She's On The Money

Bridesmaid Duties Are Destroying My Budget (And Possibly Our Friendship)

Thu, 04 Jun 2026 19:00:00 +0000

Your bestie just asked you to be their bridesmaid, which has you wondering: will you (or your friendship) ever financially recover from this?

Happy Friday Drinks to all who celebrate. In this week’s episode, Victoria and Jess cover the costs of being a bridesmaid in a distressed (but very relatable) DM. With nuptials on the menu, they also respond to a Money Dilemma which asks which money chats should we be having before getting engaged?

Before linking your life (and your finances) with your lover, what money stories, habits and convos need to be tabled and how do you have these chats when love and money are often at odds with each other?

As always, the gang will be bringing you Money Wins of the week, plus Broke Tips for making your budget that much happier come payday.

💬 Wanna be on the pod? Send us your Money Dilemma via voice note on our website.

📩 Got a question you’re dying to ask? Slide into our DMs.

⭐️ And, if you loved this episode, you know what to do.

Join our 400K+ She's on the Money community in our Facebook Group (🔍 ShesontheMoneyAUS) and follow us on Instagram @shesonthemoneyau for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289

See omnystudio.com/listener for privacy information.

The Price of Pretty: Exploring the Cost of Beauty Standards

Tue, 02 Jun 2026 19:00:00 +0000

Skincare, makeup, and beauty treatments. When did they first pop up on our spending radar and why?

This week’s Deep Dive gets a little… deep. Bec and Jess discuss the cost of beauty standards: who sets them, sustains them, and how we might look at the whole topic with a raised (and sometimes fluffed) eyebrow.

Because, whether you overtly subscribe to them or not, beauty standards don’t just affect folks who love a trend, they have the tendency to impact our spending habits and perceptions of value, and even our self worth. And it’s not just women either, just consider the whole looksmaxxing thing.
Between the double standards, unrealistic expectations, and self-expression of it all, how have our perceptions around beauty shifted and what are we really buying into?

From body hair to full-coverage foundation and the rituals of getting ready, tune in if you’ve ever wondered what we really think about the price of pretty, how we’re feeling about ‘preventative’ measures, and which standards we’re willing to bin at our next earliest convenience.

Should we share what our community actually spends on beauty products? Let us know in the comments.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

FREEBIE: Get our free savings challenge resource here.

THOUGHTS? DISCUSS. Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+.

And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

See omnystudio.com/listener for privacy information.

I Grew Up Terrified of Money. Now I'm Saving $2,000 a Week

Sun, 31 May 2026 19:00:00 +0000

This week's Money Diary is proof that earning more money doesn't automatically make you feel secure. Growing up, she was constantly worried about money. Not because her family was struggling, but because she'd picked up on snippets of conversations and quietly convinced herself there was never enough.

So she did what a lot of us do. She worked hard. Really hard.

She got her first job at 14, worked multiple jobs through uni, saved obsessively and thought financial security would come from earning more. But after graduating and looking closely at her spending for the first time, she realised something surprising: the problem wasn't how much she earned. It was how little attention she was paying to where it was going.

Fast forward to today and she's investing in ETFs, saving around $2,000 a week, planning to buy her first property, and building wealth with far more confidence than she ever thought possible. This conversation is about scarcity mindset, the stories we inherit about money, and what happens when you finally stop being scared of it.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here.

INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Stay or Pay: Sacrificing Money Goals By Staying In a Job You Love

Thu, 28 May 2026 19:00:00 +0000

They’re in the same role as you, have less experience and are somehow being paid more? A whopping $25k more. So, are you being underpaid or simply not asking for what you’re really worth?

On this week’s Friday Drinks, we’re covering career-coded Money Dilemmas. One person asks whether it’s ever worth it to stay in a job you love, even if it means taking longer to reach your money goals.

And someone’s being underpaid! Or are they? With a less-experienced colleague being paid more for the same role, this community member asks whether they’ve missed their moment to ask for a raise – or if they’re simply being underpaid by a whole $25k.

From knowing your worth to knowing your values, this episode is nothing to sniff at.

A big thankyou to the team at eBay for sponsoring this episode! To learn more about free selling, check out their website.

Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+.

And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

See omnystudio.com/listener for privacy information.

‘Is The Cover In Your Super Enough?’ And Other Quickfire Insurance Questions With Skye Wealth

Tue, 26 May 2026 19:00:00 +0000

So you can be overinsured and you can be underinsured, but can you ever just be insured enough in your super?

‘10 Things I Hate About You’ jokes aside, we yapped about insurance with friend of the pod Phil Thompson from Skye Wealth. Join us on the Deep Dive couch as we unpack a couple of case studies to demonstrate what it might look like to be overinsured, plus how an underinsured person might get sufficient cover, followed by a quickfire round of questions from our She’s on the Money community.

Tune in if you’ve ever wondered: what percentage of your income should be spent on insurance, if the coverage in your superannuation is enough to see you through, or if you’ll still be covered with ADHD. Relatable, tbh. Self-employed, unemployed, or in your 40s, Phil’s got an A for so many of your Qs.

SORT YOUR INSURANCE: Thanks once again to our partners Skye Wealth for bringing this episode to your feed. If you're ready to chat to a professional about your insurance, we have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

And you can check out their savings comparison tool.

EVEN MORE EPISODES: Listen to our insurance playlist here.
Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
Follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

She Gave Up Uni, Work and Financial Control for Love. Leaving Changed Everything

Sun, 24 May 2026 19:00:00 +0000

A little heads up before you press play: this episode contains conversations about financial abuse and coercive control. It’s an incredibly important conversation, but please look after yourself while listening.

This week’s Money Diary is raw in a way I don’t think I was fully prepared for.

At 21, she fell in love with an older man and slowly built a life around him. Over time, she gave up uni, stopped working, helped raise his children, and handed over control of her finances without really realising how much of herself she was losing in the process.

What started as “he’s just better with money” slowly became something much darker.

By the end of the relationship, she was working unpaid for his business, questioning her own worth constantly, and living in a situation so controlling that she had her own fridge in the garage because she’d been made to feel like a burden.

And still… she didn’t call it financial abuse at the time.

After 14 years, one moment finally pushed her to leave. She packed up her dog, moved back in with her parents, got a new job, started learning about money for herself, and began rebuilding from scratch.

Now she has a growing investment portfolio, a $50k house deposit, and something even bigger than that: independence.

This conversation is heartbreaking, hopeful and honestly incredibly important. Because financial abuse rarely starts with one giant red flag. Most of the time, it happens slowly… until one day you realise you don’t recognise yourself anymore.

INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Nothing To Smile About: When Debt Costs You Dental Visits

Thu, 21 May 2026 19:00:00 +0000

The dentist can be spenny, but necessary. So what happens when you can’t afford an appointment? And what if your treatment is kinda important or worse… urgent?

This week on Friday Drinks, we discuss a Money Dilemma that questions whether we can ever really afford to miss health-related appointments when we’re in debt.

We also answer a DM that’s all about diversification and whether buying diversified ETFs is enough. If you’ve been afraid to ask the question or considering how to diversify your portfolio, this episode’s for you.

New here? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+.

And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

See omnystudio.com/listener for privacy information.

ETFs Explained: Everything You Need to Know Before You Buy Your First One

Tue, 19 May 2026 19:00:00 +0000

Spoiler: ETFs aren’t that deep. So why are so many of us (okay, you) still so intimidated by them when it comes to investing? On this week’s Deep Dive, Bec and Victoria cover the acronym that’s causing a stir in our comments section.

Exchange Traded Funds or ETFs are just one of the ways that many Aussies are investing, and for good reason too. They’re a bundle of shares that give you some healthy exposure to a range of companies, industries and asset classes that you mightn't have otherwise.

In this episode, we’ll cover what ETFs are, how they work, and why they’re such a compelling investment option. Thanks to our episode partners Sharesies, we’ll show you how to get started on their platform, as well as which ETFs have risen in popularity in recent times (and why!).

From percentages to performance, common mistakes and money tips, learn how to make your money work harder for you with ETFs.

CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here.

INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.

SHARESIES CODE: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest.

And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289

See omnystudio.com/listener for privacy information.

She Spent Hundreds of Thousands in 12 Months… Then Realised She Had No Idea Where Her Money Was Going

Sun, 17 May 2026 19:00:00 +0000

This week’s Money Diary is one of those “wait… this is actually so relatable” conversations. She’s a newly admitted lawyer who spent years living paycheck to paycheck while studying, prioritising travel over investing and genuinely having no idea what an ETF even was.

Fast forward a few years and life suddenly got very expensive, very quickly.

An apartment. A wedding. A honeymoon. Another holiday. A puppy. Moving costs. Furniture. And somewhere in the middle of all of that, she and her husband had the slightly nauseating realisation that they’d spent hundreds of thousands of dollars in a year… without really stopping to think about where any of it was actually going. And honestly? I think a lot of people will see themselves in this one. We talk about the pressure to buy property because everyone else is doing it, the reality of owning an apartment with brutal body corporate fees, lifestyle creep, ADHD hyper-fixation becoming an unexpected budgeting superpower, and what happened when she finally sat down and looked at her finances properly.

Now she’s investing 40% of her income, building a portfolio she actually understands, and rethinking what financial security is supposed to look like in the first place. This one feels a little bit like a group chat with your financially self-aware friends. Slightly chaotic. Slightly confronting. But in the best way.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Paycheck Isn’t Stretching Like It Used To. We Asked The PM Why

Sat, 16 May 2026 16:00:00 +0000

Okay… this one still feels a bit surreal to say out loud. Right after the federal budget dropped, I sat down with Australia’s Prime Minister, Anthony Albanese, and Finance Minister Katy Gallagher to ask the questions our She’s on the Money community actually wants answered. We covered a lot.

We spoke about housing affordability, negative gearing, capital gains tax changes, childcare costs, women’s health, paid parental leave, fuel prices, the gender pay gap and what the government is actually doing about the cost of living pressure Australians are feeling right now. We also had a really honest conversation about why the government changed its position on negative gearing, and whether politicians genuinely understand how financially stretched people are feeling.

But because this is still She’s on the Money… things also went slightly off the rails. We somehow ended up talking about ChatGPT, Bluey, subscription creep, the Met Gala, free McDonald’s burgers, sourdough, single people being forgotten by the system, and the Prime Minister’s thoughts on Sabrina Carpenter’s outfit choices. Which, to be fair, was not where I expected budget week to go.

If you’ve been trying to make sense of what just happened in Canberra, this is the budget breakdown you actually want to hear.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

“Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat

Fri, 15 May 2026 18:59:00 +0000

Right after the federal budget dropped, I sat down with some of Australia’s most powerful ministers and political voices to ask the questions our community actually cares about. Not the polished political talking points… the real stuff. Housing affordability, childcare costs, rising bills, negative gearing, fuel prices, domestic violence support, women’s financial security and whether Australians are genuinely better off after this budget.

Across this bonus episode, I speak with Housing Minister Clare O'Neil, Social Services Minister Tanya Plibersek, Infrastructure Minister Catherine King, Climate Change and Energy Minister Chris Bowen and Independent MP Monique Ryan about what this budget actually means for Australians trying to buy homes, leave violent relationships, pay power bills, raise kids and build financial security in an economy that feels increasingly hard to keep up with.

We also get into the politics behind negative gearing reform, whether the government has gone far enough on housing, why childcare still feels impossible for so many women, and what politicians really think when Australians say their paychecks simply aren’t stretching anymore.

Some of their answers genuinely surprised me.

Hi friend, we’re She’s on the Money, an Australian finance podcast here to help you feel more confident with your money. From understanding your money story, to actually sticking to a budget, to starting to build wealth in a way that feels doable. We’ve got hundreds of hours of podcast episodes and loads of free resources to help you get started.

Some links to get you on your way:
https://bio.site/shesonthemoney

See omnystudio.com/listener for privacy information.

Negative Gearing Is Dead, Unless You’re Already In. Jim Chalmers Explains Why Young Australians Miss Out

Fri, 15 May 2026 04:00:01 +0000

The federal budget has dropped… and Australians have opinions.

So Victoria sat down with Australia’s Treasurer, Jim Chalmers, immediately after the budget announcement to ask the questions everyone actually wants answered. From negative gearing and capital gains tax changes to the cost of living crisis, fuel prices, housing affordability, tax cuts and why blueberries suddenly cost what feels like a small mortgage repayment.

They also get into the political backlash surrounding the budget, why the government changed its position on housing tax reform, whether Canberra is disconnected from how tough things feel financially right now, and what Treasurer Chalmers says Australians fundamentally misunderstand about the federal budget.

There’s also unexpected chat about ChatGPT, air fryers, pocket money, coffee machines, influencers, and what it actually feels like to hand down a budget while the internet calls you “The Jim Reaper.”

If you’ve been trying to make sense of what just happened in Canberra, this is the budget breakdown you actually want to hear.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

My Boyfriend’s Secret Debt + Should We Use Our Savings to Pay Off His Business Debt?

Thu, 14 May 2026 19:00:00 +0000

Sometimes being nosey pays off. Other times, it reveals that your partner hasn’t paid off their $40k credit card debt.

Stressy and a little scandalous, this week’s episode of Friday Drinks covers a Money Dilemma about whether a listener should use their reno savings to help pay off her partner’s business debt. All $140,000 of it.

And, is debt worse if it’s a secret? This week’s DM comes from a listener who stumbled across something they wish they hadn’t… their boyfriend’s secret $40k credit card debt. We tackle the question of confronting a partner when they’ve hidden something from you.

Whether you’ve done the snooping or you’re the one in debt, this episode is all about tackling financial hurdles as a couple, one conversation at a time.

PAY IT DOWN: Debt doesn’t have to rule your life. Here’s a playlist dedicated to paying it down.
(https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=IiGL0k__TQinry6vjofVeA)

WANT VICTORIA’S BUDGETING SYSTEM?: Master your money here (shesonthemoney.com/the-money-masterclass)

NEW HERE? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

See omnystudio.com/listener for privacy information.

The Costs of IVF: Financing Your Fertility Journey

Tue, 12 May 2026 19:00:00 +0000

This episode is what happens when financial planning and family planning have a baby.

Why is it that egg-freezing and IVF feel like buzzwords; distant things that are only relevant once we (or the people we care about) start to consider the options? This changes now.

Joining us on this week’s Deep Dive is sought-after fertility specialist and friend of the pod, Doctor Nicole Hope. The Medical Director at Newlife IVF has helped people to conceive and grow families for the last 20 years. Naturally, we pitched her all of your spicy DMs about financing your fertility journey, covering costs, rebates and whether you can tap into your super to fund it all.

From payment options to insurances and the difference between various treatments, tune-in for an in-depth discussion about the economics of fertility with Newlife IVF.

CW: During this episode we discuss pregnancy and fertility; topics that some of our listeners might find confronting or triggering. If this is true for you, we recommend skipping the episode until you’re ready to return to it, or simply tuning in for next week’s Deep Dive. Please do what feels right for you.

BUDGETING FOR BIGGER THINGS? Yoink. Please swipe our free downloadable budgets over at shesonthemoney.com/download-resources and bring your goals that much closer.
Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
Follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

BONUS: The 2026 Federal Budget Explained Without The Boring Bits

Tue, 12 May 2026 14:19:42 +0000

The federal budget officially dropped at 7:30pm tonight, but we recorded this episode from inside Budget Lock-Up BEFORE the rest of the country got their hands on it.

At 6pm, while the internet was still speculating and journalists were speed-reading hundreds of pages of announcements and fine print, we sat down inside Parliament House to unpack the headlines we think actually matter to our community.

Victoria is joined by Glen James from Money Money Money and Vince Scully from Retire Right, who also happens to own our financial services licence, which you’d think would mean we’d be on our best behaviour… but unfortunately that’s not what happened.

Together, we break down:
• the negative gearing and CGT changes everyone’s about to argue about
• what the tax cuts actually mean for your wallet
• housing affordability and first home buyers
• women’s health funding
• cost-of-living relief
• and why the global oil crisis is suddenly impacting Australian households

Plus, we had a cameo appearance from Katy Gallagher, Minister for Finance herself.

This episode is landing slightly later than we planned because the audio quality wasn’t where we wanted it to be and after surviving Budget Lock-Up, the least we could do was make sure it didn’t sound like we recorded it through a microwave.

See omnystudio.com/listener for privacy information.

Dropped Out of Uni Three Times… and Now Earns $140K Without a Degree

Sun, 10 May 2026 19:00:00 +0000

Have you ever thought, “maybe I’ve missed my chance.”

This weeks diarist started uni three separate times and dropped out every single one. Worked 50-hour weeks in retail management for minimum wage. Genuinely believed that without a degree, there was a limit to what she’d ever earn or achieve. Relatable. Then life happened. A baby. A relocation. A partner changing careers. Another baby. A mortgage. A massive amount of imposter syndrome. But somewhere in the middle of all of that, she met a leader who saw something in her before she could fully see it herself… and everything started to shift. Now she’s 33, earning $140k in HR with no degree, investing for the first time, raising two kids, navigating a very real mortgage, and trying to work out how anyone affords dining chairs without having a small emotional breakdown. This conversation felt really honest. Not in a “perfect with money” way. More in a “figuring it out while life is happening” kind of way.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Take It or Leave It: Could Taking Stress Leave Affect My Insurances?

Thu, 07 May 2026 19:00:00 +0000

It’s all too familiar. Work has you burning you out. And even your manager has suggested that you take some time off. So, why does it still feel weird to accept the offer, especially when you’re desperate for a break?

In this week’s Friday Drinks we cover that icky feeling some of us get around taking leave, even though it literally exists to be used. Beyond the stigma, we unpack how taking stress leave might affect your insurances and what to consider before submitting your request.

Say it with me: you cannot call yourself a financial adviser if you do not have a license (an AFSL). In this episode, we answer a DM that sends up more red flags than a carnival. A community member asks if she should take advice from an unlicensed financial adviser, even if it’s free. Hear us *calmly* explain why unsolicited advice is illegal, and could actually end up costing you more. Besties don’t let besties get scammed.

WHO THE HELL IS HAMISH? Here’s a link to the series about a super-scammer, mentioned on the pod, where an unfortunate number of innocent people were scammed out of their super. The moral of the story? It could happen to anyone! Don’t let that be you.

SUSS OUT YOUR COVERAGE Our partners at Skye Wealth are personal insurance pros. Learn more about them over here at skye.com.au. As long standing referral partners, we only ever recommend people we trust.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements

See omnystudio.com/listener for privacy information.

Building The Dream: Jess Shares What She’s Learned (So Far)

Tue, 05 May 2026 19:00:00 +0000

Manifesting home-ownership, but priced out of buying a house? Maybe building your own is the way to go. But where do you even begin?

She’s on the Money’s Jessica Ricci joins Bec Syed on the Deep Dive couch to tell us everything she’s learned (so far) about her building journey.

After recently going through the preconstruction phase, Jess shares updates around pre-build appointments, budget considerations and just how important it is to read your contracts. We’ll hear about the loan application process, fixed-price building costs, as well as what is (and isn’t) included along the way.

If you’ve ever wondered about the benefits of building versus buying, why it pays to have a broker, or simply want to know what you should know before you start, this episode is for you.

GET YOU A MORTGAGE BROKER: Whether you’re applying for a land or building loan, having a broker on your team makes all the difference. Chat to the friendly team at Zella, who’ll act as your loan liaison. Visit zella.com.au for more information.

BEFORE YOU BUILD, BUDGET: Scope creep? We don’t know her. Manage every step of your own building journey with free templates at shesonthemoney.com/download-resources.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

See omnystudio.com/listener for privacy information.

21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck

Sun, 03 May 2026 19:00:00 +0000

You know when you meet someone younger than you and think… oh. You’re doing money better than I was. That’s this week’s Money Diary. She’s 21, still at uni, working multiple jobs and quietly building a six-figure portfolio. Not loudly, not perfectly… just consistently. Working in luxury retail, she’s watching people her age spend entire paychecks while she’s investing hers instead. Which, honestly, says a lot. This one isn’t about perfection. It’s about starting early, thinking differently, and what that can actually turn into.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?

Thu, 30 Apr 2026 19:00:00 +0000

Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions.

In this week’s Friday Drinks, we’re reminding one wary investor of how it pays to stay level-headed when the sharemarket has you feeling off-kilter. If you too are wondering if you should sell your shares during an economic downturn, this episode may have you reconsidering things.

The DM gods have delivered! This week we discuss a destination wedding-themed dilemma that questions how much you should gift a family member, if you’re already attending their very expensive overseas wedding. And, yes, we cover whether they’ve specified, ‘no gifts expected’. And whether they mean it.

Plus, Jess will be sharing Money Wins from within the community and Bec’s got Broke Tips to help push your dollar further.

This week’s Question of the Week? Guess you (and your pet) will have to tune in to find out…

📚 LIBRARY BOOK GIVEAWAY: We're sending free She’s on the Money books to public school libraries across Australia, because financial literacy should be accessible to everyone, from a young age.

School librarians, please complete the form at https://sotm.typeform.com/to/i8IfaA3n to apply. This giveaway is limited, so get clicking.

💬 Wanna be on the pod? Send us your Money Dilemma via voice note on our website.
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⭐️ And, if you loved this episode, you know what to do

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)

See omnystudio.com/listener for privacy information.

The RBA: Who’s Calling the Shots and How it Affects Your Rates

Tue, 28 Apr 2026 19:00:00 +0000

The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash rate rules everything around us… In this week’s Deep Dive, we’re taking on the RBA; who they are, what they do, and how they call the shots when it comes to the cash rate.

We’ll explain how often they meet, what facts influence their rate decisions and how to be more financially prepared for whatever they throw at us. Because whether you’re investing, running a business, looking for a job or simply trying to get by, the cash rate impacts us all.

Consider this episode a cheat sheet for what the Reserve Bank of Australia actually looks like and how to read the signs before the notifications roll in. We’re covering all the gory details including: inflation data, unemployment rates, wage growth, everyday spending, housing prices and how global factors impact our economy.

With real life examples, plus savvy money moves you can make to help prepare for the shifts, this episode will help you finally make sense of it all. So, if you’ve been a bit mystified by the RBA, how they decide on our cash rate, and why those rates might cause celebration or commiseration, this episode’s for you.

See omnystudio.com/listener for privacy information.

From Debt and Divorce to Building Her Dream Home as a Single Mum

Sun, 26 Apr 2026 19:00:00 +0000

She went from owing money to everyone… to building her dream home.

This week’s Money Diary is a story about starting over. After having kids and going through a separation, she found herself navigating life as a single mum on one income, with the kind of financial pressure that leaves no room for error.

But instead of staying stuck, she rebuilt.

New mindset, new boundaries, and a completely different approach to money and relationships. Now she’s earning six figures in sales, has a deposit ready, and is about to start building her home.

We get into what actually changed, how she approached money the second time around, and why being honest about finances early on made all the difference.

It’s a reminder that your money story isn’t fixed… even if it feels like it is.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is It Lifestyle Creep… or Is Life Just Getting More Expensive?

Thu, 23 Apr 2026 19:00:00 +0000

Be honest… are you actually spending more, or does it just feel that way?
In this week’s Friday Drinks, we’re unpacking the very real confusion between lifestyle creep and the rising cost of literally everything. If you’ve looked at your bank account lately and thought “how am I spending this much when I’m not even doing anything outrageous?”… this one’s for you.
We’re also diving into a DM that hits a little close to home. What happens when you’re the one making all the financial decisions in your relationship… not because you want to control everything, but because your partner just isn’t interested? How do you get them involved without turning into the nag, and how do you stop carrying the guilt?
Plus, as always:
Jess brings the community money wins
Bec delivers broke tips that actually work (especially if you’re in your “survival week” era)
And we answer your Question of the Week, which might make you feel very seen…
💬 Want to be on the pod? Send us your dilemma via voice note on our website
📩 Got a question you’re dying to ask? Slide into our DMs
⭐️ And if you loved this episode… you know what to do
Plus, if you’ve ever had a money question you’ve been too scared to ask, this is your reminder that you can send it to us. Drop us a voice memo via our website and we might answer it on the show. You spill, we help. Beep.
Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.
Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289

See omnystudio.com/listener for privacy information.

Should I Be Worried About My Money Right Now? What Global Uncertainty Actually Means for Your Portfolio

Tue, 21 Apr 2026 15:00:00 +0000

If you’ve opened your investing app lately and immediately closed it again… this one’s for you.

The share market has been all over the place, headlines are talking about global uncertainty, and it’s very easy to feel like you should be doing something with your investments or your superannuation right now.

So let’s talk about it.

Victoria and Bec break down what’s actually driving the market movements, what’s behind the recent drops, and how global events are flowing through to Australia and your portfolio.

And more importantly… what to do next.

Because when the market dips, the instinct to panic, sell your investments, or switch your super to something “safer” can feel like the right move… but it’s often the most expensive one.

If you’ve been wondering what to do when the market drops, or feeling unsure about your investing strategy right now, this will help you make sense of it and feel a whole lot calmer about what comes next.

CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here.

INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.

SHARESIES CODE MENTIONED IN THE EP: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest.

See omnystudio.com/listener for privacy information.

I Fell Pregnant at 30… While Single and Working 70-Hour Weeks

Sun, 19 Apr 2026 19:00:00 +0000

This week’s Money Diary is from a 31-year-old nurse who fell pregnant at 30… while single and working 70-hour weeks.

At the time, money wasn’t the problem. She was earning well, picking up shifts, saying yes to everything and just getting on with life. But there wasn’t much structure behind it. It was busy, but not necessarily intentional.

And then everything shifted.

Not because she didn’t have enough, but because she suddenly had a reason to think about money differently. To slow down, to plan, and to actually build something that could support her and her child.

This episode isn’t about starting from scratch. It’s about taking what you already have and learning how to use it properly. It’s about stepping into a new version of your life, ready or not, and figuring it out as you go.

It’s honest, it’s a little bit messy, and it’s a really powerful reminder that you don’t need everything perfectly mapped out to make it work.

Sometimes it’s not about earning more. It’s about getting intentional with what you’ve already got.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Salary Negotiation Gone Wrong + Are You Investing in the Same ETF Twice?

Thu, 16 Apr 2026 19:00:00 +0000

This week’s Friday Drinks starts off fun… and ends in absolute chaos. Because what do you do when you get headhunted and try to negotiate your salary, only for it to completely backfire? Job offer gone. Pay rise denied. And now you’re stuck wondering if being honest at work just worked against you. We definitely had some opinions.

As always, we also unpack a DM from someone in our community who found themselves in exactly that situation, and it opens up a bigger conversation about loyalty, transparency, and knowing your worth. Because in theory, you did everything ‘right’ but the outcome says otherwise.

Before we spiral (in a productive way), we also get into a Money Dilemma that feels very relatable if you’ve ever dipped your toe into investing. What happens when you realise you might be doubling up on ETFs? Same underlying investments, different funds, and suddenly you’re questioning everything. We break down what’s actually going on there, what “hedged” really means, and whether this is something you need to fix or just part of the learning curve.

There’s also the usual Friday Drinks chaos. Jess shares Money Wins that prove the small things really do add up, Bec’s got Broke Tips that are equal parts clever and questionable, and a conversation about what we’d all do if money genuinely didn’t matter, which tells you more about us than it probably should.

If you’ve ever second-guessed a money decision, questioned your job, or wondered if you played something wrong, this one’s going to feel all too familiar.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Money hacks that actually make you cash (Real Ideas From Our Community)

Tue, 14 Apr 2026 17:00:00 +0000

If you’ve been feeling like you need to make a bit more money right now… this episode is for you.

This week, Jess and Bec are getting nosy (in the best way) and diving into the real side hustles our community is using to bring in extra cash. And not the usual “fill out surveys” kind of advice… actual, clever ideas that are working.

From people turning small ideas into proper income streams, to flexible gigs you can start on the side of your 9–5, this episode is full of inspiration if you’re trying to get ahead or just want a little more breathing room in your budget.

Some of these are surprisingly simple. Some are a bit more creative. All of them will make you think, “okay… I could actually do that.”

If you’ve ever said “I should probably get a side hustle” but didn’t know where to start… this is a very good place to begin.

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NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

See omnystudio.com/listener for privacy information.

I Tried to Time the Market… But the Market Timed Me

Sun, 12 Apr 2026 19:00:00 +0000

What actually happens when you start investing… and just figure it out as you go?

In this week’s Investing Diary, we’re chatting to a Money Bee who has been on a full journey over the last four years. Blue chip stocks, trying to time the market, accidentally buying multiple ETFs that all hold the same companies… nothing has been off limits.

It’s the kind of story that will make you feel a lot better about your own investing decisions.

We talk about what it looked like starting out with a $10,000 head start, how confidence can quickly turn into “I can outsmart the market” energy, and the moment you realise your strategy might not be as solid as you thought.

There’s also a really real conversation about ETFs and diversification, especially when you think you’re spreading your investments… but you’re actually doubling up without realising. Plus, we get into the emotional side of investing, like watching your portfolio move up and down, and how to stay consistent when everything feels a bit chaotic.

We also cover the practical side of things, including choosing an investing platform, the differences between CMC and Sharesies, and why automating your investments can be the thing that keeps you on track long term.

This episode is relatable, a little bit chaotic, and genuinely helpful. If you’ve ever wondered whether you’re “doing investing right” or felt unsure about your strategy, you’re going to see yourself in this one.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

I Earn $280K… But I’m Completely Burnt Out and Trapped

Thu, 09 Apr 2026 19:05:00 +0000

This week’s Friday Drinks is a little bit rogue… and we’re not mad about it.

We’re diving into a money dilemma from someone earning a very impressive income… but feeling completely burnt out, overwhelmed, and stuck. Think multiple mortgages, a business, big financial commitments, and the very real question of “how do I change my life when everything depends on this income?”

It’s a conversation about burnout, lifestyle creep, financial pressure, and what happens when your income grows… but so do your responsibilities.

We also get into a DM that has us asking: is a gift really a gift if it costs you money to use it?

Because while a surprise trip sounds generous in theory… it hits a little differently when you’re the one footing the bill for flights, food and everything in between.

Plus, as always, we’re sharing your community money wins (including a very satisfying warranty moment and a first-time investor win), and broke tips that are equal parts clever and chaotic.

If you’ve ever felt stretched too thin, financially committed to the point of stress, or quietly annoyed at a “gift” that wasn’t really a gift… this one’s going to hit.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Trillions Wiped From the Share Market… What’s Actually Going On?

Tue, 07 Apr 2026 19:00:00 +0000

If you’ve opened your phone this week and seen headlines about billions or even trillions being “wiped” from the share market… this episode is for you.

Because yes, it sounds dramatic. And yes, it can feel a little bit scary. But also… it’s not exactly what you think is happening.

In this week’s Deep Dive, we’re unpacking what’s actually going on when the market drops, why the news makes it sound so much worse than it is, and what you should be thinking about instead of panic selling everything and calling it a day.

We talk about why the share market is basically just one big emotional girl, how global events like interest rates and oil prices flow through to your portfolio, and why uncertainty makes investors act a little bit unhinged. There’s also a really important distinction between a market “correction” and a full blown crash… because they are not the same thing, no matter what the headlines are telling you.

We also get into the part that actually matters. What do you do when your portfolio is down? Why selling in a panic can leave you worse off, and how long term investors think about moments like this instead.

This is the episode you need if you’ve ever opened your investing app, seen red, and immediately questioned every decision you’ve ever made.

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See omnystudio.com/listener for privacy information.

I Was a Broke Single Mum with Bad Credit… Now I Own a Home and Invest

Sun, 05 Apr 2026 19:00:00 +0000

What happens when you hit rock bottom with money… and decide to completely turn your life around?

In this week’s Money Diary, we meet a She’s on the Money community member who left home at just 16, became a young single mum, and found herself living below the poverty line with no financial literacy, mounting debt and her power literally being cut off.

Fast forward to today… she’s built a career in banking, earns $95,000 a year, owns her home, has repaired her credit score and is now investing for her future.

This is a story about resilience, rebuilding and what it really looks like to go from financial chaos to financial confidence.

Plus, we talk budgeting, credit cards, investing strategies and how to take control of your money even when you feel completely overwhelmed.

If you’ve ever felt behind, ashamed of your money situation, or unsure where to start… this episode will remind you that it’s never too late to turn things around.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Debt That Got Out of Control… Can You Fix It?

Thu, 02 Apr 2026 18:00:00 +0000

It’s a Jess and Bec takeover this week (while V is still on mat leave… but don’t worry, she’s back very soon 👀).

We kick things off with Jess sharing her money wins, because we love a little financial main character energy to start the episode.

Then we get into a dilemma that feels a bit too real. What do you do when a debt has snowballed way beyond what you originally owed… and is there actually a way to negotiate it down? We unpack what your options might look like, what’s realistic, and where to even start.

And then a DM slid into our inbox that had us thinking about the long game. What’s the best way to set your kids up financially? We chat through the different approaches, what actually makes a difference, and how to balance giving your kids a leg up without overcomplicating it.

Plus, we read out one of your five-star reviews (which we are obsessed with, by the way). If you’ve been loving the show, you can leave us a review on Apple Podcasts or drop your thoughts on Spotify, we genuinely read them all and love sharing them with the community.

As always, it’s a little bit chaotic, very real, and full of the money conversations we should probably be having more often.

WANT OUR NETWORTH TRACKER: It's part of our Investing Masterclass here.

MORE CAREER EPISODES: Our How to Build a Successful Career podcast playist

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Travel Savings Hacks That Feel Illegal (But Aren’t)

Tue, 31 Mar 2026 18:00:00 +0000

If you’ve ever looked at your bank account after booking a holiday and thought… “well, that was financially irresponsible” — this episode is for you.

In this week’s Deep Dive, we’re talking all things travel and money. Because yes, you absolutely deserve to see the world… but ideally without coming home to financial chaos.

We’re breaking down the smartest (and slightly underrated) ways to save money on travel without sacrificing the experience. Think less “skip the holiday” and more “travel smarter, not poorer.”

We chat:

How to find the cheapest time to travel (and why timing matters more than you think)
The flight booking tricks that can literally save you hundreds
Why where you book your flights from can change the price (yes, really)
The “Goldilocks window” for booking flights so you don’t overpay
How to rebook hotels when prices drop and lock in better deals
The apps and tools that can score you discounted meals while travelling
How to avoid sneaky international fees and currency traps
Budget accommodation hacks that aren’t grim (including a genius uni dorm trick)
And the small, realistic habits that can save you hundreds over a single trip

Because travel isn’t a bad money goal. In fact, research shows spending on experiences actually makes us happier. But going into debt for it? Not the vibe.

This episode is your permission slip to book the trip… and your game plan to do it in a way your future self will thank you for.

See omnystudio.com/listener for privacy information.

Made Redundant Twice… And Built a Profitable Business Anyway

Sun, 29 Mar 2026 18:00:00 +0000

If you think being made redundant would completely derail your finances… this week’s Money Diary might change your mind.

Our diarist is a 32-year-old mum of two who’s worked hard since childhood, built a strong corporate career… and then had her world flipped upside down. A serious injury, two redundancies in one year, and some very big financial decisions, all happening at once.

But instead of playing it safe, she did something else.

She backed herself.

From launching a brand-new business (that’s already turning a profit), to buying a $400k property with 100 acres and a creek running through it, this is a story about resilience, strategy and redefining what financial success actually looks like.

We chat:

What it’s really like to be made redundant… twice
How she went from corporate marketing to launching her own business
The reality of starting a business with young kids (and a lot on the line)
Selling shares to fund big life goals
Building wealth outside of the “traditional” Sydney property dream
And the mindset shift from working hard… to working smart

This episode is equal parts practical and inspiring, and a reminder that sometimes the thing that feels like a setback… is actually the start of something much bigger.

If you’ve ever wondered “could I actually do something different?”… this one’s for you.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Sell Shares for a House Deposit? (+ Buying Property With Family)

Thu, 26 Mar 2026 18:00:00 +0000

V is back in the studio (and yes… she brought Cami along for a very cute cam(i?)o because apparently she couldn’t stay away). If you hear any cute baby noises throughout the episode, this time it isn't Bec!

This week we’re getting into two questions that feel very “this could go really well… or really not.”

First up, a dilemma we know so many of you are quietly thinking about. Should you ever sell your shares to fund a house deposit? We break down when it might make sense, what you’re potentially giving up, and how to think about the trade-off between investing and getting into the property market.

Then, a DM from the community that had us all leaning in. Is buying an investment property with family a smart financial move… or a disaster waiting to happen?

We’re talking boundaries, expectations, legal structures and what can go wrong (because let’s be honest, money and family can get complicated very quickly).

It’s practical, a little bit spicy, and exactly the kind of conversation you want to have before you make a big financial decision.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Investing Trends That Defined 2025 (And What They Mean For You)

Tue, 24 Mar 2026 18:00:00 +0000

If you’ve been trying to make sense of what’s actually going on in the share market right now… this is your cheat sheet.

In this week’s Deep Dive, we’re getting into the investing trends that defined 2025. Where the money actually went, what investors were prioritising, and what it all says about how people were really feeling about their finances last year.

We’re talking:

The ETF boom (and why everyone and their group chat is suddenly investing in them)
The shift from “growth at all costs” to diversification, income and a little bit of caution
What’s actually going on when people start moving into bonds, debt funds and so-called “defensive” assets
The industries that quietly (and not so quietly) delivered huge returns… hello mining and precious metals
And the standout stocks that had everyone talking, including one Aussie company that shot up over 300%

We also break it all down in plain English. No jargon, no gatekeeping, just a clear look at what’s changed and why it matters for you.

Because while it’s fun to look at the 300% and 500% returns (we love a bit of investing gossip), the real story of 2025 isn’t about picking the next winner. It’s about building something that can actually survive whatever comes next.

If you’ve ever wondered whether you’re “doing investing right”… or just want to understand what everyone else seems to be talking about, this one’s for you.

CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here.

INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.

SHARESIES CODE: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest.

Join our She's on the Money community AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
And follow us on Instagram for Q&As, bite-sized tips, daily money inspo and relatable money memes that just get you.
Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

How One Mum Turned a Job Loss Into a Multi-Million Dollar Comeback

Sun, 22 Mar 2026 18:00:00 +0000

If you think losing your job would set you back financially… this week’s Money Diary might change your mind.

In 2018, our diarist lost her corporate role and six-figure salary overnight. What followed wasn’t a scramble to replace it, but a decision to finally back herself and start the business she’d been putting off. What began as a one-woman operation in a granny flat is now a multi-million dollar business with a team of 20.

We chat about the leap, the reality behind the growth, and what it actually takes to build something from nothing. If you’ve ever thought “could I do that?”… this one’s for you.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289

See omnystudio.com/listener for privacy information.

Can You Actually Use Your Super To Buy Property? And Whose Responsibility Is It To Pay For Your Parents’ Funeral?

Thu, 19 Mar 2026 18:00:00 +0000

This week on Friday Drinks, we’re answering one of your questions straight from the SOTM community… and let’s just say, it’s one we get asked a lot. Can you actually use your super to buy property?

Short answer: yes. Longer answer: it’s a lot more complex than TikTok might have you believe. We break down how it works, what the catch is, and why it’s definitely not a strategy to jump into without understanding the fine print.

We also dive into a DM that sparked a big conversation both in our inbox and in the studio.Whose responsibility is it to pay for your parents’ funeral? It’s one of those questions that doesn’t have a neat, one-size-fits-all answer. We unpack the financial, emotional and cultural layers behind it, and share our own perspectives on what feels fair (and what doesn’t).

Plus, if you’ve ever had a money question you’ve been too scared to ask, this is your reminder that you can send it to us. Drop us a voice memo via our website and we might answer it on the show. You spill, we help. Beep.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Meet The Woman Getting Brands To Pay For Period Products Instead Of Women

Tue, 17 Mar 2026 18:00:00 +0000

Period products are one of the most normalised monthly expenses in women’s lives… but have you ever stopped to ask why?
Why is this something women are expected to pay for, no questions asked… when it’s not optional?In this episode, Victoria sits down with Remy Tucker, founder of On The House, the business challenging the status quo by making period products free. After working in healthcare and seeing firsthand how lack of access impacts women, Remy decided this wasn’t something we should just accept… and built a business to change it.
We’re talking about period inequity in Australia, the real impact it has on women’s lives, and the innovative “negative priced” business model that’s getting brands to fund products instead. Because this isn’t just a conversation about periods… it’s about access, equity, and who’s been footing the bill all along.

FOLLOW REMY + ON THE HOUSE:Find On The House on Instagram and learn more about their mission and impact.
MORE BUSINESS & CAREER EPISODES: Check out our careers playlist.
Join our She's on the Money community AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.
And follow us on Instagram for Q&As, bite-sized tips, daily money inspo and relatable money memes that just get you.
Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

Investing Diaries: ASX and the City

Sun, 15 Mar 2026 18:00:00 +0000

Would you love to start and investing club with your friends? That’s exactly what this week’s Money Diarist did. Inspired by the investing club her mum started with friends more than two decades ago, she sent a message to a few girlfriends with a simple idea. What if they pooled a little money together, learned about the share market as they went, and invested as a group? That message turned into a fully fledged club called ASX in the City. There’s a shared account, monthly contributions, spreadsheets tracking their portfolio and a voting system for deciding which stocks make the cut. Along the way they’ve learned about ETFs, picked a few winners, had the occasional “problem child” investment and built something many people wish they had… a space where talking about money actually feels normal. In this episode she shares how the club works, what they’ve learned along the way and why investing doesn’t have to be something you figure out alone. By the end of this episode there’s a very good chance you’ll be hitting up your friends to start your own ASX and the City.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Are You Actually Behind Financially? And the 12 Month Job Myth

Thu, 12 Mar 2026 18:00:00 +0000

You're saving. You’re investing. You’re working towards your financial goals..... and yet somehow you’re still stuck in the exact same place? This week’s Friday Drinks is all about that weird financial headspace where you technically know you’re doing the right things, but it doesn’t feel like progress, because you've got so many goals you're working towards. We talk about why that feeling is way more common than you think, and the simple shift that can help you actually see the momentum you’ve already built. Then we get into a career debate that a lot of you will have opinions on. A community member is six months into a job that’s seriously affecting their mental health and keeps hearing the same advice from older generations: never leave before 12 months. But is that actually still true in today’s job market… or are we holding ourselves to rules that don’t really apply anymore? Plus we've got all your fave money wins and broke tips,Friday fun to start the weekend right.

WANT OUR NETWORTH TRACKER: It's part of our Investing Masterclass here.

MORE CAREER EPISODES: Our How to Build a Successful Career podcast playist

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Being a Woman Changes Your Insurance (and Why We End Up Claiming More)

Tue, 10 Mar 2026 18:00:00 +0000

What would actually happen if you couldn’t work tomorrow… and your income just stopped? Because here’s the uncomfortable truth: Insurance isn’t gender neutral. Women experience more time out of the workforce, more chronic and reproductive health conditions, more mental health claims, and we live longer. This episode breaks down exactly how being a woman changes your insurance, why women claim more, and what that means for your safety net. If you’ve ever assumed your cover is “probably fine” because it’s in your super, this episode might change your mind.

In this ep:
💸The uncomfortable stat behind why women claim more
💸What a past mental health diagnosis really does to an application (and why it’s not always permanent)
💸Why pregnancy, mat leave and part time work can affect your cover
💸How conditions like endometriosis, PCOS and family cancer history are actually assessed
💸Trauma vs income protection vs private health, and why they are not interchangeable
💸When exclusions can be reassessed, reduced, or removed entirely
💸Why DIY applications can accidentally make you uninsurable

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here. We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

EVEN MORE EPISODES: Listen to our insurance playlist here.

See omnystudio.com/listener for privacy information.

The $110-a-Month Decision That Saved Her When the Worst Happened

Sun, 08 Mar 2026 18:00:00 +0000

If you've ever asked yourself if personal insurance is really worth it... you need to listen to the episode! This week’s Money Diarist always considered herself a finance girl. She was working, studying finance on the side, investing, and saving for her first home. The kind of person who had an emergency fund and she even had her personal insurances sorted. Then, exactly 1 year after she set up her cover, she was diagnosed with stage four Hodgkin’s lymphoma. Within a week she was starting chemo, she couldn't work and the life she’d been carefully building suddenly looked very different. But the financial foundations she’d put in place meant she didn’t have to make decisions from panic while navigating the biggest challenge of her life. Now, as she approaches the end of treatment, she’s reflecting on how the experience reshaped her relationship with money, priorities, and what actually matters when life throws the unexpected your way.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

High Pay vs Flexibility: What’s the Best Career Choice?

Thu, 05 Mar 2026 18:00:00 +0000

International Women’s Day is this weekend, and while we love celebrating incredible women, it also felt like the perfect time to talk about some of the very real career trade-offs a lot of us are still navigating *and this episode comes with a content warning below*.

So if one job offers a higher salary and paid parental leave… but almost zero flexibility. The other pays less, but gives you more freedom. With kids potentially on the horizon, which one actually sets you up better long term? We unpack the parental leave maths, the reality of juggling work and childcare, and why flexibility can end up being one of the most valuable things a workplace can offer. Then we had a community member write in because she was concerned about her friend. Her partner earns significantly more, keeps most of the money himself, and has shut down her plans to go back to study because it would affect his income. From the outside it feels like a huge power imbalance… but it raises the question is this actually financial control. What would you do when you notice something in a friend’s relationship that doesn’t sit right? It opens up a really thoughtful conversation about financial independence, the invisible cost of motherhood, and how to raise concerns with a friend in a way that is supportive rather than confrontational. As always, the community also had a lot to say on this one.

CONTENT WARNING: This episode talks about coersive control and financial abuse which might be triggering for some listeners. If you, or a friend needs support 1800 RESPECT offers free, confidential counselling and resources. You can visit them here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Equity Explained: Is It Really the Shortcut to Getting Rich?

Tue, 03 Mar 2026 18:00:00 +0000

Everyone keeps saying “just use your equity” like it’s some kind of cheat code to getting rich… but what does that actually mean? To break it all down properly, Victoria sits down with Mortgage Broking queen Jaclyn Walsh to breaking down equity properly. We're talking what it is, how much you can really get, why the bank doesn’t see it the way you do, and when using it can genuinely accelerate your wealth. Because yes, equity can be powerful... but it can also lock you into more debt, more risk, and less flexibility if you don’t understand how it works.

In this ep:
🏡 The equity myth most people believe
🏡 Why the bank can say no (even when your house has skyrocketed)
🏡 The 80% rule banks use to decide how much you actually get
🏡 When equity can boost your wealth… or cap your future borrowing
🏡 Why a value drop can leave you owing money after you sell
🏡 What question you should ask before releasing a single dollar of equity

IF YOU WANT TO KNOW IF YOU HAVE EQUITY: You can contact the team at Zella here
and find them on Instagram.

MORE PROPERTY EPISODES: Check out our How to Buy and Save For Property playlist.

FREEBIE: Get our She's on the Money Mortgage rate calculator here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She Bought Her First Home With a 2% Deposit on an $86k Salary

Sun, 01 Mar 2026 18:00:00 +0000

If you’ve ruled out owning property because you don’t have a 20% deposit… or you’re single… or your salary isn’t over $100k, well this week’s Money Diary is here to show you it’s possible without any of that. This time last year our diarist was in a share house that wasn’t great for her mental health, assuming she’d be renting forever. The decision to move back with her parents at 30 didn’t feel like a strategy, it felt like she was going backwards. But her sister challenged her to use that time to her advantage instead of wasting it, so she did. She paid off her credit card, got intentional about saving, and instead of scrolling past it, she decided to properly understand the 2% Help to Buy scheme most people assume won’t apply to them. We chat what the government’s equity stake actually means in real life, and the practical moves that turned “that’s not realistic for me” into keys in her hand. If you’ve taken property off your vision board, this one might make you rethink what’s actually possible.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why Owning Property Isn’t Always the Safety Net You Think... And the Relationship Red Flag That Has Us Concerned

Thu, 26 Feb 2026 18:00:00 +0000

Property is supposed to be the ultimate safety net… so why does it sometimes just feel like stress (and a second full-time job you never applied for)? Today we’re getting into the accidental landlord era. AKA what happens when your old home becomes an investment property, but you actually hate being a landlord? We’re talking profit maths, property managers, emergency funds, what “safety net” really means, and the truth about whether you could even move back in if things went sideways.Then it gets very spicy with a DM that asks: should you give your partner your banking password? They don’t live together, it’s not a shared account.... and suddenly we’re in full red-flag territory. We break down financial boundaries, fraud risks, what the banks actually say and the difference between transparency and handing over the keys to your emergency fund. Plus of course, your money wins, elite broke tips, and your classic Friday chaos.

WANT TO INVEST IN PROPERTY WITHOUT BEING A LANDLORD?: Listen to our episode You Can Invest in Property With $5. Yes, Really. (A Beginner’s Guide to REITs)

MORE MONEY & RELATIONSHIPS EPISODES: We've got a whole playlist here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Questions Everyone Has About Investing in the Share Market, Finally Answered

Tue, 24 Feb 2026 18:00:00 +0000

You’ve got investing questions… because wanting to build wealth and still being confused is completely normal. And instead of pretending we all have it figured out, we handed the show over to you, and let you pick Victoria’s brain on everything you’ve been wondering about shares. Does $10 a week actually matter? Is two ETFs enough? And how do you know if your strategy is completely off? We’re answering these and more, because if you’ve had a question, chances are the rest of the community has had it too!

In this ep:
📉 The $10 a week habit that quietly builds wealth
📉 The tax mistake that scares people off investing (and why it shouldn’t)
📉 What actually happens when you hit “sell”
📉 The short term investing trap that can cost you
📉 Ethical investing, ESG, and the greenwashing grey zone
📉 Why finance TikTok is not your research strategy… and what should be instead

CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here.

INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.

SHARESIES CODE: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest.

See omnystudio.com/listener for privacy information.

Investing Diaries: How She Turned Early Investing Mistakes Into a $100k Portfolio

Sun, 22 Feb 2026 18:00:00 +0000

Have you been waiting to start investing because you’re scared you’ll get it wrong? This week’s Money Diarist started with a hot stock tip from her Dad and then it… didn’t perform. Instead of spiralling, she levelled up. She stopped chasing individual shares and started understanding what she was actually buying. She started automating her investing so emotions weren’t running the show (and she wasn't checking her app every 5 minutes). Now at 32, she has around $100,000 in shares, another $100,000 sitting in her offset, and roughly $140,000 in super... on a regular salary This ep is proof that investing does not reward perfection. It rewards consistency.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

VISIT OUR INVESTING HUB: You'll find all our best investing freebies, resources, courses & podcast playlists here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Does Your HECS debt Really Matter? How to Set Money Boundaries at Work

Thu, 19 Feb 2026 18:00:00 +0000

You know that moment where you see your HECS balance, and immediately reconsider every life choice you made at 18? This week we’re unpacking that HECS regret spiral. We chat through what banks actually care about (and what they don’t), whether HECS is really the villain in your home ownership story, and when paying extra off it is a smart move versus just an anxiety-driven one. Then we slide into a workplace dilemma that starts off generous and slowly gets… uncomfortable. It opens up a much bigger conversation about money boundaries, being the “nice” one, and how easily financial habits between people can get blurry if you don’t reset them early. Plus we've got all your money wins, your broke tips, and the usual Friday chaos.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Nailing Your Finances in Your Single Era (and Beyond)

Tue, 17 Feb 2026 18:00:00 +0000

Being single isn’t a money downgrade… it’s just a different rulebook. One where you’re covering the full cost of life, making every decision solo, and are somehow expected to hold it all together. So this ep is all about ditching the idea that life (and finances) only get easier once you’re partnered, and giving you the tools to build something solid, confident, and completely your own so you thrive in your single era and beyond.

Inside this ep:
💅Why a man is not a financial plan
💅How to reset your budget for solo living
💅Smarter ways to handle “the singles tax”
💅Financial planning that actually works on one salary and real life
💅The mindset shift that turns being single into financial advantage

FURTHER LISTENING: How Much Super Do You Really Need

MORE SINGLE MONEY INSPO: Our single finances playlist

FREEBIE: Download Chelsea’s $10 meal plan

INVESTING CODE MENTIONED: Sign up to Sharesies, use our code SOTM10, deposit any amount and get $10 to invest. T&Cs apply.

SORT YOUR INSURANCES: With Skye Wealth here. We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

See omnystudio.com/listener for privacy information.

The Move That Made Homeownership Possible

Sun, 15 Feb 2026 18:00:00 +0000

Ever looked at house prices and thought that could never be me? This week’s Money Diarist had that exact moment. She was newly married, with $50 in the bank after the honeymoon, watching Sydney property prices climb while they were still trying to get ahead. So instead of accepting their fate as “forever renters,” they made a decision most people talk about, but don’t actually follow through on... they packed up and moved to a regional town. It meant leaving behind friends and family, and starting again in a place where they didn’t know anyone. And no, it wasn’t instant success. There were setbacks, second guesses, and plenty of moments where they wondered if they’d made a huge mistake. If you’ve ever felt locked out of home ownership, this one might just shift your entire perspective.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Are Bonds or ETFs the Better Investment Option? What to do When Your Tax Accountant is Being Dodgy

Thu, 12 Feb 2026 18:00:00 +0000

You know you should be investing… You’ve heard the words bonds and ETFs.... but which one is going to make you better off? This week we’re putting bonds and ETFs head to head. What they are, how they behave, and why it’s less about choosing a winner and what it's more about instead. The we help out a community member who's tax accountant is giving red flag behaviour. So we're chatting what’s normal, what’s absolutely not, and how to protect yourself if something feels off. Plus, we've got all your fave money wins, your broke tips, and the Friday chaos to kick of the weekend the right way.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

LISTEN: Podcast episode on bonds
Our full investing playlist

FIND A FINANCIAL ADVISOR OR ACCOUNTANT: Get matched with a financial advisor or accountant that matches your situation here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Debt Recycling 101: What It Actually Is and Whether It’s Right for You

Tue, 10 Feb 2026 18:00:00 +0000

If you believe the finance bros on TikTok, debt recycling is the magic wealth building hack everyone with a home should already be using. But is it really that simple? So, in this episode, we’re looking beyond the hype to explain what debt recycling actually is, how it works in the real world, when it can work well and why it’s not a shortcut or a strategy that suits everyone.

In this ep:
💰Why debt recycling looks like a no brainer on TikTok
💰What it actually means for your mortgage (and your cash flow)
💰The risks of the strategy finance bros don’t talk about
💰How to tell if it’s smart move for you, or a stress bomb waiting to go off
💰The foundations you need before even thinking about it
💰When debt recycling can build wealth and when it can backfire

**Note: This episode was recorded last year in preparation for Victoria’s maternity leave, so it was recorded before last week’s cash rate rise. If you’re wondering what that change might mean for your mortgage, we’ve got a free mortgage tracker you can use here.

FIND A FINANCIAL ADVISOR: Get matched with a financial advisor that matches your situation here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

See omnystudio.com/listener for privacy information.

How This 24 Year Old Without a Degree Earns $180k a Year (and Is on Track to Retire at 50)

Sun, 08 Feb 2026 18:00:00 +0000

You don’t need a uni degree to earn $180k a year. This week’s Money Diary proves it. Oh and did we mention she’s only 24?!?! So of course Victoria gets pervy about how she actually got there. The career moves that paid off. The money habits that stuck. And what earning big this young really feels like when the stakes are high. We also unpack the full story behind the two properties she owns, including the one she bought with a friend. Spoiler. It did not end well. This episode goes into what happens when the plan makes sense on paper, but the relationship falls apart, and how she handled the fallout without everything blowing up. If you want proof that there’s more than one way to build wealth, this episode is for you.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is a Guarantor on a Property Loan a Smart Move? Plus, When Using Your Super Early Makes Sense

Thu, 05 Feb 2026 18:46:10 +0000

Have you ever been offered financial help that sounds generous… but you're worried if it comes with strings attached. This week’s Friday Drinks dives into one of those emotionally loaded money decisions: whether to let your parents go guarantor so you can get into the property market sooner, when you’re already worried about boundaries and control. We unpack what a guarantor loan really means (and what it doesn’t), why the 20% deposit rule isn’t as rigid as people think, and how to weigh financial opportunity against mental health. Then we answer a dilemma from a community member that needs surgery that needs to be privately funded, so we put all her options on the table from taking the money out of super to upping her private health and even whether it's something you can get a loan for.... with the pros and cons to consider for each of course. Add in money wins, broke tips, and a very honest chat about how we actually manage work life balance, and this ep is the perfect mis clarity, validation, and plenty of Friday chaos.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Small Habits That Quietly Made Us Richer

Tue, 03 Feb 2026 18:00:00 +0000

The biggest money glow-ups rarely come from one big decision. They come from the small changes you stack without realising how much they’re adding up. So this episode is all about the small, low-effort money habits that have made our community richer. We talk about the tiny switches that stop impulse spending, the boring admin that pays you back, and the systems that run in the background so you don’t have to. If you like the idea of “lazy girl finance” but still want real results, this one’s for you.

In this ep:
💰Why “low effort” doesn’t mean low impact when it comes to money
💰A five-minute money decision with a big ROI
💰Which clever banking feature our community swear by to stop impulse spending
💰How a once-a-year bill review cuts costs (without changing providers multiple times)
💰Why short no-spend resets stick when long challenges don’t

POINTS HACKING EPISODE: Points Hacking (No Credit Card Required)

MORE SAVINGS HACKS EPISODES: I’m Bored. Give Me Your Most Unhinged Savings Hacks

FREEBIE: Get our free savings challenge resource here.

NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.

See omnystudio.com/listener for privacy information.

The $75k Property Nightmare We Didn’t See Coming

Sun, 01 Feb 2026 18:00:00 +0000

This week’s Money Diary is a property rollercoaster. One that starts off feeling sensible… and then does three loop-de-loops. Our diarist bought, renovated, sold, and started building again while raising a family and spending long stretches on one income. Then a builder collapse meant she had to find $75k more to cover costs.She shares how she kept things steady when cash flow was tight, the calls she made to protect her family, and the point where she realised property didn’t have to do all the work on its own. You’ll hear how investing entered the picture later and what finally helped things feel less fragile. This one shows what it looks like to adapt when your plans change, without everything falling over.

SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here. We have a long sttanding referal patnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Master your money here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Summer Starter Series: Get Your Superannuation Sorted

Fri, 30 Jan 2026 18:00:00 +0000

You don’t need spare cash to make your future better. You just need to make sure the future fund you already have is working as hard as it can for you. Super is usualy one of the last things we think of when it comes to our finances. It’s boring, it’s confusing, and it feels like a future problem. But quietly? It’s one of the easiest places to make real impact without changing a single thing about your day to day life. This is the last episode of our Summer Starter Series (episodes 1-4 are linked below), and it’s all about the $0 moves that can seriously change your long term outcome. We’re talking log in, check a few settings, log out in a better financial position. Victoria walks you through a proper super hygiene check, how to compare funds without falling for shiny marketing, and why your investment option matters way more than most people think. If super has been sitting in the too hard basket, or you’ve been quietly feeling behind without knowing why, this is the reset that makes everything feel clearer.

MORE EPS ON SUPER: The small tweaks that could make you a millionaire

LISTEN TO EP 1: Budgeting and Cash Flow
LISTEN TO EP 2: Managing Debt
LISTEN TO EP 3: Making Saving Easier
LISTEN TO EP 4: Protecting Yourself with Personal Insurance

FREEBIES: All our best free money resources in the one place here.

See omnystudio.com/listener for privacy information.

What Will Make You Richer: Money in Your Offset Account or the Sharemarket? Plus, How To Handle Family Estate Disputes

Thu, 29 Jan 2026 18:00:00 +0000

Which one makes more money sense? Smashing down your mortgage faster, or putting that money to work in shares? This week’s Friday Drinks opens with one of the most divisive money questions we get, and Victoria gets very honest about how she approaches it in her own life. She walks through what she prioritises when building wealth, the maths she actually uses to make sure every dollar is working it's hardest for her, and why the answer that feels obvious, isn’t always the one that makes you richer. Then things get spicy. Like, properly spicy. A community member slid into our DMs convinced her late father-in-law’s partner is lying about his will and the real cost of the funeral. We unpack what really happens when someone dies without a will, where money goes first, how estates are handled, and what to do when your gut says something’s off but the situation is already emotionally loaded. And because it's Friday we’ve got all the usual fun and chaos you love to start the weekend the right.

FURTHER LISTENING: What happens to your money when you die?

WEDDING BUDGET: Get the SOTM wedding budget here.

THE BEST SOTM FREEBIES: Your 2026 Fresh Start: Free Money Tools You’ll Love

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Invest in the Share Market for Kids (Without Losing It All to Tax)

Tue, 27 Jan 2026 18:00:00 +0000

Everyone wants to give their kids the best start in life, and investing for them feels like the obvious answer… right up until the tax rules turn the whole thing into a mental no go zone. So how do you set your kids up financially without accidentally handing a chunk of it to the ATO, overcomplicating your life, or creating a problem you’ll have to untangle later?

This episode is all about how to invest in the share market for your kids in a way that actually makes sense. We talk through how to choose the right setup for your family, the strategies that can legally minimise tax (Spoiler alert: Those tax rules might might be as scary as you think, once you see the numbers), and why the way you invest now can shape how your kids think about money as adults. If you care about giving your kids a real financial head start, this episode is a must listen.

In this ep:
📈Why investing for kids is really about building confidence with money, more than just the dollar amount
📈The biggest investing advantage kids have that adults can’t buy later
📈Why starting small for kids now can matter more than waiting till you have a lump sum to invest
📈How the shares and ETFs you chose can effect how much tax you pay (and what to look for)
📈A real-world example that shows why tax on kids’ investments isn’t always as scary as it sounds
📈The setup questions to answer now, so you’re not second guessing yourself later

SHARESIES KIDS ACCOUNTS: Learn all about their new kid's investing accounts here.

Sign up for a Sharesies adult account using the code SOTM10 and get $10 to invest when you make your first deposit of any amount.

See omnystudio.com/listener for privacy information.

