)
              2. Typical financial journey of a Singaporean or Permanent Resident here (4:30)
              3. Why insurance is still seen here as a grudge purchase, and why it is more important in a world of uncertainty (5:15)
              4. Establish the risk to your income, cash and health needs; ensure you have the right affordable policy to be protected (6:40)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks Podcast series and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 74: Why insurance is good risk management during uncertain times

              10:42 min

              Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

              This episode is aimed at how to understand basic personal risk management amid the market turmoil this year.

              Host Chris Lim speaks remotely with SingSaver's founder and country manager Rohith Murthy.

              They tackle the following points:

              1. Accept the reality that Covid-19 is a serious threat to income and jobs, and how to assess your finances (3:20)
              2. Typical financial journey of a Singaporean or Permanent Resident here (4:30)
              3. Why insurance is still seen here as a grudge purchase, and why it is more important in a world of uncertainty (5:15)
              4. Establish the risk to your income, cash and health needs; ensure you have the right affordable policy to be protected (6:40)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Follow Money Hacks Podcast series and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 74 The Business Times 3ba222ed-eb88-4baa-a76c-abe200404350 3ba222ed-eb88-4baa-a76c-abe200404350 Sun, 21 Jun 2020 22:00:00 +0000 642 https://omny.fm/shows/money-hacks-1/why-insurance-is-good-risk-management-during-uncer               S1E73: Fortitude and the market in Covid-19 times: Money Hacks Ep 73 Fortitude and the market in Covid-19 times: Money Hacks Ep 73 Money Hacks Ep 73: Fortitude and the market in Covid-19 times

              12:33 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down useful financial tips.

              This episode is aimed at how investors can approach the market despite the impact from Covid-19.  

              On May 26, finance minister Heng Swee Keat delivered an unprecedented fourth budget, dubbed the Fortitude Budget. Together with the previous three 2020 Budgets, this year’s total comes up to almost S$100 billion. 

              Host Chris Lim speaks remotely with two experts from OCBC Bank - Selena Ling, head of treasury research and strategy, and Carmen Lee, head of investment research. 

              They tackle the following points:

              1. What is the outlook for Singapore's economy, for the next three to six and 12 months, and what does this mean for investors?  (1:00)
              2. What is the outlook like for Reits? Which Reit sectors took the biggest hit during Covid-19 and which are still attractive to investors here? (3:30)
              3. What is the market expecting for corporate earnings this year? (8:08)
              4. Will dividends be cut? Or even be paid out at all? (9:50)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 73: Fortitude and the market in Covid-19 times

              12:33 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down useful financial tips.

              This episode is aimed at how investors can approach the market despite the impact from Covid-19.  

              On May 26, finance minister Heng Swee Keat delivered an unprecedented fourth budget, dubbed the Fortitude Budget. Together with the previous three 2020 Budgets, this year’s total comes up to almost S$100 billion. 

              Host Chris Lim speaks remotely with two experts from OCBC Bank - Selena Ling, head of treasury research and strategy, and Carmen Lee, head of investment research. 

              They tackle the following points:

              1. What is the outlook for Singapore's economy, for the next three to six and 12 months, and what does this mean for investors?  (1:00)
              2. What is the outlook like for Reits? Which Reit sectors took the biggest hit during Covid-19 and which are still attractive to investors here? (3:30)
              3. What is the market expecting for corporate earnings this year? (8:08)
              4. Will dividends be cut? Or even be paid out at all? (9:50)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 73 The Business Times 24621d61-8db3-4d56-9257-abd100849e52 bbde4963-ab72-41dc-9e05-abdb0017d075 Sun, 07 Jun 2020 22:00:00 +0000 754 https://omny.fm/shows/st-bt/fortitude-and-the-market-in-covid-19-times-money-h               S1E72: Passive vs active investing - debunking misconceptions: Money Hacks Ep 72 Passive vs active investing - debunking misconceptions: Money Hacks Ep 72 Money Hacks Ep 72: Passive vs active investing - debunking misconceptions 

              12:59 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this episode, we talk about passive and active investing, ETFs and unit trusts. Why should the average investor care about the differences?

              Host Chris Lim speaks remotely with Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option, as he explains the following points:

              1. Understand why you have a historically proven 17% chance of "beating the market" over a 15-year period even as a professional or "active" investor (2:30)

              2. What is the difference between active and passive investing? (5:53)

              3. Understand the differences between cash, high-quality government debt like Singapore Savings Bonds, corporate bonds and equities (6:21)

              4. How digital investment advisers can help you with lower costs and passive investing coupled with strategic asset allocation (9:40)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 72: Passive vs active investing - debunking misconceptions 

              12:59 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this episode, we talk about passive and active investing, ETFs and unit trusts. Why should the average investor care about the differences?

              Host Chris Lim speaks remotely with Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option, as he explains the following points:

              1. Understand why you have a historically proven 17% chance of "beating the market" over a 15-year period even as a professional or "active" investor (2:30)

              2. What is the difference between active and passive investing? (5:53)

              3. Understand the differences between cash, high-quality government debt like Singapore Savings Bonds, corporate bonds and equities (6:21)

              4. How digital investment advisers can help you with lower costs and passive investing coupled with strategic asset allocation (9:40)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 72 The Business Times 420a2323-09a7-43f1-a545-abc30059d85d ede61838-bc3f-4606-902f-abdb0017da8c Sun, 24 May 2020 22:00:00 +0000 779 https://omny.fm/shows/st-bt/etfs-vs-unit-trusts-debunking-misconceptions-money               S1E71: Be a hassle-free landlord through Reit investments: Money Hacks Ep 71 Be a hassle-free landlord through Reit investments: Money Hacks Ep 71 Money Hacks Ep 71: Be a hassle-free landlord through Reit investments

              11:18 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode is aimed at those who are interested in investing in property through real estate investment trusts (Reits) and Chris Lim hosts Dhruv Arora, founder and chief executive of robo investment advisory Syfe.

              He explains some basic starter tips:

              1. What is a Reit? How it is a proxy for buying into a property without spending millions of dollars (1:02)

              2. Why investing in Reits makes you virtually a hassle-free landlord (2:20)

              3. Is it prudent to diversify your Reit portfolio? (3:23)

              4. What is the difference between do-it-yourself Reit exchange traded fund (ETF) investing and using Syfe's new Reit+ portfolio, which can closely replicate the performance of the SGX iEdge S-Reit 20 Index? (6:24)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 71: Be a hassle-free landlord through Reit investments

              11:18 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode is aimed at those who are interested in investing in property through real estate investment trusts (Reits) and Chris Lim hosts Dhruv Arora, founder and chief executive of robo investment advisory Syfe.

              He explains some basic starter tips:

              1. What is a Reit? How it is a proxy for buying into a property without spending millions of dollars (1:02)

              2. Why investing in Reits makes you virtually a hassle-free landlord (2:20)

              3. Is it prudent to diversify your Reit portfolio? (3:23)

              4. What is the difference between do-it-yourself Reit exchange traded fund (ETF) investing and using Syfe's new Reit+ portfolio, which can closely replicate the performance of the SGX iEdge S-Reit 20 Index? (6:24)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 71 The Business Times f7fc928b-c9e7-4319-9648-abb6007fcf8c beb0959b-0429-4ee4-a004-abdb0017e1fb Sun, 10 May 2020 22:00:00 +0000 679 https://omny.fm/shows/st-bt/money-hacks-ep-71               S1E70: How companies should transform during Covid-19 circuit breaker: Money Hacks Ep 70 How companies should transform during Covid-19 circuit breaker: Money Hacks Ep 70 Money Hacks Ep 70: How companies should transform during the Covid-19 circuit breaker

              15:59 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode is aimed at owners and management of small- and medium-sized enterprises (SMEs) and large companies.

              In this episode, Ernest Luis hosts Tan Su Shan, group head, institutional banking, DBS, as she explains how there is no turning back for big and small businesses, if they are to survive the Covid-19 pandemic. 

              She shares some essential tips:

              1. What are the immediate action points SMEs need to work on, to survive first? (2:44)

              2. What if you are an SME owner caught cold, not ready for digitalisation and worried about survival? Can banks help with digital business conversion and enable cash flow, and how that works in the F&B sector for example? (4:03)

              3. Larger companies should do stress test projections for three, six and nine months, or even till at least the first quarter of 2021 (7:50)

              4. Pointers for stress testing (8:52)

              5. Will Covid-19 change the way companies operate permanently, and in what ways? (12:28)

              Produced by: Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 70: How companies should transform during the Covid-19 circuit breaker

              15:59 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode is aimed at owners and management of small- and medium-sized enterprises (SMEs) and large companies.

              In this episode, Ernest Luis hosts Tan Su Shan, group head, institutional banking, DBS, as she explains how there is no turning back for big and small businesses, if they are to survive the Covid-19 pandemic. 

              She shares some essential tips:

              1. What are the immediate action points SMEs need to work on, to survive first? (2:44)

              2. What if you are an SME owner caught cold, not ready for digitalisation and worried about survival? Can banks help with digital business conversion and enable cash flow, and how that works in the F&B sector for example? (4:03)

              3. Larger companies should do stress test projections for three, six and nine months, or even till at least the first quarter of 2021 (7:50)

              4. Pointers for stress testing (8:52)

              5. Will Covid-19 change the way companies operate permanently, and in what ways? (12:28)

              Produced by: Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 70 The Business Times 8dcb5e49-2fae-480b-9389-aba700857ccf 0846e2f1-0017-43ab-a291-abdb0017eb50 Sun, 26 Apr 2020 22:00:00 +0000 961 https://omny.fm/shows/st-bt/how-smes-and-large-corporate-companies-should-tran               S1E69: Is 2020 the year for savvier DIY property hunters and sellers?: Money Hacks Ep 69 Is 2020 the year for savvier DIY property hunters and sellers?: Money Hacks Ep 69 Money Hacks Ep 69: Is 2020 the year for savvier DIY property hunters and sellers?

              9:54 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode is aimed at younger and savvier homeowners and buyers who want to explore "DIY" property transactions and save some money.

              In this episode, Chris Lim hosts Lewis Ng, chief commercial officer of Carousell, who breaks down property trends for new homeowners in 2020.

              1. Is there a growing preference for do-it-yourself (DIY) property listings - directly done by homeowners? (1:40)

              2. What are the cost savings to be enjoyed with DIY platforms? (2:48)

              3. Property shopping and buying 101: Understand your finances, speak to a bank to explore your affordability, explore agent fees or a DIY approach, public and private housing options, know income ceilings for public housing (4:01)

              4. Do you also need a longer-term mindset when buying your preferred property? Check URA master plans for the area (7:26)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 69: Is 2020 the year for savvier DIY property hunters and sellers?

              9:54 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode is aimed at younger and savvier homeowners and buyers who want to explore "DIY" property transactions and save some money.

              In this episode, Chris Lim hosts Lewis Ng, chief commercial officer of Carousell, who breaks down property trends for new homeowners in 2020.

              1. Is there a growing preference for do-it-yourself (DIY) property listings - directly done by homeowners? (1:40)

              2. What are the cost savings to be enjoyed with DIY platforms? (2:48)

              3. Property shopping and buying 101: Understand your finances, speak to a bank to explore your affordability, explore agent fees or a DIY approach, public and private housing options, know income ceilings for public housing (4:01)

              4. Do you also need a longer-term mindset when buying your preferred property? Check URA master plans for the area (7:26)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 69 The Business Times 54b3ca38-d881-4439-a297-ab9600e1d08c 4469be49-6eb4-440e-bd13-abdb00181cd4 Sun, 12 Apr 2020 22:00:00 +0000 595 https://omny.fm/shows/st-bt/2020-year-for-savvier-diy-property-hunters-and-sel               S1E68: Lessons for budding women entrepreneurs in the Covid-19 era: Money Hacks Ep 68 Lessons for budding women entrepreneurs in the Covid-19 era: Money Hacks Ep 68 Money Hacks Ep 68: Lessons for budding women entrepreneurs in the Covid-19 era

              15:22 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode is aimed at budding women entrepreneurs. Do you feel the burning desire to become one? If you are a mother or a caregiver, and thinking about starting a side business, this episode is for you.

              Ernest Luis hosts Joyce Tee, the group head of SME banking at DBS Bank.

              She answers the following questions:

              1. What are the top concerns of women entrepreneurs? (2:30)
              2. Is this a good time for women "sidepreneurs" to test business ideas as more work from home during this Covid-19 period? (5:10)
              3. Ms Tee offers useful tips as she recounts her life story of how she started her own side business in the early 80s at the age of 13 while she was schooling (6:15)
              4. Resilience, research, understand your competitive landscape, be clear about your target audience, know what differentiates your service (9:03)
              5. How women should approach business and not fall prey to gender stereotypes (10:40)

              Produced by: Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 68: Lessons for budding women entrepreneurs in the Covid-19 era

              15:22 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode is aimed at budding women entrepreneurs. Do you feel the burning desire to become one? If you are a mother or a caregiver, and thinking about starting a side business, this episode is for you.

              Ernest Luis hosts Joyce Tee, the group head of SME banking at DBS Bank.

              She answers the following questions:

              1. What are the top concerns of women entrepreneurs? (2:30)
              2. Is this a good time for women "sidepreneurs" to test business ideas as more work from home during this Covid-19 period? (5:10)
              3. Ms Tee offers useful tips as she recounts her life story of how she started her own side business in the early 80s at the age of 13 while she was schooling (6:15)
              4. Resilience, research, understand your competitive landscape, be clear about your target audience, know what differentiates your service (9:03)
              5. How women should approach business and not fall prey to gender stereotypes (10:40)

              Produced by: Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 68 The Business Times f3d70bd5-56c2-4609-9f39-ab8b009e9708 a7714927-de35-4cdb-9b8c-abdb00182785 Sun, 29 Mar 2020 22:00:00 +0000 923 https://omny.fm/shows/st-bt/money-hacks-ep-68-lessons-for-budding-women-entrep               S1E67: How can AI and big data help investors?: Money Hacks Ep 67 How can AI and big data help investors?: Money Hacks Ep 67 Money Hacks Ep 67: How can AI and big data help investors?

              9:07 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this week's episode, we talk about artificial intelligence (AI) and big data and how they can help investors. Chris Lim hosts Adam Reynolds, CEO Asia-Pacific, Saxo Markets, as he answers the following:

              1. What's state-of-the-art now in terms of AI and big data for investors? (0:46)

              2. How accurate are the AI recommendations? (2:06)

              3. A beginner's guide to using AI for investing (4:45)

              4. How comfortable should investors be with trusting AI? (6:13)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 67: How can AI and big data help investors?

              9:07 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this week's episode, we talk about artificial intelligence (AI) and big data and how they can help investors. Chris Lim hosts Adam Reynolds, CEO Asia-Pacific, Saxo Markets, as he answers the following:

              1. What's state-of-the-art now in terms of AI and big data for investors? (0:46)

              2. How accurate are the AI recommendations? (2:06)

              3. A beginner's guide to using AI for investing (4:45)

              4. How comfortable should investors be with trusting AI? (6:13)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: http://bt.sg/podcasts

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 67 The Business Times 208cec75-0c92-4ded-a9d5-ab7d003e95cf dcd227b3-82b2-49db-b750-abdb00183412 Sun, 15 Mar 2020 22:00:00 +0000 547 https://omny.fm/shows/st-bt/money-hacks-ep-67               S1E66: Should you invest your CPF money in a turbulent market?: Money Hacks Ep 66 Should you invest your CPF money in a turbulent market?: Money Hacks Ep 66 Money Hacks Ep 66: Should you invest your CPF money in a turbulent market?

              9:06 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this week's episode, we talk about CPF investments, and if you should invest them in a turbulent market. Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option, as he answers the following:

              1. What is the difference between traditional CPF investment schemes and digital schemes? Are there hidden fees? (1:02)

              2. In a turbulent market now worsened by the coronavirus threat, should you invest your CPF funds? (4:09)

              3. CPF is your long-term money. How can it perform if you take a similar long-term market view versus just leaving it in CPF? (5:14)

              4. Invest wisely, strategically, not tactically. Strategic investment means a long-term approach, whereas a tactical investment means trying to beat the market with constant changes. Find out the pros and cons of such approaches (9:29)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 66: Should you invest your CPF money in a turbulent market?

              9:06 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this week's episode, we talk about CPF investments, and if you should invest them in a turbulent market. Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option, as he answers the following:

              1. What is the difference between traditional CPF investment schemes and digital schemes? Are there hidden fees? (1:02)

              2. In a turbulent market now worsened by the coronavirus threat, should you invest your CPF funds? (4:09)

              3. CPF is your long-term money. How can it perform if you take a similar long-term market view versus just leaving it in CPF? (5:14)

              4. Invest wisely, strategically, not tactically. Strategic investment means a long-term approach, whereas a tactical investment means trying to beat the market with constant changes. Find out the pros and cons of such approaches (9:29)

              Produced by: Chris Lim and Ernest Luis

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 66 The Business Times c602b26a-b269-4eb3-ab6b-ab6f0097e041 7d120558-b636-4bab-9d57-abdb001860f8 Sun, 01 Mar 2020 22:00:00 +0000 734 https://omny.fm/shows/st-bt/should-you-invest-your-cpf-money-in-a-turbulent-ma               S1E65: Basics of loyalty programmes: Money Hacks Ep 65 Basics of loyalty programmes: Money Hacks Ep 65 Money Hacks Ep 65: Basics of loyalty programmes

              9:06 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this week's episode, we talk about loyalty programmes, what they are and how they can work for the investor. Chris Lim hosts Adam Reynolds, CEO Asia Pacific, Saxo Markets, as he answers the following:

              1. Should investors even care about loyalty programmes? (1:09)

              2. How common are loyalty programmes in the online brokerage industry? (1:56)

              3. Does Saxo expect other brokerages to launch competing loyalty programmes? (6:07)

              4. Don't just trade for the sake of racking points up (7:03)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 65: Basics of loyalty programmes

              9:06 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this week's episode, we talk about loyalty programmes, what they are and how they can work for the investor. Chris Lim hosts Adam Reynolds, CEO Asia Pacific, Saxo Markets, as he answers the following:

              1. Should investors even care about loyalty programmes? (1:09)

              2. How common are loyalty programmes in the online brokerage industry? (1:56)

              3. Does Saxo expect other brokerages to launch competing loyalty programmes? (6:07)

              4. Don't just trade for the sake of racking points up (7:03)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 65 The Business Times e45fff6d-f74a-4745-a8fd-ab6100c6d580 4ef8be1b-a951-47b3-8688-abdb0018b6c0 Sun, 16 Feb 2020 22:00:00 +0000 546 https://omny.fm/shows/st-bt/the-basics-of-loyalty-programmes-money-hacks-ep-65               S1E64: Demystifying managed portfolios: Money Hacks Ep 64 Demystifying managed portfolios: Money Hacks Ep 64 Money Hacks Ep 64: Demystifying managed portfolios

              9:42 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this week's episode, we take a look at managed portfolios: what exactly are they and how are they managed? Chris Lim hosts Christophe Marciano, head of discretionary portfolio management, DBS Bank, as he answers the following:

              1. What is a managed portfolio? (0:25)

              2. What is the process like? (3:12)

              3. What are the pros and cons of DBS Bank's global and Asian digi portfolio products? (4:27)

              4. Which ETFs (exchange-traded funds) are available in these portfolios? (6:41)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 64: Demystifying managed portfolios

              9:42 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              In this week's episode, we take a look at managed portfolios: what exactly are they and how are they managed? Chris Lim hosts Christophe Marciano, head of discretionary portfolio management, DBS Bank, as he answers the following:

              1. What is a managed portfolio? (0:25)

              2. What is the process like? (3:12)

              3. What are the pros and cons of DBS Bank's global and Asian digi portfolio products? (4:27)

              4. Which ETFs (exchange-traded funds) are available in these portfolios? (6:41)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 64 The Business Times c6eb670a-897d-4c53-99ee-ab5300ddf71e 4bcad261-90a9-4d60-9fbe-abdb0018e7e9 Sun, 02 Feb 2020 22:00:00 +0000 583 https://omny.fm/shows/st-bt/demystifying-managed-portfolios-money-hacks-ep-64               S1E63: What are vehicle protection services? Money Hacks Ep 63 What are vehicle protection services? Money Hacks Ep 63 Money Hacks Ep 63: What are vehicle protection services?

              15:13 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              How different are vehicle protection services from car insurance? Ernest hosts Manfred Schmoelz, president of the Asia-Pacific region for Assurant, as he answers the following:  

              1. What should consumers look out for, when buying a new car? (4:00)

              2. What about some Singapore car owners who only intend to keep their cars for 3 to 5 years? Do they need to consider different approaches when choosing a vehicle protection service? (6:02)

              3. The changing profile of the Asian consumer. (9:10)

              4. How AI adoption - combined with human supervision and compassion -  helps make claims and turnarounds faster and more efficient, and reduce fraudulent cases. (10:22)

              Produced by: Ernest Luis and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 63: What are vehicle protection services?

              15:13 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              How different are vehicle protection services from car insurance? Ernest hosts Manfred Schmoelz, president of the Asia-Pacific region for Assurant, as he answers the following:  

              1. What should consumers look out for, when buying a new car? (4:00)

              2. What about some Singapore car owners who only intend to keep their cars for 3 to 5 years? Do they need to consider different approaches when choosing a vehicle protection service? (6:02)

              3. The changing profile of the Asian consumer. (9:10)

              4. How AI adoption - combined with human supervision and compassion -  helps make claims and turnarounds faster and more efficient, and reduce fraudulent cases. (10:22)

              Produced by: Ernest Luis and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 63 The Business Times ffc0fe26-d498-4665-942f-ab450050c686 5fb88e78-0bd5-40b1-badf-abdb00191f5e Sun, 19 Jan 2020 22:00:00 +0000 914 https://omny.fm/shows/st-bt/what-new-or-existing-car-buyers-should-know-about               S1E62: What is a robo-advisory? Money Hacks Ep 62 What is a robo-advisory? Money Hacks Ep 62 Money Hacks Ep 62: What is a robo-advisory?

              10:15 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods?

              Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics:

              1. What is a robo-advisory? (0:24)

              2. Are robo-advisers easier for people who are starting their investing journey? (1:16)

              3. What kind of fees are involved? (4:20)

              4. Equities vs ETF portfolios: what are the basic considerations? (7:57)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 62: What is a robo-advisory?

              10:15 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods?

              Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics:

              1. What is a robo-advisory? (0:24)

              2. Are robo-advisers easier for people who are starting their investing journey? (1:16)

              3. What kind of fees are involved? (4:20)

              4. Equities vs ETF portfolios: what are the basic considerations? (7:57)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGP

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 62 The Business Times 6351ee98-9490-4971-b869-ab3700a808f5 8d1873f1-0c60-4282-8c71-abdb00192b30 Sun, 05 Jan 2020 22:00:00 +0000 616 https://omny.fm/shows/st-bt/what-is-a-robo-advisory-money-hacks-ep-62               S1E61: Getting the most out of cashback/rewards cards: Money Hacks Ep 61 Getting the most out of cashback/rewards cards: Money Hacks Ep 61 Money Hacks Ep 61: Getting the most out of cashback/rewards cards

              10:03 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              Most Singaporeans have either a cashback or rewards points credit card, some even have both; but are we getting the most out of them?

              We speak with Mark Cheng, media sales lead at financial comparison site MoneySmart.sg, who shares his insights with us:

              1. What are some of the basic things you need to consider? (0:31)

              2. Things to take note of when redeeming air miles/points (5:07)

              3. What if my spending is not consistent enough to maximise the benefits? (6:19)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGd

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 61: Getting the most out of cashback/rewards cards

              10:03 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              Most Singaporeans have either a cashback or rewards points credit card, some even have both; but are we getting the most out of them?

              We speak with Mark Cheng, media sales lead at financial comparison site MoneySmart.sg, who shares his insights with us:

              1. What are some of the basic things you need to consider? (0:31)

              2. Things to take note of when redeeming air miles/points (5:07)

              3. What if my spending is not consistent enough to maximise the benefits? (6:19)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGd

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 61 The Business Times 49e37513-706b-4671-8a36-ab2900950127 806cbb23-7ea2-40ba-85ca-abdb001932cc Sun, 22 Dec 2019 22:00:00 +0000 605 https://omny.fm/shows/st-bt/getting-the-most-out-of-cashback-rewards-cards-mon               S1E60: Maximising air miles and credit card usage: Money Hacks Ep 60 Maximising air miles and credit card usage: Money Hacks Ep 60 Money Hacks Ep 60: Maximising air miles and credit cards

              9:04 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              Singaporeans love to get out of the country at every opportunity and this episode focuses on understanding credit cards and air miles better. We speak with Mark Cheng,  media sales lead at financial comparison site MoneySmart.sg

              He breaks down the various options:

              1. Which card is better, those that accrue miles or points? (1:17)

              2. What misconceptions are there? (2:00)

              3. What to consider before redeeming your air miles (4:08)

              4. How do you maximise your air miles? (5:06)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGd

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 60: Maximising air miles and credit cards

              9:04 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              Singaporeans love to get out of the country at every opportunity and this episode focuses on understanding credit cards and air miles better. We speak with Mark Cheng,  media sales lead at financial comparison site MoneySmart.sg

              He breaks down the various options:

              1. Which card is better, those that accrue miles or points? (1:17)

              2. What misconceptions are there? (2:00)

              3. What to consider before redeeming your air miles (4:08)

              4. How do you maximise your air miles? (5:06)

              Produced by: Chris Lim and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGd

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 60 The Business Times 80bae6b3-d3ce-45a3-b9ae-ab1b008dbddf 12aa90de-2cfd-4d0e-8ac1-abdb0019b9dd Sun, 08 Dec 2019 22:00:00 +0000 545 https://omny.fm/shows/st-bt/clearing-misconceptions-about-air-miles-and-credit               S1E59: Mortgage loans 101: Money Hacks Ep 59 Mortgage loans 101: Money Hacks Ep 59 Money Hacks Ep 59: Mortgage loans 101 

              14:44 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode focuses on understanding mortgage loans better. We speak with Cris Ng, the head of mortgage at financial comparison service Moneysmart.sg

              He walks us through various options:

              1. Customers tend to fear mortgage loans and want to pay as little as possible and pay off as soon as possible. Why this is a misconception. (1:37)

              2. Should you go for floating or fixed mortgage rates? (2:31)

              3. First-timers, upgraders, seasoned investors: What they should know, including tips on types of mortgages they should choose (8:44)

              4. Why is refinancing often overlooked by Singapore customers? (9:45)

              5. How upgraders can approach mortgage decisions and the practice of "decoupling". (11:33)

              Produced by: Ernest Luis and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGd

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 59: Mortgage loans 101 

              14:44 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode focuses on understanding mortgage loans better. We speak with Cris Ng, the head of mortgage at financial comparison service Moneysmart.sg

              He walks us through various options:

              1. Customers tend to fear mortgage loans and want to pay as little as possible and pay off as soon as possible. Why this is a misconception. (1:37)

              2. Should you go for floating or fixed mortgage rates? (2:31)

              3. First-timers, upgraders, seasoned investors: What they should know, including tips on types of mortgages they should choose (8:44)

              4. Why is refinancing often overlooked by Singapore customers? (9:45)

              5. How upgraders can approach mortgage decisions and the practice of "decoupling". (11:33)

              Produced by: Ernest Luis and Lee Kim Siang

              Edited by: Adam Azlee

              Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

              Channel: http://bt.sg/btmoneyhacks

              Apple Podcasts: http://bt.sg/oeXe

              Spotify: http://bt.sg/oeGN

              Google podcasts: http://bt.sg/oeGd

              Website: http://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 59 The Business Times bd522e29-21aa-4709-9163-ab0d00953dee 7ed1bb4d-2a10-4fc2-a3ef-abdb0019d23e Sun, 24 Nov 2019 22:00:00 +0000 882 https://omny.fm/shows/st-bt/mortgage-loans-101-money-hacks-ep-59               S1E58: Credit cards for millennials: Money Hacks Ep 58 Credit cards for millennials: Money Hacks Ep 58 Money Hacks Ep 58: Credit cards for millennials 

              9:54 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode focuses on credit cards for millennials specifically. We speak with Natalia Goh, head of credit cards and personal loans at Standard Chartered Bank Singapore who .

              She tackles our questions:

              1. What would a millennial need from a credit card? (0:27)

              2. Besides air miles, is cashback also another criteria millennials look at? (2:20)

              3. How many credit cards do millennials typically hold? (3:55)

              4. What should millennials look at when choosing a credit card? (4:51)

              5. Should millennials be looking at pairing a bank account with a credit card to maximise benefits? (8:01)

              Produced by: Chris Lim & Lee Kim Siang

              Edited by: Adam Azlee

              Follow more Money Hacks podcasts and rate us on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Playlist: https://str.sg/JwDa 

              Website: https://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: 

              https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 58: Credit cards for millennials 

              9:54 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode focuses on credit cards for millennials specifically. We speak with Natalia Goh, head of credit cards and personal loans at Standard Chartered Bank Singapore who .

              She tackles our questions:

              1. What would a millennial need from a credit card? (0:27)

              2. Besides air miles, is cashback also another criteria millennials look at? (2:20)

              3. How many credit cards do millennials typically hold? (3:55)

              4. What should millennials look at when choosing a credit card? (4:51)

              5. Should millennials be looking at pairing a bank account with a credit card to maximise benefits? (8:01)

              Produced by: Chris Lim & Lee Kim Siang

              Edited by: Adam Azlee

              Follow more Money Hacks podcasts and rate us on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Playlist: https://str.sg/JwDa 

              Website: https://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: 

              https://str.sg/Jw5T 

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 58 The Business Times fd6356f8-2597-4bb2-b619-aaff0098eb6c 6e3533bb-71fe-4cff-9c64-abdb001a1c94 Sun, 10 Nov 2019 22:00:00 +0000 594 https://omny.fm/shows/st-bt/credit-cards-for-millennials-money-hacks-ep-58               S1E57: What's the difference between credit card fraud and disputes? Money Hacks Ep 57 What's the difference between credit card fraud and disputes? Money Hacks Ep 57 Money Hacks Ep 57: What's the difference between credit card fraud and disputes?

              10:02 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode focuses on credit card fraud and disputes. We speak with Natalia Goh. head of credit cards and personal loans at Standard Chartered Bank Singapore, who tells us what the differences are. 

              She tackles our questions:

              1. Is there a difference between a credit card dispute and credit card fraud? (0:37)

              2. How many months' worth of receipts should you keep? (2:41)

              3. What are the steps you can take to protect yourself against fraud? (5:03)

              4. What are the different channels banks use to send alerts to customers? (7:11)

              Produced by: Chris Lim & Lee Kim Siang

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: https://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 57: What's the difference between credit card fraud and disputes?

              10:02 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode focuses on credit card fraud and disputes. We speak with Natalia Goh. head of credit cards and personal loans at Standard Chartered Bank Singapore, who tells us what the differences are. 

              She tackles our questions:

              1. Is there a difference between a credit card dispute and credit card fraud? (0:37)

              2. How many months' worth of receipts should you keep? (2:41)

              3. What are the steps you can take to protect yourself against fraud? (5:03)

              4. What are the different channels banks use to send alerts to customers? (7:11)

              Produced by: Chris Lim & Lee Kim Siang

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: https://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 57 The Business Times ac938f19-8f0d-45fc-8295-aaf1008b175d dc6230a4-8830-45ec-ba1d-abdb001a5e9b Sun, 27 Oct 2019 22:00:00 +0000 603 https://omny.fm/shows/st-bt/whats-the-difference-between-credit-card-fraud-and               S1E56: How to choose the best travel insurance policy for your needs: Money Hacks Ep 56 How to choose the best travel insurance policy for your needs: Money Hacks Ep 56 Money Hacks Ep 56: How to choose the best travel insurance policy for your needs

              10:10 mins

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode focuses on travel insurance and we speak with MoneySmart's Singapore general manager Abel Lee, who oversees its insurance business. 

              He tackles our questions:

              1. How can travel insurance be seen as an investment? (0:57)

              2. What should we take note of when choosing a policy? (1:45)

              3. How important is it to check the T&Cs? (4:09)

              4. Is there a best time to buy travel insurance? (5:02)

              5. Are there particular kinds of travel insurance policies for specific groups of people?

              Produced by: Chris Lim & Lee Kim Siang

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: https://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 56: How to choose the best travel insurance policy for your needs

              10:10 mins

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

              This episode focuses on travel insurance and we speak with MoneySmart's Singapore general manager Abel Lee, who oversees its insurance business. 

              He tackles our questions:

              1. How can travel insurance be seen as an investment? (0:57)

              2. What should we take note of when choosing a policy? (1:45)

              3. How important is it to check the T&Cs? (4:09)

              4. Is there a best time to buy travel insurance? (5:02)

              5. Are there particular kinds of travel insurance policies for specific groups of people?

              Produced by: Chris Lim & Lee Kim Siang

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: https://bt.sg/moneyhacks

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 56 The Business Times f6e0b087-73b6-41dc-b2cb-aae5011ef26e 0336f78a-63ac-4bae-9d9a-abdb001a856a Sun, 13 Oct 2019 22:00:00 +0000 612 https://omny.fm/shows/st-bt/how-to-choose-the-best-travel-insurance-policy-for               S1E55: How to start investing with forex: Money Hacks Ep 55 How to start investing with forex: Money Hacks Ep 55 Money Hacks Ep 55: How to start investing with forex

              8:51 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode focuses on foreign exchange, specifically, how one can approach FX as another avenue for investment.

              We speak with Sumeet Bhambri, Standard Chartered's regional head of wealth management for Asean and South Asia, for his take on FX investing.

              He tackles our questions:

              1. What is FX? (0:40)

              2. How do we use FX as an investment vehicle? (2:06)

              3. What tools can we use to help us? (5:52)

              Produced by: Chris Lim & Lee Kim Siang

              Edited by: Adam Azlee

              Dear readers,

              We are conducting consumer research to find out what types of content you like. Please click on the link below to participate in a short survey which will help us serve you better. Respondents stand a chance to win $100 shopping vouchers and get invited to participate in consumer interviews.

              Link: https://sph.au1.qualtrics.com/jfe/form/SV_4MwYEyWCtmRKUHH

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: https://str.sg/JJmm

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 55: How to start investing with forex

              8:51 min

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode focuses on foreign exchange, specifically, how one can approach FX as another avenue for investment.

              We speak with Sumeet Bhambri, Standard Chartered's regional head of wealth management for Asean and South Asia, for his take on FX investing.

              He tackles our questions:

              1. What is FX? (0:40)

              2. How do we use FX as an investment vehicle? (2:06)

              3. What tools can we use to help us? (5:52)

              Produced by: Chris Lim & Lee Kim Siang

              Edited by: Adam Azlee

              Dear readers,

              We are conducting consumer research to find out what types of content you like. Please click on the link below to participate in a short survey which will help us serve you better. Respondents stand a chance to win $100 shopping vouchers and get invited to participate in consumer interviews.

              Link: https://sph.au1.qualtrics.com/jfe/form/SV_4MwYEyWCtmRKUHH

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: https://str.sg/JJmm

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 55 The Business Times f9560429-a2d2-4738-9f69-aad800714789 087204b1-48f9-461f-be9b-abdb001a9841 Mon, 30 Sep 2019 07:12:00 +0000 644 https://omny.fm/shows/st-bt/how-to-start-investing-with-forex-money-hacks-ep-5               S1E54: How to save more when paying for overseas property investments: Money Hacks Ep 54 How to save more when paying for overseas property investments: Money Hacks Ep 54 Money Hacks Ep 54: How to save more when paying for overseas property investments

              8:51 mins

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode is aimed at how best to pay for property investments overseas. Do you use expensive banking services? Or new cheaper fintech-enabled money transfer services?

              Mr Nilan Peiris is the London-based vice-president for growth for TransferWise, which has 1,600 staff members and about 150 in Singapore, and is also regulated by the Monetary Authority of Singapore.

              He tackles our questions:

              1. Does it really cost a lot to move money overseas via wires?

              2. Understand why it is important to know about the transparency of the services you are using.

              3. Why is speed important when you need to do time-sensitive good value property investments overseas?

              Entrepreneur Kiyan Foroughi also comes on the show to talk about his own personal experience with money transfer services provided by banks and new fintech companies, and the big differences he has found when servicing property mortgages overseas. 