Not a Date to Celebrate with Clothing the Gaps

Sun, 25 Jan 2026 18:00:00 +0000

January 26 isn’t just another public holiday. For many First Nations Australians, it marks the beginning of invasion and the impacts of colonisation that are still felt today. That’s why we're interupting your normal Money Diaries programming to bring you this conversation, with very special guests Laura Thompson and Sarah Sheridan. Laura and Sarah are the co-founders of Clothing The Gaps, the Aboriginal led and controlled, and majority Aboriginal owned business and social enterprise behind the Not A Date To Celebrate campaign. In the ep they explain what often gets missed in the public debate, how economic empowerment plays a role in real, lasting change, how First Nations–led businesses approach impact differently, and what refectful and informed support can look like on this date and beyond.

EPISODE LINKS: Clothing the Gaps website
Not a Date to Celebrate campaign
Sign the petition here.
Download their MP letter here.

See omnystudio.com/listener for privacy information.

Summer Starter Series: Protecting Yourself With Personal Insurance

Fri, 23 Jan 2026 18:00:00 +0000

What would you do if you woke up tomorrow and couldn’t earn an income anymore? How long would it be before your safety net ran out? In the forth episode in our Summer Starter Series, the conversation tackles the foundation most people skip, even though it’s just as important as budgeting, saving, or managing debt. Because every money plan relies on one thing first. Your ability to earn money. In this episode, Victoria breaks down why protecting your income is non-negotiable if you actually want your financial progress to hold up in real life. We walk through the types of personal insurance that matter, what income protection really does, and why default cover through super often isn’t enough.This isn’t about worst-case fear or scare tactics. It’s about smart risk management, so one unexpected health event doesn’t undo everything you’ve worked so hard to build.

GET YOUR INSURANCE SORTED: With Skye Wealth here. We have a long standing referal partnership with Skye Wealth, and only ever partner with people we trust.

LISTEN TO EP 1: Budgeting and Cash Flow
LISTEN TO EP 2: Managing Debt
LISTEN TO EP 3: Making Saving Easier

FREEBIES: All our best free money resources in the one place here.

See omnystudio.com/listener for privacy information.

Are Your Parents Risking Their Retirement? And a Spicy Wedding Bill Drama

Thu, 22 Jan 2026 18:00:00 +0000

Do you ever worry your parents are making bad money decisions… or heading toward retirement totally unprepared? This week’s Friday Drinks starts with the situation where you love your parents, they’re adults, and you’re still lying awake wondering whether someone is taking them for a ride. We talk about how to raise money concerns without lecturing or burying your head in the sand. And how to live with the reality that sometimes, even when you say everything right, the decision still isn’t yours. Then there ain't no drama like a wedding money drama, and this one is no exception. A bridal party agreed to pay for $1k for hens and bucks accommodation, and now the story is we can’t afford to pay you back. We get into where responsibility sits, how resentment builds when you absorb costs you didn’t agree to carry, and when being “understanding” just means being out of pocket. Plus we've got money wins, broke tips, and community chaos to finish the week properly.

Sign up to collect your OnePass reward here! *T&Cs, exclusions apply (See below)

THE BEST SOTM FREEBIES: Your 2026 Fresh Start: Free Money Tools You’ll Love

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

*OnePass offer available to new members who join before AEDT 6am 9 February 2026. No free trial applies. $20 OnePass Reward redeemable in-store and online at Officeworks. Valid for 60 days from date of issue. Free delivery with no minimum spend. Active linked Flybuys account required. Scan or enter OnePass at checkout. Not all participating brands offer all member benefits. See OnePass.com.au for benefits and exclusions for each participating brand

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What a Family Lawyer Wishes Every Woman Knew About Money and Relationships

Tue, 20 Jan 2026 18:00:00 +0000

This is the episode every woman needs to hear. Because most of us think money in relationships will just sort itself out, or that breaking up is something that happens to other people. Sorry to burst that love bubble, but today is here to show you this mindset can cost you everything… and how to protect yourself (while still building a life together). To do that, we’re joined by special guest Claire Walczak, a family law expert who sees the reality of this every day. She walks us through the early money decisions most people barely think about and how those choices shape power, security, and options over time. You’ll leave this episode knowing what actually protects you financially in a relationship, which conversations are worth having sooner rather than later, and how to set yourself up without turning love into a legal strategy.

In this ep:
💸Where financial power actually shows up in relationships, even when everything feels equal
💸Why avoiding money conversations to keep the peace just means more drama later
💸The assumptions couples make about shared money that don’t hold up legally
💸What “setting yourself up” really looks like inside a loving, healthy relationship
💸The #1 thing people wish they knew earlier (when it's already too late)

CLAIRE'S LINKS: Claire Walczak is an accredited family law specialist and a partner in the Melbourne family and relationship law office at Lander & Rogers, you can find out more about her here.

FREE DOWNLOAD MENTIONED IN THIS EP: How to prepare for divorce and seperation

EVEN MORE MONEY AND RELATIONSHIPS EPISODES: How to Combine Finances playlist

FREEBIE: Find our SOTM Money Date Checklist for both couples and singles here.

See omnystudio.com/listener for privacy information.

The $60k Debt Wake-Up Call That Changed Everything

Sun, 18 Jan 2026 18:45:31 +0000

If you’ve ever looked at your debt and thought how did I even get here, this one’s for you. Because that’s exactly where our Money Diarist found herself when she realised she was about $60,000 deep. There was a car. A wedding. Setting up a home. All the things that feel like you’re just meant to do as you build a life. Until one day she zoomed out and realised a life in debt wasn’t what she wanted for her family. Once she started learning how money actually works, everything shifted. She wasn’t bad with money like she’d always thought. She’d just never been taught. This episode is about what happens when financial literacy starts to click. How she tackled the debt without spiralling into shame. How a few strategic moves changed everything. And why when life later threw her a serious curveball, having those foundations already in place made all the difference.

A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here. We have a long sttanding referal patnership with Skye Wealth and only ever partner with people we trust.

GET VICTORIA'S BUDGETING SYSTEM: Build a money system that actually works for you here.

FREE MONEY TOOLS YOU'LL LOVE: All our best free resources in the one place here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Summer Starter Series: Making Saving Easier

Fri, 16 Jan 2026 21:14:43 +0000

Saving money is one of those things we’re told should be simple, but somehow rarely feels that way. In this Summer Starter episode, we unpack why saving feels harder than it should, even when you understand the basics, and what actually needs to change for it to start working in real life. Victoria is joined by behavioural scientist Dr Lily Susman to explain how money habits form, why being tough on yourself often backfires, and how to build saving behaviours that align with your values and lifestyle. This episode will help you stop blaming yourself, see your money habits more clearly, and approach saving in a way that feels realistic, supportive, and sustainable.

LISTEN TO EP 1: Budgeting and Cash Flow
LISTEN TO EP 2: Managing Debt

VISIT OUR BUDGET AND DEBT HUB: All our budget and debt rescources are here.

FREEBIES: All our best free money resources in the one place here.

See omnystudio.com/listener for privacy information.

Is a Bridging Loan Worth the Risk? And The Dating Money Red Flags We Can’t Ignore

Thu, 15 Jan 2026 18:00:00 +0000

So who should actually pay on a date, and what are you meant to do when the bill arrives and someone suddenly gets a bit weird about it. This week’s Friday Drinks tackles a DM from someone newly back in the dating world who’s trying to work out whether she’s being too picky, or whether she’s just finally noticing the stuff she used to brush past, like the keeping score, the silence that feels like a test, and the little gold digger jokes that aren’t really jokes. We talk through what’s a fair preference, what’s an early warning sign, and how to be clear about your money values without turning dinner into a negotiation, and we asked the community what they think is normal early on because honestly the answers are revealing. We're also talking bridging loans, which always sound simple until you’re the one trying to buy before you sell and you realise how much of it comes down to timing, pressure, and having a plan if things don’t happen as quickly as you hoped. Victoria breaks down what they actually are, when they can make sense, and where the risk really sits, and as always we’ve got community money wins and broke tips that are both useful and unhinged at the same time.

THE BEST SOTM FREEBIES: Your 2026 Fresh Start: Free Money Tools You’ll Love

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Buy Property in 2026: Everything You Need to Know Before Getting a Mortgage

Tue, 13 Jan 2026 19:02:42 +0000

If buying a home feels harder (and way more confusing) than it did a year ago, no, you’re not imagining it. The rules have changed, the competition has changed, and suddenly everyone is talking about 5% deposits like they’re either your golden ticket or the end of the world. Lucky for us, mortgage queen Jaclyn Walsh is here to break down what’s actually going on in the property market heading into 2026. We unpack the headline changes everyone’s yelling about, what they mean in real life, and Jac’s inside scoop on how banks are really assessing and approving loans right now. Plus we answer the biggest property finance questions straight from our community. This episode is all about putting yourself in the strongest possible position to buy, without spiralling, second-guessing every move, or making rushed decisions you regret later.

In this ep:
🏡 Why buying with five percent feels easier and more stressful at the same time
🏡 What banks have changed behind the scenes… and why it matters to you
🏡 The mistake first home buyers are making before they even start looking
🏡 How to buy without panic-bidding, overcommitting, or regretting it later
🏡 Why Victoria isn’t racing to pay off her mortgage (on purpose)
🏡 Hacks that shave years and thousands off your mortgage

For all your mortgage and refinancing needs, you can contact Zella here.

MORE EPISODES WITH JAC: Want to Buy Property in 2025? Here's How to Get Prepared
Can Refinancing Really Save You Thousands?

EVEN MORE PROPERTY EPISODES: Our full property playlist is here.

FREEBIE: Get our She's on the Money Mortgage rate calculator here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Bec's Investing Confessions: Her First Year in the Share Market

Sun, 11 Jan 2026 18:00:00 +0000

If you’ve ever told yourself investing is something you’ll get to later, when you have more money, more brain space, or a slightly more put-together life… this episode is about to ruin all of those excuses in the best way. Today, the one and only Bec Syed has volunteered to jump into the Investing Diaries seat so we can get pervy on her first year as an investor (and yes, it’s exactly as Bec-coded as you’d expect). She walks us through how she went from not really understanding what investing even was, to building an almost $1,500 investment portfolio in the background of her very normal, but very chaotic life. (Yep, we're so proud of her too!) We get into what it actually looks like to invest when you don’t have heaps of spare cash, why round-ups and automation are a game changer, and how seeing tiny wins along the way completely changed how money feels. In her lovable Bec way she's honest about the confusion, the questionable decisions, the accidental wins, and the fact that she still very much learning as she goes. It’s proof that you don't have to have it all figured out when it comes to investing, you just need to start. And if Bec can do it… honestly, so can you.

SHARESIES CODE: Sign up to Sharesies, deposit any amount and get a bonus $10 to invest, T&Cs apply.

VISIT OUR INVESTING HUB: You'll find all our investing freebies, resources, courses & podcast playlists here.

FREE MONEY TOOLS YOU'LL LOVE: All our best free resources in the one place here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Summer Starter Series: Managing Debt

Fri, 09 Jan 2026 18:00:00 +0000

If you’ve ever looked at your debts and thought… I know I need to deal with this, I just don’t know where to start, this episode is for you. This is the next step in our Summer Starter Series, where we’re going back to the foundations that help you get on top of your money, in a way that actually feels manageable. In episode one we got ontop of our 4 most important numbers to know... what you earn, spend, own and owe, and today we're making a plan for that last one. We talk through how to prioritise your debts when you have more than one, how to choose a repayment strategy that fits your personality, and how to get out of that frozen, head in the sand feeling that keeps so many people stuck for way longer than they need to be. Victoria breaks down why some debt feels heavier than others, why paying the “wrong” one first can kill your motivation, and how to build momentum with your repayments. If debt has been stressing you out, this episode will help you feel clearer, calmer, and ready to take your next step.

LISTEN TO EP 1: Budgeting and Cash Flow
FURTHER LISTENING: How to pay off debt podcast playlist

VISIT OUR BUDGET AND DEBT HUB: All our budgeting and debt rescoources are here.

FREEBIES: All our best free money resources in the one place here.

See omnystudio.com/listener for privacy information.

How Do You Know When It’s Time to See a Financial Advisor? And the Vet Bill Situation That's a Moral Minefield

Thu, 08 Jan 2026 18:00:00 +0000

If you’ve ever thought you should see a financial advisor, but also wondered if it's a now or later thing… this one’s for you. We’re chatting about that stage so many of us sit in. You want to do the right thing with your money, but you’re not sure whether a financial advisor makes sense for your current situation. We talk through when financial advice can really help, when it’s probably not necessary, and the other ways you can get clarity without spending a small fortune. Then things turn into a moral mine field... What do you do when you’re watching a situation unfold that doesn’t sit right with you, and you don’t actually have the authority to fix it? This week we dive into a DM from someone who’s deeply worried about a dog that’s been injured, emergency care paid for, but follow-up vet visits that keep getting pushed back. It opens up a really uncomfortable conversation about caring more than the person responsible, where the line is between helping and overstepping, and how hard it is to sit with concern when the final decision isn’t yours. Plus, as always, we’ve got community money wins, broke tips that are actually useful, and the kind of Friday chat that reminds you you’re not alone in any of this.

$10 meals with Chelsea: Visit her website here and listen to her episode with us here.

THE BEST SOTM FREEBIES: Your 2026 Fresh Start: Free Money Tools You’ll Love

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Victoria’s 2026 Investing Playbook If She Had to Start From Zero

Tue, 06 Jan 2026 18:00:00 +0000

If you’ve been saying “I really should start investing" this episode is for you. Because wanting to invest and actually investing are two very different things. And for most of us, it’s not laziness or lack of ambition that keeps us stuck. It’s the quiet spiral of I don’t know enough yet... or I don’t have enough money... or what if I pick the wrong thing... and what if I mess it up. This episode takes all of that and changes it to confidence, because Victoria is breaks down exactly how she’d start investing in 2026 if she had to begin again with nothing.

Inside this ep:
📈Why waiting until you feel ready is the fastest way to never start
📈How starting small actually builds confidence quicker than going big
📈The difference between risk and panic (and why investing isn’t gambling)
📈What to focus on when you’re paralysed by too many options
📈How to invest without it becoming your entire personality
📈The important reason Victoria still prioritises investing over putting all her money into her mortgage

See omnystudio.com/listener for privacy information.

From Financially Clueless to Confident With Money: How She Turned It All Around

Sun, 04 Jan 2026 13:00:00 +0000

This Money Diary starts at the exact moment you realise… okay, I can’t keep doing money like this. Our diarist had spent a few years doing exactly what she wanted to do. Enjoying life, making memories, prioritising experiences. And then came the realisation that while she didn’t regret any of it, she needed a different plan going forward. In this episode, she walks through the exact things that helped her go from avoiding her finances to feeling genuinely confident with them. The systems she uses to stay on top of her money without obsessing over it. How she learned what actually matters to focus on (and what really doesn’t). And the mindset shift that stopped money feeling like this looming, stressful thing in the background of her life.

A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here. We have a long sttanding referal patnership with Skye Wealth and only ever partner with people we trust.

FREE MONEY TOOLS YOU'LL LOVE: All our best free resources in the one place here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Summer Starter Series: Budgeting and Cash Flow

Fri, 02 Jan 2026 19:30:00 +0000

This summer, we’re dropping a bonus foundations series for anyone who’s ready to feel more in control. Whether you’re brand new here, or you’ve been listening for years and want a reset, this series is about getting you back to the basics that actually work. In this episode, we walk through how to actually see your money clearly for the first time. What’s coming in, where it’s going, and why it can feel like you’re doing all the right things but still not getting ahead. This one’s pulled from the vault because the advice hasn’t aged. We break down the four numbers that matter most in your financial life and explain why budgeting isn’t about restriction, it’s about finally having enough information to make confident decisions about saving, debt, and investing. There’s also a bonus segment on emergency funds, because having a buffer is what stops life from wiping out your progress every time something unexpected pops up.

VISIT OUR BUDGET AND DEBT HUB: All our budget and debt rescoources are here.

FREEBIES: All our best free money resources in the one place here.

See omnystudio.com/listener for privacy information.

The Fresh Start Your Money Actually Needs in 2026 (No Matter Where You’re Starting From)

Thu, 01 Jan 2026 18:00:00 +0000

Want 2026 to be the year you get your money on track? This ep is the perfect place to start. It’s our very first Friday Drinks of the year and instead of doing the usual wins and broke tips, we asked the community two big questions. What was your biggest money learning last year? And what small change did you make that had the biggest impact on your finances? The answers are the perfect inspo you need if you’re feeling like you want to do better this year but don’t want to overhaul your entire life to make it happen. Then we dive into two very January-coded situations... feeling overwhelmed about where to begin when you know you want more for yourself, and navigating what happens when your money goals start to evolve faster than the people around you. This episode is all about setting the tone for your best year yet, with all the usual Friday fun and chaos thrown in.

THE BEST SOTM FREEBIES: Your 2026 Fresh Start: Free Money Tools You’ll Love

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Even More Unhinged Savings Hacks

Tue, 30 Dec 2025 21:08:21 +0000

Sometimes a spreadsheet isn’t going to cut it. Sometimes the only thing standing between you and an impulse purchase is a genuinely unhinged obstacle, like freezing your credit card in a bowl of water and letting time do the work. And because our first Unhinged Hacks episode became one of the most replayed of the year, Bec took that as a sign, went rogue, booked the studio, brought Jess along, and recorded round two with absolutely no supervision. TThis episode sounds ridiculous on purpose. But underneath the laughs is something genuinely smart. These are the money behaviours people actually use when discipline is gone, motivation is fried, and “just try harder” is not on the menu. It’s diabolical. It’s chaotic. And somehow… it works.

Listen to part 1: I'm Bored. Give Me Your Most Unhinged Money Saving Hacks...

See omnystudio.com/listener for privacy information.

A Love Letter to Everyone Who Survived 2025

Sun, 28 Dec 2025 18:00:00 +0000

If December has you replaying the year in your head, thinking about the money choices you made, the goals that shifted, or why things didn’t quite land the way you thought they would back in January, you’re not alone. A lot of us get to this point feeling tired, reflective, and a little unsure how to sum it all up. This episode is a chance to look at the year differently. Not through the lens of what you achieved or didn’t, but through the stuff you carried, adapted to, and figured out as you went. The money stress, the plans that changed, the moments you just kept going anyway. None of that was wasted, even if it didn’t feel impressive at the time. If you want to close out the year feeling a bit more grounded and a lot less hard on yourself, press play.

Get Victoria's Full Goal Setting System in her Your Best Year Yet course here.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

THE SOTM EOY PARTY… Plus Should You Get a Credit Card & Is Building a Home Really Cheaper Than Buying?

Thu, 25 Dec 2025 18:00:00 +0000

It's our biggest Friday Drinks of the year so we're throwing a party aka our year in review. The stats, the moments that surprised us, and the community wins that honestly deserve more airtime... and of course your favourite blooper reel. Plus we get into which is cheaper, building vs buying a home. Building can look cheaper, especially online, but the reality is a lot messier. We talk about where the costs sneak in, why timelines matter, and why this decision feels very different depending on where you live and what stage of life you’re in. And because it’s summer, we talk credit cards. Should you get one to get through the next few months? When does it help, and when does it just make things harder later? We walk through how to think about it without shame or scare tactics.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Our 5 Christmas Wishes For You (That’ll Make You Richer, Calmer & More Confident in 2026)

Tue, 23 Dec 2025 18:00:00 +0000

This is the one conversation you need to hear before the year ends, because the way you think about money right now will shape how 2026 feels far more than any goal you set in January. So instead of rules or end-of-year pressure, Victoria and Bec share the five things they genuinely wish every person in this community would focus on before heading into 2026. These are the five big things that actually shape how money feels day to day, how confident you are making decisions, and how much energy you waste worrying about things that don’t even matter.

In this ep:
🎄 The real reason money feels hard for so many people (even when they’re doing everything “right”)
🎄 The shift that changes your financial results without earning more or trying harder
🎄 What financially confident people understand early that most people never get taught
🎄 The moment money stops running your decisions and starts working for you
🎄 The one mindset change that makes every other money habit easier to stick to

Get Victoria's Full Goal Setting System in her Your Best Year Yet course here.

See omnystudio.com/listener for privacy information.

He Convinced Her To Buy Property With Her Inheritance… Then Tried to Take It in the Breakup

Sun, 21 Dec 2025 19:53:15 +0000

This is one of those Money Diaries that starts with a decision that feels sensible at the time… and slowly reveals just how much weight it carries. When her partner suggested using her inheritance to buy property together, it felt like the right next step. The grown up one. The kind you make when you’re building a future with someone. Then the relationship ended, and that decision didn’t disappear with it. In this episode, she walks us through what happens next. The parts of property ownership no one explains when you’re in love. The confidence knock that comes from being told you’re “bad with money.” And the reality of having to step up financially before you feel ready. She also shares the systems she built to make money feel manageable again, especially with a brain that doesn’t love numbers, and the lessons she wishes she’d known before saying yes. This one is full of the stuff you don’t realise you need to know until you really, really do.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Navigate Different Family Money Values this Christmas... and a Very Relatable Bill-Splitting Drama

Thu, 18 Dec 2025 18:00:00 +0000

Ever stared at the bill split amount and thought… sorry, why am I paying for food I did not eat? We’re unpacking a takeaway dilemma where one person orders like it’s their last supper and everyone else is expected to split it evenly. What do you actually do in that moment? Do you say something, suck it up, or quietly build resentment? We talk through the options, the social risk, and how to handle it differently next time without blowing up the friendship. Then things get uncomfortably real with a Christmas DM that hits a nerve. When your family’s love language is business class flights, investment wins, and expensive gifts, and you chose passion, values, and a very different definition of success. We get into how to respond to the comments, protect your self worth, and decide when it’s worth engaging and when it’s not.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

You Can Invest in Property With $5. Yes, Really. (A Beginner’s Guide to REITs)

Tue, 16 Dec 2025 18:00:00 +0000

If you’ve ever looked at property prices and thought, cool, guess I’ll just rent forever then, this episode is for you. Because while the white picket fence dream might feels further away than ever, that doesn’t mean property investing is completely off the table. This ep is your DIY guide to becoming a trust fund baby... a real estate investment trust fund baby. Victoria is breaks down the other way to get property exposure without a mortgage, stamp duty, or a single call about a broken hot water system aka REITs. Think shopping centres, warehouses, data centres and supermarkets… without owning the building, chasing rent, or committing your entire financial future to one postcode.

In this ep:
🏬The “trust fund baby” move that pays you from property
🏬How to get property exposure without locking your entire life into one postcode
🏬 The kinds of property you’ve probably never thought to invest in
🏬 Non-negotiables Victoria checks before she’ll touch a property ETF
🏬 The trade-off you’re making for flexibility, freedom, and liquidity

WANT TO LEARN MORE ABOUT INVESTING? Check out our investing hub filled with free resources and our investing masterclass.

See omnystudio.com/listener for privacy information.

From $60k in Debt and Lying About Being Unemployed to Becoming the Lazy CEO Behind Showpo’s $100 Million Empire

Sun, 14 Dec 2025 18:00:00 +0000

Even some of the most successful people you know started at rock bottom like $60k in debt, no job, and pretending everything is totally fine. That was Jane Lu’s life… right before she built Showpo. And today, Jane is speaking candidly about it all.The pressure to pick the “good girl” career, the fear of disappointing her parents, the panic of feeling behind while everyone else looks like they’re sprinting ahead and the moment you realise you’ve built a life around other people’s expectations and now you have to undo it. But interesting part is what came next, and nothing about it looked like the beginning of a global brand. Cofounders walked. Ideas fizzled. She was building websites in the State Library and quietly hoping no one noticed she was making it up as she went. And then, slowly, things shifted. A call she made out of instinct, a social moment went viral and she found a way of working that suited her Lazy CEO approach. This became the backbone of the business she’d grow into a company valued at more than $100 million.

In this ep:
✨Her mindset shifts about the "safe" career
✨How to rebuild when your confidence is shot and your bank account is judging you
✨The small (almost accidental) move that blew open her career
✨Lazy CEO rules that help you stop doing the absolute most
✨Why your messy chapter isn’t a setback, it’s leverage

JANE'S LINKS: Showpo's website, TikTok & Instagram
Her personal website, Tiktok & Instagram

READ: Victoria's book The Business Bible just won the Entrepreneurship and Small Business Book of the Year at the 2025 Australian Business Book Awards. You can find it here.

See omnystudio.com/listener for privacy information.

You’re Doing Everything Right, So Why Do You Still Feel Behind? And The Pressure to Make Christmas Perfect

Thu, 11 Dec 2025 18:00:00 +0000

Some weeks it feels like you’re doing everything right with money… and still getting nowhere. If that’s been your energy lately, you’re not alone. This week we’re unpacking why that happens, what it means when your effort isn’t matching the outcome, and the practical ways to reset without throwing your whole plan in the bin. We also heard from someone in our community who’s feeling the annual Christmas tug-of-war: wanting to keep things simple and values-aligned, but also navigating grandparents who love a shopping spree and a partner who’s all in on the festive chaos. So we chat through how to set boundaries without being the Grinch, how to rethink “enough” at Christmas, and the small shifts that stop the season from steamrolling your sanity or your savings. Plus your money wins, unhinged broke-tips we never see coming, and the usual Friday fun to kick-off the weekend.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Bougie on a Budget: 17 Hacks to Slash Your Christmas Food Bill with Chelsea Goodwin (Plus Her Menu For Under $100 You Can Steal)

Tue, 09 Dec 2025 18:00:00 +0000

If you want to wow your family with a fancy-looking Christmas feast while secretly spending way less, you need this episode. We called in our favourite bougie-on-a-budget queen, Chelsea Goodwin, to show us how to pull off a Christmas table that looks rich, festive and fabulous, while your actual grocery bill stays unbothered. Chelsea is dropping 17 genuinely clever hacks that will shrink your Christmas food spend. We’re talking the ingredient tricks that do double duty, the meats that seem fancy but aren’t, the sides that look like you catered, and the planning secrets that stop the Christmas Eve trolley panic. And yes, she brought her full under-$100 Christmas menu. It’s generous, it’s gorgeous, it’s chaos-proof and you’re absolutely allowed to steal it.

In this ep:
🎄A Chelsea's best hacks to help you save at the checkout this Christmas
🎄Which meat options create the most “expensive” looking centrepiece for the least money.
🎄Where to buy seafood for dramatically less than supermarket prices.
🎄Side upgrades that make cheap ingredients look professionally catered.
🎄Prep shortcuts that save money, oven space, and your stress levels.

DOWNLOAD: Chelsea's Full Christmas Menu For $100

CHELSEA'S LINKS: Website, Books, Instagram, Facebook Group

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How a Year Making SOTM Completely Transformed Our Producer Emma’s Finances

Sun, 07 Dec 2025 18:00:00 +0000

A year after being thrown head first into financial litteracy and producing over 200 episodes of She’s On The Money, our behind the scenes queen Emma is here to share exactly how her finances and money mindset has changed. This is what happens when real life, rising costs, and a very loud financial education collide. A home that wasn’t meant to be forever suddenly holds the key to a much bigger plan. One tiny change inside her super she'd been putting off ends up doing far more than she expected. And the investing strategy she used to overthink becomes the thing that finally gives her financial clarity.

Inside this ep:
💰The cashflow move her family is making to unlock wealth sooner
💰How she's investing to retire at 55, and what she's prioritising in her portfolio to get there
💰The emotional hurdle she had to get over before she could start investing at all
💰A tick box she ignored for years, but now it's unlocked the potential for a $50k return
💰Why starting in your 40s is absolutely not too late (and the maths that proves it)
💰What she learned from listening to your money stories every single week

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Push Through Burnout for Your Financial Goals? And How To Quit Without Burning Bridges

Thu, 04 Dec 2025 18:00:00 +0000

You’re trying to save, plan, be responsible, do the grown-up things, but underneath it you’re tired in a way that a weekend off doesn’t quite fix. If that’s you, this week we’re talking about the moments where your financial goals start clashing with your wellbeing, and how to tell when you’re pushing yourself for a dream versus pushing yourself past your limits. Plus, what does progress look like when you’re burnt out, and how do you protect the version of you you’re building all this for? Then we're diving into leaving a job without burnining bridges... and still getting a good reference. Whether things are a bit tense or fully toxic, navigating an exit in a small industry is tricky at best. So we explore the smarter ways to manage references, timing, expectations, and how to leave a workplace with your dignity and your options intact.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

7 Sneaky Christmas Traps That Make You Blow Your Budget (and How to Beat Them)

Tue, 02 Dec 2025 18:00:00 +0000

Every December starts with good intentions and ends with the same sentence: how did I spend that much? Because Christmas has a way of turning even the most financially competent women into festive chaos elves… not because you’re “bad with money,” but because the whole season is engineered to hijack your brain. This week, Victoria unpacks the psychology behind Christmas overspending and the subtle mind games retailers play that make you feel generous when you’re actually being steered. This isn’t about being a Grinch. It’s about finally seeing the tricks for what they are, so you can have a Christmas that still feels magical, without the financial regret in January.

In this ep:
🎁How one tiny purchase sets off a December domino effect you won’t notice till January.
🎁The invisible cost of trying to look generous, thoughtful, or “like you’ve got it together.”
🎁 Emotional hooks retailers use to convince you you’re being generous… when you’re actually being played.
🎁 The exact moment most regrettable Christmas buys happen (and why you don’t see it coming).
🎁 How this mindset reset that breaks the Christmas spending spell and gives you back control.

LISTEN TO: A Very SOTM Christmas Playlist.The soundtrack for keeping the Christmas magic high and the spending urges low. Think twinkly lights, cosy nostalgia, and zero retail manipulation. Press play every time you’re tempted to add one more present to cart... You've got Christmas at home.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Wait till You Hear What this 25 Year Old Has Built on a Macca’s Paycheck

Sun, 30 Nov 2025 19:09:53 +0000

If you’ve ever looked at your payslip and thought “there’s no way I can build anything on this,” this diary is the proof you need. Our Money Diarist started on eight dollars an hour at Macca’s, saved like a girl with a plan, and built a foundation that most of us don’t hit until our thirties.... and she did it before she could legally rent a car. This episode is packed with the stuff that actually matters when you’re starting small. The tiny habits that added up to her first thirty thousand dollars. The mindset that kept her choosing long-term wins over short-term fun. The discipline she built on a low wage that turned out to be her biggest superpower once her income jumped. If you’ve been telling yourself you’ll start saving “when you earn more,” this diary will change your whole perspective, and maybe your next pay cycle too. If you want the motivation to start with what you’ve got, this diary will light that fire.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Financial Confidence for Our First Nations Community with Leah Bennett

Fri, 28 Nov 2025 18:00:00 +0000

This special episode was created for our First Nations community members. Victoria invited Leah Bennett from the First Nations Foundation on the show to talk through the realities, pressures and systems that shape money confidence for First Nations people today.

Leah shares how history, culture and community responsibilities influence financial literacy, why trust in institutions can be hard to build, and the practical steps that can help you feel more in control. They also discuss superannuation, humbugging, accessing ID, and where to go for free and culturally safe support.

Inside this episode:
• The importance of culturally informed financial education
• How history and systems impact money confidence today
• Practical steps to start building financial security
• What to know about super, beneficiaries and early access
• Support available through financial counsellors and Indigenous banking teams
• Understanding humbugging and setting boundaries that feel right for you

FIrst Nations Foundation Website

FOLLOW: Leah Bennett on Instagram here.
First Nations Foundation on Instagram here.
Rich Blak Women om Instagram here.
First Nations Foundation on Youtube here

LINK: We have created a blog with links for resources, support and education here.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is Crypto a Goldmine or a Gamble? And The Smartest Way to Use Your Spare Cash

Thu, 27 Nov 2025 18:00:00 +0000

Ever seen a crypto bro promising this coin is going to be the next big thing and thought… okay but what if? Well this week we got a DM from someone whose partner has fallen for the hype hard. So we're taking a closer look at crypto is, what it isn’t, why it feels so convincing online, and how to tell the difference between investing and straight-up gambling. We're also answering what to do when you’ve paid off a loan and suddenly have an extra $1,000 a week. Save it? Invest it? Split it? We talk through the simple framework that helps you figure out what actually makes sense for your timeline and goals. Plus we've got all your fave money wins, broke tips and the usual Friday chaos.

LAST DAYS: Want to learn how to invest (or just get your money sorted)? Our Bundle Sale is live! Up to 30% off our most-loved courses and tools, to help you feel clear, confident, and in control. Check it out here.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Emma Edwards Stopped Shopping for 365 Days and Accidentally Fixed Her Finances (Plus Her Relationship With Money and Herself)

Tue, 25 Nov 2025 18:00:00 +0000

You know when you’re standing in front of your overflowing wardrobe, absolutely drowning in clothes, and still somehow convincing yourself you have nothing to wear? Today’s guest knew that feeling all too well… until she decided she wasn’t buying a single new item of clothing for a whole year. Yes, Emma Edwards did the thing a lot of us love conceptually but would never have the courage, discipline, or emotional stability to actually commit to. Jess Ricci is self-admittedly in that group, so she decided to give Victoria the day off, and invite Emma into the studio to find out all about it. They dive into how what started as a “maybe this will calm my spending” experiment ended up rewiring Emma’s confidence, her habits, her body image, and the way she understood her own self-worth. Turns out the problem wasn’t the wardrobe… it was the stories she’d been telling herself every time she added something to her cart.

Inside this ep:
👗 The sneaky emotional loops that make you impulse spend
👗 Why your fantasy self has way too much influence over your actual budget
👗 The mindset shift that makes old clothes feel brand new again
👗 How to rebuild a wardrobe you genuinely love wearing
👗 The inner peace that hits when the parcels stop
👗 What happens when your style finally aligns with your identity
👗 How redefining her identity reshaped her finances

See omnystudio.com/listener for privacy information.

Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway

Sun, 23 Nov 2025 18:00:00 +0000

Our very first Investing Diary has landed, and she is the perfect reminder that investing is absolutely for women like us. Before she ever opened an app, she genuinely believed investing was a world reserved for men on Wall Street. Then lockdown hit, the algorithm gods did their thing, and suddenly she was seeing finance content from women who actually looked and sounded like her. One rabbit hole later… her entire money story flipped. What started as curiosity turned into a full investing era. She binged podcasts, graduated from micro investing, and built herself a portfolio with a set-and-forget energy. Then life did what life does. First home. Wedding. New job. So she stepped back from investing and honestly forgot about her portfolio altogether. Two years later she logs back in… and realises it has grown by $20,000 while she invested exactly nothing. Inside this ep, Victoria gets pervy about it all: the ETFs doing the heavy lifting, the direct shares she bought because she could see their value, and the “accidental strategy” that is actually outperforming her partners. This one is proof that you do not need to be a man in a suit on Wall Street to grow your money in the sharemarket. You just need to start.

LEARN TO INVEST (& GET VICTORIA'S BUDGETING SYSTEM) FOR UP TO 30% IN OUR BUNDLE SALE.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout

Thu, 20 Nov 2025 18:00:00 +0000

If you’ve ever heard “managed portfolio” and thought… okay but what actually are they, this one’s for you. We break down what “managed” really means in practice, how they differ from your usual ETF mix, and the moments when outsourcing the mental load might make more sense than being your own fund manager. Then we get into a dilemma that had the whole office screaming: a partner who treats sales season like a competitive sport. The list is long, the logic is loose, and the budget is… trembling. We’re chatting values, boundaries, and how to keep your spending intentional when marketing is doing the absolute most. Plus your favourite money wins, broke tips, and a few chaotic detours along the way.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire

Tue, 18 Nov 2025 18:00:00 +0000

We all want a bigger super balance… but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations sorted, but part 2 is all about small things you can do to turbocharge your growth. We’re talking simple, realistic changes that add up to massive long-term results, even when life is expensive and you’re just trying to get through the week.

In this ep:
💸A $25-a-week habit that could snowball into 6 figures
💸How a risk setting change could double your balance over time
💸A government bonus you might already be eligible for
💸The pre tax contribution hack that feels illegal (but isn’t)
💸Why even a 1% return difference can mean hundreds of thousands to your retirement

SEE: How small changes to your super can make a big difference to your balance with the Moneysmart Superannuation Calculator.

LISTEN: Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement

See omnystudio.com/listener for privacy information.

Money Diaries Update: What Really Happens in a Divorce Settlement (And Where She Ended Up)

Sun, 16 Nov 2025 18:00:00 +0000

This is the update you’ve all been waiting for… and a year later, she’s back to tell us what really went down. Last time we spoke, the separation was still fresh. Now the divorce is almost final, and everything that happened in between is the stuff every woman should know long before she ever needs to. We’re talking expectations versus reality, the loopholes no one warns you about, and the parts of the process that only make sense once you’re living them. She also shares the lessons she wishes she’d known sooner, how she’s navigating the big conversations with her kids, and the mindset shift that changed everything.

LISTEN: To her first ep with us here.

SEE OUR BUNDLE SALE FOR UP TO 30%: Where you can get Victoria's budgeting system & learn to invest.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Borrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)

Thu, 13 Nov 2025 18:00:00 +0000

You’re ready to start investing… and then someone suggests borrowing money to make your portfolio grow faster. It sounds genius in theory, but is it actually a smart move? This week we’re unpacking the financial advice one community member received about doing just that, and Victoria breaks down how these loans really work, why the maths can be seductive, and the little thing called a “margin call” that can throw your whole plan into chaos.

Then we switch gears into Christmas gifting season, which is currently giving drama. Someone asked for a $300 birthday present. Gift cards are in their controversial era. And half of you are quietly switching to Secret Santa because December is expensive enough already. If you’re feeling gifting guilt creeping in, this chat will help you set boundaries without losing your festive cheer.

LISTEN: To the Money Diaries episode where she is Debt Recycling here or search She Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures.

Thanks to OnePass for sponsoring todays episode! Nab your discounted membership here.*

Want to learn how to invest (or just get your money sorted)? Our Bundle Sale is live! Up to 30% off our most-loved courses and tools, to help you feel clear, confident, and in control. Check it out here.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

*OnePass T&Cs, exclusions apply. Offer ends 11.59pm AEDT 01 December 2025, $40 per year thereafter unless cancelled, offer not available to current members. Savings calculated on average delivery fees for eligible items or orders below minimum spend thresholds across participating brands Kmart, Target, Officeworks, Priceline and Bunnings Warehouse. 365 day change of mind returns to the participating OnePass retailer purchased from, along with receipt, already offered to all customers at Bunnings Warehouse. You may have additional rights under the Australian Consumer Law. See each participating brands’ website for further details.

See omnystudio.com/listener for privacy information.

Victoria & Brooke Reveal the Really Simple Framework Behind Their Investment Portfolios

Tue, 11 Nov 2025 20:21:20 +0000

Want the inside scoop on the seriously simple strategy behind Victoria and Brooke's investment portfolios? This ep is all about the framework they both use today, and Victoria used with her high-wealth clients when she was a financial advisor. They're breaking down exactly how to structure a portfolio that quietly builds wealth without the 3am panic checks, how to balance steady growth with the spicy picks that keep it interesting, and why trying to beat the market is probably costing you more than you think.

Inside this ep:
📈Why trying to pick winners is statistically a losing game... and what actually works instead
📈The framework so simple, you'll wonder why you ever thought investing was hard
📈How to know if something deserves a spot in your portfolio (or if you're just FOMO buying)
📈The hack Brooke uses to fund her fun picks without touching her paycheck
📈The mistake that could be quietly draining your return and how to fix it fast

If you've ever looked at your investments and thought "is this actually a strategy or am I just... hoping?" this one's for you.

Want to learn how to invest (or just get your money sorted)? Our Bundle Sale is live! Up to 30% off our most-loved courses and tools, to help you feel clear, confident, and in control. Check it out here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She Cried Over a Holiday She Couldn’t Afford… Now She’s on Track to Retire by 40

Sun, 09 Nov 2025 13:00:00 +0000

Have you ever wanted to see what would happen if you actually sat down and did that budget?
This week’s Money Diarist actually did it and everything changed. After hitting rock bottom, the stress of trying to keep up finally broke her. One “yes” to a holiday with her partner she couldn’t afford turned into tears in the car and the realisation that something had to give. So she did what any of us would do, opened Google and typed “female finance book”. She came across She's on the Money, read the book and decided to put everything into action... and this is her money diary 5 years on (spoiler: she's thriving).

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Salary Sacrifice Into Super Or Save For a House? Plus a Spicy Sibling Debate About Financial Fairness

Thu, 06 Nov 2025 19:18:35 +0000

\What’s actually better for future you... adding more to your super, or growing that house deposit? This week we’re unpacking one of the biggest money dilemmas of adulthood and how to think about both goals without feeling like you’re failing at either. Turns out you don’t have to choose and there’s a smarter way to grow future-you’s money while still getting closer to those house keys. Then, things take a turn for the spicy. One community member's family drama has us asking what “fair” really means when money’s involved, and if parents should ever be expected to split things evenly. Plus your favourite mix of money wins, confessions, broke tips... and just the right amount of unhinged energy to start the weekend.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings)

Tue, 04 Nov 2025 18:10:00 +0000

You know that dream of starting something on your own... but the money part feels impossible? Sammy Robinson did it anyway. At 22, she took the savings most of us would use for a house deposit and built One Mile, the self-funded fashion label that’s become everyone’s quiet-luxury obsession (and yes, even Kendall Jenner’s worn it). In this episode, Victoria finds out how Sammy went from filming in her bedroom to running two Sydney boutiques and a multi-million-dollar label she still owns outright. They dive into how she built operations before the hype, the viral moment that changed everything, and the very unglamorous money lessons behind building a sustainable brand that actually makes money.

In this episode:
💼 How Sammy turned savings into a self-funded fashion empire
💼 The money strategy that made One Mile profitable from day one
💼 How a Kendall Jenner sighting turned into global demand
💼 The advice from her dad that still shapes her money mindset
💼 How she built a “quiet luxury” label that’s anything but quiet
💼 What she wishes she’d known before spending her first $100k

SAMMY'S LINKS: Follow Sammy on Tiktok and shop One Mile.

See omnystudio.com/listener for privacy information.

She Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties

Sun, 02 Nov 2025 18:00:00 +0000

You know that feeling when you start earning your own money and suddenly everything feels possible... the festivals, the flights, the “let’s just go out”? This week’s Money Diarist lived that era hard. Working double shifts, saying yes to everything, and promising herself she’d deal with the debt later. Then later came… with a $10K maxed-out credit card, a $20K car loan, and a reality check that hit harder than the Monday shift after a Sunday sesh. But here’s the plot twist: she turned it all around. These days she’s running a six-figure career, owns her own home, and has an investment property quietly doing its thing in the background. If you’ve been in your “fun now, finances later” era, this diary is full of inspo!

GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma

Thu, 30 Oct 2025 11:55:00 +0000

You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be investing too?” This week, we’re unpacking the guilt trip of the financially responsible. Can you actually build wealth while you still owe money? Victoria’s breaking down the maths and the mindset, and proving that sometimes the hottest ROI is just being a little bit boring. Then, an early-inheritance nightmare that’s giving full moral hangover. Her parents gifted her $50K for a house deposit… until they hit money trouble and might need it back. Do you hand it over out of love, or keep it and become the villain in your own family group chat? It’s financial guilt, family politics, and the ultimate test of boundaries. Plus, a brand-new segment where you get to ask the team anything (yes, really), a few chaotic money wins, and broke tips so unhinged they might actually work.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Victoria's Marley Spoon Code: Use VICTORIASAVES to get up to $230 off your first 5 boxes, including free shipping on your first one.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit)

Tue, 28 Oct 2025 18:00:00 +0000

If you’ve ever looked at house prices and thought, “I guess I’ll just marry rich or manifest an inheritance” this ep is for you!

Victoria and Jess are here to prove you can buy property without a trust fund, a partner, or a miracle. They’re breaking down the actually doable ways to get into the market... from decoding your borrowing power and super hacks to the spicy truth about LMI (spoiler: it’s not the villain). This is the step-by-step playbook for anyone who’s serious about owning property on their own terms.

🏡The real first step you need to take (and no, it’s not saving harder)
🏡 All the chats to have with your broker before you start scrolling listings
🏡 Hacks to build a deposit faster (no two-minute noodles required)
🏡 The tax move so good that it feels like it should be illegal (but it's not)
🏡 Surprising maths that makes “less than 20%” work in your favour

LISTEN: The Smart Homebuyer's Guide to Finding "The One"

See omnystudio.com/listener for privacy information.

She Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures

Sun, 26 Oct 2025 18:00:00 +0000

They say you end up with someone like your dad... and for this week’s diarist, that was the problem. Her dad was reckless with money, and years later, she married someone just like him. While she worked and saved, he spent, quit jobs on a whim, and left her holding the financial bag. At 30, she’d had enough. She packed two suitcases, took her last $12K, and started again. . Now building wealth on her own terms (complete with a partner who actually gets it) and even using debt recycling to make her mortgage work harder. This ep is proof that starting again doesn't equal failure... it’s a power move.

GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Quit A Toxic Job Without a Backup Plan? And What To Do If You Can’t Get Insurance

Thu, 23 Oct 2025 18:42:43 +0000

Ever had a job so toxic it makes your morning coffee taste like dread? This week, a community member wrote in ready to walk... 60-hour weeks, zero recognition, and a boss who extended her probation “just because.” She’s got a mortgage, $20K in savings, and one big question: is it smart or reckless to quit with nothing lined up? It’s a debate every burnt-out queen needs to hear... equal parts therapy and tough love. We're also tackling what to do when you can't get insurance. Victoria breaks down your options, the little-known loopholes, and why getting cover early is the real adult flex. Because it’s not the end of the week until we’ve shared a few money wins, a broke tip, and at least one questionable life choice.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

We Accidentally Found the Travel Hack That Saves You Serious Cash

Tue, 21 Oct 2025 17:39:37 +0000

You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100 tourists out of your sunset pics. Well, on our recent trip to the NT, we realised we’ve been doing travel wrong. And because we don’t gatekeep at SOTM, this ep is all about our new fave travel hack. One that's completely changed how we think about timing, value, and what makes a holiday actually feel rich. In this Deep Dive, we unpack why we’ve all been trained to think this season is “the best,” the psychology that makes us pay more without realising, and the surprising perks of travelling when everyone else isn’t. This one is full of practical tips for planning smarter holidays, scoring better deals, and making your money further.

In this ep:
✈️ Our bucket list trip without the bucket list prices
✈️ The travel trap that’s been quietly draining your bank account
✈️ How to score luxe-for-less stays without feeling like you’re budgeting
✈️ Go-to tips for planning getaways that feel rich... not expensive

Today's episode was sponsored Tourism NT...
See the full blog of our dreamy NT travel diaries right here.
Ready to plan your own trip? Find the amazing deals and experiences of the NT's Best Kept Season here

See omnystudio.com/listener for privacy information.

She Skipped Uni, Travelled for 4 Years… and Still Built Her Dream Life

Sun, 19 Oct 2025 18:00:00 +0000

Ever done something just because it’s what you’re supposed to do? Well, this week's diarist did the opposite. While everyone else was drowning in student debt and instant noodles, she was saving, flying, and somehow adulting better than all of us. She bought a house in her early twenties, lived overseas for years, and came home with more life experience than any degree could buy. Spoiler: doing life “out of order” might’ve been the smartest move she ever made. Inside this diary, we get into skipping-uni guilt, working smarter than your parents planned for, and how to build a life that actually feels good, not just looks good on LinkedIn.

GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Set Up Your Kids (Without Losing Your Benefits)…And What to Do When You’re Putting in More for the House Than Your Partner

Thu, 16 Oct 2025 18:14:12 +0000

We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fantasies it's hard to know what to do. So this week we’re breaking down how to actually make your money work harder (for you and your mini-me). Then things get spicy with a DM that split the community: she’s saved $150K, he’s got $64K, and they both want to own the house 50/50. Do you still go halves? Do you lawyer up? Or do you just call it “love tax”? We get into what’s fair, what’s smart, and how to buy a house together without starting a civil war.Just another Friday of money wins, rogue broke tips, and a little financial drama to keep things spicy.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)

Tue, 14 Oct 2025 18:00:00 +0000

What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who turned a $5K side project into The Daily Edited, built stores in New York and Singapore. Then, because one cult brand wasn’t enough, she launched In The Roundhouse, the tableware label making dinner look like a fashion moment. In this ep Victoria finds out exactly how Alyce went from corporate girlie with a creative itch to a serial founder of cult-status brands. You'll here the actual money story of how she bootstrapped both brands without investors, made big collab moves on a budget, and learned that million-dollar months don’t magically cure the “not enough” feeling.

💼 How a corporate lawyer accidentally built a global empire
💼 The $5K startup story that proves you don’t need investors
💼 Her influencer strategy that landed Hailey Bieber
💼 Perfectionism, profit, and the myth of “having it all”
💼 Her playbook for building brands people obsess over
💼 How she's made her work feel nothing like "work"

ALYCE'S LINKS: Follow Alyce on Tiktok.
Shop In The Round House and follow their dreamy Instagram.

See omnystudio.com/listener for privacy information.

The Teen Mum Who Went From Centrelink to a Six-Figure Life

Sun, 12 Oct 2025 18:00:00 +0000

Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feeling too well. While her friends were off travelling, she was juggling uni deadlines and midnight feeds. At 17, she was pregnant and kicked out of school for being a “bad example.” Instead of giving up, she finished Year 12 through TAFE, raised her baby, went to uni, and rebuilt her life from scratch, all while living on Centrelink. Fast forward a decade and she’s earning six figures, owns her home, and has cleared every cent of personal debt. But getting here meant facing down shame, comparison, and that constant feeling of being “behind”… so this ep is full of the real talk we all need to hear. This episode is your reminder that it doesn’t matter where you start, you can still build something incredible from right where you are.

GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home

Thu, 09 Oct 2025 20:10:27 +0000

Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a Euro summer is “an investment in personal growth”? This week’s DM came from someone stuck right there... her partner’s all-in on buying a home, while she’s eyeing flights. And honestly? We get it. Because trying to choose between living life and getting ahead feels like an impossible math problem. So we’re unpacking whether travel really sets you back… or if it’s just a different kind of wealth that doesn’t show up in your net worth. Victoria's breaking down how to make those big-money decisions (trips, weddings, babies, the whole lot) without losing sight of Future You, or resenting Current You for having fun. And speaking of big milestones… we’re also getting real about how to actually prep for parental leave. From test-driving life on one income to building a “sanity fund” that actually covers what you’ll really need, not just the boring stuff. Plus, it's Friday so there's all the money wins, broke tips and money goss you love.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Brooke’s FIRE Plan: How She’s Investing to Retire at 35

Tue, 07 Oct 2025 18:00:00 +0000

Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all screamed a collective “HOW?!”

So of course, Victoria had to get her back in the studio to spill everything... and more importantly, share what the rest of us can steal from her strategy without living on two-minute noodles. Turns out, it’s not magic, she started on a $50K salary and built it dollar by dollar with smart habits, steady investing, and a money plan that’s more about options than obsession. Think of this as your crash course in Financial Independence, Retire Early (FIRE) for people who still love a little bit of fun money. Because the real flex isn’t retiring early, it’s having the kind of financial independence that lets you choose what your dream life looks like.

Inside this ep:
📈 What a “FIRE number” actually is (and how to figure out yours)
📈 Why “Barista FIRE” could be the soft-life version of early retirement
📈 Super vs shares: how to choose the smarter move for your future
📈 Mindset shifts that totally changed the game for her
📈 The small money systems Brooke swears by (and how to copy them)
📈 Why even a 1% change in your savings rate can shift your whole future

LEARN TO INVEST CONFIDENTLY: Our Investing Masterclass is open, enroll here.

See omnystudio.com/listener for privacy information.

Money Confessions: What It Actually Costs to Launch a World-First Product (While Juggling 2 Kids and a Mortgage)

Sun, 05 Oct 2025 18:00:00 +0000

Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly that. She created a world-first product that launched just two weeks ago, and now she’s here to do what most founders wouldn’t: spill on every dollar it took to make it happen. From losing out to a dodgy sourcing agency to somehow pulling together $200K through pure determination, she’s laying it all out... the risks and the real-world chaos of betting on yourself. Inside the ep, we talk what it actual costs to get a product made, and how she’s juggling start-up life, toddler meltdowns, and a mortgage. It’s messy, bold, and so unbelievably relatable.

GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should you use equity in your home to buy a car? And Is Asking for Trust Fund Cash the New First-Birthday Trend?

Thu, 02 Oct 2025 19:00:00 +0000

Have you ever wondered if you can use home equity to buy something else you need… like a car? The low interest rate makes it sound like the ultimate hack, but would it really be the money win it feels like... or are you just turning a car loan into a decades-long debt trap? We’ve got the receipts. And just when we thought we’d seen it all, a community member slid into our DMs with a first-birthday invite that came with a twist: instead of saying no presents, it asked for something that we'd never heard of before. Is it genius, or the kind of ick that makes you want to run to Kmart for a noisy plastic toy out of spite? We’re divided, the community’s divided, and you’re definitely going to have thoughts. Of course, it wouldn’t be Friday without your fave money wins, broke tips and a sprinkle of our signature unhinged chaos to kick off the weekend.

Need the team’s take on your money dilemma? Send us a voicemail here.
Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement

Tue, 30 Sep 2025 19:00:00 +0000

You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you actually get there. Enter our Superannuation Glow-Up series. Part 1 is all about getting the right foundations in place for you and Victoria is serving up the $0 tweaks that could completely shift the trajectory of your retirement.

💸 A quick “pay check” that could expose if you’re missing money
💸 The free tool that makes choosing a fund way less overwhelming
💸 An account default that might be sabotaging your future wealth
💸 Why even the smallest return differences are actually a really big deal
💸 The clean-up move that could stop you burning money on pointless fees

LISTEN TO: Your Future Self Is Begging You To Listen To This Episode (Let's Talk How Much Super You'll Really Need)

LINK: Your Super Comparison Tool

See omnystudio.com/listener for privacy information.

She Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.

Sun, 28 Sep 2025 19:50:00 +0000

What do you do when you’ve applied for hundreds of jobs and all you’ve got is rejection emails? This week’s Money Diarist knows the answer.... because she kept going. But this episode isn’t just about the knock-backs. It’s about grit, glow-ups, and the moment everything finally flipped. From small-town “you’ll never make it” whispers to proving every single doubter wrong, this one will hit every nerve if you’ve ever felt stuck, behind, or ready to give up.

GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions

Thu, 25 Sep 2025 21:15:49 +0000

We’ve all heard HECS is a deal-breaker for your borrowing capacity… but is it really the villain it's made out to be? We’ve got the tea on how much your HECS actually matters when you’re trying to get a loan... and let’s just say, the maths might surprise you. And because Fridays love a little family drama, we’re also talking about the stress of parents making very questionable financial moves. Do you bite your tongue, or pull out the calculator and stage an intervention? We’ve got thoughts. Plus, the classics: money wins worth stealing, broke tips that actually deliver, and a sprinkle of financial chaos to make you feel seen.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie

Tue, 23 Sep 2025 19:00:00 +0000

Ever wondered if the hobby that you love could be the thing that pays your rent? That’s the story of Alice (Miss Trixie Drinks Tea) and Alisha (Sweet Bakes), two women who turned frosting and fun into booming businesses. And after fangirling over each other on socials and becoming baking besties IRL, they did what most of us only joke about... they started a business together. From side-hustle beginnings to sold-out retreats in France, brand collabs, and even launching their own pastel-pink kitchen space and creative hub, these two have learnt exactly what it takes to turn passion into profit and start a business with your bestie without blowing up your friendship.

In this episode:
🍰 How to know when your “fun little hobby” is ready to be a full-time gig
🍰 What it’s really like to go into business with your bestie
🍰 Their secret recipe for mixing mates and money
🍰 A money win that landed them a free car (and why shooting your shot matters)
🍰 The PR play that had journalists fighting for an “exclusive” on their business launch
🍰 How they hacked social media without chasing every trend (and why it worked)

LINKS: Find Sweet Bakes (Alisha) and Miss Trixie Drinks Tea (Alice) on Instagram, and check out their dreamy kitchen and creative hub, Co. Bake Space.

Get your business accounting admin sorted: Head to myob.com and sign up to Solo for $12 for 12 months.

See omnystudio.com/listener for privacy information.

Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)

Sun, 21 Sep 2025 19:00:00 +0000

Surprise! No Money Diary today... V has hijacked your Monday feed for something different. Think of this one as a little love note from her to you (with a side of tough-love pep talk). Because if you’ve ever scrolled past someone’s new house, new ring, new six-figure job and thought “cool, I’m officially behind on life”… this episode is basically your antidote. Victoria is here to rip up the money timeline, call BS on hustle culture, and admit that success might look more like coffee in the sun than climbing some imaginary ladder.

Inside this ep:
🔥 The truth about “falling behind” (spoiler: it’s fake news)
🔥 When using your savings is actually a power move
🔥 The tiny rituals that matter more than the milestones
🔥 A pep talk from V that proves you’re doing better than you think

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout

Thu, 18 Sep 2025 19:00:00 +0000

Ever wondered if sharing an investment account is romantic… or just risky business? This week we’re unpacking whether it’s the smartest way to build wealth together, or if there are easier (and safer) options. Then, we dive into a community DM that gets a lot heavier: when your partner’s choices put your financial security at risk, how do you protect yourself? Of course, it wouldn’t be Friday without the rest of the chaos; clever money wins, broke tips you’ll actually want to steal, and a few confessions that prove nobody in this community has it all figured out.

CONTENT WARNING: This episode deals with a community DM about gambling addiction and touches on addiction in general. If you or someone you love needs help, please know you are not alone.
You can access these free resources:
National Debt Helpline – 1800 007 007 or ndh.org.au for free financial counselling
Gambling Help Online – 1800 858 858 or gamblinghelponline.org.au for free, confidential support 24/7
You can listen to our episode:
The Impacts of Gambling here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

AMA: Jess & V Answer Your Biggest Money Questions

Tue, 16 Sep 2025 19:55:38 +0000

We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you’re leaving free money on the table, to breaking the cycle of self-sabotage spending... nothing was off limits. If you’ve ever wished you could pick Jess and V’s brains over a coffee, this is that episode.

In this ep:
❓ The surprising career path that landed Jess where she is today
❓ How to actually save for mat leave, with bonus tips for when you’re doing it solo
❓ The “free money” hack everyone talks about… but is it genius or just hype?
❓ Planning for the fun stuff in life without blowing up your bigger goals
❓ The sneaky self-sabotage habits messing with your money (and how to shut them down)

See omnystudio.com/listener for privacy information.

My Investment Property Dream Became a Financial Nightmare

Sun, 14 Sep 2025 19:00:00 +0000

We’ve all been told property is the “safe” investment. But this week’s Money Diarist learned the hard way that’s not always true. She thought she was making the smart move buying a second investment property. Instead, she ended up with a building so dodgy it dragged her through years of court battles, left her with no rental income, and forced her to sell the first house she loved just to stay afloat. Now she’s picking up the pieces, rebuilding from zero and now has good things coming her way. Listen in to hear the biggest lesson she's learnt.

GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Wait For The Property Market To Drop? And What If Paying Off a Big Debt Isn’t Their Priority

Thu, 11 Sep 2025 19:00:00 +0000

Should you hold off on buying until the property market cools… or is waiting the real mistake? We’ve all heard the classic “just wait two years, prices will drop” advice, but what if that never actually happens and you’ve in a worse position? This week we’re unpacking the market peak panic and what it actually means for you if you’re trying to buy right now. Then, we dive into a community DM about a partner with $40k of debt and zero urgency to pay it down. Is that just a personal choice, or a financial dealbreaker waiting to happen? But it’s not just big dilemmas on the table, we’ve also got clever money wins you’ll want to steal, broke tips that actually work, and a few confessions that prove none of us have it all together.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Money Talk With the Prime Minister: Anthony Albanese on Housing, Childcare and the Cost of Living Squeeze

Wed, 10 Sep 2025 19:00:00 +0000

We finally got to do it... sit down with Prime Minister Anthony Albanese and ask the money questions that actually matter to you. Not the political theatre ones, but the real-life stuff that keeps you up at night: the weekly food shop, housing that feels out of reach, and childcare costs that just don’t add up. But this wasn’t all serious policy talk. We dug into his own money story, swapped budgeting habits, and even threw him some of our favourite spicy questions; from Trump’s tariffs to his most unpopular money opinion. His answers? Let’s just say they weren’t what we expected.

In this ep:
💸 The childhood money memory that still shapes the PM today
💸 His plan for tackling your biggest money stresses
💸 How the PM really sees Australia’s housing crisis
💸 The childcare shift that could change family budgets
💸 His hot takes on Trump, crypto and billionaire space trips
💸 The money habit hiding in his wallet

See omnystudio.com/listener for privacy information.

Victoria & Brooke’s Investing Watch List: The Shares, ETFs and Trends They're Tracking

Tue, 09 Sep 2025 19:00:00 +0000

Victoria and Brooke are always swapping notes on the shares and ETFs they’re watching... so we thought, why not let you in on the chat? This isn’t a “go out and buy” list. It’s the inside scoop on how they think about investing, what’s caught their eye, why it’s on the radar, and what has to happen before they’d actually jump in. It's the kind of financial gossip we live for, and it’s your chance to get pervy about what’s living rent-free in their investing brains right now.

In this ep you’ll hear:
📈 The beauty shares that sparked a debate about whether the market’s got it wrong
📈 A cult business model that's got Brooke's attention
📈 How our daily cofee fix is secretly shaping this global brand
📈 The ETF that's giving Warren Buffet energy
📈 The crypto angle you probably haven’t thought about yet
📈 The tech company Victoria is fascinated by… and cautious of

LEARN TO INVEST CONFIDENTLY: Our Investing Masterclass is open, enroll here.

See omnystudio.com/listener for privacy information.