              Produced by: Chris Lim, Ernest Luis & Lee Kim Siang 

              Edited by: Adam Azlee

              Dear readers,

              We are conducting consumer research to find out what types of content you like. Please click on the link below to participate in a short survey which will help us serve you better. Respondents stand a chance to win $100 shopping vouchers and get invited to participate in consumer interviews.

              Link: https://sph.au1.qualtrics.com/jfe/form/SV_4MwYEyWCtmRKUHH

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 54: How to save more when paying for overseas property investments

              8:51 mins

              Synopsis: In this fortnightly podcast series on Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode is aimed at how best to pay for property investments overseas. Do you use expensive banking services? Or new cheaper fintech-enabled money transfer services?

              Mr Nilan Peiris is the London-based vice-president for growth for TransferWise, which has 1,600 staff members and about 150 in Singapore, and is also regulated by the Monetary Authority of Singapore.

              He tackles our questions:

              1. Does it really cost a lot to move money overseas via wires?

              2. Understand why it is important to know about the transparency of the services you are using.

              3. Why is speed important when you need to do time-sensitive good value property investments overseas?

              Entrepreneur Kiyan Foroughi also comes on the show to talk about his own personal experience with money transfer services provided by banks and new fintech companies, and the big differences he has found when servicing property mortgages overseas. 

              Produced by: Chris Lim, Ernest Luis & Lee Kim Siang 

              Edited by: Adam Azlee

              Dear readers,

              We are conducting consumer research to find out what types of content you like. Please click on the link below to participate in a short survey which will help us serve you better. Respondents stand a chance to win $100 shopping vouchers and get invited to participate in consumer interviews.

              Link: https://sph.au1.qualtrics.com/jfe/form/SV_4MwYEyWCtmRKUHH

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 54 The Business Times b6720ea0-3893-40ce-b3ed-aac70078fe6c a9c3dbf8-c5c7-437e-90b1-abdb001aa06c Sun, 15 Sep 2019 22:00:00 +0000 532 https://omny.fm/shows/st-bt/how-to-save-more-when-paying-for-overseas-property               S1E53: How fintech helps you with cheaper and faster money transfers overseas: Money Hacks Ep 53 How fintech helps you with cheaper and faster money transfers overseas: Money Hacks Ep 53 Money Hacks Ep 53: How fintech helps you with cheaper and faster money transfers overseas

              9:43 mins

              Synopsis: In this podcast series on alternate Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode is aimed at how best to transfer your money abroad, and in cheaper ways.

              Entrepreneur Kiyan Foroughi comes on the show to talk about his own personal experience about money transfer woes with banks and why he uses new fintech services like TransferWise to save on costs and speed besides getting better transparency.

              He has business investments and property mortgages overseas, and needs to transfer money to family members around the world.

              Mr Nilan Peiris - another guest on the show - is the London-based vice-president for growth for TransferWise, which has 1,600 staff members and about 150 in Singapore, and is also regulated by the Monetary Authority of Singapore.

              He answers the following:

              1. What are cross-border money transfer services and why do they save their customers money? 

              2. How you can save up to 10 times on the cost of sending a sum of money from Singapore to the UK, Europe or Australia.

              3. How instant payment - thanks to fintech - means that customers can send money to pay for a leaky roof repair in London for example, within 20 seconds.

              Produced by: Chris Lim, Ernest Luis & Lee Kim Siang 

              Edited by: Adam Azlee

              Dear readers,

              We are conducting consumer research to find out what types of content you like. Please click on the link below to participate in a short survey which will help us serve you better. Respondents stand a chance to win $100 shopping vouchers and get invited to participate in consumer interviews.

              Link: https://sph.au1.qualtrics.com/jfe/form/SV_4MwYEyWCtmRKUHH

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 53: How fintech helps you with cheaper and faster money transfers overseas

              9:43 mins

              Synopsis: In this podcast series on alternate Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode is aimed at how best to transfer your money abroad, and in cheaper ways.

              Entrepreneur Kiyan Foroughi comes on the show to talk about his own personal experience about money transfer woes with banks and why he uses new fintech services like TransferWise to save on costs and speed besides getting better transparency.

              He has business investments and property mortgages overseas, and needs to transfer money to family members around the world.

              Mr Nilan Peiris - another guest on the show - is the London-based vice-president for growth for TransferWise, which has 1,600 staff members and about 150 in Singapore, and is also regulated by the Monetary Authority of Singapore.

              He answers the following:

              1. What are cross-border money transfer services and why do they save their customers money? 

              2. How you can save up to 10 times on the cost of sending a sum of money from Singapore to the UK, Europe or Australia.

              3. How instant payment - thanks to fintech - means that customers can send money to pay for a leaky roof repair in London for example, within 20 seconds.

              Produced by: Chris Lim, Ernest Luis & Lee Kim Siang 

              Edited by: Adam Azlee

              Dear readers,

              We are conducting consumer research to find out what types of content you like. Please click on the link below to participate in a short survey which will help us serve you better. Respondents stand a chance to win $100 shopping vouchers and get invited to participate in consumer interviews.

              Link: https://sph.au1.qualtrics.com/jfe/form/SV_4MwYEyWCtmRKUHH

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 53 The Business Times a95d3f43-bf7e-4c80-a2d4-aabc007bdec4 964dc5c9-4c11-4cf5-9a1f-abdb001afeb7 Mon, 02 Sep 2019 10:10:00 +0000 583 https://omny.fm/shows/st-bt/how-fintech-helps-you-with-cheaper-and-faster-mone               S1E52: Tread growing e-commerce investment trend in Asia with caution: Money Hacks Ep 52 Tread growing e-commerce investment trend in Asia with caution: Money Hacks Ep 52 Money Hacks Ep 52: Tread growing e-commerce investment trend in Asia with caution

              8:48 mins

              Synopsis: In this podcast series on alternate Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode is aimed at how you can make money from Asian consumer growth.

              Here to explain that is our guest Nirgunan Tiruchelvam - the head of consumer sector equity research at Tellimer (formerly Exotix Capital). He has been an equity analyst covering Asian stocks since 2004. 

              1. What kind of e-commerce trends should we study in Asia before investing? (0:51 mins)
              2. E-commerce is an emerging sector in Asia if you want to consider widening your investment options in future. (3:05)
              3. Watch the rise of old-economy companies that provide logistics, transportation and warehousing, like Singapore Post Limited for example - which is a listed company. (4:50)
              4. Be wary of cash flow-negative companies that are unlisted in Asia and may not be able to continue being funded by the venture capital and private equity community in this region. (5:53)

              Produced by: Ernest Luis 

              Edited by: Ernest Luis

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 52: Tread growing e-commerce investment trend in Asia with caution

              8:48 mins

              Synopsis: In this podcast series on alternate Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode is aimed at how you can make money from Asian consumer growth.

              Here to explain that is our guest Nirgunan Tiruchelvam - the head of consumer sector equity research at Tellimer (formerly Exotix Capital). He has been an equity analyst covering Asian stocks since 2004. 

              1. What kind of e-commerce trends should we study in Asia before investing? (0:51 mins)
              2. E-commerce is an emerging sector in Asia if you want to consider widening your investment options in future. (3:05)
              3. Watch the rise of old-economy companies that provide logistics, transportation and warehousing, like Singapore Post Limited for example - which is a listed company. (4:50)
              4. Be wary of cash flow-negative companies that are unlisted in Asia and may not be able to continue being funded by the venture capital and private equity community in this region. (5:53)

              Produced by: Ernest Luis 

              Edited by: Ernest Luis

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              ---

              Discover more BT podcast series:

              BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

              WealthBT Podcast on: http://bt.sg/btwealthbt

              BT Podcasts on: https://bt.sg/btmoneyhacks

              Follow our shows then, if you like short, practical podcasts!

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 52 The Business Times 10926ca0-701a-408e-a4f3-aaae009e2bbe 9f5c291f-b6c2-4a8f-b6c2-abdb001b822a Mon, 19 Aug 2019 10:21:00 +0000 529 https://omny.fm/shows/st-bt/tread-growing-e-commerce-investment-trend-in-asia               S1E51: Making more money from Asian consumer growth: Money Hacks Ep 51 Making more money from Asian consumer growth: Money Hacks Ep 51 Money Hacks Ep 51: Making more money from Asian consumer growth

              10:56 mins

              Synopsis: In this podcast series on alternate Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode is aimed at how you can make money from Asian consumer growth.

              Here to explain that is our guest Nirgunan Tiruchelvam - the head of consumer sector equity research at Tellimer (formerly Exotix Capital). He has been an equity analyst covering Asian stocks since 2004. 

              As Asia is a massive region representing 60% of the world’s population, he says that the region is on the cusp of a consumer boom.

              Find out why consumers in China, India and the Asean region are eating more, drinking more and spending more.

              He suggests two investment sectors to look at - Asia's canned beer and traditional meat markets.

              1. Why is Asia’s beer market about to explode with the introduction of canned beer? This trend is expected in less developed Asian markets in South-east Asia and China and India.

              2. Despite newly-listed company Beyond Meat’s incredible rise as as a veggie meat company, real meat is the real investment story in Asia. 

              Investors should note that Asia’s meat producers like Charoen Pokphand Foods, are about to see a big boom as prosperity levels rise in China and India. 

              Produced by: Ernest Luis 

              Edited by: Ernest Luis

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 51: Making more money from Asian consumer growth

              10:56 mins

              Synopsis: In this podcast series on alternate Mondays, The Business Times and The Straits Times break down actionable financial tips.

              This episode is aimed at how you can make money from Asian consumer growth.

              Here to explain that is our guest Nirgunan Tiruchelvam - the head of consumer sector equity research at Tellimer (formerly Exotix Capital). He has been an equity analyst covering Asian stocks since 2004. 

              As Asia is a massive region representing 60% of the world’s population, he says that the region is on the cusp of a consumer boom.

              Find out why consumers in China, India and the Asean region are eating more, drinking more and spending more.

              He suggests two investment sectors to look at - Asia's canned beer and traditional meat markets.

              1. Why is Asia’s beer market about to explode with the introduction of canned beer? This trend is expected in less developed Asian markets in South-east Asia and China and India.

              2. Despite newly-listed company Beyond Meat’s incredible rise as as a veggie meat company, real meat is the real investment story in Asia. 

              Investors should note that Asia’s meat producers like Charoen Pokphand Foods, are about to see a big boom as prosperity levels rise in China and India. 

              Produced by: Ernest Luis 

              Edited by: Ernest Luis

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 51 The Business Times 96b6534a-d6a3-424e-98ea-aaa000923d7a c5d7c29f-575a-4f2d-a2f3-abdb001bb4aa Mon, 05 Aug 2019 10:00:00 +0000 657 https://omny.fm/shows/st-bt/investing-in-asias-canned-beer-and-meat-growth-mon               S1E50: How to invest amid market volatility: Money Hacks Ep 50 How to invest amid market volatility: Money Hacks Ep 50 Money Hacks Ep 50: How to invest amid market volatility

              10:24 mins

              Synopsis: In this podcast series every Monday, The Business Times and The Straits Times break down actionable financial tips.

              This episode is about how to invest amid market volatility. Trade wars, currency swings, natural disasters - what's an investor to do when markets flip one way, then flop the other way?

              Chief investment officer of StashAway, Freddy Lim, gives listeners tips on how to approach investments even when markets are roiling.

              This includes both advice on the fundamentals of investment, as well as modern tools that can make a hassled investor's life easier.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 50: How to invest amid market volatility

              10:24 mins

              Synopsis: In this podcast series every Monday, The Business Times and The Straits Times break down actionable financial tips.

              This episode is about how to invest amid market volatility. Trade wars, currency swings, natural disasters - what's an investor to do when markets flip one way, then flop the other way?

              Chief investment officer of StashAway, Freddy Lim, gives listeners tips on how to approach investments even when markets are roiling.

              This includes both advice on the fundamentals of investment, as well as modern tools that can make a hassled investor's life easier.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 50 The Business Times b6efbe91-19a3-4ba0-98f3-aa8f009a8d56 f051e04e-facd-4bcb-991e-abdb001bc830 Sun, 21 Jul 2019 22:00:00 +0000 624 https://omny.fm/shows/st-bt/how-to-invest-amid-market-volatility-money-hacks-e               S1E49: The ABCs of robo-enabled wealth management: Money Hacks Ep 49 The ABCs of robo-enabled wealth management: Money Hacks Ep 49 Money Hacks Ep 49: The ABCs of robo-enabled wealth management

              10:49 mins

              Synopsis: In this podcast series every Monday, The Business Times and The Straits Times break down actionable financial tips.

              This episode walks listeners through the ABCs of robo investing.

              What's a robo advisory, why would you want to use one, and how much might it cost?

              How intelligent are such systems, how much work do we still have to do to make the most of them, and how can they make our money lives easier?

              Chief executive of StashAway, Michele Ferrario, breaks down robot-enabled, technology-assisted investment for listeners. StashAway is regulated by the Monetary Authority of Singapore.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 49: The ABCs of robo-enabled wealth management

              10:49 mins

              Synopsis: In this podcast series every Monday, The Business Times and The Straits Times break down actionable financial tips.

              This episode walks listeners through the ABCs of robo investing.

              What's a robo advisory, why would you want to use one, and how much might it cost?

              How intelligent are such systems, how much work do we still have to do to make the most of them, and how can they make our money lives easier?

              Chief executive of StashAway, Michele Ferrario, breaks down robot-enabled, technology-assisted investment for listeners. StashAway is regulated by the Monetary Authority of Singapore.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 49 The Business Times 60fe20c4-8571-4c46-a2d3-aa8a00c134e2 00032e01-0b15-48fb-b238-abdb001bd1f2 Sun, 14 Jul 2019 21:00:00 +0000 645 https://omny.fm/shows/st-bt/money-hacks-ep-49-what-is-robo-enabled-digital-wea               S1E48: Actionable financial tips for young parents and children: Money Hacks Ep 48 Actionable financial tips for young parents and children: Money Hacks Ep 48 Money Hacks Ep 48: Actionable financial tips for young parents and children

              12:12 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is aimed at how parents can get children to appreciate the value of money in an affluent society. Money Hacks' co-hosts Chris Lim (above left) and Ernest Luis talk actionable financial tips for young parents and children up to the age of 16. 

              How old can they be before you show them the value of money and sacrifice, and teach them the concept of cash flow (allowances versus expenses)?

              1. Parents can use tokens to exchange if they are too young to have hard currency allowances (1:30)

              2. Are there tools to help parents educate children better? (2:35)

              POSB Smart Buddy is an introduction to digital payments. Children wear a watch that lets them tap to pay at certain stores such as those in school and at selected merchants.  Parents download the mobile app so they can allocate allowances and check on the child's spending in real time. The OCBC Mighty Savers programme is for children below 16 with interest of up to 0.8 per cent a year.

              3. What is the concept of delayed gratification for children? (3:59)

              4. How to be financial role models for your children. (7:30)

              5. How to inculcate habitual saving, start an allowance early even if it is tokenised, explain delayed gratification, transit to real money as early as possible, and involve children when doing abstract investments like gold (10:25)

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 48: Actionable financial tips for young parents and children

              12:12 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is aimed at how parents can get children to appreciate the value of money in an affluent society. Money Hacks' co-hosts Chris Lim (above left) and Ernest Luis talk actionable financial tips for young parents and children up to the age of 16. 

              How old can they be before you show them the value of money and sacrifice, and teach them the concept of cash flow (allowances versus expenses)?

              1. Parents can use tokens to exchange if they are too young to have hard currency allowances (1:30)

              2. Are there tools to help parents educate children better? (2:35)

              POSB Smart Buddy is an introduction to digital payments. Children wear a watch that lets them tap to pay at certain stores such as those in school and at selected merchants.  Parents download the mobile app so they can allocate allowances and check on the child's spending in real time. The OCBC Mighty Savers programme is for children below 16 with interest of up to 0.8 per cent a year.

              3. What is the concept of delayed gratification for children? (3:59)

              4. How to be financial role models for your children. (7:30)

              5. How to inculcate habitual saving, start an allowance early even if it is tokenised, explain delayed gratification, transit to real money as early as possible, and involve children when doing abstract investments like gold (10:25)

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 48 The Business Times 7d07dfcc-9233-4a94-84b2-aa7d004fc824 bdfef29b-74e7-4b2d-9fb7-abdb001c0145 Mon, 01 Jul 2019 09:00:00 +0000 733 https://omny.fm/shows/st-bt/actionable-financial-tips-for-young-parents-and-ch               S1E47: Getting started with SkillsFuture-funded courses if you have unused credit: Money Hacks Ep 47 Getting started with SkillsFuture-funded courses if you have unused credit: Money Hacks Ep 47 Money Hacks Ep 47: Getting started with SkillsFuture-funded courses if you have unused credit

              11:16 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              The $500 SkillsFuture credit is given to all Singaporeans aged 25 and older. The scheme was launched in January 2016.

              Money Hacks' co-hosts Ernest Luis (above, right) and Chris Lim discuss practical tips to get started if you have not used your SkillsFuture credit.

              1. Logging in, checking on your remaining credit
              2. Prioritise and identify skills that can help upgrade your career, or personal goals, as programmes are divided into categories: students, employees, employers, learning throughout life
              3. Check on new available courses that were not listed a few years back

              Plans to enhance the MySkillsFuture portal, which provides information on careers and the corresponding skills needed, mean users will be able to create an e-passport listing their e-certificates from training.

              The upcoming SkillsFuture Festival 2019 will be held from June 28 till Aug 11 - featuring six weeks of workshops, talks, roadshows, experiential learning and lifestyle activities across the island, to inspire Singaporeans to develop a passion for learning and pursue skills mastery.

              SkillsFuture website: https://www.skillsfuture.sg/

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 47: Getting started with SkillsFuture-funded courses if you have unused credit

              11:16 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              The $500 SkillsFuture credit is given to all Singaporeans aged 25 and older. The scheme was launched in January 2016.

              Money Hacks' co-hosts Ernest Luis (above, right) and Chris Lim discuss practical tips to get started if you have not used your SkillsFuture credit.

              1. Logging in, checking on your remaining credit
              2. Prioritise and identify skills that can help upgrade your career, or personal goals, as programmes are divided into categories: students, employees, employers, learning throughout life
              3. Check on new available courses that were not listed a few years back

              Plans to enhance the MySkillsFuture portal, which provides information on careers and the corresponding skills needed, mean users will be able to create an e-passport listing their e-certificates from training.

              The upcoming SkillsFuture Festival 2019 will be held from June 28 till Aug 11 - featuring six weeks of workshops, talks, roadshows, experiential learning and lifestyle activities across the island, to inspire Singaporeans to develop a passion for learning and pursue skills mastery.

              SkillsFuture website: https://www.skillsfuture.sg/

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 47 The Business Times 27fd58dc-7703-41ac-a890-aa760094722a 82004bd1-ab58-4a52-a986-abdb001c0b9f Mon, 24 Jun 2019 10:23:39 +0000 677 https://omny.fm/shows/st-bt/getting-started-with-skillsfuture-funded-courses-i               S1E46: How to start investing with just $100 a month in your 20s: Money Hacks Ep 46 How to start investing with just $100 a month in your 20s: Money Hacks Ep 46 Money Hacks Ep 46: How to start investing with just $100 a month in your 20s

              11:16 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is brought to you by OCBC Bank. It is aimed at those in their later 20s, and how to move beyond just insurance and good bank accounts.

              Money Hacks' Chris Lim (left) hosts OCBC Bank senior investment strategist Vasu Menon (centre above), who gives Lynette Tan - a 26-year-old Business Times journalist - practical tips to get started.

              In a Jan-Feb 2019 Frank by OCBC survey of 866 students and young working adults aged 16-29, close to three-quarters said they wanted to start investing, with almost a third in it for long-term gains, though fewer than two in five considered themselves knowledgeable about investing.

              We cover three structured tips to help young people consider when wanting to invest.

              Is a five-figure sum the minimum you need to start investing properly? (1:40 mins)

              Step 1: How to automate investment of unit trusts with as low as as $100 monthly? (2:01)

              A $100 monthly minimum can also get you started in an OCBC blue chip investment plan (2:23)

              Step 2: Knowledge is critical next, after you get started with a monthly $100 investment. Attend workshops and talks like Frank by OCBC's Young Investor programme (3:35)

              Step 3: How to do your homework safely before jumping into the markets? Create a simulated portfolio and how to write yourself a private proposal (4:32)

              What is time diversification, and why is it good to do this in a blue chip investment plan? (6:42)

              Why it is good to take emotions out from a structured investment journey, and not let it affect your work or distract you needlessly (7:29)

              Get more Frank by OCBC articles for the young here.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 46: How to start investing with just $100 a month in your 20s

              11:16 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is brought to you by OCBC Bank. It is aimed at those in their later 20s, and how to move beyond just insurance and good bank accounts.

              Money Hacks' Chris Lim (left) hosts OCBC Bank senior investment strategist Vasu Menon (centre above), who gives Lynette Tan - a 26-year-old Business Times journalist - practical tips to get started.

              In a Jan-Feb 2019 Frank by OCBC survey of 866 students and young working adults aged 16-29, close to three-quarters said they wanted to start investing, with almost a third in it for long-term gains, though fewer than two in five considered themselves knowledgeable about investing.

              We cover three structured tips to help young people consider when wanting to invest.

              Is a five-figure sum the minimum you need to start investing properly? (1:40 mins)

              Step 1: How to automate investment of unit trusts with as low as as $100 monthly? (2:01)

              A $100 monthly minimum can also get you started in an OCBC blue chip investment plan (2:23)

              Step 2: Knowledge is critical next, after you get started with a monthly $100 investment. Attend workshops and talks like Frank by OCBC's Young Investor programme (3:35)

              Step 3: How to do your homework safely before jumping into the markets? Create a simulated portfolio and how to write yourself a private proposal (4:32)

              What is time diversification, and why is it good to do this in a blue chip investment plan? (6:42)

              Why it is good to take emotions out from a structured investment journey, and not let it affect your work or distract you needlessly (7:29)

              Get more Frank by OCBC articles for the young here.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 46 The Business Times 19e89004-23f7-46e1-b032-aa650088e17c ca22a9ba-fd8e-4db9-a3be-abdb001c3471 Sun, 09 Jun 2019 10:00:00 +0000 677 https://omny.fm/shows/st-bt/how-to-start-investing-with-just-100-a-month-in-yo               S1E45: How to choose insurance in your 20s: Money Hacks Ep 45 How to choose insurance in your 20s: Money Hacks Ep 45 Money Hacks Ep 45: How to choose insurance in your 20s

              8:44 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is brought to you by OCBC Bank. It is aimed at insurance, a product which the young in their 20s need, but sometimes find it hard to figure out what they should get first.

              Money Hacks' Chris Lim hosts 29-year-old Navin Sregantan, a journalist at The Business Times and Mr Kelvin Goh, OCBC Bank’s Head of Investments and Wealth Advisory.

              In a Jan-Feb 2019 Frank by OCBC survey of 866 students and young working adults aged 16-29, only slightly more than half were aware of different insurance products, and less than half considered themselves knowledgeable about insurance.

              Are there still myths or misconceptions about insurance?

              1:10 mins - Banks actually do provide some insurance plans, and how to use self-service banking tools like OCBC Life Goals to plan and identify gaps and protection needs.

              2:27 mins - Can buying an insurance plan through a bank help you earn higher interest?

              3:35 mins - How much and what kind of coverage should people in their 20s have? 

              4:08 mins - Why you should add riders to insurance plans.

              4:28 mins - What is the second coverage plan you need next, especially if you're working in your 20s?

              5:14 mins - If you plan to get married, are life insurance plans crucial?

              Get more Frank by OCBC articles for the young here.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              iTunes: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 45: How to choose insurance in your 20s

              8:44 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is brought to you by OCBC Bank. It is aimed at insurance, a product which the young in their 20s need, but sometimes find it hard to figure out what they should get first.

              Money Hacks' Chris Lim hosts 29-year-old Navin Sregantan, a journalist at The Business Times and Mr Kelvin Goh, OCBC Bank’s Head of Investments and Wealth Advisory.

              In a Jan-Feb 2019 Frank by OCBC survey of 866 students and young working adults aged 16-29, only slightly more than half were aware of different insurance products, and less than half considered themselves knowledgeable about insurance.

              Are there still myths or misconceptions about insurance?

              1:10 mins - Banks actually do provide some insurance plans, and how to use self-service banking tools like OCBC Life Goals to plan and identify gaps and protection needs.

              2:27 mins - Can buying an insurance plan through a bank help you earn higher interest?

              3:35 mins - How much and what kind of coverage should people in their 20s have? 

              4:08 mins - Why you should add riders to insurance plans.

              4:28 mins - What is the second coverage plan you need next, especially if you're working in your 20s?

              5:14 mins - If you plan to get married, are life insurance plans crucial?

              Get more Frank by OCBC articles for the young here.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              iTunes: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 45 The Business Times 753d36a3-d9df-4955-9662-aa5e00778949 a99fa419-4ac5-4c59-a86c-abdb001c5f92 Mon, 03 Jun 2019 04:00:00 +0000 525 https://omny.fm/shows/st-bt/how-to-choose-insurance-in-your-20s-money-hacks-ep               S1E44: Financial adulting 101 and controlling monthly credit card debt: Money Hacks Ep 44 Financial adulting 101 and controlling monthly credit card debt: Money Hacks Ep 44 Money Hacks Ep 44: Financial adulting 101 and controlling monthly credit card debt

              11:52 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is brought to you by OCBC Bank. It is aimed at those in their 20s and are starting to work, and how can set themselves up financially to avoid common mistakes and focus on their careers. 

              Money Hacks' Chris Lim hosts 20-year-old Vanessa Lim, a temp at The Business Times, and Mr Kelvin Goh, OCBC Bank’s Head of Investments and Wealth Advisory.

              In a Frank by OCBC survey of 866 students and young working adults aged 16-29, done earlier this year, only two-thirds managed to stick to a budget - or even have an expense budget - and two out of five struggled to stick to their saving plans.

              How to get started after listening to this episode:

              1:00 mins - Should you have two bank accounts - one for paying bills and one for saving?

              2:04 mins - Mr Goh advises on the first step - how to automate transfers to savings every month.

              4:00 mins - Should you stick with only one bank account like the OCBC 360?

              5:37 mins - Paying cash for everything means you miss out on credit card perks. How do you avoid drowning in credit card debt when you are starting out in your career? Should you set a credit limit on your card?

              7:50 mins - Credit cards should not be used as a back door to overspending beyond your means, but the right accounts mean that interest tiers can grow with you when you are ready for larger financial commitments.

              8:20 mins - Can old-school diaries, Excel spreadsheets or even online tools like OCBC's Money In$ights help you budget and track spending and saving more effectively?

              Get more Frank by OCBC articles for the young here.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              iTunes: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 44: Financial adulting 101 and controlling monthly credit card debt

              11:52 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is brought to you by OCBC Bank. It is aimed at those in their 20s and are starting to work, and how can set themselves up financially to avoid common mistakes and focus on their careers. 

              Money Hacks' Chris Lim hosts 20-year-old Vanessa Lim, a temp at The Business Times, and Mr Kelvin Goh, OCBC Bank’s Head of Investments and Wealth Advisory.

              In a Frank by OCBC survey of 866 students and young working adults aged 16-29, done earlier this year, only two-thirds managed to stick to a budget - or even have an expense budget - and two out of five struggled to stick to their saving plans.

              How to get started after listening to this episode:

              1:00 mins - Should you have two bank accounts - one for paying bills and one for saving?

              2:04 mins - Mr Goh advises on the first step - how to automate transfers to savings every month.

              4:00 mins - Should you stick with only one bank account like the OCBC 360?

              5:37 mins - Paying cash for everything means you miss out on credit card perks. How do you avoid drowning in credit card debt when you are starting out in your career? Should you set a credit limit on your card?

              7:50 mins - Credit cards should not be used as a back door to overspending beyond your means, but the right accounts mean that interest tiers can grow with you when you are ready for larger financial commitments.

              8:20 mins - Can old-school diaries, Excel spreadsheets or even online tools like OCBC's Money In$ights help you budget and track spending and saving more effectively?

              Get more Frank by OCBC articles for the young here.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              iTunes: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 44 The Business Times 7ed29fc4-015d-4164-8e05-aa5700710b8f 9ab86dc3-d089-406f-872a-abdb001c6b60 Mon, 27 May 2019 07:00:00 +0000 713 https://omny.fm/shows/st-bt/financial-adulting-101-and-controlling-monthly-cre               S1E43: Saving for key life goals in your early 20s: Money Hacks Ep 43 Saving for key life goals in your early 20s: Money Hacks Ep 43 Money Hacks Ep 43: Saving for key life goals in your early 20s

              12:33 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is brought to you by OCBC Bank. It is aimed at millennials and students who have life goals but aren't sure how to work towards them.

              Money Hacks' Chris Lim hosts 19-year-old Lim Li Shian (Liz), a temp at The Business Times, and Mr Vasu Menon, OCBC Bank’s Senior Investment Strategist, Wealth Management Singapore.

              In a Frank by OCBC survey of 866 students and young working adults aged 16-29, done earlier this year, almost three-quarters said travelling is important to them, while more than four out of five ranked life experiences as a top priority, along with maintaining relevant skills as part of pursuing further education.

              Are these goals realistic?

              0:42 mins - Mr Menon guides Ms Lim, who says she wants to set aside money for university studies, travel overseas, or learning a new language.

              1:41 mins - He shows her Frank by OCBC's Savings Goals online calculator and how to set aside money each month to achieve her immediate goals.

              2:57 mins - Are long-term goals also important for the young to keep in mind?

              4:16 mins - Find out why you should not borrow money to achieve short-term goals, like travel trips.

              7:00 mins - How about Ms Lim's medium-term goals like owning a car? Find out what advice she gets.

              Get more Frank by OCBC articles for the young here.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 43: Saving for key life goals in your early 20s

              12:33 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is brought to you by OCBC Bank. It is aimed at millennials and students who have life goals but aren't sure how to work towards them.

              Money Hacks' Chris Lim hosts 19-year-old Lim Li Shian (Liz), a temp at The Business Times, and Mr Vasu Menon, OCBC Bank’s Senior Investment Strategist, Wealth Management Singapore.

              In a Frank by OCBC survey of 866 students and young working adults aged 16-29, done earlier this year, almost three-quarters said travelling is important to them, while more than four out of five ranked life experiences as a top priority, along with maintaining relevant skills as part of pursuing further education.

              Are these goals realistic?

              0:42 mins - Mr Menon guides Ms Lim, who says she wants to set aside money for university studies, travel overseas, or learning a new language.

              1:41 mins - He shows her Frank by OCBC's Savings Goals online calculator and how to set aside money each month to achieve her immediate goals.

              2:57 mins - Are long-term goals also important for the young to keep in mind?

              4:16 mins - Find out why you should not borrow money to achieve short-term goals, like travel trips.

              7:00 mins - How about Ms Lim's medium-term goals like owning a car? Find out what advice she gets.

              Get more Frank by OCBC articles for the young here.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              Apple Podcasts: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 43 The Business Times e07e28b2-37a1-4d6b-a9b1-aa50009c7832 1ebcf2dd-5743-4721-881e-abdb001ca100 Mon, 20 May 2019 09:55:00 +0000 754 https://omny.fm/shows/st-bt/saving-for-key-life-goals-in-your-early-20s-money               S1E42: How to get bonus interest in bank-and-earn accounts: Money Hacks Ep 42 How to get bonus interest in bank-and-earn accounts: Money Hacks Ep 42 Money Hacks Ep 42: How to get bonus interest in bank-and-earn accounts

              8:42 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is aimed at those who have just started working, or are drawing a regular salary, and want to know how they - and also young married millennial couples - can use bank-and-earn products better, so they can earn more interest with the money that goes regularly into their accounts each month. Helping us to make better sense of it all is Ms Priscilla Joseph, vice-president of consumer banking for DBS Bank.

              Our questions:

              1. What are bank-and-earn accounts and why are those offered by the major banks (such as UOB One, DBS Multiplier and OCBC 360) better than basic savings accounts?
              2. Each bank has its own specific product calculators online for you to type in your salary, or minimum credit card spend. What are the key basic criteria you should concentrate on, in order not to overstretch yourself?
              3. Do these bank-and-earn accounts serve you best if you have a regular monthly salary? What if you are married and are self-employed or a freelancer in the gig economy?

              4. We work through the example of a new-to-the-workforce graduate with a credited median salary of $2,800 (excluding CPF), and a credit card spend per month of $200, which is manageable in paying back monthly outstanding amounts, to avoid credit debt. With two categories above ticked off, the eligible interest rate is 1.85% p.a. for the DBS Multiplier account, for example.

              5. Many accounts give you bonus interest if you increase your bank account balance relative to the previous month. That can be hard to do if you constantly have bills to pay each month or, worse still, some bigger bills that come quarterly, or annually. What is a money hack to manage this? Tune in.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              iTunes: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 42: How to get bonus interest in bank-and-earn accounts

              8:42 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              This episode is aimed at those who have just started working, or are drawing a regular salary, and want to know how they - and also young married millennial couples - can use bank-and-earn products better, so they can earn more interest with the money that goes regularly into their accounts each month. Helping us to make better sense of it all is Ms Priscilla Joseph, vice-president of consumer banking for DBS Bank.

              Our questions:

              1. What are bank-and-earn accounts and why are those offered by the major banks (such as UOB One, DBS Multiplier and OCBC 360) better than basic savings accounts?
              2. Each bank has its own specific product calculators online for you to type in your salary, or minimum credit card spend. What are the key basic criteria you should concentrate on, in order not to overstretch yourself?
              3. Do these bank-and-earn accounts serve you best if you have a regular monthly salary? What if you are married and are self-employed or a freelancer in the gig economy?

              4. We work through the example of a new-to-the-workforce graduate with a credited median salary of $2,800 (excluding CPF), and a credit card spend per month of $200, which is manageable in paying back monthly outstanding amounts, to avoid credit debt. With two categories above ticked off, the eligible interest rate is 1.85% p.a. for the DBS Multiplier account, for example.

              5. Many accounts give you bonus interest if you increase your bank account balance relative to the previous month. That can be hard to do if you constantly have bills to pay each month or, worse still, some bigger bills that come quarterly, or annually. What is a money hack to manage this? Tune in.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              iTunes: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 42 The Business Times cd04c875-458e-4618-bcf2-aa45007b9c51 92bfcf82-12de-4096-b6be-abdb001cad0a Mon, 06 May 2019 10:15:33 +0000 763 https://omny.fm/shows/st-bt/how-to-get-bonus-interest-in-bank-and-earn-account               S1E41: Real estate tips-Getting ready to buy/sell your HDB property: Money Hacks Ep 41 Real estate tips-Getting ready to buy/sell your HDB property: Money Hacks Ep 41 Money Hacks Ep 41: Top tips on preparing yourself to sell or buy your HDB flat

              8:42 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              Editor's note: Property information correct when published on April 29, 2019

              We host sisters Rhonda (front row on right) and Race Wong (front row on left) - who are co-founders of Ohmyhome, that is aiming to make housing transactions in Singapore simple, fast and affordable.

              They explain the steps and mindset you need to have, if you are ready to sell or buy a HDB flat:

              1. Do you want to engage a property agent or do-it-yourself within your set time frame?
              2. Family members selling to each other: Does this scenario apply to your case?
              3. How much paperwork is involved? You can also pay for just documentation preparation services
              4. Understanding finance calculation and bank or HDB loans
              5. Decide what is the most important criteria for yourself: Is it money or location?

              You can download HDB's app too.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              iTunes: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 41: Top tips on preparing yourself to sell or buy your HDB flat

              8:42 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              Editor's note: Property information correct when published on April 29, 2019

              We host sisters Rhonda (front row on right) and Race Wong (front row on left) - who are co-founders of Ohmyhome, that is aiming to make housing transactions in Singapore simple, fast and affordable.