How She Went From High School Dropout to $750k Net Worth

Sun, 07 Sep 2025 21:01:54 +0000

Have you ever wanted to pack a bag, vanish from your old life? That’s exactly what this week’s Money Diarist did when her world flipped upside down at 21 and she had everything taken away from her, and it became the start of a money story she never saw coming. What began as a running-away chapter chasing her love of travel turned into years of odd jobs, fishing boats, and tour guiding, where lifestyle always came first and paycheques came second. But somewhere between chasing adventure and moving towns, she quietly built the foundation for a financial glow-up that would shock even her. Fast forward to today and she’s earning serious money, living far smaller than her income would suggest, and stacking wealth in ways that don’t make sense until you hear the full story. There are moments in this diary that will have you gasping, laughing, and maybe questioning your own risk tolerance.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What Should You Really Do With Your Tax Return? And a Spicy WFH Energy Bills Debate

Thu, 04 Sep 2025 19:00:00 +0000

Tax time always feels like free money season… but is it really? This week we’re debating whether your refund should go straight into savings, into shares, or into the nearest Dyson Airwrap. And just when things couldn’t get more divisive, a community DM slid in: should you still split bills 50/50 when your housemate works from home (and claims it all back on tax)? Is it fair, or are you low-key subsidising someone else’s career? And we've got your community money wins, broke tips you’ll want to steal immediately, plus all the Friday chaos you signed up for.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Smart Home Buyer’s Guide to Finding “The One”

Tue, 02 Sep 2025 14:00:00 +0000

House hunting in 2025 feels... chaotic. That’s why this week’s Deep Dive is your playbook for finding "The One". Because the perfect property? It doesn’t exist. But the right one for you absolutely does... and we’re here to help you spot it before someone else puts their deposit down. Buying a house is stressful enough. Let’s at least make sure you’ve got the hacks and the confidence to chose your forever home.

Inside the episode you’ll get:
🏠The 80% rule that stops you chasing unicorn houses and starts you focusing on the gems
🏠How to suss when an agent’s price guide is a fairy tale
🏠The sneaky Chrome hack that shows the real range
🏠 How to get yourself on the VIP list for off-market properties
🏠 Why you should be taking golf balls with you to inspections

FREEBIE: First Home Inspection Checklist

See omnystudio.com/listener for privacy information.

She Took a Risk on a Seachange… and Accidentally Made the Best Money Move of Her Life

Sun, 31 Aug 2025 19:00:00 +0000

Every money story has a sliding door moment... the decision that could go either way. Stay safe, or risk it all. This week’s Money Diarist chose the second option: she sold her house, walked away from job security, and packed up the family for a sea change with no plan and no savings. Everyone (including her parents) thought it was risky. And honestly? At first it did look like financial chaos. But that one leap set off a chain of events she never could’ve predicted, the kind of glow up that proves the riskiest decisions sometimes deliver the sweetest rewards. You’ll hear how she navigated debt, uncertainty, and living week-to-week, the turning point that changed everything, and the money wins she still can’t quite believe are hers. If you’ve ever stared down a scary choice and wondered what might happen if you said yes… this is your sign to listen.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Much Should You Really Have in Savings? And What To Do If Your Financial Advice Feels Wrong

Thu, 28 Aug 2025 19:00:00 +0000

So… what is the magic number you should have when it comes to savings? Is it a neat percentage, a chunky dollar figure, or three months of bills sitting pretty in your account? This week we’re spilling the tea on how to work out your number, so you can stop guessing and start saving with a plan that actually makes sense for your life. Then we chat about what to do when financial advice doesn’t pass the vibe check. A community member was told to merge their life savings with their partner. Cute in theory, terrifying in practice. So, what do you do when the “experts” say one thing but your gut says absolutely not? We’re pulling apart the red flags, the real questions to ask, and why protecting yourself is the ultimate power move. And because it’s Friday, you know the chaos is here too: money wins (like a $340 dress scored for $80), broke tips that actually slap, and a ferret side hustle we did not see coming.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Michelle Battersby’s Playbook for Career Moves, Confidence, and Thriving in Tech

Tue, 26 Aug 2025 19:00:00 +0000

Ever wondered how people actually know when it’s time to quit, pivot, or back themselves in a huge career move? Well Michelle Battersby's career was made on those moves. She ditched her safe banking job to launch unkown dating app Bumble in Australia, co-founded her own tech company Sunroom (and sold it while pregnant), and even walked away from an “end-of-career” salary because her gut told her no. This episode is her playbook on doing the scary thing and landing on your feet... plus the inside scoop on Fanfix snapping up Sunroom and what she’s plotting next.

Michelle shares:
💻 The very first sign it might be time to make a career move
💻 Her go-to frameworks that turn “scary leaps” into strategic ones
💻 The career reframe that makes failure impossible
💻 The tiny work habits that make you look like an all-star employee
💻 How women can make serious money in tech without being a “tech bro”

Michelle's Links:
Follow Michelle on Instagram here and TikTok here.
Find out more about the ultimate motherhood app, Peanut, here.

See omnystudio.com/listener for privacy information.

How a Former Pro Athlete Really Manages Her Money

Sun, 24 Aug 2025 19:00:00 +0000

Have you ever had to say no to something you couldn’t afford... and it completely changed your life? This week’s Money Diarist has. She was literally ranked top 10 in the world as a professional athlete… while earning less than $20k a year. (Yep, you heard that right. Top 10 in the world, but that's all she was paid). Backed by her powerhouse single mum, she trained, studied, worked odd jobs, and poured everything into her sport, until the moment came to head to Europe to compete and the price tag was just too high. That no changed everything. Fast forward to today and her money story looks very different. She’s swapped early morning training for a six-figure 9–5, added a pilates side hustle and has gone through a casual financial glow-up. Fast forward to today and she’s swapped early morning training for a six-figure 9–5, added a Pilates side hustle, and gone through a casual financial glow-up. This diary has it all: the brutal truth about money in elite sport, a comeback story worth cheering for, and the reminder that your “no” today might just be what sets you up for a much bigger yes tomorrow.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is a Car Novated Lease a Smart Money Move? And the Passion Vs Pay Cheque Career Debate

Thu, 21 Aug 2025 19:00:00 +0000

Is it really a money hack if it leaves you wondering whether you’re saving money… or just signing up for a fancier kind of debt? This week, we’re unpacking the financial mystery that is the novated lease & whether they’re a money win or just marketing spin. We cover how they work, when they make sense, and the sneaky traps to watch out for. Then we spiral (in the best way) into the classic quarter-life crisis: passion vs pay cheque. A community member is tempted to swap her secure, well-paying job for a career that lights her up and promises all the shiny lifestyle perks... but with kids in the mix, the pay cut comes with a whole extra layer of complexity. So of course we had to give our two cents and ask the rest of the community for theirs too. And because it’s Friday, we’ve got all your favourites; money wins from our incredible community, broke tips you’ll actually want to steal, and a healthy dose of chaos to wrap your week right!

PSA: If you want to treat yourself to the $60 facial we raved about from L’Occitane... here’s the link. You won’t regret it. And don't forget the $60 is redeemable on face care products on the day. Money win!

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Victoria Devine Went From Hiding $40k Debt to Financial Freedom (And Lessons You Can Steal)

Tue, 19 Aug 2025 19:00:00 +0000

You know Victoria Devine as your finance hype girl… but for the first time ever, she’s sharing the part of her story you’ve never heard. The one where she was $40k in debt, lying awake at night wondering how on earth she’d dig herself out, and how she turned it all around.

This week, we’re going behind the scenes of V’s own money glow-up. How she went from maxed-out cards and money anxiety to complete financial freedom, and she’s not holding back. You’ll get the exact mindset shifts, money moves, and game-changing lessons she used, so you can steal them for yourself.

Inside her debt-free playbook:
💸 The moment V realised her debt wasn’t going to magically disappear (and what she did next)
💸 The first game-changing move she made to start turning it all around
💸 How she stayed motivated when the numbers felt way too big
💸 The sneaky spending habits she had to break... and the ones she kept
💸 The mindset shift that made paying off $40k feel possible
💸 The money habits V still uses today to stay completely debt-free

See omnystudio.com/listener for privacy information.

Why Women Need to Work 50 Extra Days to Earn the Same As Men... And How to Push Back

Mon, 18 Aug 2025 19:00:00 +0000

Women need to work 50 extra days just to earn what men made last financial year… and today, August 19, marks those extra days. It’s called Equal Pay Day, and in this special bonus episode Victoria is joined by Dr Samone McCurdy from the Workplace Gender Equality Agency to unpack the reality of the gender pay gap.

But don’t worry, this isn’t your average “boring stats” chat. This is one of those conversations that’s equal parts frustrating, eye-opening, and empowering… the kind that’ll fire you up to demand better for yourself and for every woman who comes after you.

Inside this ep:
💸 Why the gender pay gap isn’t just “equal pay for equal work”
💸 The real reasons women are stuck playing financial catch-up to men
💸 How the gap shows up beyond your your payslip and into every part of your money life
💸 How falling behind today snowballs into less wealth and fewer choices tomorrow
💸 Why “just ask for a raise” isn’t the fix, and what actually needs to change
💸 The practical moves you can make right now to start closing your own gap

Links & Resources:
🔗Sign up to the WGEA Newsletter
🔗More info on why Equal Pay Day even exists
🔗 The Gender Pay Gap Explained
🔗 How to Calculate a Gender Pay Gap
🔗How does your employer measure up?
🔗Compare your employer to your industry and national data

See omnystudio.com/listener for privacy information.

My New Husband Had $40k of Secret Debt. I Paid It, Then He Divorced Me.

Sun, 17 Aug 2025 19:00:00 +0000

What would you do if after your wedding you found out your husband was hiding $40,000 of secret debt? Well, this week's Money Diarist rolled up her sleeves, worked two jobs to pay it off… only for him to leave her afterwards. But plot twist: it turned out to be the best thing that could have happened to her. From financial betrayal to an unexpected glow-up, today’s diary has it all. Career wins, seriously good money habits, and the kind of second-chance love story that proves the boy you sat next to in primary school might just turn out to be your financial dream man. It’s messy, it’s funny, and it’s proof that sometimes life has bigger (and better) plans for your money than the ones you first signed up for.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is this Giving MLM Vibes? And the Hidden Cost of Being Financially Responsible

Thu, 14 Aug 2025 19:00:00 +0000

If it looks like an MLM and quacks like an MLM… is it an MLM? That's the big dilemma our community member needs help with this week. Her brother is obsessed with a “self-development program” that’s apparently changing his life (and draining his bank account). Now he’s trying to sign up the rest of the family, and it's giving MLM vibes. Then we’re jumping into another all-too-relatable situation: being the financially responsible one in a relationship. You’re saving for a shared goal, they’re spending big elsewhere. How do you get on the same page without turning into the budget police? It's slightly chaotic, surprisingly wise, and just the Friday fix you need.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Investing Diary: How This SOTM Team Member Built Her Portfolio (And Could Retire At 35)

Tue, 12 Aug 2025 19:00:00 +0000

You guys have been BEGGING for a pervy look at the SOTM team’s money stories… and we finally have a volunteer. Brooke is not just responsible for our courses and video content, she is one of the best investors we know. So trust us, you’re going to want to take notes.

From her very first investment to a 6-figure portfolio that’s on track to let her retire at 35 (!!), Brooke has built it all from the ground up with no family handouts or a finance degree. Just smart choices, consistency, and simple strategy. If you’ve ever wondered what it really takes to become a confident, consistent, and ridiculously effective investor, this is your behind-the-scenes pass.

Here’s what’s inside:
📈 How she built a $100k+ portfolio by 27
📈 The exact investment mix powering her early retirement goal
📈 The low-effort habit that keeps her wealth growing in the background
📈 The investing mistakes she’s made (and what she learned from them)
📈 The small tweaks that supercharged her returns
📈 Why starting tiny might be the smartest investing move you ever make

If you want to hear more investing content with Brooke let us know in the comments below!

WANT MORE INVESTING CONTENT: Head here to find our investing freebies, podcast playlists and course information.

See omnystudio.com/listener for privacy information.

She Quit Her 9-to-5 and Pulled Off the Ultimate Career Glow-Up

Sun, 10 Aug 2025 19:00:00 +0000

Ever dreamed about walking out of your 9–5 and building something completely different... something that changes your life and other people’s? This week’s Money Diarist actually did something exactly that. She walked away from the kind of job that makes you watch the clock, stepped into an industry most women don’t even look twice at… and turned it into a seven-figure business. Yep. Seven. Figures. Now she’s using that success to bring more women into the fold, helping them build skills, confidence, and the kind of “I can handle anything” energy you can take anywhere. We chat about the hustle, the hiccups, the debt-free dream home plan, and (because why not) her future holiday house overseas. If you’ve ever thought “I could never do that,” you might after this.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Raising Money-Smart Kids & Feeling Stuck in a Joint Mortgage

Thu, 07 Aug 2025 19:00:00 +0000

What do you do when your financial goals clash with the people closest to you? This week, we’re diving into the messy, emotional side of shared finances, from property co-ownership drama to parenting across two households with totally different money vibes. First up: one listener is trying to build a future with her partner, but there’s a major catch... he owns a home with his sister, and she’s not ready to move on. We unpack what happens when family, finances, and real estate get tangled, and how to protect your relationship (and your sanity) when it’s time to move forward. Then, we get into a dilemma so many of you will relate to: how do you teach kids good money habits when they’re growing up between two completely different financial worlds? We talk boundaries, budgeting, and how to raise financially savvy humans without starting a family feud. Plus, we’ve got everything you need to kick off your weekend right: Your favourite money wins and confessions, broke tips you'll want to steal and all the unhinged chats you love.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Rich Girl Mindset (And How to Get It)

Tue, 05 Aug 2025 19:00:00 +0000

Wanna know the #1 thing rich people do differently? It’s not their salary. It’s not their savings. It’s their mindset... and it’s learnable. This week, Victoria’s spilling the tea on Rich Girl Mindset, because truth bomb: it doesn’t matter how much you earn if you’re stuck in a loop of self-doubt, scarcity, and “I’m just bad with money” energy. We’re diving deep into the beliefs that are keeping you small, broke, or just constantly stressed, and replacing them with the kind of money mindset that actually builds confidence, clarity, and calm. This isn't about manifesting or toxic positivity. It's real talk that rewires your brain and gets your money working with you.

In this ep you’ll learn:
💸 The #1 mindset trap keeping you stuck in “just getting by” mode (and how to get out)
💸 What every Rich Girl actually knows, and how to start thinking like one today
💸 The hidden money beliefs from your past that are quietly holding you back
💸 Two mindset shifts that’ll change the way you earn, spend, and feel about money
💸 The sneaky ways you might be self-sabotaging your financial glow-up
💸 Why your income doesn’t define your financial confidence, but this does

See omnystudio.com/listener for privacy information.

When the Unimaginable Happens

Sun, 03 Aug 2025 19:00:00 +0000

What happens when life changes in an instant, and the world expects you to carry on? This week’s Money Diarist had everything in motion: a new home with a pool, $40k in savings, a baby on the way, and a backyard wedding just around the corner. But days before she was meant to walk down the aisle, she faced the unimaginable: her daughter was stillborn. In this deeply personal and courageous conversation, she opens up about what came next; grappling with grief, navigating systems that weren’t built for moments like this, and trying to stay afloat when everything felt like it was sinking. From Centrelink confusion and being forced back to work too soon, to finding moments of light in Taylor Swift concerts, this is a story of love, loss, and learning how to begin again.

Content warning: This episode contains discussion of stillbirth, grief, and pregnancy loss. If this topic is sensitive for you, please take care when listening or skip this one altogether. For support, you can contact Red Nose Grief and Loss on 1300 308 307, which offers 24/7 bereavement care and specialised support for anyone affected by miscarriage or stillbirth.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is It Time To Sell Your Property? And Can You Say You're Broke if You're Just Out of Fun Money?

Thu, 31 Jul 2025 19:00:00 +0000

How do you know when it’s time to sell a property? Whether it’s your investment, your starter home, or just the one with the dodgy plumbing that won’t stop haunting you, this week we’re diving into a dilemma one listener’s facing: is it smarter to cash out now, or hold on and hope for the best? We unpack what actually makes a property worth keeping, when it’s smarter to cut your losses, and how to weigh up the financial stress against the long-game payoff... without losing your sanity (or your savings) in the process. Then, we get into a spicy little debate courtesy of another DM: can you say you’re “broke” when you have savings but you're just out of "fun money"? We're talking the emotional side of money language and why “broke” means different things to different people. Plus we've got you favourite money wins and confessions, broke tips nd enough financial chaos to carry you straight through the weekend.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Future Self is Begging You To Listen to This Episode (Let's Talk How Much Super You'll Really Need)

Tue, 29 Jul 2025 19:00:00 +0000

Trying to figure out how much super you actually need? Yep, it’s confusing. With all the numbers, charts, and retirement buzzwords flying around, it’s no wonder most of us throw it in the “deal with it later” pile. But future you? They’re going to be so glad you tuned in.

This week, Victoria’s giving you the real talk on super: why comparing your super to everyone else’s might leave you short, how to figure out your own retirement number and what to do if you’re feeling a little (or a lot) behind. This episode is all about ditching the overwhelm and making you feel empowered by your super.

In this ep you’ll find:
💸 The average super balances everyone’s curious about
💸 What the “ASFA comfortable retirement” number is... and if we’re buying it
💸 How much super you'll actually need for the retirement lifestyle you want
💸 A stack of free tools that do the hard maths for you
💸 The easiest way to check if you’re on track
💸 Tiny super habits that can have a serious impact on your balance

RESOURCE LINKS:
Super Detective: Calculates the super balance the ASFA says you should have today, based on their numbers for a comfortable retirement.
Money Smart's Super Calculator: Calculates your super balance at retirement.
Money Smart's Retirement Planner: Calculates your yearly retirement income, including any super you could be eligible for.

See omnystudio.com/listener for privacy information.

How She Went From Centrelink to $100k Investment Portfolio and Multiple Properties

Sun, 27 Jul 2025 14:00:00 +0000

She grew up on Centrelink. Now she’s got $240K in super, six figures in shares, and two properties... all before 35. This week’s Money Diary isn’t just inspiring. It’s a masterclass in breaking the cycle, building serious wealth, no matter where you are starting from.

She’s a teacher, a mum of two, and someone who’s turned smart, consistent money moves into real financial freedom. This episode is packed with practical tips, investing inspo, and clever hacks you’ll actually want to try. If you’ve ever felt behind, stuck in a scarcity mindset, or unsure how to even start building wealth, this one’s full of lessons for you. Because spoiler: you don’t need to come from money to make money.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Change Careers? And a Wedding Budget Blowout Drama

Thu, 24 Jul 2025 19:00:00 +0000

Ever felt like your job’s covering the bills but slowly crushing your soul, and caught yourself wondering, surely there’s more to life than this? This week, we dive headfirst into the career pivot spiral: is chasing a dream job worth the financial hit, or should you suck it up and stay for the salary? We unpack the real costs (money, mindset, and missed brunches) and how to test-drive a new path without blowing up your budget. Then we dial up the drama with a DM from our community: her sibling’s throwing a fairytale wedding… funded by delusional levels of debt. Do you step in, say nothing, or just top up your champagne and smile through the financial meltdown? And as always, we’ve packed in your money wins (from free burgers to $30 fashion hauls), unhinged broke tips, and a healthy amount of feel-good chaos to carry you into the weekend.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Troy Benjamin On How Backing Yourself And Asking For Help Can Really Pay Off

Tue, 22 Jul 2025 19:00:00 +0000

Ever felt like you’re one ask away from changing your whole life? Well, this episode is inspiration you need to shoot your shot. This week Victoria is sitting down with Troy Benjamin, hot off his big win at the 2025 NAIDOC awards. Troy is the powerhouse behind Blak Brews, a proudly First Nations-owned tea brand that started during COVID and has since grown into a full-blown national success story. But this episode isn’t just about business wins. It’s about what it really takes to back yourself and stop waiting for someone else to give you permission to go after what you want... AKA the pep talk you didn’t know you needed.

In this episode:
🍵 A better way to ask for help (and actually get a “yes”)
🍵 The sneaky ways ego could be messing with your money and momentum
🍵 Dealing with imposter sydrome, even when success shows up
🍵 The surprisingly simple mindset shift that helps you back yourself
🍵 A smarter approach to testing new ideas... without blowing your budget

Try Blak Brews tea and coffee here, follow them on Instagram and Facebook and visit them at the Booln Booln cafe.

See omnystudio.com/listener for privacy information.

When the Cost of Living Hits Hard

Sun, 20 Jul 2025 19:00:00 +0000

Feeling the cost of living squeeze? This week’s Money Diarist is too. She’s a vet, a mum of two, and part of a household doing all the “right” things… but still feeling seriously stretched. With interest rates climbing and every non-essential cut (yep, even the home internet), she’s in one of those seasons where money stress is just part of the daily juggle. This one is real, and way too relatable.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Wait to Lodge Your Tax For the 20% HECS Discount? And a Spicy DM About Unequal Pay

Thu, 17 Jul 2025 19:00:00 +0000

The HECS 20% discount has the whole community buzzing, and we’ve been getting so many DMs asking whether you need to wait to lodge your tax return because of it. And because we love you, Victoria went full finance detective and called the ATO herself (Yes, she waited on hold so you don’t have to). We’ve got all the tea on what you need to do, and where the government’s actually at with rolling it out. Then things get very spicy when a community memeber drops into our DMs with the ultimate workplace dilemma: she accidentally found her colleague’s payslip... and he’s making 25% more for the same role. What would you actually do? Do you go to your boss, pretend you never saw it, or start job hunting with a vengeance? Plus, as always: juicy money wins, broke tips (yes, including how to get paid just for driving safely), and a big dose of feel-good chaos to wrap your week right.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Insurances I Would Never Buy... From an Insurance Expert

Tue, 15 Jul 2025 19:38:05 +0000

If you've ever been offered insurance at the checkout and thought, “Wait… do I actually need this?” this ep is for you. From phone cover to pet insurance, there are so many policies that sound smart in the moment but just turn out to be clever marketing. So I called in friend of the show and insurance expert Phil Thompson from Skye Wealth to help us sort the genuinely helpful from the total money drains.

We’re breaking down the covers that quietly siphon your cash, the underrated ones that actually protect your biggest assets (you might be surprised what they are BTW), and the sneaky traps hiding in default policies. If you’ve been meaning to clean up your insurance but don’t want a boring lecture about premiums and policies, this is your no-drama, straight-talking guide on what to keep, skip, or switch.

In this episode:
💸 The insurances we’d never waste our money on
💸 Why default income protection through super might leave you stranded when it counts
💸 Pet insurance or DIY vet fund? We put them head-to-head
💸 The spicy truth about funeral insurance (and why it’s a hard pass for us)
💸 How to get expert insurance advice without dropping four figures
💸 The “Ferrari rule” that’ll change how you think about your income forever

GET YOUR INSURANCES SORTED: With Phil and his team at Skye Wealth here.

See omnystudio.com/listener for privacy information.

My Husband Left Me 6 Months After Having Twins.... And We Had A $50k Debt

Sun, 13 Jul 2025 19:00:00 +0000

Ever felt like your whole life got flipped without warning? Like one minute you're managing work, babies, bills... and the next, everything's on fire? This week's Money Diary is for anyone who's had to start over when they really, really didn’t plan to. The same week our diarist returned to work after maternity leave, her husband left (over text!!!) for another woman, leaving her with six-month-old twins and half of their $50K in debt. But after all that heartbreak, what follows is the kind of ending that makes you think: "That breakup? Honestly, best thing that ever happened to you." We're talking career glow-ups, investing wins, serious boundary-setting, and a new partner who proves the good ones do exist. This one’s for anyone who needs a little reminder that your worst moment might just be your turning point.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is This the Biggest Financial Decision You'll Make?

Thu, 10 Jul 2025 20:46:15 +0000

It’s the finance hot take that’s everywhere right now, but is your partner really the biggest financial decision you'll ever make? This week, we’re taking a closer look at the money-meets-love dilemma that’s dividing the internet, and our community. What happens when you're a budgeting queen with big goals, and they’re... just not? Is financial compatibility a dealbreaker, or is there more to the story? We also dive into the side hustle stress no one talks about: how to manage money when your “fun little project” suddenly starts making bank. It’s full Friday Drinks energy: slightly chaotic, surprisingly insightful, and the financial group chat you didn’t know you needed.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

I'm Bored. Give Me Your Most Unhinged Money Saving Hacks...

Tue, 08 Jul 2025 19:00:00 +0000

If you’ve spent five minutes on TikTok lately (okay, five hours), you’ve probably stumbled on the “most unhinged hack” trend... people sharing their weirdest, wildest ways to solve life’s problems. And when one clever member of our She’s On The Money community asked for the most unhinged ways to stop unnecessary spending, and you guys well and truely delivered. These hacks might sound chaotic, but don’t be fooled. Underneath the chaos is a heap of helpful, psychology-backed, behaviour-breaking brilliance. Because sometimes a budget just isn’t enough. Sometimes you need a strategy that’s equal parts unhinged and actually effective.

In this ep you'll find:
💸 The social media tweak that kills retail temptation before it even hits your feed
💸 The hair tie trick that’s backed by real behavioural psych (and actually works)
💸 The dopamine swap that turns UberEats cravings into tiny investing wins
💸 The one phone setting that takes all the sparkle out of online shopping
💸 The “if it’s under…” mind game that makes every impulse buy a budget test
💸 The subscription-killer move that forces you to rethink what you really use

FREEBIE: Join our 30-Day Reframe Challenge here.

See omnystudio.com/listener for privacy information.

We Chose a Long-Distance Marriage For 2 Years to Build Our Future

Sun, 06 Jul 2025 19:00:00 +0000

What would you sacrifice for your long-term financial goals? In this week’s Money Diary, we meet someone who made a bold, unconventional choice... moving countries solo, leaving her husband behind, and taking on a whole new life to set up their future. From rural Japan culture shocks to rapid salary growth and a financial strategy that’s anything but ordinary, this ep is full of unexpected turns, big mindset shifts, and proof that building wealth doesn’t always look the way you’d expect.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is Your Inner Broke Girl Blocking Your Financial Glow-Up?

Thu, 03 Jul 2025 19:00:00 +0000

You’re earning more, budgeting better, and technically doing everything right... so why does spending still make you feel like you’re one click away from financial ruin? In this week's ep, we're unpacking the inner broke girl energy that so many of us carry (even when our bank balance says otherwise). Sometimes it's not your budget that needs a glow-up, it's your mindset. Plus things get spicy when a community member asks where we stand on tipping culture... do you tip, when do you tip, and are we all just too awkward to ask for change back? We’ve got thoughts. And of course we've got all your money wins and confession, and broke tips that you love.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

5 Shares That Skyrocketed Last Financial Year (And What You Can Learn From Them)

Tue, 01 Jul 2025 19:00:00 +0000

This week, we’re diving into five shares that absolutely popped off last financial year, and what they can actually teach us about smart investing. Some were expected (hello, gold rush), others were more niche, but all of them have big money lessons baked in. From pharmacy shakeups to booming tech, we’re unpacking what really drives a share price, how to spot strong business stories, and why investing is about more than just crossing your fingers and manifesting gains. Whether you’re deep in your investing era or just market-curious, this one’s all about making investing feel less intimidating, and way more empowering.

Here’s what we cover:
📉 Why gold is having a moment… and the miner that surged 150%+
📉The new pharmacy powerhouse on the ASX
📉The furniture brand making waves (and margins) through AI and drop-shipping
📉 The everyday app for parents and pet owners… that quietly crushed the stock market.
📉 And why “booming” doesn’t always mean “buy now”

See omnystudio.com/listener for privacy information.

The Money Diaries of an Aussie Girlbossing in New York

Sun, 29 Jun 2025 19:00:00 +0000

Ever wondered what it’s really like to chase your dreams in the Big Apple? In this week's ep, we’re cracking open a glam, gritty, and oh-so-real money diary straight from New York City, featuring an Aussie expat who’s living the dream… and navigating all the money stuff that comes with it. Working as a headhunter in NYC, she’s juggling Manhattan rent, 401ks, and a mortgage back home she shares with her siblings. Oh, and she’s got a seriously genius strategy for staying stylish in the city without blowing the budget. It’s the NYC hustle, with an Aussie twist.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Super Catch-Up Plan You Need and a Pep Talk for When You Feel Behind

Thu, 26 Jun 2025 19:00:00 +0000

Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn’t feel so shiny. This week, we’re diving into the mental minefield that is the money comparison trap... the spiral that hits even when you know you’re doing okay. We also break down what to do if you accessed your super during COVID and want to catch up (or feel like you “should”). Is it worth topping up? Where do you even start? Plus we've got all your fave money wins, broke tips and chaotic money chats.

LAST CHANCE: to sign up to The Investing Masterclass, it starts July 1 and you can sign up here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Nartarsha Bamblett on Turning Her Gift Into a Business

Tue, 24 Jun 2025 19:00:00 +0000

You’ve heard her voice open every ep... but this week, we’re handing her the mic for real. In this Business Diary edition, we’re getting the full download from the magnetic, powerful, and wildly inspiring Nartarsha Bamblett, aka Queen Acknowledgements. Nartarsha never set out to be a founder. But when her way of doing Acknowledgement of Country started shifting rooms, opening hearts, and creating real connection… the business found her. In this episode, Nartarsha shares how she turned cultural wisdom, community care, and pure presence into a business that’s rewriting the script on what it means to work with purpose... and get paid for it.

We talk about:
🔥Charging for something sacred, and why that’s not up for debate
🔥Turning passion into profit (without the burnout)
🔥Building a business that fits around motherhood, not the other way around
🔥The reality of saying no, and trusting the right clients will come
🔥What work-life “balance” really looks like when you’re building something that matters

This one’s powerful and full of the kind of business wisdom you feel - not just hear.

Check our Nartarsha's website and Instagram.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Reality of Grief and Managing Their Estate

Sun, 22 Jun 2025 19:00:00 +0000

Ever felt like life just keeps testing you… one heartbreak after another? This week’s Money Diary isn’t just about grief, it’s about the admin that comes with it (and no one warns you about). After losing both her parents, our diarist found herself deep in paperwork, probate, Centrelink forms, and co-executor chaos… all while pregnant and juggling two little ones at home. From the emotional mess of selling the family home to navigating bank accounts, and all the estate drama, this is the side of money we don’t often talk about, but so many of us will face. And through it all? She’s budgeting, investing for her kids, and still somehow holding it together. This episode is a reminder that sometimes, surviving is the win.

If you want to learn how to start building your own investment portfolio, The Investing Masterclass is open for enrolment. Join us here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Do You Actually Want to Buy a House or Just Feel Like You Should?

Thu, 19 Jun 2025 19:00:00 +0000

It starts as a simple question: should I buy a house or invest in the share market? What begins as a classic money dilemma quickly unravels into a much bigger conversation... about pressure, identity, and whether the goals we’re chasing are even ours to begin with. Plus, we tackle a seriously juicy DM about uprooting your entire family for a “life-changing” job (that may only last a few years), whether commuting ruins your happiness, and why it might be time to outsource your vacuuming. Oh, and there’s also a heated musical theatre debate and some spicy ADHD brain revelations in there too.

WANT LEARN HOW TO INVEST? The Investing Masterclass is here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

EOFY Glow-Up: 5 Ways to Get Your Finances Together, Fast

Tue, 17 Jun 2025 19:00:00 +0000

Feel like your 2025 money goals ghosted you around February? You’re not alone... and babe, it’s time for a financial glow-up. In this episode, we’re using EOFY energy to reboot your budget, clean up your spending habits, and get your money working for you (not the other way around). We’re talking five fast, feel-good steps to sort your finances before June 30 hits, and no, it’s not about cancelling every brunch or surviving on rice and regrets.

In this episode:
💅 “Keep, Cut, Switch”: the spicy budgeting game your bank account needs
💅 How to get a better deal on your bills without speaking to a single soul (yes please)
💅 A supercharged tip your retirement fund will write you a thank-you note for
💅 The sneaky super hack that could fast-track your house deposit (and feels a lot like legal money laundering 👀)
💅 Why your spending habits might actually be... feelings in disguise

Ready to feel calm, in control and like an actual financial adult by Christmas? Let’s go.

Want to start growing your money? Join The Investing Masterclass here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

“I Had No Plan B”... Now She’s Building Wealth Like a Boss

Sun, 15 Jun 2025 19:00:00 +0000

What do you do when your entire career plan falls apart.... and you're 26, jobless, and living back with your parents? This week’s Money Diary is the plot twist we didn’t see coming: our diarist went all in on her dream to join the Army as a psychologist, only to face a medical discharge that left her completely derailed. With no plan B, she found herself burned out, broke, and scrambling. But that’s not where her story ends. Fast forward: she’s in a meaningful career, investing like a pro, and just bought her first investment property with her boyfriend. We’re talking big glow-up energy, with money habits to match.

💸 What she learned from burning through $30k of savings
💸 How salary packaging gave her an extra $20k a year
💸 Why separate bank accounts changed everything
💸 The one money habit that turned it all around
💸 How she built a $70k share portfolio by age 26
💸 And the juicy details of her first investment property

It’s one of those episodes that’ll have you rethinking your money habits, rewriting your budget, and realising maybe plan A wasn’t the best plan after all.

If you want to learn how to start building your own investment portfolio, The Investing Masterclass is open for enrolment. Join us here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

This Car Finance Mistake Could Cost You Thousands

Thu, 12 Jun 2025 19:00:00 +0000

This week, we’re talking about one of the biggest money traps out there: car finance. It seems simple... buy the car, pay it off... but what if the way you’re financing it is quietly costing you thousands? From mortgage refinancing to dealership loans, Victoria breaks down the smart ways (and not-so-smart ones) to fund your next car, and the red flags to look out for before you sign anything. And we've got a heated child support DM that had us all fuming. When a co-parent uses child support as ammo against their ex, what’s fair game, and what crosses the line? We get deep into emotional manipulation, kids' financial literacy, and how to protect your peace (and your children’s) when the other parent is being... not so financially kind. Plus, it's Friday so there's all the unhinged money chats you know and love.

WANT LEARN HOW TO INVEST? The Investing Masterclass is here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Copy the Investing Strategy Behind One of the Biggest Fortunes on The Planet

Tue, 10 Jun 2025 19:00:00 +0000

What if the secret to building a trillion dollar fortune wasn’t flashy trades or risky crypto bets, but something so boring, it’s actually kind of genius? In this episode, we’re taking a look at the investing strategy of the world’s most low-key billionaire... and showing you exactly how to start doing it yourself (no, you don’t need a six-figure salary or a finance degree). From his first investment at age 11 to the simple rules he swears by, we unpack the mindset behind Warren Buffett’s slow-and-steady success... and why it just might be the smartest way to build your own wealth.

📈What makes Warren Buffett the GOAT
📈The biggest investing lesson he ever learnt (at 11 years old)
📈A strategy so simple, it’s suspicious... and worth billions
📈The 3 things a company needs to have for Buffett to invest
📈The 1 investing move he recommends for his wife, and you too

Ready to start investing? Join The Investing Masterclass here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

It’s Never Too Late For a Financial Glow-Up

Sun, 08 Jun 2025 19:00:00 +0000

She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. This week’s Money Diary is all about the slow realisation that earning well doesn’t mean you’re building wealth. After a divorce, a court battle, and two lost properties, she hit financial rock bottom. But what really shook her? Watching a $20K bonus disappear, and not being able to say where it went. That was the moment everything changed. She started tracking every dollar and bought a place to call her own doing the work to build a future she's proud of.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Save or Invest Right Now? And a Spicy Inheritance Dilemma

Thu, 05 Jun 2025 19:00:00 +0000

You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing? This week on Friday Drinks, we’re tackling the save vs. invest debate. We’re not here for one-size-fits-all answers, we’re here to help you figure out what move actually fits your life and your goals. And then it gets juicy. We unpack a seriously tense inheritance dilemma involving family property, blurred boundaries, and a brother with big expectations. It’s full Friday Drinks energy: spicy, thoughtful, and packed with the kinds of money convos no one else is having (but we all need to hear).

WANT LEARN HOW TO INVEST? The Investing Masterclass is here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Can Refinancing Really Save You Thousands?

Tue, 03 Jun 2025 11:14:02 +0000

What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jaclyn Walsh from Zella Money is back to chat why refinancing could be the sneaky power play your bank really hopes you don’t make. We’re breaking down how it works, when it’s worth it, and why a mortgage broker might be your secret weapon to getting the best possible loan for you. Whether you’re looking for a better rate, more flexibility, or just want to stop donating extra cash to your bank each month, this episode has everything you need to know.

In This Episode:
💸 How to know when it’s time to rethink your mortgage
💸 The surprising ways refinancing can save (or cost) you thousands
💸 Why cashback deals aren’t always the flex they seem
💸 What a good mortgage broker can do that your bank won’t
💸 And the number one excuse that’s keeping people stuck on bad rates

FREEBIE: Get our She's on the Money Mortgage rate calculator here.

For all your mortgage and refinancing needs, you can contact Zella here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

We Left Australia for a Startup Dream in San Fransico

Sun, 01 Jun 2025 19:00:00 +0000

Would you leave a job you love, move countries while pregnant, and bet on someone else’s career dream... with the hope it could all pay off big? This week’s Money Diary is a bold one. Our diarist packed up her life in Australia to move to San Francisco for her husband’s startup job, trading career security for the chance at something bigger. Now, she’s navigating life without an income, American healthcare, wild rent, and double tax returns... all while preparing to become a mum. It’s a powerful reminder that sometimes the biggest money moves aren’t about what’s in your account. They're about what could be, if the risk pays off.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Financial Anxieties of Your Parents' Retirement & Winter Energy Bills

Thu, 29 May 2025 19:00:00 +0000

Have you ever wondered if your parents are set up for retirement? And what that might mean if they’re not? This week on Friday Drinks, we’re unpacking a dilemma that’s hitting way too many millennials right now... the quiet stress of realising your parents might not be financially ready for the future, and the pressure of what happens next. Plus, it’s starting to get colder, and that means heater wars, passive-aggressive group chats, and winter power bills that could wreck your budget faster than you can say “"put a jumper on". It’s a classic Friday Drinks: a little bit unhinged, a whole lot real, and full of the money convos no one else is having... but we definitely should be.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Fast Track to Earning More: Use the Skills You Already Have to Pivot and Get Paid

Tue, 27 May 2025 19:00:00 +0000

You’ve skipped the oat lattes, cut back on everything that sparks joy, and you’re still not getting ahead. Maybe it’s not about spending less... it’s about earning more? This week, we’re talking about the power of a strategic pivot, because you might already have 87% of the skills you need to switch things up. Whether you're ready for a role that pays more or offers flexibility, we’re showing you how to back yourself before you tick every box. Victoria shares how to make a pivot without starting from scratch, how to turn side skills into job-ready assets, and why your cover letter might just be the strongest tool in your job hunt, if you actually use it properly.

In This Episode:
💼 Why earning more can be your most powerful money move
💼 What a strategic pivot actually looks like
💼 How to use skills you already have that could boost your income
💼 How to make your resume results-driven and recruiter-proof
💼 Why your cover letter is your ultimate power move

DOWNLOAD: Your resume and cover letter guide here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

This Is What They Don’t Tell You About Having a Financial Safety Net

Sun, 25 May 2025 19:00:00 +0000

She graduated top of her class, a had a house, and $200K in savings. On paper, she was set. But then came chronic health issues, three kids, and two cancer diagnoses... and suddenly the plan didn’t matter. This week’s Money Diary is about what happens when full-time work isn’t an option, savings don’t last forever, and success looks a lot different than it used to. Our Money Diarist talks about walking away from an investment property, learning to live with less, and figuring out how to rebuild without burning herself out in the process. If you’ve ever had to make hard calls, slow everything down, or just survive the season you’re in, this one’s for you.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Would You Pour Your Savings Into a House That’s Not Yours? And Is Chasing Money Really Worth the Burnout?

Thu, 22 May 2025 20:07:21 +0000

What would you do if you had the chance to build your dream home, but your name wasn’t on the title? This week, we’re unpacking a dilemma that’s equal parts dream opportunity and legal nightmare. Plus, we hear from a listener who is pushing herself to the limit because the money is just that good. But what happens when the hustle leaves you physically unwell, emotionally drained, and one shift away from total burnout? It’s a classic Friday Drinks: a little bit unhinged, a whole lot real, and packed with the kind of fun that still makes you smarter with your money.

Sort your insurances with Skye Wealth.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Broken Brains: Nobody Prepares You for This Financial Emergency

Tue, 20 May 2025 19:00:00 +0000

You’ve planned your budget, built your emergency fund, and followed all the financial advice... but what happens when life throws something so big, so chaotic, that none of it is enough? In this ep we're joined by special guests, and the writers of new book Broken Brains, Jamila Rizvi and Rosie Waterland. Two women whose lives were turned upside down by illness, trauma, and the brutal reality of trying to keep your head above water when your brain and body won’t cooperate, and the bills keep coming anyway. We talk about the invisible costs of being unwell, the gap between public support and real-life needs, and the quiet shame that follows financial instability and even lasagna inequality (yes, really). It’s raw, it’s funny, it’s deeply human, and it might be exactly what you need to hear right now.

Content Warning: This episode contains discussions of serious mental illness, trauma, childhood abuse, psychiatric care, and financial distress. Please listen with care, and know that support is available. If you or someone you know is struggling, contact Lifeline at 13 11 14 or visit Beyond Blue.

Broken Brains by Jamila Rizvi and Rosie Waterland – Grab your copy here!
Follow Rosie Waterland on Instagram and follow Jamila Rizvi on Instagram

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She Was Avoiding Her Bank App and Blowing Her Budget... Now She’s Saved $60K

Sun, 18 May 2025 19:00:00 +0000

Ever felt like you’re doing everything right with money… and still wondering where it all went? This week’s Money Diarist shares what it’s really like to feel stuck in a cycle of emotional spending, hidden purchases, and guilt — even while working hard toward big financial goals. She found herself secretly spending $500 a fortnight, avoiding her bank app, and feeling like she’d never break the habit. But with some hard truths, a little therapy, and a seriously smart savings system, she turned it around — managing to save $60,000 and start building the future she actually wanted. We also unpack life with a $1.1 million mortgage, how she’s balancing career dreams with financial goals, and yes… whether that designer handbag really counts as an “investment.” Press play, this is your reminder that even if it feels hard right now, change is always possible.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why You Feel So Bad About Money (and Why You Seriously Shouldn’t).

Thu, 15 May 2025 19:00:00 +0000

It’s one thing to feel bad about your own money decisions… but what if it’s your parents making you feel worse? This week, we’re diving into why family opinions about how you spend, save, and handle your money hit harder than they should, and how to shake off the guilt so you can make decisions that actually work for you (not just to keep the peace at family dinners). Then, we switch gears and tackle a huge financial decision selling your home. What are buyers actually looking for right now? And when your real estate agent offers advice, should you listen… or trust your own research? Plus, the usual chaos: slightly rogue broke tips, some brilliant money wins, and a very important conversation about whether IKEA meatballs count as financial self-care.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Be Investing in Tech and AI?

Tue, 13 May 2025 19:00:00 +0000

AI is everywhere right now. It’s writing emails, making playlists, and popping up in every “get rich quick” TikTok you scroll past. But when it comes to your hard-earned money, is this actually the smart place to invest… or just another hype train about to derail? In this episode, we’re breaking down what’s really going on with AI and tech shares and why throwing your savings at the next shiny thing might not be the wealth-building move it’s made out to be. Are you already too late for the big wins? Are tech giants like Apple, Amazon, and Nvidia still a safe bet? And how do you know if you’re investing for future-you… or just chasing financial FOMO?

In This Episode:
🤖 Why everyone’s suddenly obsessed with AI (and if you should be too?)
🤖 How to spot the difference between a smart investment and financial FOMO
🤖 What history’s bubbles (hello, dot-com crash!) can teach us about today’s hype
🤖 Why you don’t have to be early, you just have to be smart

NOTE: This episode was recorded before Trump announced changes to the chip export rules were on the way, so this is something we will be keeping our eyes on to see how it plays out!

LISTEN TO: Our Money Diary on working in tech... The Truth About Big Tech Money From Someone Living It

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Drowning in Debt and Stuck in Her Marriage... Here's How She Finally Left

Sun, 11 May 2025 19:00:00 +0000

What happens when love fades but the debt remains? This weeks money diarist found herself caught between what her heart knew and what her bank account wouldn’t allow. With her finances tangled and the exit door feeling impossibly far away, she stayed longer than she wanted — not because she didn’t want to leave, but because she didn’t know how she could afford to. This is a story about quiet resilience and the slow work of reclaiming your independence.

Content Warning:
This episode discusses themes of emotional abuse, financial control and threatened suicide. 1800RESPECT is available 24/7 for confidential support at 1800 737 732 or 1800respect.org.au. or In an emergeny or if you are feeling unsafe always call 000.

If you’re feeling trapped by debt or financial hardship, you can contact the National Debt Helpline at 1800 007 007 or visit ndh.org.au for free, confidential advice.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Save for a House or Boost Your Super? (Plus a Seriously Spicy Wedding Gift Dilemma...)

Thu, 08 May 2025 19:00:00 +0000

You’ve dropped over $1,000 being in the bridal party... dress, hen’s, flights, accommodation… the works. So when the wedding rolls around, do you still owe them a gift? This week’s episode brings the wedding etiquette drama (and the budget stress) we all secretly talk about. Plus, one of the biggest money dilemmas we hear:
Should you throw your savings into super and score a tax win, or save for a house deposit and try to beat the market? We’re breaking down how to figure out what’s actually right for you, including the First Home Super Saver Scheme, and how to balance future-you with right-now priorities. And it's Friday so we've got all your money wins, DIY car repairs, homemade jelly, and the kind of broke tips only this community could come up with.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Build Good Money Habits That Run on Autopilot

Tue, 06 May 2025 19:00:00 +0000

Ever promised yourself this would be the month you finally stick to a budget… and then ordered Uber Eats twice before Wednesday? Well, this episode is your permission slip to stop blaming willpower and start building smarter systems. Because the truth is: good money habits aren’t about discipline, they’re about design. We’re unpacking the psychology of habits, why your brain loves to self-sabotage (blame the caveman settings), and how to make budgeting feel less like punishment and more like autopilot. Plus, the tiny tweaks you can make today that’ll actually stick.

In This Episode:

✨Why motivation isn’t the magic solution we think it is
✨How to spot your habit triggers — and use them to your advantage
✨What “habit stacking” is and how to make it work for your money
✨Building systems that save you from yourself (and your phone)

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She’s Good With Money, He Was Deep In Debt… Here’s How They Turned It All Around

Sun, 04 May 2025 19:00:00 +0000

What happens when you’re smashing savings goals… and your partner is dragging debt behind him? This week’s Money Diarist is the kind of person who plans, budgets, and makes things happen. Her partner? Not so much. But instead of giving up or giving in, she stepped up.... managing the money, making the plan, and slowly pulling them into a better place. It wasn’t easy. But now, they’re out of debt, kicking goals, and building a life with way more control than chaos. It’s honest, relatable, and seriously motivating if you’ve been doing the financial heavy lifting (or just need a lift yourself).

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Buy Gold Bullion and Would You Delay Your Dream Job Incase You Have Kids?

Thu, 01 May 2025 20:32:04 +0000

Gold prices are on the rise… but does that mean you should be out here buying bars? This week’s Friday Drinks kicks off with a shiny dilemma: one listener wants to know if investing in gold bullion is a smart financial move, or just a panic response. So we're chatting about when gold actually makes sense as an investment (and whether that jewellery sitting in your drawer is secretly part of your portfolio). Then we get personal: would you delay your dream job just in case you want to have kids someday? We dive into the pressure to plan around maybes and how to make big life decisions when nothing feels certain. Of course, it wouldn’t be a Friday ep without your money wins and broke tips.

Content Warning: This episode includes discussion of miscarriage. If this topic is distressing for you, you may want to skip this one. And if you need support, Miscarriage Australia has a list of helpful resources available here.

FREEBIE: we’ve teamed up with our friends at Moonpig again for a pretty iconic Mother’s Day offer: right now, you can send your first card completely free with the code MUMSOTM. Head here and add a cute photo, a sweet message, maybe even a voice note.

Webinar Replay: Catch the Constant Contact webinar replay here, and the first small business marketing mini series youtube video here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Points Hacking (No Credit Card Required)

Tue, 29 Apr 2025 19:45:00 +0000

Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen, Jess Ricci and she spills exactly how you can stack points, cash in bonuses, and score free flights, KitchenAids, and even Dyson vacuums... without ever swiping a credit card. We’re sharing the real rules of smart points hacking, why loyalty programs actually make companies money (and how we’re flipping that to our advantage), plus the stacking tricks, bonus offers, and sneaky little hacks you need to know.

Inside This Episode:

✈️How to actually make points work for you (without spending more)
✈️The best loyalty programs to jump on right now
✈️Smart bonus stacking 101: double dip, triple dip, WIN
✈️When to use your points for flights vs upgrades vs shopping
✈️The real rules of savvy points hacking (and what to ignore)

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Property Flipping Helped Us Build the Life We Actually Wanted

Sun, 27 Apr 2025 19:00:00 +0000

They flipped one house and flipped their whole future. Ever wondered if flipping a property could actually change your life? Today’s Money Diarist shares how she and her husband scraped together a deposit, lived in a caravan while they renovated their first fixer-upper, and flipped it for a serious profit. Once they realised they had a knack for it, they didn’t stop at one and turned their property skills into a growing business, more financial freedom, and a future with way more options than they had before.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

This Is the Money Trap That Keeps So Many Women Stuck

Thu, 24 Apr 2025 14:00:00 +0000

This episode is all about those moments when you know something’s not working, but you don’t know how to change it. Whether it’s setting boundaries around your time, charging what you’re worth, or figuring out how to leave a relationship that no longer serves you… when money’s involved, it gets complicated. We’re getting into what keeps people stuck, how to start building a way out (even if it feels impossible right now), and where you can turn for help that’s real and judgment-free. And because it’s a Friday show, we’re also lightening the mood with your favourite money wins and chaotic broke tips (Cheesels over chips? Discuss).

The National Debt helpline is a free resource you where can speak to financial councillors about your debt. Call 1800 007 007 or visit https://ndh.org.au/

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Blue Eyed Kayla Jade: Behind the Money, Followers and Fame

Wed, 23 Apr 2025 19:00:00 +0000

She made $30k in one day... and that's not even the most impressive part. With over 2 million TikTok followers, viral cash-counting clips, and a six-figure business built from the ground up, Kayla Jade is one of the most recognisable (and unapologetic) faces in Australian content creation. And she’s not just here for attention. She’s here to build wealth.

She’s an OnlyFans creator, full-service sex worker, digital entrepreneur, and financial powerhouse (with a brand new podcast you're not going to want to miss) who went from fixing her car with duct tape to negotiating five-figure bookings and flipping that income into property, power, and long-term financial freedom.

It’s an unfiltered chat where Victoria gets to ask all the questions you’ve been dying to know.... and Kayla doesn’t hold back.

You'll hear:

🔥 How she made $30K in a single day (yes, really)
🔥 The business model behind OnlyFans — and the boundaries that protect it
🔥 Why she stopped the flashy spending and started building a property portfolio
🔥 The stigma, double standards and assumptions she’s still pushing back against
🔥 How she’s turning internet fame into long-term financial freedom

If you loved this chat, you’re going to binge her new pod. Listen to Storytime With Kayla Jade and follow her TikTok here.

Content note: We chat about sex, work, money and everything in between you might want to skip this one if little ears are around.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Georgie Stevenson Built Naked Harvest (and a Wellness Empire)

Tue, 22 Apr 2025 20:14:29 +0000

She walked away from a corporate law career to chase something that didn’t quite make sense on paper... and ended up co-founding one of Australia's most recognisable wellness brands.

Georgie Stevenson wasn’t trying to build a business. She saw a gap in the wellness space, backed herself, and built Naked Harvest (now being rebranded as NU Harvest) into a multi-million dollar company with her brother by her side. No investors, just a product women were craving, and the guts to do things differently.

In this Business Diary, Georgie opens up about disrupting a male-dominated industry, growing a physical product brand from scratch, and the mindset it takes to lead through big growth (and bigger pressure).

We talk about:
💡 Disrupting a male-dominated space with products that put women first
💡 Building a business with your sibling (and making it out alive)
💡 Leading through imposter syndrome, intuition, and therapy
💡 And why the woman who never planned to be a founder… isn’t done yet

Hit play for biz lessons, big energy, and the kind of founder chat you’ll be thinking about long after your walk ends.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She Didn’t Go to Uni — But She’s Got Her Dream Home, Investments… and a Massive Decision to Make

Sun, 20 Apr 2025 19:00:00 +0000

She didn’t go to uni. She’s 26, bought a home young, and has been building her money confidence piece by piece. But when her dad passed away and left her an inheritance, she found herself completely stuck. Not because she doesn’t care — but because the pressure to use it “right” is heavier than she expected. This week’s Money Diary is about grief, guilt, and trying to make a smart money decision when your heart’s still catching up. It’s honest, emotional, and packed with the kind of real-life money moments no spreadsheet can prepare you for.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Would You Walk Away From Shares That Might Make You a Millionaire?

Thu, 17 Apr 2025 19:00:00 +0000

You've been offered a new job with better pay and less stress. But here's the catch: leaving your current role means giving up employee shares that might make you a millionaire one day. So… what would you do? We’re unpacking the emotional rollercoaster of choosing between short-term peace and long-term potential, why golden handcuffs are very real, and what we’d do if we were in her shoes (spoiler alert, we didn’t all agree). We also introduce you to LICs — ETFs' more mysterious (and slightly riskier) cousin — and unpack whether they deserve a spot in your portfolio. Plus the usual chaos, unfiltered opinions, and broke hacks you didn’t ask for but you’re getting anyway.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Victoria Devine Built a Multimillion-Dollar Small Business

Tue, 15 Apr 2025 19:00:00 +0000

Ever wondered how She’s on the Money went from a Facebook group to a full-blown empire? In this special episode, she finally shares the real story: the chaos, the challenges, and the wild, unexpected moments that turned a side hustle into a multimillion-dollar brand. No highlight reel, just what actually happened behind the scenes. She also answers the questions we hear all the time: How do you know if your idea is worth backing? How do you grow an audience? And what would she do differently if she were starting today? Hit play for the business advice, behind-the-scenes tea, and lessons Victoria learned the hard way — so maybe you don’t have to.

Watch Victoria's special Youtube video "Things I wish I knew before starting my (multimillion dollar) business!"

FREEBIE ALERT: Try Constant Contact for free for 30 days and when you’re ready to take things to the next level you can use the code #SOTM30 to enjoy 30% OFF your membership for 6 months. Click here to try it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Truth About Big Tech Money From Someone Living It

Sun, 13 Apr 2025 19:00:00 +0000

You’ve probably heard the hype: tech jobs = massive salaries. But can you still get a slice of the pie if you don’t work in a technical role? This week’s Money Diarist is here to say… yes, you absolutely can. She’s in her early 30s, earning up to $650K "total comp" a year and building her dream home. But her path into tech was anything but traditional. No coding background, just a string of gutsy moves, lucky breaks, and saying yes before she felt “ready.” We talk about what big tech money actually looks like behind the scenes: the shares, the bonuses, the six-figure tax bills, the lifestyle creep... and the pressure that comes with it all. She’s open, honest, and full of wisdom about building wealth in a world that wasn’t necessarily built for her. If you’ve ever looked at a job description and thought, “I don’t tick all the boxes, so I won’t apply,” this one’s your sign to rethink what’s possible.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Buy a House or Invest? Let's Break it Down

Thu, 10 Apr 2025 19:00:00 +0000

Should you buy a house or invest the cash instead? That’s the exact question one of our community members is facing. After a separation and the sale of her home, she’s now sitting on a lump sum. But with property prices still out of reach, she’s torn: should she wait it out, buy in a cheaper area, or invest the money and build wealth another way? We also dive into a DM that seriously put our ethics to the test. Someone got undercharged at checkout, knew it, and walked away. Should she have gone back? Is it stealing… or just retail karma? Plus, we’re sharing some of the best broke tips and money wins including a genius hack to get 40% off pizza every time and a money-saving ways to use Google Image Search and Facebook Ads you’ve probably never thought of. Tap play for the laughs, the loopholes, and the life advice you didn’t know you needed.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What Share Market Dips Do to Your Brain... and What History Says is Coming Next

Tue, 08 Apr 2025 19:00:00 +0000

Your portfolio’s down, and the news is throwing around words like “correction” and “crash.” So... should you be worried? In this episode, Victoria breaks down what’s actually happening in the share market. What’s behind the dip, how global headlines (looking at you, Trump and your tariffs) rattle investor confidence, and why it messes with your decision-making.

We're covering:
📉 What’s actually driving the current market dip and why it’s not a sign to panic
📉 Why your brain reacts so strongly to red numbers (and how to stop it messing with your decisions)
📉 What history tells us about dips and what will likely happen next
📉 What long-term investors (including Victoria) stay steady when the market gets dramatic

Press play to feel less panicked, more informed, and genuinely better equipped to ride this one out.

Listen to our last ep on the share market, Everyone’s Panicking About the Market... Here’s Why I’m Not (and You Shouldn't Either).

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Superyachts, Sports Cars, and a Secret She Couldn’t Tell Anyone

Sun, 06 Apr 2025 19:00:00 +0000

This week, Victoria sits down with a diarist whose story starts like a dream: swept off her feet, love-bombed, and suddenly living a life of superyachts, luxury cars, and first-class everything. But beneath the shine was something far more complex... and much harder to escape.

In this deeply moving episode, she shares her experience with financial abuse, coercive control, and the moment she realised she had to leave, baby in arms, without a cent to her name. Her bravery, honesty, and financial comeback are nothing short of extraordinary, and this conversation is one every woman should hear.

CONTENT WARNING: This episode contains discussions of domestic and financial abuse. If that’s triggering topic or not right for you, we encourage you to skip this one and take care of yourself. If you or someone you know needs support, please call 1800RESPECT/1800 737 732.

FREEBIE: Make Mother’s Day extra meaningful in just a few minutes. Head to moonpig.com.au and use MUMSOTM at checkout for a free card. Because every mum deserves a Moonpig card. T&Cs apply.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Would You Leave Everything Behind to Be Mortgage-Free? And Asking for the Pay You Deserve

Thu, 03 Apr 2025 13:00:00 +0000

Would you move away from your family, friends, and entire support system just to own a home outright? Well this week’s Friday Drinks is all about big trade-offs, bold moves, and knowing your worth (even when it feels uncomfortable to ask for it). This week, one listener is thinking of quitting her FIFO job and selling her home to move interstate and live mortgage-free... it’s a huge lifestyle shake-up, but is the financial freedom worth it? And we’re also diving into a workplace conundrum that’s way too familiar: what to do when your title, your responsibilities, and your pay are definitely not on the same page... and how to confidently negotiate the raise you know you deserve. Plus, of course, we’ve got all the money wins, juicy confessions, broke tips, and Friday fun you know and love.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

We Asked the Finance Minister What This Budget Really Does For You

Tue, 01 Apr 2025 18:00:00 +0000

Are you still trying to get your head around what this budget means for you? Well Victoria went straight to Parliament House to sit down with Finance Minister & Minister for Women Katy Gallagher and ask the questions we actually care about... no fluff, no jargon, just real answers about what this budget means for you. They cover everything from HECS indexation changes and rent relief to energy bill support, women’s health funding, and that massive $27 billion deficit. And yes she straight-up asked if it’s all just pre-election hype.

They unpack:
💰What the Finance Minister actually does
💰Can we get cost-of-living relief without wrecking inflation?
💰That $27B deficit (and why it’s not just bad news)
💰Big wins for women’s health: endo, menopause, bulk billing
💰Rent support, housing plans, and the long game
💰Why your groceries cost so much and what’s being done

Hit play if you’re over the headlines and want to know what this budget actually means for your money.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Confessions of a Former Shopaholic

Sun, 30 Mar 2025 18:00:00 +0000

This week’s diarist takes us inside a financial journey that will feel very familiar to anyone who’s ever used retail therapy to escape stress. From using Buy Now Pay Later for festival outfits and groceries to hiding debt from her partner (who works in finance, by the way), she found herself in a spiral of spending and shame and didn’t feel like she could tell anyone. That is, until one unexpected lunch conversation changed everything.

What followed was a slow and steady journey out of debt, toward confidence, clarity, and a house deposit she once thought was impossible. She’s now paid off $5,000 in debt, saved over $15,000, and learned how to manage spending urges without giving up the things she loves.

This episode is for anyone who’s ever used online shopping as a coping mechanism, avoided checking their balance, or felt like they’d already stuffed it. Tap play and remind yourself you’re not behind... you’re just getting started.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Everything You Need to Know About This Year’s Budget

Fri, 28 Mar 2025 18:00:00 +0000

If hearing the words “Federal Budget” makes your eyes glaze over… we’ve got you. In this bonus episode, Victoria breaks down what was actually announced in Australia's 2025 Federal Budget (straight from her hotel room in Canberra, right after leaving Parliament House). From tax cuts and HECS debt changes to childcare, housing, rent relief and energy bill support, this episode will help you understand what it actually means for your money. Whether you're a renter, a student, a parent, or just trying to keep up with the cost of living, this ep is for you.

⚠️ Note: This episode was recorded before the election was called. Since recording, the federal election has officially been set for May 3, so please, friends, make sure you're enrolled to vote and your details are up to date at aec.gov.au.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Owed Super or Don’t Know Where to Start Investing? Let’s Fix Both.

Thu, 27 Mar 2025 18:00:00 +0000

Scared to start investing because you don’t want to mess it up? This one’s for you. This week, we’re tackling one of the most common DMs we get: How do I actually start investing without messing it up? We talk through the fear, the noise, and the pressure to “pick the right thing” and share how to take your first step with confidence.

We also unpack a second dilemma that had us furious: a listener whose boss still owes her $5,000 in super and has completely ghosted her. We walk through what to do, how to report it, and why your future self can’t afford to let this one go.

Plus we've got all the rouge content you know and love including an Aldi plumbing win (yes, really), an epic $10 rainbow cake, and some of the best money wins we’ve heard all week.

Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Victoria Devine Went From Money Mess to Millionaire

Tue, 25 Mar 2025 18:00:00 +0000

Think you're too behind to fix your finances? Victoria Devine was once right where you are. Before she was a best-selling author, business owner and the voice behind Australia’s number one money podcast, Victoria was financially stuck, overwhelmed, and winging it hard.

In this episode, Bec puts Victoria in the hot seat to unpack her actual money journey… from the early paydays and panic-spending, to the moment she realised something had to change, and what happened next.

Victoria shares:
💸 The $40k debt moment that made her go, “OK, something has to change”
💸 How ADHD shaped her money habits and the systems that actually helped
💸 The mindset shift that completely changed her relationship with money
💸 What to do when you’re spiralling or just feel totally stuck
💸The one thing she’s seen every financially successful person do

If you’ve ever felt behind, like you’re “just not good with money,” or that you’ve already made too many mistakes, this one’s for you.

Want to start building wealth? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Would You Buy Property With a Partner After 8 Months? She Did!

Sun, 23 Mar 2025 18:00:00 +0000

This Money Diary starts with a bold move... buying a house with your partner less than a year into dating. And from there? Life happened. In big, unpredictable, deeply emotional ways. She’s bought homes, sold homes (without an agent!), navigated love, loss, DIY renos, dodgy tenants, and some truly tough decisions—all while trying to stay on top of her finances. But it wasn’t easy, and it definitely wasn’t a straight path. If you’ve ever felt like life is throwing you curveballs while you’re just trying to make smart money moves... you’re going to feel seen in this one.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why a Super-for-Housing Policy Could Actually Push Prices Higher

Fri, 21 Mar 2025 18:00:00 +0000

There’s a lot of noise right now about using your superannuation to help buy your first home. And on the surface? It sounds pretty good. But in this episode, I break down show you exactly what happened when New Zealand tried this approach—and why it ended up hurting the very people it was meant to help.

We’ll talk about rising prices, the impact on long-term wealth, and why this policy could affect everyone with super—not just first-time buyers. If you're thinking “but it’s my money, why not use it?”, this episode will make you think twice.

Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

If Buying a Home Feels Impossible—Is This the Next Best Thing? Plus, Should You Ditch a Share Over Ethics?

Thu, 20 Mar 2025 18:00:00 +0000

Feeling like home ownership is totally out of reach? You’re not alone. With property prices skyrocketing, we’re looking at a surprising alternative—investing in commercial real estate. Could this be a smarter move than saving endlessly for a deposit? Or is it just another risk? We break down what you need to know before diving in.

Then, we’re tackling an ethical investing dilemma—should you sell a stock if you don’t support the CEO? With Tesla and Elon Musk constantly making headlines, it raises a big question: do your investments need to align with your values, or should you focus purely on financial gain?

And of course, it wouldn’t be a Friday episode without money wins that will have you cheering, broke tips to save you serious cash (including a bread-making hack that might change your grocery budget forever) and all the Friday fun you know and love.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Can You Actually Manifest Money? Here’s What Science Says

Tue, 18 Mar 2025 18:00:00 +0000

We’ve all seen the TikToks... vision boards, affirmations, “just think rich and you’ll be rich!” But does manifestation actually work, or is it just a glorified daydream?

Some say it’s the secret to success, while others insist that financial freedom comes from strategy, not vibes. So what’s the truth? This week, we’re breaking down the science behind money mindset, manifestation, and what actually moves the needle on your finances.

🧠 Does manifestation really work or is it just luck?
🧠 How your mindset influences your financial habits (without you realising it)
🧠 The psychology behind money blocks and how to overcome them
🧠 The proven strategies that help you attract and grow wealth

Whether you’re a full-on manifestation girly or a straight-up skeptic, this episode will make you rethink how you approach money. Can a mindset shift actually change your bank balance? Let’s find out.

Want to work on your strategy for building wealth? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

$20K in Debt With No Clue About Money… Now I'm Raising Money-Smart Kids

Sun, 16 Mar 2025 18:00:00 +0000

She was already in debt as soon as she even turned 18—because no one ever taught her how money worked. Growing up, financial security felt impossible, and without a game plan, she kept spiraling deeper into debt. Until one day, she made a choice: her kids would grow up differently.

Now? She’s debt-free, earning six figures, and making sure her kids learn about money the right way. From pocket money hacks to making saving fun, she’s breaking the cycle and setting them up for financial success—something she never had.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Everyone’s Panicking About the Market... Here’s Why I’m Not (and You Shouldn't Either)

Fri, 14 Mar 2025 18:00:00 +0000

The news is making it sound like the sky is falling, your portfolio might be looking a little red, and you’re wondering… should I be worried? But before you make any big moves, let’s talk about what’s actually happening—and why staying the course might be your best move yet.

In this episode, Victoria breaks down:
📉 What’s really going on with the market (and why it’s not the end of the world)
📉How to tune out the noise and avoid panic-driven money decisions
📉Why dips are a normal part of investing—and how smart investors see them as an opportunity
📉What Victoria is doing with her own investments right now
📉Market downturn or investing discount? How to reframe what’s happening

If you’ve been feeling unsure about what this all means for your money, this episode will help you make sense of it—without the stress.

Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is It Time to Normalise Financial Success Celebrations?

Thu, 13 Mar 2025 18:00:00 +0000

This week, we’re diving into a big money dilemma: should we be more open about celebrating financial wins, or does it make things uncomfortable with friends? If you’ve ever downplayed a pay rise, felt weird sharing a money win, or struggled with how to react to someone else's financial success, we're diving right into it. Plus we've got some seriously good money wins & broke tips snd all the usual Friday fun.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Glen James is Back to Answer Your Investing Questions

Tue, 11 Mar 2025 13:00:00 +0000

If you’ve ever felt unsure about whether you’re investing the right way, this episode is for you! We’re bringing back Glen James to tackle YOUR biggest investing questions—because even with all the info out there, investing can still feel confusing.

We’re covering:

When to change your investment strategy (and when to leave it alone)
Should you invest with your partner? Or is keeping it separate better?
What the Chemist Warehouse shake-up means for investors
Tech ETFs—are they actually a smart move, or just another trend?

Plus, Glen shares the one investing myth that drives him absolutely crazy—and why you need to stop believing it.

Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1.

Our last Q and A with Glen about investing is here. We covered things like CHESS sponsorship, investing in international markets and investing for kids.

You can find Glen on instagram here and his campfire chat with Vince from Money Sherpa podcast episode is here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Overcoming Financial Anxiety: How She Took Control of Her Future

Sun, 09 Mar 2025 18:00:00 +0000

Growing up, money was always tight. This week’s Money Diarist watched her parents work multiple jobs just to stay afloat, and from an early age, she learned to fear spending, avoid risks, and believe there would never be enough. That scarcity mindset followed her into adulthood. Now? She owns her home, is investing like a queen, and is finally feeling financially secure—but the journey here wasn’t easy. If you’ve ever felt anxious about spending, hesitant to invest, or stuck in a cycle of financial fear, this episode will speak to you. Breaking free from a scarcity mindset isn’t easy, but as our Money Diarist shows it’s absolutely possible.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

IWD: The Super Gap & Inequalities in the Workplace

Thu, 06 Mar 2025 18:00:00 +0000

Happy International Women’s Day! Today, we’re celebrating by doing what we do best... helping you take charge of your financial future so you've got options queens! This week, we’re diving into the motherhood penalty... why so many women return from maternity leave to find their careers mysteriously “adjusted” (aka downgraded) and what you can do to protect yourself. We’re also unpacking super splitting... should you actually be doing it if you and your partner are planning to retire together? But it’s not all serious chats! We’ve got money wins to make you cheer, a broke tip to slash your restaurant bill in half, and a rogue IWD celebration from Bec that we’re still recovering from.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Feed Your Family for $10... Yes, Really! (With Chelsea Goodwin from $10 Meals)

Tue, 04 Mar 2025 18:00:00 +0000

If you’ve ever left the supermarket wondering how did I just spend $100 on basically nothing?! you’re not alone. Groceries are out of control, and meal planning can feel like a full-time job. But today, budget meal queen Chelsea Goodwin from $10 Meals is here to prove that you can feed your family delicious, filling meals for just $10.

From sneaky supermarket traps to the one food waste habit costing you hundreds every year, Chelsea is spilling all her best hacks to stretch your dollar further, without resorting to sad, boring meals. If you're sick of checkout shock and want to make real savings without sacrificing good food, this episode is a must-listen!

This episode covers:
🛒Chelsea’s secret to spending just $150 a week on groceries
🛒The BIGGEST supermarket mistakes costing you extra $$
🛒Budget-friendly swaps that keep meals tasty AND cheap
🛒The #1 food waste mistake draining your wallet
🛒Takeout cravings? How to meal plan like a pro and actually stick to it

FREEBIE: Chelsea’s free 3-meal budget plan – Grab it here!

Follow Chelsea for more genius budget meals:
Instagram: @dollardollarmeal | Facebook: 10 Dollar Meals
Get Chelsea's book: $10 Meals with Chelsea here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

I Started My Financial Literacy Journey at 45... It's Never Too Late!

Sun, 02 Mar 2025 18:00:00 +0000

For years, our Money Diarist thought she was doing okay financially—bills were paid, life was good, and saving for the future? That was a later problem. But at 45, she read her first finance book changed everything. Suddenly, she realised she had no real plan, no investments, and no idea how to make her money work for her.

Fast forward to today, and she and her partner are completely debt-free, traveling full-time, and working just six months a year to fund their dream lifestyle. No mortgage, no office job, no regrets. In this episode, she shares exactly how she turned things around, why she walked away from the traditional homeownership path, and how she’s building financial security—on her terms.

If you've ever thought "it's too late to start", this episode will change your mind.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Overworked, Underpaid, and Burnt Out—Now What?

Thu, 27 Feb 2025 18:00:00 +0000

Have you ever felt like you can’t log off, can’t say no, and can’t ask for more money? Welcome to hustle culture, where doing more for the same pay has somehow become normal. This week, we’re unpacking a community dilemma about being overworked and underpaid, and asking: When is it worth pushing back, asking for a raise, or walking away?

We’re also breaking down ATO activity statements... what they are, why you might have received one, and whether you actually owe money. Because let’s be honest, anything from the ATO is enough to make us nervous.

And, of course, it wouldn’t be a Friday ep without money wins and broke tips. Including how one listener is turning recycling into cash, a gaming hack that made an easy $50, and the most awkward budget dating move we’ve heard in a while.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

We Asked a Financial Advisor Your Most-Asked Money Questions

Tue, 25 Feb 2025 19:00:29 +0000

If you’ve ever wondered "Should I pay off my mortgage or invest?" or "How do I even find a good financial advisor?" this episode is for you! We’re putting financial advisor Daisy Magor in the hot seat, tackling the biggest money dilemmas our community is facing right now (in a way that actually makes sense).

🔥 Should you pay for financial advice using your super?
🔥 Why do different advisors give completely different recommendations?
🔥 What’s the biggest money mistake even smart people make?
🔥 Is debt recycling as good as TikTok makes it sound?
🔥 Is leasing a car ever a good idea?

And we've got even more of your questions. Plus, if you've ever thought about becoming a financial advisor yourself, Daisy shares exactly what it takes!

Find Daisy and the Everest Wealth team here.

Our last episode with Daisy, What to Expect When Meeting a Financial Advisor is here.

P.S. We’ve got more Q&A episodes coming up, so if you want your money questions answered, make sure you’re following us on Instagram—that’s where we do our call-outs for listener questions!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She Feared Spending, Avoided Investing & Saved Obsessively—Until Everything Changed

Sun, 23 Feb 2025 18:00:00 +0000

What happens when a hardcore saver marries a carefree spender? Five years ago, this Money Diarist and her husband were buying their first home, navigating the financial uncertainty of the pandemic, and dreaming about starting a family. Now? They have two kids, a mortgage, and a whole new outlook on money.

At first, she thought her savings obsession was keeping them safe. But then came a mortgage, two kids, the high cost of IVF, and a $150K business opportunity—forcing her to rethink everything she thought she knew about money.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Get a Better Interest Rate + Should You Start a Business with Your Bestie?

Thu, 20 Feb 2025 18:00:00 +0000

The RBA just dropped the cash rate—so what does that mean for your mortgage? Whether you’re a homeowner, a future buyer, or just watching the market, interest rates are the hottest money topic right now. This week, we’re diving into what the rate cut could mean for you. And Victoria gives her guide on how to negotiate a better deal on your home loan at any time, because even a 1% decrease could mean thousands off your loan. And in the ultimate friendship-meets-finance dilemma, we’re asking: Should you go into business with your bestie? It sounds like a dream—built-in trust, shared excitement, and daily coffee catch-ups. But is it actually a smart move, or could it ruin both your friendship and your finances? PLUS, we’ve got some wild money wins and broke tips, and the sneaky hack that could get you free dinners just by leaving reviews!

To sign up for the free Turning Side Hustles into Success Stories webinar click here (there is also more info in the link about how you can score Victoria's book The Business Bible for FREE!)

Find our guide to negotiating a better here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Family Trusts: What They Really Do—And Should You Have One?

Tue, 18 Feb 2025 18:00:00 +0000

When you hear family trust, do you picture Hollywood movies about billionaires dodging taxes, messy inheritance battles, and luxury yachts? Same. But here’s the truth—family trusts aren’t just for the ultra-rich. They can actually be a powerful financial tool for everyday people… if you know how to use them.

This week, we’re breaking down:
💰What a family trust actually is (in plain English, promise!)
💰The tax perks & asset protection benefits
💰Who should set one up… and who should not bother
💰How to set one up when you decide one is for you

So if you’ve ever wondered whether a family trust could help you protect your wealth, lower your tax bill, or set up your family for the future, this episode is for you!

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She Moved to Australia With $1k in Her Bank Account

Sun, 16 Feb 2025 18:00:00 +0000

Imagine moving to a new country with just $1,000 to your name—no job, no safety net, and no real plan… except for a leap of faith. That’s exactly what this week’s Money Diarist did when she packed up her life in Brazil and landed in Australia. To save money, she lived on a boat for two years, traded a car for an electric bike, and built a life from the ground up. Now, she’s paid off her car, launched a side hustle, and is on track to buy her first property. If you’ve ever thought about making a bold life change (or just want to be inspired by someone who did), this one’s for you!

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Underpaid? Here’s How to Fix It + Oura Rings Vs a $20 dupe

Thu, 13 Feb 2025 18:00:00 +0000

You’re working harder than ever… but where’s the pay raise? If your job keeps piling on responsibilities without the extra dollars to match, what do you do? Do you ask for a raise, push back, or start looking elsewhere? We’re breaking it all down. We’re also tackling a big relationship question—what happens when you and your partner aren’t on the same financial page? Whether one of you is saving while the other is spending, or your money goals just don’t align, we’re unpacking how to handle it. Plus, we put the viral $750 Oura ring to the test against a $20 budget dupe to find out… is it really worth the hype?

See the Oura ring dupe here.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

DeepSeek, Trump’s Tariffs & Interest Rates: Investing Smarter in 2025

Tue, 11 Feb 2025 18:00:00 +0000

The investing world in 2025 is full of change—but is that a bad thing? AI is shaking things up (again), Trump’s tariffs are making headlines, and interest rates are keeping us on our toes. But what does it actually mean for your money? If investing news feels like a mix of big headlines and even bigger question marks, we’ve got you. Markets move fast, but smart investing isn’t about chasing trends. So, let’s break it all down (no finance degree required) and help you invest with confidence, not confusion.

If you want to dive into more investing episodes, check out our investing playlist here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Walking Away From $200K for a Life That Matters

Sun, 09 Feb 2025 18:00:00 +0000

Would you walk away from a six-figure salary? For many of us, climbing the career ladder and reaching financial milestones feels like the ultimate goal. But when this week’s Money Diarist and her husband hit a household income of over $200K, they realised that success wasn’t just about the numbers. When they became parents, the long hours, the career grind, and the constant pressure to earn more no longer felt like the right fit. So, they made a huge decision—they stepped back from high-paying jobs to put their family first. Now, they’re adjusting to a lower income, a mortgage, and a completely new way of thinking about financial security. Was it the right move? Do they have any regrets? And what can we learn from their experience? Tune in to hear how they’re making it work.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Victoria Almost Fell Victim to a Scam (and How to Protect Yourself)

Thu, 06 Feb 2025 18:00:00 +0000

Victoria just lived out her own true crime moment and she's here to spill the tea. She found an ACTUAL card skimmer at an ATM and girl ripped it off with her bare hands! If you've ever wondered how scammers get their sneaky little hands on your money (and, more importantly, how to stop them), you need to hear this wild story.

But that’s just the beginning. We’re also diving into a tough community question about navigating unemployment, from what to do when job hunting feels impossible to how to support a partner who’s struggling to find work. On top of that, we’ve got broke tips to cut your bills, money wins that score you free dinners, and the ultimate movie night setup, complete with a popcorn machine. This episode is packed with drama, laughs, and seriously iconic money-saving hacks, so get comfy and hit play!

Check out Vs video about the ATM skimmer here.

Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why Money-Savvy People Have Money Dates—Even When They’re Single

Tue, 04 Feb 2025 13:00:00 +0000

This Valentine’s Day, we’re turning up the romance… with your finances! Whether you're single or in a relationship, a money date is the ultimate act of self-love. Pour yourself a glass of wine, light a candle, and let’s make your financial future irresistible.

In this episode, we’re making finances feel sexy, fun, and totally stress-free. We’ll show you how to plan the perfect money date (yes, wine and fancy cheese are encouraged), how to overcome money anxiety, and fun ways to gamify your finances. Plus, we’ll help you dream big, stay accountable, and set financial goals that actually excite you.

FREE Money Date Guide – We’ve created a super cute guide with 30+ prompts to help you plan the perfect money date, whether you’re single or have a partner. Get it here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

We Get Really Pervy About How This 25-Year-Old Built a $100K Investment Portfolio

Sun, 02 Feb 2025 18:00:00 +0000

If you've ever wanted a front-row seat inside the mind of a young, self-made investor, this episode is for you. This week’s Money Diarist didn’t inherit wealth and she didn’t walk into a six-figure salary after uni. Instead, she hustled hard, built strong networks, and made investing moves that paid off—and yes, we get really pervy about it.

We dive deep into her first-ever investment, the mistakes she made along the way, and how her strategy has completely evolved over time. If you're looking for real investing inspiration (with a big side of hustle), you won’t want to miss this one!

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Travel Savings Hacks & How to Get Friends to Pay You Back (Without the Awkwardness!)

Thu, 30 Jan 2025 18:00:00 +0000

Got big travel plans but a not-so-big budget? This week, we’re sharing travel savings hacks to help you cut costs without sacrificing the fun. Then, we dive into one of the most awkward money dilemmas: what do you do when a friend owes you money but won’t pay up? Do you call them out? Drop hints? Cut them off completely? We break down the best ways to handle it, without losing the friendship (or your patience). Plus we find out how one listener scored $600 cleaning out that random electrical draw we all have.

Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Want to Buy Property in 2025? Here’s How to Get Prepared

Tue, 28 Jan 2025 18:00:00 +0000

Feel like buying a home in 2025 seems impossible? We’ve got the plan to make it happen! This week, Victoria teams up with expert mortgage broker Jaclyn Walsh to arm you with the ultimate guide to turning your property dreams into reality—and saving thousands while you’re at it.

From when to call a mortgage broker to insider hacks that could cut years off your loan and tens of thousands off the cost, this episode is bursting with tips from our industry expert. Wondering if your Uber Eats habit might hurt your chances? Or whether paying off HECs early is a good idea? Don’t worry, we’ve got answers. Whether you’re saving, planning, or just starting to dream, this is the episode to help you crush your property goals.

If you want to enquire with Zella Money you can find them here.

The National Debt helpline is a free resource you where can speak to financial councillors about your debt. Call 1800 007 007 or visit https://ndh.org.au/

Gambling Help offers free, confidential advice via phone 1800 858 858 or online https://www.gamblinghelponline.org.au/

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How They Went From Paycheck-to-Paycheck to Proud Homeowner

Sun, 26 Jan 2025 13:00:00 +0000

What does it take to turn a paycheck-to-paycheck life into homeownership, wedding plans, and dreams of starting a family? This week’s Money Diary is a masterclass in leveling up your finances—and your life. Our diarist spills all about their journey from being a self-described hot mess, splurging on brunches and carrying a $25K car loan to ditching debt, buying a house, and building a future with their partner.

You’ll hear about the hard lessons (like how car loans can play havoc with your borrowing power), the triumphs (goodbye, car loan!), and the genius tools they used—hello, color-coded budget spreadsheet! Whether you’re saving for a big goal, figuring out family finances, or just love a good glow-up story, this episode is packed with inspiration, laughs, and tips you’ll want to steal.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Remortgage? Plus, a Wedding Guest List Drama

Thu, 23 Jan 2025 18:00:00 +0000

What happens when a wedding invite turns into major family drama? This week, we’re spilling the tea on a juicy guest list dilemma that’s got everyone talking. Who’s in the right? Who’s way out of line? And how do you navigate sticky situations like this without losing your cool—or your budget? We’ve got opinions, and so does the She’s on the Money community.

But that’s not all. We’re also tackling a financial dilemma that could save you hundreds of thousands: should you remortgage your home loan to get an offset account? We break down the numbers and help you figure out if it’s the right move for your situation. Plus, we’re sharing your creative money wins (a Tupperware miracle, anyone?), broke tips you’ll want to steal, and even how to score free seltzer in the most rogue way possible. It’s Friday Drinks at its finest—don’t miss it!

Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here.

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Wait, TikTok Says You Need 7 Income Streams to Be a Millionaire? We’re Calling BS

Tue, 21 Jan 2025 18:00:00 +0000

Have you seen those TikToks saying you need seven income streams to be a millionaire? Yeah, we’re calling BS. This week, we’re tearing apart the hustle culture myth that’s been making the rounds on social media—and giving you a realistic, sustainable approach to building wealth without working 24/7.

Victoria and Bec unpack where this viral idea comes from, why it’s not what it seems, and what actually works when it comes to creating a financial glow-up. If you’re ready to ditch the pressure and make real progress, this episode is your game plan for wealth-building without the burnout.

Listen to our ep Your Ultimate Guide to Asking for a Payrise.

Victoria's book The Business Bible is available here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Starting a Business Gave Us the Freedom to Travel Full-Time as a Family

Sun, 19 Jan 2025 18:00:00 +0000

Imagine selling everything you own, starting a business, and hitting the road with your family—all while raising two young kids. Sounds impossible? Not for this week’s Money Diarist. After a life-changing experience in the NICU, she and her husband realised life is too short to wait for the “perfect” time to live their dream. So, they made it happen: selling their belongings, buying a caravan, and building a business that gives them the freedom to work from anywhere.

In this heartwarming and inspiring episode, we dive into how they turned skills into income, how they budget and save to keep their travel dreams alive, and the big goals they’re working toward—including being mortgage-free by 50. You’ll walk away feeling empowered to rethink what’s possible for your own life—because they’re proof you don’t need millions in the bank to live the life you want.

Victoria's book The Business Bible is available here.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Money Wins, Housing Dilemmas, and a Surprise Car You Didn’t Ask For (With Strings Attached)

Thu, 16 Jan 2025 18:00:00 +0000

What would you do if your parents surprised you with a car… and then dropped a bombshell that there were financial strings attached? This week, we unpack a juicy money dilemma that will leave you stunned, and we’re not holding back. Plus, we’re diving into another hot topic: how to split housing costs with your partner when one of you owns the home. It’s tricky, but we’ve got the tips to keep things fair and drama-free.

Of course, Fridays wouldn’t be complete without your money wins! From designer scores for pocket change to genius broke tips (free lattes, anyone?), this episode is bursting with the fun, inspiration, and real-talk advice you love.

Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here.

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Find Your Perfect Side Hustle for 2025

Tue, 14 Jan 2025 13:00:00 +0000

Got a big goal for 2025? Whether it’s smashing debt, building an emergency fund, or finally booking that dream holiday, a side hustle could give you the extra cash you need. But how do you find the perfect one? In this week’s episode, we’re diving into exactly that—how to turn your skills, passions, and free time into cold, hard cash.

Victoria and Bec break down everything you need to know, from assessing your goals and availability to exploring creative ways to make extra money (spoiler: it’s not all Uber Eats and filling out surveys). We also share real-life examples of side hustles that work and give you a step-by-step plan to find one that fits your life. If you’re ready to make 2025 your most financially empowering year yet, this episode is your ultimate guide. If you’re ready to make 2025 your year of financial wins, tune in for the ultimate side hustle blueprint—and start building the life you’ve been dreaming of.

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

I Got Everything I Wanted Then I Burned It All Down

Sun, 12 Jan 2025 18:00:00 +0000

Ever had life give you everything you thought you wanted, only to wonder if it’s what you actually needed? This week’s Money Diary is a juicy, emotional rollercoaster, and trust us—you won’t want to miss it. Our Money Diarist shares her incredible journey of building her dream life, only to find it wasn’t what she truly wanted. After years of saving, buying a dream home, and getting engaged, she made the bold decision to burn it all down, walk away, and start over.

We dive deep into her story, from navigating a breakup after eight years, to figuring out what she really wants in life, and taking control of her finances. How do you handle such a monumental life reset? Can you still achieve your money goals after starting over? This conversation is raw, inspiring, and packed with lessons for anyone rethinking their path.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Lazy Girls Guide To Financial Freedom in 2025

Fri, 10 Jan 2025 18:00:00 +0000

Think achieving financial freedom has to mean endless spreadsheets and giving up your favourite treats? Think again! In this episode of She’s on the Money, we’re embracing our inner lazy girl and showing you how to work smarter—not harder—with your money. Join V as she breaks down the easiest, tech-savvy strategies to simplify your financial life in 2025. From our favourite apps to automations, this is your ultimate guide to making your money work for you while you binge Netflix guilt-free. Whether you’re juggling subscriptions, battling surprise bills, or just tired of doing it all manually, this episode will inspire you to level up your finances with minimal effort.

Get V's negotiation scripts for a better deal here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Balancing the Money Mental Load

Thu, 09 Jan 2025 18:00:00 +0000

This week’s episode is the ultimate financial pick-me-up to power you into the weekend like the boss you are. We’re diving into your incredible money wins—think ChatGPT hacks that make meal planning a breeze and slashing power bills to a jaw-dropping $87. But we’re not stopping there. We’re tackling two big, relatable topics that you need to hear about. Ever thought about a removable home? (Spoiler: It’s trickier than you’d think, but we’ve got the lowdown.) And if the mental load has ever made you feel like a burden in your relationship, we’re breaking it down with practical tips and a whole lot of love. Whether you’re here for the laughs, life hacks, or that extra push to smash your goals, this episode will leave you feeling inspired and unstoppable. Don’t miss it!

FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Investing for Beginners: Stop Dreaming and Start Doing

Tue, 07 Jan 2025 18:00:00 +0000

Ever told yourself, “This is the year I start investing,” only to hit pause because, let’s be real, it all seemed a bit too much? Been there, done that. But not this year, my friend. This time, we’re ditching the excuses and diving headfirst into making those investing dreams a reality.

Whether you’ve got $10 or $10,000, this episode is your official pep talk to stop procrastinating and start building your future. Victoria Devine is here to break it all down—no jargon, no judgment, just solid advice that makes investing feel actually doable.

We’re talking why saving alone isn’t enough to build wealth, how to tackle those “what if I stuff this up” fears, and beginner-friendly investing options to consider. If you’ve been waiting for the perfect moment to start, this is it. Tune in, and let’s smash those financial goals together.

Loved this episode? Don’t stop here—join the waitlist for The Investing Masterclass and get the tools to feel confident and in control of your financial future. Join here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How She Rebuilt Her Life After Losing $38k to a Scam

Sun, 05 Jan 2025 19:10:28 +0000

What does it take to rebuild your life not once, not twice, but three times? In this unforgettable Money Diary, we meet an inspiring single mom who turned heartbreak and setbacks into a financial success story. From devastating breakups to losing $38,000 in a scam, she shares how she clawed her way back.

Now, she’s achieved her dream of homeownership through the Australian government's Family Home Guarantee and is on a mission to build a buyer’s agency to help others find stability. With incredible grit and relentless determination, she proves that no matter how many times you’re knocked down, you can rise again. If you’ve ever felt stuck, hopeless, or like you’ll never catch a break, this episode will light a fire under you to keep going.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Truth About HECs Debt: Is It Time to Stop Stressing About It?

Thu, 02 Jan 2025 18:00:00 +0000

Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why that might be okay), plus tackling a wild money dilemma involving a broken TV and a very awkward friendship moment. This episode has the drama and the money smarts, plus all the usual Friday Drinks fun—don’t miss it!

Want to kick off 2025 with your best financial foot forward? Victoria’s Financial Foundations Workshop is packed with all the practical tips and tools you need to take control of your money—without the stress. Head here to save your spot!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why 92% of New Year's Resolutions Fail... and How to Be in the 8%

Tue, 31 Dec 2024 18:00:00 +0000

Tired of making resolutions that don’t even survive until February? You’re not alone. In this episode, Victoria unpacks why so many goals lose steam and shares psychology-backed strategies to help you avoid the same fate. Whether it’s saving money, building better habits, or tackling your personal goals, this conversation will get you inspired to approach 2025 differently. Ready to be part of the 8% who stick to it? Hit play now!

Got big dreams for 2025? Victoria’s Your Best Year Yet course is here to guide you. Packed with actionable steps and practical strategies, it’s your go-to for turning those ambitious plans into reality. Don’t let another year slip by—join us and make 2025 the year of real progress. All the deets here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Biggest Money Lessons We Learned From This Year’s Money Diaries

Sun, 29 Dec 2024 18:00:00 +0000

The best thing about Money Diaries? They prove that no one’s money story is perfect, but there’s always something to learn. Today, V takes us through the most teachable moments of 2024’s Money Diaries, unpacking the lessons that remind us we don’t have to have it all figured out. From breaking the debt cycle to transforming a side hustle into a booming business, this episode is packed with inspiration, insights, and the kind of financial wisdom you’ll want to take notes on.

And speaking of learnings, we've got some exciting things happening in Jan you're going to want to be part of. We’re kicking off Your Best Year Yet and The Investing Masterclass, designed to help you start the year feeling empowered and in control of your money. And, because you asked, we’re bringing back the Financial Foundations Workshop! If you’re ready to build good habits or take your finances to the next level, these are a great way to kick off the new year feeling confident. (Click the links above for deets)

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 2)

Fri, 27 Dec 2024 18:00:00 +0000

We’re back with more jaw-dropping revelations from Emily Lynn Paulson, the million-dollar MLM insider who climbed to the top—only to reveal the truth hiding behind the glittering promises. In Part 2, Emily takes us deeper into the manipulative tactics MLMs use to hook you, from love bombing and trauma bonding to financial exploitation and cult-like control. Victoria Devine doesn’t hold back as they unpack the shocking psychology behind these schemes and how they blur the lines between business, friendships, and even faith. If you thought Part 1 was juicy, just wait till you hear this one!

Learn more about Emily Lynn Paulson and her book Hey, Hun: Sales, Sisterhood, Supremacy, and the Other Lies Behind Multilevel Marketing here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Bloopers, Investment Bonds and Big Decisions: Your Ultimate 2024 Send-Off!

Thu, 26 Dec 2024 18:00:00 +0000

We saved the best for the last Friday Drinks ep of 2024! We’re sharing the hilarious bloopers that you didn't hear this year that had us crying (and cringing). Plus we're tackling two of your biggest money dilemmas: investing for kids and deciding if it’s time to move on after a missed promotion. It’s all the laughs, lessons, and relatable advice you need to end 2024 with a bang.

And we've got some exciting things happening in Jan you're going to want to be part of. We’re kicking off Your Best Year Yet and The Investing Masterclass, designed to help you start the year feeling empowered and in control of your money. And, because you asked, we’re bringing back the Financial Foundations Workshop! If you’re ready to build good habits or take your finances to the next level, these are a great way to kick off the new year feeling confident. (Click the links above for deets)

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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2024 All Wrapped Up!

Tue, 24 Dec 2024 18:00:00 +0000

This year wasn’t just a rollercoaster—it was the whole theme park. Whether you crushed your goals or just barely held it together, you’re not alone. In this episode, Victoria Devine gets real about the wins, the losses, and everything in between, sharing how to make 2025 your year to thrive.

We’re breaking down simple, actionable ways to reflect on your year without the guilt, celebrate the progress you’ve made (even if it feels small), and set yourself up to absolutely nail your goals next year. So, if 2024 felt like a blur, this is the reset you didn’t know you needed. Hit play now!

As our Chrissie gift to you, we’re helping you start 2025 on the right foot! Sign up for our FREE 30-Day Reset to refresh your finances with easy tips, free goodies, and step-by-step guidance sent straight to your inbox. Click here to sign up.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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She Turned a Hobby Into a Serious Side Hustle—And Paid Off $25k!

Sun, 22 Dec 2024 18:00:00 +0000

What would you do if you lost your job, went through a breakup, and moved back in with your parents—all at once? This week’s Money Diarist didn’t just survive—she thrived. With some serious grit and a creative spark, she built a side hustle that didn’t just pay the bills—it allowed her to wipe out her HECS debt in one swoop. Want to know how she turned a tough situation into a major financial win? Press play to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 1)

Fri, 20 Dec 2024 13:00:00 +0000

We got the scoop from a million-dollar MLM insider—and it’s juicier than you think. In this special episode, Victoria chats with Emily Lynn Paulson, a real-life MLM millionaire who had it all—until she decided to expose the truth. From the shiny promises of freedom and community to the shocking reality at the top, Emily reveals how MLMs prey on women and keep them hooked. She reached the peak of the pyramid, and now she’s here to tear it all down. Don’t miss the insider secrets the MLM industry doesn’t want you to hear!

Learn more about Emily Lynn Paulson and her book Hey, Hun: Sales, Sisterhood, Supremacy, and the Other Lies Behind Multilevel Marketing here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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Are Christmas Bonuses Just a Festive Myth?

Thu, 19 Dec 2024 18:00:00 +0000

You’ve survived the year, and secretly dreaming of a little extra something in your paycheck. But then—no Christmas bonus in sight. Is it a sign you’re undervalued at work, or just the way things are these days? This week, the V, Jess and Bec dive into the great Christmas bonus debate: are they a must-have to feel appreciated, or just a festive myth.

We’re also dishing out some festive cheer with budget-friendly hacks to save on decorations and gifts—because who knew tinsel could cost so much?! Plus, we’ve got your back for those awkward holiday chats, like when your mates side-eye your investment choices. Hit play for some laughs, life lessons, and a whole lot of holiday spirit as we help you stay merry and money-smart this season.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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Managing People in the Workplace

Tue, 17 Dec 2024 18:00:00 +0000

Managing people can feel like a maze—whether you’re running a business, managing a team, or just trying to survive office politics. In this Business Bible episode, we’re cutting through the noise and giving you practical, no-nonsense tips for managing people like a pro. From building a team culture to mastering feedback, and creating clear HR policies (that actually work), this episode is packed with advice to help you navigate the workplace with confidence. And don’t worry—it’s not just for business owners; these tips are universal, so whether you’re hiring your first employee or leveling up in your career, we’ve got you covered.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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What It’s Really Like to Raise Twins (And Battle Double the Costs)

Sun, 15 Dec 2024 18:00:00 +0000

Twins in a pandemic? Talk about a curveball. This week’s Money Diarist faced double the costs with none of the extra support, but she found a way to turn her finances around. Now, she’s sharing how she paid off debt, started investing, and built a budget that works—even with two four-year-olds running around! Curious how she did it? Hit play to find out.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Kangen Water: Miracle Product or MLM Trap

Fri, 13 Dec 2024 18:00:00 +0000

What do a $6,500 water machine, misleading promises of financial freedom, and a whole lot of pseudoscience have in common? This week, Victoria dives deep into one of the most predatory MLM schemes yet—unpacking how high-pressure sales tactics and debt traps leave people drowning, not thriving. From bogus health claims to a compensation plan so confusing it’s practically a trap, this episode pulls back the curtain on how these schemes exploit vulnerability and sell dreams that often turn into financial nightmares.

Whether you’ve been curious about the “magic” of Kangen water or just love a good MLM takedown, this episode will fire you up with facts, expose the truth, and empower you to spot the red flags before they reel you in. Don’t miss this deep dive into the dark side of "too good to be true." Tune in now!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Big Financial Decision Drama

Thu, 12 Dec 2024 18:17:42 +0000

This week’s episode has everything: baking tips, big financial decisions, and a whole lot of laughs. From Victoria’s breakdown of a sky-high interest car loan to a partner splurging on a second ute (and now eyeing a boat) to the the all-too-relatable Christmas gift stress and offer ideas for navigating the holiday season without overspending or losing your sanity. Whether you’re here for practical advice, broke tips, or just a festive laugh, this episode has something for everyone. Hit play to join the chaos and walk away a little wiser!

Anne That English Cleaner Lady! Tik Tok

Pecan pie cookie recipe.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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Holiday Hustles

Tue, 10 Dec 2024 18:00:00 +0000

It’s the most wonderful time of the year… to make some extra cash! This week, we’re unwrapping creative ways to boost your bank balance while embracing the festive cheer. From turning your clutter into cash to capitalising on last-minute holiday errands, we’re sharing practical, fun, and totally doable ways to make the most of the silly season. Whether you’re funding gifts or prepping for the New Year, these tips will help you hustle with holiday spirit and a little extra jingle in your pocket. Hit play to sleigh your budget!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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How a Side Hustle Paid Off Debt and Funded Big Travel Dreams

Sun, 08 Dec 2024 18:00:00 +0000

What if your side hustle could cover your bills, tackle your debt, and send you off on your dream holiday? This week’s Money Diarist shows us exactly how they made it happen. With financial stress, and a serious case of wanderlust, they looked at what they had and unlocked a clever side hustle that changed everything. This episode is packed with juicy insights, practical tips, and some seriously relatable moments. Whether you’re looking to crush your debt, save smarter, or just dream a little bigger, this one’s for you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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How to Create a Magical Christmas on Any Budget

Fri, 06 Dec 2024 18:56:34 +0000

Do you ever feel like Christmas has become all about spending big and stressing out? This week, we’re rethinking what makes the festive season truly magical. From heartfelt traditions to finding joy in the little things, we’re sharing how to create a meaningful holiday without blowing the budget.

Victoria opens up about her first Christmas as a new mum and the moments that matter most, reminding us that it’s not about what you buy—it’s about what you cherish. Tune in for inspiration, feel-good vibes, and a reminder that the best holiday memories come free of charge.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is My Landlord Even Allowed to Do That?

Thu, 05 Dec 2024 18:00:00 +0000

Ever thought, 'Is my landlord allowed to do that?'? Well this Friday, we’re diving into that question every renter has asked at some point. From bond dramas to boundary-pushing behaviour, we’re unpacking your rights as a tenant and how to protect yourself when things get tricky. But that’s not all—this episode is packed with money dilemmas, like navigating financial curveballs right after buying your first home and figuring out what to do when your partner’s business starts impacting your own finances. Plus, we’re celebrating listener wins (a $14 cast iron cookware steal!) and sharing broke tips to make your festive season merry without busting your budget. Tune in for real talk, smart advice, and a big dose of Friday fun!

The book we’ve all been waiting for—The Business Bible—is finally here! This is Victoria's ultimate guide to levelling up your hustle, career, or big biz dreams. Grab your copy here.

Join our She's on the Money community...Instagram and Facebook Group

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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Why This Year’s Hottest Gift Is Investing

Tue, 03 Dec 2024 18:00:00 +0000

This year, skip the socks and candles and give a present that actually compounds! We’re upgrading your holiday gifting game with thoughtful presents that don’t just sit on a shelf—they grow. Imagine giving your loved ones a head start on their financial future with beginner-friendly gifts like shares, ETFs, or even investment bonds (trust us, they’re cooler than they sound).

This episode is your ultimate guide to investing-inspired gifts with serious glow-up potential. Whether you’re working with $20 or $200, we’ll show you how to make gifting investments fun, personal, and packed with long-term value. Say goodbye to boring gifts and hello to building wealth—one present at a time.

If you want to give yourself gift this season, join the Finance Foundations Workshop on December 6th for practical, no-BS advice on budgeting, saving, tackling debt, and investing basics—plus a live Q&A with Victoria! It’s online, just an hour, and includes a replay. Your future self will thank you! More deets here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Getting Fired Was the Best Thing That Ever Happened to Me

Sun, 01 Dec 2024 18:00:00 +0000

Can being fired actually be the best thing that ever happens to you? This week’s Money Diarist was blindsided by her boss and the universe when she got fired from her $60k job—just months after they gave her a bonus. She was left feeling overwhelmed, lost, and battling imposter syndrome. Fast forward: she's now thriving with a six-figure income, a stellar investment portfolio, and a no-property-required path to financial freedom. When life throws curveballs; this is how you hit them out of the park. Tune in to hear this inspirational story!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why MLMs Are So Hard to Leave—And How to Do It Anyway

Fri, 29 Nov 2024 18:00:00 +0000

This episode has been one of the most requested since we began unpacking the world of multi-level marketing. Whether you’re ready to leave yourself or trying to help someone you care about, we’ve got you covered. We’re breaking down why MLMs are so hard to walk away from, how to protect your finances as you exit, and how to handle those tricky conversations with friends or loved ones still involved. If you’ve ever felt stuck, overwhelmed, or unsure of what to do next, this episode is your guide to reclaiming your money, your freedom, and your relationships—starting today.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why Your Dad’s Super Advice Might Be Costing You Thousands

Thu, 28 Nov 2024 18:00:00 +0000

Ever had money opinions that seriously clash with your parents? This episode is here to gently (okay, not-so-gently) challenge those outdated views and help you take control. It’s time to reframe the super conversation—not just with your parents but with your partner too. Because fair’s fair, right? If raising kids is a team effort, shouldn’t your retirement be too? We’re also breaking down the sneaky world of credit card interest—how it works, why your statement might not match what you owe, and how to stay ahead of it. And don’t worry, we’ve got all your Friday Drinks favourites too: money wins, broke tips, and a big ol’ serve of laughs. So grab a cocktail (or mocktail), settle in, and hit play!

This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets...

The book we’ve all been waiting for—The Business Bible—is finally here! This is Victoria's ultimate guide to levelling up your hustle, career, or big biz dreams. Grab your copy here.

Join our She's on the Money community...Instagram and Facebook Group

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Business Diaries: How Brittney Saunders Built Fayt

Tue, 26 Nov 2024 18:00:00 +0000

No business degree? No problem. Brittany Saunders went from YouTube star to fashion powerhouse by figuring it out as she went—and she’s here to tell us how. In our first-ever Business Diary, Brittney gets real about the highs and lows of building a business from scratch—think: launching from a garage, learning everything from Google, and tackling the unexpected challenges of managing a growing team. Whether you’re dreaming of starting your own thing or just love an inspiring story of grit and hustle, Brittany’s candid insights and lessons learned will leave you feeling empowered and ready to take on your own goals. This one’s packed with advice, laughs, and a big dose of honesty. Hit play and get inspired!

The book we’ve all been waiting for—The Business Bible—is finally here! This is Victoria's ultimate guide to levelling up your hustle, career, or big biz dreams. Grab your copy here.

Follow Brittney on Instagram and find FAYT here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

When Life Throws Curveballs, Here’s How to Smash Your Goals Anyway

Sun, 24 Nov 2024 18:00:00 +0000

Can you go from financial chaos to building the life of your dreams? This week’s Money Diarist says YES. After navigating redundancy, a work injury, and realising they spent $10k on coffee, they built their dream home, crushed debt, and are planning for early retirement. This episode is packed with resilience, real talk, and practical money tips to help you do the same. Hit play to find out how they did it.

This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

So, Is Affiliate Marketing a Scam Too?

Fri, 22 Nov 2024 18:00:00 +0000

Have you seen those bold claims all over social media? Promises to make millions working just a few hours a day from your phone, all thanks to ‘affiliate marketing’? Since we started calling out MLMs, our DMs have been popping off with another big question: ‘Is affiliate marketing a scam too?’ In this episode, we’re breaking it all down—what affiliate marketing actually is, how it works when it’s legit, and the red flags you need to spot so you don’t fall into a trap. Tune in to find out how to tell the difference between real side hustles and the flashy schemes trying to reel you in.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

When Bridal Parties Turn Into Money Dramas

Thu, 21 Nov 2024 18:00:00 +0000

Let’s talk bridal parties and the money dramas that no one warns you about! This week, we’re tackling a juicy listener dilemma: what happens to your money when you drop out as a bridesmaid? Is it fair for them to keep the cash, or is that just bad friendship vibes? We’ve got opinions (so many opinions). But that’s not all—we’re diving into another sticky situation: how honest do you really need to be with your bank? Plus all the usual Friday Drinks shenanigans. It’s fun, it’s spicy, and it’s packed with tips you need to hear!

This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Community-Tested Christmas Hacks

Tue, 19 Nov 2024 18:00:00 +0000

With the cost of living climbing higher than Santa’s sleigh, Christmas might feel more stressful than merry this year—but don’t worry, we’ve got you! In this episode, Bec and Victoria are stuffing your stocking with community-tested Christmas hacks to help you sleigh your holiday spending. From saving on gifts and food to clever DIY ideas, this episode is packed with practical tips to keep your festivities joyful and budget-friendly. So grab some eggnog, switch on those fairy lights, and let’s deck the halls without draining your wallet!

Oh and we have a Black Friday sale going on that's all about investing in you! Our course bundles are your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

When Your Dream Job Isn’t Enough to Pay the Bills

Sun, 17 Nov 2024 18:00:00 +0000

This week’s Money Diarist has a surprising twist: her biggest financial hurdle isn’t overspending or splurging... it’s her other job! By day, she’s a full-time public servant, but by night, she’s a comedian chasing her dream—even when it costs her more than it earns. From the challenges of balancing passion and practicality to the financial highs and lows of creative work, this story is equal parts relatable and inspiring. Tune in for a behind-the-scenes look at what it really takes to follow your heart (and still pay the bills).

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Trump, Tariffs, and Taxes

Fri, 15 Nov 2024 18:00:00 +0000

Donald Trump’s imminent return to the Oval Office has already set off waves across global markets—but what does it mean for us here in Australia? In today’s episode, Victoria takes a deep dive into Trump’s policies and the surprising ways they could impact our economy, our rights, and our wallets. Join us as we unpack what’s happening across the Pacific and what it means for your wallet.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Secret Trick to Setting Goals You’ll Stick With

Thu, 14 Nov 2024 18:00:00 +0000

Today, we’re getting real about one of the biggest money questions: What should I actually be saving for? With huge goals like buying a home, retiring, or traveling, it’s easy to feel overwhelmed or just plain stuck. We’re here to help you zero in on goals that feel exciting and truly worth it. But that’s not all—we’re also breaking down a game plan to tackle debt smarter by deciding which debt to pay off first. We’re breaking down how to prioritise your payments for maximum impact. And since it’s Friday, you know what that means: community shout-outs, juicy confessions, some clever broke tips, and all the fun ways our She’s on the Money crew is winning at finances this week. Get ready for insights, laughs, and some serious money motivation!

This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your finances, build wealth, and hit those goals. Click here for all the deets...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Hot Shares or Hot Mess? Finding Real IPO Opportunities

Tue, 12 Nov 2024 18:00:00 +0000

Ever wondered if IPO shares are your ticket to fast-track wealth? Today, we’re cutting through the hype to get to the truth about Initial Public Offerings, from how they work to whether buying shares early really pays off. Victoria’s got practical tips on what to look for before you invest, and Bec’s asking all the questions you’ve been dying to know. Get ready to make smart, confident moves with our guide to buying IPO shares—without falling for the hype

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Going All In On Property Investing

Sun, 10 Nov 2024 18:34:34 +0000

Who knew that selling Cadbury chocolates could be the first step toward building a property empire? Today we meet a Money Diarist who started her hustle by selling chocolate bars to fund school band trips and eventually went on to run her own business. After being told she’d never qualify for a property loan, she proved everyone wrong by securing not one, but two properties in just seven months! With a story that’s equal parts sweet tooth and savvy saving, she’ll take us from her $10 drum lesson days to running a fashion business—and now setting her sights on a ten-property portfolio. This one’s a goodie!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Talk HECSy To Me

Fri, 08 Nov 2024 18:00:00 +0000

HECS relief or HECS headache? Today, Victoria dives into the details behind the government’s new HECS proposal, including a 20% debt discount and changes to the income threshold for repayments. Sound like a win? Maybe. But as always, the devil’s in the details. Tune in for the full breakdown on what these changes could mean for you now—and for years to come!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is This a Red Flag Side Hustle?

Thu, 07 Nov 2024 13:00:00 +0000

Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one listener shares her dilemma. And have we got thoughts! Plus some hot takes on managing super during work breaks. Grab a drink and come hang with us for all the usual laughs and advice!

We refer to Gambler's Help in this ep as great places to start if you or someone you love need help or some advice. You can also call them 1800 858 858,
it's free, confidential & 24/7.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Ask Victoria Anything

Tue, 05 Nov 2024 18:00:00 +0000

Welcome to the ultimate money game! In today’s Ask V Anything episode, we’re flipping the podcast into a full-blown game show. Victoria is in the hot seat, answering your wildest, trickiest money questions—from real estate decisions to to prenups to business hacks and everything in between. Think you can guess her answers? Time to find out!

Here is the the MLM episode we spoke about on Spotify and Apple.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

When Cancer Changed Everything...

Sun, 03 Nov 2024 18:00:00 +0000

After years of navigating life in rural communities on a single income, our family of six was on the path to financial security. But when our youngest daughter faced not one, but two battles with cancer at just three years old, our plans took a drastic turn. Now, with resilience as our foundation, we’re thriving in the city, teaching our children the value of investing, goal-setting, and the power of pivoting.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MLM Secrets Revealed: Why 99% of Recruits Never Make Money

Fri, 01 Nov 2024 18:00:00 +0000

Ever been hit with a ‘Hey, hun! Wanna be your own boss?’ message? Well this week, I'm pulling back the curtain on MLMs (Multi Level Marketing) and exposing how they exploit ambition, financial insecurity, and social media influence. From luxury cars that aren't really free to the endless cycle of recruiting, MLMs thrive on confusion and flashy promises—but leave most people at a financial loss. Ever since I started spilling the MLM tea on Instagram, my DMs have exploded. Clearly, this is a conversation you don’t want to miss!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Finding Out Your Colleague Makes More—and How to Fix It

Thu, 31 Oct 2024 18:55:22 +0000

Ever found out a coworker’s doing the same job for more pay? Infuriating right? Today, we’re taking a deep dive into this dilemma. Join us as we dissect jaw-dropping negotiation stories, discuss how to get paid what you’re worth, and tackle the awkward money moments in relationships, like whether your partner should really be running to the Bank of Mum and Dad. Plus, of course, all the regular Friday fun!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Marketing 101 (Part 2)

Tue, 29 Oct 2024 18:16:18 +0000

Ready to take your marketing game to the next level? In part two of our Marketing 101 series, we’re diving into paid and earned media strategies to help you reach new audiences and build lasting brand buzz. From using ads strategically to making the most of organic PR, this episode covers everything you need to create a balanced, omni-channel strategy that doesn’t break the bank. Tune in for practical tips, insider tricks, and real-world examples that’ll make your marketing efforts work harder for you!

Pre-order Victoria's book, The Business Bible, here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How I've Made It Work as a Single Mum by Choice

Sun, 27 Oct 2024 19:43:25 +0000

Being a single mother by choice is a bold decision, and today’s money diarist shows us what it really takes to make it work. She’s diving into the realities of funding IVF, managing childcare costs, and building financial security—all on her own terms... and one income. This episode is raw, real, and full of insights for anyone wondering if they can do the same.

For a cheeky discount on our Money Masterclass head over here and pop in the code PODCAST.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Trick or Treat: The Psychology of Discounts

Fri, 25 Oct 2024 18:00:00 +0000

This Halloween, beware… retailers are casting bewitching spells on your wallet! Ready to shield your bank account from the chilling charms of ‘limited-time offers’ and the sinister ‘Buy-One-Get-One’ spell? Victoria is here to reveal the sneaky sales tactics lurking behind every discount from Black Friday to Boxing Day. Victoria’s got the tricks to help you dodge their traps and only take home the real treats this Halloween.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why You Should Always Negotiate

Thu, 24 Oct 2024 18:00:00 +0000

$50K tax-free but your partner says no — what would YOU do? In this episode, we unpack a major dilemma: would you chase financial security or stick with relationship stability? Plus, when a $10K settlement is on the table, is it ever enough, or should you always negotiate for more? We’re diving into the risks, rewards, and real-life stories from our incredible community. Tune in for some juicy discussions, money wins, and a few surprises along the way!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Secret to Managing Your Super — And It’s Not an SMSF!

Tue, 22 Oct 2024 18:00:00 +0000

You’ve heard the buzz about Self-Managed Super Funds (SMSFs) and maybe thought, “Do I need one?” But here’s the twist — you probably don’t. In this episode, we’re cutting through the confusion and breaking down why an SMSF might sound like the ultimate power move, but often ends up being way more work (and cost!) than it’s worth. If you’re wondering how to grow your super and take control of your future without the admin headaches and DIY stress, we’ve got you covered. Tune in to discover smarter, easier ways to manage your super like a pro — no SMSF required.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

I Swiped Right on Love... and a Financial Mess

Sun, 20 Oct 2024 18:00:00 +0000

What happens when you fall for someone whose finances are in shambles? Our Money Diarist thought she’d found her perfect partner, but when the time came to get serious about finances, she uncovered a complete mess — years of unfiled taxes, no savings, and even an unknown case of financial abuse against him. But rather than give up, she decided to help him clean up the mess; Tune in to hear how she tackled love, money, and everything in between, proving that even the messiest financial situations can be turned around with the right mindset and teamwork!

Content warning: this episode discusses financial abuse. If you or someone you know is experiencing financial or domestic abuse, you can call 1800RESPECT on 1800 737 732, text 0458 737 732, or visit their website for online chat and video call services: 1800respect.org.au. In an emergency or if you’re not feeling safe, always call 000.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

7 Financial Power Moves from Taylor Swift’s Playbook

Fri, 18 Oct 2024 18:00:00 +0000

You don’t have to be a Swiftie to learn from Taylor Swift’s epic financial moves! In this episode, we break down the strategies that helped Taylor become a Forbes billionaire and how you can apply them to your own money game—whether you’re negotiating a raise, diversifying income, or planning for the long game. From owning her music to adapting with every era, Taylor’s playbook is packed with lessons that can help anyone level up their finances. Ready to shake off those money worries and boss up? Tune in!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Keep Up with Friends Without Falling Behind Financially

Thu, 17 Oct 2024 18:00:00 +0000

FOMO got you feeling broke? You’re not alone! This week, we’re diving into a DM about the aftermath of FOMO spending and how it can seriously mess with your budget. Jess is bringing your best money wins, Bec’s sharing her signature broke tips, and we’re unpacking a super juicy money dilemma on getting a mortgage when you work in the sex industry. You don’t want to miss this one!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Ultimate Guide to Asking For a Pay Rise

Tue, 15 Oct 2024 18:00:00 +0000

Inflation’s rising, bills are piling up, and your paycheck? Not so much. Today we're going to fix that! This episode is all about giving you the confidence and strategy to ask for that raise, lock in some lifestyle perks, and start feeling in control of your finances. Let’s get you paid what you deserve, shall we?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Blindsided by My Husband and Rebuilding My Future

Sun, 13 Oct 2024 18:00:00 +0000

We're chatting with a Money Diarist who was completely blindsided when her husband announced he was leaving just months after they relocated to a new state. With a divorce looming and joint finances tied up, she’s been left to figure out how to support herself and her two children after spending years out of full-time work. But here’s the thing, she’s not backing down. Despite the heartbreak, she’s determined to rebuild and create a stable future for her family. Join us as she shares her story of resilience, strength, and life after divorce.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Debt Doesn't Define You

Fri, 11 Oct 2024 18:00:00 +0000

Feeling overwhelmed by debt? You’re not alone... and it’s time to flip the script. In this episode, Victoria Devine helps you break free from the mindset that debt defines you. We’ll explore how to separate your self-worth from your financial situation, tackle debt with a plan, and take back control of your financial future. If you’ve ever felt stuck or ashamed of your debt, this episode is your reminder that you’ve got the power to turn it around.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is Buying Property the Only Answer?

Thu, 10 Oct 2024 19:19:46 +0000

Is buying property the only answer? In today’s episode, we dive into the pros and cons of going solo on the property ladder. Jess is celebrating your best money wins, Bec has some smart broke tips, and we’re tackling a dilemma straight from the DMs: Should you reduce your work hours to avoid burnout or tough it out? It’s all happening this Friday, so tune in for some financial wisdom and fun!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Community-Tested Cost of Living Hacks

Tue, 08 Oct 2024 18:00:00 +0000

Living through the cost of living crisis doesn’t mean sacrificing your joy. In this episode, we’re sharing our community’s best-kept secrets for saving money without losing the little things that brighten your day. From grocery tips to rethinking your phone plan, these smart strategies will help you keep your wallet happy and your lifestyle intact!

We'd LOVE you to vote for us for the listeners' choice awards at the Australian Podcast Awards. Vote here (Voting closes on Oct 10.)

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How a $70k Pay Cut Led to True Happiness

Sun, 06 Oct 2024 18:00:00 +0000

In this episode, we meet a Money Diarist who made a life-changing decision that most people would think twice about. She walked away from a nearly $100k job in Melbourne, took a $70k pay cut, and moved to the country to work in education support—a job she’s truly passionate about. While it might sound like a risky move, she’s never been happier. Not only does she love going to work every day, but living in the country has brought unexpected financial perks, proving that sometimes passion really does pay off. Tune in to hear how chasing fulfillment over paychecks transformed her life in more ways than one!

We'd LOVE you to vote for us for the listeners' choice awards at the Australian Podcast Awards. Vote here (Voting closes on Oct 10.)

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Secret Money Lives of Mormon Wives

Fri, 04 Oct 2024 19:00:00 +0000

You don’t need to have seen The Secret Lives of Mormon Wives to get hooked on this episode. We’re uncovering the surprising ways these women are flipping traditional roles and becoming financial bosses. Even if you’re not caught up on the drama, you’ll learn some serious lessons about financial freedom, power dynamics, and how money changes everything.

We'd LOVE you to vote for us for the listeners' choice awards at the Australian Podcast Awards. Vote here (Voting closes on Oct 10.)

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Pay Off Debt First?

Thu, 03 Oct 2024 19:00:00 +0000

Ever got an extra bit of cash and wondered if it should go to your debts first? That’s a money dilemma a SOTM community member is having, so we’re breaking that down today! Plus, Jess is sharing your best money wins, Bec’s coming in hot with her top broke tips, and we’ve got a spicy DM about whether chasing up friends for a few bucks makes you petty or practical. It’s finance, fun, and Friday vibes all rolled into one. Tune in for a laugh and some smart money moves!

We'd LOVE you to vote for us for the listeners' choice awards at the Australian Podcast Awards. Vote here (Voting closes on Oct 10.)

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Stay Confident Through the Highs and Lows of Investing

Tue, 01 Oct 2024 19:00:00 +0000

Investing can feel like a rollercoaster, but today we’re zooming out and seeing it for what it really is—the long game. In this episode of She’s On The Money, Victoria and Brooke from Sharesies are breaking down how to keep your cool when the market gets bumpy, why it’s so easy to get caught up in the emotional swings, and how to stay focused on your long-term goals. Whether you’re just starting out or a seasoned investor, we’ve got the tips to help you ride the highs, embrace the dips, and let compound interest work its magic. Tune in to learn how to invest with confidence, patience, and a big-picture mindset!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Life After Two Financial Separations

Sun, 29 Sep 2024 19:00:00 +0000

Today’s Money Diarist has been on a rollercoaster of a financial journey. She started her working life at just 6 years old, spent 18 years in hospitality, and went through two financial separations that could have set her back for good. But now, with three investment properties, a thriving side business, and a well-earned promotion, she’s on track to create the future she’s always envisioned. Tune in to hear how she transformed her setbacks into stepping stones and is now preparing for the retirement of her dreams.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Small Habits That Create Big Financial Wins

Fri, 27 Sep 2024 21:08:29 +0000

Why do some people seem to effortlessly build wealth while others stay stuck? Spoiler: It’s not just about how much you earn, it’s about how you think and what you do with your money. In this episode, we’re diving into the key habits and mindset tweaks that successful people use to unlock financial freedom. Want in on the secrets? Click play and let’s go!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Should You Risk Buying Property With Family?

Thu, 26 Sep 2024 19:00:00 +0000

Ever thought about buying property with a family member? One of our community members is in this exact situation, and they need our advice! So today, the team breaks down their thoughts on co-owning property with family... what works, and what could go wrong. As always, we’re bringing the Friday vibes, celebrating money wins, broke tips and tackling a finance question about covering the cost of egg freezing. Tune in for all the Friday fun.

LAST DAY TO SIGN UP FOR THE INVESTING MASTER CLASS! Use the code PODCAST for a cheeky discount.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Marketing 101 (Part 1)

Tue, 24 Sep 2024 19:00:00 +0000

How many of you are relying solely on social media for your marketing? Maybe you’ve thrown some cash at ads, hoping they’d work miracles? Well, in today's Business Bible episode I’m here to drop a bomb... social media alone is not a marketing strategy. But don’t stress, because, as always, we’re here to give you the real scoop on what it takes to build a successful marketing plan that actually works. We’ll cover the essentials, from defining your brand identity to understanding the power of your owned media, so you can get off that content wheel and start seeing results.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

$40k Salary to a $400k Side Hustle

Sun, 22 Sep 2024 19:00:00 +0000

Today’s Money Diarist made a bold move, turning her life (and bank account) around! Feeling stuck in her job, she spotted a golden opportunity, took the leap, and built a side hustle that’s now bringing in some serious cash. She’s proof that with a little strategy and a lot of hustle, you can completely transform your financial future. Tune in for an inspiring, feel-good story that shows how hard work and a smart idea can lead to the life you’ve always dreamed of!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Beauty on a Budget

Fri, 20 Sep 2024 19:00:00 +0000

Have you ever wondered why your beauty drawer is overflowing with products you barely use? It’s not just you—It’s V too. And it’s all part of the game beauty brands play to keep you spending. This episode V is here to break down the marketing tricks that get you to hit ‘add to cart’ and how to shop smarter without falling for the hype.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Investing & Tax Made Simple

Thu, 19 Sep 2024 19:00:00 +0000

Tax and investing... sounds daunting, right? Not today! V breaks it down in her signature easy-to-understand style to help you keep more of your money while growing your investments. Plus there's all the usual Friday fun. We’re celebrating your biggest money wins and digging into a juicy dilemma about in-laws who just won’t stop spoiling the kids with over-the-top gifts. Tune in for all the tips and tea!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Childcare Catch-22

Tue, 17 Sep 2024 19:00:00 +0000

Wondering if it’s worth returning to work when child care costs are eating up your paycheck? You’re not alone. This episode takes a closer look at the true cost of child care, the long-term impact of a career break, and practical tips to navigate these tough decisions while keeping your financial goals in sight.