              They explain the steps and mindset you need to have, if you are ready to sell or buy a HDB flat:

              1. Do you want to engage a property agent or do-it-yourself within your set time frame?
              2. Family members selling to each other: Does this scenario apply to your case?
              3. How much paperwork is involved? You can also pay for just documentation preparation services
              4. Understanding finance calculation and bank or HDB loans
              5. Decide what is the most important criteria for yourself: Is it money or location?

              You can download HDB's app too.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN 

              iTunes: http://str.sg/oeXe 

              Google podcasts: http://str.sg/oeGd 

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 41 The Business Times 242db32f-57fc-4b43-9a34-aa3e007fb2e1 4c7e6570-00a9-46d8-a656-abdb001cbaa3 Mon, 29 Apr 2019 08:20:39 +0000 523 https://omny.fm/shows/st-bt/top-tips-to-prepare-yourself-to-sell-or-buy-your-h               S1E40: Top myths to dispel for HDB flat sellers and buyers in today's market: Money Hacks Ep 40 Top myths to dispel for HDB flat sellers and buyers in today's market: Money Hacks Ep 40 Money Hacks Ep 40: Top myths to dispel for HDB flat sellers and buyers in today's market

              9:09 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              Editor's note: Property information correct when published on April 22, 2019

              We host sisters Rhonda (front row on right) and Race Wong (front row on left) - who are co-founders of Ohmyhome. Ohmyhome is an online one-stop shop with a 30% market share, that is aiming to make housing transactions in Singapore simple, fast and affordable.

              They help us dispel the top myths and misconceptions for HDB flat sellers and buyers in today's market.

              You can download HDB's app too.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 40: Top myths to dispel for HDB flat sellers and buyers in today's market

              9:09 mins

              Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips.

              Editor's note: Property information correct when published on April 22, 2019

              We host sisters Rhonda (front row on right) and Race Wong (front row on left) - who are co-founders of Ohmyhome. Ohmyhome is an online one-stop shop with a 30% market share, that is aiming to make housing transactions in Singapore simple, fast and affordable.

              They help us dispel the top myths and misconceptions for HDB flat sellers and buyers in today's market.

              You can download HDB's app too.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 40 The Business Times 3c3e4e7c-f65a-4c9f-8ae9-aa3700962ed8 40788918-1608-4ef3-bdd2-abdb001cc971 Mon, 22 Apr 2019 09:43:05 +0000 549 https://omny.fm/shows/st-bt/top-myths-to-dispel-for-hdb-flat-sellers-and-buyer               S1E39: How to be happier in life by being less of a financial hoarder: Money Hacks Ep 39 How to be happier in life by being less of a financial hoarder: Money Hacks Ep 39 Money Hacks Ep 39: How to be happier in life by being less of a financial hoarder

              11:18 mins

              Synopsis: Every Monday, The Straits Times and The Business Times break down financial tips so you can take action after listening to our podcast episodes.

              Our guest is Dr William Wan, the general secretary of the Singapore Kindness Movement, and he has advice of a different type, rather than hard money-making or saving strategies.

              He warns against financial hoarding by outlining four points in this episode:

              1. "Make all you can, save all you can and give all you can." - applying John Wesley's dictum to stewardship of your own finances. (1:50)

              2. In making a will, and if you are more capable financially, consider not just the benefit of your family members, but also blessing charities and other needy organisations whose missions resonate with you. (5:10)

              3. In your retirement years, consider spending a bit more on yourself to enjoy the fruits of your labour. Take vacations and enjoy some of the comforts of life. No point in hoarding all for your children, for example. (6:07)

              4. Live above, within or below your means. Living above will burden you with debts. Living within is usually just about spending on yourselves. But living below will ensure you have some to share with others, and that can be a good principle to strive for during your working years. (7:01)

              Dr Wan's new book - Through The Valley, The Art of Living and Leaving Well - is out in major bookstores or online.

              Check ST Press' Facebook page.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 39: How to be happier in life by being less of a financial hoarder

              11:18 mins

              Synopsis: Every Monday, The Straits Times and The Business Times break down financial tips so you can take action after listening to our podcast episodes.

              Our guest is Dr William Wan, the general secretary of the Singapore Kindness Movement, and he has advice of a different type, rather than hard money-making or saving strategies.

              He warns against financial hoarding by outlining four points in this episode:

              1. "Make all you can, save all you can and give all you can." - applying John Wesley's dictum to stewardship of your own finances. (1:50)

              2. In making a will, and if you are more capable financially, consider not just the benefit of your family members, but also blessing charities and other needy organisations whose missions resonate with you. (5:10)

              3. In your retirement years, consider spending a bit more on yourself to enjoy the fruits of your labour. Take vacations and enjoy some of the comforts of life. No point in hoarding all for your children, for example. (6:07)

              4. Live above, within or below your means. Living above will burden you with debts. Living within is usually just about spending on yourselves. But living below will ensure you have some to share with others, and that can be a good principle to strive for during your working years. (7:01)

              Dr Wan's new book - Through The Valley, The Art of Living and Leaving Well - is out in major bookstores or online.

              Check ST Press' Facebook page.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 39 The Business Times 83fffecb-ad1d-4b9c-9171-aa22006eabf0 edfd23b5-7402-4671-a91b-abdb001ce4c5 Mon, 01 Apr 2019 09:37:15 +0000 678 https://omny.fm/shows/st-bt/how-to-be-happier-in-life-by-being-less-of-a-finan               S1E38: Make compound interest your best financial friend if you're in your 30s: Money Hacks Ep 38 Make compound interest your best financial friend if you're in your 30s: Money Hacks Ep 38 Money Hacks Ep 38: Make compound interest your best financial friend if you're in your 30s

              10:23 mins

              Synopsis: Every Monday, The Straits Times and The Business Times break down financial tips so you can take action after listening to our podcast episodes.

              Aggregate Asset Management is a fund management house that focuses exclusively on equities, also known as stocks. The company was first launched in Singapore in December 2012, and was the first local fund house to adopt a zero-management-fee model, charging only a performance fee.

              We chat with co-founders and executive directors Wong Seak Eng, Kevin Tok and Eric Kong about how you can retire earlier with a bigger retirement income by the age of 60 if if you plan as early as your 20s.

              For example, if your portfolio returns in equities or stocks are 10% a year, the Rule of 72 calculator - which means how many years it takes you to double your money - shows that 72 divided by 10, equals doubling your portfolio's value in seven years.

              So if you invest $1 at the age of 30, it can become $2 when you're 37, $4 by 44, and $16 by the age of 58.

              On paper, they explain that you have many seven-year cycles to go even if you're in your 30s, to maximise the power of compound interest.

              Are you also aware of transaction costs, brokerage or custodian fees? Do know they can also eat into your stock investment profits.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 38: Make compound interest your best financial friend if you're in your 30s

              10:23 mins

              Synopsis: Every Monday, The Straits Times and The Business Times break down financial tips so you can take action after listening to our podcast episodes.

              Aggregate Asset Management is a fund management house that focuses exclusively on equities, also known as stocks. The company was first launched in Singapore in December 2012, and was the first local fund house to adopt a zero-management-fee model, charging only a performance fee.

              We chat with co-founders and executive directors Wong Seak Eng, Kevin Tok and Eric Kong about how you can retire earlier with a bigger retirement income by the age of 60 if if you plan as early as your 20s.

              For example, if your portfolio returns in equities or stocks are 10% a year, the Rule of 72 calculator - which means how many years it takes you to double your money - shows that 72 divided by 10, equals doubling your portfolio's value in seven years.

              So if you invest $1 at the age of 30, it can become $2 when you're 37, $4 by 44, and $16 by the age of 58.

              On paper, they explain that you have many seven-year cycles to go even if you're in your 30s, to maximise the power of compound interest.

              Are you also aware of transaction costs, brokerage or custodian fees? Do know they can also eat into your stock investment profits.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 38 The Business Times 5cae38c3-f8e7-43f6-9f72-aa1b006f348d c6d411be-0999-40e9-ae54-abdb001cf2c4 Mon, 25 Mar 2019 07:38:16 +0000 623 https://omny.fm/shows/st-bt/money-hacks-ep-38-make-compound-interest-your-best               S1E37: Money Hacks Ep 37: How you can fund your retirement systematically with equities or stocks Money Hacks Ep 37: How you can fund your retirement systematically with equities or stocks Money Hacks Ep 37: How you can fund your retirement systematically with equities or stocks

              10:19 mins

              Synopsis: Every Monday, The Straits Times and The Business Times break down financial tips so you can take action after listening to our podcast episodes.

              Aggregate Asset Management is a fund management house that focuses exclusively on equities, also known as stocks. The company was first launched in Singapore in December 2012, and was the first local fund house to adopt a zero-management-fee model, charging only a performance fee. 

              We chat with co-founders and executive directors Wong Seak Eng, Kevin Tok and Eric Kong about why equities are a great tool to fund your retirement.

              Find out why merely having a stock portfolio isn't enough, if it's messy like rojak. 

              The three directors also explain the Rule of 72 calculator, which essentially means how many years it takes you to double your money. For example, if your portfolio returns are 10% a year, 72 divided by 10 means you will double your portfolio's value in seven years.

              If your returns are 1%, it will mean you only double your money in 72 years.

              Explore the power of compound interest in making your assets work harder for you.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 37: How you can fund your retirement systematically with equities or stocks

              10:19 mins

              Synopsis: Every Monday, The Straits Times and The Business Times break down financial tips so you can take action after listening to our podcast episodes.

              Aggregate Asset Management is a fund management house that focuses exclusively on equities, also known as stocks. The company was first launched in Singapore in December 2012, and was the first local fund house to adopt a zero-management-fee model, charging only a performance fee. 

              We chat with co-founders and executive directors Wong Seak Eng, Kevin Tok and Eric Kong about why equities are a great tool to fund your retirement.

              Find out why merely having a stock portfolio isn't enough, if it's messy like rojak. 

              The three directors also explain the Rule of 72 calculator, which essentially means how many years it takes you to double your money. For example, if your portfolio returns are 10% a year, 72 divided by 10 means you will double your portfolio's value in seven years.

              If your returns are 1%, it will mean you only double your money in 72 years.

              Explore the power of compound interest in making your assets work harder for you.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 37 The Business Times 693407df-244a-4d5e-9775-aa14004fc82f ce11aa4c-c26a-40e8-96a4-abdb001cfc74 Mon, 18 Mar 2019 06:57:13 +0000 580 https://omny.fm/shows/st-bt/money-hacks-ep-37-how-you-can-fund-your-retirement               S1E36: Money Hacks Ep 36: How to build your wealth by investing in equities or stocks Money Hacks Ep 36: How to build your wealth by investing in equities or stocks Money Hacks Ep 36: How to build your wealth by investing in equities or stocks

              10:19 mins

              Synopsis: Every Monday, The Straits Times and The Business Times break down financial tips so you can take action after listening to our podcast episodes.

              What are the best assets to invest in? Property? Bonds?

              Aggregate Asset Management is a fund management house that focuses exclusively on equities, also known as stocks. The company was first launched in Singapore in December 2012, and was the first local fund house to adopt a zero-management-fee model, charging only a performance fee.

              We chat with co-founders and executive directors Wong Seak Eng, Kevin Tok and Eric Kong about why equities are a great tool for making your money work harder for you.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 36: How to build your wealth by investing in equities or stocks

              10:19 mins

              Synopsis: Every Monday, The Straits Times and The Business Times break down financial tips so you can take action after listening to our podcast episodes.

              What are the best assets to invest in? Property? Bonds?

              Aggregate Asset Management is a fund management house that focuses exclusively on equities, also known as stocks. The company was first launched in Singapore in December 2012, and was the first local fund house to adopt a zero-management-fee model, charging only a performance fee.

              We chat with co-founders and executive directors Wong Seak Eng, Kevin Tok and Eric Kong about why equities are a great tool for making your money work harder for you.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 36 The Business Times d9f75f06-94df-49ef-8bf1-aa0d004dd9da 515c6cc9-41dd-4e08-9a50-abdb001d09f0 Mon, 11 Mar 2019 07:25:46 +0000 619 https://omny.fm/shows/st-bt/money-hacks-ep-36-how-to-build-your-wealth-by-inve               S1E35: Money Hacks Ep 35: Step-by-step tips for HDB flat sellers in today's market Money Hacks Ep 35: Step-by-step tips for HDB flat sellers in today's market Money Hacks Season 2: Step-by-step tips for HDB flat sellers in today's market

              10:19 mins

              Synopsis: In this podcast series, The Straits Times and The Business Times break down financial tips so you can get started after listening to this episode.

              Editor's note: Property information correct when published on Feb 18, 2019

              We host sisters Rhonda (front row on right) and Race Wong (front row on left) - who are co-founders of Ohmyhome. Ohmyhome is an online one-stop shop with a 30% market share, that is aiming to make housing transactions in Singapore simple, fast and affordable.

              Here are their top step-by-step tips for HDB sellers in today's market.

              1. Register an Intent To Sell in the HDB resale portal (which is valid for 12 months)

              2. How to check data and set your flat price more accurately as today's more price-sensitive and educated buyers are able to compare flat prices and past resale values in your area, and use apps like Ohmyhome's on iTunes and Google Play.

              3. For initial eligibility checks, visit HDB's portal to check ethnic integration policy and related quota in various estates 

              4. Ensure you fulfil the minimum five-year occupation period

              5. Decide if you want to engage an agent or consider a do-it-yourself approach, and how to ensure you have done the proper financial calculations and timeline planning for selling and buying your next flat so you will not be without a home in between.

              Later in our podcast, we pose the scenario: If you had bought your HDB flat for $500,000 15 years ago, and sell it for $520,000 now, does it mean you automatically have a $20,000 cash profit?

              Do you like direct responses from buyers and sellers? Apps like Ohmyhome's has a pool of ready buyers and sellers who can suggest their own flat listings directly to the buyer who indicates interest in a flat in their area. Can you save on agent's commissions with Ohmyhome?

              You can download HDB's app too.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Season 2: Step-by-step tips for HDB flat sellers in today's market

              10:19 mins

              Synopsis: In this podcast series, The Straits Times and The Business Times break down financial tips so you can get started after listening to this episode.

              Editor's note: Property information correct when published on Feb 18, 2019

              We host sisters Rhonda (front row on right) and Race Wong (front row on left) - who are co-founders of Ohmyhome. Ohmyhome is an online one-stop shop with a 30% market share, that is aiming to make housing transactions in Singapore simple, fast and affordable.

              Here are their top step-by-step tips for HDB sellers in today's market.

              1. Register an Intent To Sell in the HDB resale portal (which is valid for 12 months)

              2. How to check data and set your flat price more accurately as today's more price-sensitive and educated buyers are able to compare flat prices and past resale values in your area, and use apps like Ohmyhome's on iTunes and Google Play.

              3. For initial eligibility checks, visit HDB's portal to check ethnic integration policy and related quota in various estates 

              4. Ensure you fulfil the minimum five-year occupation period

              5. Decide if you want to engage an agent or consider a do-it-yourself approach, and how to ensure you have done the proper financial calculations and timeline planning for selling and buying your next flat so you will not be without a home in between.

              Later in our podcast, we pose the scenario: If you had bought your HDB flat for $500,000 15 years ago, and sell it for $520,000 now, does it mean you automatically have a $20,000 cash profit?

              Do you like direct responses from buyers and sellers? Apps like Ohmyhome's has a pool of ready buyers and sellers who can suggest their own flat listings directly to the buyer who indicates interest in a flat in their area. Can you save on agent's commissions with Ohmyhome?

              You can download HDB's app too.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 35 The Business Times 0ecc940c-bcc9-4d57-946e-a9f800683451 cb5f34fa-e054-4d72-9045-abdb001d106b Mon, 18 Feb 2019 09:07:13 +0000 619 https://omny.fm/shows/st-bt/money-hacks-ep-35-top-5-step-by-step-tips-for-hdb               S1E34: Money Hacks Ep 34: Top 5 step-by-step tips for HDB flat buyers in today's market Money Hacks Ep 34: Top 5 step-by-step tips for HDB flat buyers in today's market Money Hacks Ep 34: Top 5 step-by-step tips for HDB flat buyers in today's market

              11:24 mins

              Synopsis: In this podcast series, The Straits Times and The Business Times break down financial tips so you can get started after listening to this episode.

              Editor's note: Property information correct when published on Feb 11, 2019

              We host sisters Rhonda (front row on right) and Race Wong (front row on left) - who are co-founders of Ohmyhome. Ohmyhome is an online one-stop shop aiming to make housing transactions in Singapore simple, faster and more affordable.

              They explain their top 5 step-by-step tips for HDB buyers in today's market.

              1. Calculate what you can afford using calculators like those found on Ohmyhome's app on iTunes and Google Play store.

              2. Consider home financing options for a HDB loan or bank loan

              3. Apps like Ohmyhome walk you through the buying process step by step

              4. What to take note of if you are a current HDB flat owner and want to sell it, to buy another

              5. Why young couples should think long-term and consider bigger flat sizes

              You can download HDB's app too.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 34: Top 5 step-by-step tips for HDB flat buyers in today's market

              11:24 mins

              Synopsis: In this podcast series, The Straits Times and The Business Times break down financial tips so you can get started after listening to this episode.

              Editor's note: Property information correct when published on Feb 11, 2019

              We host sisters Rhonda (front row on right) and Race Wong (front row on left) - who are co-founders of Ohmyhome. Ohmyhome is an online one-stop shop aiming to make housing transactions in Singapore simple, faster and more affordable.

              They explain their top 5 step-by-step tips for HDB buyers in today's market.

              1. Calculate what you can afford using calculators like those found on Ohmyhome's app on iTunes and Google Play store.

              2. Consider home financing options for a HDB loan or bank loan

              3. Apps like Ohmyhome walk you through the buying process step by step

              4. What to take note of if you are a current HDB flat owner and want to sell it, to buy another

              5. Why young couples should think long-term and consider bigger flat sizes

              You can download HDB's app too.