The Australian government website for researching childcare: https://www.startingblocks.gov.au/.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Turning a Property Regret into a Real Estate Win

Sun, 15 Sep 2024 19:00:00 +0000

This week's Money Diarist turned her biggest property regret into a real estate success story. After purchasing her first property at 22, she quickly found herself overwhelmed by mismanagement from her rental property manager and strata. The stress nearly pushed her to sell at a loss, but instead, she fought back, secured new management, and reclaimed control of her investment. Tune in to hear how she transformed a major setback into a stepping stone, and get inspired by her resilience and determination to turn things around.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Didn't Save in Your 20s? Here's Why it's OK!

Fri, 13 Sep 2024 19:00:00 +0000

Did your 20s look more like cocktails and concerts than savings accounts and spreadsheets? You’re not alone, and guess what- it’s totally okay! In this episode, Victoria Devine breaks down why blowing your budget in your 20s doesn’t mean you’re off track. She flips the script on those financial regrets and shows you how to make the most of where you are now. It’s time to own your past, love your present, and build a future that’s all yours.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

When Helping a Friend Means Breaking a Secret

Thu, 12 Sep 2024 19:00:00 +0000

Do you help a friend in financial trouble or keep their secret? It’s the ultimate friendship dilemma, and today, we’re diving into it headfirst! We’re also sharing your best money wins, your broke tips, and tackling a juicy situation about feeling more like your partner’s financial manager than their teammate. So tune in for all the Friday fun!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Cutting Car Costs

Tue, 10 Sep 2024 19:00:00 +0000

How much are you spending on car costs each week? If you’re like the average Australian household, it’s nearly $500. Crazy, right? Well we couldn’t believe it either, so we’ve pulled together some killer tips to help you save on your transport costs. Join us as we break down easy, practical steps to lighten that load on your wallet.

Get Victoria's free guide to getting a better deal here.

Invest with Queenie breaks down electric car costs here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Reclaiming Control After Financial Abuse

Sun, 08 Sep 2024 19:00:00 +0000

Trigger warning: This episode contains references to financial and domestic abuse.

In this episode, we hear from a Money Diarist who bravely shares her journey of escaping financial abuse and reclaiming her life. From a young age, her finances were controlled by her parents, leading to shame, secrecy, and a mountain of debt that impacted her own family. Hiding the truth from her partner, friends, and colleagues, she felt trapped and powerless as her financial situation spiralled. A year ago, she made the courageous decision to take back control. Tune in to hear her inspiring story of resilience, recovery, and the path to financial freedom.

If you or someone you know is experiencing financial or domestic abuse, you can call 1800RESPECT on 1800 737 732, text 0458 737 732, or visit their website for online chat and video call services: 1800respect.org.au. In an emergency or if you’re not feeling safe, always call 000.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Fast Fashion Effect

Fri, 06 Sep 2024 19:00:00 +0000

Fast fashion is all about quick trends and affordable finds, and let’s be real—it’s hard to resist! But today, we’re taking a closer look at what happens behind the scenes of these quick-turnaround styles. We explore how ultra-fast fashion is shaking up the industry and what that means for us as shoppers and the planet. And don’t worry—we also share tips on how to enjoy fashion in a way that feels good for both your style and your values.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What Would You Do With $60k?

Thu, 05 Sep 2024 19:00:00 +0000

What would you do if you suddenly had $60k in your hands? It’s fun to dream about, right? Well, for this week’s Money Dilemma, it’s not just a hypothetical—it’s real life! And things get spicy when the conversation turns to what truly counts as a favour in friendships. Plus, we’re bringing all the Friday Drinks goodness you love—celebrating your money wins, sharing your top broke tips, and of course, having a lot of laughs along the way. Pour yourself a cocktail and join us for the fun.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Most Asked Investing Questions Answered

Tue, 03 Sep 2024 19:00:00 +0000

Feeling overwhelmed by the world of investing? You’re not alone, and we’re here to help! In today’s episode, we’re tackling your most asked investing questions, with nothing off limits. And of course, we’ve got the one and only Victoria Devine, who’s ready to break it all down in her signature no-nonsense, easy-to-understand style. Whether you’re just dipping your toes in or fine-tuning your strategy, this episode is packed with the answers you need to take your investing game to the next level.

And if you’re ready to dive even deeper, don’t forget we’ve just announced our Investing Masterclass. Join the waitlist here!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Taking Control Of Your Finances In Your 30s

Sun, 01 Sep 2024 19:00:00 +0000

Today’s Money Diarist has been through a lot in her 36 years—from battling ADHD and confronting the financial burdens handed down by her parents, to stepping up as the sole breadwinner when her husband’s health declined. She’s here to share her journey and the valuable lessons she’s learned, with a focus on teaching kids about money and the importance of smart financial planning, even on a middle-income. Make sure you don't miss this one.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Are Micro-Trends Making You Broke?

Fri, 30 Aug 2024 19:00:00 +0000

Feeling the pressure to keep up with the latest fashion trends? You’re not alone. In this eye-opening episode, we take a closer look at the impact of micro-trends on your finances and how it’s more than just a style choice. This is one episode you—and your wallet—can’t afford to miss.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Simple Way To Secure Your Perfect Home Loan

Thu, 29 Aug 2024 19:00:00 +0000

Kick off your weekend the right way with our usual Friday Drinks fun! We’re celebrating your money wins, sharing some savvy broke tips, and diving into a juicy money dilemma about navigating wedding traditions that don’t feel like you. Plus, V spills the tea on the easiest way to find the best home loan that fits your life. Tune in for laughs, real talk, and the financial advice you need.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

3 Ways To Grow Your Business Like A Pro

Tue, 27 Aug 2024 19:00:00 +0000

Feeling overwhelmed, juggling a million things, and wondering if it’s time to ask for help? Or maybe you’re spotting some exciting opportunities but can’t decide if they’re worth the leap?

In this episode of The Business Bible, we’re tackling one of the biggest questions every entrepreneur faces—when is it time to scale? Whether you’re running a full-fledged business, hustling on the side, or just curious about what it takes to grow something from the ground up, this conversation is for you.

Join your business besties, Victoria Devine, and Jessica Ricci, as they share insider tips, personal stories, and practical advice on scaling smartly without burning out.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Conquering Buy Now, Pay Later Debt

Sun, 25 Aug 2024 19:00:00 +0000

Today's Money Diarist was drowning in Afterpay and Zip Money debt. When she found herself in a bedroom full of clothes with the tags still on that were already out of fashion, she knew things had to change. Now she's buy now pay later debt-free, and sharing her journey to inspire others to break free from the cycle of debt and be more intentional with their purchases.

And as promised, here’s your exclusive code to kickstart your journey to financial freedom! Our Money Masterclass is packed with everything you need to master budgeting, cash flow, and take control of your finances....

Use code Pod50 at checkout to snag $50 off and start your path to financial freedom today https://www.shesonthemoney.com.au/the-money-masterclass

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Influencers Turn Social Media into Cash

Fri, 23 Aug 2024 19:00:00 +0000

Curious about how your favourite influencers turn likes into cash? Tune in as Victoria breaks down the secrets behind the success of today’s top influencers. Learn how they leverage brand partnerships, affiliate marketing, and even direct payments from platforms to build a thriving business. But it’s not all glitz and glamour—find out what it really takes to stay ahead in this fast-paced, ever-changing industry.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Have You Checked Your Credit Score Lately?

Thu, 22 Aug 2024 19:00:00 +0000

Have you checked your credit score lately? If not, it’s time to take a closer look! On today's ep we chat about why your credit score should be a priority on your financial to-do list to keep financial health in check. And of course, we've got some practical tips on how to boost it. But it’s not all serious business—we’ve got the usual Friday Drinks fun, from celebrating your wins to sharing clever broke tips. And don’t miss our spicy money dilemma: How much is too much to spend on work gifts?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Investing Q&A with Glen James: Your Questions Answered

Tue, 20 Aug 2024 19:00:00 +0000

Today, we’ve got something special for you—Glen James, author of The Quick-Start Guide to Investing, is here to tackle your most burning investment questions. From picking the right platform to investing for your kids and knowing when it’s time to level up from micro-investing. If you’re looking to up your investing game, this episode is for you!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Hustle, Hard Work, and Healthy Financial Growth

Sun, 18 Aug 2024 19:00:00 +0000

Growing up in a single-parent household, this Money Diarist learned the value of hard work and resourcefulness early on. From selling loom bands as a kid to launching a beauty salon with her mum at 17, she's always had a hustler’s spirit. Her story is one of grit, determination, and proof that you can achieve anything if you put your mind to it. Don’t miss this inspiring episode that will motivate you to chase your own dreams.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Real Cost of Being an Influencer

Fri, 16 Aug 2024 19:00:00 +0000

Today we’re stepping into the world of influencer culture. V is breaking down the delicate balance influencers have to strike between keeping it real and making bank. Finding that sweet spot isn’t easy, especially when they’re juggling audience expectations and trying not to get cancelled. This one’s going to be juicy!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Balancing Fun Money and Financial Goals

Thu, 15 Aug 2024 19:00:00 +0000

The team is back for Friday Drinks as they celebrate your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money Dilemma is about the challenges of managing your money when you're single. Plus, they share their hot takes on what to do when you think your partner has an online shopping addiction.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Stop Overthinking & Start Growing Your Money!

Tue, 13 Aug 2024 19:00:00 +0000

Do you ever spend hours & hours researching the perfect shares & ETFs, but then freeze and never actually invest? Have you gone down a rabbit hole of comparing all your insurance options to get a better deal, just to get overwhelmed and stick with what you’ve got? What about when you spend so much time stressing over all the little details of your trip away that you kick yourself because the price goes up?

Join V+B as they talk through why analysis paralysis is plaguing millennials’ finances and what you can do to get your decision-making mojo back.

This episode has all the tips and tricks that will change your life when it comes to making decisions for your finances.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Money Diaries: Rebuilding After a Friend’s Financial Betrayal

Sun, 11 Aug 2024 19:00:00 +0000

Imagine being blindsided by a friend who left you with their debt and a partner with a secret gambling problem. That’s exactly what happened to this week's Money Diarist. But instead of giving up, she fought back, buying a home on a tight budget, and walking away with a $300k profit. Now, she’s planning her wedding and aiming to be debt-free by 33. Be inspired by this episode’s powerful story of resilience and financial recovery!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Red Flags and Realities of the Dallas Cowboys Cheerleaders

Sat, 10 Aug 2024 01:44:55 +0000

Today V uncovers the truth behind the iconic Dallas Cowboys Cheerleaders, and all the red flags that could turn a dream job into a dangerous trap. From shockingly low wages to relentless body image pressures, this iconic job is a cautionary tale for women everywhere. Listen in and find out why the glamour might not be worth the grind.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Fears of a Crashing Share Market!

Thu, 08 Aug 2024 19:00:00 +0000

Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money Dilemma tackles fears of a crashing share market. Plus, they give their hot takes on the question... What happens when your job and ethics clash?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Lights! Camera! Investing Action Plan!

Tue, 06 Aug 2024 19:00:00 +0000

Ready to take control of your financial future? We got you, with our step-by-step action plan to help you confidently start investing. Perfect for newbies and those looking to fine-tune their approach, tune in to learn practical tips and gain the confidence you need to start growing your wealth. Let’s get your money working for you!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Choosing to be childless & breaking stereotypes.

Sun, 04 Aug 2024 19:00:00 +0000

Growing up with a strong, independent mother as the breadwinner, today's diarist was inspired to embody the same strength and independence. Despite navigating poor financial decisions in her early 20s, she overcame lifestyle creep to gain control of her finances. Choosing to remain childless in a society full of opinions, she broke stereotypes in a male-dominated industry and now earns six figures without a degree. Now she aims to own a million-dollar business and retire in her 50s, and hopes to motivate others who strive to be independent, childless bosses!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Last Victim with Tracy Hall

Fri, 02 Aug 2024 19:00:00 +0000

In this bonus episode, Victoria sits down with special guest Tracy Hall, who shares her gripping story of finding love, facing deception, and rebuilding her life. After separating from her husband, Tracy joined a dating app and met Max Tavita—a man who seemed perfect. But what started as a hopeful new beginning quickly turned into a nightmare when Tracy discovered 'Max' was actually Hamish McLaren, a notorious conman who swindled her out of $317,000. Join us as Tracy recounts her journey of resilience, offering invaluable lessons on trust and the importance of financial awareness.

Check out Tracy's work here, as well her resource with tips and tricks of avoiding scams, and recommended reading list here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Budgeting When Life Is Complicated

Thu, 01 Aug 2024 19:00:00 +0000

Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money Dilemma tackles the chaos of budgeting for a complicated lifestyle. Plus, we dive into your D.M. that asks the hot question... do you deserve a cut of the credit card perks when the points are from shared spending?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Find & Reach More Customers for Your Business

Tue, 30 Jul 2024 19:00:00 +0000

Join Victoria and Jess today to discuss the 7 things you should do to expand your customer base, plus how can the 5-5-5 rule grow your network? Tune in to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Creating Positive Money Habits One Day at a Time!

Sun, 28 Jul 2024 19:00:00 +0000

Growing up comfortable with money, today's diarist developed negative money habits becoming an impulsive and emotional shopper. But now pregnant, she's working on these habits, building her money goals and paying off debt! She and her partner are working on their budget with to be aware and be on the same page in time for bubs arrival. An important episode for those in this situation, those planning on expanding their family or just want to create positive money habits with themselves and partner!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Setting Up Healthy Money Behaviors in Your Relationship

Fri, 26 Jul 2024 19:00:00 +0000

Navigating financial matters is a significant aspect of any relationship, and establishing healthy money behaviour is crucial for long-term harmony and financial stability. Whether you are newlyweds, long-term partners, or planning to merge your finances, addressing money matters with transparency, mutual respect, and strategy are vital in any sustainable relationship. So today we give you tips on how to establish healthy money behaviour in your relationship.

For immediate crisis support relating to domestic violence or sexual abuse, you can contact 1800RESPECT online or at 1800 737 732. In an emergency or if you’re not feeling safe, always call 000.

Good Shepherd
CommBank Next Chapter

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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What Would You Spend An Inheritance On?

Thu, 25 Jul 2024 19:00:00 +0000

Join V and Jess this week to celebrate your money wins, share your confessions and some broke tips! This week's Money Dilemma is about HECS repayments and inheritance. And, we dive into your D.M this week all about sharing costs to visit your family when you've moved overseas for your partner. Who should cough up the cash?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Future-proofing You!

Tue, 23 Jul 2024 19:00:00 +0000

Its so easy to get caught up in the day to day, and before you know it a year has passed and you’ve forgotten to check in with your goals. That’s why today we talk about investing in your future self. We give you a list of things to focus on which will take the anxiety out of getting proactive about financial planning, personal development, and long-term goal setting.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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MONEY DIARIES: The 100 Hour Work Week!

Sun, 21 Jul 2024 19:00:00 +0000

Today's Money Diarist is 28 and working over 100 hours per week in a niche safety roles in the mines. As the first of 7 in her family to graduate with a degree, she's as hard on herself as she is a hard worker! Looking to make her hours more sustainable long term, her passion for the change she's making everyday in the workplace is what fuels her. We can't wait for you to meet her.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Identifying The Signs of Financial Abuse

Fri, 19 Jul 2024 19:00:00 +0000

Today we're thrilled to be joined by Caroline Wall, who has dedicated her life's work to identifying and ending financial abuse. Caroline chats with Victoria about the misconceptions around, and signs of financial abuse, the role of technology in both enabling and ending financial abuse, and how you can seek help for yourself or someone you care about.

For immediate crisis support relating to domestic violence or sexual abuse, you can also contact 1800RESPECT online or at 1800 737 732. In an emergency or if you’re not feeling safe, always call 000.

Good Shepherd
CommBank Next Chapter

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Would You Accept Cash With a Catch?

Thu, 18 Jul 2024 19:00:00 +0000

The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is whether removing purchase conditions when bidding for your property will give you a better shot at home ownership. And, have you ever accepted money from someone with conditions? Well tune in for a JUICY D.M on today's show.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Renovating on a Budget

Tue, 16 Jul 2024 19:00:00 +0000

Today we give you tips and tricks on setting a budget, ways to save on materials and what sort of surprise costs can spring up to hurt your hip pocket. Plus how project managing your renovation in stages can really save costs, and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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MONEY DIARIES: Work, Live, Play - 5 Hours Away (from a Supermarket)!

Sun, 14 Jul 2024 19:00:00 +0000

Save with marley spoon - https://bit.ly/4cWAWD2 or use the code MONEYWIN

Having ditched her High School graduation to start work, our Money Diarist has had a job since 11 years old and always had a strong work ethic. At 20 years old, she is currently working in a remote location, where she lives, works and plays all at the same location - 5 hours away from a Supermarket! With accommodation and bills all covered as a perk of the job, not having these living expenses allows our Money Diarist to save on her salary. Could you manage this lifestyle? Listen to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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Keeping Your Small Business Cybersafe

Fri, 12 Jul 2024 19:00:00 +0000

Another day, another high profile data breach, Medibank, Canva, Optus, Latitude – but it’s not just big corporations that are targeted. Every day, individuals and small businesses are under attack, and these stories don’t make the news. As a small business owner, a cyber security attack could end your business and really hurt your customers. But it is so easy to ensure that your business and customers are safe.

Join Victoria for this bonus episode giving you some simple steps to take to keep your small business cybersafe!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Partner Debt, Broke Tips & the Big 30!

Thu, 11 Jul 2024 19:00:00 +0000

Join the team today as they celebrate you, and our very own Jessica Ricci's big 30- Happy Birthday Jess!

The gals chat money wins; cheap meal prep, tickets offers, getting a key furniture item on sale, tax return and more, plus a broke tip or 3.
Plus it is indeed a juicy money dilemma this week asking whether you’re liable if your partner owes tax? And this week you slid into our D.Ms about contributing to shared funds when you're on mat leave and your partner is working full time. What's the fair thing to do?

National Debt Helpline

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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Celebrating NAIDOC Week with Evolve Communities

Tue, 09 Jul 2024 19:00:00 +0000

Today we celebrate NAIDOC week with our friends Aunty Munya and Carla Rogers from Evolve Communities. They share their insights on the challenges faced by black businesses in Australia, how we can show up as allies, how businesses can be more inclusive and so much more. They also reflect in this year’s NAIDOC theme – Keep the fire burning! Blak, loud and proud.

Check out the amazing work of Evolve Communities here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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MONEY DIARIES: The Financial 'Work In Progress'

Sun, 07 Jul 2024 19:00:00 +0000

Having started and quit uni, she found herself moving to London and working as Butler, with some WILD experiences! After heading home and back to uni, things seemed on track, after graduating she was on a $100k salary! But in 2 short years, she was on Centrelink with $0 in savings. She's now in her final year as a med student at age 30, and is in the middle of her fertility preservation treatment. Financial status: work in progress!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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It’s Time to Get SUPER Excited!

Fri, 05 Jul 2024 19:00:00 +0000

Today we're dropping this bonus episode in to get you engaged with what is possibly one of the BIGGEST investments of your life, superannuation. But so often we don’t frame it this way. It’s pushed to the back of our mind, or feels confusing and complicated to so many of us. So join Victoria and our special guest Anne Fuchs is the EGM for Advice, Guidance and Education, at Australian Retirement Trust for the 6 simple steps you can take to get on top of your super.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Health At What Cost?

Thu, 04 Jul 2024 19:00:00 +0000

Never a quiet week on SOTM, and this week the gals talk Bec's eviction(!!), whether health insurance is really worth the money, and also what to do when a family member who owes you serious money ghosts you! As usual too we celebrate your money wins and talk broke tips.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Quarterly Market Update

Tue, 02 Jul 2024 19:00:00 +0000

It's Q1 of the new financial year, but are we starting this new year with a financial hangover, or are we refreshed and ready to go? Join Bec and Victoria as they dissect where things are at in the economy, from inflation to housing, employment and wages and oh so much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: There's Life After Shopping Addiction

Sun, 30 Jun 2024 19:00:00 +0000

Today's diarist grew up exposed to alcohol and gambling, and subsequently went without. She developed a shopping addiction and hit rock bottom last year after she spent all her money on clothes and relocating interstate. But this lead to her finally beginning to turn her life around with the support of her partner, and now she's on the road to home ownership!

Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! Get your copy now, click here!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is the Holiday Worth the Debt Hangover?

Thu, 27 Jun 2024 19:00:00 +0000

The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is from someone who has received a bittersweet inheritance that will help them get on the property ladder. However, they aren't sure how to manage this with their partner who isn't quite on the same page. And, have you ever booked a trip away with a bestie who then changes their plans and leaves you holding the debt? Well tune in for a JUICY D.M on today's show.

Check out Bec's list of cheap fun things to do this school holidays!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Midyear Finance Health Check

Tue, 25 Jun 2024 19:00:00 +0000

New financial year, new you! Most people create their goals and look at their forward planning in January in line with a fresh new year, but how often do you review those? EOFY is the perfect time to do a review of how you've been tracking with your financial goals, or even to start fresh. SO, on today's show we talk mindset and goals,and we also run through a list of practical things that you should be checking in on at this time of year!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Slaying After Starting Over!

Sun, 23 Jun 2024 19:00:00 +0000

This Money Diarist had to start her life over at 29 after a broken marriage. It was a blessing in disguise, teaching her to be independent and almost 10 years later, she's happily remarried, has a high paying job having switched careers, and now owns three properties. Her latest journey? After 12 unsuccessful rounds of IVF, she and her husband are on the road to adoption!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Roller-coasters, Redundancies & the Illusive Pay Rise!

Thu, 20 Jun 2024 19:00:00 +0000

Its a happy Friday indeed as Bec and Jess pilot the episode this week, so strap in for some laughter! The vibes are high, but they also drop some seriously good advice for this week's Money Dilemma on what to do with your resume when facing a redundancy. Plus this week's D.M is the age old tale of navigating a pay rise with a stingy boss!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Spending Money On Things That Bring Joy

Tue, 18 Jun 2024 19:00:00 +0000

They say money doesn’t buy happiness, but is that really true? Studies show that whether or not money can buy happiness is dependent on how our purchases align with our goals. So today we explore how money drives our emotions, how guilt impacts our purchases, and we share YOUR stories of things that have brought you happiness that you’ve dropped some cash on!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: She's Got The F.I.R.E

Sun, 16 Jun 2024 19:00:00 +0000

At 28 and after ten years of travel, fun, work and a bunch of health issues today's Money Diarist decided to change careers. She was broke starting over and owned nothing! And now at 38, she's kicked off a 12 year plan to retire at 50! How exactly is she going to achieve this? Tune in to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Two Broke Chicks Return to Talk the Click Frenzy Ick!

Thu, 13 Jun 2024 19:00:00 +0000

Double your fun this Friday as our budget besties Two Broke Chicks return! Jess and Bec are joined by queens Sal and Al who share invaluable tips on snagging a bargain, the ick of the click frenzy, the psychology of resetting and their new book Finding Your People. Plus we answer your Money Dilemma about blowing out your budget for EOFY, and get ready for some aural hugs as the gals give you a pep talk for this week's D.M about resetting your mindset after a toxic workplace.

Check out Bec's Dupes tip here

Find Two Broke Chicks on Instagram, and check out their pod!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Talk To An Accountant

Tue, 11 Jun 2024 19:00:00 +0000

Does tax time send you into a spin? Well don't sweat it because we've got Julian Mauro who is not only a finance guru, but also runs his own accounting firm – Mauro joining us on the show today. He runs us through some of the key things we should be looking at this year, plus after the break, he answers all the questions from the small business owners and side hustlers in our community!

Check out Mauro online and on Instagram!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Survivor With a Fascinating Job!

Sun, 09 Jun 2024 19:00:00 +0000

Today's diarist never thought she would be unemployed or renegotiating the mortgage, she had a career that was going places, and then cancer hit - twice! After she was told 10 years ago that she wouldn’t live this long, she's still here, with two adult children, and at the end of a steep learning curve. Plus you will never guess what she does for a living noways!

Use the tax cut calculator to estimate you annual tax cut.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Kate Langbroek Gives You the Pep Talk You Needed!

Thu, 06 Jun 2024 19:00:00 +0000

Get ready for takeoff as radio star, #1 podcast host, author (and just about everything else) Kate Langbroek, joins Jess as co-pilot on today's show! Discussing everything from cultural exchanges and castor oil, to capitalism and KFC, tune in as Jess stresses Kate out with all the ways she can save her money which she just won't adhere to!

Plus they give valuable insights into your questions this week on concern around losing you identity when having a baby, and also whether you choose career or wonderlust?

Check out Kate's brand new podcast The Buck Up here

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Diversification Explained

Tue, 04 Jun 2024 19:00:00 +0000

On your mark, get set, go! On today's show we explain investment portfolio diversification in 30 mins! We'll give you everything you need to know, plus share 4 tips on how to diversify your portfolio, and how to keep it that way!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES UNMASKED: Hannah Sands

Mon, 03 Jun 2024 19:00:00 +0000

Welcome back to another Money Diary episode, but this time with a twist. We are thrilled to share this bonus episode Money Diaries Unmasked with you this week! Today's super special guest is musician, content queen and savvy saver Hannah Sands. Join us as she shares this very public Money Diary and talks all bout her business, side hustle, family budget and how she makes it all work like a dream. Get set to be inspired!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Life Transformed In 2 Short Years

Sun, 02 Jun 2024 19:00:00 +0000

Today's episode discusses suicide, if that's a tricky topic for you please listen to one of our other episodes.
If you or anyone you know needs help, contact lifeline online or call 13 11 14

Today's Money Diarist has been through so much in just 2 short years. After she and her ex split up he ended his life. Her whole life was turned upside down, she had to stop work and was broke. But incredibly, she is now a home owner, engaged and has a baby on the way. How did she get here? Tune in to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Brittney Saunders Turns Lemons into Lemonade

Thu, 30 May 2024 19:00:00 +0000

Add the yay to your Friday as Jess and Bec are joined by the force that is Brittney Saunders! The entrepreneur, podcaster and founder of FAYT The Label, shares her refreshing insights into making the most of business mistakes, the cost of hiring the wrong person for the job, her formative entrepreneurial experiences from making phone cases to spray tans in her basement and SO much more!

Plus the team give thoughts on this weeks Money Dilemma of scaling your business, and our community D.M on managing a toxic work environment.

Check out Brittney's podcast Big Business with Brittney Saunders!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

EOFY Checklist

Tue, 28 May 2024 19:00:00 +0000

New financial year new you! It's the perfect time to check in on your financial situation and goals and take stock of how you're tracking. So we've made a list to take all of the guess work out of EOFY for you! You don't wanna miss Victoria's top 5 things you should be looking at before we head into the new financial year.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: With She's On The Money!

Sun, 26 May 2024 19:00:00 +0000

Join us for a special episode of Money Diaries today as Victoria reads to you from her brand new book Money Diaries With She's On The Money. Feel inspired, motivated and empowered to create the financial life you want.

With page-turning stories from real people about their relationships with money, plus fun activities and quick tips to help transform your own money story, Money Diaries with She's on the Money is the enjoyable, useful finance book you need (and actually want)!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Family & the Cost of Keeping It Together

Thu, 23 May 2024 19:00:00 +0000

Join us for a bit of a family focus on Victoria's last Friday episode before she goes off to Europe for a month. This week as the gals chat about a Money Dilemma asking if you can inherit debt from your parents? Plus this week's D.M wonders who should cover the cost when you live far from your family and are feeling the pinch of keeping up with family events? Plus the team talk your money wins and losses, broke tips and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Much Does it Cost to Bring a Baby Into the World?

Tue, 21 May 2024 19:00:00 +0000

Join Bec Syed and financial expert and new mum Victoria Devine to discuss what it actually costs to bring a baby into the world. What does it really cost to birth in the private vs. public systems, fit out a nursery, and what are all the unexpected extras that can really add up to break the bank? Tune in to find out.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Bonus Episode: How HECS/HELP Debt is Changing

Mon, 20 May 2024 19:00:00 +0000

How is HECS/HELP debt is changing since Treasurer Jim Chalmers outlined overhauls in the 2024 Federal Budget? Listen to this bonus micro episode as Victoria explains the ins and outs of everything you need to know!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Smashing Her Goals in the Seafaring Industry

Sun, 19 May 2024 19:00:00 +0000

At the tender age of 21, today's Diarist has already visited 15 countries, saved $65K and has just moved interstate all thanks to her career in the seafaring industry! Next stop is saving for a house with her partner who is a Captain in training. She can't wait to share all of the opportunities her unique industry has giver her, and we can't wait to share her with you!

Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Money! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! It's coming in May but you can pre-order your copy now, click here!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Mixing Friendship & Money

Thu, 16 May 2024 19:00:00 +0000

The gang is back together today and are talking "secure" investments vs superannuation for this week's Money Dilemma! Plus, what would you do if your bestie begged you to come on a trip you could't afford, insisted on loaning you money and then changed the deal afterwards? Who's at fault in this situation? The gals have feels as do you about this week's community D.M. And as ever we celebrate your money wins and talk broke tips!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The 2024-2025 Federal Budget Wrap

Wed, 15 May 2024 04:13:19 +0000

Want the TLDR of the 2024-2025 Federal Budget? She's On The Money has got you covered! Join Victoria and Bec for a breakdown of what was promised, what matters and how it will impact you! Hear Victoria's hot takes on what's been promised on assisting the cost of living crisis, education, students, health, housing, women, First Nations peoples and disability support.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Transcending Tax Bill Trauma

Sun, 12 May 2024 19:00:00 +0000

Today's Money Diarist is well on the way to turning around her situation after drowning in debt due to an unexpected tax bill! She and her husband traveled and treated themselves before the birth of their little boy, and then were overwhelmed by the task of sorting out their finances. Their son's special needs means this community member juggles family life and working part time as teachers aide. But with a lot of hard work she and her husband have paid off $80,000 of debt in 3 years and are very close to being debt free!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Bossy Bride or Ungracious Guest?

Thu, 09 May 2024 19:00:00 +0000

Join Victoria and Bec for your Friday (get well soon Jess) as they talk your money wins and losses, share some broke tips and answer a Money Dilemma about whether its better to have a lower interest rate or APR?

Plus, we talk wedding etiquette on today's show. This community member is close to full term of her pregnancy and has just been advised by her OB that her labour date needs to be brought forward. Her friend (the bride) is now insisting she reimburse her for her seat at the wedding reception. Is this reasonable or outrageous? The gals have feelings about this week's community DM!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Investing For Kids

Tue, 07 May 2024 19:00:00 +0000

If you're in a position to start investing for your child, why is it good to start early? Two words - compound interest! Join Victoria and Bec as they chat today about V's two favorite words, but also how to teach your kids about money, how to get them familiar with the concept of the family budget, child tax rates and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Debt Hole to Property Portfolio!

Sun, 05 May 2024 19:00:00 +0000

This Money Diarist has been on quite the journey so far! After she dropped out in year 12 she proceeded to dive around $80k deep into a debt trap. She was even skipping meals due to the debt she faced! Fast forward, she's worked in everything from childcare to funeral services and is currently working in the youth justice system. She has almost $20k her Sharsies portfolio and 2 investment properties all before 30!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

And Then There Were Four!

Thu, 02 May 2024 19:00:00 +0000

Join us today as the team finally reunites! Victoria is back, and baby Harvey Roy Devine makes his podcast debut with Jess and Bec. The gals catch up and share your money wins, and talk some HILARIOUS broke tips.

Plus this week's Money Dilemma is about managing an inheritance, and you slid into our DMs this week asking about splitting rent and bills when living with your partner. What's fair and how to make it all equitable? The gals have thoughts and feels.

Check out Cheapskates Podcast

Preorder Victoria's new book, Money Diaries with She's on the Money here!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Setting Workplace Boundaries

Tue, 30 Apr 2024 19:00:00 +0000

Did you know that the average Australian is missing out on $11,055 a year, or $425 per fortnight due to unpaid overtime? So today it is high time we talk about managing workplace boundaries! What are you comfortable with? How can you define your boundaries without feeling like you’re letting your employer down? How to manage all of those little things that make you feel as though you need to always say yes to your boss? Tune in to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: An Insight Into Island Life

Sun, 28 Apr 2024 19:00:00 +0000

Would you pay $10 for a packet of Doritos? How about $9 for a wilted bunch of Kale? Well this is daily life for today's Money Diarist who lives on one of Australia's remote islands. Her unique career in a male dominated industry gives her a lot to say about the inflated cost of living, and also some fascinating insights into a pretty unique way of life. She's worked her way up in her industry and negotiated $40,000 pay rise in 6 months! We can't wait for you to meet this absolute powerhouse.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Laura Henshaw on Making Healthy Eating Accessible

Thu, 25 Apr 2024 19:00:00 +0000

The luminous Laura Henshaw joins Jess and Bec this Friday to chat money wins, broke tips and so much more! She shares wisdom on a Money Dilemma which is the entirely relatable problem of trying to balance your well being and budget. Plus this week's D.M is about navigating business with your bestie. How do you keep communication at the core to stay on the road to success?

Follow KIC on Instagram

Want one month of KIC free? Use the code: MONEYMONTH to redeem it here!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Victoria Manages Her Time in Business

Tue, 23 Apr 2024 19:00:00 +0000

As your career or business evolves, the way you spend your day now, will look very different at various points along the way. Join us as today we take a peek behind the curtain to find out how Victoria manages her time in business!

She shares insights about her journey divided into 3 distinct phases; the starting phase, the growing phase and the established phase and so much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Debt Demons to Living the Dream

Sun, 21 Apr 2024 19:00:00 +0000

This inspiring Money Diarist had a terrible relationship with money, and after a huge life setback which meant time off work (and going broke), she managed to reset, turning around her whole life and money story! With a little help from SOTM, and a whole lot of hard work she's now well on the way to paying off her debts, is engaged, and her future looks so bright. We are endlessly proud of her and can't wait for you to meet her!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Two Doting Dads Talk Spoiled Kids, Valuing Values & More!

Thu, 18 Apr 2024 19:00:00 +0000

Strap in for a hilarious and freewheeling Friday as Jess and Bec are joined by Matty J and Ash Wicks, aka Two Doting Dads! The guys bring some interesting (cough) tips on how to save on your kids birthday party, and some fascinating front line dad experience to today's show. And as ever we share your money wins and losses, and some broke tips!

Plus hear the brains trust unpack a Money Dilemma all about the ethics of pocket money, and you slid into our D.Ms about how best to manage spoiled nieces. Do you draw a line in the sand, or let it go?

Listen to Two Doting Dads Podcast

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Cost Of Comparison Culture

Tue, 16 Apr 2024 19:00:00 +0000

Do you ever feel like everyone else is way ahead of you when it comes to money? How often do you find yourself thinking that others just have it better off? We ALL experience these feelings in life, but when does comparison culture stop being a motivation for good, and start costing us dearly? The cost of comparison culture is high on both our mental health, and also our finances. So today we talk about why it has such a hold over us, and how we can identify it, and combat it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The FIFO Nurse Force of Nature!

Sun, 14 Apr 2024 19:00:00 +0000

Today's Money Diarist is the definition of tenacity! She came to Australia from the Philippines on a student visa almost 13 years ago, struggling to make ends meet working odd jobs and enduring some scary experiences. Fast forward to today, she's an Australian citizen earning $180 - $200k per year as travel nurse flying all over the country. She's also managed to bring her siblings here and is working towards her 4th investment property. Wait till you meet her!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Two Broke Chicks on the Cost Of Living Keep Up!

Thu, 11 Apr 2024 19:00:00 +0000

Double your fun this Friday as Jess and Bec are joined by not one, but Two Broke Chicks! The dynamic pod duo, Sal and Al stop by with their two cents on some broke tips and money wins and losses. PLUS the gals share their wisdom on this week's Money Dilemma which is all about keeping your clothes budget for a big schedule of events by purchasing fast fashion. And you slid into our DMs this week to ask how to get on the same page as your besties when budgeting for a group event.

Find Two Broke Chicks here!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What to Expect When Meeting a Financial Advisor

Tue, 09 Apr 2024 19:00:00 +0000

Do you need to be a multi-millionaire to get financial advice? Absolutely not! And to tell you why, Victoria is joined by friend of the show, financial advisor and Chief Operating Officer from Everest Wealth, Daisy Magor. On today's episode they share practical tips on what financial advice actually looks like, how it's structured, what you can expect when you speak to a professional and so much more!

Book an Everest Wealth Introductory Call

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Tale of Remote Work, Rental Assistance & Hard Yakka

Sun, 07 Apr 2024 19:00:00 +0000

This Money Diarist knows the meaning of hard work. She finished school by 16, had her degree by 20, and an investment property by 22. She wants to share how negotiating rental assistance in her remote work placement, plus working incredibly hard has allowed her to buy her first home and get ahead financially so early in life.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Hannah Ferguson on Workplace Equality, Ethics & OnlyFans

Thu, 04 Apr 2024 18:00:00 +0000

Join Jess and Bec for another fabulous Friday as they catch up with the incredible Hannah Ferguson - the founder and CEO of Cheek Media Co!

The gals share your money wins and losses, plus a broke tip or two. AND this week a few spicy ones for your day; Firstly a Money Dilemma about being stuck in a workplace that promotes men over women. Plus you D.Md us this week about what to do when you find out your sister makes her money on OnlyFans. What's the line between your duty of care, and crossing a boundary? The gals have thoughts and feelings on this one, tune in to find out!

Some useful links:
Workplace Gender Equality Agency
Find Hannah on instagram

See omnystudio.com/listener for privacy information.

Budget Ready...Set...TRAVEL!

Tue, 02 Apr 2024 18:00:00 +0000

Have you got the travel bug but feel anxious about parting with the money? Do you balk at setting a budget? Well never fear because today we'll not only explore how to set your budget before setting sail, but also discuss the often-overlooked aspect of budgeting for your return home, plus many more tips and tricks for your trip!

Some other helpful episodes from our archives...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Around the World & Reclaiming Her Self-worth

Sun, 31 Mar 2024 18:00:00 +0000

This Money Diarist has been on a huge emotional journey, and crossed the world to do it! After meeting her love she followed him to Australia, leaving behind her dream job, and life in Canada. 5 years in, she realised the relationship was toxic and had to end things. Fortunately she is now reclaiming her self-worth and is not just back on track, but truly thriving!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Emma Edwards on Saving Up or Spontaneity & More

Thu, 28 Mar 2024 18:00:00 +0000

It is a very good Friday this week with yet another elite guest, Jess and Bec are joined by the wonderful Emma Edwards of The Broke Generation! Emma shares her valuable insights on this week's Money Dilemma about getting back on track with your savings goals after ending and engagement. And this week you slid into our DMs about feeling guilt for spending in no spend month. Plus the gals share your money wins and losses and talk some top broke tips!

Get Emma's new book Good With Money
Check out The Broke Generation Podcast
Find Emma on Instagram

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Maximising Social Media For Your Business!

Tue, 26 Mar 2024 18:00:00 +0000

Social media plays a big part in most of our lives, and even more so for the brands and businesses around us. Today on the show Jessica Ricci joins Victoria Devine to discuss how to maximise social media for your business. From optimising its ability to generate customers, to the importance of consistency and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Student Smashing her Savings, Side Hustle & Investment Goals!

Sun, 24 Mar 2024 18:00:00 +0000

This savvy community member grew up in a single parent household with an amazing mum who always prioritised her education. Now at the tender age of 18, she's studying, has a side hustle, has already saved $20,000 and has investments! Wait till you meet this absolute young gun!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

April Hélène-Horton on Self Love & Sustainability!

Thu, 21 Mar 2024 18:00:00 +0000

Prepare for takeoff, cause this episode is so uplifting! One of our FAVE friends of the show, the effervescent April Hélène-Horton aka The Bodzilla joins us today. April is a writer, public speaker, actor and model and joins Jess and Bec to talk climate care, body positivity, and generally spark joy for your Friday! As ever they also share your money wins and losses, talk broke tips. Plus this week's money dilemma is about the extra cost of plus size clothing, and our D.M is about traveling with a friend with a different budget

Listen back to April on this past episode here!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Navigating Redundancy

Tue, 19 Mar 2024 18:00:00 +0000

It can certainly be a shock if you find yourself being made redundant, however it is all too common and nothing to be ashamed of! Often redundancy can provide you with some flexibility and put you in the position to level up in your career. Today we talk you through the ins and outs of redundancy, how packages can work, what to discuss with your boss, navigating conversations with your next employer and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Widowed & the Definition Of Resilience!

Sun, 17 Mar 2024 18:00:00 +0000

This stunning story is one to learn from. This community member was widowed at 34 after her husband died suddenly and unexpectedly. They had just built their dream home, were planning a family and overnight she was widowed, in a financial crisis, relying on Centrelink, and three weeks pregnant. With the help of good financial preparation, a solid emergency fund and much resilience, three and a half years on she's a happy solo Mumma to a beautiful three year old daughter, and earning a 6-figure salary.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Jasmine Garnsworthy on Investing In Your Greatest Asset, Yourself!

Thu, 14 Mar 2024 18:00:00 +0000

The creator of Female Founder World, Jasmine Garnsworthy delights us with her company on today's show, joining Jessica Ricci and Bec Syed to celebrate your money wins and share some broke tips.

Plus we unpack a money dilemma about investing in your side hustle, and you slid into our DMs to question receiving vet bills long after you've given your pet to a relative!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How To Create Your Investment Strategy

Tue, 12 Mar 2024 18:00:00 +0000

We’re still in the first quarter of 2024, and if this was your year to start investing and you haven’t gotten around to thinking about it yet, then that’s ok! Mindset truly is the cornerstone when it comes to creating an investment strategy, and it's often the biggest hurdle many of us face. So today we give you the 6 steps you need to take to create your investment strategy!

Check out these helpful investment basics episodes...

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Savings Wizard With Wanderlust

Sun, 10 Mar 2024 18:00:00 +0000

This Money Diarist has had a fascinating journey, from growing up in a in a very low socioeconomic, single parent home, she learned to be very independent in life and with her finances. Now at 29, she has a degree, works as a singer-songwriter and freelancer in social media, PR, journalism, marketing and has backpacked to 44+ countries, spending on average for 4 months every year overseas! There is so much more to her story and we can;t wait for you to meet her.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Maria Thattil on IWD, Rainbow Washing & Peer Pressure

Thu, 07 Mar 2024 18:00:00 +0000

HAPPY INTERNATIONAL WOMEN'S DAY! We are SO excited to be sharing it with you and one of our absolute favourites, Maria Thattil. The author, speaker, former Miss Universe Australia (and so much more) joins Jess and Bec to celebrate your money wins, talk broke tips, and this week they chat about a Money Dilemma over a rainbow washing workplace. Plus, you slid into our DMs about judgement in your friendship group over your financial and relationship situation, is it cruel or cool? Don't miss this chat cause the gals have sage advice.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Economic Empowerment & Gender Equality with Moana Hope

Tue, 05 Mar 2024 18:00:00 +0000

What an incredibly special episode we have for you today in celebration of International Women's Week. Victoria is joined by the incredible Moana Hope, athlete, broadcaster and absolute legend!

Get fired up as they talk about overcoming economic adversity, the power of a side hustle, the prevalence of homelessness in older women, the gender pay gap, and even a brief little intro on how to start your investment journey cause VD can't help herself! You do not want to miss this deeply moving conversation.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES NZ: Learning Through Loss

Sun, 03 Mar 2024 18:00:00 +0000

This gorgeous community member from New Zealand lost her mum suddenly last year. While navigating her own grief, she's had to help her dad understand and manage his household finances,while planning her wedding and a six month OS honeymoon. The loss has highlighted how important it is to communicate openly about joint accounts, bill payments and creating a will for her and her fiance. She hopes our community can learn through her loss.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Michelle Battersby on Side Hustles, Modelling Mat Leave & More!

Thu, 29 Feb 2024 18:00:00 +0000

Welcome to a not so average Friday. While our beloved Victoria Devine is on maternity leave, Jessica Ricci and Bec Syed will be joined each Friday by a whole heap of friends of the show!

First up is the incredible Michelle Battersby, tech start up queen, founder of Sunroom and SO much more. On the show today the gals share your money wins, talk broke tips and answer a Money Dilemma about taking a pay cut to work for a company that will get you future opportunities.

Plus you slid into our DMs this week with a juicy one all about prioritising your fiances for lifestyle, or children.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

Back Yourself, Set Your Prices...& Raise Them!

Tue, 27 Feb 2024 18:00:00 +0000

Ah the mysteries of pricing! But pricing your services is not just about numbers; it's about knowing the value you bring to the table. Confidence in your pricing is directly linked to confidence in your worth. If you don't believe in yourself and your value, how can you expect others to? On today's episode, Victoria and Jess discuss how to set your prices, when to increase them, and most importantly, how to back yourself in the world of business!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Young & Broke to Beauty Industry Best Life!

Sun, 25 Feb 2024 18:00:00 +0000

She was a broke,18 year old mum living on Centrelink, all until she discovered the beauty industry. Now she owns an investment property with a flexible career a full schedule nail technician and her family is thriving! Hear about her journey on today's episode.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Self(ish) storage?

Thu, 22 Feb 2024 18:00:00 +0000

It's not just any ordinary Friday, but the last one that Victoria will be with us for a while before she welcomes Mini into the world - CONGRATULATIONS Victoria and Steve!
So help us celebrate your money wins, chat some broke tips, and we help with a Money Dilemma about what to do about bad neighbours when you own your property. Plus, have you ever looked after a friend's things while they have gone away for an extended period? How long is too long and how much stuff is a burden? You slid into our DMs this week and we had feelings!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Deinfluencing

Tue, 20 Feb 2024 18:00:00 +0000

We are most definitely in the age of the influencer, but have you noticed the ‘deinfluencing’ trend? Join us on the show today as we unpack what deinfluencing is, why it has skyrocketed over the past few years, if deinfluencers can be trusted and SO much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Breaking the Cycle to Build Stability

Sun, 18 Feb 2024 18:00:00 +0000

This Money Diarist grew up in government housing, moving 20+ times before the age of 15. But now, she owns her own home, business and has a beautiful bubba! You're sure to be inspired by her story of breaking the cycle of financial instability she grew up with to build a more stable future!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Swifties, Sweethearts and Sausage Dogs!

Thu, 15 Feb 2024 18:00:00 +0000

Only ONE more sleep till you know what! And if you're not a Swiftie...sorry, not sorry! Join the gals as they share your money wins and losses, broke tips and discuss a Money Dilemma about a cuuuuute little sausage dog that may or may not need pet insurance.

Plus, if you were saving for a house and had some in-laws offer free accom with a catch, what would you do? Look after future, or current you? That's exactly what our community DM this week has us pondering!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What is Shrinkflation?

Tue, 13 Feb 2024 18:00:00 +0000

Have you ever gone to grab your favorite packet of bikkies from the supermarket and noticed it was smaller, but more expensive than ever? Shrinkflation is when brands start selling less for more by reducing the size of their products but keeping the price the same and it is rampant right now! From Glad Wrap to Freddo Frogs, nothing is safe so today we discuss shrinkflation and other sneaky tactics that brands use to maximise profits, and minimise what you get for your dollar.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Is It a Choice Between Religion & Your Financial Future?

Sun, 11 Feb 2024 18:00:00 +0000

Today's Money Diarist says that her difficult relationship with money is rooted in her strict religious upbringing and beliefs. Growing up in the Philippines her family didn’t discuss money, but since moving to Australia 4 years ago she's struggling to adapt to the culture and attitudes around money here. She earns a livable wage and is trying to adjust, but just can’t seem make the mental switch.

See omnystudio.com/listener for privacy information.

Profiting From Presents?

Thu, 08 Feb 2024 18:00:00 +0000

Today the vibes are high so join your favorite trio Victoria, Jess and Bec as they share you money wins and talk broke tips with a Valentines Day skew! This week's Money Dilemma is about the very sexy topic of income insurance.

PLUS, have you ever gifted a friend a spenno hand me down, only for them to then sell it for a profit? Cool, or not cool...that is the question!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Top 5 Performing ETFs in 2023

Tue, 06 Feb 2024 18:00:00 +0000

Here at She's On The Money we LOVE a list, and we know you do too. So buckle in as we count down the The Top 5 Performing ETFs in 2023!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Young Mum, Young Gun!

Sun, 04 Feb 2024 18:00:00 +0000

This absolute queen was married at 18, owned two properties by age 20, and had two babies by 21...talk about busy! She's now working full time to support her family while studying part time. We can't wait for her to explain how on earth she juggles it all at once!

Save up to $235 off your first 5 Marley Spoon boxes, head to marrleyspoon.com.au and use the code ‘moneywin’!

See omnystudio.com/listener for privacy information.

Do You Pay For Your Parents?

Thu, 01 Feb 2024 18:00:00 +0000

Friday is with us again, so get into the spirit with the gals as we celebrate your money wins, dive into some broke tips and answer a Money Dilemma about sorting out your super at 30 years old. Plus, you slid into our DMs about a boyfriend who is regularly paying for his parent's lifestyle. Is this normal to you, or a red flag? Tune in to get the goss from the gals!

See omnystudio.com/listener for privacy information.

Personal Insurances 101

Tue, 30 Jan 2024 18:00:00 +0000

Does the idea of personal insurance confuse you? Well we've you covered as Victoria is joined today by insurance expert Phil Thompson from Skye Wealth! In this fascinating conversation they talk income protection, life insurance, TPD and trauma insurance. Plus, the give you the ins and outs of what kinds of things are covered by the insurance through your Super fund as well as next steps to take if you're not covered!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Ripple Effect of Trauma Healing

Sun, 28 Jan 2024 18:00:00 +0000

This long-term SOTM community member grew up in a well-off situation as a child and things drastically changed when her parents divorced. Her healing of the trauma of sexual and psychological abuse with professional help has had a positive ripple effect on my money mindset, and she has been able to reach goals she never thought possible. We can't wait for you to meet this gorgeous member of our community!

Links

National domestic family and sexual violence counselling service:
1800RESPECT online or call 1800 737 732

See omnystudio.com/listener for privacy information.

Gift Giving or Gaslighting?

Thu, 25 Jan 2024 18:00:00 +0000

It's Friday and you know what that means, it's time to join the gals as they celebrate you! Today we share your money wins, broke tips and we discuss a Money Dilemma about work options for a community member with a disability. Plus you slid into our D.Ms with the ever tricky situation of family gift giving. Listen in to get the low down!

See omnystudio.com/listener for privacy information.

Ways To Set Yourself Up For & Track Your Success

Tue, 23 Jan 2024 18:00:00 +0000

Setting yourself up and having tangible ways you can track and review all aspects of your business will be pivotal to your success. It is so easy to just have an idea and run but as soon as you decide to make this an actual way of making money you need to see how everything is tracking.

Which is why today we are going to give you a stack of super helpful tips and practical pieces of advice you can implement today to keep better track of your business!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: She's Crushed Her Consumer Debt

Sun, 21 Jan 2024 18:00:00 +0000

This wonderful community member went from major consumer debt to owning three properties! She was inspired by Victoria to follow her passion for finance and is now well on her way to becoming a financial adviser. She's a ray of sunshine and we can't wait for you to meet her!

Send us your Money Diary!

See omnystudio.com/listener for privacy information.

A Friend In Need, Or A Friend Deceived?

Thu, 18 Jan 2024 18:00:00 +0000

The gals bring the yay to your Friday this week celebrating your money wins, talking broke tips and they answer a Money Dilemma about whether as a first time investor you should prioritise commercial or residential property?

PLUS, this week you slid into our DMs about helping a friend pay for mental health support, then to find out they have spent their own money on drugs. What would you do? The gals have thoughts!

Links

Lifeline Drug and Alcohol support
Turning Point

See omnystudio.com/listener for privacy information.

The Power Of Setting Small Money Goals

Tue, 16 Jan 2024 18:00:00 +0000

"From little things, big things grow" as the song goes. You might think that some goals are too small to even be bothered with in he first place, but at SOTM we love these the most! These are the goals that have huge transformational power. And on today's episode we talk about why and also share ways to stay on track with your goals and keep motivated!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Frome Homelessness To Homeowner

Sun, 14 Jan 2024 18:00:00 +0000

This inspiring Money Diarist grew up with a financially irresponsible and manipulative father, then became homeless from the age of 20 to 22. But she managed to flip her life around entirely and independently bought my first unit at age 25! She's now working in mental health and we cannot wait to share her wonderful story with you!

See omnystudio.com/listener for privacy information.

Main Squeeze Budget T's & C's

Thu, 11 Jan 2024 18:00:00 +0000

Join us for another fabulous way to end the week as we celebrate your money wins, dish up some broke tips and answer a Money Dilemma about how to get out of a rut without compromising future you. Plus, you slid into our DMS this week about spending on yourself from shared bank account with your partner. How much is ok to spend? How do you communicate? There were lots of thoughts so don't miss it!

Links
To contact the national domestic family and sexual violence counselling service dial 1800RESPECT or online here

Listen to our past episode "The Signs Of Financial Abuse Are Often Not That Clear" here.

See omnystudio.com/listener for privacy information.

Is There Such A Thing As A Self-Made Millionaire?

Tue, 09 Jan 2024 18:00:00 +0000

Some people want you to believe that all that lies between you and your millions is hard work and determination. Well...maybe, BUT often the thing that isn't mentioned is the privilege or family connections helping people on their way to their fortune. Today we unpack the damaging myth of the self-made millionaire and take a look at what really counts...opportunity.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: They Call Her Money Bags

Sun, 07 Jan 2024 18:00:00 +0000

Have you ever procrastinated a uni assignment so much that you end up buying a block of land instead? Today's Money Diarist has! But don't let this fool you, she is all hard work and savings savvy! In fact, so much so that her family have nicknamed her "Money Bags". Tune in to hear why.

See omnystudio.com/listener for privacy information.

Know Your Worth & Then Add Tax

Thu, 04 Jan 2024 18:00:00 +0000

Happy first Friday of the year angels, we have SUCH an exciting year planned for you with She's On The Money! Join Victoria, Jess and Bec as they celebrate your money wins, talk broke tips and answer a Money Dilemma about sorting out your credit history.

Plus, what do you and your partner do when it comes to birthday presents? You slid into our DMs this week about a boyfriend who gives zilch! You'll be unsurprised to hear that the gals have LOTS of feelings about this one.

Links
The National Debt Helpline

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

5 Ways To Be A Better Investor This Year

Tue, 02 Jan 2024 18:00:00 +0000

The new year is the time when we take stock of what has passed us by, and is the perfect time to set achievable goals and intentions to help prepare and motivate us for the year to come. So today we are talking 5 ways to be a better investor in 2024. We also give you some things to think about to help spring clean your investment mindset!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Broke to Baller!

Sun, 31 Dec 2023 18:00:00 +0000

Happy new year! If you need a motivating story, this incredible Money Diarist is sure to be it. She came to Australia from Brazil 5 years ago as a student. Even though she worked around the clock on cruise ships, she only had $1000 in her pocket when she arrived. While studying, she hustled hard on air tasker, sacrificing and saving. She has finally made her way up the pay brackets and is making +180k a year working in mining! We can't wait for you to meet her.

Use the code Pod50 - for $50 off The Money Masterclass

See omnystudio.com/listener for privacy information.

Bloopers & Borrowing From Your Besties

Thu, 28 Dec 2023 18:00:00 +0000

We cannot believe it is the last Friday of the year! Join us as we celebrate your money wins, Bec shares her broke tips, and we answer a Money Dilemma about getting started with shares. Plus, we all like to help out our friends when they need it, but what would you do if your friend was relying on you for money on the regular? You slid into our DMs about this very awkward issue!

Check out Investing With She's On The Money

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Kicking Your New Year Finance Goals

Tue, 26 Dec 2023 18:00:00 +0000

Are you one of the 74% of Australians making a new years resolution? This time of year we find ourselves more likely than ever to set fitness goals or focus on life changes. And while any time is a good time to reassess your financial goals, the beginning of a new year feels like a nice clean slate to set our new intentions on. That’s why today we’re taking top tips for kicking your new year finance goals!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Money Diaries That Shook Us In 2023!

Sun, 24 Dec 2023 18:00:00 +0000

Today we bring you a very special episode for Christmas and arguably one of our favorites of the year, the Money Diaries that shook us in 2023! Join Victoria and our SOTM producer Annaliese as they share some amazing stories from this year in the ultimate celebration of our beautiful She's On The Money community.

See omnystudio.com/listener for privacy information.

Jingle Bells, High Cost Of Living Smells!

Thu, 21 Dec 2023 18:00:00 +0000

Merry Christmas angels! It's the Friday before Christmas and all through the SOTM house...we are celebrating your money wins, looking at some broke tips, and the gals answer a Money Dilemma about how to best funnel your savings. PLUS, you slid into our DMs about that family member who just wants cash when it comes to gift giving time. Is this awkward or practical? The gals have thoughts!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Top 5 Best Savings Accounts Right Now!

Tue, 19 Dec 2023 18:00:00 +0000

We all love an end of year best of list, so today on the show join Victoria and Bec as they chat about the top 5 best savings accounts available right now! Victoria also shares valuable insights on the different types of savings accounts out there, how they work and everything you need to know to slay your new year savings goals!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: She's A Secret Hustler!

Sun, 17 Dec 2023 18:00:00 +0000

This Money Diarist will knock your socks off! She grew up sharing a bedroom with her mum and two siblings. She even bought her first property by 18 and kept it a secret from her mother. But now at the tender age of 21 she own 3 properties, is married and has just given birth to a beautiful baby girl. Hers is a story of intensely hard work, drive and thriving.

Send us your Money Diary

See omnystudio.com/listener for privacy information.

The Stingy Cringe

Thu, 14 Dec 2023 18:00:00 +0000

Are you strutting towards the Christmas break or stumbling? If you're anything like us it's a mix of both! The full team are back on deck this week to deck the halls and celebrate your money wins, share some savvy broke tips, AND answer a Money Dilemma about how best to make your Superannuation work harder for you.

Plus, things got hot this week as you slid into our D.Ms about that friend who earns a good income, but is tight with money. Are they stingy, or are you being a judgmental friend? The gals have thoughts and feelings so don't miss it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

THE BUSINESS BIBLE: Creating Your Customer Avatar

Tue, 12 Dec 2023 18:00:00 +0000

Have you ever heard of a customer avatar, customer persona, or something similar? It’s where we create a fictional person who becomes the outline of our ideal customer. They are the exact person that you will be selling to, marketing to, and talking to in your business or side hustle.
Join Victoria and Jess for this special Business Bible episode of She's On The Money because in this episode, they'll help you figure out the name, age, gender, and a whole fictional character that aligns with your business!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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MONEY DIARIES: Loss, Lingering Grief & Legacy

Sun, 10 Dec 2023 18:00:00 +0000

Today's Money Diarist has endured huge loss. With the passing of both her nana and mum within a couple months of each other, she has come into some inheritance that allowed her to buy and apartment. She's had to restructure a lot about her life, future and finances and wants to share her complex story of grief and money.

Send us your Money Diary

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Bless This Christ- Mess

Thu, 07 Dec 2023 18:00:00 +0000

It has been QUITE the week for the SOTM team! Join Bec and Jess for a hard earned Friday (get better soon Victoria!), as Jess shares your money wins, Bec brings some top notch broke tips. And this week we talk through the tricky situation of last minute wedding guest cancellations. Who should carry the cost when guests pull out one week before a destination wedding? There were feelings to be had!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Green Flags a Company Is a Good Investment

Tue, 05 Dec 2023 18:00:00 +0000

We know how daunting it can be to start your investment journey, and aside from your personal values, what are some of the green flags we should be looking out for that tell us a company is a good investment? From P/B and P/E ratios to IPOs and more, Victoria Devine shares her top tips for figuring out if a company might be the right place for you to invest your hard earned dosh!

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A Journey to Safety and Security

Sun, 03 Dec 2023 18:00:00 +0000

This Money Diarist grew up with domestic abuser as a father, and lived in a refuge with her mum and brothers for 8 months. Not only was she the first in her family to ever go to university, but now she has a bachelors and a masters degree and works her dream job as a teacher! She completed her masters while having a baby and we cannot wait to share her with you!

Today's episode contains discussion of domestic abuse, if you or anyone you know needs support, here are some resources...

1800 RESPECT - online or call 1800 737 732
White Ribbon Australia

Links

SOTM Budget & Cashflow Masterclass - Get $50 off - CODE: POD50
Skye Wealth

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Cost Of Living Keep Up

Thu, 30 Nov 2023 18:00:00 +0000

Celebrate Friday SOTM style as the gals share your money wins, dish up some broke tips and answer a Money Dilemma about whether you can have your cake and eat it to when it comes to saving for a trip and still enjoying the finer things day to day!

Plus, if you're not feeling the cost of living creep right now, you my friend are one of the lucky few! You slid into DMs this week about managing this tough time, and also guilt around not being able to keep up charitable donations.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

A (very) Cost Effective Christmas!

Tue, 28 Nov 2023 18:00:00 +0000

Did you know that Australians will spend a whopping $66.8 billion in the lead up to Christmas this year alone? On today's show we want to help you celebrate the season without breaking the bank! Join Victoria and Bec as they share some stats, tips and tricks for cheap, inexpensive, and sometimes free gift ideas to help you avoid going into debt this Christmas!