              Produced by: Ernest Luis and Christopher Lim

              Edited by: Adam Azlee

              Like, subscribe and rate our Money Hacks podcast on:   Spotify: http://str.sg/oeGN   iTunes: http://str.sg/oeXe   Google podcasts: http://str.sg/oeGd   Feedback to: podcast@sph.com.sg   Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 34 The Business Times f996d9f2-e4e1-4a70-982c-a9f10098590d b114e475-acee-4bd8-813f-abdb001d18db Mon, 11 Feb 2019 10:16:50 +0000 684 https://omny.fm/shows/st-bt/money-hacks-ep-34-top-5-step-by-step-tips-for-hdb               S1E33: Money Hacks Ep 33: Tips on responsible credit card use and borrowing Money Hacks Ep 33: Tips on responsible credit card use and borrowing Money Hacks Ep 33: Tips on responsible credit card use and borrowing

              10:34 mins

              Synopsis: In this podcast series, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Ms Natalia Goh - head of credit cards and personal loans for Standard Chartered Bank Singapore - explains step by step, good habits to cultivate to manage your credit card use and borrowing, even if you are a seasoned credit card user.

              1. How to borrow within your means
              2. How to understand the credit product you are taking up
              3. How to pay on time

              Write or list everything you spend daily and every month.

              Look at the benefits of various perks for cashback cards, reward points, air miles and so on. Terms and conditions are clearly listed on bank websites these days too.

              What is a strategy for those with rising outstanding credit card amounts?

              Find out later on in this podcast episode, about the difference between debit and credit cards.

              Produced by: Ernest Luis

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 33: Tips on responsible credit card use and borrowing

              10:34 mins

              Synopsis: In this podcast series, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Ms Natalia Goh - head of credit cards and personal loans for Standard Chartered Bank Singapore - explains step by step, good habits to cultivate to manage your credit card use and borrowing, even if you are a seasoned credit card user.

              1. How to borrow within your means
              2. How to understand the credit product you are taking up
              3. How to pay on time

              Write or list everything you spend daily and every month.

              Look at the benefits of various perks for cashback cards, reward points, air miles and so on. Terms and conditions are clearly listed on bank websites these days too.

              What is a strategy for those with rising outstanding credit card amounts?

              Find out later on in this podcast episode, about the difference between debit and credit cards.

              Produced by: Ernest Luis

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 33 The Business Times 4766ca50-9ea1-43be-bab9-a9dc00416e44 ec754e25-88ca-4209-bdb8-abdb001d237a Mon, 21 Jan 2019 04:27:19 +0000 635 https://omny.fm/shows/st-bt/money-hacks-ep-33-tips-on-responsible-credit-card               S1E32: Money Hacks Ep 32: Wine education for F&B trade professionals and enthusiasts Money Hacks Ep 32: Wine education for F&B trade professionals and enthusiasts Money Hacks Ep 32: Wine education for F&B trade professionals and enthusiasts

              10:50 mins

              Synopsis: In this podcast series, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              In an advanced economy like Singapore's, food and beverage employees who have certification after undergoing wine education courses, or who certify themselves after years in the industry, can raise their own professional values.

              Can Skills Future offset the costs of such courses like the French Wine Scholar and Certified Specialist Of Wine programmes? 

              Veteran wine educator and international wine judge Lim Hwee Peng explains how enthusiasts who have business dealings here and in growing markets like China will find wine education beneficial.

              Produced by: Ernest Luis and Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 32: Wine education for F&B trade professionals and enthusiasts

              10:50 mins

              Synopsis: In this podcast series, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              In an advanced economy like Singapore's, food and beverage employees who have certification after undergoing wine education courses, or who certify themselves after years in the industry, can raise their own professional values.

              Can Skills Future offset the costs of such courses like the French Wine Scholar and Certified Specialist Of Wine programmes? 

              Veteran wine educator and international wine judge Lim Hwee Peng explains how enthusiasts who have business dealings here and in growing markets like China will find wine education beneficial.

              Produced by: Ernest Luis and Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 32 The Business Times e1ccb64f-4825-4ed0-a69e-a9d2009127fa 59ba454d-7556-4a12-ab0e-abdb001d306f Fri, 11 Jan 2019 10:19:15 +0000 651 https://omny.fm/shows/st-bt/money-hacks-ep-32-wine-education-for-f-b-trade-pro               S1E31: Money Hacks Ep 31: Using ST Wine to know more about wine investment and enjoyment Money Hacks Ep 31: Using ST Wine to know more about wine investment and enjoyment Money Hacks Ep 31: Using ST Wine to know more about wine investment and enjoyment

              10:30 mins
               
              Synopsis: In this podcast series, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              Wine consultant Roderic Proniewski - who runs Asia Wine Network - speaks about investing in wine.
               
              If you have little knowledge of wine, find out why ST Wine is a great way to dip one's toes in the worlds of both wine investment and enjoyment.
               
              Produced by: Ernest Luis and Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 31: Using ST Wine to know more about wine investment and enjoyment

              10:30 mins
               
              Synopsis: In this podcast series, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              Wine consultant Roderic Proniewski - who runs Asia Wine Network - speaks about investing in wine.
               
              If you have little knowledge of wine, find out why ST Wine is a great way to dip one's toes in the worlds of both wine investment and enjoyment.
               
              Produced by: Ernest Luis and Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 31 The Business Times 2c650aba-f05a-4fc1-bd27-a9cd004eba7b 8e7cb4a3-99c6-44cb-849d-abdb001d6085 Sun, 06 Jan 2019 04:51:35 +0000 632 https://omny.fm/shows/st-bt/money-hacks-ep-31-using-st-wine-to-know-more-about               S1E30: Money Hacks Ep 30: How to get started in robo-investing Money Hacks Ep 30: How to get started in robo-investing Money Hacks Ep 30: How to get started in robo-investing
               
              9:11 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              In August 2018, WeInvest announced a collaboration with OCBC Bank to launch OCBC RoboInvest, where you need a minimum of $3,500 to get started.
               
              Mr Bhaskar Prabhakara - chief and co-founder of Singapore-based start-up WeInvest - explains how newbies and experienced investors can use robo-investing platforms.
               
              Find out which thematic portfolios you can consider for your own risk appetites, and his own favourite choices that include food-based companies or upcoming US technology leaders.
               
              Heard of the Singapore portfolio for conservative investors called Cash Is King in OCBC's RoboInvest scheme? Find out more in this episode.
               
              Produced by: Ernest Luis
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 30: How to get started in robo-investing
               
              9:11 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              In August 2018, WeInvest announced a collaboration with OCBC Bank to launch OCBC RoboInvest, where you need a minimum of $3,500 to get started.
               
              Mr Bhaskar Prabhakara - chief and co-founder of Singapore-based start-up WeInvest - explains how newbies and experienced investors can use robo-investing platforms.
               
              Find out which thematic portfolios you can consider for your own risk appetites, and his own favourite choices that include food-based companies or upcoming US technology leaders.
               
              Heard of the Singapore portfolio for conservative investors called Cash Is King in OCBC's RoboInvest scheme? Find out more in this episode.
               
              Produced by: Ernest Luis
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 30 The Business Times 2277206b-64dc-4ac8-af93-a9b90054b419 dadabf9b-7ada-4958-b006-abdb001d900e Mon, 17 Dec 2018 05:16:18 +0000 551 https://omny.fm/shows/st-bt/money-hacks-ep-30-how-to-get-started-in-robo-inves               S1E29: Money Hacks Ep 29: How to choose more flexible life insurance policies Money Hacks Ep 29: How to choose more flexible life insurance policies 9:30 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Is buying just one bundled policy for the rest of your life enough? Mr Walter de Oude, founder and chief executive of Singapore Life - a next generation life insurance company licensed by the Monetary Authority of Singapore - explains four simple steps to take after listening to this episode. 

              He explains the difference between life insurance and term life insurance and how you can consider a modular buying approach with an increasing trend towards term insurance for example, with specific plans and purposes.

              Step 1: Decide your needs. Lump savings plan and insurance together? Or keep them separate? It's best these days to build as you go along as newer, better and more flexible products come to the market.

              Step 2: Do a comparison across the market, especially for products like term insurance.

              Step 3: Make the commitment to buy your insurance after you do your homework.

              Step 4: Look at the building blocks of your long-term insurance needs. Ensure a shield plan first, critical event coverage and life insurance cover, and then, a disability income plan as the final step.

              Produced by: Ernest Luis & Christopher Lim

              Feedback to: podcast@sph.com.sg

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN

              iTunes: http://str.sg/oeXe

              Google podcasts: http://str.sg/oeGd

              On website: http://str.sg/stpodcasts

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               9:30 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Is buying just one bundled policy for the rest of your life enough? Mr Walter de Oude, founder and chief executive of Singapore Life - a next generation life insurance company licensed by the Monetary Authority of Singapore - explains four simple steps to take after listening to this episode. 

              He explains the difference between life insurance and term life insurance and how you can consider a modular buying approach with an increasing trend towards term insurance for example, with specific plans and purposes.

              Step 1: Decide your needs. Lump savings plan and insurance together? Or keep them separate? It's best these days to build as you go along as newer, better and more flexible products come to the market.

              Step 2: Do a comparison across the market, especially for products like term insurance.

              Step 3: Make the commitment to buy your insurance after you do your homework.

              Step 4: Look at the building blocks of your long-term insurance needs. Ensure a shield plan first, critical event coverage and life insurance cover, and then, a disability income plan as the final step.

              Produced by: Ernest Luis & Christopher Lim

              Feedback to: podcast@sph.com.sg

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN

              iTunes: http://str.sg/oeXe

              Google podcasts: http://str.sg/oeGd

              On website: http://str.sg/stpodcasts

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 29 The Business Times 1fcc649b-c1e6-493c-9ef3-a9b1006dbd1f 8b0ebd3a-b405-40fb-9a0a-abdb001d9844 Sun, 09 Dec 2018 06:41:44 +0000 601 https://omny.fm/shows/st-bt/money-hacks-ep-29-how-to-choose-more-flexible-life               S1E28: Money Hacks Ep 28: How to make your credit card work harder for you Money Hacks Ep 28: How to make your credit card work harder for you Money Hacks Ep 28: How to make your credit card work harder for you

              7:35 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Ms Natalia Goh - head of credit cards and personal loans for Standard Chartered Bank Singapore - explains why practical Singaporeans love cashback cards like Standard Chartered's Unlimited Cashback Card.

              It offers 1.5 per cent cashback on spending with no cap, and is among the best in the market, as The Straits Times had previously reported.

              To make your credit card work harder, keep three pointers in mind:

              1. Know your lifestyle needs and spending habits

              2. Read and compare terms, conditions and benefits of credit cards online first, before applying

              3. Look out for seasonal promotions, ahead of the approaching Christmas period for example

              She gives us tips on how to look for different credit cards for different needs - ranging from petrol to dining, and online shopping.

              Produced by: Ernest Luis

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN

              iTunes: http://str.sg/oeXe

              Google podcasts: http://str.sg/oeGd

              On website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 28: How to make your credit card work harder for you

              7:35 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Ms Natalia Goh - head of credit cards and personal loans for Standard Chartered Bank Singapore - explains why practical Singaporeans love cashback cards like Standard Chartered's Unlimited Cashback Card.

              It offers 1.5 per cent cashback on spending with no cap, and is among the best in the market, as The Straits Times had previously reported.

              To make your credit card work harder, keep three pointers in mind:

              1. Know your lifestyle needs and spending habits

              2. Read and compare terms, conditions and benefits of credit cards online first, before applying

              3. Look out for seasonal promotions, ahead of the approaching Christmas period for example

              She gives us tips on how to look for different credit cards for different needs - ranging from petrol to dining, and online shopping.

              Produced by: Ernest Luis

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN

              iTunes: http://str.sg/oeXe

              Google podcasts: http://str.sg/oeGd

              On website: http://str.sg/stpodcasts

              Feedback to: podcast@sph.com.sg

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 28 The Business Times 07993b53-d583-45b2-8422-a9ab003d020a 4e3fe9c4-5af6-4ea6-ae9a-abdb001dc4da Mon, 03 Dec 2018 03:47:19 +0000 455 https://omny.fm/shows/st-bt/money-hacks-ep-28-how-to-make-your-credit-card-wor               S1E27: Money Hacks Ep 27: How technology helps you understand insurance policies and buy with confidence Money Hacks Ep 27: How technology helps you understand insurance policies and buy with confidence Money Hacks Ep 27: How technology helps you understand insurance policies and buy with confidence

              9:30 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Can a 100% digital approach help you plan your insurance or children's education or retirement needs, more simply and transparently?

              Traditionally, companies might ask if you need insurance or other products, in simple yes or no terms. These days, a more holistic approach is being sought out by customers with the following questions for instance.

              What does your life look like?

              Are you a working professional? Are you planning a family? Do you have a family? Do you have ageing parents?

              Looking at what products match your personal goals is what Singapore Life aims to do.

              It is the first independent life insurance company licensed by the Monetary Authority of Singapore since 1987, with policies protected by the Policy Owners' Protection Scheme.

              Singapore Life's founder and chief executive Walter de Oude and its chief technology officer Robert Ross, explain more in this podcast episode.

              Produced by: Ernest Luis & Christopher Lim

              Feedback to: podcast@sph.com.sg

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN

              iTunes: http://str.sg/oeXe

              Google podcasts: http://str.sg/oeGd

              Download ST & BT podcasts for offline listening: http://str.sg/stbtpodcasts

              On website: http://str.sg/stpodcasts

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 27: How technology helps you understand insurance policies and buy with confidence

              9:30 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Can a 100% digital approach help you plan your insurance or children's education or retirement needs, more simply and transparently?

              Traditionally, companies might ask if you need insurance or other products, in simple yes or no terms. These days, a more holistic approach is being sought out by customers with the following questions for instance.

              What does your life look like?

              Are you a working professional? Are you planning a family? Do you have a family? Do you have ageing parents?

              Looking at what products match your personal goals is what Singapore Life aims to do.

              It is the first independent life insurance company licensed by the Monetary Authority of Singapore since 1987, with policies protected by the Policy Owners' Protection Scheme.

              Singapore Life's founder and chief executive Walter de Oude and its chief technology officer Robert Ross, explain more in this podcast episode.

              Produced by: Ernest Luis & Christopher Lim

              Feedback to: podcast@sph.com.sg

              Like, subscribe and rate our Money Hacks podcast on:

              Spotify: http://str.sg/oeGN

              iTunes: http://str.sg/oeXe

              Google podcasts: http://str.sg/oeGd

              Download ST & BT podcasts for offline listening: http://str.sg/stbtpodcasts

              On website: http://str.sg/stpodcasts

              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 27 The Business Times 33a277e2-afc4-4f09-9e22-a99b008396d1 977f194c-d2d1-4969-bcff-abdb001df23b Mon, 19 Nov 2018 07:46:08 +0000 595 https://omny.fm/shows/st-bt/money-hacks-ep-27-how-technology-helps-you-underst               S1E26: Money Hacks Ep 26: How to achieve a $3,000-a-month retirement income by planning early Money Hacks Ep 26: How to achieve a $3,000-a-month retirement income by planning early Money Hacks Ep 26: How to achieve a $3,000-a-month retirement income by planning early

              9:30 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Retirement planning can be made simpler if we start to apply simple and established formulas to calculate what we need at the age of 65, assuming a continued lifespan of 20 years or so after that age.

              Mr Walter de Oude, founder and chief executive of SingaporeLife - a next generation life insurance company licensed by the Monetary Authority of Singapore - explains two simple steps to take after listening to this episode.

              Step 1: Start by looking at existing CPF calculators online, and read up on the CPF Life scheme for a start.

              With the current CPF payout eligibiity age at 65, the CPF Life scheme - introduced in 2009 - provides a monthly income for as long as you live.

              Step 2: How to add other formulas like the 4% rule to do a set of mental calculations, or even the "300" formula, where you take your current monthly expense figure and multiply it by 300.

              The result is the figure you need in your kitty to keep up your lifestyle even after retirement.

              Produced by: Ernest Luis & Christopher Lim

              Feedback to: podcast@sph.com.sg

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 26: How to achieve a $3,000-a-month retirement income by planning early

              9:30 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Retirement planning can be made simpler if we start to apply simple and established formulas to calculate what we need at the age of 65, assuming a continued lifespan of 20 years or so after that age.

              Mr Walter de Oude, founder and chief executive of SingaporeLife - a next generation life insurance company licensed by the Monetary Authority of Singapore - explains two simple steps to take after listening to this episode.

              Step 1: Start by looking at existing CPF calculators online, and read up on the CPF Life scheme for a start.

              With the current CPF payout eligibiity age at 65, the CPF Life scheme - introduced in 2009 - provides a monthly income for as long as you live.

              Step 2: How to add other formulas like the 4% rule to do a set of mental calculations, or even the "300" formula, where you take your current monthly expense figure and multiply it by 300.

              The result is the figure you need in your kitty to keep up your lifestyle even after retirement.

              Produced by: Ernest Luis & Christopher Lim

              Feedback to: podcast@sph.com.sg

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 26 The Business Times 7c1328b2-f657-4b61-af7e-a99600333ecf 83e05a51-6bb5-49e2-80b7-abdb001e0c03 Mon, 12 Nov 2018 03:19:37 +0000 619 https://omny.fm/shows/st-bt/money-hacks-ep-26-how-to-achieve-a-3-000-a-month-r               S1E25: Money Hacks Ep 25 - Are you a good saver? Is it worth enjoying higher interest rates with OCBC 360 and UOB One following latest tweaks? Money Hacks Ep 25 - Are you a good saver? Is it worth enjoying higher interest rates with OCBC 360 and UOB One following latest tweaks? Money Hacks Ep 25 - Are you a good saver? Is it worth enjoying higher interest rates with OCBC 360 and UOB One following latest tweaks?

              9:10 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Local banks are introducing higher bonus interest rates to get customers to save more. From Nov 1, 2018, OCBC customers can earn an effective interest rate of up to 3.2 per cent per annum on the first $70,000 in their savings account known as the 360 account, when they fulfil some criteria.

              The move comes after United Overseas Bank (UOB) in August raised the balance amount for which customers can earn maximum bonus interest.

              Customers who have a UOB One account can receive an effective interest rate of up to 2.44 per cent per annum in bonus interest on their first $75,000 when they spend $500 on their credit card and credit their monthly salary of at least $2,000 or have three Giro debit transactions.

              DBS Bank has a Multiplier account which can earn customers up to 3.5 per cent per annum in interest on the first $50,000, as long as the salary is credited into the account with two or more separate transactions with the bank. The transactions can include credit card spending, investments and mortgages.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 25 - Are you a good saver? Is it worth enjoying higher interest rates with OCBC 360 and UOB One following latest tweaks?

              9:10 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              Local banks are introducing higher bonus interest rates to get customers to save more. From Nov 1, 2018, OCBC customers can earn an effective interest rate of up to 3.2 per cent per annum on the first $70,000 in their savings account known as the 360 account, when they fulfil some criteria.

              The move comes after United Overseas Bank (UOB) in August raised the balance amount for which customers can earn maximum bonus interest.

              Customers who have a UOB One account can receive an effective interest rate of up to 2.44 per cent per annum in bonus interest on their first $75,000 when they spend $500 on their credit card and credit their monthly salary of at least $2,000 or have three Giro debit transactions.

              DBS Bank has a Multiplier account which can earn customers up to 3.5 per cent per annum in interest on the first $50,000, as long as the salary is credited into the account with two or more separate transactions with the bank. The transactions can include credit card spending, investments and mortgages.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 25 The Business Times a9e838a0-e12f-4082-bca4-a98c00e9c99c 071b3760-4034-4416-b35f-abdb001e1820 Fri, 02 Nov 2018 14:25:41 +0000 550 https://omny.fm/shows/st-bt/money-hacks-ep-25-are-you-a-good-saver-is-it-worth               S1E24: Money Hacks Ep 24: 5-step approach to wine collection, investment and enjoyment with local food Money Hacks Ep 24: 5-step approach to wine collection, investment and enjoyment with local food Money Hacks Ep 24 - 5-step approach to wine collection, investment and enjoyment with local food
               
              12:45 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              This episode is Part 2, following the previous Money Hacks topic aimed at wine collecting and investment. 
               
              We present five steps to take after this episode: How to fit a wine fridge into a small space in your small apartment, key accessories you need, and how to start with a $13 budget.
               
              Pairing with local food? Try chardonnay with mee pok and merlot with prata or briyani.
               
              Produced by: Ernest Luis & Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 24 - 5-step approach to wine collection, investment and enjoyment with local food
               
              12:45 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              This episode is Part 2, following the previous Money Hacks topic aimed at wine collecting and investment. 
               
              We present five steps to take after this episode: How to fit a wine fridge into a small space in your small apartment, key accessories you need, and how to start with a $13 budget.
               
              Pairing with local food? Try chardonnay with mee pok and merlot with prata or briyani.
               
              Produced by: Ernest Luis & Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 24 The Business Times 9f42690a-a5ae-43c9-b81d-a9770098dfb5 b368d83c-1bc1-4183-b810-abdb001e24e2 Fri, 12 Oct 2018 11:10:30 +0000 766 https://omny.fm/shows/st-bt/money-hacks-ep-24-5-step-approach-to-wine-collecti               S1E23: Money Hacks Ep 23 - How to start a wine collection and invest in it Money Hacks Ep 23 - How to start a wine collection and invest in it 10 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              This episode is aimed at wine collecting and investment. How to pick wines on sale, go for tasting events at supermarkets, and "gamify" wine investment for some releases by checking prices online over a period of time.
               
              Which are the "off vintages" you should go for, as they cost less up front than premium vintages, and also appreciate at a rapid rate
               
              Did you know you can study and appreciate wine through courses? Money Hacks co-host Chris Lim also happens to be a Certified Specialist of Wine (CSW) and a French Wine Scholar (FWS). He talks to co-host Ernest Luis on how to get started.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               10 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              This episode is aimed at wine collecting and investment. How to pick wines on sale, go for tasting events at supermarkets, and "gamify" wine investment for some releases by checking prices online over a period of time.
               
              Which are the "off vintages" you should go for, as they cost less up front than premium vintages, and also appreciate at a rapid rate
               
              Did you know you can study and appreciate wine through courses? Money Hacks co-host Chris Lim also happens to be a Certified Specialist of Wine (CSW) and a French Wine Scholar (FWS). He talks to co-host Ernest Luis on how to get started.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 23 The Business Times ea334ab1-e8a7-49f1-a252-a96c0075314e 173cf1af-cc52-4be4-a7e7-abdb001e2cf6 Mon, 01 Oct 2018 07:15:50 +0000 621 https://omny.fm/shows/st-bt/money-hacks-ep-23-how-to-start-a-wine-collection-a               S1E22: Money Hacks Ep 22 - How SMEs can use cryptocurrencies to raise capital Money Hacks Ep 22 - How SMEs can use cryptocurrencies to raise capital Money Hacks Ep 22 - How SMEs can use cryptocurrencies to raise capital
               
              7:33 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              This episode is aimed at the crypto newbie who is looking to trade for a start, and in a smarter way too. What are 3 good industries to start investing in these days?
               
              The United States, Switzerland and Singapore are currently ranked in the top 3 of key global ICO (initial coin offerings) hubs, in a recent June report by accounting giant PwC’s strategy and consulting division. Small-and-medium enterprises (SMEs) can also raise capital with investors from across the world, instead of always looking inwards, as Mr Davy Goh - chief executive and founder of home-grown cryptocurrency exchange BCoin - tells us.
               
              For example, he explains how Uncle Ringo's famed travelling funfair company in Singapore is now thinking of using of tokenising to expand the business here and across the globe.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 22 - How SMEs can use cryptocurrencies to raise capital
               
              7:33 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              This episode is aimed at the crypto newbie who is looking to trade for a start, and in a smarter way too. What are 3 good industries to start investing in these days?
               
              The United States, Switzerland and Singapore are currently ranked in the top 3 of key global ICO (initial coin offerings) hubs, in a recent June report by accounting giant PwC’s strategy and consulting division. Small-and-medium enterprises (SMEs) can also raise capital with investors from across the world, instead of always looking inwards, as Mr Davy Goh - chief executive and founder of home-grown cryptocurrency exchange BCoin - tells us.
               
              For example, he explains how Uncle Ringo's famed travelling funfair company in Singapore is now thinking of using of tokenising to expand the business here and across the globe.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 22 The Business Times c48e483c-4638-4de8-b608-a9650086b51c 8f87349d-6c99-4b20-9633-abdb001e392f Mon, 24 Sep 2018 08:12:16 +0000 515 https://omny.fm/shows/st-bt/money-hacks-ep-22-how-smes-can-use-cryptocurrencie               S1E21: Money Hacks Ep 21: How to network with crypto friends and an exchange community Money Hacks Ep 21: How to network with crypto friends and an exchange community Money Hacks Ep 21: How to network with crypto friends and an exchange community
               
              7:33 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              This episode is aimed at the crypto newbie who is looking to trade for a start, and in a smarter way too, by joining a cryptocurrency exchange and the community around it through regular conferences and seminars.
               
              The chief executive and founder of homegrown cryptocurrency exchange BCoin - Davy Goh - tells us why we would need to use an exchange, and why it's not advisable to stay holed up alone at home online, and try to start in cryptocurrency investing and trading.
               
              Are your trading funds safe in BCoin's trading app? How is security ensured?
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks Ep 21: How to network with crypto friends and an exchange community
               
              7:33 mins
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.
               
              This episode is aimed at the crypto newbie who is looking to trade for a start, and in a smarter way too, by joining a cryptocurrency exchange and the community around it through regular conferences and seminars.
               
              The chief executive and founder of homegrown cryptocurrency exchange BCoin - Davy Goh - tells us why we would need to use an exchange, and why it's not advisable to stay holed up alone at home online, and try to start in cryptocurrency investing and trading.
               
              Are your trading funds safe in BCoin's trading app? How is security ensured?
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 21 The Business Times a9797a3b-98a7-46e8-b98c-a95c00f9a516 50128c24-9887-41c7-b714-abdb001e42ac Sat, 15 Sep 2018 15:11:40 +0000 453 https://omny.fm/shows/st-bt/money-hacks-ep-21-network-with-crypto-friends-and               S1E20: Money Hacks Ep 20: Can new property or car digital marketplaces by banks help you save costs and hassle? Money Hacks Ep 20: Can new property or car digital marketplaces by banks help you save costs and hassle? Money Hacks

              Episode 20

              Duration: 9:41 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              How can digital marketplaces set up by banks help you save, and calculate various scenarios without the hassle of setting up numerous meetings or visiting branches? Can your personal information be safeguarded?

              DBS Bank launched an online property marketplace in July 2018, that aggregates close to 100,000 listings from EdgeProp and Averspace and is intended as a one-stop shop where home buyers can browse listings and link up with utilities providers, as well as renovation, cleaning and moving services.

              Ms P’ing Lim, DBS head of deposits & secured loans, and Ms Tok Geok Peng, DBS head of secured lending, talk us through and also allay concerns about maintaining your financial privacy.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks

              Episode 20

              Duration: 9:41 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

              How can digital marketplaces set up by banks help you save, and calculate various scenarios without the hassle of setting up numerous meetings or visiting branches? Can your personal information be safeguarded?

              DBS Bank launched an online property marketplace in July 2018, that aggregates close to 100,000 listings from EdgeProp and Averspace and is intended as a one-stop shop where home buyers can browse listings and link up with utilities providers, as well as renovation, cleaning and moving services.

              Ms P’ing Lim, DBS head of deposits & secured loans, and Ms Tok Geok Peng, DBS head of secured lending, talk us through and also allay concerns about maintaining your financial privacy.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 20 The Business Times ecdf4a9c-378d-4a80-9109-a95300c7c72c 24ea9277-f304-41a8-81a6-abdb001e4b58 Mon, 10 Sep 2018 02:55:00 +0000 582 https://omny.fm/shows/st-bt/money-hacks-ep-20-money-hacks-can-new-property-or               S1E19: Money Hacks Ep 19: Financial planning for working mothers and new parents Money Hacks Ep 19: Financial planning for working mothers and new parents Money Hacks
               
              Episode 19
               
              Duration: 8:58 mins 
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.
               
              How much insurance coverage should you have and plan for? Are there principles working mothers or parents should bear in mind when it comes to financial planning, or if their income streams are affected by medical setbacks?
               
              How important is disability income for young and new parents?
               
              Mr Kelvin Goh, head of investments and wealth advisory, OCBC Bank, gives us good starter tips.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks
               
              Episode 19
               
              Duration: 8:58 mins 
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.
               
              How much insurance coverage should you have and plan for? Are there principles working mothers or parents should bear in mind when it comes to financial planning, or if their income streams are affected by medical setbacks?
               
              How important is disability income for young and new parents?
               
              Mr Kelvin Goh, head of investments and wealth advisory, OCBC Bank, gives us good starter tips.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 19 The Business Times c43a89b4-52b8-4bfa-9a98-a9460077e6ac 73f2cdc7-8418-49f5-b9bb-abdb001e5567 Fri, 24 Aug 2018 07:18:07 +0000 538 https://omny.fm/shows/st-bt/money-hacks-ep-19-financial-planning-working-mothe               S1E18: Money Hacks Ep 18: What are equities and how to best put together an investment portfolio Money Hacks Ep 18: What are equities and how to best put together an investment portfolio Money Hacks

              Episode 18

              Duration: 6:44 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.

              How do you put together an investment portfolio as a beginner? What is a portfolio? What are equities? What are recommended periods for long-term and short-term reviews of your investment portfolio?

              Mr Kelvin Goh, head of investments and wealth advisory, OCBC Bank, gives us good starter tips.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks

              Episode 18

              Duration: 6:44 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.

              How do you put together an investment portfolio as a beginner? What is a portfolio? What are equities? What are recommended periods for long-term and short-term reviews of your investment portfolio?

              Mr Kelvin Goh, head of investments and wealth advisory, OCBC Bank, gives us good starter tips.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 18 The Business Times 0c982eb8-7fa5-465f-9db3-a942005eecd0 f17164d9-bdb2-4422-aaa4-abdb001e6167 Mon, 20 Aug 2018 09:35:41 +0000 404 https://omny.fm/shows/st-bt/money-hacks-ep-18-what-are-equities-and-how-to-bes               S1E17: Money Hacks Ep 17: How to get the best out of your air miles and use forex wallets Money Hacks Ep 17: How to get the best out of your air miles and use forex wallets Money Hacks 
               
              Episode 17
               
              Duration: 6:30 mins 
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.
               
              Singaporeans love a good travel deal. The hardcore miles junkie is quite the species as they hunt and research the best ways to get the ultimate deals.
               
              Get some good starter tips in this episode. Is it better to redeem your miles for short-haul or long-haul flights? This and more tips from Mr Anthony Seow, head of unsecured loans and cards for DBS Bank.
               
              Produced by: Ernest Luis & Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
               
              Episode 17
               
              Duration: 6:30 mins 
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.
               
              Singaporeans love a good travel deal. The hardcore miles junkie is quite the species as they hunt and research the best ways to get the ultimate deals.
               
              Get some good starter tips in this episode. Is it better to redeem your miles for short-haul or long-haul flights? This and more tips from Mr Anthony Seow, head of unsecured loans and cards for DBS Bank.
               
              Produced by: Ernest Luis & Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 17 The Business Times 58aed173-6ee6-4f77-b731-a93100b6999a d2dbfd9f-e737-4cdd-a368-abdb001e6ab8 Fri, 03 Aug 2018 11:11:55 +0000 391 https://omny.fm/shows/st-bt/money-hacks-ep-17-how-to-get-the-best-out-of-your               S1E16: Money Hacks Ep 16: Top travel hacks to stretch your dollar Money Hacks Ep 16: Top travel hacks to stretch your dollar Money Hacks 

              Episode 16

              Duration: 8 mins 

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 

              We look at a few key travel spending hacks, ways to stretch money further when travelling overseas. Should you pay in Singapore dollars when using your credit card overseas? Should you bring only one credit card abroad, and why is it not advisable to carry too much cash?

              Should you swop out your SIM card when overseas, and risk missing out on important bank alerts on possible fraudulent activity?

              What are the top things to do and not to do, especially when you key in your personal identification number (PIN) at an ATM machine overseas and something goes wrong? 

              Mr Anthony Seow - head of unsecured loans and cards for DBS Bank - also explains how DBS' multi-currency account can help you shop online, spend abroad or invest in markets at your preferred rate.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 

              Episode 16

              Duration: 8 mins 

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 

              We look at a few key travel spending hacks, ways to stretch money further when travelling overseas. Should you pay in Singapore dollars when using your credit card overseas? Should you bring only one credit card abroad, and why is it not advisable to carry too much cash?

              Should you swop out your SIM card when overseas, and risk missing out on important bank alerts on possible fraudulent activity?

              What are the top things to do and not to do, especially when you key in your personal identification number (PIN) at an ATM machine overseas and something goes wrong? 

              Mr Anthony Seow - head of unsecured loans and cards for DBS Bank - also explains how DBS' multi-currency account can help you shop online, spend abroad or invest in markets at your preferred rate.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 16 The Business Times bb478ab0-747e-4cf4-b006-a926004a46e2 f81dae03-da04-4aa3-8249-abdb001e71e1 Mon, 23 Jul 2018 05:04:35 +0000 489 https://omny.fm/shows/st-bt/money-hacks-ep-16-top-3-travel-hacks-to-stretch-yo               S1E15: Money Hacks EP 15: How to reduce mistakes older Singaporeans make in financial planning Money Hacks EP 15: How to reduce mistakes older Singaporeans make in financial planning Money Hacks 
               
              Episode 15
               
              Duration: 7 mins 
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
               
              What are the common mistakes older Singaporean adults make when it comes to planning their finances for the next decade or so? Do they need to factor inflation rates and how often should they review this?
               
              How about retirement calculators, like those by the CPF, to make good estimates? How can credit card debt be effectively reduced before reaching retirement age?
               
              Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to do this systematically.
               
              Produced by: Ernest Luis
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
               
              Episode 15
               
              Duration: 7 mins 
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
               
              What are the common mistakes older Singaporean adults make when it comes to planning their finances for the next decade or so? Do they need to factor inflation rates and how often should they review this?
               
              How about retirement calculators, like those by the CPF, to make good estimates? How can credit card debt be effectively reduced before reaching retirement age?
               
              Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to do this systematically.
               
              Produced by: Ernest Luis
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 15 The Business Times ca413352-446d-4fac-b416-a91000cc8566 e1795c1b-ce54-4fd2-acc4-abdb001e7acb Tue, 10 Jul 2018 07:13:26 +0000 423 https://omny.fm/shows/st-bt/money-hacks-ep-15-how-to-reduce-mistakes-older-sin               S1E14: Money Hacks EP 14: How to invest CPF money better if you're in your 20s Money Hacks EP 14: How to invest CPF money better if you're in your 20s Money Hacks 
               
              Episode 14
               
              Duration: 8 mins 
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
               
              Are younger adults and millennials in Singapore value seekers, when it comes to financial services? Should they look at the CPF scheme as one good reliable and solid way to plan financially for the future?
               
              If they want to have 10%, 20%, or even 50% more in their CPF when they retire, are they heading down the right track?
               
              Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to approach the CPF scheme with a focused mindset.
               
              Produced by: Ernest Luis
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
               
              Episode 14
               
              Duration: 8 mins 
               
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
               
              Are younger adults and millennials in Singapore value seekers, when it comes to financial services? Should they look at the CPF scheme as one good reliable and solid way to plan financially for the future?
               
              If they want to have 10%, 20%, or even 50% more in their CPF when they retire, are they heading down the right track?
               
              Mr Vipin Kalra, CEO of BankBazaar International, offers tips on how to approach the CPF scheme with a focused mindset.
               
              Produced by: Ernest Luis
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 14 The Business Times 44e35fa8-58cd-4e12-9d8a-a91000cc5dbe 65532173-6df3-4c1c-853a-abdb001e8306 Mon, 09 Jul 2018 05:22:49 +0000 485 https://omny.fm/shows/st-bt/money-hacks-ep-14-how-to-invest-cpf-money-better-i               S1E13: Money Hacks EP 13: Top loan misconceptions for first-time home buyers; understanding mortgages better Money Hacks EP 13: Top loan misconceptions for first-time home buyers; understanding mortgages better Money Hacks

              Episode 13

              Duration: 10:49 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.

              Can first-time HDB home buyers take a bank loan? What are the differences between opting for a bank loan or a HDB loan?

              What about couples in their late 40s or 50s thinking of buying a second property for investment options? What are the considerations to factor in? What are the trends for such couples in Singapore?