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MONEY DIARIES: Turning Life Around After Parental Financial Abuse

Sun, 26 Nov 2023 18:00:00 +0000

This weeks beautiful money diarist will definitely restore your faith in humanity.

After being financially abused by her parents for the first half of her life, and clawing her way out of $23,000 in debt, she now owns a home, and is the shared carer of her 16-year-old sister. This weeks money diarist, truly has one of the biggest hearts, you'll be inspired after listening to this one.

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Winners Are Grinners!

Thu, 23 Nov 2023 18:00:00 +0000

We didn't know at the time of recording, but She's On The Money won Best Business Podcast at the 2023 Australian Awards! Yes, that means we beat Mark Bouris!

We're also celebrating money wins, and Bec has another left of field broke tip to share. Then, the girls offer advice about approaching the conversation with your partner, about them contributing to your super while you're off on maternity leave, and whether it's even a fair question when there's a large pay disparity.

Then, we help one of our beautiful community members, who has bills to pay, $300 that has disappeared, and a potentially deceitful friend.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

BONUS EPISODE: How To Start Your Own Business With Jasmine Garnsworthy

Wed, 22 Nov 2023 18:00:00 +0000

We have another bonus episode from our time in NYC! We're talking business with Jasmine Garnsworthy from Female Founder World. Jasmine is an Aussie living in New York, running her business which advocates, educates and highlights young women in entrepreneurship.

In this chat with V, Jasmine gives you tips to start your business, and grow it once it's found its feet.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

THE BUSINESS BIBLE: Setting Up Your Small Business Books

Tue, 21 Nov 2023 18:00:00 +0000

ABNs, taxes, bank accounts, it's the very unsexy side of setting up a business, however do it right the first time, and your future self will thank you! V and Jess outline how to register business, which one is right for you, and how to make tax time easy!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 'Rich' Isn't A Dirty Word

Sun, 19 Nov 2023 18:00:00 +0000

This week's amazing money diarist, grew up believing that 'rich people' were inherently bad, this was a belief that was passed down from her parents. After building her own seven figure business, she grappled with her identity and how her parents would accept her, now that she was one of those 'rich people.' We can't wait for you to hear this one, and be inspired by her story!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Home Sweet (Affordable) Home

Thu, 16 Nov 2023 18:00:00 +0000

We are celebrating Friday, and yes, it's only November, but we are already getting excited for Christmas! Bec shares some broke tips, V has one of her own, and Jess has the community money wins!

We've been INUNDATED with questions about housing and this week cover a question for first home buyers. Then, one of the juiciest DM's we have ever been sent which had the girls pretty unanimous on with their answers.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Deal or No Deal This Black Friday

Tue, 14 Nov 2023 18:00:00 +0000

It's that time of the year, where our email inbox gets flooded with promises of 'our biggest sale EVER!' Depending on how you approach this time of year, it could save you a lot of money, or potentially send you into debt. V and Bec chat the good and bad of Black Friday, and give you a foolproof plan to ensure you don't go broke this November!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Sheep, Surrogacy, and The $200k Side Hustle

Sun, 12 Nov 2023 18:00:00 +0000

This week's amazing money diarist has overcome money anxiety he has held from his childhood after living on a farm through the drought. Now, he's building his dream life with his husband, working on the family farm, creating their own family farm, and accumulating up to $200k per year in side hustles!

This money diarist proves that no matter what your relationship was with money, you can always change it to build a better life.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Get Rich (Quick Scheme) Or Die Tryin'

Thu, 09 Nov 2023 18:00:00 +0000

Happy Friday from V, Bec and Bin Raccoon (Jess' new nickname). We have some great money wins and broke tips to share with you, that you can implement in your own life... especially the return and earn.

Then the girls weigh in on Tik Tok financial advisors, and whether their advice about buying a property with your super, is legitimate advice.

Plus, a DM about a partner jumping from get-rich-quick-scheme to get-rich-quick-scheme, which is beginning to put a financial strain on their shared financial goals.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How To Get People To Take You Seriously With Tori Dunlap

Tue, 07 Nov 2023 18:00:00 +0000

We are so excited to bring you a special episode from NYC! After receiving countless messages begging us to speak with Tori Dunlap from Her First 100k and the Financial Feminist, we managed to track her down!

Tori is known for her no-nonsense authentic approach to helpign women, from all walks of life, become empowered to master their money and build a life that they love. She'll teach you how to advocate yourself to get your finances on track, and once that is sorted, most of everything else will fall into place.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Managing Money With ADHD & Anxiety

Sun, 05 Nov 2023 18:00:00 +0000

This week's gorgeous money diarist grew up feeling anxious about money. After her mum was in a financial pickle, she handed down some not so great money habits. Throw in ADHD and impulsive purchases, this money diarist has been working hard to change her money story, and she will teach you a superannuation hack which may change how your retire.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Inexcusable Inheritance Issue

Thu, 02 Nov 2023 18:00:00 +0000

The girls are finally reunited and things get silly, before they get REALLY spicy. For the first time in weeks V, Jess, and Bec all unite, to share some amazing money wins from you, and Bec shares some (teetering on illegal) broke tips.

Then, Jess takes the reigns to help with this week's Money Dilemma, as to how best make your house deposit work for you, if you're not ready to buy just yet.

Plus one of the juiciest stories has found it's way into our DM's, and we have A LOT to say about it.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Girl Math Your Way To Wealth

Tue, 31 Oct 2023 18:00:00 +0000

Girl math, it's doing the rounds on social media, and sure it's seems like a bit of fun, justifying our purchases through a convoluted story, and math they wouldn't teach you at school... but is there something inherently sexist about it?

V and Bec dig in to the topic of girl math, which will ensure you never use the phrase in the same way again.

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MONEY DIARIES: Supporting a Partner Through A Health Emergency

Sun, 29 Oct 2023 18:00:00 +0000

This week's money diarist is a ray of sunshine and a savvy saver! After her partner suddenly experienced a health episode, the two lived off their savings, draining it almost completely, and are now clawing their way back to a bigger next egg. This diarist proves that even the biggest setbacks, shouldn't hold you back.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The City That Never Sleeps... And Sends You Broke

Thu, 26 Oct 2023 18:00:00 +0000

Happy Friday! It's a special Friday ep today, with V and Jess joined by Brooke and Gabbie in the Big Apple! Yes, NYC was fun. Yes, V lived out some Wall Street dreams... but damn it's expensive!

The girls chat about the best micro-investing platforms, and dive into a difficult DM about splitting finances in a relationship BEFORE you have children.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How To Become Your Own Rich BFF With Vivian Tu

Tue, 24 Oct 2023 18:00:00 +0000

We're so excited to bring you another episode from NYC, with the incredible Vivian Tu! You may known Vivian from Your Rich BFF, as the Wall St girly, or even from being featured in the 2023 Forbes 30 Under 30!

Vivian shares her story from working at Wall Street, to Buzzfeed, to where she is now. She'll gives her tips on how to STRIIP (it's nothing dirty we promise), amd how you can become your own rich BFF!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Home is where the cash is

Sun, 22 Oct 2023 18:00:00 +0000

This week's beautiful money diarist is warm, caring and savvy! She owned a house with her husband, and after a relationship breakdown and inflated interest rates, she turned her home that was costing her, into an Airbnb cash cow! However, this hasn't come without sacrifice.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Debt Deception Dilemma

Thu, 19 Oct 2023 18:00:00 +0000

A very happy Friday from New Orleans! V and Jess have updates from their US travels, and even though can't be there in person she lives on with some cracker broke tips! Our money dilemma this week is when to cheat or break up with your mortgage broker in search of a better deal.

Plus, a really juicy DM which gets the girls riled up about secrets, debt, and when this is a red flag in a relationship.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

THE BUSINESS BIBLE: Finding The Why of Your Business

Tue, 17 Oct 2023 18:00:00 +0000

With more people now than ever embarking on side hustles and venturing into business, now is the time to bring back The Business Bible! Before you get started, Victoria Devine and Jessica Ricci, are getting you to answer some of the most crucial questions when it comes to starting your business, why are you starting it? Like really starting it? Is your idea any good? Can you make money off it?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Business Bible is Back!

Mon, 16 Oct 2023 18:00:00 +0000

We are so excited to be bringing back the business bible!

For all of our lovely community members who have been asking for my guidance setting up side hustles and businesses, Victoria Devine, owner of several successful businesses, and Jessica Ricci, one of the hardest working side hustlers, will help you every step of the way!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Debt to Semi-Retirement

Sun, 15 Oct 2023 18:00:00 +0000

This week's money diarist has achieved so much in a few short years. After being close to $30,000 in debt, both her and her husband decided to do something about it. With a good plan, a better loan, and a lot of hard work, they are on their way to semi retirement next year!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Let's Hear it For New York!

Thu, 12 Oct 2023 18:00:00 +0000

She's on the Money are in New York! Keep your eyes and ears open for all the special US content coming your way! Trust us, you cant miss it.

Our Money Dilemma this week is about job hopping, is it a turn off to other employers? Is it safe to do in the current job market? The girls have A LOT to say on this, and if you're looking for extra info, check out this episode. Then, we're unpacking the ethical dilemma on lying on your rental application to secure a much needed roof over your head.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Respecting Your Friend's Savings Goals

Tue, 10 Oct 2023 18:00:00 +0000

FOMO often leads us to spending more than we anticipated, and at times, more than we have in our bank accounts. Now is the time to ask yourself, are you surrounding yourself with people who are supporting your financial goals? Are you supporting your friends with theirs? We're diving into the startling stats of money spent around the wrong friends, and what a financially toxic friendship looks like.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Turning Life Around After Addiction

Sun, 08 Oct 2023 18:00:00 +0000

This week's beautiful money diarist has transformed her life in the past five years, after severe addiction and a life with money struggles, a surprising pregnancy was what turned her life around in an instant, and since that day has turned her money story and life, into something inspiring.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Credit Where Credit's Due

Thu, 05 Oct 2023 18:00:00 +0000

It's a jam-packed Friday! Jess is back! V has a new book! And if you replicate some of this week's money wins and broke tips, you could be saving a small fortune! Our money dilemma this week lifts the lid on the potential scary world of the work credit card, don't freak out, V has your back!

Plus, this weeks DM is a prickly one, which has us asking how nosey should you be into someone else's finances and relationship.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Ownership Structures of Investments Part B

Tue, 03 Oct 2023 18:00:00 +0000

As promised, part B is here! A few weeks ago we covered off Part A, which looked at setting up your own structures to personally own shares, now we're digging deeper into the different ownership structures of shares, ETF's, and managed funds. After this two-part series, you should be informed and confident enough to dive into investing, if you haven't already.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

BONUS EPISODE: Property with She's On The Money Book!

Mon, 02 Oct 2023 18:00:00 +0000

SURPRISE! Today V launches ANOTHER book, 'Property with She's On The Money', and we're celebrating by sharing the very first chapter from the audiobook version with you! Whether you're trying to crack the property market for the first time, hunting for your dream home, or looking for an investment property, the book is packed with information to get you to your goal!

You can find Property with She's on the Money at all good bookstores or online here: https://booktopia.kh4ffx.net/jrRA4v

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The 24-Year-Old 6 Figure Earner

Sun, 01 Oct 2023 18:00:00 +0000

Today we're putting a spotlight on an amazing Money Diarist who has had a relentless work ethic since the day she could start working. This has led her toward cracking six figures at just 24 years of age AND buying her own home and renovating it! It doesn't stop there, today's Money Diarist has educated herself to make the most of her super and start investing in shares! This is one inspiring community member!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Re-Gifting... Rude or Right?

Thu, 28 Sep 2023 19:00:00 +0000

We've made it to Friday and with J-Ric still jet setting, V shares this week's Money Wins, and Bec helps you save a buck with her Broke Tips. Today's Money Dilemma is both a celebration and a contentious one, as one of our amazing community members is buying her first home (woo hoo!) but is contributing significantly more to the deposit than her partner...

This week's DM gets V dishing out some of the BEST advice around re-gifting, which may have you rifling through your cupboards in preparation for Christmas.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Unpacking the Cost of an Overseas Sea Change

Tue, 26 Sep 2023 19:00:00 +0000

For many of us, we've all dreamt of packing up our lives and jet setting overseas to start a new life in a different country, but what is the reality of this fantasy? What are the true costs behind relocating overseas? What do we need to know before we go? And what happens to our debt left behind in Australia?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Savvy Saver

Sun, 24 Sep 2023 19:00:00 +0000

Today's gorgeous community member and her partner purchased their home at 26 years old with no financial help from family or friends. Using some savvy savings, and wise investments, she is sure to encourage you on your own journey!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

It's a V, B & A Friday!

Thu, 21 Sep 2023 19:00:00 +0000

With Jess away, Victoria and Bec are joined by SOTM producer Annaliese for this free-wheeling Friday! As usual we celebrate your money wins, Bec brings the Broke Tips, and this week's Money Dilemma is all about managing your accounts.

Plus this week you slid into our D.Ms about whether or not it's a red flag if a new partner has less savings than you. Does this mean you're not on the same page financially? There were lots of feels on this one, so don't miss it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Does Novated Leasing Work?

Tue, 19 Sep 2023 19:00:00 +0000

What is a novated lease, how does it work, what should you consider, and what are some of the pros and cons of this arrangement? Today's episode is full of tips to help you make the best decision when considering whether novated leasing is right for you!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Discovering Deception & Moving On!

Sun, 17 Sep 2023 19:00:00 +0000

Today's inspirational Money Diarist has ridden quite the rollercoaster! After getting through 6 years of financial coercion in a relationship, she's managed to recover both a 65k car debt, and also a 40k personal loan. She has 2 kids with her new husband, but this relationship has recently broken down. She also left her full time salary to start her own business in Dec 2021. How does she manage it all? Listen in to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

From Babyccinos to Bill Splitting!

Thu, 14 Sep 2023 19:00:00 +0000

It's pretty hard to top V's special news in today's episode, we are SO thrilled to hear that there will be a teeny new member of the SOTM family soon - CONGRATULATIONS Victoria and Steve!! And in Friday business as usual, we share your money wins and losses, dive into some Broke Tips and answer a tricky Money Dilemma about buying property with your partner (and their parents)! Plus, the good old bill split awks...how do you deal with it? This week's D.M is an oldy but a goody.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Ethical Landlords, Can They Exist?

Tue, 12 Sep 2023 22:02:21 +0000

We live in a world where rental housing has been increasingly converted into an investment asset. We’ve seen much debate in ours and the broader community that people shouldn’t own an investment property till everyone has a house. So today we’re talking about ethical landlords – what does this mean, is it possible? What are our Australian values around renting and more globally what the landscape?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Journey to Abundance

Sun, 10 Sep 2023 19:00:00 +0000

This gorgeous Money Diarist immigrated from Ukraine when she was 6 years old with nothing. At 19 she met her soon to be husband, and by 22 they were married and had bought their first home intertwined with family. They now have 2 kids and last week cut up all of their credit cards! We can't wait for you to meet this inspiring member of the SOTM community.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Spending Is My Love Language

Thu, 07 Sep 2023 19:00:00 +0000

It's Fri-yay! Celebrate with the team back together this week as J-Ric shares your money wins and losses, B-Sy brings the best Broke Tips, and V-Dev sheds light on how the Medicare safety net threshold works in this week's Money Dilemma.

Plus, what is your love language in a relationship? What do you do when your other half likes to spend up big, but you prefer a more budget conscious approach? Listen back to what the gals have to say.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Ownership Structures of Investments Part A

Tue, 05 Sep 2023 19:00:00 +0000

Before you purchase an asset it’s important to consider the most appropriate investment structure to use, because getting it right at the beginning can have significant long term benefits, and getting it wrong can be expensive to sort out! So today we explain ownership structures of investments. We look at how to choose the kind of structure for your needs, breakdown what they are, and SO much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Pressure To Be Perfect

Sun, 03 Sep 2023 19:00:00 +0000

Today's Money Diarist recently a quit toxic (but well paying) tech job to run a small business with her dad. As an immigrant, she has always felt family and societal pressure to achieve and wonders if she should have stuck with the more "traditional" career path. Hers is a totally relatable story of consolidating pressure, and finding her truth!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Sublet Slap In The Face

Thu, 31 Aug 2023 19:00:00 +0000

Happy Friday angels, today JRic is sick (get better soon!) but V and Bec bring all the Friday fun. As usual they share your money wins and losses, Bec brings the Broke Tips, and today's Money Dilemma is from a new mumma wondering about whether to take a leap of faith into a new work venture for better work/life balance.

Plus, today's D.M got the gals pretty riled up. Have you ever lived in a share house and discovered that your roomies were letting their mates stay in your room...without asking you? We have lots of feels on this one!

Links

Zella

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Job Hopping to Increase Your Income

Tue, 29 Aug 2023 19:00:00 +0000

The rise of job hopping is changing the landscape of employment, with companies needing to adapt their retention strategies to keep employees engaged. And while loyalty and engagement with your workplace is important, often the most effective way to get the salary increase you want is by changing jobs. So today we unpack this concept and look at some of the pros and cons!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Setting Boundaries & Standing On Her Own 2 Feet

Sun, 27 Aug 2023 19:00:00 +0000

Get ready to be inspired by this amazing Money Diarist! She's a 27 year old, full time agricultural student who is working in the industry, and coming to terms with being estranged from her family. Out of school she went to uni, but when trauma began to surface, she had to take a break to prioritise her mental health. Despite her incredible strength in honoring and caring for her trauma, and moving though it, she's battling with perpetually feeling like she's at square one with her finances, unable to save or invest.

Links
Blue Knot - support adult survivors of childhood trauma and abuse, parents, partners, family and friends as well as the professionals who work with them.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Scamming the Scammer!

Thu, 24 Aug 2023 19:00:00 +0000

Today is a VERY fine Friday indeed, not only did we just get announced as finalists in this year's ACRA awards (for Best Podcast and Best Producer!!!), but just wait till you get the low down on how the girlies got their own back on the scammer who duped JRic's Instagram account!

Plus we share your money wins, Bec is back with her broke tips AND we answer a Money Dilemma all about what to do with your juicy tax return. And this week in our D.Ms was an interesting message about having your own family, and whether you should use an opportunity to save money by moving back home with your parents.

Links

Skye Wealth

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Under the (F)influence

Tue, 22 Aug 2023 19:00:00 +0000

With the rise of the "Finfluencer" and in this age of information overload, it is incredibly overwhelming to know who you can you trust. On this extra special episode Victoria and Jess are joined by Vince Scully from Life Sherpa and Queenie from Invest With Queenie for a fireside conversation all about the current landscape of financial (mis)information, how to avoid getting your information from the wrong source, and OH so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Financial Side of Fertility

Sun, 20 Aug 2023 19:00:00 +0000

Todays gorgeous Money Diarist is a 29 year old Law student, and full time employee in litigation. She's also a part time step mum dealing with infertility, and juggling her finances while doing it all! Having spent 10k on 3 rounds of IVF with her partner, she wants to share her experience of navigating the fertility journey, and the impact that these procedures can have on your finances and your relationships.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Polyamory & Equity

Thu, 17 Aug 2023 19:00:00 +0000

Happy Friday! With Bec away today V and Jess will play...and bring you all the SOTM community content we LOVE to celebrate to round off the week. Jess brings (our ever favorite segment) community money wins from the Facebook group. Plus this week, V shares a Money Dilemma which asks what to do when you discover that people doing the same job as you (who started after you) are getting paid more!

Plus this week, you slid into our D.Ms about equity in polyamorous relationships. The gals had a fascinating chat about it not to be missed!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Changing Your Financial Decisions

Tue, 15 Aug 2023 19:00:00 +0000

When the Victorian Premier recently cancelled the 2026 Commonwealth Games due to it going way over budget, it raised a lot of feelings from the public! But for SOTM this raises an even more important point. Why should it ever not be ok to change your financial decisions if they are going to have a negative impact on your life? On today's show we dissect why we often stick with a bad plan, how to shift our mindset, and how to look out for future you!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Art Of Calculated Risk-taking

Sun, 13 Aug 2023 19:00:00 +0000

What's your tolerance for risk? Well, this Money Diarist bought a $1.5m home (sight unseen) in her dream suburb with her partner, then rented it because they couldn’t yet afford to live in it. Like the rest of us, with their repayments increasing, her partner also just took a $50k pay cut. But in spite of this, they are about to move in, and she wants to share her story of calculated risk taking with the community! Oh and she's FULL of smart budgeting tips too, so don't miss this episode!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Finance or Fur-baby First?

Thu, 10 Aug 2023 19:00:00 +0000

Join us for our FAVOURITE day of the week as we get to celebrate you, our gorgeous community! As ever, Jess shares your money wins and losses, Bec brings some top broke tips, and Victoria gives some red hot advice for managing finances as freelancer in this week’s Money Dilemma!

And this week’s D.M gets a little emotional as we talk about the cost of affording a pet.

What would you do if you found yourself in a tough financial situation and felt you had to give up your fur-baby?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Recover After a Financial Mess

Tue, 08 Aug 2023 19:00:00 +0000

It's inevitable in life that we will face many stresses, and financial problems are amongst the most common causes of stress and relationship breakdowns. Yet when we are in the depths of it, there can be tremendous shame, loneliness and a sense that there is no way out. So on the show today we discuss how to recover after a financial mess. We'll take a look at resetting your mindset, and some practical tips for turning things around.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Constructing Your Perfect Investment Portfolio

Tue, 08 Aug 2023 19:00:00 +0000

With so many of you well on your way with your investment journey, on today's episode Victoria is running us though her top things to consider when constructing your perfect investment portfolio! Particularly the multifaceted nature of risk, and how to understand it when it comes to your portfolio.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The MUST listen to Single Mum of 2!

Sun, 06 Aug 2023 19:00:00 +0000

This Marine Scientist, Gen X, single mother of two teens is a MUST listen to! She has come from zero financial literacy and navigated divorce, and her journey of growth and education is utterly inspiring. She joins Victoria to reflect on previously living paycheck to paycheck (in spite of her high earnings) and her transformation into a budgeting QUEEN! She's also teaching her teens to invest in their own Superannuation. We know you're going to love this one!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Love Runs Hot...Or Cold!

Thu, 03 Aug 2023 19:00:00 +0000

Celebrate Friday SOTM style as Jess shares your money wins and losses, Bec brings some top broke tips and VD discusses a Money Dilemma about buying in bulk. Plus, do you and your partner run at a different temp? Does this cause conflict when those utility bills roll in? Well, you're not alone! The gals unpack this common couple conflict!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Letting Go Of Your Ego

Sun, 30 Jul 2023 19:00:00 +0000

Having growing up in a money savvy household and having studied commerce, today's Money Diarist thought she had a good grip on her finances. But when she was left with nothing in her bank account after a bad relationship ended, she had some reckoning to do. Still struggling after a year of living alone, she decided to move back in with her parents. She wants to share her story of the strength that comes after letting go of the ego, and starting again.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She Wanted Vanilla...

Thu, 27 Jul 2023 19:00:00 +0000

Happy Friday! It's a Bec-less ep today but never fear, Victoria and Jess have PLENTY for you today. As ever we share your money wins, solve a Money Dilemma about salary packaging, AND a tricky DM was dealt to us this week. If your partner gets a financially rewarding, but remote work opportunity, should you pack up your thriving small business to follow them? Tune in to get the goss!

Want to try Marley Spoon? Use the code: VICTORIA on sign up and you'll get up to $225 off your first 7 boxes including free shipping on your first box!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Sneaky Ways Credit Card Companies Keep You In Debt

Tue, 25 Jul 2023 19:00:00 +0000

Sadly but not surprisingly it is in the interest of credit card companies to keep you in a cycle of debt. And on top of social and life pressures that push us towards spiralling consumer debt, the companies themselves have mastered the art of manipulation to trap you. So today on the show we are breaking down the sneaky ways credit card companies keep you in debt and then we’re going to tell you what you can do to break out of the cycle!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Cutting Ties and Thriving!

Sun, 23 Jul 2023 19:00:00 +0000

Today's Money Diarist is the epitome of grace, endurance and quiet personal power. She's nearly 50 and has recently separated from her husband. They were never on the same page when it came to money, which added to the stresses of owning a business together. She took care of HR and accounts working out the budget, which he would then totally overspend on. She wants to share her story of surviving a 10 year marriage, how she got out of a bad situation, and started to thrive again!

Links
Relationships Australia

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Single Is Spenno!

Thu, 20 Jul 2023 19:00:00 +0000

Here we are at Friday again which can mean only one thing, its time to unwind with us as we celebrate you!

Jess wraps your money wins and losses, Bec shares some tips on the tighter side, AND V delivers sage advice on a Money Dilemma from a FREELANCE ACROBAT (!!) asking all about the smartest way to funnel limited savings. Plus, this week's D.M is another doozy on sharehouse equity. Should partners of housemates chip in for bills, or should the single housemate just chill?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Cost Of Living-Core

Tue, 18 Jul 2023 19:00:00 +0000

There is no doubt that cost of living is weighing heavily on all of us. No matter who you are, we're all feeling the pinch of the soaring cost of groceries, utilities and interest rates! So, on today's episode we embrace the season we're currently in, and give you tips and tricks to not only make your dollar go further but have fun along the way!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Spending & Saving Swing

Sun, 16 Jul 2023 19:00:00 +0000

Today's Money Diarist has already been on a huge financial journey at the tender age of 25. When she was 6, her parents suddenly separated due to a secret affair. Her spending and saving habits go through extreme swings and a misdiagnosis of anxiety/depression cost her dearly both mentally and financially. But a recent diagnosis of ADHD has helped her turn a corner, and she's just paid off $25,000 of consumer debt! She's right at the beginning of her journey to financial freedom and wants to share it with the community.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

To Sublet, or Not To Sublet?

Thu, 13 Jul 2023 19:00:00 +0000

It's Fri-yay angels, and to get you in the mood join V, J and B to wrap the week right. Jess shares your Money Wins, Bec brings the Broke Tips and we answer a Money Dilemma about calculating your Super for retirement.

Plus, we get a SPICY community D.M about subletting in a share house. Listen in to see who's side you're on!

Links

Want to try Marley Spoon? Use the code: VICTORIA on sign up and you'll get up to $225 off your first 7 boxes including free shipping on your first box!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Sort Your Career Out Q&A!

Tue, 11 Jul 2023 19:00:00 +0000

On today's super charged episode Victoria Devine and Jessica Ricci are joined by our friends from My Millennial Money and the Sort Your Career Out book team, Glen James and Shelly Johnson for a community Q & A! They give you all of the top tips, and one hell of a pep talk to get you mindful and motivated about your career!

Links
Boldside online and on Instagram

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Starting All Over Again...& Again!

Sun, 09 Jul 2023 19:00:00 +0000

Having travelled a lot in her 20s, this Money Diarist moved overseas and into a bad relationship right before covid hit! She lost her job and took out her super to get out of the situation, and had to start again, and then again! She made her way back home, and into a new career (and love). One year later, and she's just settled on her new home with her partner and wants to share her stop and start story with the community.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She Want Prenup?!

Thu, 06 Jul 2023 19:00:00 +0000

It's Friday again and time to join Victoria, Jess and Bec as they celebrate your money wins and losses, Bec shares some broke tips, plus they answer a Money Dilemma about the difference between being on a casual and part time contract. Plus this week you slid into our D.Ms about prenups...otherwise known as Binding Financial Agreements in Australia. How do you have this conversation with your partner? Listen in to find out.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

An Investor's Guide to Tax Time

Tue, 04 Jul 2023 19:00:00 +0000

Welcome to the new financial year friends, and today we bring you an investor’s guide to tax time. We step though a few important points on this HUGE topic to give you some general basics, the tax implications and possible benefits of certain investments, plus so much more!

Useful links...

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Lesson in 4 Legged Investments!

Sun, 02 Jul 2023 19:00:00 +0000

This gorgeous and hardworking community member first listened to SOTM while working the farm on a tractor. She's a 3rd generation farmer who at 24 years old is studying to be a Veterinarian, saving to be able to afford to do her rotations and has a thing or two to teach us about diversified investments, of the 4 legged kind!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

It's Tay-Tay Friday

Thu, 29 Jun 2023 19:00:00 +0000

What rhymes with Friday? That's right, and you can expect a pretty T-Swizzle heavy show today cause the gals got tickets! Plus in regular programming, we share your money wins and losses, Bec gives you some broke tips and we answer a Money Dilemma about working from home expenses at tax time.

Plus, this week you slid into our D.Ms about traveling with your besties. What happens when you're on a trip of a lifetime, but you and your friends have different budgets? Is compromise the answer, or should it be ok to split up and do different things based on your budget?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Negotiating Workplace Benefits

Tue, 27 Jun 2023 19:00:00 +0000

Today we talking about another tricky workplace topic that can be a big source of anxiety, but in the current economic climate is more important than ever! How to negotiate workplace benefits. If you've been on the end of a hard 'no' when it comes to pay rise, there are lots of other things you can ask for. So today we’re going to talk about how to prep for a negotiation at work, how to have that conversation, some of the mandatory things you should be getting in a workplace in Australia, and some of the optional extras that people ask for!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Life Beyond Spending Guilt

Sun, 25 Jun 2023 19:00:00 +0000

This first time mum with a tiny tot works full time in the events industry plus has a side hustle as a celebrant, and we ALL know how much V loves a good wedding chat! This diarist has overcome huge spending guilt, inherited from her parents' complex relationship with money. But has changed the landscape in her own marriage and she and her husband are totally on the same page when it comes to money.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

The Party Clean Up Cough Up?

Thu, 22 Jun 2023 19:00:00 +0000

Join us for another fab Friday hang out where we celebrate your money wins and Bec shares her top broke tips! PLUS we answer a Money Dilemma all about reframing your skills and mindset to earn some extra cash.

Plus, if you have a party and your guests make a mess, should everyone split cleaning costs? You slid into our D.Ms about this and there were feelings!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Nailing A Job Interview

Tue, 20 Jun 2023 19:00:00 +0000

Job interviews can be nerve-wracking, but with the right approach and a dash of confidence, you can absolutely nail it. We all have unique qualities that can shine in an interview setting, it’s just about getting into the mindset and doing the prep so that you truly sparkle! Today we give you a step by step guide to nailing that job interview.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Working Hard & Acknowledging Privilege!

Sun, 18 Jun 2023 19:00:00 +0000

This community member is the youngest of 5, in a family where they weren't taught about money. Then her mum and dad began to struggle financially and started to borrow money from their grown kids. At 25 her career in financing in the automotive industry saw her earning 130k a year and she purchased her first home while single. Now at 31, she's engaged and buying another house while paying for a wedding. Her fiancé’s parents support them with money towards their house, and she really wants to discuss this privilege they are blessed with.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

My OnlyFans, My Business?

Thu, 15 Jun 2023 19:00:00 +0000

With V back on deck today, all is right in the SOTM-sphere! So we celebrate Friday with your Money Wins, Bec shares some brilliant Broke Tips, plus we answer a Money Dilemma all about tricky investing terms.

Plus, we have been hearing a lot of stories lately about employer conflict with side hustles. So it's unsurprising that you slid into our DMs with a VERY spicy one. This community member is conflicted about disclosing her OnlyFans side hustle to her employer. Is the answer black and white? You'd better BELIEVE it is NOT!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Getting Ready For Tax Time

Tue, 13 Jun 2023 19:00:00 +0000

EOFY is our favorite time of year, but it can be intimidating if you don’t feel on top of your income tax. Don't worry, we have you covered! Today we look at some changes to tax that you should be aware of, things the ATO are cracking down on this year, plus we give you some tips to help this time of year run a little easier.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Geophysicist at the Top of Her Game

Sun, 11 Jun 2023 19:00:00 +0000

This 32 year old, mother of 2 is a geophysicist in the energy industry making $152k only working four days a week. She followed in her father’s career footsteps, but not before going though her own cycle of consumer debt. She is passionate about pay transparency and wants to shed some light on the earning potential in industries many people don’t know about!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The 1st Ever B & J Q & A!

Thu, 08 Jun 2023 19:00:00 +0000

Happy Friday fam! With V away (get well soon V), its time for the first ever B & J Q & A! You sent in some questions for Bec and Jess and they get to them, with a little cameo from our producer Annaliese too! Plus, we share your money wins and losses and Bec's Broke Tips!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Quarterly Market Update

Tue, 06 Jun 2023 19:00:00 +0000

On today's episode we discuss what’s happening in the economy right now, and what this mean for all of us. From interest rates and investments, to inflation and indexation plus so much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Well On Her Way to 100k!

Sun, 04 Jun 2023 19:00:00 +0000

Try and catch your breath as you listen to this story! This Money Diarist is 21and is working 3 jobs with the goal of saving $100,000 in two years. She's one year in and on track but is working 70- 80 hours per week across multiple jobs. Growing up she watched her mum endure several abusive relationships and this is driving her determination to never be financially dependent on anyone. We can't wait for yo to meet her!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Salary or Sanity?

Thu, 01 Jun 2023 19:00:00 +0000

Ring in Friday just right with Victoria, Jess and Bec as they share your money wins and Bec brings her broke tips (feat shiny new theme song)! Plus we answer a Money Dilemma about how to get the ball rolling on starting to save. And this week you slid into our D.Ms to ask whether you should prioritse a good work culture over an amazing salary. There are SO many angles to this so don't miss the discussion!

Tasty links...

SOTM Budget & Cashflow Masterclass (use the code pod50 for a cheeky $50 off the masterclass)

Sami Rose On Demand Workout Series

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Myth of Making It Financially

Tue, 30 May 2023 19:00:00 +0000

Why are we striving to “make it” financially? Is it because we think we won’t be stressed, and that we will be happier? Is it even possible to ever "make it"?Today, we look at some of the mental traps, pressures and toxic cultural narratives that drive this myth and how we can strive for our goals and keep it real!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Total Game Changer!

Sun, 28 May 2023 19:00:00 +0000

Wait till you meet this game changing member of our community! She's a 29 year old Torres Straight Islander woman with 2 kids. At 23 years old, her ex left her at 8 months pregnant to pay their mortgage. But she is now in the final year of her Doctor of Medicine, she's tutoring, plus managing a side hustle all while saving for her wedding with FIFO fiancée!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Split Up Rent Split

Thu, 25 May 2023 19:00:00 +0000

Your Friday is about to get a whole lot better as the gals celebrate your money wins (and losses)! Bec brings her new segment "Broke Tips" (DM her your tips on insta @becsyed). Plus we solve a Money Dilemma about how to manage cashflow across accounts. AND you slid into our DMs this week about how to split rent in a share house when a couple breaks up. We have ALL been there!

If you want to take advantage of the Go-To skincare code, it's SOTM15 and will give you 15% off all orders over $80 (plus they have free shipping!) Get in quick though because like last time this code will be live for one week only!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is Math Anxiety Making You Bad At Money?

Tue, 23 May 2023 19:00:00 +0000

Are you scared of math? Are numbers just not your thing? Well this does not mean you're automatically bad at money! If left unaddressed, math anxiety can end up shaping decisions you make further down the track and you might bury you head in the sand when it comes to your money. On today's episode we unpack math anxiety, how it plays out and what you can do about it.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Humble & Huge Heart

Sun, 21 May 2023 19:00:00 +0000

Wait till you meet this incredibly strong and humble member of our community! She and her brothers were raised by their single mum who experienced bankruptcy after leaving a violent relationship with their dad who was also a gambling addict. Having dealt with her own mental health and health struggles, she is now a rock for others and working in child protection after 9 years at uni, finally earning a full-time salary!

This week's episode discusses eating disorders, domestic violence and mental health issues, if these are difficult topics for you please check in with one of our many other episodes.

If you or anyone you know needs help reach out to...

1800 Respect
Lifeline
The Butterfly Foundation

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Egg Freezing Economics

Thu, 18 May 2023 19:00:00 +0000

It's Friday again fam, so we celebrate your money wins, answer a Money Dilemma about the best way to pay for getting your eggs frozen, AND should a couple split wedding costs equally? Well you slid into our D.Ms this week about this very topic and there are MANY feeling about this one!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Cost Of Cancer

Tue, 16 May 2023 19:00:00 +0000

Today’s episode is the 3rd in a series of conversations we’re having that look at the true costs of healthcare in Australia. Cancer is high on the list of most common diseases that Australians face, so today we breakdown the prevalence, average lifetime cost of different types of Cancer, cost to carers and so much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Art of Turning Your Mindset Around

Sun, 14 May 2023 19:00:00 +0000

3 years ago she had no savings and refused to talk about money. She was also studying a health degree that she had zero passion for. Fast forward and she has followed her dreams of becoming a full time artist (and has staff), she's debt free, has tax savings, and has completely turned her money mindset around. How did she do this? Listen in to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Pay-rise Schmay-rise!

Thu, 11 May 2023 19:00:00 +0000

Happy Friday! Help celebrate our favorite day of the week as we share your money wins and losses, answer a Money Dilemma about declaring your salary expectations in a job application, AND you slid into our DMs this week about pay rises. They're always exciting right? Well what if they don't match the success of your company, or even inflation? The girls have feelings on this one, and you did too!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Indexation & HECS/HELP Debt

Tue, 09 May 2023 19:00:00 +0000

HECS or HELP debt has long been described as “the best debt you can have” BUT is this still the case? With indexation on HECS/HELP set to increase on June 1st to 7.1%, what does this mean for people with this debt? Today we are getting the downlow on HECS/HELP debt and indexation, what debt we should prioritise paying off and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Riding the Redundancy Rollercoaster...& Ruling!

Sun, 07 May 2023 19:00:00 +0000

This week's Money Diarist has a fascinating story full of financial flexibility and following her heart. Having grown up in the UK, her dad got injured and couldn’t work, so mum carried two jobs to support the family. Fast forward and she has ridden a redundancy rollercoaster, gotten engaged and then married after three months, owns a house/Airbnb AND is saving for another investment property, and this is only the tip of the iceberg!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Mo-Money, Mo-Manchild?

Thu, 04 May 2023 19:00:00 +0000

Join us to celebrate Friday with as we share your money wins and losses, answer a juicy Money Dilemma all about travel insurance and credit cards. PLUS, does your other half share the same financial goals as you? If not, is that reason to call it quits? Hear what the gals, AND our community have to say about it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Investing In A High Inflation Market

Tue, 02 May 2023 19:00:00 +0000

There is no doubt that we are in a stressful economic situation right now, but every season brings a different opportunity! So today we are going to give you tips and tricks on how to invest in a high inflation environment. We look at why inflation currently sits where it is, the sorts of investments that are more viable in this landscape and do a bit of an investment mindset check in.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Property Playbook is Back!

Mon, 01 May 2023 19:00:00 +0000

Guess what? The Property Playbook is back today!

Buying your first home or investment property is hard but The Property Playbook is here to help. Join Millennial money expert and She's On The Money host Victoria Devine, along with aspiring homeowner Jessica Ricci for valuable insights and practical tips, so you can be fully prepared for today's housing market. You'll also hear inspirational Property Diaries from people in the She's On The Money community, helping you through every step on your journey to home ownership.

Listen to The Property Playbook here!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Decade in Debt to Dream Job

Sun, 30 Apr 2023 19:00:00 +0000

Forget everything you thought you knew, cause this Money Diarist is here to remind you that you write your own script! Growing up with a single mum with 9 credit cards, debt was normalised. She left home at 16 with nothing but the clothes on her back and lived off Centrelink and then found herself in a world of credit cards and personal loans. After spending the last decade in debt, in two years of listening to SOTM, she's been able to double her income, wipe the debt, get an emergency fund and is saving for her first home and financial freedom!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Equity Irk

Thu, 27 Apr 2023 19:00:00 +0000

As we roll into Friday, join Victoria, Jess and Bec as we celebrate your money wins, share the losses, and we answer a tough Money Dilemma about unexpected funeral costs. Plus, should you pay less for household expenses if you're on a way lower salary that your housemates? Should equity exist in friendships? You slid into our D.Ms this week to ask just that, and boy does it get SPICY!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The True Cost Of Mental Healthcare

Tue, 25 Apr 2023 19:00:00 +0000

Aussies are among the most under insured people in the world, our “she’ll be right” mentality puts us at risk of being in dire straights when unexpected things happen with our health. 45.5% of the Australian population experience a mental health condition at some point in their lifetime. This means it shares the stage with cancer and heart disease the most common of medical life disrupters. Today we take a truthful look at the cost of mental health care so you’re not caught out, and shut out of the care you deserve!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARY: Unpaid Nursing Placement & Hustling Hard!

Sun, 23 Apr 2023 19:00:00 +0000

Need a little pick me up? Wait to you meet this Money Diarist! She's only 20 and between full time uni, placements, travel and a busy life, she's managed to hit $100k in savings. She's currently in an unpaid nursing placement in remote Australia, and has really made the most of her dollars, time and family backing to educate herself and work hard towards her goals whist acknowledging the privilege she came from.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Broke for Brunch, But Not Designer Bags?

Thu, 20 Apr 2023 19:00:00 +0000

It's Friday friends, so join us as we celebrate your money wins, answer a Money Dilemma that EVERYONE is worried about at the moment - indexation and HECS! Plus this week YOU slid into our DMs about that friend who is always too broke from brunch with the gals, but is always kitted out with new outfits or bags. Well, we have feelings on this and can't wait to share!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Cost Of Contraception

Tue, 18 Apr 2023 19:00:00 +0000

One in two women will experience an unplanned pregnancy in their lifetime. More than half of these women were using at least one form of contraception at the time. Currently, Australia has a Senate Enquiry into Reproductive Healthcare which is highlighting the problems with access and cost options for women across the country. So we thought we'd have a bigger conversation on the show about the cost and accessibility of different types of contraception, the Pharmaceutical Benefits Scheme and so much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARY: From Death & Debt to Dream Home

Sun, 16 Apr 2023 19:00:00 +0000

This Money Diarist has navigated the death of her ex-husband and one of his children, being the executor to his estate, all while raising a young family and continuing her career. She is now managing the family budget, moving into her ‘forever home’ with her FIFO hubby and reconciling with the past.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FINE Friends?

Thu, 13 Apr 2023 19:00:00 +0000

Celebrate Friday SOTM style with Victoria, Jess and Bec as we celebrate your money wins and answer a Money Dilemma about travel emergency funds. And this week you slid into our D.Ms with a topic that split our own team! Who should chip in if you're driving your mates and you get a parking fine? Think the answer is clear cut? THINK AGAIN!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Cost Of Care

Tue, 11 Apr 2023 19:00:00 +0000

Australians are some of the most underinsured people on the planet, there’s a reason that “she’ll be right” is a national saying! But you can never know what is around the corner with your health. Which is why today we’re talking about the cost of care with a very special guest Rhiannon Tracey who is a speaker, wellness advocate and the Founder & Executive Director at The Next Step SCI Recovery & Wellness Centre.

The out of pocket cost impact to those of us affected by ill health can be terrifying. Depending on the condition, direct costs can range from hundreds to many thousands of dollars each year. Often these are compound by other indirect costs, such as lost income, impacting the sufferers and their caregivers. So join us for a very real and very eye opening conversation!

Links
Rhiannon Tracey
The Next Step SCI Recovery & Wellness Centre
Match with an insurance only Financial Advisor

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The SOTM promotion is limited to 15% off all orders over $AUD80 made via gotoskincare.com with the exclusive promo code. It is available to all Australian and New Zealand She’s On The Money listeners til 11.59PM Wednesday, April 19, 2023 AEST. It isn’t available to do your taxes.

See omnystudio.com/listener for privacy information.

MONEY DIARY: A Force To Be Reckoned With

Sun, 09 Apr 2023 19:00:00 +0000

This young Money Diarist has been through it all. Growing up, her dad got her family into debt. After her brother passed away, her father left and all of a sudden her Mum had to juggle work, study and raising a young family alone. Mum provided a model of stepping up to do whatever it takes! Due to an assault she was unable to finish year 12, and she recently left an abusive relationship that was also financially abusive. Last year was scammed out of her first car savings! But she is now debt free, in full time work and is a force to be reckoned with. You will love hearing her inspirational story!

This episode contains discussion of sexual assault, please listen to another episode if this is a difficult topic for you. And if you or anyone you know needs support reach out to 1800Respect

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Are You A Smoother Or A Scruncher?

Thu, 06 Apr 2023 19:00:00 +0000

It's a very good Friday indeed so join the gals to celebrate your Money Wins (and losses), and answer a Money Dilemma about the best way to keep track of your records for tax time. Plus in Easter news - we ask the BIG question, are you a smoother OR a scruncher? And, this week you slid into our DMs about group gifts. How do you and your friends manage gifting? Is it even split, single gifts or no gifts at all? Are some people seeking kudos if they splash more cash? Listen in as the girls breakdown the group dynamics of gift giving.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Investing On A Low Income

Tue, 04 Apr 2023 19:00:00 +0000

Ever thought that investing is for the rich? It's a super common misconception. Well this episode is for you! Join Victoria and Bec as they discuss tips for investing on a low income; how can you get started, what kind of impact can it have on future wealth and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARY: Health Crisis, Homelessness & Now Happier Than Ever

Sun, 02 Apr 2023 19:00:00 +0000

This inspirational Money Diarist went from being financially stable, to jobless and homeless with a young family, after her husband was fired due to being deaf. They navigated $30k for medical treatment in the US for their son, and relocating to the other side of Australia. Their journey has been one of so much growth, and she's now running a thriving solo business.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

You Gotta Pay to Play!

Thu, 30 Mar 2023 18:00:00 +0000

It's Friday friends so join the gals as they share your money wins and losses and answer a Money Dilemma about HECS repayments. And this week, you slid into our DMs about who should pay when a friend pulls out of a group trip and it pushes the cost up for everyone else. We've ALL been there, so listen in to see what the gals have to say on this one!

Links:

Victorian Power Saving Bonus

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How Tax Works

Tue, 28 Mar 2023 18:00:00 +0000

Strap yourself in, because on today's episode we talk all about tax! Why do we pay tax? What are the tax brackets and how do they work? What kind of income is taxable and so much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Partying to Proud Chihuahua Mumma

Sun, 26 Mar 2023 18:00:00 +0000

This unstoppable Money Diarist has gone from living off Centrelink and being addicted to drugs and partying, to studying Psychology and earning close to 90k per year. Her life is finally changing for the better in every way. She now works in foster care, is the proud mama to a Chihuahua and wants to inspire others who are struggling.

Content warning - this episode contains conversations about substance abuse, suicidal ideation and mental health struggles. If these are tricky topics for you, skip to one of our other episodes.

If you or anyone you know needs support, contact Lifeline by calling 131114 or online

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Side Hustle Buddy Boundary

Thu, 23 Mar 2023 18:00:00 +0000

It's our favorite time of the week again cause we get to celebrate YOU! As per usual we share your money wins and losses, and answer a Money Dilemma about home loan repayment periods. PLUS, last week we talked about supporting a friend's side hustle. Well this week, you slid into our DMs about having the side hustle and setting boundaries with your buddies. Do NOT miss some very helpful tips on avoiding awkward situations with your besties.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Bank Of Mum & Dad

Tue, 21 Mar 2023 18:00:00 +0000

"The Bank Of Mum & Dad" is a term we have been hearing about a lot more lately! But what does it mean and why is it on everyone’s lips at the moment? On today's episode we discuss BOMAD, its origins, impact on the economy and so much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Scammed By Her Own Fam!

Sun, 19 Mar 2023 18:00:00 +0000

This incredible Money Diarist is a doctor who got scammed $271k by her cousin who lived overseas! She has finally managed to get out of a financial hell hole with a lot of help and hard labor and it has catapulted her financial literacy like nothing else! She hopes that by sharing her experience it will help raise awareness of how these things can happen, and also break down the stigma for others who have also been scammed.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Feedback Sandwich

Thu, 16 Mar 2023 18:00:00 +0000

It sure doesn’t feel like a Friday on SOTM unless we kick back and celebrate with you! Today the gals talk their recent IWD whip round the country and we hear from some of you who made it to our Melbourne event! We also celebrate your money wins and answer a Money Dilemma about how to improve your credit score. Plus, does a friend of yours have a side hustle that you feel pressured to support? Well, you slid into our DMs about this very topic and the gals talk all about it!

Links:
Check Your Credit Score on Wisr

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Removing the Guilt of Not Giving

Tue, 14 Mar 2023 18:00:00 +0000

Very often in life you can’t make your money go far enough to do all the things that you “want” or even “should” do. Giving to charity can be one of these things that we know is super important, which is why we often carry guilt when we can't afford to.

So today we talk about the mindset of giving, managing the guilt around not being able to afford it, other ways that you can give that might not impact your budget and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Loving the Inner Child

Sun, 12 Mar 2023 18:00:00 +0000

She grew up with polar opposite immigrant parents; tiger parent vs carefree. She found herself earning minimum wage in a toxic work environment, to tripling her income in an amazing job and team. With a profitable side hustle on the go, her most important work to date has been repairing the relationship with her inner child and having the best circle of friends that love and support me unconditionally. Get ready to feel inspired!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Friend or (Fin) Foe?

Thu, 09 Mar 2023 20:48:08 +0000

It's Friday again and celebrate with us as we share your money wins and talk the losses, answer a money dilemma about budgeting to be paid monthly.

PLUS you sild into our DMs about friends who undermine your financial goals, has this ever happened to you?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Ethical & Sustainable Fashion

Tue, 07 Mar 2023 18:00:00 +0000

Today we're looking at ethical and sustainable fashion vs fast fashion. We'd all prefer to be ethical and sustainable in our choices, but there is often an added cost to these items that many simply can’t budget for. Listen in as the gals break it down and talk facts, figures, privilege, priorities and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Breath of Fresh Air

Sun, 05 Mar 2023 18:00:00 +0000

Today's Money Diarist grew up with a single dad who worked long hours and was always burdened by debt. She navigated a 30k loan at 21, and now at 28 years old, she has bought a home, a new car, is planning her wedding, and building her wealth and finances up with her fiancé. All while processing her next career steps. She's sure to inspire you!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Life on a Pension

Thu, 02 Mar 2023 18:00:00 +0000

Hey hey its Friday again so join us as we celebrate your money wins and answer a money dilemma about spending your savings, or taking out a loan to set up your small business. Plus, this week you slid into or DMs about the difficulty of living on a pension, listen back as the girls talk all about it.

The gals are on the road right now and you can get your tickets to our upcoming IWD tour here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Back to Basics Of Investing

Tue, 28 Feb 2023 18:00:00 +0000

Know nothing about investing? Well this is the episode for you! Victoria takes us back to the basics explaining what a share is, the different types of shares, how you earn money from shares how compound interest works and more. Plus we unpack some common concerns around investing, and some questions we should be asking ourselves at the start of our journey to determine our next steps!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Jail, Debt & Learning to be Free

Sun, 26 Feb 2023 18:00:00 +0000

This fascinating Money Diarist grew up in a family with a lot of money, only to loose it all when her dad went to prison. Having then gotten into a huge sum of personal debt, she is now 100% financially independent, has travelled the world, payed for her dream wedding and honeymoon. You'll be inspired by her story!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Coughing Up For Contraception!

Thu, 23 Feb 2023 18:00:00 +0000

Happy Friday! Join the gals to celebrate your money wins and answer a juicy money dilemma about setting money aside for a child. Plus, who should pay for contraception? You slid into our DMs this week asking this very question and the gals got thoughts!

Get your tickets to our upcoming IWD tour here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Why Are Women Overworked & Underpaid?

Tue, 21 Feb 2023 18:00:00 +0000

Australia's Gender Pay Gap is currently 22.8% and is increasing and we are absolutely outraged! So today we are talk about why women are overworked and underpaid. We look at the math, the stereotypes, the quiet and overt forces in society that contribute to this situation and what we can do about it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Hope After Homelessness

Sun, 19 Feb 2023 18:00:00 +0000

This week's Money Diarist has overcome so much! Having found herself homeless at 17 years old, she was diagnosed with Bipolar Disorder, PTSD and IBS. It was then that her life started to turn a corner for the better, after receiving NDIS support. She's now working on a budget with her Occupational Therapist, has savings, and even has an emergency fund for her cats! She's extraordinary and we can't wait for you to meet her.

Today's chat discusses mental health struggles and addiction, if this is tough for you please listen to another episode.

If you or anyone you know is facing homelessness, here are some helpful resources...

Ask Izzy
Melbourne City Mission
Australian Red Cross

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Falling Back on the Bank of Mum & Dad?

Thu, 16 Feb 2023 18:00:00 +0000

It's Friday so that means it's time to kick back with Victoria, Jess and Bec and share your money wins and losses! They also answer a money dilemma about buying property, AND this week you slid into our DMs about the bank of mum and dad! Is it ok to be jealous of your friend who can fall back on their parents pocket? Or is comparison the theif of joy? How do we feel about this? Listen in to find out!

Get your tickets to our upcoming IWD tour here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Getting Drained to Absolutely Dominating!

Sun, 12 Feb 2023 18:00:00 +0000

Wait till you hear this one! This week's gorgeous Money Diarist came to the realisation after 7 years of marriage that her husband was more like a dependent, than a partner. She had supported his study, paid for their living expenses and even their home. But with two very young girls, she was worried that she wouldn't manage to make ends meet if she left him. Well, she did and now she is dominating her finances, has savings for her daughters future and is absolutely thriving!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Share House, Shared Costs?

Thu, 09 Feb 2023 18:00:00 +0000

Hey hey it's Friday friends, and boy are we ready for it! Join Victoria, Jess and Bec as they unwind by celebrating ALL things community! They share your money wins and losses, and answer a money dilemma about whether you are ever too old to work towards your financial freedom.

Plus if you've ever lived in a share house, then you will know the ALL too common pain of that 'stingy' homie who always wiggles their way out of buying toilet paper. Or maybe that 'selfish' housemate who hides the olive oil in their locked room?! You slid into our DMs this week about it, so the girls talk sharing costs in a share house!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What is Bargain Regret?

Tue, 07 Feb 2023 18:00:00 +0000

Have you ever gotten carried away in a sale and bought way more than you budgeted for? Bargain regret is a very real and common experience! On today's show we take a look at the psychology of selling, and the things that push you to overlook your budget and buying intentions in the name of a bargain, and what you can do about it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Finally On the Right Meds & the Right Track

Sun, 05 Feb 2023 18:00:00 +0000

This week's Money Diarist has endured financial abuse, losing her partner to suicide, and years of trying to manage her bipolar disorder without the right treatment. But she finally found the right meds and it has literally turned her life around! She is now able to work and study, get her financial life on track all while raising her two girls! She is incredibly special and we can't wait for you to meet her.

Themes of suicide and mental health struggles are discussed today. If these are difficult for you please tune into another episode. And if you or anyone you know are struggling, you can get support right now here...

Lifeline online or phone 131114
Beyond Blue

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Split Bills or Splitsville?

Thu, 02 Feb 2023 18:00:00 +0000

Join Victoria, Jess and Bec as they put more yay in your Friday and celebrate your money wins of the week and answer a money dilemma about the best way to pay yourself as a small business owner. PLUS this week, you slid into our DMs about 'that' friend who NEVER pays their way in a bill split situation. We've all experienced it, but how do you deal with with? Tune in to find out!

Links -
Profit First book - Mike Michalowicz
The Business Bible Podcast

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Scarcity Mindset & Investing

Tue, 31 Jan 2023 18:00:00 +0000

Have you ever found yourself worried that if someone gets pay rise, a promotion, or even some happiness in life it means you'll miss out? If so, you may have a scarcity mindset. Join Victoria and Bec as they look at the difference between scarcity and abundance mindsets, what you can do to shift from a negative to a positive outlook, how this effects your attitude towards investing and so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 6 Figures at 19, Without a Uni Degree!

Sun, 29 Jan 2023 18:00:00 +0000

This Money Diarist wants you to know that you don't need a uni degree to earn 6 figures! Money was always tricky in her family but her mum has been a model of hard work and the main bread winner, working as a nurse. At 19, she's now in her dream job and has purchased an apartment. We can't for you to meet her!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Baby Daddy Budget Betrayal!

Thu, 26 Jan 2023 18:00:00 +0000

Friday is the day we celebrate you, our gorgeous SOTM community! Join Victoria, Jess and Bec as they share your money wins and losses, and answer a money dilemma about how to manage different income streams. PLUS this week, someone slid into our D.Ms with quite a difficult situation. She's discovered her partner and soon to be baby daddy is secretly spending money on Only Fans...against her wishes AND their budget! What would you do? The girls get real and share your thoughts on this one!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What Is A Lot Of Money?

Tue, 24 Jan 2023 18:00:00 +0000

What does a lot of money look like to you? Is it a lifetime of financial freedom, or not checking your bank account every time you go to buy something? Well, everyone has a different answer, and it is absolutely a reflection of your money story! Join Victoria and Bec as they demystify some unconscious, or unhelpful ideas about how much you need to start investing, and also about how much money you need to be good with money. We also asked our gorgeous SOTM community consider a lot of money is, and it is fascinating to hear what you had to say!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: One Step at a Time After Losing the Love of Her Life

Sun, 22 Jan 2023 18:00:00 +0000

This Money Diarist has been through it all. She had just resigned from her job as a personal injury lawyer in order to spend more time with her partner and pivot her life. That weekend, he died in an accident. On top of her world imploding, her financial stress went through the roof. It took 8 months for her income protection to set in and it didn’t include cover for psychological injury. She wants to share her painful story in the hope it might help others.

Links:

First Light Widows Association

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Always the Bridesmaid (paying), Never the Bride

Thu, 19 Jan 2023 18:00:00 +0000

Friday is here again! Bring more yay to your day and join Victoria, Jess and Bec as they celebrate your money wins, answer a Money Dilemma about how to financially prepare for a divorce. AND, you slid into our DMs this week to ask about what financial expectation should be put on bridesmaids for a wedding. Well, you'd better believe the gals have thoughts on this one!

If you're in financial trouble the National Debt Helpline are a great resource!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Lipstick Index

Tue, 17 Jan 2023 18:00:00 +0000

Have you ever treated yourself to a little extra something when you’re under financial stress? Nothing too big… but perhaps a new shade of nail polish, or eyeshadow, or lipstick? Well this such a common thing for us to do that it has a name, the Lipstick Index! And rolling into 2023, staring down the barrel of a recession, join Victoria Devine and our brand new cohost Bec Syed as they talk about why you're likely to hear this term a whole lot more this year!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Money Diaries: Life Is A Rollercoaster

Sun, 15 Jan 2023 18:00:00 +0000

Today's Money Diarist left a bad relationship and used to live week to week with her finances. Due to some ongoing mental health struggles, she was recently a patient at a psychiatric hospital. But at the end of last year she was married and is now in a really good place. We can't wait for you to meet this gorgeous and inspirational community member!

This episode contains discussions of mental health struggles and eating disorders, if these are difficult topics for you, please check out one of our other episodes.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Bonus Episode: She's on The Money Book - 1st Chapter

Fri, 13 Jan 2023 18:00:00 +0000

With so many of us in the "new year new me" vibe, Victoria has decided to slide into your Saturday with a little bonus gift to get you inspired for 2023! This is the first chapter of the audiobook version of her first book She's On The Money, to get you motivated for 2023, enjoy!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Introducing...Bec Syed!

Thu, 12 Jan 2023 18:00:00 +0000

Welcome to a fresh new Friday episode and meet our brand new cohost Bec Syed! You'll be hearing Bec on the show each Wednesday and Friday and we can't wait for you to get to know her - welcome to the team Bec!

You might also notice that our Friday episodes are a little different this year? Join the gals as they revel in your Money Wins, solve a Money Dilemma about how to evaluate the best super company for you, PLUS with so many of you sliding into our DMs each week with questions or spicy thoughts, we thought we'd share these each week on a Friday. This week we chat all about hiding savings in a relationship. Would you ever do it?

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Setting Intentions For The New Year

Tue, 10 Jan 2023 18:00:00 +0000

The new year is abundant with both the pressure and opportunity to turn over a new leaf! So on today's show Victoria and Jess discuss setting positive intentions for the year that lies ahead. What are some solid ways to get in touch with, and also set your goals? Join us on today's episode to find out!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Bridging Worlds

Sun, 08 Jan 2023 18:00:00 +0000

This Money Diarist is a second generation immigrant who finds herself struggling to consolidate the experiences of her parents who didn't get the opportunity to finish high school, with her trajectory and aspirations. She is hardworking and ambitious, but still feels guilty for wanting more than what she grew up with. We can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: High Cost Of Living!

Thu, 05 Jan 2023 18:00:00 +0000

Join Victoria and Jess as they wrap the first week of the 2023, celebrating your money wins and discussing a Money Dilemma all about the best way to label your expenses. You can send us your Money Dilemma here. Plus they chat about something weighing heavily on all of us right now- cost of living stresses!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Setting Up Your New Year Investment Plan

Tue, 03 Jan 2023 18:00:00 +0000

New year, new intentions! It’s the perfect time to make some investing resolutions, complete a good financial revue of the year that was and set some intentions for the year ahead. So join us today as Victoria steps us though how to get on the front foot with your financials for 2023!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Mopping Up After Identity Theft

Sun, 01 Jan 2023 18:00:00 +0000

Today's Money Diarist was only aware her identity had been stolen after the police emailed her father! She was arrested and even finger printed before her name was cleared, but it took a long time to mop up her credit history! She's a PHD student looking at maternal and child health in Papua New Guinea and sure has a story to tell.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Babies, Bank Loans & Bloopers!

Thu, 29 Dec 2022 18:00:00 +0000

It is the final Friday of 2022, join Victoria, Jess plus their producer Annaliese to wrap the week that was, celebrate your money wins, commiserate the losses, and answer a poignant Money Dilemma about loving your job, but not the pay!

The team also talk about discrimination against women on parental leave when it comes to bank loans. AND Annaliese has a special surprise for the gals which is NOT to be missed. HAPPY NEW YEAR and see you in 2023!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What's Your Investing Personality?

Tue, 27 Dec 2022 18:00:00 +0000

New year, new you...right? This time of year is perfect for self reflection and goal setting, PLUS who doesn't love a personality quiz? So, on today's show we take a look at the different kinds of investing personalities. Listen in to find out which one you are, and set your "investment self" on the right path for 2023!