              Ms Tok Geok Peng, head of secured lending for DBS Bank, answers our questions and lists the top three misconceptions when it comes to mortgages.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks

              Episode 13

              Duration: 10:49 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.

              Can first-time HDB home buyers take a bank loan? What are the differences between opting for a bank loan or a HDB loan?

              What about couples in their late 40s or 50s thinking of buying a second property for investment options? What are the considerations to factor in? What are the trends for such couples in Singapore?

              Ms Tok Geok Peng, head of secured lending for DBS Bank, answers our questions and lists the top three misconceptions when it comes to mortgages.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 13 The Business Times 65d37a32-12c6-4177-9adf-a90300d1bc44 e2974705-103f-4be2-8c4e-abdb001e8d22 Mon, 25 Jun 2018 05:02:05 +0000 649 https://omny.fm/shows/st-bt/money-hacks-ep-13-top-loan-misconceptions-for-firs clean               S1E12: Money Hacks EP 12: How to approach financial planning in your 40s or late 20s Money Hacks EP 12: How to approach financial planning in your 40s or late 20s Money Hacks

              Episode 12

              Duration: 8:25 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.

              How can you plan your finances better in your 40s, while keeping an eye on the future, and the cost of inflation? Is youth an asset when you're in your late 20s, when it comes to taking more financial risks to grow your money?

              What can you also do at the age of 18, if you want to think ahead before feeling the pressures of the rat race and putting aside financial planning till it's too late?

              We ask Mr Vasu Menon - vice-president and senior investment strategist (wealth management) at OCBC Bank - for his thoughts on our scenarios.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks

              Episode 12

              Duration: 8:25 mins

              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.

              How can you plan your finances better in your 40s, while keeping an eye on the future, and the cost of inflation? Is youth an asset when you're in your late 20s, when it comes to taking more financial risks to grow your money?

              What can you also do at the age of 18, if you want to think ahead before feeling the pressures of the rat race and putting aside financial planning till it's too late?

              We ask Mr Vasu Menon - vice-president and senior investment strategist (wealth management) at OCBC Bank - for his thoughts on our scenarios.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 12 The Business Times 249621da-8185-469e-91c1-a8fc0086ef99 52e6554d-e955-4703-8a72-abdb001e932f Mon, 11 Jun 2018 09:04:00 +0000 506 https://omny.fm/shows/st-bt/money-hacks-ep-12-how-to-approach-financial-planni               S1E11: Money Hacks EP 11: Worth investing in Gibson's guitars after its bankruptcy protection filing? Money Hacks EP 11: Worth investing in Gibson's guitars after its bankruptcy protection filing? Money Hacks 
              Episode 11 
              Duration: 12:50 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
               
              Gibson - the famed US brand which was founded in 1902 - made headlines around the world recently when it filed for bankruptcy protection as it struggles with US$500m of debt. Is now the time to invest in high-end Gibson guitars, or even one of those holy grail of guitars - the legendary vintage "burst" Les Paul model from 1959 - which can cost quarter of a million US dollars and upwards these days. 
               
              We ask Jack and Rai, one of the most popular duos in the live gig circuit in Singapore, who have played vintage guitars, to start the debate.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 11 
              Duration: 12:50 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
               
              Gibson - the famed US brand which was founded in 1902 - made headlines around the world recently when it filed for bankruptcy protection as it struggles with US$500m of debt. Is now the time to invest in high-end Gibson guitars, or even one of those holy grail of guitars - the legendary vintage "burst" Les Paul model from 1959 - which can cost quarter of a million US dollars and upwards these days. 
               
              We ask Jack and Rai, one of the most popular duos in the live gig circuit in Singapore, who have played vintage guitars, to start the debate.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Gibson bankruptcy protection Chapter 11 USA The Straits Times The Business Times Jack and Rai Singapore musicians 1959 Gibson Les Paul Eric Clapton Slash Jimmy Page Peter Green Joe Bonamassa Gibson, bankruptcy, protection, Chapter 11, USA, The Straits Times, The Business Times, Jack and Rai, Singapore, musicians, 1959 Gibson Les Paul, Eric Clapton, Slash, Jimmy Page, Peter Green, Joe Bonamassa full 1 11 The Business Times ab61aaf5-8c88-4623-a84e-a8ea00a048cf d9a05a16-0ba1-4f41-8cd9-abdb001e9993 Thu, 24 May 2018 09:46:01 +0000 770 https://omny.fm/shows/st-bt/money-hacks-ep-11-worth-investing-in-gibsons-guita clean               S1E10: Money Hacks EP 10: More youth seeking investor education programmes from Sias Money Hacks EP 10: More youth seeking investor education programmes from Sias Money Hacks 
              Episode 10 
              Duration: 9:30 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              How do you become smarter about considering possible investments for your future, as early as when you're in your late teens? Or if you have a young family and are concerned about family budgeting and financial literacy? 
               
              Mr David Gerald is the founder, president and chief executive of Securities Investors Association (Singapore). Sias champions investor rights and educates investors at all levels, among other initiatives. He tells us how more of their events are reaching out to a younger and wider base today.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 10 
              Duration: 9:30 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              How do you become smarter about considering possible investments for your future, as early as when you're in your late teens? Or if you have a young family and are concerned about family budgeting and financial literacy? 
               
              Mr David Gerald is the founder, president and chief executive of Securities Investors Association (Singapore). Sias champions investor rights and educates investors at all levels, among other initiatives. He tells us how more of their events are reaching out to a younger and wider base today.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Youth families investor education Sias Singapore The Straits Times The Business Times Podcast Singapore media Clob Youth, families, investor education, Sias, Singapore, The Straits Times, The Business Times, Podcast, Singapore media, Clob full 1 10 The Business Times 8b4618f1-d251-42b6-91a4-a8ea009e3f33 5b086e50-9fdc-48c1-8eb2-abdb001ea75a Thu, 24 May 2018 09:37:15 +0000 569 https://omny.fm/shows/st-bt/money-hacks-ep-10-full-episode-more-youth-seeking clean               S1E9: Money Hacks EP 9: How to start out in South-east Asian art collecting Money Hacks EP 9: How to start out in South-east Asian art collecting Money Hacks 
              Episode 9 
              Duration: 9 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.
               
              Is it worth investing in something that isn't locked away in an account but which you can appreciate up close? We look at the possibility of starting out in the world of art collecting, especially in the South-east Asian scene.
               
              Arts correspondent Helmi Yusof of The Business Times, tells us what crazy rich Asians - younger or older - should take note of, if they want to start looking into this scene.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 9 
              Duration: 9 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.
               
              Is it worth investing in something that isn't locked away in an account but which you can appreciate up close? We look at the possibility of starting out in the world of art collecting, especially in the South-east Asian scene.
               
              Arts correspondent Helmi Yusof of The Business Times, tells us what crazy rich Asians - younger or older - should take note of, if they want to start looking into this scene.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               collectors investment South East Asia Podcast The Straits Times The Business Times Singapore media Nanyang art scene Cheong Soo Pieng collectors, investment, South East Asia, Podcast, The Straits Times, The Business Times, Singapore media, Nanyang, art scene, Cheong, Soo, Pieng full 1 9 The Business Times 0f2e8f0c-af44-4d78-a371-a8ea009bb34d b733e538-f9f4-4f96-ad11-abdb001eb0e1 Thu, 24 May 2018 09:29:09 +0000 543 https://omny.fm/shows/st-bt/money-hacks-ep-9-full-episode-how-to-start-out-in clean               S1E8: Money Hacks EP 8: How to start out in luxury wristwatch collecting Money Hacks EP 8: How to start out in luxury wristwatch collecting Money Hacks 
              Episode 8 
              Duration: 9:15 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Is it worth investing in something you can appreciate up close, and in yourself too? We look at the possibility of starting out in the world of wristwatch collecting, zooming in on timepieces that can also hold their value better in the long run.
              Deputy editor of The Business Times Lifestyle desk Dylan Tan, tells us how to upgrade from a basic Casio G-Shock, and how to diversify into other brands besides the legendary Rolex and Patek Philippe.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 8 
              Duration: 9:15 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Is it worth investing in something you can appreciate up close, and in yourself too? We look at the possibility of starting out in the world of wristwatch collecting, zooming in on timepieces that can also hold their value better in the long run.
              Deputy editor of The Business Times Lifestyle desk Dylan Tan, tells us how to upgrade from a basic Casio G-Shock, and how to diversify into other brands besides the legendary Rolex and Patek Philippe.
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               luxury wristwatches timepieces horology money ST Podcasts The Straits Times The Business Times Casio G Shock Richard Mille Tag Heuer Rolex Patek Philippe invest luxury, wristwatches, timepieces, horology, money, ST Podcasts, The Straits Times, The Business Times, Casio, G Shock, Richard Mille, Tag Heuer, Rolex, Patek Philippe, invest full 1 8 The Business Times 3e6341fa-d737-44ac-84d4-a8ea009ac006 c7779f80-3c53-47d0-87c3-abdb001eb9d9 Thu, 24 May 2018 09:24:52 +0000 555 https://omny.fm/shows/st-bt/money-hacks-ep-8-full-episode-how-to-start-out-in clean               S1E7: Money Hacks EP 7: Should you invest in ICOs or IPOs? Money Hacks EP 7: Should you invest in ICOs or IPOs? Money Hacks 
              Episode 7 
              Duration: 10:55 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              You're a millennial and you're eyeing to raise funds for your dream start-up. Should you invest in initial coin offerings (ICO)? What if you're a senior and you're thinking that the new trend in ICOs may present better investment options than good old initial public offerings (IPO)? 
              We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 7 
              Duration: 10:55 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              You're a millennial and you're eyeing to raise funds for your dream start-up. Should you invest in initial coin offerings (ICO)? What if you're a senior and you're thinking that the new trend in ICOs may present better investment options than good old initial public offerings (IPO)? 
              We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               ICOs IPOs Initial coin offerings Money tips Singapore The Straits Times The Business Times invest ST Podcasts ICOs, IPOs, Initial coin offerings, Money, tips, Singapore, The Straits Times, The Business Times, invest, ST Podcasts full 1 7 The Business Times 536fc640-60d5-4950-804b-a8ea009906c4 c34021c9-4c1a-486f-aaff-abdb001ec2ab Thu, 24 May 2018 09:18:02 +0000 655 https://omny.fm/shows/st-bt/money-hacks-ep-7-full-episode-should-you-invest-in clean               S1E6: Money Hacks EP 6: Tips for starting out in property investment in Singapore Money Hacks EP 6: Tips for starting out in property investment in Singapore Money Hacks 
              Episode 6 
              Duration: 9:14 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Thinking of property investment in Singapore? Kalpana Rashiwala - property correspondent for The Business Times - tackles the scenario for someone in their early 30s, looking to buy a first home, both to live in and to potentially sell and upgrade in future. Also, are leasehold properties at the 85-year mark a sweet spot?
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 6 
              Duration: 9:14 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Thinking of property investment in Singapore? Kalpana Rashiwala - property correspondent for The Business Times - tackles the scenario for someone in their early 30s, looking to buy a first home, both to live in and to potentially sell and upgrade in future. Also, are leasehold properties at the 85-year mark a sweet spot?
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               ST Podcasts Property investment money tips The Straits Times The Business Times Singapore media ST Podcasts, Property investment, money, tips, The Straits Times, The Business Times, Singapore media full 1 6 The Business Times 9c9b443b-1926-4b20-8845-a8ea0096ef98 3ee1fb4b-e963-4f43-a5dd-abdb001ec9e3 Thu, 24 May 2018 09:11:43 +0000 554 https://omny.fm/shows/st-bt/money-hacks-ep-6-full-episode-tips-for-starting-ou clean               S1E5: Money Hacks EP 5: Blockchain and cheaper services in insuretech, proptech or medtech? Money Hacks EP 5: Blockchain and cheaper services in insuretech, proptech or medtech? Money Hacks 
              Episode 5 
              Duration: 8:50 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Can blockchain technology - which underpins the cryptocurrency Bitcoin - help customers with better deals in future? In cheaper and faster insurance or legal transactions for example? Can it help business owners looking to invest in such technology, to reduce overheads too? We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 5 
              Duration: 8:50 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Can blockchain technology - which underpins the cryptocurrency Bitcoin - help customers with better deals in future? In cheaper and faster insurance or legal transactions for example? Can it help business owners looking to invest in such technology, to reduce overheads too? We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               blockchain technology money hacks tips The Straits Times The Business Times Singapore media cryptocurrency blockchain, technology, money hacks, tips, The Straits Times, The Business Times, Singapore media, cryptocurrency full 1 5 The Business Times 5976ff3b-8568-4133-a9a5-a8ea0096ef63 b0d940a9-1316-4ed2-9a3d-abdb001ed856 Thu, 24 May 2018 09:10:28 +0000 526 https://omny.fm/shows/st-bt/money-hacks-ep-5-full-episode-blockchain-and-cheap clean               S1E4: Money Hacks EP 4: How to start in cryptocurrency investment in Singapore Money Hacks EP 4: How to start in cryptocurrency investment in Singapore Money Hacks 
              Episode 4 
              Duration: 10:50 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Say you are an adventurous young person keen to experiment with cryptocurrency investment, how do you get started in Singapore?
              If you are a senior, and a first-time investor, how do you navigate and find out more before making an informed decision? We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 4 
              Duration: 10:50 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Say you are an adventurous young person keen to experiment with cryptocurrency investment, how do you get started in Singapore?
              If you are a senior, and a first-time investor, how do you navigate and find out more before making an informed decision? We pose these scenarios to Mr Anson Zeall, the chairman of the Association of Cryptocurrency Enterprises and Startups Singapore (Access).
               
              Produced by: Ernest Luis & Christopher Lim
               
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Cryptocurrency tips investors The Straits Times The Business Times Singapore media Singapore ST Podcasts BT Podcasts Cryptocurrency, tips, investors, The Straits Times, The Business Times, Singapore media, Singapore, ST Podcasts, BT Podcasts full 1 4 The Business Times a44d05fd-6814-4e5f-a566-a8ea0094ccb2 98560f16-5104-4a6a-bbc5-abdb001edec0 Thu, 24 May 2018 09:04:34 +0000 651 https://omny.fm/shows/st-bt/money-hacks-ep-4-full-episode-how-to-start-in-cryp clean               S1E3: Money Hacks EP 3: Good mindsets for retirees and younger newbies to investment Money Hacks EP 3: Good mindsets for retirees and younger newbies to investment Money Hacks
              Episode 3
              Duration: 6:20 mins
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.
              Say you are newly retired but your savvy young relative claims to be able to double your savings by investing for you in cryptocurrency, a world you're unfamiliar with. Should you agree?
              Also, what is a good approach to splitting your money into percentages, if you are a newbie to the investment scene.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks
              Episode 3
              Duration: 6:20 mins
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene.
              Say you are newly retired but your savvy young relative claims to be able to double your savings by investing for you in cryptocurrency, a world you're unfamiliar with. Should you agree?
              Also, what is a good approach to splitting your money into percentages, if you are a newbie to the investment scene.

              Produced by: Ernest Luis & Christopher Lim

              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Investment money tips The Straits Times The Business Times Singapore media ST Podcasts BT Podcasts Investment, money, tips, The Straits Times, The Business Times, Singapore media, ST Podcasts, BT Podcasts full 1 3 The Business Times 2c03ba48-dcad-4d0f-8961-a8ea0094cca5 61c7eb50-16a1-4535-9bb4-abdb001ee7f9 Thu, 24 May 2018 09:03:24 +0000 379 https://omny.fm/shows/st-bt/money-hacks-ep-3-full-episode-good-mindsets-for-re clean               S1E2: Money Hacks EP 2: Has the cryptocurrency bubble truly burst; time to invest now? Money Hacks EP 2: Has the cryptocurrency bubble truly burst; time to invest now? Money Hacks 
              Episode 2 
              Duration: 4:50 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Should you listen to friends who tell you the cryptocurrency bubble has truly burst and strike while the iron is hot? To get a better perspective on this seemingly volatile scene, find out what percentage of the world's population own bitcoin, for example. 
               
              Produced by: Ernest Luis & Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 2 
              Duration: 4:50 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              Should you listen to friends who tell you the cryptocurrency bubble has truly burst and strike while the iron is hot? To get a better perspective on this seemingly volatile scene, find out what percentage of the world's population own bitcoin, for example. 
               
              Produced by: Ernest Luis & Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Cryptocurrency bubble money tips ST Podcasts BT Podcasts The Straits Times The Business Times Investment Singapore media Cryptocurrency, bubble, money, tips, ST Podcasts, BT Podcasts, The Straits Times, The Business Times, Investment, Singapore media full 1 2 The Business Times 49ece2e2-aa18-451e-a6f2-a8ea0092c8c8 59033eb8-e390-444b-8673-abdb001ef555 Thu, 24 May 2018 08:58:28 +0000 290 https://omny.fm/shows/st-bt/money-hacks-ep-2-full-episode-cryptocurrency-bubbl clean               S1E1: Money Hacks EP 1: Tips for first-time investors; Dive into cryptocurrency Money Hacks EP 1: Tips for first-time investors; Dive into cryptocurrency Money Hacks 
              Episode 1 
              Duration: 9 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              How should you balance a percentage of your savings if you're going to invest for the first time, regardless of whether you're a young professional or a newly-retired person? Or should you daringly dive into the wild world of cryptocurrency investment?
               
              Produced by: Ernest Luis & Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               Money Hacks 
              Episode 1 
              Duration: 9 mins 
              Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial investment scene. 
              How should you balance a percentage of your savings if you're going to invest for the first time, regardless of whether you're a young professional or a newly-retired person? Or should you daringly dive into the wild world of cryptocurrency investment?
               
              Produced by: Ernest Luis & Christopher Lim
               
              Like, subscribe and rate our Money Hacks podcast on:
               
               
               
              Google podcasts: http://str.sg/oeGd
               
              Feedback to: podcast@sph.com.sg
               
              Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

              See omnystudio.com/listener for privacy information.

              ]]>               full 1 1 The Business Times 229ff08f-518c-4bc4-a817-a8ea008f2f3d 48e0a3a9-cbca-4e5c-87aa-abdb001f048c Thu, 24 May 2018 08:45:27 +0000 563 https://omny.fm/shows/st-bt/money-hacks-ep-1-full-episode-tips-for-first-time