What's Your Money Personality? Find out here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Ones That Shook Us in 2022!

Sun, 25 Dec 2022 18:00:00 +0000

We adore Mondays thanks to opportunity to share the amazing stories of our community members on Money Diaries each week. The stories, the strength and the insight we get from you is just incredible! The best part is what we learn about each other through these episodes, SO our producer Annaliese asked Victoria to share some of the dairies that shook her in 2022! Listen back and bask in these wonderful stories.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Glen James, Christmas & Crypto!

Thu, 22 Dec 2022 18:00:00 +0000

Happy festive Friday! 'Tis the season to spend with friends, so we bring in our buddy Glen James and he picks his favorite money wins from our Facebook group! Plus we wrap the week that was, and answer a Money Dilemma about how best to help your partner with their financial literacy. And with the fiasco that was the recent FTX Crypto bankruptcy, Victoria, Jess and Glen have MANY thoughts to share.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Your Top Christmas Savings Hacks!

Tue, 20 Dec 2022 18:00:00 +0000

We love Christmas, and we love our community. It also gets us incredibly excited to hear your money wins and tips, so we thought...why not combine all of our favourite things in this episode in the week of Christmas? Today we are celebrating our top 10 SOTM Community Christmas savings hacks, listen in and take notes!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Vet With a Vision!

Sun, 18 Dec 2022 18:00:00 +0000

She's a super driven and hardworking veterinarian who, due to her often 100+ per week work load, often treats herself a little too much. Who can blame her right? But this means she finds herself barely scraping by despite her 6 figure salary. She joins Victoria to talk bad habits, big ideas and so much more!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: So Over Unpaid Overtime!

Thu, 15 Dec 2022 18:00:00 +0000

Happy Friday! We celebrate the end of the week with a wrap of the week, share your money wins and losses and answer a Money Dilemma all about where to store large amounts of money.

PLUS the gals talk all about the social and financial cost of unpaid overtime.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Navigating the Social & Financial Anxiety of Christmas

Tue, 13 Dec 2022 18:00:00 +0000

You know how much Victoria and Jess love Christmas, but it is also an unbelievably stressful time for so many! In between breaking your budget, over extending yourself on the social front, and tricky family situations it can be a time that fills us with anxiety instead of joy. So on today's episode we talk practical tips for taking the pressure off in the silly season!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Struggling with Toxic Perfectionism

Sun, 11 Dec 2022 18:00:00 +0000

Today's Money Diarist knew something was really wrong when she found herself crying on the floor after she landed her dream job. She uncovered a toxic perfectionist pattern in her life and after a good old soul search, returned to uni to study international development and climate change. She then went into 20k of debt to look after her aging doggo, lost her father to cancer, and through therapy was diagnosed with OCD. It has been a huge journey for her and we can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: (Pay) Secrets Be Gone!

Thu, 08 Dec 2022 18:00:00 +0000

Happy Friday! Join Victoria and Jess as they share your money wins and losses, recap the week that was and answer a Money Dilemma about the complexity of prenups. You can submit your Money Dilemma here.

Also the girls are THRILLED about the new industrial relations reforms banning pay secrecy, supporting more flexibility for employees and targeting discrimination and they talk all about it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

The Top 5 Performing ASX ETFs of the Financial Year!

Tue, 06 Dec 2022 18:00:00 +0000

Addendum: During 2022 Mirae Asset Global Investments and Global X ETFs acquired ETF Securities Australia, so the ETFS S&P 500 High Yield Low Volatility (ZYUS) is now the Global X S&P 500 High Yield Low Volatility ETF (ZYUS)

With so many of you on your investment journey, and the end of the year at our doorstep, today on the show we wrap the 5 best performing ASX ETFs of the last financial year!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: She's a Nurse In a Jail With Big Goals!

Sun, 04 Dec 2022 18:00:00 +0000

When today's Money Diarist was 17, she packed her bags and headed interstate with one suitcase. Now at 25, she's a registered nurse in a jail and is working hard towards her 3 year goal of buying her first home with her partner. Don't miss this interesting story!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap: 3 December

Sat, 03 Dec 2022 01:00:00 +0000

Welcome to the final She's On the Money Radio Show of the year! Join Victoria and Mitch as they talk retro toys and homewares that fetch a fortune, cheap ways to entertain the kids on the holidays, and some coin saving tips for Super Saver Saturday!

Plus this week's Money Dilemma is about pre-nups. Submit your Money Dilemma here.

All this and more on today's show.

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Wedding & Inflation Interplay

Thu, 01 Dec 2022 18:00:00 +0000

It's Friday so celebrate with Victoria and Jess as they recap the SOTM week and share your money wins and losses! This week's Money Dilemma is all about whether to prioritise home ownership over having more savings in the bank. Submit your Money Dilemma here.

Plus...weddings. Yep, with V fresh off the back of hers we talk about the big day and the dollars behind it!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What is Points Hacking?

Tue, 29 Nov 2022 18:00:00 +0000

Points hacking is not about having anything stolen, it's all about maximising the benefits of your points to get free things like flights, upgrades, hotels and household goods. So on today's show we introduce you to how some of these systems operate and where you can get more information!

And as we ALWAYS say on SOTM, credit cards are NOT for everyone so it is important to do your due diligence and see if these systems work for you.

Here are some handy links:

Point Hacks - Credit Cards

Flight Hacks - Credit Cards

Point Hacks - Calculator

Free Qantas Membership Link

Point Hacks - Hotel Programs

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Working Remote & Kicking Goals

Sun, 27 Nov 2022 18:00:00 +0000

This inspirational member of our community learned the value of money from her Grandmother who budgeted every dollar of her Centrelink pension. The father of her child left when she was 23 years old and seven and a half months pregnant, so after he was born she moved to an Aboriginal community for work. With her living expenses heavily subsidised she was able to purchase her own home at 26 years old all by herself! We can't wait for you to meet her.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap: 26 November

Sat, 26 Nov 2022 01:00:00 +0000

Celebrate Saturday with She's On The Money Radio Show as Victoria gives you more tips to save with Super Saver Saturday, and solves your Money Dilemmas (send your Money Dilemma here).

Plus the team talk the new regulations in the buy now, play later space. We also play a game of Facebook Marketplace Trash or Treasure, and Victoria give the scoop on some hot dupes!

All this and more on today's show.

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Black Fri-yay or Nay?

Thu, 24 Nov 2022 18:00:00 +0000

Welcome to Friday! And not just any Friday, but one where many will find themselves in a shopping frenzy. That's right, it's Black Friday and the gals chat the yays, and nays of the day.

Plus we recap the week, celebrate your money wins and commiserate the losses, and answer a juicy Money Dilemma all about protecting your data in a leak (which coincidentally was our Deep Dive this week too!) You can submit your Money Dilemma here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How To Protect Your Financial Data

Tue, 22 Nov 2022 18:00:00 +0000

Another day, another data breach! So today's show is EXTRA important as we give you some practical actions to ensure you’re doing what you can to protect your precious data online. We’ll also talk about how to identify scams, and what to do if you think your data or identity has been stolen.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Making Change from Classroom to Boardroom!

Sun, 20 Nov 2022 18:00:00 +0000

This gorgeous member of our community has a VERY full plate! She's a dedicated Humanities and Social Sciences teacher with a commitment to invoking a passion for social justice, especially equality for women. She's also a director on a board for a non-profit NDIS service provider, all the while managing a chronic health condition (endometriosis) with the ever increasing demands of her teaching role. And we haven't even mentioned her property journey yet...wait till you meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap: 19 November

Sat, 19 Nov 2022 01:00:00 +0000

Start your Saturday with She's On The Money Radio Show! As usual. Victoria gives you more tips to save with Super Saver Saturday, and solves your Money Dilemmas (send your Money Dilemma here).

And Black Friday is coming and the team talk ALL about it! Victoria shares her tips and their pick of the sales.

All this and more on today's show!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Farewell Georgia King!

Thu, 17 Nov 2022 18:00:00 +0000

On this emotional episode of Friday Drinks we say farewell to our gal Georgia King! We'll miss you so much GK, thank you for a beautiful 3 years of your dulcet tones on SOTM, we're so genuinely excited for your next chapter!!

Plus, we recap the week, share your money wins and solve a Money Dilemma about the slippery slope into debt and how to dig yourself out of it! You can submit your Money Dilemma here.

And in interesting news, Bali have implemented a new visa which lets Australians live and work there for 6 months tax free, so the girls figure out how they could mange to work from paradise.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Tenant's Rights

Tue, 15 Nov 2022 18:00:00 +0000

Did you know that currently 31% of households in Australia are rented, and rent at the moment is 9.1% higher across capital cities and 10.8% in regional areas? With so many of us feeling the pinch, how many of us actually know our rights when it comes to renting? On the show today we’ll be providing an overview of the current rental situation, outline exactly what you can and can’t do as a tenant and we’ll explain what to do if you run into trouble with your landlord.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From IVF Debt to Getting Ahead!

Sun, 13 Nov 2022 18:00:00 +0000

This week's Money Diarist and her husband spent 100K on IVF, and despite that managed to purchase a house and trim down their debt. Now they have 3 beautiful kids AND an emergency fund. We can't wait for you to meet this gorgeous member of our community!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap: 12 November

Sat, 12 Nov 2022 01:00:00 +0000

Ring in your Saturday with She's On The Money Radio Show. Victoria gives you more tips to save with Super Saver Saturday, and solves your Money Dilemmas (send your Money Dilemma here).

Plus, we ask if we're headed towards a recession AND we're joined by some special guests from Channel 9's The Block!

All this and more on today's show!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Discussing the Dollars Behind TikTok!

Thu, 10 Nov 2022 18:00:00 +0000

Happy Friday! This week we talk financial red flags in relationships, recap our amazing Money Diarist, celebrate your money wins AND solve a Money Dilemma about paying down a current mortgage for a home, versus purchasing additional investment properties. Send through your Money Dilemma here.

And in finance news the gals talk Khaby Lame the TikTok creator who makes up to 1.1 million dollars per post!! They dive into the numbers and the mind ABSOLUTELY boggles!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Financial Red Flags In Relationships

Tue, 08 Nov 2022 18:00:00 +0000

Do you have difficulty talking to your partner about money? Do they often borrow money and not pay it back? Has a new partner ever pressured you into opening a joint account? On this episode we talk financial red flags in relationships, what these might look like, how to have healthy boundaries and conversations around money and so much more!

If this topic raises some concerns for you, here are some places can get support:

Money Smart (links to free legal advice)

Lifeline or phone 13 11 14

The National Debt Helpline

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Carrying the Pressure & Bridging Two Worlds

Sun, 06 Nov 2022 18:00:00 +0000

This Money Diarist is a 22 year old, first generation immigrant from Sri-Lanka and on top of studying her masters in psychology is managing full time work and three casual jobs! With her home country of Sri Lanka enduring the worst economic crisis it has ever seen, and her father still living there, she struggles with her desire for the 22-year-old care-free life of her peers and the very real need to provide for her parents.

How you can offer support to people in Sri Lanka:

Sri Lanka Red Cross Society

Foundation of Goodness

Give2Asia

UNICEF

UN Central Emergency Response Fund

World Food Program

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 5 November

Sat, 05 Nov 2022 01:00:00 +0000

Put more savings in your Saturday with She's On the Money Radio Show. Incase you've been living under a rock, Victoria is getting married this weekend, so the gang talk all things wedding costs! Plus speaking of expensive there has been yet ANOTHER interest rate rise, and the team have feelings. All this and more on today's show!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: One More Sleep!

Thu, 03 Nov 2022 18:00:00 +0000

It's not just your average Friday, it's the eve of Victoria's wedding! SO you'd better believe the gals talk about the big day ahead for VD. And as usual the team wrap the week that was, share your money wins and losses, and answer a interesting Money Dilemma about talking to your employer when you're getting asked to do work outside of your responsibilities. Submit your Money Dilemma here.

Plus the girls discuss the news that billionaire founder of Patagonia, Yvon Chouinard has given away his company to a trust that will use the profits to used to combat climate change and protect undeveloped land around the globe.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What Is Passive Investing?

Tue, 01 Nov 2022 18:00:00 +0000

Today we are chatting all about passive investing, an extremely popular investing method due to its laid back approach and gradual returns over the long-term. But what do we need to be mindful of and how exactly does it compare to its exact opposite method of active investing? Join Georgia King and Victoria Devine to learn more about this approach, the pros and cons and how to decide what might suit your needs best.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: She's Self Taught, Self Starting and Smashing It!

Sun, 30 Oct 2022 18:00:00 +0000

Happy Monday! This member of our community decided from a very young age that she didn't ever want to have to rely on a partner for her financial stability, and has been working hard to flip her family script ever since. She now owns two properties and rents one to her Grandparents who have experienced financial hardship. Her second property was bought with he equity from her first, she's started her investment journey, AND she is 100% smashing her financial literacy goals too. We can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

BONUS EPISODE: The Psychology Of Saving

Sat, 29 Oct 2022 18:00:00 +0000

We thought we'd spice up your Sunday with a very special BONUS episode all about the psychology of saving with Victoria Devine and special guest Dr Lili Sussman.

Lili is a Social Scientist and the Chief Strategy Officer at Wisr. Her PhD research at Harvard University was on decision-making, behavioral economics, and psychology in foreign policy decision-making.

Don't miss this fascinating discussion about the last great taboo of financial stress, the disconnect between intention and action, the importance of self love, how to make meaningful change and SO much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 29 October

Sat, 29 Oct 2022 01:00:00 +0000

Celebrate your Saturday with the She's On the Money Radio Show! This week, the team talk Census stats that say that Millennials are 3 times less likely to own a home outright than Boomers were at the same age. Plus listener Anthony wants to know what he should do about his mortgage that he's struggling to pay, and Victoria shares her thoughts! And don't miss Victoria's sneaky tips on how to keep more bucks in your bank account.

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: For the Love of Gambling Limits!

Thu, 27 Oct 2022 18:00:00 +0000

Happy Friday! The gals are back in studio with GK and they wrap the week in the SOTM-sphere, and celebrate your money wins. Plus, with Tasmania announcing gambling reforms that place a cap on how much someone can loose on the pokies, the girls chat the ins and outs, implications and the nature of the industry.

This week's Money Dilemma is all about the international versatility of Victoria's Budget And Cash Flow Masterclass .

Submit your Money Dilemma here

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What Does Financial Selfcare Look Like?

Tue, 25 Oct 2022 18:00:00 +0000

We know how vital it is to care for our health and wellbeing, and we're hopefully across the importance of caring for our mental health...but financial selfcare? What exactly does that look like? On today's show we dive into some broader ideas that help us get into the mindset for financial selfcare, and share some practical tips on how to put your financial self first!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Hard Start to Flipping the Script!

Sun, 23 Oct 2022 18:00:00 +0000

This week's Money Diarist came from a single parent home, financial trauma and young carer situation and has since flipped her life script. She now runs her own business, has 80k left on mortgage after buying in 2020 as a single. Get ready, her story is all set to inspire!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 22 October

Sat, 22 Oct 2022 01:00:00 +0000

Put more savings in your Saturday with She's On the Money Radio Show. This week the team play Facebook Marketplace; Trash Or Treasure. Join as we trawl through Facebook Marketplace to see all that is interesting, useless, or perhaps we might stumble across a hidden gem to present to our She’s On The Money Community!

Plus we talk kids and money; what do this generation of kids understand about money? We’ve got some very special guests in the studio to give us their insights. And as usual Victoria give you some tips to keep more bucks in your bank!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Live On Tour - Brisbane

Thu, 20 Oct 2022 18:00:00 +0000

Happy Friday, we are celebrating the last stop on our book tour with a very live Friday Drinks from Brisbane! We had an absolute ball on tour for Victoria's new book Investing With She's On The Money and adored meeting all of you who were able to make it.

As ever we chat what's been happening in the SOTM-sphere, share your money wins AND speak to a very special guest. Meet Sami Rose, a Registered Counsellor, weight-inclusive personal trainer, and body confidence coach from Brisbane. Her main areas of specialty are in binge eating and body image issues, but she also provides general counselling, helping her clients manage their stress and anxiety, navigate life's hurdles, align more with their values, and live a life that truly allows them to thrive. We know you'll love this chat as much as we did!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Common Financial Mistakes for Travelers

Tue, 18 Oct 2022 18:00:00 +0000

We are finally back travelling, but if you’re anything like us, you’re likely a little out of practice. To help you prepare for any upcoming vacays you have planned, today we’ll be discussing the most common money mistakes people make when they travel. From what to do with your mobile phone, to conversion rates, transport from the airport and more...listen in for some hot tips!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Anxiety Disorder to Healing Her Money Trauma

Sun, 16 Oct 2022 18:00:00 +0000

It's been a rocky "money story" road for this SOTM community member. From hating and not feeling deserving of money, to managing her anxiety disorder and beginning to heal her money trauma, she is an inspiration and we know you are going to love meeting her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 15 October

Sat, 15 Oct 2022 01:00:00 +0000

Join Victoria Devine and Mitch Churi for another super saver Saturday- where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. Plus we want to know where you are investing your money and how is it working out for you? And this week's Money Dilemma is from Georgia who wants to know what she should do with a rather sizeable inheritance. All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Live On Tour - Melbourne

Thu, 13 Oct 2022 18:00:00 +0000

Another Friday has rolled around and today we come to you live from our home town Melbourne, with a huge episode from the launch of Victoria's brand new book Investing With She's On The Money!

Listen as Victoria and Jess wrap the week and celebrate your money wins. Plus, they are joined by very special guest Victoria Latu, one of Australia’s most influential fashion commentators and creators. Her online platform Talking Shop, is a bold modern lifestyle online brand for the millennial woman covering fashion, beauty, lifestyle, motherhood and wellness. She is an advocate for diversity within the fashion industry and helps promote confidence in women across the nation, through how they style and create their signature looks.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How To Identify Spending Addiction

Tue, 11 Oct 2022 18:00:00 +0000

We have all used the phrases "shopaholic" and "shop until you drop" and most of us can admit to an impulse buy or a big spending splurge, but spending addiction is a very serious, very understudied and under-appreciated disorder. On today's show we put the spotlight on spending addiction and look at ways to manage it and where you can get support.

If you need support, here are some places you can reach out to:

Lifeline online or call 131114

Turning Point

Smart Recovery Australia

National Debt Helpline

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: She Ran Away To Join The Circus!

Sun, 09 Oct 2022 18:00:00 +0000

We cannot wait for you to meet this Money Diarist. At the tender age of 23 she has already lived many lives; from spinal fusion surgery at 13 to running away with the circus, studying in Montreal, nannying in Paris, bartending in London! Now she is married with 2 properties...umm WHO IS SHE?!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 8 October

Sat, 08 Oct 2022 01:00:00 +0000

It's time for another episode of She's On the Money Radio and as usual Victoria's got some sneaky tips for Super Saver Saturday, helping you to keep more dollars in your pocket. Plus the team talk Facebook Marketplace Trash or Treasure and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Live On Tour - Sydney

Thu, 06 Oct 2022 18:00:00 +0000

Victoria and Jess have hit the road to launch V's brand new book Investing with She’s on the Money, so today we bring you the show...LIVE ON TOUR from Sydney!

Join us for a special Friday Drinks where we celebrate your money wins and losses, catch up on what's been happening AND in the second half bring you a super special conversation with April Hélène-Horton. April is a writer, public speaker, actor and model; you might know her as The Bodzilla. She champions racial equity, LGBTQ inclusion, sex positivity and fat liberation and we can't wait for you to meet her. So kick back and enjoy this very special, very live episode!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Investing Tools For Financial Success

Tue, 04 Oct 2022 18:00:00 +0000

Investing can be confusing. It only takes a quick Google search before you're overloaded with endless options and conflicting advice. But don't worry, the She's On The Money team have got your back! On today's show, Victoria gives you the lowdown on the best investment tools to help you achieve your financial goals.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Dream Job, Dream Salary

Sun, 02 Oct 2022 18:00:00 +0000

She migrated to Australia after finally passing her English test on the eighth attempt. You better believe this Money Diarist doesn't give up! She took on a $50k loan to complete a Masters Degree in Psychology, working night shifts while studying to pay for her loan. Now, she's achieved her dream salary in her dream job - and has recently become an Australian citizen! Tune in to hear the full story from this resilient and amazing woman.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 1 October

Sat, 01 Oct 2022 02:00:00 +0000

It's the weekend at last! What better way to kick it off than to catch up with the She's On the Money Radio Show. This week, Victoria's got some sneaky tips for Super Saver Saturday, helping you to keep more dollars in your pocket. The team also talk side hustles and hear from a special guest who shares their experience, owning it on OnlyFans. Plus, when is the right time to upsize your home? V has the answer in this week's Money Dilemma.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Losing Out On Layby

Thu, 29 Sep 2022 19:00:00 +0000

Happy Friday! It's time to unwind and recap this week's episodes. The gals also celebrate your money wins, commiserate your losses, and dive into some finance news. This week, the team discuss Big W's Layby service and the costly fees that have shoppers fuming. Plus, Victoria answers a Money Dilemma about taxes when you have multiple employers.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Pros and Cons of Credit Cards

Tue, 27 Sep 2022 19:00:00 +0000

Credit cards. These words might excite you or completely scare you, depending on your experience, but it's never too late to get informed. Credit cards have some useful purposes but there are also some dangers to be aware of. So on today's show, Victoria and Jess break everything down; why people get credit cards, how they can be used responsibly and what you need to know to avoid credit card debt.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Military Mum On Balancing Family, Work, & Money

Sun, 25 Sep 2022 19:00:00 +0000

This week's Money Diarist is an amazing woman who sacrificed her military nursing career to raise her children, after starting a family young and unplanned. She has also struggled with money guilt. But now, this super mum is rebuilding her career while supporting her military partner, which includes long stretches of solo parenting. Listen to find out how this incredible woman is balancing all of these responsibilities - on top of saving for her first home!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Kimmie Reaches For The SKKY

Thu, 22 Sep 2022 19:00:00 +0000

It's Friday once again! That means it's time to recap this weeks episodes, celebrate your money wins and commiserate your losses. Also, V answers a Money Dilemma about creating an emergency fund, and the gals discuss the latest finance news with Kim Kardashian launching a private equity firm. Plus, a special announcement from Georgia King!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What Are Your Employee Rights?

Tue, 20 Sep 2022 19:00:00 +0000

On today's episode talk about a common concern in the community - your rights an an employee! It can be very overwhelming when your rights are breeched in the workplace, so listen up as we talk about industry awards and agreements, superannuation, OH&S, unfair dismissal, the Fair Work Tribunal and sooo much more!

Here are some helpful links:

The Union Charter of Workplace Rights
Leave Entitlements
Am I Eligible for Super Annuation?
ATO Super Guarantee Rates
Search WorkSafe or SafeWork depending on your state for lots of information!
ACTU
Fair Work Ombudsman (Bullying, harassment, sexual harassment) or call 13 13 94
Fair Work Commission
Unfair dismissal checklist

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Owning It On OnlyFans!

Sun, 18 Sep 2022 19:00:00 +0000

She's a single mother who has bought a house, investment property and a Land Rover, all within 12 months,without help or relying on child support! Working very hard on OnlyFans and diligently changing her money story one day at a time, she is an absolute force of nature and we can't wait to share her with you!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 17 September

Sat, 17 Sep 2022 02:00:00 +0000

Welcome to the weekend! It's time to check in with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. This week, Victoria is back from a trip to the USA and she's got some genius cost-cutting travel hacks. And if you've got a mortgage, Victoria has a hot tip to save you $43,000! Umm, yes please! Plus, the team answer a Money Dilemma from Katelyn who is weighing up a new job offer.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Tangible Actions For Equal Pay!

Thu, 15 Sep 2022 19:00:00 +0000

Happy Friday, we celebrate the end of another week by recapping this week's episodes! Plus celebrate your money wins and commiserate your losses.

You can send us a Money Dilemma to solve on the show here, and this week V talks all about how you can make different bank accounts work for you.

And with Equal Pay Day recently passing and the news that the gender pay gap has increased, the gals talk about some tangible actions that you can take to address this ongoing problem!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Unpacking Financial Trauma

Tue, 13 Sep 2022 19:00:00 +0000

Most of us carry trauma of some sort, be it from childhood, relationships or other countless experiences that cause ongoing pain. And this is no different when it comes to money. On today’s episode we are talking about a lesser known trauma, but one we hear about all the time in our community - financial trauma. We define it, talk about they ways it manifests and things you can do if you are experiencing it.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: She's An Egg Donor & An Inspiration

Sun, 11 Sep 2022 19:00:00 +0000

Today's Money Diarist gives SO much to those around her. She is a Māori mother of two, emergency services worker, and egg donor. As the first in her family to get a degree, she has been working on the money story she grew up with, and changing the narrative! She is insightful, she is inspirational and we can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 10 September

Sat, 10 Sep 2022 02:00:00 +0000

It's time to catch up with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. Join them for Super Saver Saturday! A segment where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. And for this week's Money Dilemma - Andrea wants to know if Private Secondary Education is really worth the coin?

Plus, Victoria is renovating her home, we’ll get the in’s and out’s on how to get a bang for your buck and what has been the biggest blow out.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Free Degree But Not Free For All

Thu, 08 Sep 2022 19:00:00 +0000

Another Friday has rolled around again friends, and what would Friday be without a recap of the week that was, and a solid celebration of your money wins (and losses of course)!

Plus our Money Dilemma this week is all about that tricky question of sharing property with a partner. You can send us a Money Dilemma to solve on the show here.

And with the Victorian Government recently announcing they will be covering the full HECS debt for Undergraduate study in Nursing and Midwifery degrees, the girls open up a broader conversation about how society values certain industries and soooo much more.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Passive vs. Active Investing

Tue, 06 Sep 2022 19:00:00 +0000

Your investment options and journey is as unique as you are. However, most investors fit in to 2 categories; active or passive. This refers essentially to two different ways of managing your investment portfolio. Today we dive deep into passive and active investing, and look at some pros and cons for each to help you choose what path could suit your capabilities and values better.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: She's a Globe Trotting Game Changer!

Sun, 04 Sep 2022 19:00:00 +0000

This Money Diarist is a super hard working, globe trotting wonder woman! We chat to her from her home in the Netherlands all about her conflicting childhood money story (one parent wanted to save, while the other splurged), working to change the script for herself and gain financial independence, supporting her parents through their tough situation as residents of Venezuela (inflation there currently sits at around 500%) and SO much more. We cannot wait for you to meet this powerhouse!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 3 September

Sat, 03 Sep 2022 02:00:00 +0000

Happy Saturday! Catch up with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. They answer a Money Dilemma this week from first home buyer Eloise, who is looking for advice about property Buyers Agents. Plus, did you hear that Beyonce bought Jay Z a $40 Million Fathers-Day Gift? Well you better believe the team have some feels all about this!

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Easy Breezy Rent Freezie

Thu, 01 Sep 2022 19:00:00 +0000

It's another Friday and as usual we celebrate by kicking back and reflecting on this week's Money Diary and Deep Dive episodes, and share your money wins and losses! We answer a juicy Money Dilemma all about investment diversification. Plus, with the Greens this week proposing a rent freeze for two years, the girls talk about how this would help and what the implications of such a move would be.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Bankruptcy to Building Solid Foundations

Sun, 28 Aug 2022 19:00:00 +0000

We know you'll love meeting this gorgeous, and totally relatable community member! As a child her family faced bankruptcy and lost everything. Now that she is building a home and she and her fiancée are working hard, and building their financial literacy, how does this early struggle play out in her day to day mindset? Listen in to find out.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 27 August

Sat, 27 Aug 2022 02:00:00 +0000

It's another She's On the Money radio Show Saturday with Victoria Devine and Mitch Churi! As ever we dive into Super Saver Saturday. Plus, remember when you were a student? The team talk how to make your money go further on a student's budget. And, should you ever lend money to a friend? We suss the best way to go about it to save heartache down the road.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: With V Away, It's A G & J Friday!

Thu, 25 Aug 2022 19:00:00 +0000

With Victoria away, celebrate your your Friday Jess and Georgia! This week they share money wins and losses from our community, plus recap the week that was. And, how do you ask for a pay rise? This is one of the MOST common dilemmas in our community and the girls get into it on the week's Money Dilemma.

And...income guilt! Do you have it? Having spoken about it on the pod before, we recently put it out to you guys on Instagram to open up the chat. And the conversation took an interesting turn. Listen in to hear the girls unpack!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How To Prepare For A Recession

Tue, 23 Aug 2022 19:00:00 +0000

On this episode we talk about some things to keep in mind when heading into a recession or a time where the economy is sluggish. We want you to be prepared for what may lay ahead, so Victoria shares a few simple steps to help reduce your risks and assist you to weather the economic storm.

This episode is a companion to last week’s episode "What Is A Recession" so go back and listen to that episode when you’re done with this one!

Here are some resources discussed in today's show:

The National Debt Helpline

The Good Shepherd

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Hustling Hard to Change the Script

Sun, 21 Aug 2022 19:00:00 +0000

Not only is she working incredibly hard in her small business, but also to change her money story and educate herself around finances. With her husband by her side, they are learning to invest and doing all they can to educate their daughter to help elevate her money story too. We can't wait for you to meet this incredibly hard working and insightful Money Diarist!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 20 August

Sat, 20 Aug 2022 02:00:00 +0000

Catch up with today's episode of She's On the Money radio Show with Victoria Devine and Mitch Churi! As ever we dive into Super Saver Saturday, and our Money Dilemma today is from Simone who is looking for advice about paying for IVF using Superannuation. Plus we get the scoop on Victoria's Hen's Party...and of course who paid for what.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: The Gender Pay Gap & The Patriarchy

Thu, 18 Aug 2022 19:00:00 +0000

Hey hey it's Friday, so kick back with gals as we recap the week that was, commiserate your money losses AND celebrate your money wins! And we answer a Money Dilemma about saving for a property with Salary Sacrifice, the First Home Super Saver Scheme and Superannuation.

Plus...the gals talk about the ATO's latest statistics comparing income for men and women who perform the same roles. The only question we really have is...how on earth can people still think the gender pay gap is a myth? Don't miss it.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What Is A Recession?

Tue, 16 Aug 2022 19:00:00 +0000

Interest rates are rising and inflation is seeing its fastest annual increase in 21 years. Plus, unemployment is at a low, and job vacancies are at a high. These conditions see those in power reluctant to say it, but many people believe we are headed for a recession. So on today's show we look at exactly what recessions are, how they effect us, how long they generally last for and their history. Plus, Victoria assures us that it isn't all doom and gloom! Don't miss fascinating episode.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Climbing One Rung At A Time!

Sun, 14 Aug 2022 19:00:00 +0000

She's young, and a senior WorkCover case manager with her eye on the welfare of others. She shares how growing up in a privileged family that lost their financial security has left its mark on her outlook and ambitions. She's well on her way up the corporate ladder, and we know that you'll love hearing her story.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 13 August

Sat, 13 Aug 2022 02:00:00 +0000

Join Victoria Devine and Mitch Churi for some fiscal fun on She's On The Money Radio! This week, listener Maddie has a Money Dilemma and wants the downlow on pet insurance. Plus we have a new segment...Gumtree Trash Or Treasure! Have you ever looked through the free stuff on gumtree, and thought ‘oh wow, I’ve found treasure!’, or ‘that’s a piece of trash…’? Well, Victoria will decide whether they’re trash or treasure on today's show.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Glen James Drops In

Thu, 11 Aug 2022 19:00:00 +0000

Happy Fri-yay! The Girls celebrate with their pal Glen James from My Millennial Money and as ever wrap the week, celebrate your money wins, and answer a Money Dilemma about the First Home Super Saver Scheme.

Plus with Spaceship in the news, the team talk through the headlines, plus concerns from the community!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Tips For Selling Secondhand

Tue, 09 Aug 2022 19:00:00 +0000

On this special episode Georgia King is joined by SOTM co-host and secondhand selling QUEEN Jessica Ricci. Why you may ask? Because that's what today's episode is all about! This is one of Jess' side hustles and she couldn't wait to share her tips with you on how to convert that stuff laying around into cash. But in true SOTM style, the girls also go headlong into a chat about the post-pandemic landscape that has really spurred on the growing secondhand economy we find ourselves in now. Listen in and take note!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Frontline Worker With A Heart Of Gold

Sun, 07 Aug 2022 19:00:00 +0000

She is a frontline emergency services worker who has been though it all. Last year she lost her partner to cancer and was medically discharged from her job due to PTSD. And now she's navigating the complexities of the settlement of her partner's estate, work cover and so much more. We can't wait for you to meet this incredibly strong member of our community.

This episode contains discussions about physical and mental health, death and grief. If these are tough topics for you, perhaps give this episode a miss.

Contact Lifeline if you need support: 13 11 14 or online here: https://www.lifeline.org.au/

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 6 August

Sat, 06 Aug 2022 02:00:00 +0000

Join Victoria Devine and Mitch Churi on She's On The Money Radio today for Super Saver Saturday, with some tips to help you keep your cash! Our Money Dilemma this week is from Anna who wants some tips on how to get her partner to start budgeting and saving. Plus, A former playboy bunny has revealed she didn’t actually make any money from the first season – they did it for free… would you work for free? The team unpack this. And, have you ever seen somebody asking way too much for something on Facebook Marketplace? We’re playing Tell ‘Em They’re Dreaming!

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Rate Rises & Property Plummets!

Thu, 04 Aug 2022 19:00:00 +0000

As ever we round out another week in true SOTM style by wrapping the week that was, celebrating your money wins and losses, and answering a Money Dilemma about merging bank accounts with a partner.

Plus, rising interest rates, falling house prices, what on EARTH is going on and how do we feel about it? The gals talk through this confusing push and pull in the market!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

How to Value & Pick Shares

Tue, 02 Aug 2022 19:00:00 +0000

On today's episode we unpack the acronyms; from P/E, PEG and P/B ratios, to Fundamental and Technical analyses we go headlong into ways to help you value and pick shares!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Loungewear to Paralegal

Sun, 31 Jul 2022 19:00:00 +0000

She's a young law student who is in the final year of her degree and works as a paralegal. Today's Money Diarist shares her story of transcending minimum wages and a poor work environment, to starting her own loungewear business on the side of her legal career. She's a real go-getter and we can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 30 July

Sat, 30 Jul 2022 02:00:00 +0000

It's Satur-yay with Victoria Devine and Mitch Churi on She's On The Money Radio!

As ever we've got Super Saver Saturday with more tips to help you keep your cash, and our Money Dilemma this week is from Wendy who wants a pay rise.

Have you ever seen somebody asking way too much for something on Facebook Marketplace? We’re playing Tell ‘Em They’re Dreaming! Plus...we've all got guilty pleasures right? We hear from you about things that you just can't resist splashing your cash on.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Pandemic Office Politics

Thu, 28 Jul 2022 19:00:00 +0000

Here at SOTM we love Fridays because it's the time of we reflect on the week that was, commiserate/celebrate your Money Wins, and answer your Money Dilemmas! This week we answer a dilemma all about how to celebrate the little wins in life.

Plus, the gals dig into a juicy chat about productivity in the office. Should the "working from home" flexibility brought on by the pandemic continue? Are there implications for not being "seen" around the watercooler? Listen into this interesting chat!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Insurance Q&A

Tue, 26 Jul 2022 19:00:00 +0000

On this episode we go deep into questions from the community all about insurance. From understanding what insurance is covered inside your Super, to personal and income insurance, or how to know if you're paying for things you don't need, plus so much more!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Livin' La Vida Limbo

Sun, 24 Jul 2022 19:00:00 +0000

She is happy, healthy, working towards her goals and is very grateful, but over the past 12 months, she's subconsciously hit autopilot and yearning for positive change. How can she combat complacency, and what's at the root of it all? Find out on this Money Diary!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap -

Sat, 23 Jul 2022 02:00:00 +0000

Join Victoria Devine and Mitch Churi to roll into your weekend right on She's On The Money Radio!

On today's show we've got Super Saver Saturday, and our Money Dilemma this week is from Bronte who wants some tips on Paid Parental Leave. Plus, with the news media stressing us all out with interest rates and cost of living, we’re going to debunk some of the headlines in a new segment Calm Ya Farm!

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Big Surprises, Bank Mergers & Spending Addiction!

Thu, 21 Jul 2022 19:00:00 +0000

You know it's Friday when the girls get together to unpack the week that was, celebrate your money wins AND dive headlong into a Money Dilemma all about spending addiction!

Plus this week, they unpack the implications of the announced merger of ANZ and Suncorp Banks. And, Jess has a BIG surprise for Victoria. What is it? You'll need to tune in to find out!

Here are some links we mention in today's show:

Victorian Power Saving Bonus

National Debt Helpline

She's On the Money Budget Template

Pre Order Victoria's New Book!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Travel Savings Hacks

Tue, 19 Jul 2022 19:00:00 +0000

After long last travel is back on! But with the exchange rate poor and fuel prices high, travel may be out of reach for most of us. So we want to give you some travel saving hacks on today’s episode. From the cheapest time to book flights, to rentable routers and more…you name it, the girls have the downlow!

ICYMI, listen back to our full episode on Travel Insurance from last week too!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Public Housing to 10k a Week as a Sex Worker

Sun, 17 Jul 2022 19:00:00 +0000

This week's Money Diarist has a loving and supportive husband, kids and is making bank earning between 5-10k per week as a sex worker. The pandemic meant she had to pivot her in person business to online, which absolutely flourished. In this fascinating episode, she shares her story of growing up in public housing, being a single mother, and some of the tricky sides of the business she loves so much. We can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 16th July

Sat, 16 Jul 2022 02:00:00 +0000

Join Victoria Devine and Mitch Churi to roll into your weekend right on She's On The Money Radio!

On today's episode Victoria will give you tips on how to keep more bucks in your bank account with Super Saver Saturday. Plus, if you’re struggling with your cash flow and got yourself in a bit of a situation, hit us up at She’s On The Money Socials with your Money Dilemma! This week, Karina wants some tips on how to avoid scammers using text messages. We also hear about your Guilty Pleasures. And, have you ever seen somebody asking way too much for something on Facebook Marketplace? We’re playing Tell ‘Em They’re Dreaming!

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: A BNPL Regulation Conversation

Thu, 14 Jul 2022 19:00:00 +0000

Happy Friday! Kick back with the ladies as we wrap the week, celebrate some excellent money wins, and chat about the latest news from over the ditch in New Zealand that Afterpay is now available on alcohol sales. Strap in for a regulation conversation between the gals! Plus we answer a Money Dilemma about how to get over trauma post bankruptcy.

If you or anyone you know needs support, here are some places than can help...

Beyond Blue

The National Debt Helpline online or phone: 1800 007 007

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Talking Travel Insurance

Mon, 11 Jul 2022 19:00:00 +0000

With travel finally back on the cards, today we unpack travel insurance! Why do you need it, what level of cover should you consider, and what are some important things to remember when driving a car overseas or trying to safeguard yourself against Covid catastrophes? Dive into today's episode to find out.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: An Uber Hard Working, Business Owning, Mother To Be!

Sun, 10 Jul 2022 19:00:00 +0000

She's a new Australian citizen with multiple small businesses on the go, is a driver partner for Uber, PLUS she has a baby on the way! With lofty ambitions, this delicate balance has her well on her way to achieving her financial dreams. Who is she?

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Live 3rd Birthday Extravaganza!

Thu, 07 Jul 2022 19:00:00 +0000

To celebrate She's On the Money's 3rd birthday, we threw a party! So join us for this very special episode as we LITERALLY kick back with the girls...and you, bev in hand and celebrate your money wins, catch up on what's been happening in the community, and solve a bunch of Money Dilemmas asked live in person from our gorgeous community!

Thank you so much to everyone who came along to celebrate with us, it was such a special night and so wonderful to meet you all! We can't wait to get out and do more live events, so keep your eye peeled for the next one.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

What is a Bear Market?

Tue, 05 Jul 2022 19:00:00 +0000

With the ASX having lost approx. 10% of it's value over the past financial year and investor confidence down, we are officially in a bear market! On this episode, we dive head long into the causes and effects of this current state of affairs and what may lie ahead. We look at what a bear market is, what it means for us, and why we are in one.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Staying Financially Afloat & Living On A Boat!

Sun, 03 Jul 2022 19:00:00 +0000

It's time for our favorite part of the week again, where we get to meet a community member! This week; she learned the value of money early on when both of her parents retired young. Now, she is gearing up for a life afloat, and is moving onto a boat with her partner to save money. She's hard working, dedicated and definitely thinks outside of the box, we can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: "Stable" Coins, Crypto Horses and more!

Thu, 30 Jun 2022 19:00:00 +0000

Happy Friday...the gang is back together and boy do they have a convo for you! As usual the team celebrate your money wins, recap the week, and this week's Money Dilemma about Finder's Earn really opens up a BIG conversation! Hear the team's thoughts on "stable" coin, deceptive marketing and the nature of a guaranteed investments.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Let's Simplify Tax Time!

Tue, 28 Jun 2022 19:00:00 +0000

Feeling overwhelmed at EOFY? Don't worry, we've got your back! In this episode we give you tips and tricks to simplify tax time; from some of the most surprising things you can claim, to what you should do if you have investments. Victoria and Georgia will have you rolling into the new financial year full of confidence!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Single Mother Of 3 Moving Into An Abundance Mindset

Sun, 26 Jun 2022 19:00:00 +0000

With her grandmother's words still ringing in her ears this Money Diarist is learning to shift from a scarcity to abundance mindset. She came to Australia at 16 and became a single parent at 19. By choice she continued on her journey as a single mother, now with 3 kids. Not only is she kicking goals but changing her mindset along the way! Who is she? Find out on this episode of Money Diaries.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 25th June

Sat, 25 Jun 2022 02:00:00 +0000

Bring the yay to your Saturday with Victoria Devine and Mitch Churi on She's On The Money Radio! You’ve probably seen different places that offer you freebies on your birthday… well we’ve got a list of them for you to make your next birthday a great one! Plus, if you’re struggling with your cash flow and got yourself in a bit of a situation and need some advice, hit us up at She’s On The Money Socials for Money matters. This week we look at when’s the best time to book accommodation for a holiday? If you know when to book, you can save hundreds.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Valuing Our Frontline Workers

Thu, 23 Jun 2022 19:00:00 +0000

Another week is at its end and that means it's time to kick back with the girls for a wrap of the week, to celebrate and commiserate your Money Wins/Losses and solve a Money Dilemma! This week it's all about the HELP loan and the indexation rate.

And with different states announcing a one off cash payment for frontline healthcare workers, the girls wax philosophical on the way society values some of our hardest working and most underpaid workers.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

5 Finance Books That Will Change Your Life

Tue, 21 Jun 2022 19:00:00 +0000

On this episode Victoria shares 5 finance books that will change your life! She breaks down their philosophies, tips and different approaches to money and mindset in this special SOTM Book Club episode.

You can preorder Victoria's new book here!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Big Below Deck Vibes!

Sun, 19 Jun 2022 19:00:00 +0000

After a leave of absence to chase her dream of being a yachtie in France, she came home exhausted (but well remunerated) to return to work as a physio and continue to smash her financial goals! Just wait to you meet this week's Money Diarist.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 18th June

Sat, 18 Jun 2022 02:00:00 +0000

Victoria Devine and Mitch Churi bring you another Super Saver Saturday, where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. And this week on Money Matters, what should you do if you come into a massive sum of money? We hear from a listener about their experience. Plus, everybody loves the honeymoon period of a new relationship…but at what point do you start talking about money? We discuss the best way to bring it up with a new flame.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Another Big Bank On The BNPL Bandwagon!

Thu, 16 Jun 2022 19:00:00 +0000

Happiest of Fridays angels! Join us for the best way to end the week and another episode of Friday Drinks! We wrap the week, celebrate your Money Wins and commiserate the losses, plus the ladies answer a sticky Money Dilemma about transitioning from fortnightly to monthly pay. Submit your Money Dilemma here.

Plus there's more buy now, pay later chat to be had with NAB jumping on the bandwagon! The ladies discuss the ins and outs and speculate on whether this is bad or could help with further regulation of the BNPL industry as a whole.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Is Your Side Hustle Tax Compliant?

Tue, 14 Jun 2022 19:00:00 +0000

Today we are talking about two little words hot on everyone’s lips over the past few years...SIDE HUSTLE! We give you some tips, tricks, and living examples to make sure you aren't crying at tax time over the extra cash you've worked so hard for!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Achieving Her Goals with Borderline Personality Disorder

Sun, 12 Jun 2022 19:00:00 +0000

Having moved to Australia from The Philippines 5 years ago, this incredible Money Diarist was diagnosed with Borderline Personality Disorder. Hear how she discovered, and deals with this day to day in amongst her busy career, planning for a wedding and managing her finances. We're so grateful that she shared her experiences and truth with our community, and if you're struggling please check out some resources listed below.

Warning: Today's episode contains discussion of self harm, sexual assault and mental health issues.

If you or anyone you know needs support for anything discussed in today's episode, here are some useful resources:

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 11th June

Sat, 11 Jun 2022 02:00:00 +0000

Welcome back to another SOTM Saturday with your money expert Victoria Devine and Mitch Churi.

Groceries, petrol, real estate – everything costs way too much right now. So today we’re playing "The Price Is Wrong" going through everything that’s so much more expensive than it should be! Plus join us for Super Saver Saturday where Victoria gives you some sneaky tips on how to keep more bucks in your bank account. And If you’re struggling with your cash flow and got yourself in a bit of a situation and need some advice, hit us up at She’s On The Money Socials for Money Matters. This week, what should you do if a friend hits you up for a loan?

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Life's About To Get Even More Expensive!

Thu, 09 Jun 2022 19:00:00 +0000

In good news Victoria is back for this Friday Drinks episode! But in bad news the RBA has lifted the official cash rate for the second time in just over a month, which means life is about to get even more expensive! So the girls discuss the ins and outs of this decision.

And as ever they wrap the week, celebrate your Money Wins AND answer a Money Dilemma all about paying tax overseas. You can submit your Money Dilemma here.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

Tax Season: How To Look At A Company's Financials

Tue, 07 Jun 2022 19:00:00 +0000

It’s reporting season for all around the land, and so on this episode Victoria and Georgia talk about how to read a dividend statement, report any income from shares, and what you need to look at in company’s financials.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Hard Worker With A HUGE Heart!

Sun, 05 Jun 2022 19:00:00 +0000

We cannot wait for you to meet today's Money Diarist! As a kid from a low income background on a scholarship at a private school, she never felt like she fit in, but early on she formed an appetite for very hard work. Now, with four kids including two of her own, and two more she is a joint kinship carer for, she's juggling fulltime work, family and study. And did we mention she has a heart of gold?

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 4th June

Sat, 04 Jun 2022 02:00:00 +0000

It's Satur-yay and that means more ways to save with the She's On The Money Radio Show with Victoria Devine and Mitch Churi! This week Victoria gives some hot tips on topping up your super before tax time. And we hear your lifestyle hacks from your student, low budget years.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Another G & J Fri-yay

Thu, 02 Jun 2022 19:00:00 +0000

With V still away, it's Friday again with G & J! As ever, we delight in your Money Wins, wrap the week, answer a Money Dilemma all about Savings Burnout (submit a dilemma here).

AND with some exciting things coming up in the SOTM community the girls give you the downlow on all that's happening.

Check out TLC for Kids' Instagram here.

The competition to attend She’s On The Money's 3rd birthday event has now closed.

See omnystudio.com/listener for privacy information.

Understanding Income Guilt

Tue, 31 May 2022 19:00:00 +0000

On this episode we unpack income guilt. Closely related to spending guilt, it's a relatively new term, but not a new experience. And while it can be a reaction to socio economic inequality, it is very often a result of your money story and background. Join Georgia and Jess as they look at the causes, constraints and commonalties of income guilt.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Single Mum On Welfare With A Foot In Each World

Sun, 29 May 2022 19:00:00 +0000

Today's community member is a single mum who lives on welfare and gets by with a stack of tiny side hustles. She shares her story of battling for custody and keeping her head above water, while trying to prioritise quality care and time with her daughter.

Warning: this episode contains discussion of domestic violence

If you or anyone you know needs support:

Phone: 1800RESPECT

Or head to: https://www.respect.gov.au/services/

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 28th May

Sat, 28 May 2022 02:00:00 +0000

Happy SOTM Saturday! This week on the She's On The Money Radio Show hear which guilty pleasures Victoria Devine and Mitch Churi cannot live without. Plus, we've got another Super Saver Saturday where Victoria gives some sneaky tips on how to keep more bucks in your bank account. And this week on Money Matters 11 year old Ben wants some advice on getting into the stock market .

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: A Special G&J Q&A!

Thu, 26 May 2022 19:00:00 +0000

With Victoria away sick, we bring you a special G&J Q&A Friday Drinks this week, where the girls answer your burning, and quite personal questions! And as ever we celebrate your Money Wins and wrap the week of all things SOTM. We don't address a Money Dilemma this episode, but you can submit one here.

See omnystudio.com/listener for privacy information.

Property Pressure: Buy Now Or Wait?

Tue, 24 May 2022 19:00:00 +0000

When considering purchasing property it is so easy to get caught up in media hype and fall into other people's ideas of what we should aspire to. In this episode we discuss the current state of the property market, check our values and how they align with external pressures in society. We'll give you some things to consider when deciding whether to purchase property. Do you do it now or wait to save a deposit? We’ll talk inflation, available grants, increased land value and so much more.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The Life and Finances of an Undercover Cop

Sun, 22 May 2022 19:00:00 +0000

After working as a covert operative (undercover) Police officer, this Money Diarist felt burnt out and took 7 months leave without pay. So she started her own business AND bought a van to travel round Australia. Having since retuned to work, and selling her business for a profit, she has her sights set on new things. Listen in to hear her amazing journey.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

She's On The Money Radio Recap - 21st May

Sat, 21 May 2022 02:00:00 +0000

Welcome to the first ever episode of the She's On The Money Radio Show! Victoria Devine and Mitch Churi refuse to be upstaged by a democracy sausage/Federal Election day and bring you an hour of radio power with some Super Saving tips to keep more bucks in your bank. And if you’re struggling with your cash flow and need some advice, hit us up on the She’s On The Money Socials for Money Matters. Plus who doesn’t love a bargain on Facebook Marketplace? Tune in to hear what Victoria thinks of Mitch's latest haul.

All this and so much more on She's On the Money Radio!

You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Picking Apart Party Promises

Thu, 19 May 2022 19:00:00 +0000

Amidst the slings and arrows of a Federal Election countdown it is easy to zoom in on particular political promises. On this Friday Drinks, the girls zoom out on the pomp and promises, and Victoria does the math on a certain headline policy around withdrawing Super to purchase a first home. PLUS, as ever we recap the week, celebrate your money wins and answer a Money Dilemma about salary sacrificing!

See omnystudio.com/listener for privacy information.

Budgeting For A Wedding

Tue, 17 May 2022 19:00:00 +0000

Here at She's On The Money, we LOVE a wedding but you'd be hard pressed to find another major life event that combines all of our aspirations, dreams, family and social pressures, traditions and expectations into one VERY costly package! They can quickly turn into anxiety riddled harbingers of debt, instead of a beautiful transition into the next phase of life. So on this episode we unpack the context, complications and costs of the big day.

What's the history of marriage? What kinds of things do we forget to include in our budget? How does the day get so stressful? Listen in to find out.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: An Executive with Social Justice In Her Heart

Sun, 15 May 2022 19:00:00 +0000

This Money Diarist will get you motivated to step up for a seat at the table. As the first in her family to get a degree, she became an Executive for a not for profit as a single mother with a 6 year old daughter. By the time she left her "dream job" it had a staff of over 200 people and she oversaw a budget of close to 30mil. We can't wait to share her special story with you!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: RBA Rates & A Wild Goose Chase!

Thu, 12 May 2022 19:00:00 +0000

You know what Friday means? That's right, it's time we kick back and roll through this week's episodes, celebrate your money wins, solve a Money Dilemma (which you can submit here by the way), and talk about what's been in the news. But this week, guess which member of the team took matters into her own hands and went on a WILD goose chase to remedy the situation? You'll have to listen to find out!

And with the recent RBA rates announcement, the girls drill down on its implications and effects.

See omnystudio.com/listener for privacy information.

Having Difficult Conversations With Your Boss

Tue, 10 May 2022 19:00:00 +0000

One of the most common questions we get from our community is how to have that tricky conversation with your boss. So on this episode we talk about common workplace complaints, how to research and negotiate a pay rise and how to be more assertive. We also touch on discrimination laws in Australia and the fair work commission, with some resources you can lean on if you have experienced discrimination, harassment or unsafe conditions.

Here are some useful links:

Fair Work Commission

Attorney General's Department: Australia's Anti-Discrimination Law

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Phoenix Rising From The Ashes

Sun, 08 May 2022 19:00:00 +0000

This Money Diarist left us utterly speechless! Having survived an abusive relationship, she was lumped with $120,000 in debt on credit cards she didn't even know existed. It took 7 years and ended up costing her $250,000, but she is finally debt free. And you'd better believe she is living her best life; in her dream job, as a home owner, with a wonderful partner AND with a successful side hustle. Oh...and she may even out-game the SOTM girls when it comes to a good spreadsheet!

Warning: this episode contains discussion of domestic violence

If you or anyone you know needs support:

Phone: 1800RESPECT

Or head to: https://www.respect.gov.au/services/

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Interest Rates, Inflation &....Horses? Oh my!

Thu, 05 May 2022 19:00:00 +0000

Hey hey it's Friday! As per usual we celebrate you and your successes, recap the week AND answer a Money Dilemma all about how interest rates affect your bank account. By the way, you can reach out to us with your Money Dilemmas here!

AND in the midst of this RBA rate hike, election countdown kerfuffle of a week, the ladies kick back for a chat about HELP debt, the CPI index, inflation and so much more!

See omnystudio.com/listener for privacy information.

What Is The Difference Between Investment Platforms?

Tue, 03 May 2022 19:00:00 +0000

With so many people in ours and the broader community starting their investment journeys, now has never been a better time to brush up our investment literacy. On this episode we look at different kinds of investment platforms; what's the difference between micro investing and a share trading platform? How do you even review and compare different platforms? What is Robo Advice? Listen in to find out!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 3 jobs, 3 kids and she is GLOWING!

Sun, 01 May 2022 19:00:00 +0000

Welcome back to another Shopback Money Diary Monday with one of our inspirational community members! On this episode we meet a woman who is on the serious hustle juggling 3 jobs, with 3 kids and is working SO hard to build her assets and maintain her financial security. We can't wait for you to meet her!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Talking the Twitter Takeover!

Thu, 28 Apr 2022 19:00:00 +0000

Welcome to Friday honeys! On this episode recap the week, like what is an axo-De facto anyway? And of course we celebrate your Money Wins. We also answer a Money Dilemma about saving vs investing. Meanwhile, we have a shiny new way for you to send us YOUR Money Dilemmas, check it out here!

And it wouldn't be Friday without the gals have a good old vent, and with Elon Musk taking over Twitter you'd better believe there are feelings to be had!

See omnystudio.com/listener for privacy information.

Protecting Your Assets in a Relationship

Tue, 26 Apr 2022 19:00:00 +0000

On this episode we dive into the ins and outs of asset ownership and protection in a relationship. What are the legal implications of being in a De facto relationship and how does this effect your financial situation? Listen in to get the skinny!

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From Centrelink to a 6 figure business!

Sun, 24 Apr 2022 19:00:00 +0000

What can we say about this week's Money Diarist except...WOW! In 4 short years, and still at the tender age of 22 she has no debt, owns her own home, has developed a 6 figure hospitality business all while working her freelance copywriting business on the side. Prepare to be inspired! She also gives blood and currently the Red Cross are seeking donors.

You can get more info here

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Afterpay is in HOW much debt?!

Thu, 21 Apr 2022 19:00:00 +0000

Celebrating Friday with another wrap of this week's episodes; from the Money Diary of a Diesel Mechanic, to budgeting for charitable and philanthropic giving. Plus YOUR money wins and a listener question about investing when not an Australian citizen. And the ladies dive into a juicy chat about Afterpay's latest financial report that reveals the company are in massive debt!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

Charity & Philanthropic Budgeting

Tue, 19 Apr 2022 19:00:00 +0000

All of us have donated money in one way or another. The ways to support charities and philanthropic organisations have evolved to integrate our moral compass with our spending habits or lifestyle focus. But how do we decipher where our money should go, and how to budget for it? In this episode we go though on the ins and outs, some considerations and context of charity and philanthropic budgeting.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: No degree, but on the way to 140k!

Sun, 17 Apr 2022 19:00:00 +0000

Happy Easter Monday honeys, and what a treat of a community member we have for you on this Money Diaries episode! She is a young woman working as a diesel mechanic in the male dominated mining sector, and with no degree under her belt, is already smashing her financial goals. Find out what makes her tick.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Playing god with the stock market

Thu, 14 Apr 2022 19:00:00 +0000

A very good Fri-yay to you angels! We are extra pumped on this ultralong weekend edition of Friday Drinks and as usual, share your money wins, answer a listener question about setting up Legacy Funds and give our wrap of the week. Also Elon has been busy buying up Twitter shares and you'd better BELIEVE that the girls have thoughts about this!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

Managing Spending Guilt

Tue, 12 Apr 2022 19:00:00 +0000

On this episode we unpack the all too common feeling of spending guilt! Is it different to other forms of guilt? Why do we feel it AND what do we do about it? Listen to this episode to find out more on the prevalence and purpose of this particularly icky, but entirely manageable experience!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A leave of absence to find her dream job!

Fri, 08 Apr 2022 19:00:00 +0000

This powerhouse community member realised that she was climbing a ladder that was not right for her, so after a leave of absence and some serous soul searching, she redefined that ladder and is scaling amazing new heights!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: We talk the latest "Credit Card"/Influencer combo with Glen James

Thu, 07 Apr 2022 19:00:00 +0000

Happy Friday! This week it's the gang plus 1 as we're joined by our friend Glen James from My Millennial Money for hot takes on this week's episodes, your money wins and to answer a listener question. Plus, have you heard about the latest influencer/"credit card" combo?! Well, we definitely have thoughts and feelings about this spicy situation, so don't miss it!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

What is Ethical Investing?

Tue, 05 Apr 2022 19:00:00 +0000

On this episode we unpack the complex and very personal world of ethical investing. We talk its history, purpose, the difference between sustainable, impact and ethical investing, how it stacks up compared to other forms of investing and SO much more!

We’re so grateful to be working with our friends at Sharesies to create more investing content in 2022. Use the code SOTM when you sign up and you will get $10 in your account ready to invest! Head to Sharesies.com.au to snag your bonus! Terms and conditions apply.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: An open heart and an open book!

Sun, 03 Apr 2022 19:00:00 +0000

This gorgeous community member went though several open-heart surgeries as a child and inherited a fair bit of anxiety around money due to her family situation at this time. Now that she's a hard working, hard saving nurse, she wants to know what financial stability looks like for someone at 27 years old.

Warning: this episode contains discussion of sexual assault.

If you or anyone you know needs support:

Phone: 1800RESPECT

Or head to: https://www.respect.gov.au/services/

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: The Federal Budget 22/23

Thu, 31 Mar 2022 18:00:00 +0000

In the highly politicised environment of an election year Federal Budget, we bring a special Friday Drinks to start to wrap our heads around the promises, the pitfalls and the palaver! Plus of course we give a wrap of the week and share YOUR money wins.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523

See omnystudio.com/listener for privacy information.

Growth vs. Dividend Investing

Tue, 29 Mar 2022 18:00:00 +0000

Half of Australians now own shares, and so today we're looking at the difference between Dividend and Growth Investing. Is it like comparing apples and oranges or Gucci and Kmart? What makes this such a sexy topic? Well...take a listen to find out!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

From the 9-5 to Gardening & Sex Work!

Sun, 27 Mar 2022 18:00:00 +0000

This beautiful community member left a toxic 9-5 job to get into gardening and sex work. With covid hitting, she went back to study! How can she keep building her financial stability and savings goals in the face of an irregular income? Let’s find out!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: A Finfluencers Regulation Conversation!

Thu, 24 Mar 2022 18:00:00 +0000

This week ASIC have announced that Finfluencers who do the wrong thing will face up to 5 years in jail or a million dollar fine, and we have A LOT TO SAY. We talk about the important and valuable landscape in which responsible Finfluencers operate, the unsolid ground that this whole space now stands on and we attempt to clarify a few points!

Here's a link to ASIC's information as discussed on the show: https://asic.gov.au/regulatory-resources/financial-services/giving-financial-product-advice/discussing-financial-products-and-services-online/

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

Glen James and Victoria Devine answer YOUR questions!

Tue, 22 Mar 2022 18:00:00 +0000

My Millennial Money’s Glen James joins us for an extra special Deep Dive with Victoria as they answer YOUR questions! This episode is an absolute banger and packed with all sorts of tips about what happens when you inherit an estate? When is a good time to buy property given the current market? Glen also shares his money story, best and worse money habits, AND talks his new book Sort Your Money Out: and Get Invested, which you can buy with a tasty discount here: https://amzn.to/3szv3FR

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From debt and a horrible injury, to career pivot and a scholarship – who IS she?!

Sun, 20 Mar 2022 18:00:00 +0000

We can’t wait to share this beautiful person from our community who has worked through significant personal debt, AND suffered a harrowing workplace injury only to come though to study financial planning AND be offered a scholarship to finish her studies! What a time!

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: The U in Comm-U-nity

Thu, 17 Mar 2022 18:00:00 +0000

Happy Friday and on this special episode of Friday Drinks, we bask in our glorious community and share some amazing moments from our first EVER events for International Women's Day in Melbourne and Sydney!

With so many of you spread out all over the place, and with what a tough time it has been for so many lately, we wanted to bring you the vibe and some voices from our community who were able to join us for the events, and just say thank you! We were blown away with the response to the events, our amazing speakers, but most of all it was getting to meet you, see you forge friendships and hear your stories.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

The 5 individual shares that returned the MOST in 2021

Tue, 15 Mar 2022 18:00:00 +0000

Welcome back to our regularly scheduled Wednesday content, and what a welcome back it is - this week we're looking at the top-performing individual shares on the ASX in 2021, and why they made the cut. This isn't an advice episode (obviously! We never do that!) but rather an episode to more deeply discuss shares and what drives their performance! We hope you enjoy is as much as we enjoyed making it (which is a lot!)

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From being in hospital and just surviving 12 months ago, to THRIVING and earning six figures today

Sun, 13 Mar 2022 18:00:00 +0000

I bet you guys didn't see this coming, but this week's diarist is a GOODIE. From being in hospital 12 months ago struggling, to now thriving and earning six figures. WHAT.

Content warning: This week our diarist discusses the topic of eating disorders, and their journey with one. It's an important conversation to have, but if it's not one you're feeling like having today that's okay, know that we love you endlessly and are proud that you're putting your mental health first. We have heaps of other eps for you to devour! If disordered eating is something that you or a loved one is struggling with, please know that you're not alone. Our friends at The Butterfly Foundation and provide epic support for those with disordered eating and body image issues - find more info about them here - https://butterfly.org.au/

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

In Conversation: Kait Fenwick

Thu, 10 Mar 2022 18:00:00 +0000

Happy Friday angels! We hope you've been enjoying our International Women's Day content this week, but sadly it's coming to an end with this very last, very special interview with Kait Fenwick.

Kait is a transgender diversity and inclusion specialist, SOTM community member and public health student living in Muloobinba on unceded Awabakal Country. They're wildly passionate about equity in the context of health, dismantling exclusive organisational culture and centring the lived experience of historically underrepresented peoples within workplaces - what a special human! We love talking to Kait, and this interview is absolutely no exception. We hope you love them just as much as we do.

Here are all the brilliant resources mentioned in today's show:

Out For Australia: https://www.outforaustralia.org/

Trans hub: https://www.transhub.org.au/

Pride in Diversity: https://www.prideinclusionprograms.com.au/

Sisters Inside: https://www.sistersinside.com.au/

Find and follow Kait Fenwick here: https://www.instagram.com/kaitfenwick/ or here https://www.linkedin.com/in/kait-fenwick/

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

In Conversation: Jessica Quinn

Tue, 08 Mar 2022 18:00:00 +0000

Happy Wednesday angels, we hope you enjoyed our Monday In Conversation, and we're back with another one in honour of International Women's Day (or week, as we've decided!) Let us introduce you to the effervescent Jess Quinn who, in her own words, is quite literally a walking miracle. Her body has been completely restructured so that she could survive an aggressive cancer.

Jess's leg was amputated just before her ninth birthday, and she has had to adapt to living with a prosthetic leg. The challenges Jess has faced ever since have given her a unique outlook. Growing up, she felt alone in her difference, but she has learnt that the one thing people have in common is that we are all different.

She is on a mission to normalise 'different', speaking out on social media, creating diversity through her work as a model and helping people see we have a choice over how we respond to hardship and we just know that with this years IWD theme of Breaking the Bias you'll absolutely adore learning from her journey.

Buy Jess's Book "Still Standing: What I've Learnt From A Life Lived Differently": https://www.allenandunwin.com/browse/books/general-books/health-fitness/Still-Standing-Jess-Quinn-9781988547299

Instagram: https://www.instagram.com/jessicaemilyquinn/?hl=en

TikTok: https://www.tiktok.com/@jessicaemilyquinn?lang=en

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

In Conversation: Aunty Munya Andrews and Carla Rogers from Evolve Communities

Sun, 06 Mar 2022 18:00:00 +0000

HAPPY INTERNATIONAL WOMEN'S WEEK ANGELS! We know, we know - that's not a real thing. But we've decided it is this week because International Women's Day is just not enough for us. This week we're switching out our regular content with not one, but THREE epic chats, with THREE epic people we know you're going to learn a lot from. These people are absolute powerhouses and have voices that need to be heard.

In today's episode, we were absolutely honoured to be joined by Aunty Munya Andrews and Carla Rogers from Evolve Communities. Jess and Victoria sat down with them recently to chat and this is one of our most special episodes to date.

Evolve Communities provides highly interactive Cultural Awareness, Reconciliation and Allyship training. Their big 10 year goal is to inspire 10 million Allies to create a kinder, more inclusive Australia.

If you want to make a difference in the lives of Aboriginal and Torres Strait Islander Australians, but you’re not sure where to begin - perhaps you’re not confident communicating with Indigenous people or, feel held back by the fear of causing offence, you’re in luck.

Here are all the links we promised you during the show:

Evolve Communities Website: https://www.evolves.com.au/

Aunty Munya's Book "Journey into dreamtime": https://www.evolves.com.au/dreamtime-book/

How To Buy Black: https://www.evolves.com.au/how-to-buy-black-this-holiday-season/

Keep Showing Up After Jan 26: https://www.evolves.com.au/7-ways-to-keep-showing-up-after-january-26/

Practical Reconciliation book: https://www.evolves.com.au/practical-reconciliation-book/

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: is it okay to ask questions about my share portfolio right now?

Thu, 03 Mar 2022 18:00:00 +0000

The world is a tricky place for most of us to navigate at the best of times, but right now it's extra challenging for many of our community, but does that mean we shouldn't be asking insensitive questions like "what's happening to my share portfolio?" when others are going through far more traumatic things? Join J, V and G to discuss the ins and outs of caring for the world, while still ensuring you're safe in it.

Also, we'd like to share with you guys that we will be donating 20% of the profits from our She's on the Money IWD events next week to flood relief. We know that coming off the back of the past few years many people are doing it tough, and we've seen from conversations in our group that there are a number of people who want to help or donate but aren't currently in the position to. So this donation isn't from Victoria, or Georgia or Jess or even just from the SOTM team. It's from the SOTM community.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

Should you pay for your partners kid?

Tue, 01 Mar 2022 18:00:00 +0000

This week G + V breakdown the intricate and not so simple situation of managing a relationship with a partner who has a child/children. Should you be financially supporting them? Is that your responsibility, or is it theirs? Is it perhaps a joint responsibility? What if you haven't moved in together yet, what happens then?

Join us for a pretty pervy convo on how to have the discussion, but also to learn about some things you should be taking into consideration.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 25, a lawyer and has bought three properties with no guarantor

Mon, 28 Feb 2022 00:07:00 +0000

HELLO ANGELS and happy Monday! This week's diary is an epic one from a hustling young lawyer who's throwing the narrative that millennials can't buy property right in the bin. We adored our chat with her, and just know you're going to as well!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: bringing Friday vibes on a Sunday evening

Sun, 27 Feb 2022 09:50:00 +0000

Hello and Happy Sunday friends, Before we get into the usually upbeat Friday Drinks Podcast you know and love, we wanted to take a moment to acknowledge the devastating conflict taking place in Ukraine and send our strength and support to anyone with ties there. You may have noticed we paused our content on Friday - there was no pod, no presence on socials and no newsletter - as it didn't feel right to be getting up to our usual antics in the wake of such disaster. If you're feeling a little overwhelmed and you're unsure how to help, we encourage you to head to these resources which we found really useful. (link: https://www.globalcitizen.org/en/content/ways-to-help-ukraine-conflict/). Now let's get into today's show.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

How to treat an inheritance with the respect it deserves

Tue, 22 Feb 2022 18:00:00 +0000

Terrifyingly, we are on the cusp of a mammoth intergenerational wealth transfer, with Boomers expected to leave behind $224 billion each year in inheritances by 2050 - THAT'S SO MUCH MONEY. So we need to start talking now about what this means and how it works, because whether you've inherited $500, or $5 million - showing that money the respect it deserves is really important. So join us, as we discuss a number of hypotheticals, and also talk about a number of real-life inheritance stories.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: a self-described average money story

Mon, 21 Feb 2022 02:16:00 +0000

This week's beautiful SOTM member shares her story about approaching 30, getting through some soul-crushing personal debt and is finally seeing the light at the end of the tunnel. She's self-described her story as "average" but as we all know, there's no such thing as average when it comes to money stories. We hope you love this one as much as we did. Have the best Monday angels!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Have you watched the TinderSwindler?!

Thu, 17 Feb 2022 18:00:00 +0000

This week not only do we recap the week that was, but we answer a listener question about debt, and have a very important conversation about what we have learnt from the TinderSwindler that's trending at the moment - and no, it's not what you think.

Thanks to Superhero for helping us bring this episode to life! Check them out at https://superhe.ro/pr/sotm22 and they'll shout you a FTEC ETF when you fund your account with A$100 or more in your first 30 days.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

How you can make money in the sharing economy

Tue, 15 Feb 2022 18:00:00 +0000

This week G + V sit down to talk about all things related to the sharing economy. Whether it's Airbnb, ReleaseIt, Glamcorner or Uber - there's now an opportunity for everyone to make some extra cash!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: It took three years and $$$ to settle her dad's will

Sun, 13 Feb 2022 18:00:00 +0000

It took this money diarist three years to settle her dad's will because it was outdated, a really important message to hear.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: What's Ownhome?

Thu, 10 Feb 2022 18:00:00 +0000

WELCOME back to another Friday drinks! We've had a ripper of a week as a team, and this ep is HIGH energy because of it, we discuss the community wins (obviously!) answer a juicy listener question about managing your partners finances when they're just not as responsible as they want to be, AND we discuss the topic of the SOTM week - OwnHome and what it is.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

A beginners guide to refinancing your home loan

Tue, 08 Feb 2022 18:00:00 +0000

To refinance or not, that is the question. Is a super low-interest rate the most important thing to consider when potentially refinancing your mortgage? spoiler: it's not. Join V and G to talk all things mortgages and finance, whether you're in the market or not, this ep will have you spitting finance facts everywhere - and is valuable even if you've got a home loan.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 5 countries, a massive amount of debt and an epic story of transformation

Sun, 06 Feb 2022 18:00:00 +0000

This week Victoria's found an EPIC money diary in her Instagram DM's - and buckle up, it's a wild one, from being overwhelmed with consumer debt, living in FIVE different countries all before the age of 28... TO NOW HAVE A MASSIVE SAVINGS ACCOUNT AND HER DREAM JOB WHAT!!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: What's going on with inflation?

Thu, 03 Feb 2022 18:00:00 +0000

HIYA FRIENDS! Happy Friday! This weeks been a wild one, we had an epic money diary, a very topical discussion on Wednesday about relationship equity AND Victoria is about to dish the dirt on what's going on with inflation - what does this mean for your savings? Investments? MORTGAGES?

In other (very exciting according to Victoria...?) news, we have a very new, very shiny and VERY legit disclaimer for you - and we are counting down the days till G King is able to memorise these digits and read them without looking at the script. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

Equity vs Equality in your relationship, which makes the most sense?

Tue, 01 Feb 2022 18:00:00 +0000

This week we're talking about the highly debated topic of equity in your personal relationships and how just maybe, you shouldn't be splitting the rent 50/50 with your partner! Join G + V for this very spicy chat, and a lil bit of roll play to boot.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Managing chronic illness, becoming a mature age student AND saving for a house

Mon, 31 Jan 2022 00:36:00 +0000

HELLO ANGELS and happy Monday. Today's diarist is beyond inspirational. Having struggled with a mental illness for most of her adult life - and not having the ability to go to uni till later this diarist thought she'd never end up with a degree - ALAS she's studied Psychology, STARTED HER OWN BUSINESS, Saved enough for a house AND just landed her DREAM JOB. This ones a ride, and we are SO grateful our diarist shared so much with us.

CONTENT WARNING: This episode discusses eating disorders in-depth, so if this topic is something you'd rather not have in your ears perhaps give this episode a skip and we will see you next week!

If you or someone you know needs support with an eating disorder, please reach out to our friends at The Butterfly Foundation. Give them a buzz on Phone 1800 ED HOPE (1800 33 4673), chat to them online OR send them an email by visiting this link: https://butterfly.org.au/get-support/helpline/

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: BNPL being introduced to credit reports

Thu, 27 Jan 2022 18:00:00 +0000

HELLO AND HAPPY FRIDAY FRIENDS! This week we're answering listener questions, and chatting all about how Equifax are adding Afterpay data to it's credit reporting in the US. How long do you think it'll take before this gets adopted in Australia?!

See omnystudio.com/listener for privacy information.

Pet insurance, is it purr-fect for your situation?

Tue, 25 Jan 2022 18:00:00 +0000

If you're a fur parent, whether or not to have pet insurance is probably a question you've pondered previously. Some people swear by it, and others swear it's a waste of money - but the question is, do you need it, and what should you think about when weighing up your options?

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Clawing her way back from emotional and financial abuse

Sun, 23 Jan 2022 18:00:00 +0000

This week our diarist is SUPER EPIC. She's currently working her way back from an emotionally and financially abusive relationship with a parent, is a friend from across the ditch and has managed to start a business during all this hecticness. Honestly, we are in awe of her mindset, gratefulness and tenacity - everyone could learn something from this diary.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Gettin' the band back together

Thu, 20 Jan 2022 20:17:00 +0000

HAPPY FRIDAY PALS! The bands back together after being struck by the spicy cough. We chat about splitting bills with your partner based on equity, and then talk about what on earth is going on in the share market right now!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Power of Attorney: Who, what when where and how

Tue, 18 Jan 2022 18:00:00 +0000

Hello friends and HAPPY WEDNESDAY! This week we're breaking down the topic of Power of Attorneys - a topic you think you'll never need to consider when it comes to your financial life, but one that might just mean a whole heap more piece of mind for you and your family.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Welcome to book club

Thu, 13 Jan 2022 18:00:00 +0000

This week it's G and V on the Mics because our pal JRic is away with the spicy cough. We discuss the week that was, a few very exciting things happening in the Facebook community AND we welcome you to our newly founded (20 minutes before recording the show) Book Club. This week on Book Club, we're recapping The Richest Man in Babylon, by George S. Clason - a classic that's been around for more than 100 years.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

The 5 ETF's that returned the MOST in 2021

Tue, 11 Jan 2022 18:00:00 +0000

Today we're talking about the 5 ETF's that returned the most in 2021, because 2022 is the year we are going to become fluent in the language of investment together! Now before you dive right in, it’s VERY important to note that any episode we do on investment is NOT advice, but rather an open-ended conversation. Just because we discuss a particular product and its performance or underlying assets, does not mean we recommend it - you’d need personal advice for that - the purpose is for you to be even more educated, so you can have more informed conversations and make more informed decisions more often.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A redundancy, two home purchases AND a small business

Sun, 09 Jan 2022 18:00:00 +0000

This money story is epic. This weeks diarists parents came to Australia as immigrants and started from absolute scratch, and now our diarist has hustled her way through life, finding herself in a situation where she landed her dream promotion to only be made redundant the next week - which lead her to create her own small business, which you can check out here: https://dispenseaustralia.com/

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Investing while living overseas, criminal fraud and conspiracy

Thu, 06 Jan 2022 18:00:00 +0000

HELLO OUR LOVES! We are back for another year of Money Diaries and we are SO excited. This week we answer a listener question about investing while living abroad, and we discuss the spicy tail of Elizabeth Holmes, once Business Glamour Girl, and now convicted criminal. IT'S A WILD ONE GUYS, STRAP IN.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Reflecting on the year of 2021, setting goals for 2022

Tue, 04 Jan 2022 18:00:00 +0000

Happy New year angels, we are SO glad to be back for another year with you AND with our friends from Shopback. We say this because can you believe this is the THIRD year they've partnered with us for the first episode of the year?! ABSOLUTELY WILD, but also is a somewhat no brainer given how much you guys adore them. Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Changing savings habits to create more opportunity

Sun, 02 Jan 2022 21:44:00 +0000

WELCOME TO THE FIRST EPISODE OF 2022!!!! This week on the show we speak to a money diarist who's always been able to save when she needed to but didn't have any long term savings, now life is changing and IVF is on the horizon her money story has had to change to move forward.

This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Happy New Year friends!

Thu, 30 Dec 2021 18:00:00 +0000

IT'S THE LAST EPISODE OF 2021! The whole SOTM team are so grateful to have spent another lap around the sun with you guys, and can't wait to welcome in whatever 2022 brings - thanks for being so great friends!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

A deep dive on credit scores

Tue, 28 Dec 2021 18:00:00 +0000

This week we're deep-diving (again!) on credit scores, and what they mean for you in Australia - as there are SO many things floating around the internet at the moment about "improving your credit score via credit card" and that's just not the case! TLDR; here in Australia you DO NOT need a credit card, personal loan OR any kind of debt to give yourself a good credit rating. Have a gorgeous Wednesday angels!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: From a low income, abusive and challenging background to owning a home all on their own

Sun, 26 Dec 2021 18:00:00 +0000

This Money Diary is EPIC. Our Money Diarist grew up in a low income earning single parent family and has hustled her butt off to now be a home owner ALL ON HER OWN. How's that for taking your money story by the reigns and making it exactly what you want it to be!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: 'Twas the night before Christmas

Thu, 23 Dec 2021 18:00:00 +0000

We can't believe it's literally CHRISTMAS EVE, and at a time like this we are reminded of just how grateful we are for you. Thanks for supporting us, being part of the community and being all round legends - we genuinely can't articulate just how much it means to us. Join us for this xmas eve ep, where we chat money, life and all the epic things SOTM has done this year.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Top tips for tackling the boxing day sales

Tue, 21 Dec 2021 18:00:00 +0000

Right after Christmas Day comes Boxing day, and if you're in teh mood for some shopping, this is one of the days you might find yourself with more bargains to be had than usual - HOWEVER that doesn't mean that everything that's on sale is indeed a good purchase, so from the team here at She's on the Money here are our top tips for making the most of the Boxing Day sales and not getting sucked in by a good looking discount.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: saving 70% of their income and just purchased their first investment property

Sun, 19 Dec 2021 18:00:00 +0000

This week on the show we're talking to a 26 year old who's just purchased her first investment property after saving SEVENTY percent of her income, WHAT!

Thanks to our friends at Superhero for sponsoring today’s video! They’ve launched a partnership with Qantas Frequent Flyer to allow you to earn Qantas Points on eligible trades and up to 15,000 Bonus Points if you’re new to Superhero. Money win! https://bit.ly/SuperheroxSOTM

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: to split tips or to not, that is the question

Thu, 16 Dec 2021 18:00:00 +0000

This week we discuss all happened during the week, but also we discuss whether splitting tips is the expectation, or if you should keep them all yourself?

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Hosting a cost effective Christmas

Tue, 14 Dec 2021 18:00:00 +0000

The festive season isn't about how much you spend, it's a about who you spend it with. In this ep G + V chat about the many fun, festive and inexpensive ways you can celebrate on a budget.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Identity theft and fraud

Mon, 13 Dec 2021 03:00:00 +0000

This week on Money Diaries, Jess and V chat to a money diarist who had her identity stolen! She's back on track now (thankfully!) but does have a few tips and tricks to share with us!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: G King and Jric go rogue

Thu, 09 Dec 2021 22:47:00 +0000

This week G King and Jric decided to take Friday Drinks on solo without V! Kinda makes sense since last week Jric was answering questions like a pro, so V is not needed anyway!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

How to have a sustainable Christmas

Tue, 07 Dec 2021 18:00:00 +0000

When you think Christmas you probably think of presents, feasts and time spent with loved ones, but what happens when we take down the decorations and clean up after the big day? Turns out Christmas is one of the most unsustainable times of year, so today we’re talking about how we can do our bit to reduce the impact on the planet (and also our wallets in the process!)

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Two immigrants have completely changed their stories and call Australia home

Sun, 05 Dec 2021 18:00:00 +0000

Welcome back to another gorgeous Monday, and today we have an absolute banger - starting with a long-distance relationship, no job, no savings but the confidence to build a life together here in Australia - two immigrants are now applying for PR together, together have a six-digit investment portfolio and are planning on purchasing a home together HOW LUCKY WE ARE THEY WANT TO CALL AUSTRALIA HOME.. now let's learn from their story!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: what's going on with the share market? and Jess' brings EPIC Chrissy ideas to the table

Thu, 02 Dec 2021 18:00:00 +0000

It's Friday again my loves, and this episode was a goodie! We discuss what's going on in the share market at the moment and bring to the table a whole heap of Chrissy Present ideas if you haven't had time to think of what to get your loved ones this festive season!

Have a listener question you'd like answered on Friday drinks? Shoot through a voice memo (or even just an email if you're shy!) to podcast@shesonthemoney.com.au and you might hear it mentioned on the show!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

The twelve saves of xmas

Tue, 30 Nov 2021 18:00:00 +0000

GUYS, CHRISTMAS IS COMING! And Jessica Ricci has decided to shower you all with as much Christmas content as she can persuade us to create for you, because now it's officially December all bets are off. So join us, as we go through our top twelve savings tips for getting through the festive season.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: More than 30 part time jobs, and just learning to save

Sun, 28 Nov 2021 20:07:00 +0000

This weeks money diarist has had over THIRTY part-time and casual jobs to keep herself afloat but never had savings in her account, has lived through bankruptcy and has just found control when it comes to money!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Black Friday, and G and Jess forgot the listener questions

Thu, 25 Nov 2021 18:00:00 +0000

It's Friday, Friday, gotta get down on Friiiiidayyyy. It's George's first week bringing to community wins to the table, we discuss Black Friday and there's no listener question this week because Jess thought G was doing it, and G thought Jess was on the money - alas, neither were. SO if you've got a listener question you'd like us to answer please shoot us an email to podcast@shesonthemoney.com.au with your voice memo and you might find yourself on the show!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Debt agreements, what are they, and when should we consider one?

Tue, 23 Nov 2021 18:00:00 +0000

A debt agreement is a formal way of settling a debt you can't service without going bankrupt, but when should we consider one? This episode discusses what to do when you can't pay back what you owe and the consequences you will face if you choose to go down that path.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Growing up with privilege doesn't mean you'll always have wealth

Sun, 21 Nov 2021 18:00:00 +0000

This weeks diarist is a goodie as always, she grew up privileged with no budget, and now has less than $1000 in the bank - hear our diarists real and relatable story about how she's creating financial freedom for her and her family.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Dining out, variable income budgeting and V is ENGAGED!

Thu, 18 Nov 2021 18:00:00 +0000

It's Friday again friends, and we can't believe this week whipped around so quickly! We're chatting dining out, and how our pal V is FINALLY ENGAGED.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Rent to own properties, are they a good idea? (spoiler: no)

Tue, 16 Nov 2021 18:00:00 +0000

Property is the Great Australian Dream, and a topic we ALL love talking about - even if we don't want to own property ourselves. This week on the show G and V share the pros and the con's of rent to own property strategies, and why you might want to potentially avoid them.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Open heart surgery, unpaid leave and smashing uni

Sun, 14 Nov 2021 18:00:00 +0000

Happy Monday and WELCOME TO OUR 200TH EPISODE OF SOTM!! This week's money diarist hasn't had one but TWO open-heart surgeries, has spent thousands in medical bills and is smashing it at uni. We are so grateful we got to share this diarists story, and we know you'll love it.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Afterpay Money and Insurance Exclusions

Thu, 11 Nov 2021 18:00:00 +0000

Happy Friday friends! This week V has been pretty riled up about Afterpay's new collaboration with Westpac, and we discuss Life Insurance Exclusions that shouldn't be happening.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151

See omnystudio.com/listener for privacy information.

Five ways to stop impulse spending

Tue, 09 Nov 2021 18:00:00 +0000

Are you a bit impulsive when it comes to spending money? We've got you. Today we're dishing out our top tips on stopping impulse spending (and we have a bit of a rant about Afterpays decision to extend their offering to hospitality). G+V share with you their top tips and a few things that have worked for them! Are you a bit impulsive when it comes to spending money? We've got you. Today we're dishing out our top tips on stopping impulse spending (and we have a bit of a rant about Afterpays decision to extend their offering to hospitality). G+V share with you their top tips and a few things that have worked for them!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Surviving then thriving after sexual assault and chronic illness

Sun, 07 Nov 2021 18:00:00 +0000

Good morning friends! This week we've got a story that will inspire you, and break your heart at the same time. This weeks money diarist has been through far more than anyone ever should, but her perseverance, grit and intelligence will amaze you.

Content warning: this episode discusses rape, chronic illness and abuse. If you or someone you know is going through a situation like this, please don't hesitate to reach out to our friends at 1800RESPECT here: https://www.1800respect.org.au/ or, PLEASE never hesitate to drop into our DM's - we're just friends you haven't met in person yet and we're here for you.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: G and V take the wheel!

Thu, 04 Nov 2021 18:00:00 +0000

Happy Friday friends! This week G and V forgot that Tuesday was a public holiday here in VIC, so Friday drinks was left feeling a little lean BUT WE SMASHED OUT A KILLER EP ANYWAY.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151

See omnystudio.com/listener for privacy information.

Moving overseas, the financially responsible way

Tue, 02 Nov 2021 18:00:00 +0000

It's that time again - Wednesday deep dive time! In this episode V and G talk about how to plan your international gap year, or stint overseas without sacrificing the financial security of future you. Super, health insurance, tax - we cover it all in this episode so get your ears ready - because with the boarders now open, we have itchy feet!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Things can change in the blink of an eye

Mon, 01 Nov 2021 03:52:54 +0000

Happy Monday Angels! This weeks money diarist wrote in last week about saving for her first home with her partner, but things change in the blink of an eye that's not what her story now entails. Just a tiny content not here, we do discuss alcoholism and the impacts of this on relationships in this episode.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Check your Superannuation!

Thu, 28 Oct 2021 18:05:00 +0000

Happy Friday! We have a friendly reminder to check on your superannuation and make sure you're on track! Check out the Government Super Comparison Tool here.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Debt Prioritisation

Tue, 26 Oct 2021 18:05:00 +0000

Happy Wednesday lovers and friends! Debt can not only be super scary, but quite overwhelming. In this episode, V + G are chatting about the ways to pay off debt and prioritise how to handle it. If this is something that you're having trouble dealing with at the moment, you're always welcome to chat with our friends at the National Debt Helpline, who are real people doing real good things!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Late Blooming Law Student

Sun, 24 Oct 2021 18:05:00 +0000

Happy Monday Friends! Our Money Diarist this week has shared her story of growing up privileged but not without mental health and family struggles. And just a tiny content note we do mention Eating Disorders very briefly in this episode.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: The Victorian Homebuyer Fund

Thu, 21 Oct 2021 18:05:00 +0000

Happy Friday angel babies! We have an ep full of fun today - our young Jessica Ricci is looking at buying property sometime very soon, and V is going to break down the latest Government offering here in Victorian for young home buyers. You can assess your ability here.

We also talked about our friend Heather from the community and her new jewellery business which you can find @lovelinejewellery

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

The Impacts of Gambling

Tue, 19 Oct 2021 18:05:00 +0000

Happy Wednesday friends! Today we're talking about the effects of gambling in our community, how to recognise problem gambling and how to help a loved one in this situation. This episode might be a little triggering for some, so if gambling and how can can affect us is a bit difficult for you to hear about at the moment, we suggest giving this one a miss.

We refer to Gambler's Help and the National Debt Helpline many times in this eps as great places to start if you or someone you love need a helping hand or some advice.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Financially Free at 19

Sun, 17 Oct 2021 18:05:00 +0000

Our Money Diarist this week has been through a crazy life at the young age of 19! After becoming homeless to escape a toxic home life, she has shown exactly where drive and motivation can take you when you put your mind to it.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

BONUS EP: UBank CEO Philippa Watson

Fri, 15 Oct 2021 18:05:00 +0000

Happy Saturday Angels - and happy bonus episode day!! We have a special treat for you, our friends at UBank have been very generous to us (and to you guys!), so we'd love to give you a bit more of an insight to their company. Victoria and Toni are joined by Philippa Watson, UBank CEO to chat all things life, career, and of course, finance! Hope you love it x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: What's with AI Marketing?

Thu, 14 Oct 2021 18:05:00 +0000

Happy Friday sweet friends! We have a good juicy chat all around the latest MLM you might have seen on TikTok - and why you should be wary.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Community Q&A Part Two!

Tue, 12 Oct 2021 18:05:00 +0000

Happy Hump Day Friends! You loved our first Q&A, so we're here with some more questions for you!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A breakup and budgeting journey

Sun, 10 Oct 2021 18:05:00 +0000

Happy Monday Friends! Our Money Diarist this week is sharing how her breakup and motivation to go on a holiday kicked off her budgeting journey... by accident!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Financial break-ups

Thu, 07 Oct 2021 18:05:00 +0000

Happy Friday! TGIF, amirite?! Today V, G, Jess and Toni are chatting about Zuckerberg and how our finances affect our relationships.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

What's the deal with Parental Leave?

Tue, 05 Oct 2021 18:05:00 +0000

Happy Wednesday Angels! Today V and G are sharing the ins and outs of your rights surrounding Parental leave and who can apply and HOW to actually do it! Some handy links below!

G's podcast recommendation, The Fair Work Website resources, and Services Australia.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

https://intercom.help/sharesies-au/en/articles/5497762-sotm-10-top-up-terms-and-conditions

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Baby Budgeting

Sun, 03 Oct 2021 18:05:00 +0000

Happy Monday Angels! Our Money Diarist is sharing a very emotional rollercoaster of a story with us today, and announces something very exciting! And tells us all about her in-depth baby budgeting.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Hairs and Shares!

Thu, 30 Sep 2021 19:05:00 +0000

Happy Friday beautiful Starfish! A fun girl gang today chatting all things fees and shares and crypto! Happy weekend!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Community Q&A

Tue, 28 Sep 2021 19:05:00 +0000

Happy Wednesday Angel Pies! We popped a little thread in our Facebook Group for you to ask your questions and G + V have done their best to answer a few questions! To have a little look-see through the link V mentioned, you can find them here and here! You can also go to our website and submit a discovery form to chat with us.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: No degree & a 6 figure salary

Sun, 26 Sep 2021 19:05:00 +0000

Our Money Diarist this week shares her journey from money, to nothing, and back again - and not without a lot of hardwork. Hope you love it x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Update your address!!

Thu, 23 Sep 2021 19:05:00 +0000

Happy Friday angels! A formal reminder from VD to remember to update your addresses and personal info when moving or buying a new car etc - it could save you some REAL dollars!!! Hehe have a great weekend! x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Binding Financial Agreements Q&A

Tue, 21 Sep 2021 19:05:00 +0000

Today we're joined by Lucy Percy from Head and Heart Estate Planning to talk all things Binding Financial Agreements.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Moving to Thailand and living your best life

Sun, 19 Sep 2021 19:05:00 +0000

Happy Monday friends! Our Money Diarist today shares her tale of the 'standard life' and being 'seemingly happy' to going through a divorce and then taking the plunge on moving overseas.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Christmas Countdown!

Thu, 16 Sep 2021 19:05:00 +0000

Happy Friday chicken littles! Hope you're having a great week - it's 14 weeks til Christmas! I've calculated how much money you need to save weekly! You're gonna love it!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Teaching Kids About Money

Tue, 14 Sep 2021 19:05:00 +0000

A highly requested and SUPER informative ep by the money queens V + G themselves - plus input from our community. This episode truly has it all! We mentioned in this episode some resources for your littlies, which can be found here https://moneysmart.gov.au/teaching-kids-about-money and here https://helpkidslearnaboutmoney.com.au/

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Creating a new life in Australia

Sun, 12 Sep 2021 19:05:00 +0000

Happy Monday Friends! Our Money Diarist this week shares her story of coming to Australia with no English, how she has navigated her visas, and how she survives only being legally allowed to work 20 hours a week. A really incredible story that hopefully our community can relate to and feel inspired by if this is something you've always wanted to do!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Is it gravity, or something else?

Thu, 09 Sep 2021 19:05:00 +0000

Happy Friday delicious pumpkin friends! This week we get into a lot of science based discussion regarding gravity and electric bikes. It's a bit of a weird one, but come for the money wins and stay for the science chat, as I always say!!! Toni x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Is renting forever an option?

Tue, 07 Sep 2021 19:05:00 +0000

Buying property at the moment seems SO far away for so many of us, so we pick the brains of Victoria Devine to see whether there is potential wealth creation possibilities if we don't or can't buy property.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Recovering from Financial Abuse

Sun, 05 Sep 2021 19:05:00 +0000

Happy Monday, and Kia Ora Queens! We have a lovely Money Diarist from across the ditch in New Zealand! She's sharing her journey and money story of recovering from financial abuse by taking up full service sex work. It's a great listen, but as always, if you would like to give this one a miss due to the content nature, we will catch up next week!!!

If you or someone you know needs support through financial advice, they can call our friends at 1800 RESPECT, or have a look at their website.

If you have a great money diary you'd love to share with us, you can email us at podcast@shesonthemoney.com.au.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Accountability August Wrap Up!

Thu, 02 Sep 2021 19:05:00 +0000

Happy Friday, and happy September!! Our Accountability August challenge is over, and we get to share how we all went! We also talk about some great hard rubbish wins we've had, and would love for you to share in our facebook group!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

5 apps to spend 5 minutes on to make 5 dollars!***

Tue, 31 Aug 2021 19:05:00 +0000

***You may not make 5 dollars**** But I just wanted to sound fun! Today V and G chat about the apps you could get your hands on to make a bit of extra cashish that don't require super special skills like brain surgery or being the prime minister! (To be honest if you were able to perform brain surgery I'm not sure that should be demonstrated using an app? I'm actually not sure, let me fact check for you.) If you wanna get your hands on these bad boys, have a little listen to this episode, or check out Paw Shake, PureProfile, Fiverr, Airtasker.

If you love the pod, you're sure to love Shopback! You can use our code SOTM for a super special $10 cashback! https://app.shopback.com/aus/partner/SOTM

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

BONUS EP: Happy Equal Pay Day!

Mon, 30 Aug 2021 19:05:00 +0000

Happpyyyy Equal Pay Day to all of our community! We've taken this date in the calendar to talk about one of our fave things: equality! You'll love this little morsel of goodness from G + V today, and if you'd like to do any reading for yourself, we used all of the incredible resources made available by our friends at WGEA: Which you can find at https://www.wgea.gov.au/terms/equal-pay-day.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Change your life in only three chapters!

Sun, 29 Aug 2021 19:05:00 +0000

Happy Monday Angel Pies! Today our money diarist tells us how she experienced a lot of credit debt in her early 20's, and how she's come out of it to create her own dreams and smash her goals - all after reading three chapters of one book!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: What would you do with $1M?

Thu, 26 Aug 2021 19:05:00 +0000

You've got Victoria, Ryan and Toni this week, and we've got some stats about people who've won the lotto! We also have a look at some great money wins from our community, AND! If you've ever won a house, we'd love to hear from you! Email your Money Diary through to podcast@shesonthemoney.com.au.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

It's never too early to talk RETIREMENT

Tue, 24 Aug 2021 19:05:00 +0000

So, we get it, you're young and fun and cool, you don't want to think about your retirement yet!! But knowledge is POWER! And the things you do today can have a huge impact (bad, or good!) on your retirement. You can find the Compound Interest Calculator here! https://moneysmart.gov.au/budgeting/compound-interest-calculator

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 22, and a hefty inheritance

Sun, 22 Aug 2021 19:05:00 +0000

Ahhh, inheritances. The money we kind of don't want. Our money diarist this week shares the feelings around receiving an inheritance at such a young age, and the rollercoaster her life has been so far this year. Lots of love x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

BONUS EP: Food and Mood

Fri, 20 Aug 2021 20:00:00 +0000

SURPRISE! To be honest my loves, what else would we be up to in lockdown?! We've teamed up with our friends from My Millennial Health to bring you this fun bonus episode, and a little downloadable! Our special guest on today's episode is Jessica Spendlove, who is the co-host of My Millennial Health, the co-founder of Health & Performance Collective and coffee and wine connoisseur! You can find her on instagram @jess_spendlove_dietitian,

Make sure you head straight to our website and hit the freebies tab! Love ya x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Corn Flakes and Robot Vacuums

Thu, 19 Aug 2021 19:05:00 +0000

Happy Friday my blueberries! You're going to love this - you can win a ROOMBA!!! Head to our instagram to find out how. Sending lots of love to our friends across the plains, whether in lockdown or not, hope you're staying safe and sound! A fun one today that I hope brings a few laughs. Love ya x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Bankruptcy: Breaking The Stigma

Tue, 17 Aug 2021 19:06:00 +0000

We've all heard of bankruptcy, but I'm not sure any of us truly know what it means to go bankrupt, or who would even be eligible to do so! In this episode, V and Jess go through the ins and outs of Bankruptcy and share why it's actually an empowering choice you can make.

If you need a bit of help getting your finances on track, you can contact the National Debt Helpline on 1800 007 007. If you're interested in learning more, you can visit the AFSA website.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: A Cheating Husband and only $1700

Sun, 15 Aug 2021 19:05:00 +0000

Our Money Diarist this week is sharing the importance of trusting your gut and looking after yourself. After finding out her husband had been cheating on her and controlling her finances, she was left with $1700, and has come out the other side with 3 houses to show for it and a side hustle that would impress anyone. Love ya x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Superannuation Hacks

Thu, 12 Aug 2021 19:05:00 +0000

Friday has come around - and if you're like us and you're in lockdown - TGIF! We've got a great little superannuation hack for you guys. Love ya, stay safe xx

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Nailing a job interview 101

Tue, 10 Aug 2021 19:05:00 +0000

Have you ever wondered what EXACTLY is going through an employer's head during a job interview? Well luckily for you, we have Employer Extraordinaire Victoria Devine here, and we're going to crack her brain open and have a look! She's sharing all the tips and tricks for how to navigate and NAIL your job interview. If you fancy doing a bit of research beforehand, check out Glass Door (not sponsored - just good!!!)

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Sharing Money With Family

Sun, 08 Aug 2021 19:05:00 +0000

Happy Monday Friends! Today's Money Diarist has shared her story to reach out to the Asian Community of She's On The Money, and share her reality and why what some people think of as a burden, she sees as a gift and a privilege. Love ya x

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Accidental Sushi

Thu, 05 Aug 2021 19:05:00 +0000

Happy Friday my beautiful Pumpkin Seeds! We have a fun little ep including check-ins on the team and how they're faring with Accountability August. Love ya!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Consolidating Debt & Refinancing

Tue, 03 Aug 2021 19:05:00 +0000

Debt consolidation - what is it, how does it work and is it the right option for you? Today we unpack the pros and the cons of this method of debt management, including the impact it can have on your credit score.

If you need extra help figuring out if debt consolidation is right for you, chat to our friends The National Debt Helpline - 1800 007 007.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Side hustle turned full time job

Sun, 01 Aug 2021 19:05:00 +0000

Happy Monday friends! Our money diarist this week shares how she's made hay while the sun is shining, and how she's made turning her side hustle into a full time gig! Love ya x

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Accountability August!

Thu, 29 Jul 2021 19:05:00 +0000

Happy Friday lovely friends! We have an exciting little challenge coming: Accountability August! If you'd like to take part, you can join us at our Facebook group! Love you x

See omnystudio.com/listener for privacy information.

Moving on out (of home for the first time)

Tue, 27 Jul 2021 19:05:00 +0000

Moving out of home and need a hand managing the money side of things? We, sweet angel, have you covered. Join V+G as they discuss the ins and outs of how to prepare for this momentous step, including their top money saving hacks and the age old question - to live with friends or not to live with friends? We also spoke about the fab Dietititan Edition on the pod so check her out if you haven't already and be sure to have a look at our E-Cookbook packed with affordable, healthy recipies we think you'll love!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 26, trans and preparing for gender affirmation surgery

Sun, 25 Jul 2021 19:05:00 +0000

Hi friends - this Money Diary is an exciting one! We've been chatting with this Money Diarist for a while now and V and I super excited to deliver this personal and insightful look into their life. Below are a heap of resources and support network they have given us to share! Love you xx

Sock Drawer Heroes is an online store for gender expression for the trans, gender diverse and queer community based in Sydney, Australia.

https://sockdrawerheroes.com/

TransHub is ACON’s digital information and resource platform for all trans and gender diverse (TGD) people in NSW, our loved ones, allies and health providers.

https://www.transhub.org.au/

Black Rainbow is a national Aboriginal and Torres Strait Islander Lesbian, Gay, Bisexual, Transgender, Intersex, Queer, Sistergirl and Brotherboy (LGBQTI+SB) organisation in the pursuit of positive health and wellbeing for Aboriginal and Torres Strait Islander Lesbian LGBQTI+SB*

https://blackrainbow.org.au/

The Pride Centre, located St Kilda, is the first of its kind in Australia, built to connect the LGBTQIA+ community with essential services, including health, legal, financial and social connection.

https://pridecentre.org.au/

Hares and Hyenas is a community bookshop located in specialising in LGBTQIA+ titles.

https://www.hares-hyenas.com.au/

The Bookshop Darlinghurst is a community bookshop located on Gadigal Land specialising in LGBTQIA+ titles.

https://www.thebookshop.com.au/

Pony Club Gym is more than just another gym. It’s a big dream that hopes to integrate safety, education and this very important notion that ALL people deserve to have access to strength, fitness and wellbeing.

https://www.ponyclubgym.com/

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Second Hand Money Wins

Thu, 22 Jul 2021 19:05:00 +0000

Happy Friday angels! Last week we asked you guys to share your best second-hand money wins, and as always - you delivered!! If you're in lockdown right now, we are sending you so much love! Tag us on instagram and let us know how you're spending your lockdown, whether you're being productive, relaxing, or doing whatever you can to get by - please remember we love you very much and our DMs are always open! Love you x

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Financial Advisers: Who, What, When & How!

Tue, 20 Jul 2021 19:05:00 +0000

Okay - Listen up friendly friends! This is one we get a lot: How do I find a financial Adviser? How much does it cost? When should I see one?! And we answer all of those questions right here! You can also visit the Financial Adviser ratings website that Victoria mentions, or get in touch with our friends at the National Debt Helpline if you need it! Also don't forget you can always DM us on instagram with any questions.

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: No uni degree, and $212k

Sun, 18 Jul 2021 19:05:00 +0000

Hot diggity dog this is an empowering Money Diary! We love hearing stories from all walks of life in our money diaries and we love how this one shows the impact that will and determination can have on our lives, careers, and finances. Love you!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Rich CEO's and Cumquat Jam

Thu, 15 Jul 2021 19:05:00 +0000

Happy Friday Bambinis! Lots of fun wins from our community and a real insight into business and pay structure for the 20 highest paid CEO's in Australia! Love you x

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

How to be a savvy student

Tue, 13 Jul 2021 19:05:00 +0000

Are you a student that doesn’t know where to start when it comes to money? We’ve got you! Today V+G talk through their top hacks for saving as a student, how to save when you’re living out of home for the first time AND the importance of financial education from a young age. If you’re a student, or if you’re just after some tips on how to be better with your money, then this is the episode for you.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Mental Health and our finances

Sun, 11 Jul 2021 19:05:00 +0000

Happy Monday Angels! We hope you've had an amazing weekend! We have an incredibly empowering story to share with you today, and as a content warning, we do discuss Eating Disorders to quite an extent, so if that's not something you feel like you can hear today; please don't worry! We will see you for our Deep Dive on Wednesday.

If you'd like some support or resources around the topics discussed, please visit our friends at The Butterfly Foundation.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: How long do you wear lingerie for?

Thu, 08 Jul 2021 19:05:00 +0000

Another week done and DUSTED and we're coming through with your community wins! We also talk about our fave Blak Owned Businesses to celebrate NAIDOC week! You can find them all tagged on our NAIDOC week post on instagram! You can also access support from Motherless Daughters Australia here if you need. Love you! x

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Keeping your Credit Score in Check

Tue, 06 Jul 2021 19:05:00 +0000

There is a whole lot of confusion involved when it comes to credit scores in Australia - do they matter? Can they impact your ability to receive a home loan? Do you need a credit card to help you build a credit score? Today we shed a little light on this rather befuddling topic and we promise by the end you’ll feel completely confident when it comes to credit.

Keen to check your score? Have a look at Experian, Illion or Equifax!

Feeling overwhelmed and want to talk to a financial counsellor? Call the National Debt Helpline on 1800 007 007 or visit their website.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Losing your Mum at 18

Sun, 04 Jul 2021 19:05:00 +0000

This Money Diary is one very close to my heart - our Money Diarist lost her Mum at 18 and shares how that has affected her throughout her life financially. Thankyou so much for opening up to us and telling us all about your lovely Mum!

If you have lost your Mum and need some support, we can always count on our friends at Motherless Daughters Australia who support girls and women whose Mothers have passed away. You can also find them on instagram @motherlessdaughtersau

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Small team, BIG VIBES

Thu, 01 Jul 2021 19:05:00 +0000

iiiiiiiiit's Fridaaay, Fridaaaayy gotta get down on Friday! We're at the end of the week again - and we're celebrating, but only with three of us! Everyone was busy so you've got Victoria, Ryan and Toni! We also have the best would you rather question and celebrate our beautiful community!

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

New Financial Year, New Financial Goals

Tue, 29 Jun 2021 19:05:00 +0000

Are you feeling like you’re stuck in a bit of a mid-year-flat-funk when it comes to your finances? Well this friend, is the pod for you. Join Victoria and Georgia as they talk through some simple ways to amp up your money motivation as we head into a new financial year.

We also mention our 'Marie Kondo Your Finances' episode which you can grab here or scoll down and find it, we posted it on August 5 2020. You will also be able to grab the sneaky sneaky budget template here! Just sign up with your email and you can grab those goodies for free!!!

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 29 and catching up

Sun, 27 Jun 2021 19:05:00 +0000

If you spent your early twenties off in the world - this one is for you! Our Money Diarist this week discusses feeling like she's stuck catching up with her mates after travelling and not saving much superannuation. There are SO many people in this situation, and we want to stress that you're not behind, and it's NEVER too late to 'catch up' or to get back on top of your finances.

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Super(annuation) heroes!

Thu, 24 Jun 2021 19:05:00 +0000

Happy Friday cool Cats and Kittens! Another week done and dusted and we hope it was amazing! We're wrapping a big week, but we're also headed into a big time of change: The End of Financial Year. Amongst all the fun of celebrating you, our community, we chatted about the changes coming to our superannuation and it's a bit of a doozy, team. There's some stats on all of that here, but we encourage you to do some googling or as always, slide into our DMs with some questions! Love ya x

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

BONUS EP: Victoria on Seize The Yay!

Wed, 23 Jun 2021 05:00:00 +0000

A sneaky lil bonus ep should cure those hump-day blues! V joined BFF of the show, Sarah Holloway of Seize The Yay on her podcast and I just HAD to share here! They chat everything from V's life long before finance, all the way up to her book launch! Make sure you nab yourself a copy of glorious Sarah's book right here, too!!!!

Just a small Content Note for this pod, there are mentions of Eating Disorders and also Financially Abusive relationships in here, so please take care if this is something that may affect you, and don't forget you can always call 1800 RESPECT or Lifeline on 13 11 14.

Love ya x

See omnystudio.com/listener for privacy information.

What's your money personality?

Tue, 22 Jun 2021 19:05:00 +0000

We need to talk about your money personality. I know, I personally am a funny, confident and BEAUTIFUL little kitten - but Victoria is about to knock that on its head and tell me that my amazing personality has nothing to do with my spending habits. Rude.

We're chatting all about the psychology of spending and what type of spender or saver you are! Plussss of course V and Jess get sidetracked and chat about what MBTI you have. And we'd love for you to take the quiz right here and tell us what your results are! Love you x

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 27, 0 savings, tax debt, and $50

Sun, 20 Jun 2021 19:05:00 +0000

Prepare to feel empowered. This week we chat with a 27 year old woman who has been through some hard lessons in business! She's right at the beginning of her money journey but knows better things are coming and hasn't let ANYTHING stop her so far. This is the PERFECT start to your week - I promise. Love you!

Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

BONUS EP: Sharesies CEO Brooke Roberts

Sat, 19 Jun 2021 19:00:00 +0000

Happy Sunday friendly friends! This ep is a littttllleeee different, introducing Brooke Roberts: Woman, Mum, and CEO (or, THREE-EO, as she calls it) of Sharesies. Now, we know you would have seen us working with Sharesies recently, but this is in no way sponsored. V and I met Brooke and just wanted to introduce her to you guys, our community, to show you how absolutely incredible she is and what it's like for a coupla high rollin' ladies in finance. Hope you love it! Toni x

You can find Sharesies and alllll the amazing things they do right here!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: V's book is out!

Thu, 17 Jun 2021 19:05:00 +0000

Happy Friday friends! We've had a huge week here at She's On The Money HQ with the very special release of Victoria's book! (Which you can order online here if you so desire! We also have an amazing update from someone in our community, and we chat about our favourite money wins from you guys that you shared in our facebook group (which you can become part of here!) Have an amazing weekend friends xoxo

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Let's talk about TAX baby!

Tue, 15 Jun 2021 19:05:00 +0000

It's that time again - and we've done our best to give you a coupla weeks to get your affairs in order (doesn't that just sound SO fancy - I've always wanted to say that!) for all things tax!

V and Jess talked about a few resources in today's ep, and info on the tax free threshold is here, info on what you can claim is here, the tax brackets info is here, aaannnnddd a cute little blog from the ATO about Cryptocurrency and Capital Gains Tax is right here. (Wow I deserve to jump into a higher tax bracket over all of that admin!!! I really hope V reads these!) As always, DM us with any queries! Toni x

Our fearless leader and money queen B has written a book! You can pre-order Victoria Devine's book right here!!!!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Come Back Fighting

Sun, 13 Jun 2021 19:05:00 +0000

Happy Monday lovely friends! This weeks' money diary is a true tale of tenacity and a rollercoaster of life lived at only 27 years old. A tiny trigger warning for you so that all of our friends feel safe whilst listening: We do discuss financially abusive relationships and chronic illnesses in this ep, so if that might bring anything up for you, we would advise maybe thinking about that before hitting play on this one.

If you or someone you know needs any kind of support you can always call our friends at 1800 RESPECT, or the National Debt Helpline at 1800 007 007, or as always, slide into our instagram DM's and we can point you in the right direction. We are always here for you.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: It's called inflation, look it up!

Thu, 10 Jun 2021 19:05:00 +0000

We have a very sasssssyyyyy Friday Drinks ep for you guys - live from lockdown and ready to party! If you have missed our Money Diary and Deep Dive this week, make sure you go back and listen!

Also, if you're in the market for a smooooooooooth cocktail, check out The Everleigh Bottling Co.

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon.

Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Careers, and how to change them

Tue, 08 Jun 2021 19:05:00 +0000

Thinking about changing your career? We’ve got you! In today’s episode we unpack how to know if it’s time for a change, how to get started on making that change and of course, how to do it without jepordizing your finances.

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Following Your Heart

Sun, 06 Jun 2021 19:05:00 +0000

This week's Money Diarist shares her story of following her gut, falling in love, and listening to what the world tells you. We loved getting an insight into a profession that we haven't really explored through our Money Diaries series before, so we hope you absolutely love it! xoxo

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Auxiliary Spending

Thu, 03 Jun 2021 19:05:00 +0000

Happy Friday cupcakes! Here at the She's On The Money team, we're all in Victoria so we're in lockdown!!! We also need your help with a new idea we're going to get off the ground - if you have ideas of a 'no spend month' or even BETTER than that, slide into our DM's! Love you, and to the other Melbournians, stay safe xoxo

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Navigating Shared Finances

Tue, 01 Jun 2021 19:05:00 +0000

How great is love?! How great is money?! Today we talk about combining the two, in a way that won’t sabotage your savings OR your relationship - yeahhh we got you.

If you or someone you know is experiencing financial abuse, you can contact 1800RESPECT on 1800 737 732 or they have a chat function on their website too.

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Takin' Care of Business

Sun, 30 May 2021 19:05:00 +0000

Happy Monday cupcakes! We want to start your week off RIGHT with an incredible story of tenacity and true grit. We love Money Diaries every Monday, and this one is absolutely no exception. Thankyou for sharing your story with our community x

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Toot Your Own Horn! 🎺

Thu, 27 May 2021 19:05:00 +0000

Happy Friday friends! We're so excited to be with you for another fun Friday ep - and there's lots of goodness squeezed into this badboy! We hear some funny stories from the Money World, and read out fave 'toot your own horns' from our facebook community. (Also, it's Toni here, please don't come for me for using a trumpet emoji as a horn, the horn doesn't look anything like what I wanted and TECHNICALLY a trumpet is a horn instrument) ANYWAY! Hope you love it - have a great weekend angels xoxo

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

BONUS EP: Launching our investment platform!

Wed, 26 May 2021 12:46:00 +0000

Surprise! It's us!! We're jumping on to give you every single tiny scrap of info regarding our very exciting Investment Platform partnership launch with our friends at Six Park. Any extra pervy details you're interested in - you can find them here! Love you!

Just a note: This Bonus Ep about launching our investment platform with Six Park has been edited to clarify exactly how Victoria Devine will be paid from this partnership, and it is that in the event this partnership makes money, then Six Park will share part of the revenue stream with Victoria, and includes no Referral Fees whatsoever! Thanks friends!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

A Healthy Insurance

Tue, 25 May 2021 19:05:00 +0000

In Aus, on April 1st every year health insurance premiums go up and this year, they went up by an average of 2.74%. But what does that even mean, do we really need health insurance and why do high income earners need to pay extra tax if they don’t have cover? Today we answer it all! Oh and here is the little linky link we spoke about lots today - it's very helpful and has all the health insurance answers! Much love!

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: An Unexpected Accident

Sun, 23 May 2021 19:05:00 +0000

Our Money Diarist this week is truly resilient, and has gone through something that everyone thinks: 'That will never happen to me'. We are so grateful for you sharing your story with us this week.

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: The Airwrap Saga

Thu, 20 May 2021 19:05:00 +0000

Happy Friday Angels! An exciting and fun Friday Drinks where we hear our fave She's On The Money community money wins of the week, and we run you through the highly anticipated AirWrap saga story. Love ya!

Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

She's an Imposter!

Tue, 18 May 2021 19:05:00 +0000

Have you ever not gone for a job because you don’t think you’re qualified enough even though you have stacks of experience? Do you ever feel like a fraud in your job and that eventually you’ll get found out? Well sweets, there’s a v good chance you have a little case of imposter syndrome and we want to fix that. Join V+G as they talk through why imposter syndrome is plaguing millennials’ finances and what we can do to combat those naughty feelings of self doubt. BRACE YOURSELF FOR AN INSPO EPISODE FRIENDS!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Instagram paying the bills

Sun, 16 May 2021 19:06:00 +0000

We alllll wish the time spent curating our insta feeds and making our lives look glowy and shiny and fun 24/7 would pay for the bills, and for this Money Diarist, it accidentally does! Happy Monday delicious friends!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Facebook Marketplace wins

Thu, 13 May 2021 19:06:00 +0000

In case you hadn't noticed - here at She's On The Money, we LOVE a win. This week, we're all sharing our Facebook Marketplace wins we've had over the past week, and Ryan picks his favourite wins from our community. Happy Friday lil' babies!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

BONUS EP: The Federal Budget

Wed, 12 May 2021 13:19:00 +0000

Okay. So words like 'Federal' and 'Budget' are huge. But if unlike us, you didn't get your closest gal pals around to watch the budget with - we've got your back! In this bonus ep, Victoria will chat you through the highlights of the budget that most relate to you - our beloved community. Once you've devoured this, pop on over to our facebook community and let us know what you reckon.

As mentioned in todays episode, there are some great services for reaching out if you're in a vulnerable position including lifeline and Safe Steps.

PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Budgeting for Variable Income

Tue, 11 May 2021 19:05:00 +0000

Budgeting is hard at the best of times, but things get a whole lot harder when our income varies week on week. Today, we unpack the FIVE steps to nailing your budget when you have a variable income, and we answer questions from YOU, our sweet angels! Enjoy frannnnds!

PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: The only person in the meeting without a degree

Sun, 09 May 2021 19:06:00 +0000

Happy Monday, friends! The start of a BEAUTIFUL week - and the best way to kick it off is with this legendary money diary. I promise you: this episode will give you the inspo and butt-kicking abilities we ALL need on a Monday morning.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

BONUS EP: The Hidden Truths of Credit

Fri, 07 May 2021 19:05:00 +0000

Our first lady Victoria Devine has sat down once again with the self proclaimed 'Dad of Finance' Glen James to chat frankly about the reality of credit services who shall not be named.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Money Manifesting

Thu, 06 May 2021 19:06:00 +0000

Happy Fri-yay friends! We've had some great wins in our community this week, including one from someone that might be a disguise for one of our very own SOTM team... We also talk about a great organisation called Motherless Daughters Australia, who have a campaign on currently to provide support to those that do it tough around Mother's Day. If you'd like to check it out, you can find them here.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

You Don't Make Friends with Property

Tue, 04 May 2021 19:06:00 +0000

This Deep Dive covers all things buying property with friends and guarantors! Victoria Devine will explain the pitfalls and possible positives of Guarantor relationships and making big purchases with people who aren't your partner.

If you need a bit more advice, contact the National Debt Helpline on 1800 007 007 or use their live chat function at https://ndh.org.au/

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Hustlin' Mums

Sun, 02 May 2021 19:06:00 +0000

Our Money Diarist this week is an amazing example of how far you can come with hard work and smart budgeting! Such an inspiration, and more bank accounts than you can poke a stick at. This weeks' Money Diarist chats with Victoria Devine and Toni Lodge.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Cheap Fridges and Fancy Ovens

Thu, 29 Apr 2021 19:06:00 +0000

Heellllooo HAAPY FRIDAY! We've gotten through another week, and it's time for a beveragino with your fave money team! We love hearing the wins from our gorgeous community, and this week we hear an amazing Money Win over a fancy oven and refurbishing a Commercial Kitchen! Love ya!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Scamdelous (how to avoid being scammed)

Tue, 27 Apr 2021 19:06:00 +0000

In Australia last year $176 million was lost to scams, which was up 23.1% from 2019. Tech is becoming increasingly sophisticated and unfortunately, so too are the scammers who are ripping Aussies off. Today, we get to the bottom of how you can safeguard your finances (and yourself) from scammers, and we discuss why no one is too smart to be scammed.

If you're in Australia and you need any help or want to report a scam, visit https://www.scamwatch.gov.au/

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Chronic Pain

Sun, 25 Apr 2021 19:05:00 +0000

This week's Money Diarist shares something super common that isn't often spoken about that can affect all facets of people's lives - including work. Thanks for sharing your amazing story of resilience and strength!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: Someone's in FORBES!

Thu, 22 Apr 2021 19:05:00 +0000

Happy Friday – it’s the weekend Friends! This Friday Drinks we are in party mode more than EVER to celebrate our fabulous and fearless leader on a huge achievement!

We also hear your best money wins of the week, including the benefits of reading the small print and getting a decent carwash. Plus an open chat on the cost of Oat Milk and grocery shopping wins! Love ya!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

How to get your super back on track if you made an early withdrawal

Tue, 20 Apr 2021 19:00:00 +0000

Last year the government allowed eligible Aussies to pull money out of their Super; for some it was a lifeline, for others it was a free $20k. No matter the reasoning, the consequences of this choice will impact our future selves, which is exactly what we dissect today. PLUS, if you did pull some money out, we chat through how you can pump your Super back up so future you is set to go.

PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: Divorced With No Finance Skills

Sun, 18 Apr 2021 22:47:00 +0000

This weeks money diarist found herself in a situation so many women across the world do, filing for divorce without a clue on how to run any of her personal finances. Since then, she's changed her life and her approach to finances.

On this Money Diaries episode is speaks with Victoria Devine and Ryan Jon.

PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: 6 litres of oat milk for the price of ONE

Thu, 15 Apr 2021 19:00:00 +0000

It’s Friday, Friday, getting down on Friday etc.. AS PER, today on Friday Dranks things got a little silly. We heard money wins from the community (think doggy pillowcases and 6 litres of oat milk for the price of one), PLUS we chat snapped keys, what kind of dollar note you’d pull over on Punt Road for AND how many bank accounts is too many bank accounts. Many laughs and memories were made. HAPPY WEEKEND TO YA!

PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!

Love the pod but looking for a more hands on approach to your money? Look no further. Our budgeting & cashflow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cashflow with all of the smarts and none of the intimidating jargon.

Do you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and DEFINITELY subscribe to our newsletter https://www.shesonthemoney.com.au/newsletter the written recap of the pod's key takeaways, including some bonus bits you won't want to miss.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

Is ethical investing as ethical as we think it is?

Tue, 13 Apr 2021 19:00:00 +0000

Is ethical investing all it’s cracked up to be? Well long story short, it is sometimes, but not always. So how do we avoid falling victim to ‘greenwashing’ and is there actually money to be made in this space? In today’s episode, we unveil it all.

PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

MONEY DIARIES: 27 and not conforming

Sun, 11 Apr 2021 21:56:00 +0000

Today's money diarist has always felt a little different when it comes to setting and achieving financial goals, yearning for travel and adventure over buying a home and getting married. This weeks diary is definitely one to tune into.

Have you been thinking of joining Victoria's budget and cash flow masterclass but just needed a little nudge to do so? Well here it is - a sweet sweet $50 off the course just for you. Use the code POD50 to get a cheeky $50 off. Head to this link to learn more: https://www.shesonthemoney.courses/masterclass

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.

FRIDAY DRINKS: You get $50, and you get $50 EVERYBODY GET'S $50!*

Thu, 08 Apr 2021 19:00:00 +0000

This week in the world of She's on the Money we discussed dog rain coats, Ryan Jon's 10 favourite money wins from the community and we were joined by Royalty, or pal Dom Pym the co-founder of UP joined us and share the bants, give away FIVE THOUSAND DOLLARS TO OUR COMMUNITY and to share his money win of the week. Speaking of money wins.... this episode of Friday drinks was brought to you by our friends from UP, and they're giving you all a CHEEEEKY $10 in your account when you join UP. - check em out here http://up.com.au/shesonthemoney or just download the app from your app store and use the code 'SOTM'. Happy Friday friends. x

*We shouldn't have to say it, but we're gonna anyway, everyone OBVIOUSLY does not get $50. Just those 100 lucky ducks who made Vicky D snorty laugh with their UP Money Request Memes.

The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.

See omnystudio.com/listener for privacy information.